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How does a company sponsor H1B visas?

H-1B Start: General Legal InformationSummaryThe H-1B is a temporary United States work visa, valid for an initial period of up to three-years, and may be extended to a maximum of six, with limited exceptions. To qualify, a foreign national must be coming temporarily to the United States to perform services in a specialty occupation for a U.S. employer. A specialty occupation is generally defined as one that requires the attainment of at least a bachelor’s degree (or its equivalent, possibly based on education and/or experience) as a minimum requirement for entry into the occupation.H-1B sponsorship is tied specifically to any sponsoring employer. The client employer is called the petitioner or employer (ER), petitioning the US government; and the foreign national employee is the beneficiary of the visa petition, also known as employee (EE).Main Factors Affecting ApprovalObtaining a new H-1B is somewhat predictable based on several factors, but never assured with the federal government and the current state of affairs at the USCIS. A filing that is not approved will not receive a refund of fees from the USCIS nor the law firm. We try to make a fair assessment of our odds of approval in advance.The main factors affecting approval are:Ø The position offered. Does it require someone with at least a bachelor’s degree? For example, even if someone has a PhD, that person would not qualify for an H-1B visa based on work as a waiter.Ø The person. Does the H-1B beneficiary have a degree (or equivalent) which closely matches the company’s requirements and specific position offered? This has been an area of contention between the USCIS and practitioners of immigration law. USCIS has been requiring occupation-specific majors, while the law clearly supports granting of visas to applicants with degrees in multiple disciplines, as long as it reasonably qualifies the applicant to perform the work. For example, occupation specific degrees are required in law or medicine, but for marketing or IT positions, there are usually a number of academic disciplines which are acceptable.Ø The company. Is the company financially viable and of a sufficient size and complexity to justify hiring the H-1B candidate? Factors considered by the USCIS include the company’s stage of development, organizational complexity, ability to pay the required wage, current number of employees, gross income, and funding. Evidence provided to document company operations varies on a case-by-case basis. A comprehensive list is available in our H-1B Start Employer Questionnaire.H-1B Employer ObligationsØ Protect wages in the region. Employers must pay every H-1B worker wages that are 100% of the wages paid to US workers in similar positions in the same geographical region. This wage is referred to as the prevailing wage.Ø Protect wages in the workplace. Employers must pay every H-1B worker the actual wages paid to other employees in the same position, with normal variability for experience, merit, skills, etc. This wage is referred to as the actual wage.Ø Post the proposed salary. Employers must post the prospective salary or the salary range for an H-1B position for 10 business days at the worksite in two conspicuous locations. Advertising required, only if the company is H-1B dependent - see below.Ø Protect working conditions.Employers cannot use H-1B workers to break a strike and they must notify their U.S. workforce of the hiring of H-1B professionals.Ø Provide benefits equally. Employers must provide benefits to H-1B employees in the same manner as provided to similar U.S. workers.Ø File a Labor Condition Application (LCA). Employers must file a Labor Condition Application attesting to the wages and the no-strike use of H-1B employees with the U.S. Department of Labor (DOL).Ø Pay the employee during benching. Employers who bench employees during non-productive status must continue to pay full salary and benefits as attested on the Labor Condition Application.Ø Be subject to penalties for failures. Failure to comply with DOL regulations could result in civil penalties, a requirement to pay back wages, and even debarment from participating in key immigration programs. Audits are performed by US immigration authorities randomly.Ø No discrimination in hiring. The employer may decline employing any worker who is not legally eligible to work. Written offers should be contingent upon proof of eligibility to work for any employer in the U.S. If a candidate requests sponsorship for H-1B status, the company can decide to sponsor or not.Ø Return transportation. If an employer terminates an H1-B employee before the end of that employee’s period of authorized stay, the employer is liable for the “reasonable costs” of return transportation for the employee to his or her last country of residence. Immigration statutes and regulations suggest that the employer’s liability is limited to the reasonable cost of physically returning the H-1B employee, and does not extend to the cost of relocating family members or property.Ø Withdrawal of H-1B after termination. Regulations require an H-1B employer to notify USCIS “immediately” of “any material changes in the terms and conditions of employment” affecting an H-1B employee. USCIS policy is that a termination is such a “material change.” Employers may satisfy this notification obligation by sending a letter explaining the change or termination to USCIS office that approved the petition.H-1B Employee ObligationsØ Inform Lawyer of Travel. An employee who will be traveling in H-1B status should inform a lawyer in advance to make sure that all paperwork is in order and to ensure that H-1B status is still valid. He/she may need a trip to a US Embassy or Consulate abroad before returning to secure a visa stamp.Ø Quitting a job is allowed. An employee may quit his/her employment in H-1B status at any time. He/she may be subject to contractual terms made specifically with the employer, outside the scope of the H-1B visa.Ø Lay-offs and leaving the U.S. An employee who is laid off or terminated is no longer considered to be maintaining H-1B status, despite having an I-94 document which might still be valid, on its face. The employee must leave the U.S. as quickly as possible, as is no official “grace period” or provision for continuing H-1B status while looking for another job.The Players in the H-1B Process and Their RolesA dual representation situation is created in the preparation of an H-1B petition, where our firm has the interests of both the US company petitioner and foreign national employee in mind, in representing both parties together, to obtain the desired visa from the US government.Ø Employer and employee participation. Both the US company petitioner (employer) and foreign national (employee) supply essential information to complete the needed paperwork, submitted to US immigration authorities. Paperwork includes numbered immigration forms, letters, and supporting documentation. Employer signs the immigration forms and a critical support letter, which confirms the temporary offer of employment, and summarizes eligibility for the H-1B. Employer also follows instructions from our firm to ensure compliance with applicable law surrounding hiring H-1B workers, including posting and maintenance of public access files (PAFs). Employer must update the Public Access File with information about benefits, salary changes. Information about recruitment is necessary only if the employer is dependent – see below.Ø Attorney analysis and preparation. The attorney obtains the initial paperwork on a particular employee and determines if H-1B status will be viable based on information presented. The attorney informs the client about H-1B obligations and responsibilities. The attorney prepares the forms and files them with USCIS.Ø Department of Labor. Reviews the Labor Condition Application (LCA) and certifies that the prevailing wage is being paid based on the information provided. DOL also may perform random audits to see if employer requirements in addition to the LCA disclosures are being upheld.Ø US Citizenship & Immigration Services. USCIS receives the filing and determines that the job requirements, the employee's credentials and the employer's viability are all sufficient for approval.Ø Department of State/visits to US Embassy or Consulate abroad. If the employee is abroad after receiving approval of the petition, or is granted consular approval (as opposed to a change or extension of status) the employee must apply for an H-1B visa stamp at a US Embassy or Consulate abroad.Additional H-1B ConsiderationsØ Spouses/Children (Dependents of H-1Bs). Spouses and children may accompany the H-1B principal using H-4 status. Spouses of H visa holders may NOT be gainfully employed but are allowed to attend school and university classes.Ø Duration/Six Year Limit with Limited Exceptions.H-1B status is good for an initial term of up to three-years, and may be extended for a maximum of six years. After six years, the individual must leave the US for one year, unless he/she qualifies for an extension BEYOND six years based on AC-21.Ø Extensions of H-1B status beyond six years. H-1B status may be extended beyond the 6-year limitation, in one-year increments, if a labor certification application (commonly referred to as PERMs or Labors) has been filed at least 365 days prior to the expiration the 6-year limitation. An H-1B may also be extended beyond the 6-year period, in three-year increments, for any person who is the beneficiary of an approved first, second, or third employment-based I-140 petition, but due to per country limitations is unable to file for or obtain his or her immigrant visa. Finally, time spent physically outside of the United States beginning with the first date of H-1B status may be re-captured.Ø Gaps in status/employment. Note to the employee who is going to leave a US petitioning employer: gaps in status between employers are not allowed and will subject the employee to immigration penalties. Immigration penalties include having to exit and re-enter the US to activate H status with the new employer; or problems when the employee tries to adjust status to permanent residence in the US. Try to avoid gaps between employers.Ø Timing of H-1B extensions. An extension with the same employer should generally be started approximately 6 months before expiration so that the individual is not stuck in the US waiting for approval prior to travel (after expiration of the old I-94 card). However, an extension may be filed as late as the day before expiration. If the case needs to be quickly processed, the petition may be expedited with Premium Processing Service for an additional government filing fee, currently set at $1225. Common reasons are filing an extension too close to expiration.Ø H-1B portability (or transfer). A person who was previously granted a visa or otherwise held H-1B status may commence new employment upon the filing of a new petition by the prospective new employer if: (1) s/he was lawfully admitted; (2) the new petition is not frivolous; (3) the new petition was filed before the date of expiration of the period of stay authorized by the AG of the H-1B beneficiary (current I-94); and (4) subsequent to such lawful admission the H-1B beneficiary has not been employed without authorization before the filing of such petition.Additional H-1B Considerations for H-1B Dependent EmployersØ Ratios to calculate dependency. Employers hiring 7 H-1B employees or fewer cannot be deemed H-1B dependent.- 25 or fewer full-time equivalent employees: 8 or more H-1B employees means dependent- 26 - 50 full-time employees: 13 or more H-1B employees means dependent- 50 or more full-time employees: 15% or more are H-1B employees means dependentØ Impact of dependency. Employers who are dependent must not displace U.S. workers at the worksite and must make good faith recruitment efforts.Ø Recruitment required. For dependent employers, good faith recruitment must be done using industry wide standards. Recruitment must take place internally and externally and the employer must offer its open positions to any U.S. workers who apply for the job with equal or better qualifications.Ø Save recruitment efforts. Employers defined as H-1B Dependent must create and maintain documentation of their recruitment efforts. These include copies of recruitment materials or a summary memorandum of effort. Candidate selection process materials must be included or noted in a memorandum in the employer's public access LCA file.Ø Exemption for additional requirements. Even if an employer is H-1B Dependent, he/she may not need to make new attestations or advertise for any new H-1B workers who are exempt by virtue of (a) holding a Master's degree for the field of employment or (b) being paid $60,000 or more per year.

What does an insurance company do if a policyholder told them that they are a non-smoker for lower premiums, when they are heavy smokers?

Depends on if you’re talking health insurance or life insirance. In health insurance I repeatedly see everyone saying they don’t smoke to get non smoking rates. And nobody checks and nobody cAres since these plans are guaranteed issue.. This is one of many issues making healthcare as botched as it is today..For life insurance it’s different. Life insurance companies, usually term policies will do a physical prior to approving you for the policy. The physical will include blood work and to be sent to the lab and tested for the presence of nicotine, opioids, other medications not included in the health questionnaire. If anything comes back positive, say for nicotine, the company has 2 options. 1) decline the policy because the applicant lied about their status, or offer to issue the policy but at the higher tobacco use rate. Now let’s say one applies for life insurance for a plan that doesn’t do a paramedic exam, they mark they are a non smoker… if that individual dies within 2 years of policy issue the company can either do premium return only to the beneficiary, or adjust the death benefit to the beneficiary for the higher tobacco use rate premium. So instead of paying the full death benefit, they would pay the full death benefit minus the adjustment of the smoking premiums.If the client does not die within the first 2 years of the policy issue…. Then the life insurance company must issue the death benefit in full of the insured dies within the length of the term insured for.

Is the Washington Redskins name offensive? Should it be changed?

The poll you are referring to was done by Annenberg, which is usually considered a reputable organization. But, in this case, it was a randomized telephonic poll, directed at all 50 states, and the wording of the questionnaire was a bit odd.So, there is a huge problem with the methodology for polling this small and distinct population.First of all, this is one of the smallest ethnic populations in the US. Second, there is an odd phenomenon of Americans that will identify themselves as “Native American” based simply on family lore of distant blood. And yes, they will INDEED answer a poll in this manner.Even the census data, which relies on self-reporting, is inflated. So, rather than being about 2% of the population. I’d put the actual number at 1.-something per cent. I am not sure of the exact number, but it is skewed in the Census by hundreds of thousands of “part-Cherokee” or lore-based Americans with no tribal affiliation or verified ancestry whatsoever.In fact, to show you how stark it is…just look at the largest tribe claimed: Cherokee. There were just over 300K Cherokees in the three distinct Cherokee bands/tribes. Yet, 800K+ Americans claimed this status on the 2010 census. That means that there were about half a million Americans that were claiming this status without actual tribal affiliation.Actual tribal Cherokee members were outnumbered by Americans claiming to be “part-Cherokee” by a margin of 1.6x!And this is not even speaking to the other tribes that are skewed in similar fashion, such as “Blackfoot” or just general “Native American, unspecified.”Finally, the Native population is somewhat dispersed, but still found in some cluster patterns. So, if you are calling New Hampshire for example. What population are you going to be attempting to reach? There is no tribal nation in that location, and no major urban Indian populations there. You will be getting more of the “part-Native” Americans with no affiliation. The same situation would occur for a number of states with no tribal nations, and where you’d be more likely to just come across these lore-based “part-Native Americans” with no tribal status.If you think this statistical situation couldn’t skew the numbers dramatically…just take a look at this:Here’s a Daily Show segment talking to Redskin fans. Notice how this group is full of White and Black Americans that claim to be Native/Cherokee, and they mention - as part-Native Americans - they “weren’t offended.”Skip to 4:00 -This is not aberrational. There is a true American phenomenon going on here. Family lore is enough for people to speak AS Native American, in some rhetorical situations (such as this mascot discussion).Go to any open forum page - that allows public comments - and you will see this pattern repeated again and again. Americans claiming to be “part-Cherokee,” and saying “ I’m not offended.” Yet, they don’t give any actual tribal affiliation.Okay, with that out of the way, I’d suspect that a some significant number of Natives don’t think it is a big deal. But, that would be, “in light” of other things. Other issues. In the grand scheme of things. Or, it’s a matter of perspective and they aren’t going to say to some random pollster that it is a high priority in their personal lives. That’s fair enough. However, another element that comes into play is socialization of Natives. Many might not be inclined to take a strong position and share their opinions with a stranger on the phone.But, no doubt, another significant percentage of the actual Native community would see it as an issue. I’d say it is well over that 10% threshold, if I were just going off of my social circle.Personally, I think it is an outdated term and should be changed without a bunch of hemming and hawing. Just get rid of it as a racial epithet and adopt some other name or symbol for your team. It’s just football…it’s not life and death, important stuff. The Redskins fans will be just as supportive of any new name that is chosen. Even the most die-hard fans will be able to adjust, I’m sure.

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