Affidavit Of Identity And Distinction: Fill & Download for Free

Paypal itself has been breached, but according to them as you will see below, no customer was harmed. Thanks for your question[How can you protect yourself?Limit your use of credit cards online. Ironically, given the subject of this article, using PayPal is safer than using credit cards when online. PayPal limits the information you are providing. In fact, no customers were harmed in the PayPal data breach.Change identifying information. Pick a new birth year or change your gender on social media profiles. This helps to keep information about you from being linked with information from other sites.Practice good data management. Check all of your account statements regularly. Look for suspicious items and set alerts to notify you when a large purchase is made.Check to see if the apps you use are storing information. Some apps actually collect and sell information. Install updates for your apps because the updates typically include more advanced security, or close existing gaps that were recently discovered and exploited.]Credit Card InsiderWhat Is a Data Breach and What Should I Do If I Am a Victim of One?11 min readBy Abigail WellesSep 17, 2019 | Updated Sep 23, 2019[On average, a cyberattack occurs every 39 seconds and with a steady track record of mass digital data breaches since the first in 2004, hackers don’t seem to be slowing down. Although cybercriminals have a tendency to target larger companies, millions of customers can be placed in the line of fire by association.For this reason, it’s important to be proactive in understanding data breaches and how you can take measures to protect yourself should you become involved in one.What Is a Data Breach?A data breach is a cyberattack in which private information is accessed without authorization. Data breaches can occur within various organizations, from second-party retail stores and medical companies to third-party businesses like credit bureaus.How Does a Data Breach Occur?Data breaches are typically carried out in three separate steps: research, attack, and exfiltration.The Research Phase: A cybercriminal will look for vulnerabilities in the targeted company’s security system.The Attack: Once the attacker finds any weaknesses in a company’s security, he or she may attempt to access private information through either a network or social attack.Network Attack: A method through which the cybercriminal breaks into private information through the organization’s infrastructure or security system.Social Attack: A social attack is a method of infiltration in which the attacker uses a scam, such as phishing, to bait employees into providing access to a network or opening an attachment that holds a virus.Exfiltration: This last phase of a data breach occurs once the attacker finally gains access to a system. He or she may not have access to any data right away but is able to work towards the information needed. Once the data is extracted the attack is successful.Data Breach vs. Identity TheftAlthough the two are closely related, there is a distinct difference between a data breach and identity theft. A data breach can lead to identity theft. However, this is not definite. Just because there was a massive data breach involving your private information, it doesn’t mean your identity was or will be stolen.So while a data breach means your private information is accessed and taken, it is not identity theft unless the attacker actually uses the stolen information to impersonate you.Why Do Data Breaches Occur?There are various reasons as to why a data breach can occur.Out-of-Date Systems: According to Verizon’s 2019 Data Breach Investigations Report, 52% of breaches were caused by hacking. Oftentimes, breaches can simply be caused by a combination of small, avoidable security vulnerabilities (such as out-of-date software) and a good hacker. If the software isn’t maintained and using the latest security protection, then companies are inviting hackers to take advantage of them.Viruses/Malware: Verizon’s report cites malware as involved in 28% of breaches. Malware can be exposed to systems through social attacks or through network attacks by modifying existing software (even antivirus software) to have a malicious impact, despite appearing safe.Human Error: In a separate report, the Society for Human Resource Management claimed that mistakes made by an individual rather than a system account for 52% of security breaches. The Verizon Investigations report claims 33% of breaches included a social attack involving people, like phishing.Human error may also include using a weak password, sending sensitive information to the wrong recipient, or simply leaving a computer unlocked and unattended. In other cases, company servers have been left open and accessible to the public, ready and waiting for anyone to come along and take a look.How Can a Data Breach Affect You?Although being involved in a data breach doesn’t necessarily mean your identity has been stolen, it’s important to know what types of information may be stolen and the impact a breach can have on you.The types of information stolen may include:NamesDates of birthSocial Security numbersEmailsAddressesPhone numbersClinical/medical infoBanking/credit infoCredit card numbersInsurance claimsAlthough a name and a date of birth may seem like insignificant information, with them hackers have the ability to deeply impact your life in a negative way. With the aforementioned data, a cyber attacker has the potential to steal your identity.He or she can use the stolen breached data to impersonate you, like applying for credit or medical benefits or filing for your tax return. Some of these crimes can destroy your credit, which can take loads of time (years, in many identity theft cases!) and stress to undo.Recent dives into credit card security suggest that over 80% of active cards have already been compromised. This even applies to cards that haven’t been involved in data breaches and places a strong importance on educating yourself to protect against identity theft.]Things to Do After Your Identity Is StolenThink someone is using your personal information? Take these steps to protect yourself.By Maryalene LaPonsie, Contributor July 8, 2019, at 12:54 p.m.[LAST YEAR, 14.4 MILLION people were victims of identity fraud, according to the 2019 Identity Fraud Study from research and advisory firm Javelin. Nearly a quarter of victims had unreimbursed personal expenses related to the fraud, and the median loss was $375 among cases reported to the Federal Trade Commission.While not all fraud rises to the level of identity theft, it was the third most common complaint made to the FTC in 2018. Identity theft happens when someone uses your personal information to open new financial accounts, file tax returns or even make fraudulent medical claims.There's a whole litany of areas in which identity theft can make your life more challenging," says Mike Tanenbaum, cyber head for insurer Chubb North America. Not only is it a crime that can cost you money, but it could require significant time and effort to resolve.To minimize the damage, here are 10 steps to take once you realize you may be a victim of identity theft.File a report with the Federal Trade Commission.Contact your local police department.Notify the IRS and your identity theft insurance, if applicable.Place a fraud alert on your credit reports.Freeze your credit.Sign up for a credit monitoring service, if offered.Tighten security on your accounts.Review your credit reports for mystery accounts.Scan credit card and bank statements for unauthorized charges.Open new credit cards and financial accounts.1. File a report with the Federal Trade Commission.The FTC compiles information about identity theft cases. It doesn't have the ability to pursue criminal charges, but its information may be used by law enforcement agencies such as the FBI to track down perpetrators.To file a report with the Federal Trade Commission, visit www.identitytheft.gov. As part of the reporting process, you'll receive a recovery plan and even prefilled letters and forms that can be used to file police reports and dispute fraudulent charges.Keep in mind that identity theft is defined as impersonating another person or using their information for financial gain. "One piece of information alone doesn't usually identify you," says Lena Licata, director in process, risk and technology solutions at accounting firm EisnerAmper in Iselin, New Jersey. By itself, a security breach doesn't constitute a stolen identity and doesn't need to be reported to the FTC.2. Contact your local police department.The next step is to file a report with your local police department. Although the police may not be able to do anything if your identity was stolen by criminals online and overseas, your report could help them track down someone who is stealing information locally."The police report is to protect yourself," Tanenbaum says. It creates a paper trail that could be useful in the future. For instance, if someone uses your information to commit a crime, having documentation of identity theft could make resolving the matter easier.Some states have specialized units that handle complaints such as identity theft. "In Jersey, there is an entire cyber task force," Licata notes. If your state has an office such as this, file a report there as well.3. Notify the IRS and your identity theft insurance, if applicable.There are two other entities you may need to contact depending on your situation. First, you should notify the IRS if your Social Security number was used to file an income tax return. Do this by submitting a Form 14039 Identity Theft Affidavit, explains Neal Stern, a CPA member of the American Institute of CPAs' Financial Literacy Commission.Next, contact your identity theft insurance provider if you have one. Some companies, such as LifeLock and IdentityForce sell identity theft protection services that include insurance coverage. However, you may also have benefits through your homeowner or other insurance plans. For instance, Chubb offers complimentary identity theft resolution services to its policyholders.Regardless of how you have coverage, "contact the company to learn their procedures for filing a claim that can help you cover the costs of rebuilding your financial life," Stern says.4. Place a fraud alert on your credit reports.Now it's time to follow up with the three major credit bureaus – Experian, Equifax, and TransUnion – and request a fraud alert be placed on your account. The fraud alert stays on your credit report for a year, and it notifies any institution that pulls your credit report to the fact your identity may be compromised. The alert should prompt creditors to take an extra step to verify the identity of the person opening the account. You only have to request a fraud alert from one of the credit bureaus and that company should notify the other two firms. Requesting a fraud alert is free.5. Freeze your credit.For an added layer of protection, you can initiate a credit freeze which will completely cut off access to your credit report. That means the credit bureaus won't share your report with anyone who requests it. You'll need to contact each bureau individually to request they freeze your credit. The process is free, and Tanenbaum recommends freezing credit reports for children as well since they too can be victims of identity theft.6. Sign up for a credit monitoring service, if offered.If your information was accessed in a data breach, you may be offered complimentary credit monitoring. These services watch credit reports for suspicious activity and send alerts whenever a new account is opened.If you aren't offered free credit monitoring, you can sign up for a reputable service yourself. LifeLock, one popular provider, has plans ranging from a $9.99 a month standard plan for Social Security number and credit alerts to a $29.99 per month service that will watch bank and 401(k) account as well as look for any crimes committed in your name. Both come with reimbursement for stolen funds. Pricing is good for the first year and increases in the second year.Other options include Complete ID plans available through warehouse club Costco for $8.99 to $13.99 a month and PrivacyGuard which charges $1 for the first 14 days and then $9.99 to $24.99 per month after that. Plan benefits vary by company.7. Tighten security on your accounts.Cybersecurity experts are quick to point out that most people don't practice what they call good password hygiene. "Most people never change their password," Tanenbaum says. Even worse, they use the same passwords or a close variation on every site.Using a password manager is an easy way to ensure all your accounts have strong passwords. These services generate passwords that cannot be easily guessed and then store and autofill them on websites so users don't need to remember each one.LastPass offers a free password manager for one user. The company also has a premium plan for $3 a month that includes file storage and priority support services. Tanenbaum likes Dashlane, which also has a free version as well as a $4.99 per month premium service that includes a VPN for encrypted web browsing while on public Wi-Fi.Other ways to avoid future instances of identity theft include shredding documents with personal information, not carrying your Social Security number in your wallet and not clicking on links in emails from suspicious or unknown senders. Delete any personal information such as addresses and phone numbers of public profiles on social media and other sites. Whenever offered, enable two-factor authentication, which will require both a password and a code delivered via email, text or phone for access to an account.[8. Review your credit reports for mystery accounts.Whether you're a victim of credit card fraud or a stolen identity, you need to check your credit reports for any accounts you may not recognize. By law, you're entitled to at least one free credit report from each agency each year. While plenty of websites and creditors promise free credit reports, the official site to request them is Annual Credit Report.com - Home Page.9. Scan credit card and bank statements for other unauthorized charges.Pull up your other accounts and scan old statements for other charges you don't recognize. "Identity thieves may start with charges or withdrawals as small as $1 to test the waters," Stern says.Don't forget to review dormant or infrequently used accounts as well. If you find unknown charges, call the financial institution to alert them of the problem and request the account be locked or closed.10. Open new credit cards and financial accounts.Identity theft victims should talk to their financial institutions to determine how best to avoid further damage. It most cases, that will involve closing and reopening accounts, even ones that haven't been compromised. It can be a tedious process, but a necessary one to avoid a thief from gaining future control of your money.

Good question. Yes christmas is celebrated in Ramakrishna Mission centers.As you can see from the above pictures,christmas is celebrated in all Ramakrishna Mission centers throughout the world. Most of the times a big archbishop is invited as chief guest(while ignoring the illegal activities of missionaries).Now the question is why do they celebrate christmas being a Hindu organization?The answer is simple. They are NOT a Hindu organization. This might be shocking for some. Some people blame ISKCON for being non-Hindu(even though they clearly say they are part of Sanatana Dharma/Hinduism). Unlike ISKCON,RKM is legally considered as a seperate entity from Hindus.They did all this to be considered a minority. Minority in India, gives you many facilities unavailable to Majority/Hindus. At that time communist ruled West Bengal. They wanted to take over RKM schools. So in order to save their schools,RKM legally separated from Hinduism.In court they gave many reasons for being seprate from Hinduism. The most important difference(according to RKM) is that Hindus consider only Vedas to be authentic while RKM considers Vedas as well as quran and bible as authentic. The other difference they gave was that RKM had christians and muslim followers (completely ignoring there 99% Hindu followers). I am quoting the exact arguemts they gave in court*Arguing for the “distinct” existence of the Mission, the affidavit says that not all its members are Hindus and, in fact, some of them are Muslims and Christians. The first fact proves that it is non-sectarian, the second that it is universal. This is the pat- tern which the affidavit faithfully observes-when the inclusiveness of the Mission is to be shown, Islam and Christianity are mentioned; when its distinct character is to be shown, Hinduism is mentioned. The Mission is distinct from Hinduism in some respects and similar to Islam and Christianity in others. That makes it unique and universal — that is the line of argument.The affidavit enumerates many points which in the opinion of the Mission distinguishes it from all other religions, “including traditional Hinduism.” It states that a traditional Hindu “believes in the Vedas only, and not in the scriptures of any other religions,” while followers of Ramakrishna cult believe in all holy scriptures.*More of these alleged differences can be found in Ram Swarup's book Ramakrishna Mission: In Search of a New Identity.Now what came after the sepration is the complete overhaul of Ramakrishna Mission organization as a whole. Earlier there used to give mantras of Vedic Deities (Shiva,Vishnu,Devi etc) in diksha/initiation to new disciples. They changed it to Ramakrishna Mantra stopping the importance of traditional Hindu deities and potraying Ramakrishna as their new jesus. The only savior in which all Deities are contained. The practice of christmas came afterwards to further make it distinct from Hinduism.As to why they don't celebrate muhammad's birthday? Well the prophet's birthday is not celebrated as such by muslims. Its only celebrated in south asia as bara wafat. But most importantly most muslims will be against the idea of potraying their prophet as a deity and performing arati of him. Unlike christians who don't care much as they believe in intermingling of christianity with local cultures. Even some muslims oppose Ramakrishna experience of muhammad merging him as blasphemous.So here you go. This is why christmas is celebrated in RKM. And this is how a new religious organization became independent from Hinduism. Sad but true.

Why is Christmas celebrated in Ramakrishna Mission? Is it because they don't consider themselves as Hindus (as per 1980s judgement)?Good question. Yes christmas is celebrated in Ramakrishna Mission centers.As you can see from the above pictures,christmas is celebrated in all Ramakrishna Mission centers throughout the world. Most of the times a big archbishop is invited as chief guest(while ignoring the illegal activities of missionaries).Now the question is why do they celebrate christmas being a Hindu organization?The answer is simple. They are NOT a Hindu organization. This might be shocking for some. Some people blame ISKCON for being non-Hindu(even though they clearly say they are part of Sanatana Dharma/Hinduism). Unlike ISKCON,RKM is legally considered as a seperate entity from Hindus.They did all this to be considered a minority. Minority in India, gives you many facilities unavailable to Majority/Hindus. At that time communist ruled West Bengal. They wanted to take over RKM schools. So in order to save their schools,RKM legally separated from Hinduism.In court they gave many reasons for being seprate from Hinduism. The most important difference(according to RKM) is that Hindus consider only Vedas to be authentic while RKM considers Vedas as well as quran and bible as authentic. The other difference they gave was that RKM had christians and muslim followers (completely ignoring there 99% Hindu followers). I am quoting the exact arguemts they gave in court*Arguing for the “distinct” existence of the Mission, the affidavit says that not all its members are Hindus and, in fact, some of them are Muslims and Christians. The first fact proves that it is non-sectarian, the second that it is universal. This is the pat- tern which the affidavit faithfully observes-when the inclusiveness of the Mission is to be shown, Islam and Christianity are mentioned; when its distinct character is to be shown, Hinduism is mentioned. The Mission is distinct from Hinduism in some respects and similar to Islam and Christianity in others. That makes it unique and universal — that is the line of argument.The affidavit enumerates many points which in the opinion of the Mission distinguishes it from all other religions, “including traditional Hinduism.” It states that a traditional Hindu “believes in the Vedas only, and not in the scriptures of any other religions,” while followers of Ramakrishna cult believe in all holy scriptures.*More of these alleged differences can be found in Ram Swarup's book Ramakrishna Mission: In Search of a New Identity.Now what came after the sepration is the complete overhaul of Ramakrishna Mission organization as a whole. Earlier there used to give mantras of Vedic Deities (Shiva,Vishnu,Devi etc) in diksha/initiation to new disciples. They changed it to Ramakrishna Mantra stopping the importance of traditional Hindu deities and potraying Ramakrishna as their new jesus. The only savior in which all Deities are contained. The practice of christmas came afterwards to further make it distinct from Hinduism.As to why they don't celebrate muhammad's birthday? Well the prophet's birthday is not celebrated as such by muslims. Its only celebrated in south asia as bara wafat. But most importantly most muslims will be against the idea of potraying their prophet as a deity and performing arati of him. Unlike christians who don't care much as they believe in intermingling of christianity with local cultures. Even some muslims oppose Ramakrishna experience of muhammad merging him as blasphemous.So here you go. This is why christmas is celebrated in RKM. And this is how a new religious organization became independent from Hinduism. Sad but true.