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Well, here’s a bitter truth of an Indian in the US for an MS ( To be clear I speak for the majority of people that are around me and the same experiences we deal with every day)I’m gonna make it simpler for you to understand by narrating my story ( from a middle-class family) and another guy I knew who’s from a rich family, we both came to the US together on the same flight. So on that basis, you can make your decision.I came to the United States back in 2014 from India for an MS degree, where $1 = Rs. 63–64. ( Indian currency ) Like most of us, I took Rs 40 lakh (somewhere equals $50,000) loan from a private bank ( HDFC Credila) to cover my 2 years program, after spending a hell of a lot of money on GRE, TOEFL exams, University application forms ( $70–$100), US visa appointment, etc.Before coming to the US I had 309/340 in GRE, 110/120 in Toefl, and 3 years of work experience in the same field where I was pursuing my MS.In my 2 yrs of the engineering program, I never got any RA or TA even though I always applied before time and also had a good GPA stand ( 3.86 CGPA), it was because in my college the RA and TA positions were first given priority to Ph.D. students then come MS students with very limited positions. Then, there are a lot of on-campus jobs were available like campus bus drivers, Residence Advisors, gym trainer, etc but couldn’t get work because it’s reserved for US citizens. So other jobs where we can work are: Student residence dining hall ( cleaning tables where students make a mess after eating, cleaning dishes inside the dish room, serving foods to students, etc) some others were like working in arenas or stadiums ( picking up trash, sweeping and mopping floors, cleaning toilets, etc.) and getting paid $11/hr before tax deductions, also came to know these jobs were available due to the fact Americans hate doing dirty jobs and saved it for us. And then there are off-campus jobs like working in stores, gas stations which are completely illegal and I’m not talking about it in a public post.On the other hand, my rich friend whose father is a rich Indian politician who doesn’t need to get a job while studying in the US ( other than CPT Internships) plus he didn’t take any loans and his father sends him $1500 every month.After 2 yrs we both graduated with a good GPA, and then we started struggling with getting a job since our OPT dates already started (it's mandatory to have a job within 90 days from your OPT start date, or else your F1 visa will be terminated and the job has to be in the field of your MS course), applied nearly more than 550 companies in every state in the US ( its not the case that there are fewer job opportunities, it’s only that the companies don’t want to hire international since they would require sponsorships in the future or big-time companies like Boeing, BAE, Lockheed Martin, Raytheon, etc hires only US citizens, they will hire someone with super-qualification if they are sponsoring the applicant)We’re running out of patience, ideas and money, since my loan tenure already started and I have to pay EMI’s. Finally, we decided to go with consultancies and they helped us get interviews where we landed in contract-based jobs.See for yourself, below.Yes, that’s Toyota, USA, rejecting job applications due to visa sponsorship.And many other US companies ( like Cree Inc) are not providing US visa sponsorships options for international students to stay & work in the USA in the future.In Valeo, not even hiring F1 students also.Even Recruiters in Linkedin don’t have options for visa sponsorship consideration for International students.And many more.So,After a few weeks, my rich friend decided he wants to leave the US and want to go back home and then after a month I finally got a full-time job where I’m still employed and have been working for the past 3 yrs, started paying my student loan EMI’s every month, paying rents, utility bill, groceries expenses, credit card bills, paying EMI’s for financing a car plus insurance, etc. and had little bit savings too.And now let's talk about my future since my company filed for my H1b work visa this year and didn’t get selected in the lottery process, the only option is to wait till next year and try again. Now my worries start from here about my un-secure future, what if I don’t get selected again next year and with my visa expire, ( didn’t want to re-apply college or go with day 1 CPT since the Trump administration can eliminate these options any time in future just like one of the Republican congressmen has expressed his idea of Banning OPT schemes after graduation in future) I may have to return to my country. Will I land a job in India with a good enough salary to pay my remaining loan, plus my both parents had retired and I have to provide financial support to them. I hear lakhs of Indian students return from the US or UK, etc. and not getting jobs over there since job opportunity is very narrow with increasing populations.To think all about it again, what was the point in getting a degree from the US since my future remains a mystery with a nightmare. What was the point of working hard in college, washing dishes, cleaning toilets, missing family, paying more than $500 for CPT, OPT, etc. applying for evaluation of my STEM employment every six months?Honestly, in my perspective, if I had a time machine I would definitely prevent myself from moving to the United States, maybe I should have moved to Canada ( and apply for a Permanent Residence visa after college graduation and a job), Australia, New Zealand. I had a school friend who got MS from Auckland University, NZ, and then got a PR and now he happily married over there.The US has very suffocating, complex, and outdated immigration laws & policies. To add, we international students pay a lot of tuition fees in comparison to American students and contributing billions of funds to their government where they distribute most of the money on their defense and public schools and state colleges, community college, etc where they provide scholarships to their local American kids.Ultimately, I would encourage everyone who’s planning to move to the US for higher studies to do extensive research, work very hard, take guidance from their family, friends, etc. Don’t go with foreign education consultancies they only care about your money, they don’t give a shit about your future.Guys, I’m not trying to scare ya or break your dreams and hopes, I’m just showing you the reality abt our life, “Remember the American dream is only for American Citizens not for outsiders”. Maybe you can pull everything over here and then have a secure future. I’m just suggesting plan your future very very wisely. Education in the USA is a very expensive & very risky investment where’s there are very slim chances of good returns.EDIT: 20th Sept. 2020I thought this a valuable info. so I’m adding it.Below is a chart, that’s describing how much tax deductions are been deducted. So these are the top well-known cities in the US.The salaries and wages depend upon location in the US. But on average, a young engineer should make around $60k- 75k per year in the US.So, below describes if your salary package is $75,000/ year and this is how much you will be getting back in your bank account after tax deductions.Well, let’s take an example of Boston, after getting $52,824 ( which means approx. $4,500 per month).One Bhk apartment rent costs around $2,300–2,6000 per month. ( over $30,000 per year excluding house security fees.)Utility bills ( wifi, electricity, and gas ) cost around over $200 per month, and in winter it gets higher like $250.Transportation, car-insurance, Gasoline, groceries, etc. are damn crazy expensive.There are a lot of other expenses, like credit bills, etc.I have got a lot of data, I can share but I don’t want to bore you.As you can get an idea of how crazy expensive is America, everything is expensive. And taxes will go higher in the next year 2021 since America is officially under recession, their federal debt is around 26.8 trillion dollars. Next year it will be $27 trillion which equals USA GDP.Just think of yourself, how freakingly hard it will be to pay educational loans from Indian banks whose EMI will be somewhere Rs. 70,000 maximum per month for whole MS fees of more than 40–45 Lacs. Also, this EMI has a tenure of 10 years so they actually start EMI on 3rd year after MS college graduation, and calculated EMI’s are based on 8 years tenure.PS. I’m not a banking expert but this is what happens to me and my friends.Imagine if denied H1b or no job opportunities in the US due to harsh US immigration. How is it possible to pay Rs. 70,000 per month on Indian salaries.Do a lot of extensive research, think about your family too especially if they’re getting retire and old.

Because they get enamored with the thought of a small Private university. And they get “confused” by financial aid awards, which include Loans…….This article brings a lot of that to light, for smart but economically poor students….The college debt crisis is even worse than you think - The Boston GlobeYes, we need to hammer that home. However, many Community Colleges around the USA have a “bad rap”, and a good student may desire the warm setting of a small private college. But when 50% of the first-year students drop out of many of those non-profit small private colleges, then we all have to wonder.Maybe the Federal Government should NOT be loaning money to students through the colleges. Maybe the Federal Direct Loan program should Demand a cost-effectiveness study conducted by the applicant First, before a single penny is loaned, including private bank loans (that are guaranteed by the Feds through no bankruptcy laws….) Maybe “we” (the country) are setting these students up to Fail.NOTE: The three stories in the article started Before it was mandated that All US colleges have a net-price calculator on the college’s web site.

No country in the world should be subject to “caravans” of unskilled, impoverished, mendicants, demanding entry into a sovereign Nation, and demanding that Nation share their wealth with them. Do Americans see what it has done to Europe? Where does this end?As a European, I hold a US H-1B visa and have held F1 and O-1 visas. I did not gather in a horde of indigents and caravan through your border. I had a complete background and family check, had to prove financial solvency, provided the required paper work to enter the US for education and work, and waited my turn.I understand the need for skilled immigration, I hire from around the world. The US Government has the right, and the duty to its citizens to control its borders and to know who enters and why. I enter the US through Boston Logan International Airport several times a month. They have an Immigration & Customs “control” point of entry. Every country I enter, I pass through an immigration “check-point”. In Europe we learned after the Arab-Spring that open borders are costly. People with stable employment, education, and marketable skills do not group in hordes and enter nations illegally and demand benefits.Bestowing Third-World “lawbreaking” Caravan Immigrants with the US “Liberal Humane Rights (taxpayer entitlements)” such as food, clothing, modern housing, air conditioning, automobiles, phones, refrigerators, an array of non-necessary electric appliances, and consumables purchasing power is clearly a negative effect on the environment; but please consider your debt. You cannot afford handouts.Please do not confuse European benefits with US government benefits. Our own citizens and immigrants do not enjoy the extravagant benefits that those in the US are bequeathed. As a European, being poor in the US (where I was educated and have a home) is much different than anywhere in the world. Poor in the US is a two bedroom apartment, air-conditioning, food programs ample enough to be obese, cigarettes, video games, internet, a car in driveway, two flat screen televisions with cable, a cell phone, new style clothing, and a government benefit EBT card. Do not confuse what is considered poor in the US for poor in the rest of the world.As a European we are reminded, the greatest threat to global security is America's national debt. The US is in debt (with debt-to-GDP ratio over 100 percent) and this debt threatens the economy of free Western World. Adding thousands of unskilled, non-English speaking, and impoverished immigrants is a burden on the taxpayers. Adding debt for prospective voters is an irresponsible act that affects the global economy. Yes, yes, I know, it is only a few billion to buy these immigrant votes, but….Remember the outflow of gold from the US Federal Reserve System, which began in 2014 due to Obama’s poorly formulated economic plan, continues today almost without interruption. Our German government exported gold reserves from the US, returning to Germany 300 tons of ingots. The Netherlands also repatriated over a 100 tonnes of gold from the US, as did 42 other nations during the Obama failed economic plan.The world seeks to reduce dependence on the dollar. Americans must remember that in 1944 the US dollar replaced the British pound as the world reserve currency. The UK accumulated excessive debts and years of economic instability, and the pound collapsed. Is that worth adding voters to the rolls?My American employees speak of the solvency of Social Security and Medicare. They are the largest drivers of federal spending, and both of their trust funds will go to zero in less than 20 years.Remember your immigration Family Reunification Laws:The immigrant visa process begins when an American Citizen or Legal Permanent Resident files a petition with the U.S. Citizenship and Immigration Service (USCIS) of the Department of Homeland Security. American Citizens may file petitions for their fiancé(e), children, spouses, parents, and siblings. Legal Permanent Residents may file petitions for children and spouses.Adding immigrants that never paid a dime into the fund and that will receive SSI and disability. Yes, I hear “they are not eligible”, I see no one starving or going without in the US. They will receive taxpayer benefits.Why would your nation add more debt due to unskilled and impoverished immigrants, when US citizens complain of rising health care costs, complain of poor infrastructure, schools that rank 37th in mathematics and 32nd in science, the student-loan bubble, pensioners low standard of living, and socialist politicians promising “everything for free!”.Necessary immigration? In Europe we know the cost of immigration. Although unlike the US, in Europe, we have declining birth rates, which our politicians use to justify our low-skill labour refugee influx. However, in the US, you have a surplus of low-skill labour, however, you have a low labour participation rate of such persons; government benefits are better than a job. I know; I hire in the US.In Europe we need unskilled workers due to low-birth rates; however, we learned a valuable lesson, all immigrants are not equal. We have a culture, we have customs, we have a history, we have a language, we have laws, and assimilation is difficult. Not all immigrants are in the best interest of the people, we need to control our borders and screen each and every “applicant”. The only way to do this is concertina wire (Razor Wire) above and below fences and walls.Yes we demand our Governments use Razor Wire and Walls. No technology will do the job. It must be purchased, many man-hours of control, observation, and maintenance. With remote technology or manpower reducing technologies, border security agents must travel to the breach point, then it is too late stop the invaders. Build the wall, protect your country, protect our investment in the US, we are doing it, it works.US citizens must ask, how can your country afford caravans of unskilled and impoverished immigrants that your working tax dollars pay for food, health-care, schooling, clothing, modern housing, air conditioning, automobiles, phones, refrigerators, an array of non-necessary electric appliances, and consumables purchasing power. Where is your “better life and opportunity?”If Americans are concerned enough about the Central-American immigrant caravans to provide them with a “better life and opportunity” what about others? World Hunger reports that 501 million people, or 47 percent of the population of sub-Saharan Africa, lived on $1.90 a day or less, a principal factor in causing widespread hunger and violence. Most are subject to violence due to lack of basic human rights. According to World Bank's report in 2016, there are 766 million extremely poor Asians suffering hunger. Most are subject to violence due to lack of basic human rights. About 519.6 million people do not have enough food to eat in Asia, and a prominent 70 percent of world’s malnourished children live on the eastern continent.These people are watching the caravans, are they next? Why not? To deny them, and allow the Central-American immigrant caravans is racist, and unacceptable? Is the definition liberal “no-borders”,“ humanitarian” , “refugee”, based on discrimination and confined to those we choose?What about the liberal rally cry, “…give me your tired, your poor, your huddled masses”? Let's examine the statements original context.I have a book on “Path to U.S. Citizenship” in our office in Boston.“give me your tired, your poor, your huddled masses yearning to breathe free, the wretched refuse of your teaming shore. Send these, the homeless, tempest-tossed to me, I lift my light beside the golden door”…was a poem "The New Colossus" by poet Emma Lazarus to raise money for the construction of a pedestal for the Statue of Liberty. It was not government sanctioned or endorsed, nothing to do with American Policy, or a legislative motivated passage, it clearly did not reflect the US Government’s actions.In fact the same year, 1882, the Chinese Exclusion Act was passed by the U.S. Congress and signed by President Chester A. Arthur. The Chinese Exclusion Act of 1882 was the first significant law that restricted immigration into the United States of an ethnic working group. This was one of many policies on immigration exclusions, quotas, and limitations that the US had in place during its rise as an industrial power. That Industrial power created the wealthiest nation on earth.Karl Marx wrote extensively concerning immigrant workers, central planning and immigration policy.I believe the point liberals are making is quite similar to what we are hearing in Europe: asylum and refugee status.U.S. Citizenship and Immigration Services (USCIS) define a refugee as someone who is outside of his or her homeland, and has been persecuted in his or her homeland or has a well-founded fear of persecution there on account of race, religion, nationality, membership in a particular social group, or political opinion. Political asylum is for someone already in the United States, and protects an individual from removal to a country of feared persecution.According to the European news the majority of the immigration asylum seekers are currently from Central America’s Northern Triangle region (Honduras, Guatemala, and El Salvador). They are claiming asylum based on violence and poverty. “People pursuing economic and social migration are not refugees seeking asylum”, there is no immediate cause to enter the US for protection from persecution. In their home country (not at the border) they may fill the paperwork out, get in the queue, go through the process, and enter the US if they meet the requirements. The claim of violence and persecution in their home country may be cause for immediate action, border holding, legal hearing, and economic assistance. However,Four cities in the United States are counted the among the world's most dangerous. The cities are, in descending order of homicide rates, St. Louis, Missouri, Baltimore, Maryland, New Orleans, Louisiana and Detroit, Michigan. More dangerous than the major cities the asylum seekers come from, San Pedro Sula, Honduras; Guatemala City, Guatemala; and San Salvador, El Salvador.So the question we the world are asking, how does the US tell a mother of murdered child in one of those cities that the US is more interested in these refugees, than the children in their city? It would appear that these Democratic Party run cities should be more concerned with the death and violence within the American borders, than a photo opportunity of a “family” with no documentation that they are related. In Logan Airport I viewed these families on the television; however, no mention or pictures of the violence and murder in St. Louis, Missouri, Baltimore, Maryland, New Orleans, Louisiana and Detroit, Michigan. (I lived in the Detroit area, abject poverty and crime, where is the outcry?) It is beyond comprehension that American children are second to these so-called refugee seekers.Yes, build the wall.