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In May 2017 I released a free book called Silicon Valley for Foreigners (www.siliconvalleybook.com). This is what I shared on the chapter named “The Ugly Side of Silicon Valley”.A land of contrastsForeigners that have not been to the San Francisco Bay Area have the erroneous impression that Silicon Valley is the Eldorado of the developed world, where futuristic buildings abound, rich people stroll in the streets with their latest gadgets, and the infrastructure shines on. Regrettably, the actual scenario is quite the opposite.Despite being one of the richest regions in the world, Silicon Valley boasts a Third World infrastructure. Compared to European or East Asian countries, the public transportation is inefficient, slow, and expensive, roads are full of potholes, and basic services like broadband internet or public schools are just average. Airports are old, the largest cities are dirty, and a huge concentration of homeless and crazy people share the streets with the wealthy.Oakland became the third most violent city in America and even in San Francisco people do not feel totally safe. There are too many break-ins, car thefts, and drug addicts wandering around. The super rich cities of San Jose and Palo Alto also have enormous bastions of poverty.I really do not understand how this can happen. My impression is that local politicians are either incompetent or corrupt. The Bay Area has a GDP equivalent to Switzerland and even so, sometimes, you wonder where all this money from taxes is going. Cities like Shanghai or Tokyo, which are several times the size of the Bay Area, look like futuristic outposts of more advanced civilizations.Maybe the chaos and the wealth inequalities of Silicon Valley influence, somehow, the creativity of local entrepreneurs as they go through extremes during the same day, from working on the artificial intelligence to make cars self-driving to calling the police to remove a homeless person defecating on their doorstep.AffordabilityYou may have heard that San Francisco is now the most expensive city in the world due to a housing crisis. Locals are being expunged from the city due to the influx of tech millionaires. Residents pay premium prices for living here and receive, in return, mediocre service. The same happens all around the South Bay.Affordability is a big problem for the ecosystem. Entrepreneurs are having problems paying their bills, and the cost of living is becoming so high that even a $150,000 gross salary is not enough for a couple to save money or to have a comfortable life. A one bedroom apartment rental in San Francisco, with utilities included, costs around $4,000.Higher rentals mean higher salaries which, therefore, mean less competitive companies and more expensive products. If Silicon Valley does not solve the affordability crisis in the short term, the ecosystem will probably lose talent to other cities in the United States and the world.Bad behaviorSilicon Valley prides itself on its work ethics, meritocracy, and progressive values, and I sincerely believe most people living here are doing good to the world. However, there have been, recently, numerous cases of discrimination, fraud, misogyny, and favoritism in the Valley; and they happen more frequently than I would like to admit.Theranos, for instance, pitched a story about a young Stanford dropout inventing a new painless blood test that would require only a drop of blood. Its founder, Elizabeth Holmes, was a media darling for many years and often compared to Steve Jobs. Theranos attracted $700 million dollars in venture capital and, in 2015, was valued at $9 billion.Her secret? She was born into a rich and influential family, and her company was able to draw important political, military, and business figures to the board to add credibility to her startup. The strategy did not work for long as the company fell into a downward spiral after a whistleblower revealed the truth to the Wall Street Journal, proving their technology did not work and that the company lied to regulators and investors.After the episode, Elizabeth continued to double down on the lies. She did not present any evidence to shut up the criticisms about Theranos technology and accused the health care industry of orchestrating a smear campaign. It was too late as the startup’s reputation in Silicon Valley and elsewhere was already destroyed. Key people left the company, which is now facing, along with Elizabeth, criminal and civil lawsuits. Theranos alleges innocence.Lily robotics is another emblematic case. The startup ran a very successful Kickstarter campaign for a cute drone that could be thrown in the air to follow users autonomously. The company got $35 million in pre-sales and $15 million in private funding. By all accounts, Lily Robotics was considered to be a success and an example of Silicon Valley’s ingenuity.In late 2016, however, everyone was caught by surprise when the startup announced its bankruptcy alleging manufacturing difficulties. It was demonstrated that the startup’s video on Kickstarter was faked with footage belonging to a rival drone and that Lily Robotics was never able to make a final product. As of May 2017, Lily was being sued by San Francisco’s district attorney for fraud and was required to reimburse all the customers who paid for the product on Kickstarter.Uber has also been in the news due to many cases of misogyny, unethical behavior, and unsavory attitudes from the executive team toward women, drivers, competitors, and the press. Differently from Theranos, though, Uber’s CEO apologized, took responsibility for their actions, and promised to change course. Time will tell if the Uber brand will recover from the accusations and mess-ups caused by a hyper competitive and toxic culture.These cases are emblematic because they affect the reputation of the whole ecosystem. Fortunately, the majority of startups in Silicon Valley take their responsibilities seriously, and most investors, executives, and entrepreneurs have voiced their repudiation against bad apples.The immigrant Catch 22Around one-third of the Bay Area’s population was born outside the United States. On the one hand, this makes diversity and acceptance of differences a core tenet of the Silicon Valley ecosystem. On the other hand, some attitudes toward immigrants continue to be truly backward.One of them is the indifference and lack of appreciation toward the numerous struggles foreign professionals face to come here. Americans tend to treat immigrants as if they were coming from another state. I heard once from an investor that he understood what I went through in my journey because he too was an immigrant, from Chicago. This is no joke.I think most Americans do not realize how life is tough elsewhere and how difficult it is to immigrate to another country and adapt to a new environment. Sometimes, immigrants fight for years for the opportunity to come to a better place and, internally, they are completely burnt out. What I advocate is not compassion, but recognition of immigrants’ talents that may be useful to the ecosystem. Talents like persistence, optimism, charisma, and interpersonal skills.I could argue immigrants have solved very hard problems to come legally to the United States, but the skills used to make their journey a reality are not taken into consideration in job interviews or when raising money for startups. Actually, it is quite the contrary.Immigrant entrepreneurs are expected to behave exactly like a white American Stanford graduate even though they face financial, linguistic, cultural, and educational adversities for many years. Companies seem to not have any programs to acclimatize recently arrived foreigners and explain to them how Silicon Valley’s culture works and what is the expected behavior.What happens is that local Silicon Valley folks take their culture for granted and do not think this is a big deal. Some people said to that, if someone wants to be here, he or she will find a way. As if entrepreneurs can solve unsolvable problems like Visas, a bad educational system in their country of origin or lack of history in Silicon Valley.Often, the best immigrants may take years to learn the basic lessons contained in this book and this lack of sync with the Silicon Valley culture ends up being prejudicial to the ecosystem’s overall productivity.Tech’s dark secretOne might think that mental health issues in the Bay Area may be restricted to the homeless population, but this is far from the truth. Entrepreneurship is harder than people imagine and can really crush one’s mind. It is not uncommon to hear stories about depressed founders or people who took their lives because they could not withstand the pressure.Austen Heinz, the founder and CEO of Cambrian Genomics, took his life in 2015 after a trip to Del Mar. “That was a reminder to me that you can’t predict which founders are struggling,” said former Y Combinator president Sam Altman. Many others have followed this path as well, including Aaron Swartz, the Reddit co-founder who faced (unfounded) hacking charges that could have landed him in jail for decades.These founder suicides are just extreme cases of the tech industry’s quiet battle with depression and other mental illnesses, exacerbated by the stress of starting a company and creating something successful. Actually, a recent study by Dr. Michael Freeman, an entrepreneur and clinical professor at UCSF, was one of the first of its kind to link higher rates of mental health issues to entrepreneurship.Of the 242 entrepreneurs surveyed, 49 percent reported having a mental-health condition. Depression was the number one reported condition among them and was present in 30 percent of all entrepreneurs, followed by ADHD (29 percent) and anxiety problems (27 percent). That’s a much higher percentage than the U.S. population at large, where only about 7 percent identify as depressed.More surprising was the incidence of mental health in the families of entrepreneurs: 72 percent said they either had mental-health problems themselves or in their immediate family.According to Dr. Freeman, a founder who has no history of mental illness from a family with no history either is the exception, not the rule.Monolithic cultureA very annoying cultural phenomenon has been consuming Silicon Valley over the last five years. We refer to it as the Hollywoodization of the ecosystem. This recent issue, caused by high wages and dreams of getting rich fast, is attracting spoiled young professionals with big egos and a sense of entitlement that does not reflect the Valley’s down to earth values. These new entrants in the San Francisco Bay Area are epitomized by HBO’s Silicon Valley TV series as the “brogrammers.”Foreign immigrants also complain the region gravitates too much around tech and business. When you go out to a party or to a bar, the subjects always gravitate around startups or what someone is doing. It is rare to have a normal conversation about life, culture or politics. Or a dinner without talking about business.Silicon Valley should be more aware and self-critical about this monolithic culture because it may impair the attraction of future talent. People have much more to offer than their entrepreneurial skills.A true meritocracy?Over the last few years, I have witnessed many successful entrepreneurs or executives, coming from countries that privilege relationships over meritocracy, having trouble understanding and adapting to Silicon Valley’s rules. Often times, these folks start questioning if the ecosystem is truly meritocratic.For example, I met a super smart European girl with several Ph.D.s that was pissed with the interviewing process at Facebook, where the interviewers asked her to solve real problems before being hired. She found the request really offensive and really did not understand why there were so many interviews if her academic credentials were so great. She thought the Valley was a fraud because, at home, everyone was fighting to hire her.Another acquaintance was a super successful entrepreneur in Latin America who came here to build a tech startup. His business got a lot of media, a lot of hype, but he was never able to be successful in Silicon Valley. He started blaming it on everything the Valley represented and moved out after he felt ostracized by the ecosystem.As I have explained before, people in Silicon Valley expect any immigrants that come to the Bay Area to prove their value by succeeding here. Due to the cultural and behavioral adaptations immigrants need to face, that can take years, even for the most talented foreign entrepreneurs. It is super hard, and it changes you. The options are either to run from the realization you are not special or be humble and learn within the ecosystem. Most people choose to run.My two centsTo finish this chapter, and to be fair to everyone that welcomed me so warmly and openly, I want to say that, despite all its imperfections, Silicon Valley is the closest thing to a true meritocracy I have ever experienced.After living in many countries and doing business with different cultures around the world, I could compare the pros and cons of each ecosystem and say meritocracy in Silicon Valley is as real as it gets. There are indeed injustices and bugs in the ecosystem, but the results obtained by local companies are the best evidence the system functions pretty well.If you are smart, work super hard, and assimilate to the culture, you will find your way in Silicon Valley. Success, though, requires strategic patience, fast learning, collaboration, and the humility to withstand an emotional rollercoaster.

I lost $70 million in 2012.I lost 20 million in 2013.I lost another $100 million in 2014.I lost another $200 million in 2015.I lost another $400 million in 2016.Here is what I am doing about it:This message finally came from Yahoo many years after I joined the Class Action Lawsuit as documented in an original article I wrote at LinkedIn.This is a reminder of the Yahoo Data Breach Settlement. If you previously filed a claim, please do not file an additional claim.If you had a Yahoo account anytime in 2012 through 2016,a pending class action settlement may affect you.A Class Action Settlement has been proposed in litigation against Yahoo! Inc. (“Yahoo”) and Aabaco Small Business, LLC (together, called “Defendants” in this notice), relating to data breaches (malicious actors got into system and personal data was taken) occurring in 2013 through 2016, as well as to data security intrusions (malicious actors got into system but no data appears to have been taken) occurring in early 2012 (collectively, the “Data Breaches”).2012 Data Security Intrusions: From at least January through April 2012, at least two different malicious actors accessed Yahoo’s internal systems. The available evidence, however, does not reveal that user credentials, email accounts, or the contents of emails were taken out of Yahoo’s systems.2013 Data Breach: In August 2013, malicious actors were able to gain access to Yahoo’s user database and took records for all existing Yahoo accounts—approximately three billion accounts worldwide. The records taken included the names, email addresses, telephone numbers, birth dates, passwords, and security questions and answers of Yahoo account holders. As a result, the actors may have also gained access to the contents of breached Yahoo accounts and, thus, any private information contained within users’ emails, calendars, and contacts.2014 Data Breach: In November 2014, malicious actors were able to gain access to Yahoo’s user database and take records of approximately 500 million user accounts worldwide. The records taken included the names, email addresses, telephone numbers, birth dates, passwords, and security questions and answers of Yahoo account holders, and, as a result, the actors may have also gained access to the contents of breached Yahoo accounts, and thus, any private information contained within users’ emails, calendars, and contacts.2015 and 2016 Data Breach: From 2015 to September 2016, malicious actors were able to use cookies instead of a password to gain access into approximately 32 million Yahoo email accounts.Plaintiffs claim that Defendants failed to adequately protect their Personal Information and that they were injured as a result. Defendants deny any wrongdoing, and no court has made any ruling in these matters.Who’s Included? If you received a Notice about the Data Breaches, or if you had a Yahoo account at any time between January 1, 2012 and December 31, 2016, and are a resident of the United States or Israel, you are a “Settlement Class Member.”What does the Settlement provide? Yahoo has enhanced, or, through its sucessor in interest, Oath Holdings Inc. (“Oath”), continues to enhance security of its customers’ Personal Information stored on its databases. Defendants will also pay for a Settlement Fund of $117,500,000. The Settlement Fund will provide: a minimum of two years of Credit Monitoring Services to protect Settlement Class Members from future harm, or Alternative Compensation instead of credit monitoring for Class Members who already have Credit Monitoring Services (subject to verification and documentation); Out-of-Pocket Costs for losses related to the Data Breaches; and reimbursement of some costs for those who paid for Yahoo premium or small business services. The Settlement Fund will also be used to pay for attorneys’ fees, costs, and expenses, and Service Awards for the Settlement Class Representatives. These are only a summary of the benefits. For complete information, dates, and details on the benefits, visit the Settlement Website www.YahooDataBreachSettlement.com.What are my options? In order to receive any benefits, you must file a claim online or by mail by July 20, 2020. If you want to keep your right to sue the Defendants yourself, you must exclude yourself from the Settlement Class by March 6, 2020. If you exclude yourself you will not receive any credit monitoring or monetary relief from the Settlement. If you stay in the Settlement Class, you may object to the Settlement, and/or the amount of attorneys’ fees, costs, and expenses, and/or the amount of Class Representative Service Awards by March 6, 2020. If you do nothing, you will not receive any credit monitoring or monetary benefits but you will still be bound by the Court’s decisions. Complete information and instructions on Filing a Claim, excluding oneself from the Settlement, or Objecting are available on the Settlement Website at www.YahooDataBreachSettlement.com.The Court has scheduled a hearing in this case at 1:30 pm on April 2, 2020, in Courtroom 8 of the U.S Courthouse, 280 South 1st Street, 4th Floor, San Jose, CA 95113, to consider: whether to approve the Settlement; any objections; a request for Class Representatives’ Service Awards; and attorneys’ fees, costs, and expenses for investigating the facts, litigating the case, and negotiating the settlement. The motion for attorney fees, costs, and expenses will be posted on on the date it is filed or as quickly thereafter as practicable. You may ask to appear at the hearing but you do not have to.This is only a summary. For complete information and to file a claim for benefits, visit the Settlement Website, www.YahooDataBreachSettlement.com, email info@Yahoo! Inc. Customer Data Security Breach Litigation Settlement or call 844-702-2788 (1-80-9344112 for residents of Israel).Click here to go to the Documents page of the website.Haga clic aquí para ir a la página de Documentos del sitio web.לחץ כאן למעבר לעמוד המסמכים של האתר.Нажмите здесь, чтобы перейти на страницу «Документы» веб-сайта.Privacy Policy | Terms of Service | Customer Support701 First Avenue, Sunnyvale, CA 94089©2020 YahooThe above data provided by Yahoo via email to those Yahoo knows were impacted. They are just getting around to finding out how much.