Credit Card Authorization Form: Fill & Download for Free

First, there is a difference between "booking" a room and paying for a room. Did they actually have their credit card charged online or did they just reserve the room with their credit card?Next, any competent hotel is going to ask to see the credit card and photo ID, verify it is in your name, and swipe it to get the best rates for processing of the credit card.If your friends parents booked the room and are not there, then they will not "usually" check you in. Why? How does the hotel know whether the room was booked by some teenager who got their parents card out of their Dad's wallet or Mom's purse to go have some fun with their friends?Or, how would the hotel know if it was just a stolen credit card number? The answer is they don't and if the hotel is smart, they won't let you check in unless the person paying for the room has signed ahead of time a credit card authorization form, complete with their full mailing address, contact information, copies of the front and back of the credit card and a photo ID, with a signature on the form that matches the credit card stating it's ok for this individual to charge the room (and any damages) to their card.That way if something does happen, the parents can't deny the charges to their bank because the hotel has all the appropriate documentation to give to their credit card processor verifying the parents authorized the charges.So after all the reasons why a well run hotel will not let you check in, be smart, call the hotel, have them send a credit card authorization form to the people saying it's ok to charge their card for the entire room charges (and damages if any), have that faxed or emailed back to the hotel so it's all OK before you arrive. Be sure to call the hotel's front desk manager, or hotel general manager, prior to arrival to make sure they received it and that there will be no issues with you checking in.Then be a good guest and not cause any noise disturbances, or trash the room, treat the room like you would at your grandmothers, and be respectful that this is someone else's' property who they worked hard to have a nice quiet place for guests to stay and you then will be welcomed back.

Short answer: It depends. However, you always have the ability to initiate a Charge Back Inquiry with the bank that issued your card.Lets look at your examples:“You check out of a hotel with a zero balance. A week later you get your credit card bill and see that the hotel decided that they had not charged you correctly for some room service, and add that to the bill. Under what circumstances is that legit/legal?”When you checked into the Hotel, unless all things went wrong, you signed a “Contract” either in actual paper form or at the very least, as a Tort in the form of submitting your credit/debit card for payment of services to be rendered. In your example, you would have had to have submitted your card as they charged you after the fact.In the case of a Hotel, it has been standard for about 35 years to have customers agree to a blanket liability for not only the charges for the room plus all taxes, etc, but also damages and use of premium services like long distance phone service and video rentals, etc, and also damages you may have made while in the room. In the standard text found in most hotel agreements, you allow the Hotel to assess charges to your card even after you have left. If you disagree with the charges you have a number of options, the two I suggest are:1) Contact the Hotel Property Manager and express your concern.2) If after you contact the Hotel you still do not agree with the charges, call the bank that issued your Credit Card and ask for a Charge Back Inquiry process.“You paid a single medical bill with your debit card. They now have your debit card number. They decide that there was a clerical or other error and 'adjust' the amount by adding an additional (huge) charge to your debit card.Most Medical Practices have an agreements with Patients on charges that incur after you leave. The biggest example is Insurance Companies do not always pay an exact amount for a procedure, so the actual Insurance compensation to the Practice may lower then expected. The Practice will bill the customer the difference.The only way they can Legally charge your card, is if you give prior consent via an agreement to the Practice. Unlike Hotels, there is no standard "contract" for Medical Practices on consent for charging outstanding balances to a card on file, so in your example, I would request that they send a copy of the consent that you signed to verify the authority they feel they have to charge your card. Again you always have the option to call your card issuing bank for a Charge Back Inquiry.Not to lecture in ethics, but the bottom line is, if you really owe money, pay it. If you do not really owe the money, challenge it.

Currently, there are many types of cryptocurrency. A simple google search of the popular trend shows you the start of the growth and where it is taking us.PLEASE NOTE: With the current bearish behaviour of all cryptocurrencies, many of us have fallen into fake cryptocurrency HYIP where you are promised double of your money in a short period of time and ignoring the few legitimately registered investment platforms like CRYPTOEXCHANGEFX, CRYPTOBROKER.STORE, etc due to that low return rate. This cryptocurrency scams are in no way helping the cryptocurrency world to grow and i won,t stop advocating for the future of cryptocurrency because i believe it is the future. Check out the few legit investment platforms i listed above on Google and thank me later for saving your asses for good.How will cryptocurrency help you?Fraud: Individuals cryptocurrencies are digital and cannot be counterfeited or reversed arbitrarily by the sender, as with credit card charge-backs.Immediate Settlement:Purchasing real property typically involves some third parties (Lawyers, Notary), delays, and payment of fees. In many ways, the bitcoin/cryptocurrency blockchain is like a “large property rights database,” says Gallippi. Bitcoin contracts can be designed and enforced to eliminate or add third party approvals, reference external facts, or be completed at a future date or time for a fraction of the expense and time required to complete traditional asset transfers.Lower Fees: There aren’t usually transaction fees for cryptocurrency exchanges because the miners are compensated by the network (Side note: This is the case for now). Even though there’s no bitcoin/cryptocurrency transaction fee, many expect that most users will engage a third-party service, such as Coinbase, creating and maintaining their bitcoin wallets. These services act like Paypal does for cash or credit card users, providing the online exchange system for bitcoin, and as such, they’re likely to charge fees. It’s interesting to note that Paypal does not accept or transfer bitcoins.Identity Theft: When you give your credit card to a merchant, you give him or her access to your full credit line, even if the transaction is for a small amount. Credit cards operate on a “pull” basis, where the store initiates the payment and pulls the designated amount from your account. Cryptocurrency uses a “push” mechanism that allows the cryptocurrency holder to send exactly what he or she wants to the merchant or recipient with no further information.Access to Everyone: There are approximately 2.2 billion individuals with access to the Internet or mobile phones who don’t currently have access to traditional exchange, these people are primed for the Cryptocurrency market. Kenya’s M-PESA system, a mobile phone-based money transfer, and microfinancing service recently announced a bitcoin device, with one in three Kenyans now owning a bitcoin wallet. (Let me repeat that again. 1/3)Decentralization: A global network of computers use blockchain technology to jointly manage the database that records Bitcoin transactions. That is, Bitcoin is managed by its network, and not any one central authority. Decentralization means the network operates on a user-to-user (or peer-to-peer) basis. The forms of mass collaboration this makes possible are just beginning to be investigated.Recognition at universal level: Since cryptocurrency is not bound by the exchange rates, interest rates, transactions charges or other charges of any country; therefore it can be used at an international level without experiencing any problems. This, in turn, saves lots of time as well as money on the part of any business which is otherwise spent in transferring money from one country to the other. Cryptocurrency operates at the universal level and hence makes transactions quite easy.There is no other electronic cash system in which your account isn’t owned by someone else.Take PayPal, for example: if the company decides for some reason that your account has been misused, it has the power to freeze all of the assets held in the account, without consulting you.It is then up to you to jump through whatever hoops are necessary to get it cleared, so that you can access your funds. With cryptocurrency, you own the private key and the corresponding public key that makes up your cryptocurrency address. No one can take that away from you (unless you lose it yourself, or host it with a web-based wallet service that loses it for you).Overall, cryptocurrencies have a long way to go before they can replace credit cards and traditional currencies as a tool for global commerce.Fact is, many people are still unaware of cryptocurrency aka Digital Currency. People need to be educated about it to be able to apply it to their lives. Businesses need to start accepting it They need to make it easier to sign up and get started.The future appeal of cryptocurrencies lies in allowing you ultimate control over your money, with fast secure global transactions, and lower transaction fees when compared to all existing currencies.When used properly and fully understood it would be the initiator of many emerging systems that will fundamentally change our global economic system.