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PDF Editor FAQ

What is it like being a landlord during the COVID-19 pandemic? How have you been affected?

It sucks, because most landlords are sole proprietors without any full time employees.Which means we are getting the shaft from the state, and we aren’t getting any stimulus money, and while we can get an SBA loan, in theory, the banks aren’t actually lending, they’re holding onto the money and not loaning it out.And if you get a loan, you’re going into debt to cover a cost that you have to pay, but that nobody else is going to have to pay, because they’re covered by the stimulus bill, and you’re not.Mostly, it hasn’t impacted me much, but it has impacted the heck out of a number of people I know.I took most properties off the market, pending the outcome of lawsuits against the state of California by other regarding the state wide rent control law that was enacted at the start of this year, and the “just cause” eviction, in which the state coerces you to reenter into a contract with someone you don’t want living on your property.The first directly contradicts a prior state ballot referendum, and it’s why Newsom passed it, because of that referendum failing fairly spectacularly.If you can’t get the people to agree to something, you legislate their agreement anyway.They did the same thing with the “High Speed Rail From Nowhere To Nowhere™”.The second, the “Just Cause” law, coerces participation in a contract in the future, due to a separate, completed contract in the past.It’s obviously illegal, and unconstitutional, and California has every intention of enforcing it.So I sort of “lucked out”.I was somewhat worried when the recent measure forcing hotels and apartment building owners to house homeless people during the COVID-19 outbreak, but thankfully, it’s not like I own a 300 unit building, and so that law doesn’t apply to me.While there’s not yet a workaround for those first two laws that took effect at the start of the year, you should probably expect that rental housing availability in California is going to take a nose dive, because people aren’t willing to live with being a proxy for the state being unwilling to build public housing projects.So while some people have definitely been impacted by renters who have decided it’s a good reason to not pay, on one end, and banks not willing to provide a mortgage holiday, on the other end, and utility, garbage removal, water, sewer, and property taxes coming due, without any assistance or relief in sight……I’m personally pretty much OK, although I’m taking a short term loss, it’s at least less than it would have been had the property been rented out to deadbeats, and it’s at least something that can be written off as an offsetting capital loss, on next year’s taxes.

Where is it legal to own cryptocurrency?

Countries Where Bitcoin is Legal and not LegalThe peer-to-peer digital currency Bitcoin made its debut in 2009 and with it ushered in a new era of cryptocurrency. While tax authorities, enforcement agencies and regulators worldwide are still debating best practices, one pertinent question: is Bitcoin legal or illegal? The answer – it depends on the location and activity of the user.Bitcoins are not issued, endorsed, or regulated by any central bank. Instead, they are created through a computer-generated process known as mining. In addition to being a cryptocurrency unrelated to any government, Bitcoin is a peer-to-peer payment system since it does not exist in a physical form. As such, it offers a convenient way to conduct cross-border transactions with no exchange rate fees. It also allows users to remain anonymous.Consumers have greater ability to purchase goods and services with Bitcoin directly at online retailers, pull cash out of Bitcoin ATMs and use Bitcoin at some brick-and-mortar stores. The currency is being traded on exchanges, and virtual currency-related ventures and ICOs draw interest from across the investment spectrum. While Bitcoin appears at glance to be a well-established virtual currency system, there are still no uniform international laws that regulate Bitcoin.Countries that Say Yes to BitcoinBitcoin can be used anonymously to conduct transactions between any account holders, anywhere and anytime across the globe, which makes it attractive to criminals and terror organizations. They may use Bitcoin to buy or sell illegal goods like drugs or weapons. Most countries have not clearly determined the legality of Bitcoin, preferring instead to take a wait-and-see approach. Some countries have indirectly assented to the legal use of Bitcoin by enacting some regulatory oversight. However, Bitcoin is never legally acceptable as a substitute for a country’s legal tender.The United StatesThe United States has taken a generally positive stance toward Bitcoin, though several government agencies work to prevent or reduce Bitcoin use for illegal transactions. Prominent businesses like Dish Network (DISH), the Microsoft Store, sandwich retailer Subway and Bedding, Furniture, Electronics, Jewelry, Clothing & more (OSTK) welcome payment in Bitcoin. The digital currency has also made its way to the U.S. derivatives markets, which speaks about its increasingly legitimate presence.The U.S. Department of Treasury’s Financial Crimes Enforcement Network (FinCEN) has been issuing guidance on Bitcoin since 2013. The Treasury has defined Bitcoin not as currency, but as a money services business (MSB). This places it under the Bank Secrecy Act which requires exchanges and payment processors to adhere to certain responsibilities like reporting, registration, and record keeping. In addition, Bitcoin is categorized as property for taxation purposes by the Internal Revenue Service (IRS).CanadaLike its southern neighbor the United States, Canada maintains a generally Bitcoin-friendly stance while also ensuring the cryptocurrency is not used for money laundering. Bitcoin is viewed as a commodity by the Canada Revenue Agency (CRA). This means that Bitcoin transactions are viewed as barter transactions, and the income generated is considered as business income. The taxation also depends whether the individual has a buying-selling business or is only concerned with investing.Canada considers Bitcoin exchanges to be money service businesses. This brings them under the purview of the anti-money laundering (AML) laws. Bitcoin exchanges need to register with Financial Transactions and Reports Analysis Centre of Canada (FINTRAC), report any suspicious transactions, abide by the compliance plans, and even keep certain records. In addition, some major Canadian banks have banned the use of their credit or debit cards for Bitcoin transactions.AustraliaAustralia considers Bitcoin a currency like any other and allows entities to trade, mine, or buy it.The European UnionThough the European Union (EU) has followed developments in cryptocurrency, it has not issued any official decision on legality, acceptance or regulation. In the absence of central guidance, individual EU countries have developed their own Bitcoin stances.In Finland, the Central Board of Taxes (CBT) has given Bitcoin a value-added tax exempt status by classifying it as a financial service. Bitcoin is treated as a commodity in Finland and not as a currency. The Federal Public Service Finance of Belgium has also made Bitcoin exempt from value added tax (VAT). In Cyprus, Bitcoin are not controlled or regulated either. The Financial Conduct Authority (FCA) in the United Kingdom (U.K.) has a pro-Bitcoin stance and wants the regulatory environment to be supportive of the digital currency. Bitcoin is under certain tax regulations in the U.K. The National Revenue Agency (NRA) of Bulgaria has also brought Bitcoin under its existing taw laws. Germany is open to Bitcoin; it is considered legal but taxed differently depending upon whether the authorities are dealing with exchanges, miners, enterprises or users.Ukraine - LegalThe use of bitcoins is not regulated in Ukraine. Mining is legal type of entrepreneurship.Belarus - LegalThe Decree On the Development of Digital Economy — the decree of Alexander Lukashenko, the President of the Republic of Belarus, which includes measures to liberalize the conditions for conducting business in the sphere of high technologies.The provisions of the decree "On the Development of Digital Economy" create of a legal basis for the circulation of digital currencies and tokens based on blockchain technology, so that resident companies of the High-Tech Park can provide the services of stock markets and exchange offices with cryptocurrencies and attract financing through the ICO. For legal entities, the Decree confers the rights to create and place their own tokens, carry out transactions through stock markets and exchange operators; to individuals the Decree gives the right to engage in mining, to own tokens, to acquire and change them for Belarusian rubles, foreign currency and electronic money, and to bequeath them. Up to 1 Jan In 2023, the Decree excludes revenue and profits from operations with tokens from the taxable base. In relation to individuals, the acquisition and sale of tokens is not considered entrepreneurial activity, and the tokens themselves and income from transactions with them are not subject to declaration. The peculiarity of the introduced regulation is that all operations will have to be carried out through the resident companies of the High Technology Park.In addition, the decree includes:Extension of the validity period of the special legal regime of the High-Tech Park until January 1, 2049, and expansion of the list of activities of resident companies. Under the new rules, developers of blockchain-based solutions, developers of machine learning systems based on artificial neural networks, companies from the medical and biotechnological industries, developers of unmanned vehicles, as well as software developers and publishers can become residents. The list of promising areas is unlimited and can be expanded by the decision of the High-Tech Park supervisory board.Preservation of existing benefits for resident companies in the High-Tech Park, including the cancellation of the profit tax (instead of which a contribution of 1% of the gross revenues proceeding to the administration of the park is applied), reduced to 9% of the personal income tax rate for employees, and the right to contribute to the Social Protection Fund according to the national average figures, and not the actual salaries.Exemption of foreign companies providing marketing, advertising, consulting and other services to the residents of the High-Tech Park from paying value-added tax, as well as paying income tax, which allows to promote IT products of Belarusian companies in foreign markets. To encourage investments, the Decree also exempts foreign companies from the tax on income from the alienation of shares, stakes in the authorized capital and shares in the property of residents of the High-Tech Park (under condition of continuous possession of at least 365 days).Introduction of individual English law institutions for residents of the High-Tech Park, which will make it possible to conclude option contracts, convertible loan agreements, non-competition agreements with employees, agreements with responsibility for enticing employees, irrevocable powers of attorney and other documents common in international practice. This measure is aimed at simplifying the structuring of transactions with foreign capital.Simplification of the regime of currency transactions for residents of the High-Tech Park, including the introduction of a notification procedure for currency transactions, the cancellation of the mandatory written form of foreign trade transactions, the introduction of confirmation of the conducted operations by primary documents drawn up unilaterally. Also, the decree removes restrictions on resident companies for transactions with electronic money and allows opening accounts in foreign banks and credit and financial organizations without obtaining permission from the National Bank of the Republic of Belarus.Simplification of the procedure for recruiting qualified foreign specialists by resident companies of the High-Tech Park, including the abolition of the recruitment permit, the simplified procedure for obtaining a work permit, and the visa-free regime for the founders and employees of resident companies with a term of continuous stay of up to 180 days.Japan - LegalOn 7 March 2014, the Japanese government, in response to a series of questions asked in the National Diet, made a cabinet decision on the legal treatment of bitcoins in the form of answers to the questions. The decision did not see bitcoin as currency nor bond under the current Banking Act and Financial Instruments and Exchange Law, prohibiting banks and securities companies from dealing in bitcoins. The decision also acknowledges that there are no laws to unconditionally prohibit individuals or legal entities from receiving bitcoins in exchange for goods or services. Taxes may be applicable to bitcoins.Do you think of how to make fast profits with your cryptos..? It’s so possible atcenturycoingroup.us because at Century Coin Group USA , you will be able to make double of your bitcoin investment within just seven days..South Korea it is LegalMinors and all foreigners are prohibited from trading cryptocurrencies. Adult South Koreans may trade on registered exchanges using real name accounts at a bank where the exchange also has an account. Both the bank and the exchange are responsible for verifying the customer's identity and enforcing other anti-money-laundering provisions.As of April 2017, cryptocurrency exchange businesses operating in Japan have been regulated by the Payment Services Act. Cryptocurrency exchange businesses have to be registered, keep records, take security measures, and take measures to protect customers. Financial Services Agency (FSA) was established in 2014 for the purpose of establishing a registration platform for cryptocurrency exchange businesses. the law on cryptocurrency transactions must comply with the anti-money laundering law; and measures to protect users investors. The Payment Services Act defines “cryptocurrency” as a property value. The Act also states that cryptocurrency is limited to property values that are stored electronically on electronic devices, not a legal tender.Taiwan - Legal /Banking banFinancial institutions are not allowed to facilitate bitcoin transactions. Regulators have warned the public that bitcoin does not have legal protection, "as the currency is not issued by any monetary authority and is therefore not entitled to legal claims or guarantee of conversion".Financial institutions have been warned by regulators that necessary regulatory actions may be taken if they use bitcoin. TaiwanOn 31 December 2013, Financial Supervisory Commission (Republic of China) (FSC) and CBC issued a joint statement which warns against the use of bitcoins. It is stated that bitcoins remains highly volatile, highly speculative, and is not entitled to legal claims or guarantee of conversion.On 5 January 2014, FSC chairman Tseng Ming-chung stated that FSC will not allow the installation of bitcoin ATM in Taiwan because bitcoin is not a currency and it should not be accepted by individuals and banks as payment.South Africa - LegalIn December 2014 the Reserve Bank of South Africa issued a position paper on virtual currencies whereby it declared that virtual currency had ‘no legal status or regulatory framework’. The South African Revenue Service classified bitcoin as an intangible asset.Namibia-LegalIn September 2017 the Bank of Namibia issued a position paper on virtual currencies entitled[20] wherein it declared cryptocurrency exchanges are not allowed and cryptocurrency cannot be accepted as payment for goods and services.Zimbabwe - LegalThe Reserve Bank Of Zimbabwe is sceptical about bitcoin and has not officially permitted its use. On 5 April 2017 however, BitMari, a Pan-African Blockchain platform got licensed, through its banking partner, AgriBank, to operate in the country.Nigeria - LegalAs of 17 January 2017, The Central Bank of Nigeria (CBN) has passed a circular to inform all Nigerian banks that bank transactions in bitcoin and other virtual currencies have been banned in Nigeria.However, during the year, the CBN (through its Deputy Director on Banking and Payments System, Musa Itopa-Jimoh) clarified the circular and its stance on bitcoin, citing that a lot of people misinterpret the central bank’s recent warning. It noted that "Central bank cannot control or regulate bitcoin. Central bank cannot control or regulate blockchain. Just the same way no one is going to control or regulate the Internet. We don’t own it".Later on, a committee was set up by the Central Bank of Nigeria (CBN) and the Nigeria Deposit Insurance Corporation (NDIC) to look into the possibility of the country adopting the technology driving bitcoin and other digital currencies – blockchain. The committee has submitted its report but "several sub-committees are still working on the issue" according to the Director, Banking & Payments System Department at CBN, Mr. ‘Dipo Fatokun.Israel- Yes- LegalAs of 2017, the Israel Tax Authorities issued a statement saying that bitcoin and other cryptocurrencies would not fall under the legal definition of currency, and neither of that of a financial security, but of a taxable asset.[55] Each time a bitcoin is sold, the seller would have to pay a capital gains tax of 25%. Miners, traders of bitcoins would be treated as businesses and would have to pay corporate income tax as well as charge a 17% VATSaudi Arabia - Legal - Banking banFinancial institutions are warned from using bitcoin. The Saudi Arabian Monetary Authority (SAMA) has warned from using bitcoin as it is high risk and its dealers will not be guaranteed any protection or rights.Jordan-Legal- Banking banThe government of Jordan has issued a warning discouraging the use of bitcoin and other similar systems.The Central Bank of Jordan prohibits banks, currency exchanges, financial companies, and payment service companies from dealing in bitcoins or other digital currencies. While it warned the public of risks of bitcoins, and that they are not legal tender, bitcoins are still accepted by small businesses and merchants.Lebanon-LegalThe government of Lebanon has issued a warning discouraging the use of bitcoin and other similar systems.Turkey-LegalBitcoin is not regulated as it is not considered to be electronic money according to the law.Iran-Legal-Banking banFinancial institutions are not allowed by central bank to facilitate bitcoin transactions. In April 2018, Central Bank of the Islamic Republic of Iran issued a statement banning the country’s banks and financial institutions from dealing with cryptocurrencies, citing money laundering and terrorism financing risks.Bangladesh - Legal/Banking banFinancial institutions are not allowed to facilitate bitcoin transactions. In September 2014, Bangladesh Bank said that "anybody caught using the virtual currency could be jailed under the country's strict anti-money laundering laws".India -Legal /Banking banFinance minister Arun Jaitley, in his budget speech on 1 February 2018, stated that the government will do everything to discontinue the use of bitcoin and other virtual currencies in India for criminal uses. He reiterated that India does not recognise them as legal tender and will instead encourage blockchain technology in payment systems."The government does not recognise cryptocurrency as legal tender or coin and will take all measures to eliminate the use of these cryptoassets in financing illegitimate activities or as part of the payments system," Jaitley said.In early 2018 India's central bank, the Reserve Bank of India (RBI) announced a ban on the sale or purchase of cryptocurrency for entities regulated by RBI.In 2019, a petition has been filed[by whom?] with the Supreme Court of India challenging the legality of cryptocurrencies and seeking a direction or order restraining their transaction.Countries That Say No to BitcoinWhile Bitcoin is welcomed in many parts of the world, a few countries are wary because of its volatility, decentralized nature, perceived threat to current monetary systems and links to illicit activities like drug trafficking and money laundering. Some nations have outright banned the digital currency while others have tried to cut off any support from the banking and financial system essential for its trading and use.List of some of the Countries Bitcoin-Cryptos are illegalChina - IllegalBitcoin is essentially banned in China. All banks and other financial institutions like payment processors are prohibited from transacting or dealing in Bitcoin. Cryptocurrency exchanges are banned. The government has cracked down on miners. (Related reading How Bitcoin Can Change The World)Russia - RegulatedBitcoin is not regulated in Russia, though its use as payment for goods or services is illegal. As of November 2016 declared, bitcoins are "not illegal" according to the Federal Tax Service of Russia.[50] Deputy Finance Minister of the Russian Federation Alexei Moiseev said in September 2017 it's "probably illegal" to accept cryptocurrencies payments.[51] However bitcoin market sites are blocked and in court decisions stated that bitcoin is a currency surrogate which is outlawed on the territory of Russian Federation.Vietnam - IllegalVietnam’s government and its state bank maintain that Bitcoin is a not a legitimate payment method, though it is not regulated as an investment.Bolivia, Columbia and Ecuador not legalEl Banco Central de Bolivia has banned the use of Bitcoin and other cryptocurrencies. Columbia does not allow Bitcoin use or investment. Bitcoin and other cryptocurrencies were banned in Ecuador by a majority vote in the national assembly.Algeria it is illegalAccording to the "Journal Officiel" (28 December 2017)The purchase, sale, use, and holding of so-called virtual currency is prohibited. Virtual currency is that used by internet users via the web. It is characterized by the absence of physical support such as coins, notes, payments by cheque or credit card. Any breach of this provision is punishable in accordance with the laws and regulations in force.Egypt it is illegal"Egypt’s Dar al-Ifta, the primary Islamic legislator in Egypt, has issued a religious decree classifying commercial transactions in bitcoin as haram (prohibited under Islamic law).Morocco it is illegalOn 20 November 2017 the exchange office issued a public statement in which it declared, "The Office des Changes wishes to inform the general public that the transactions via virtual currencies constitute an infringement of the exchange regulations, liable to penalties and fines provided for by [existing laws] in force."The following day, the monetary authorities also reacted in a statement issued jointly by the Ministry of Economy and Finance, Bank Al-Maghrib and the Moroccan Capital Market Authority (AMMC), warning against risks associated with bitcoin, which may be used "for illicit or criminal purposes, including money laundering and terrorist financing"On 19 December 2017, Abdellatif Jouahri, governor of Bank Al-Maghrib, said at a press conference held in Rabat during the last quarterly meeting of the Bank Al-Maghrib's Board of 2017 that bitcoin is not a currency but a "financial asset". He also warned of its dangers and called for a framework to be put in place for consumer protectionUnited Arab Emirates - Contradictory informationAbsolute ban. According to the Library of Congress "Under article D.7.3 of the Regulatory Framework for Stored Values and an Electronic Payment System, issued by the Central Bank of the United Arab Emirates in January 2017, all transactions in “virtual currencies” (encompassing cryptocurrencies in Arabic) are prohibited."Nevertheless, on 13 February 2018 Dubai gold trader Regal RA DMCC became the first company in the Middle East to get a license to trade cryptocurrencies, the Dubai Multi Commodities Centre said.[53] DMCC's website emphasizes the "cold storage" of cryptocurrencies and states "DMCC’s Crypto-commodities license is for Proprietary Trading in Crypto-commodities only. No initial coin offerings are permitted and no establishment of an exchange is permitted under this license."Nepal it is IllegalAbsolute ban. On 13 August 2017 Nepal Rastra Bank declared bitcoin as illegal.Pakistan it is IllegalAs of 7 April 2018, State Bank of Pakistan [SBP] has announced that bitcoin and other virtual currencies/tokens/ coins are banned in Pakistan. This news was followed right after India's restriction of converting bitcoin and cryptocurrencies into fiat currency. For organizations and institutions it is banned by State Bank of Pakistan. Bank will not get involved if there is any dispute. They will not facilitate any transaction for it.The bank has issued an official notice on its website and has also posted the news on its official Twitter account.The Bottom LineAlthough Bitcoin is now almost 10 years old, many countries still do not have explicit systems that restrict, regulate or ban the cryptocurrency. The decentralized and anonymous nature of Bitcoin has challenged many governments on how to allow legal use while preventing criminal transactions. Many countries are still analyzing ways to regulate the the cryptocurrency. Overall, Bitcoin remains in a legal gray area for much of the world.Thank you!

Does India need more convicted crooks or more chowkidars?

There are so many policy decisions which increased revenue for govt and improved lives of people and eased the process of administration like hydro exploration policy, mental health care act and countless no of schemes like smart cities, digit India, skill India,sagramala, bharatmala, make in india etc but I did not wrote about all of them , as it will need a book ,I wrote only about changes that directly helped people still missed so many.take your time and read them patiently.WHAT HAPPENED IN LAST 5 YEARS BECAUSE OF CHOWKIDAR PM• everyone used to see middle class income groups as vote banks no one never thought about them, first time bjp government thought about them ,firstly it reduced the taxation slab between 2.5 lakh - 5 lakh from 10% to 5% and now in 2019 budget completely rebated the tax to them in this slab, even if we see ,it increased standard deduction on taxable income from 40,000 to 50,000 and it even increased tax allowance on house loans, education loans , and other things also if we include all the other allowance one individual is able to save huge amount of money.• Aam aadmi bima yojana where govt itself pays complete premium and if person belonging to Bpl and marginal income family dies government gives 50-75k for children education based on natural/ accidental ,no one ever thought of it, if family head dies children is used to suffer financially for education. free accidental insurance to jhan dhan accounts of 1 lakh rupees was also started by modi government so that poor if anyone dies it helps family for their survival., apart from it we have pm jeevan jyoti bhima yojana. ,pm suraksha bhim yojana for above BPL and BPL where premium is very less like 12 for PMSBY and 2 lakhs accident insurance for 1 YEAR IS provided which includes death and PMJJB where 2 lakhs death insurance for 1 year which includes all kinds of death. if u include all these death insurances one family may get around 4-5 lakhs based on death this may seem small amount but this amount saves whole family from distress and gives constant income to them if saved the amount in bank.• before modi govt urea is not available to farmers ,but it is available because of neem coated urea and DBT scheme where neem coated urea can not be used in industry, this blocked channeling of urea to industry and by DBT a seller will be given subsidy amount only after he made sale to farmers through POS machine only and he has to take all the kisan credit card number , aadhar card and other things and govt verify quota limit of the farmer and release the subsidy amount to seller through these urea is not abled to channeled to Nepal/ Bangladesh farming community.ujjwala yojana on women empowerment• it reduced significant cases of chronic diseases like astma among women and children, it reduced stress on them as co2 inhaled causes headache, nausea among children/ women.• it gave free time to women before that they used to collect firewood or used to make dung cakes, now they can involve in other economic and social activities.• women used to go to forests are nearby areas to collect them often faces risk of snakes,insects and some times security risks also same problem they used to face before swatch bharat tiolet construction.• it increased the forest covers that the people around the areas can breathe pure air.• more than 6 crores lpg are given under this scheme and refilling capacity almost 80-90% under this scheme.• before mudra ,if people need to get loans without collateral it is impossible, they used to take loan from money lenders and start business and many r pushed to debt because of high interest rate but after modi MUDRA yojana many women, petty shop owners ,drivers etc availed loan and started their own business without debt trap and created a livelihood for them•swatch bharat on women and disease burdenswatch bharat not only uphold the self respect of women,it had saved thousands of lives of children from diarrhea, typhoid and other diseases as per World Bank every year 1.5 lakh people will be saved, before swatch bharat many women used to face harassment as they can not defecate in day light, if they r having any diarrhea it is literally hell to them, many used to go out in dark to defecate many times they have to face harassment, wild animals threat ,same kind of problems used to be faced by some of the men.• everyone say modi is pro capitalists ,let me clear he is not pro capitalist, he is for ease of doing business and healthy competition ,if modi has not created it we would not have got quality services for cheaper rates for example take data rates they used to be 1 gb for 200 rupees and no need to say about call rates/ sms rates but now we have cheapest data in the world , in us 1 gb is around 12$, and in uk 7$ etc. you can see the change in price reduction in many goods.• before modi government the rate of higher education loan was used to be very high ,the rate of higher education loan dropped from 14.75- 10.88% which through one may save around 1 lakh on 10 lakh loan where the loan has repayment period of 60 months, if the student is BPL or minority, sc/st. he may get it at very less interest based on different schemes for the different category students.•Created Assam NRC after this many years and tried to solve the illegal migration problem through NRC, exchange of Bangladeshi and Indian enclaves , and complete border fencing between india and bangladesh, congress allowed illegal migration as per mha report there are nearly 5 crore Bangladeshi illegal immigrants in india involved in drug trafficking, child trafficking, anti national activities. government started sending rohingyas one bye one as they were dispersed from Kashmir to kerala because of congress government which allowed them to infiltrate. atleast government tried to check rohingyas so that they won't become another illegal Bangladeshi migrants issue.before aayushman bharat program if a poor has to take treatment ,he has to take loan ,even though medical facility is free, because of lack of proper facilities in government hospitals and lack of government hospitals in near by areas , even if available there will be huge crowd and even if he avails treatment ,he used to spend around 60% from his pocket for various medicines/ tests/ equipment's and if the poor faces any dreadful diseases like cancer, AIDS, TB, diabetes he will be completely moved into poverty and chances of his survival are also less and the whole family pushed into debt for his treatment, but after 5 lakh free health insurance to family where they can avail treatment in any private hospitals also and capping of all life saving drugs,equipments like(reduction of cost of cromium cobalt Knee implant from 1.58-2.5 lakh to 54,720 and high flex implant from Rs181728 to 56490 (69%), 85% reduction in cardiac stent price to Rs 28000) ,generic medicines promotion, availability of generic medicines through jan aayushadi kendras,500-1000 nutritional support to people suffering from TB etc the poor can avail treatment on par with rich in private hospitals without debt trap.first time to stop insurgency problem government started OPERATION ALL OUT program in Kashmir to kill terrorists, 100s of terrorist were killed and valley is almost freed from militancy now, even surgical strikes in Myanmar and coordinated attacks with Myanmar army almost eliminated majority of NOrth east insurgency groups ,the only government who don't think about vote bank politics and shows no mercy to terrorists.SAMADAAN doctrine and govt steps helped in reducing maoist related deaths by 34% from 2013, and 44 districts are freed from clutches of Maoists ,now the people in this villages no longer can pay taxes to Maoist and no longer can fear death threats and loot of Maoist, even children who used to trained by Maoists can now go to schools and women who used to get abused can walk freely.3000 rupees pensionmany elder people who used to work in unorganized sector does not have constant source of income after they become old ,only oldage pension is their source which varies from state to state( 500- 2000) which is not at all sufficient for their basic needs , but modi govt created new scheme so that poor people can pay just 55-110 rupees per month and based on their age of joining and they will be given fixed 3000 pension after 60 years ,earlier atal pension yojana was their but it has age bracket of 18-40 and premium from 42-210 and pension varies from 1000-5000.• farm loan waiver which is used to happen regularly is putting greater pressure on govt resources and fiscal deficit is increasing but on reality the farmers economic status in not changing ,even privates are moving out of business because of high interest rate, the main reason is farmers earn only around 8900 per month of this 8900, 3100 is from agriculture and many farmers are tenants and many took loan from non official sources so they are not getting benefited so government started 6000 farmer input so that they won't go into debt and it helps people who are not having opportunities to take loan from official sources ,with price deficiency payment scheme government decided to pay the difference between MSP and mandis paying them directly to farmers through DBT with these MSP will reach everyone.• before 2014 many habitats don't have electricity connection, many villages even if connected they don't have household connection , even if households are connected they usually don't have continuous power supply for not more than 12 hrs maximum in many parts of the country, but now almost 100% villages are connected ,16 states have complete household connections, 6 states receive 24 power supply, a very few states receive less than 12 hrs power supply, from power deficit we became power surplus and 3rd.electricity generation country in the world, now there is no need for a child to study under lamp light , and there is no need for farmer to wait until night to on motor, even the cost of led bulb, led tube light , fan reduced drastically under the ujala scheme so that now less power is consumed with more efficiency and power bill also gets drastically reduced for poor, helps environment also with less co2 and Uday scheme with smart metering's helped in reducing power thefts, which made profits to discoms which are running in losses.boost in economyindia moved from Fragile five to Fastest growing economy ,11th largest to 5th largest economy Share of world GDP from 2.43% in 2014 to 3.08% in 2018,Average GDP 7.3% against 6.7% in previous regime,Forex reserves from 300 bn USD in 2014 to 420 bn USD in 2018,Doubling of FDI inflow from 36 bn USD in 2014 to 66 billion USD in 2018,Inflation less than 2.3 % (Nov 18) against 10.1% in 2014,Growth of sensex from 24,121.74 in 2014 to 36,395.03 on 12 Feb 19 (50.88%).fiscal deficit which is highest at 6.6%(09-10) has reduced to 3.4 % ( 18-19), revwnue deficit which is highest at 5.3 (09-10) reduced to 2.2%( 18-19) ,average fiscal deficit and revenue deficit between 2009-2014 is 5.36, 4% respectively modi govt got it down to 3.4, 2.2% respectively. Per capita income increased from Rs 86,647 in 2014 to Rs 1,25,397 and this increased income removed crores of people out of poverty and now India is no longer home for largest no of poor people.with rise in percapita usually inflation increases and price of goods increases but infarct with GST and government taxation policy goods cost has reduced a lot, one can save around 500-1000 rupees now on groceries of a family for a month after GST. Simple visible example is check the service tax in restaurants before 18% now 5%. Almost people 130 rupees which they used to pay as tax before for 1000 rupees bill.• people used loop holes in double taxation agreement and used to evade taxes by sending money to Mauritius through hawala and from Mauritius they used to invest in India and evade taxes as they used to pay less tax around 5% in marutius and we have agreement not to tax twice in India and Manutius, similarly companies used to create subsidary companies and used to invest through them in india, they also used to transfer profits from Indian company to marutius subsidiary company for example they will sell shares / goods to marutius company @100 rupees and from marutius company they used to sell to customers @ crores and used to evade taxes, government made changes in the law and made companies that they have to pay 25% to india, and 5% tax to Manutius.•• complete revamp of railway station facilities like ramp facility, escalator facilities, wi-fi facilities, and achieved 100% electrification of railways ,by eliminating manual crossings and by electrification there is reduction of 80% rail accidents. And platforms became disabled friendly 2300 km of rail tracks constructed, rail track construction speed increased from 4.1 km/day in 2014 to 6.53 km/day in 2018• before 2014 many habitats were not connected through any means of transport ,people living in those areas like farmers, tribals used to face huge problem to transport their crops ,forest products , they even not able to come to hospitals frequently if they fallen ill because of no connectivity, no net facilities are also not available but now through PMGSY ,1.46 lakh habitats were connected with the help of 73,000 kms of road laid in rural areas, Rural road connectivity increased from 55- 91%, even villages are now connected by common services centres,Common service centers up from 84k to 3 Lakh during last 5 years ,so that now people r using them for various purpose like to get legal advice from lawyers to internet facilities, even government started educating adults in digital literacy per person from family, already 2.92 lakh km of optical fiber were laid this helped in connecting gram panchayats from 0.02% to 50% once it gets completed they can have world information in their hands no need to go to common centers also.• if there is anything that boosted in recent 5 years is infrastructure , the complete infrastructure of india changed like anything , with the jumping of Highway construction rate from 12 km/day in 2014 to 27 km/day today the transport of goods became so easy and with GST even inter state transport of goods picked up, projects like National waterway reduced the cost per ton per km of transport to 1 rupee, eastern and western dedicated freight corridors connected industry with raw materials , goods with marketsome of the infrastructure projects areKatra rail line work completed after 16 years,Dhola Sadiya bridge work completed after 16 years which is largest railway bridge in India, this connects north east people who r left by successive governments, Sardar Sarovar Dam work completed after 15 years which is 2nd largest gravity dam in india which provides water to drought effected gujarat and rajasthan, madhya pradesh, maharashtra areas ,it will completely changes their life , Pakyong airport completed after 10 years which is the first green field airport in north east,first airport in sikkim,Chenani Nashri Tunnel longest tunnel in india after 10 years which reduced time in mobilizing troops in kashmir and helped people by reducing their time travel between jammu and srinagar by two hours. Kollam bypass after 43 years,Bansagar canal project on son river built after 40 years helps up, bihar Mp farmers in boosting crop growth, Bogibeel bridge after 23 years( which is largest rail cum road bridege) ,this connects assam to arunachal pradesh, western and eastern peripheral expressways helped in reducing traffic problem, congestion in delhi and saved huge time for people,Delhi Meerut Expressway completed,delhi mumbai expressway is under construction,Ganga Expressway project (world's longest underway project ),Metros in Ahmedabad, Nagpur, Jaipur, Lucknow, Washermenpet36 new airports were built in 5 years ,in last 67 years only 65 airports were built, and with UDAAN project airfare cost has reduced and is in par with AC 2 tier / 1 tier costs and airwaysusage among public boosted because of it. before UDAN people used to feel aircraft is only for elite people now common middle class man able to access it.modi govt completely changed the fate of education system first removed the no detention policy and left it to states to conduct exam after 5th ,no detention policy is the main reason for poor learning outcomes more than 30% class 8 students are not able solve basic math problem because of promotion of class without knowledge, he revamped the education through digital school program where digital class will be their from 9th class, online free courses, online free e library where all books pdf are available for free, ncert books are available for free on online, e paatashala courses ,online courses for teachers and students to learn self,institute of eminence for 6 public and 6 private universities to improve our university rank at world level, created prime minister fellowship programme where 75,000/ month will be given phd students this to stop brain drain and help scientific brains financially.pradhan mantri vidhya lakshmi portal where through students can avail education loan without going through hectic procedure of going to banks. 6 new IITs were created and doubled IIT seats ,previous governments are able to build only 16 IITS in 57 years,6 new IIMs were created against 13 by previous governments, it doubled the no of IIITs,12 new AIIMS were established against 7 by previous governments , educational infrastructure and digital infrastructure created by govt shows its education prioritysome of the achievements of india under modiIndia is now world's largest 2-wheeler manufacturer, 2nd largest smartphone manufacturer (94% of mobiles sold now made in India),because of this made in india products the smart phone penetration increased now almost 30 crore smart phone users are in india. 4th largest automaker, 2nd largest steel producer• there are so many changes in railway system ,a simple.example is MRP pricing, before 2014 no one used to sell for MRP @ railway station , trains, platforms,even food items used to be sold at high prices than government prescribed prices ,after govt action everything is coming at MRP, and govt made price list avalable to people and now everything is coming at government priscribed prices, and government is responding quickly on any complaints like even if we complaint on online app , within next station they are cleaning the coach, toilet. now no one is not able to sell train tickets in black after quota limits and strict rules,all unmanned crossing are eliminated which reduced 100s of death of every year due to unmanned level crossings.• fugitive economic offenders bill was passed and government confiscated the properties of vijay malya amd nirav modi and other offenders ,first time bjp is using its diplomacy and making countries to extradite criminals to india like, christen michel( bofors scam mediator), vijay maliya agreed to pay the amount after all roads are blocked for him , nirav modi àrreated in london.with insolvency and bankruptcy code people who used to collide with bank managers and get funds and use it for personal benefits in previous regime are forced to pay all their debts now, single penny was not waived to them unlike in previous governments.because of GST people business man who used to evade taxes are now forced to pay taxes on par with salaried employees, IT returns almost doubled and tax collection almost doubled because of it.• after modi introduced DBT, biometric identification through aadhar crores of fake benificiaries were deleted from mid day meal scheme to lpg connections and farmers are able to get urea and other fertilizers and seeds on subsidy which earlier this urea was channelled to industry, not only this in every spear it helped common man for example inorder to get pension before biometric identification one has to produce alive certificate by going to government office which caused so much pain to common man but now through biometric directly they are receiving pensions, there are thousands of examples of DBT helping common man.• benami property act and RERA act completely reduced the housing prices , rent and helped common man and with PMAY poor people are able to get their house, and middle income people able to build their house by taking loan with less interest rate of 8.3% which used to be above 10% during the time of previous government. This 2% difference in interest rate almost saves 1.18 lakhs on 10 lakh rupee loan with average tenure of 60 months.• India's foreign policy• modi foreign policy was dynamic with clear vision, unlike previous policy of peace with enemy and give and take policy, para diplomacy where local governments and states engage with local govt and states of other nations is a new creative concept,• india successfully isolated pakistan at international level for example SAARC meeting which is scheduled to happen in pakistan was not taken place because of india refusing to participate and other SAARC nations followed india, we denied SAARC satellite services to pakistan, even after pulwama attack it is france and Uk, Usa that started resolution in UN against masood azhar and cornered pakistan unlike previous regimes where india used to find only sympathy of others without any action against pakistan like after math of 26/11 attacks, even Organization for Islamic states welcomed india as chief guest and pakistan left the meeting as a protest and no one cared pakistan at all, same Organization of islamic states denied entry to india all these years even during indira gandhi period.INDIA withdrawn Most favored nation status in trade to pakistan and decided to use its full share of indus waters by building run off river projects to make understand pakistan.• everyone used to say he is anti muslims but modi govt made huge efforts in bringing indians who r stranded in libya crisis, yemen ,crisis, iraq crisis, more than 8000 indians were saved and brought back to india safely from these nations who r mostly muslims.• solved tamil nadu and SL fisherman problem by giving 50% subsidy on deep sea fishing boats to fisherman for purchase and providing remaining amount through loan from banks to financial institutions. by this there will no longer fisherman gets arrested by SL navy and there will be no deaths of fisherman.because of india diplomacy now SL realized china policy and started engaging with india in development of airports, staff quarters, ports. Similarly african nations allowed india to invest and gave priority to india than china especially if we see the allowed access to roads built by china and china without no other option agreed to it.•• now india has naval ports in many nations like singapore, vietnam, Indonesia, oman, marutius, seychelles, etc and they are relying on india for naval security. which shows india as a regional power. now india is net donor than receiver we provided billions of dollars as aid to monogolia, Maldives, nepal, Afghanistan, african nations etc . we r completely providing almost everything to Afghanistan , we built dams, libraries, parliament building, we train soldiers ,we provide basic materials and almost all afghan exports happen through india's chabhar port .•• india and france relations are very high especially with international solar alliance( where the first inter governmental and international organization headquarters is in india), india now united world against terrorism now every country is giving support to india in terrorism ( france resolution on massod azhar),and in every forum terrorism is addressed like UN, SCO, BRICS, BIMSTEC etc.• until a decade back india is used to succumb to international pressure, domestic pressure in foreign policy first time ( like during UNSC resolution on SL because of Dmk pressure upa voted against them leaving indias interest)we are taking decisions independently when US threatened india with sanctions for dealing with iran( trade in rupees) and USSR(S-400) we carried forward and made deals with them and later successfully handled USA regarding sanctions.USA gave STA-1 status to inda which is not given to NATO nations, its close ally israel , now India and USA can do trade in almost all defense equipment’s through it, india can now use ports of USA, france , singapore through logistics agreement.• israel is now closet to india than ever before and israel technology of water conservation, agriculture is already getting exchanged to india and indian farmers are increaing yield by 2-3 times in drought prone areas , modi became first prime minister to visit israel.• we have nuclear agreements with russia, canada, Usa, japan etc and japanese investments in india are at all time high they are investing in bullet trains, delhi mumbai industrial corridor etc. indias entry into Missile technology control regime( where china was denied membership), wassenaar agreement, Australian group shows how successful our diplomacy is. india jointly with other nations created so many regional security, trade groups like QUAD, INSTC, JAI, even we proved our mettle with china on doklam issue and made china to go back.p now world started seeing india as raising super power.• turkey which is against india in many forums until now agreed for indias UNSC seat, helped india in extradition of indian origin ISIS terrorists.• new maldives president reiterated india first policy and invited only modi no other country head for his ceremony of oath.Demonetization benefits• every one says demonetization is a failure but if we see many used poor people as money mules to deposit their black money, Those who used poor people as money mules- must have paid some commission to them, So even if government did not get tax from black money, atleast poor people benefited. even many gave free loans to poor people which helped the poor to avail credit without any interest rate.• now every business is under GST this makes employment formal and laborers can get employment benefits which were denied to them earlier.• Further, during Operation Clean money, IT-dept issued notices to the suspicious bank accounts where large amount of money was deposited. Such shell firms & their benami,properties are being seized. With Project Insight & Op. Clean Money: IT dept fetched ₹ 1.30 lakh crore in taxes.• The number of PAN card registration, IT returns, registrations under excise / VAT / GST have greatly increased in the aftermath of demonetisation which proves that crooked who used to evade taxes can no longer evade , digitalization happened and made the work easy for people, no need to say about digital transactions after demonetization.• to stop swiss bank black money he used his diplomatic skills and made an agreeement for automatic tax data sharing with switzerland which may now completely solve swiss bank black money hoardings.• india's vaccination programme indradhanush helped in saving millions of children life ,it is rewarded as one of the 12 best practices of the world by UN , neonatal and maternal tetanus was eliminated from India because of it, the number of deaths due JE, pneumonia, rubella, and deaths due to vector borne diseases like malaria, dengue, TB reduced by 50-100% , deaths due kala azhar are zero now.• 59minutes loan portal for msme, before that msme sector inorder to get loan has to give bribes to manager and other people and the loans usually hetting delayed but with this portal almost 30,000 crore loans to msme people upto 1 crore were sanctioned with in 59 minutes if they have relavant documents ,all they need to do is just upload documents.• no more human excreta on railway tracks ,almost all trains are fitted with bio tiolets , no need to say about swatch bharat which completely eliminated Odf and uphold the pride of woman, they no need to fear for security ( sexual harrassment)/ dangers of wild animals ,snakes when they go out to open defecate.not only this because of imoroved sanitation lakhs of children are saved from diarrhoea, typhoid related deaths, and disease burden reduced in villages.• he eliminated VIP culture , he passed the order to remove red beacons on vehicle and make every government official, legislator as common man.• 1084 essential medicines include living saving drugs and medical devices are brought under price control ,for example heart stunts, knee implants and generic medicines encouragement and jan aayushadi kendras completely reduced the price of medicines where 200 rupees sheet of tablet is now available at 30 rupees.• pm surksha matritva abhiyan and janani surksha yojana helped in reducing maternal and neo natal, child mortality rate , cash benefit for institutional delivery made people to go to hospitals for delivery and it reached 80% now, and cash compensation of 6000 rupees as wage loss to pregnant women and free medicines , health care and nutritious food/ vitamin tablets to child and mother solved not only malnutrition problem but also anemia problem of women and children. A child nutrition and cognitive skills mainly depends on how mother takes food during pregnancy and nutrient supply to child during early years of life because of modi initiative the health and cognitive skills of children are raising.• until now no government take any necessary initiative for sports person and development of sports culture first time khelo india programme started with annual scholarship of 5 lakh for 8 years to 1000 sportsman and other expenditures like coach salary and facilitiea to help sports personalities before that many used to quit sports and used to join in other jobs inorder to support themselves and families.• unanimous election of justice dalveer bandari to ICJ forcing for UK to pull out nominee christopher greenword demonstarting indias clout in international politics and indias dominance• everyone says modi is anti muslim but modi is the one who saved them in yemen crisis though operation raahat where 5600 people which includes 960 foreigners were also saved .modi made diplomacy for release of 850 indian prisoners in saudi arabia where many are Muslims, and increased haj subsidy quota to 2 lakh people surpassing pakistan quota, so that more muslims can visit mecca.no need to say about more no of different schemes for minorities from education to skill development, employment even the amount of funds released to wafq boards is higher than previous governments.• international yoga day was celebrated by UN and first time indian culture was promoted at world level and everyone started praising indian yoga, ayurveda and benefits ,he started a revolution which nit only created thousands of jobs and helped economy but raised the pride of india and india yoga and ayurveda really attracted many foreigners .• modi even auctioned all the gifts / awards, prize money he received ( like seoul peace prize first time a indian got,( highest south korean civilian award)un champions of earth award (highest environmental honor award), UAE, Palestine and other many countries highest civilian award was given to modi),and added this fund to namamami ganga programme which shows his commitment for cleaning of river ganga.• honored national freedom fighters who r left by successive congress governments like sardar vallabhai patel( state of unity), renaming of A&N islands with subash chandra bose name, 75 rupees coin,ambedhkar memorial ,BHIM app on his name, national war memorial ( to honor soldiers sacrifices/ bravery).Awards to modi1. Soel Peace prize - South Korea2. Un champions of Earth award.3.grand collar of the state of Palestine4.amar Abdullah Khan award of Afghanistan5.king Abdullahaziz shah award of saudi ArabiaOpposition says modi is anti muslim but all muslim nations praise him and honor him with their highest civilian awards if he was anti muslim will they atleast do it?• first time a prime minister started kashi vishwanth temple ganga ghat corridor project to revamp complete area like Led street lights, ghat lights , clean up project and renovate complete bath ghats.• by digitalizing passports and increasing passport kendras , postal office passport kendras he almost made the process corruption free and now 1 kendra for every 50km.previously people used to suffer a lot they need t bribe constables and follow hectic timelines and procedures.• first time vande bharat express an engine less train in first in the world is created by modi govt, first time a airport was completely solar powered in the world ( cochin airport) happened in india, we are reaching great tech innovations under the government.WHAT IS WRONG WITH DYNASTY PARTIES• upa is known for scams but bullet proof jacket scam was horrible ,soldiers are the one who protects our country but upa govt did scam in the bullet proof jackets also which provides protection to soldiers but modi govt delivered ,2.3 lakh Bullet proof jackets where the requirement was 1.9 lakh jackets, even it provides 1.6 lakh Bullet-proof helmets to soldiers.• opposition parties which came together are saying they are together just to stop modi and on other hand modi is saying my agenda is strong india, and to make india as a super power, double farmers income etc. who is power hunger ,who is chowkidar?• congress being in power for all these years could not able to stop illegal bangaldeshi immigration, radicalization ,the result was Kashmir pandits genocide ,govt did not stop the genocide, hindus were persecuted for religion during muslims rules but it is sad that being secular country and majority religion, kashmir pandits were massacured.everyone talks about Godhra riots but no one talks about Godhra train incident , no one talks about muzzaffarnagar riots, Bhagalpur riots and many more riots where more number of people are killed than godhra riots and congress did nothing to stop the riots , infarct after bjp in power no riot happened in its states but see WB every year riot was happening and many people are getting killed they don't talk about them as the victim is from other community. See hashmipura massacre where congress govt used army and killed muslim youth for their vote bank politics ,they all know one thing appeasement they don't want to really develop them.• congress government purposely delayed rafeal deal for kickbacks, it did not modernize our AIRFORCE . still we are using Mig21 which is the reason for 170 IAF pilots deaths in various crashes{30% flights ended in crashes} and when MODI govt tried to modernize the air force with rafeal they started this fake scam, they don't want india to be strong.• congress leader in karnataka belur gopala krishna called for killing modi. they want to kill our PM but praise pak PM and questions airforce and army strikes and THEIR capability ,do strikes . Did they hate modi or india?• mamata banerjee says PM destroying constitutional institutions but she will arrest CBI people so that her scams won't be investigated, and when ex dgp of West bengal wrote suicide note with reason as mamata torture, not an enquiry happened.• manmoham singh says “muslims have first right on resource” and want to divide people based on religion but piyush goyal in budget speech says “poor has first right on resources”.• in karnataka ola app was banned and at the same time hd kumaraswamy launches his own cab hailing app, is this not open mockery of democracy and is it not a dictatorship?•• sam pitroda overseas congress chief saying that we should not bomb terrorist camps, it shows what is congress ideology, from 2004-2013 huge number of attacks happened for example2004 - assam dhemaji school bombing2005- delhi bombings2006 - mumbai train bombings2007 - lucknow, varanasi and fazaibad blasts2008- mumbai attacks(26\11)2009- assam bombing2010 - pune bombing2011 -delhi bombing2012 - pune bombing2013 - Hyderabad blasts2014 - jharkahand blasts etcBut congress did not retaliated at all.• AIMIM owaisi gives legal support to 5 terror suspects linked with ISIS arrested by NIA, it is ok if they hate hindus but it is not acceptable to support terrorists.robert vadra dlf land scamBest Land Deal in last 20 years : 5 acres only in 15 Lakhs, And that 15 lakhs too was given by DLF to Vadra as 'loan'. After 3 years, the same land was 'sold' back to DLF for some 47 crores, from which the original 15 lakhs loan was 'deducted'. So, 47 crores is free money. What a deal! ,similar kind of deal was national herald newspaper scam of rahul and sonia, one can listen to the scam in words of Subramanian swamy.• samjahuta express blast they purposely created Hindu terror term and tortured swami assemananda and other for years, and real terrorists usman and ajmat ali were left of without proper enquiry to gain votes by congress, they hate hindus like anything.congress loves jehadis, see digvijay singh calling hafeez sayeed as hafeez sayeed ji[ LET responsible for 2001 parliament attacks, 26/11 attack, kashmir pundits genocide and many more terror activities} and rahul gandhi calling masood azhar[JEM chief responsible for parliament attack and pulwama attack ] as masood azhar ji.• On page 111 of the DMK's 2016 English manifesto, under the sub heading 'Hindu Religious & Charitable Endowment Department' (HRCE), the document states, "Besides regulating and collecting rent to be received by the temple trust from temple lands, a Land Bank will be established for protecting vacant land belonging to temple. Moreover, a high level committee led by a retired judge will be constituted for considering the demand of people, who are offering to purchase the temple land within the legal frame work."• Page 85 in the 2016 manifesto, meanwhile, which carries content on welfare of minorities, states that “Properties of Wakf Board will be recovered from encroachments and protected”. Already temple funds are getting mismanaged because of endownments ,now they want temple sell temple lands also ,why is this bias?• congress law maker and lawyer kapil sibal, tehseen poonwala a congress supporter filed case against 10% economic reservation in supreme court which shows congress is anti poor.•• congress writing letter to goa governor as soon as the demise of manohar sir shows how they are playing vulture politics on death of great indian son.• congress getting arrested a techie for raising modi slogans in rahul bangalore meet and supporting kanaiaha kumar and JNU batch who raised anti indian slogans shows what freedom of speech it supports.• Every citizen wants revenge on pak for pulwama but mamata and CBN of mahagathabandan quotes pak pm statement and questions the own Indian government, I really felt ashamed that such people are our leaders who uses soldiers sacrifice for political accusations. we as a citizens have to make these people answerable for their comments. I don't understand are they living in India or pak?,they r quoting pak pm statements where Pakistan was in grey list of FATF for terrorism, and was condemned as terrorist nation internationally.• when pulwama attack happened so many anti nationals tweetd against indian army and partied one of them is papri banerjee (assistant professor of english department at icon commerce college), she called Indian army as rapists and police arrested her but congress got her out.• bjp is trying to bring triple talaq bill but the congress is trying to block the bill in rajya sabha it shows, they don't want muslim women to be saved from triple talaq, nikaha halal( wife swapping).this one picture speaks a lot about congress work on child labor and their concern for poor.

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