Commercial Motor Vehicle Claim Form: Fill & Download for Free

I will start off by saying that I am not a lawyer and this is not intended as any form of legal advice There is nothing in the US Constitution that says that you have a right to drive or operate without a driver's license. There is also nothing that states that you have a right to operate a motor vehicle or to drive.Crandall v. Nevada, 73 U.S. 35 (1868) established that there is a right to movement/travel. It does not state that there is a right to travel by any vehicle in particular. There are however a number of federal cases that have established that states are allowed to regulate and control roads/highways. The administration/control of interstates is a more complex topic, since they are partially regulated via the federal government and partially by the states.There are many cases that address the right of states to regulate and manage driving. Three major ones are Hendrick v Maryland, Hess V Pawloski, and Reitz v Mealey. Let's take a deeper look at them.Hendrick v. Maryland 235 US 610 (1915)"The movement of motor vehicles over the highways is attended by constant and serious dangers to the public, and is also abnormally destructive to the ways themselves . . . In the absence of national legislation covering the subject a State may rightfully prescribe uniform regulations necessary for public safety and order in respect to the operation upon its highways of all motor vehicles — those moving in interstate commerce as well as others. And to this end it may require the registration of such vehicles and the licensing of their drivers . . . This is but an exercise of the police power uniformly recognized as belonging to the States and essential to the preservation of the health, safety and comfort of their citizens."Hendrick was a case that was brought over a resident of the District of Columbia having left work, drove into Maryland and was issued a citation for not having a registration of his vehicle under Maryland law. Hendrick alleged that the law was discriminatory and attempting to regulate interstate commerce. The Supreme Court ruled that the law was not a bad law, but took a sideways step on if it was discriminatory. They stated that since the record failed to disclose that Hendrick had registered his vehicle in the District Of Columbia and had applied to the Maryland Commissioner for an identifying tag or marker that would allow him to use the roads free of charge pursuant to section 140 of the applicable Maryland law, he lack standing to question that part of the law or to have the Supreme Court hear that particular aspect. Standing, or locus standi, is a legal term that means the capacity or right to bring a suit in a particular court/ jurisdiction. A major component is that the plaintiffs have sustained or will sustain direct injury or harm and that this harm is redressable. The Supreme Court ruled that the regulations were valid and reasonable, but that they would not address the discrimination aspect owing to Hendrick's lack of standing:"Only those whose rights are directly affected can properly question the constitutionality of a state statute and invoke our jurisdiction in respect thereto.Hess v. Pawloski 274 US 352 (1927)"Motor vehicles are dangerous machines; and, even when skillfully and carefully operated, their use is attended by serious dangers to persons and property. In the public interest the State may make and enforce regulations reasonably calculated to promote care on the part of all, residents and non-residents alike, who use its highways."Hess was a case about was it legal under the 14th Amendment for the state of Massachusetts to designate the Registrar of Motor Vehicles as an agent for purpose of service of process for out of state non-resident motorists. Hess claimed that it was a violation of his due process rights and that the State of Massachusetts was not legally able to exercise personal jurisdiction over him because he was a non-resident, did not live in the state and hadn't consented to appointment of the Registar as an agent. The Supreme Court ruled that since Hess had a registered mail copy sent to his last known address (when the Registar received a legal document or notification of a lawsuit they would send a copy of all documents via registered mail to the last known address of the person involved) and that the statute did not violate due process, owing to the rights of the states to regulate the operation of motor vehicles for public safety and the common good and that the statute was not hostile to Hess (meaning it wasn't prejudicial or favored the resident over him).Reitz v. Mealey 314 US 33 (1941)"The use of the public highways by motor vehicles, with its consequent dangers, renders the reasonableness and necessity of regulation apparent. The universal practice is to register ownership of automobiles and to license their drivers. Any appropriate means adopted by the states to insure competence and care on the part of its licensees and to protect others using the highway is consonant with due process."Reitz dealt with a bankruptcy case in New York where a driver's license can be suspended for non-payment of a judgment resulting from an injury (e.g. he hit someone with his car and lost a lawsuit surrounding it and had a monetary judgment entered against him). Reitz alleged that because an amendment to the law that allowed for suspension of the license was found to be a violation of due process and the Bankruptcy Act (it gave the creditor power over the debtor's license ) that the entire law must be a violation and unconstitutional. The Supreme Court ruled that since the amendment could stand alone as a law on it's own and was not dependent on other parts of the law, it could be severed and had no effect on the validity or constitutionality of the overall law. They upheld that regulation (including requiring a license) was legal and constitutional and was a right of the states.

Totally false premise (that the VA is “broken”). The VA is NOT broken — but it is seriously handicapped financially. In fact, I would argue that VA has been intentionally crippled (through the years) to support the argument (by many) that “single-payer” healthcare in the U.S. can’t work.How can I make such a bold — counter-intuitive claim? It’s in the very nature and history of the VA itself — which has always been a financial football at the very center of our national politics.At the time of the latest scandal — the Phoenix facility in 2014 — CNN did a timeline of the VA that should be required reading. It starts in 1921 with the Veterans Bureau which was formed by our government to aid World War I vets.It quickly devolves into corruption, and is abolished nine years later under a cloud of scandal. [1]The corruption and scandals never stopped because they all revolve around the same issue — money.But, before we can talk about HOW money impacts the VA directly, we have to talk about the U.S. healthcare system generally.Unlike every other industrialized country, the U.S. system is based on “tiered” health coverage.The U.S. tiers health coverage by:Employment (Employer Sponsored Insurance or ESI)Age (twice — 26 & 65/Medicare)Income (Medicaid)Military Service (VA)Heritage (Indian Health Services)… and we still wind up with about 30 million Americans who have no health insurance coverage at all (the “uninsured”). This doesn’t mean that the uninsured have no healthcare needs — it just means that those expenses are “cost-shifted” to all of us that do pay (one way or another) for our coverage.Now, there’s only one reason for tiering health coverage this way — and that’s to support tiered pricing. Americans are used to tiered pricing in almost every other aspect of their consumer life (hotels, airlines, appliances, homes, cars, technology), so many don’t blink an eye when tiered pricing is applied to healthcare (even though they rarely see the actual pricing). Many simply assume that healthcare pricing is tiered — and that it is ok. It isn’t.From that list above, tiered pricing is highest to lowest. In other words, commercial rates applied to ESI are the highest/best available to doctors and hospitals for their services. ESI is where they make the most money because it’s whatever the market will bear. Medicare and Medicaid are fixed/lower rates (in fact, many doctors simply don’t take Medicaid patients at all because the rates are so low).#4 is VA — which is about on par with Medicaid rates — except it’s even worse because unlike Medicare or Medicaid, the hospitals are Government owned (and doctors are basically Government employees). As a VA doc (unlike say a Medicare or Medicaid doc), you have no access to the lucrative/commercial tier. As a doc, your’e income is stuck at whatever the VA pays. Sure, you *could* moonlight (and some VA docs do), but you’re also trying to have a life after 10 years of med school — right?In this sense, the VA is like the NHS in the U.K. (also single-payer and government owned) — except that the VA rates paid to doctors are well below market compared to any other coverage tier.As highly trained professionals, doctors (all doctors) have to make economic decisions about their income and their future. That future includes having to recognize the loss of about 10 years of earning power (through med school) and assuming (on average) about $180,000 in student debt.Given these economic variables, there is a longstanding and chronic shortage of doctors willing to work at/for the VA. It’s literally that simple. The VA is seriously underfunded for a caliber of professional (doctors) that’s already in short supply — and has no way to compete for that talent without changing the pay scale.Our Government COULD change this — by raising pay rates to docs — but it doesn’t! That’s not the fault of “single-payer” healthcare, but it is most definitely the the fault of our system of tiered coverage — which is heavily tilted against doctors choosing to work for the VA.IF I had to draw a retail analogy, it would be like an MIT grad — who got an MBA at Harvard — and then deciding to go to work for the Department of Motor Vehicles. Why would anyone do that? They wouldn’t — and that’s the challenge the VA is stuck with. The problem is the rate of pay — not the source of payment!Footnote: As referenced above, the VA is like the U.K.’s NHS in that it is both a single-payer system AND government owned, BUT, government ownership isn’t a requirement to be a single-payer system. In fact, most single-payer models around the world aren’t government owned — and again — source of payment isn’t the issue. The issue is the pay scale.'Single-Payer' Healthcare Isn't Necessary - But Single Pricing Is[1] The VA's troubled history

It is not clear as to what Insurance you had. There are three possibilities (1) Regular Comprehensive Motor Insurance Policy and the vehicle was transported by its own power (2) Motor Road Transit Insurance for a specific transport from one place to another and (3) Marine Cargo Insurance and the vehicle was carried by a lorry or other vehicle.In all the three cases, immediate intimation to Insurance company is a must quoting the Policy No, particulars and location of the vehicle. Insurer will arrange for spot survey before the vehicle can be moved to a workshop for obtaining estimate. After estimate is received, you need to approach the Insurer for appointing a final surveyor who will assess the loss and allow repair or replacement. Please do not proceed with repairs or replacement without survey being done.You will need to submit claims forms, driving licence details for (1) and (2) above, Vehicle RC Book and Tax challan copies, permit copy (if it is commercial vehicle), bills and receipt from the workshop, and any other documents sought by insurer. In case of (3) above, please do not give a clean discharge on the back of the lorry way bill. Please endorse the damages. You will need to give he way bill copy and related despatch documents to insurer.Please talk to the Insurance office which issued the policy who will guide you in every respect. Each claim has its own nuances and the best person in your official in the policy issuing office or claims settlement office. Please retain a copy of all your documents.