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Who are considered as the most messed up Indians?

The person who will find the top position in the list is none other than him.I am very much sure most of you are familiar to this person, “Dhruv Rather” who looks like a young college student. If you refer to his bio, then it describes him as a fact checker, you-tuber, social activist.But, even if you watch his single video, you will observe his level of biased approach and his inclination to a particular ideology. Rather than simply putting the fact, he sounds more like an ‘unofficial” politician doing politics.Most of the time, his facts are only sided misleading his audiences.One similar instance is here.In one of his post, he claimed that CBI has confirmed the rape charges after the investigation against a BJP MLA.But look what CBI told.Link: Central Bureau of Investigation.However, he immediately removed this after CBI clarification but before posting such things, he could have checked because he is a self-acclaimed “fact-checker”.Now, you can understand how this so-called “fact-checker” went on to social media and tried to mislead the people. He was supposed to combat fake news by providing the right facts and information's but the irony is he himself is acting as the source of fake news and facts.In one of his video, Mr Rathee claimed that now corruption has been legalised in India and one reason which he listed behind this is the introduction of electoral bonds.Mr Rathee emphasised that in electoral bonds, the donor while making a donation to a political party doesn't need to reveal their identity. Hence, it will increase black money and corruption legally.But maybe he forgot to mention the full information. In an electoral bond, while making a donation to a political party, the donor will have to fill the KYC(Know your customer form) where the donor will mention all his details. So, the bank authorities will have the information of the donors and only in the public domain, the donor name will not be disclosed. So, his claim that agencies will not be able to monitor the donations and will make corruption legal is an example of smart manipulation.Here is my YouTube video where I have exposed him.I think if anyone is interested in politics or if anyone is inclined to some political idea, then I think one should openly tell people about their agenda instead of pretending to be someone being neutral.

What is the loan procedure for an MBA? Is the hostel fee included in the loan amount?

Thanks for A2AThis is the question I have been getting from a lot of people that how did a person manages to finance his/her MBA.Disclaimer: This answer doesn’t promote any bank, it was just my experience.Let me tell you from the scrach.I will be only talking about IIM Ranchi here & I am sure that it applies to all the top B.schools of our country.Just one day after I got a selection mail from IIM Ranchi, I got calls from 3 different banks for loan (PNB, Union Bank & Central Bank).After talking to all of them, I found CBI to be more realible. Again, that is a personal choice & you can go for any of the banks of your choice.The other day, I had to visit the nearest branch of CBI near my house where I had to submit some of my documents like (ID proof, IIM Ranchi call letter, CAT score card, Job relieving letter & Some passport size photos). Apart from that, I also had to fill few forms provided by the bank & had to sign some of the documents.When all of my documents reached Ranchi (after 5 days), I got a call from the bank that my loan has been approved & all the formalities has completed.Now, if I need to pay any of my expenses to the college, I just need to mail them & the amount gets credited in the college’s account. I am also in talks with some bank employees in case of any issues or query.Now let’s answer some of the most common FAQ’s from the perspective of a student.#Question1 - What are the expenses included in the loan?#Question2 - Do you need any collateral/Security/Co-borrower to avail the loan.No, Just the call letter of your B.school.#Question3 - What is the limit of the loan amount?40 Lacs#Question4 - Can a fresher avail a loan without any Co-borrower?Yes, definitely. You just need to have the call letter.#Question5 - How do I manage my personal expenses?Almost all the banks provides pocket expenses from ₹10,000 to ₹15,000 per month which is quite reasonable for a student. Apart from that, there will be many opportunities for you to earn during your campus life.I hope this helped.If you have any other query regarding this, please do let me know.Thanks for readingDo follow me for more :)

As an Indian liberal, what are some things you think Narendra Modi’s government has done right?

As an Indian liberal, I am indebted to Modi government for putting me on the right path by making me realize three things :Value of Democracy :I always took freedom of speech as a natural reaction to human discourse. I could criticize any Congress leader during their tenure and not worry about it. Now I know that I have to be constantly worried about getting threatening phone calls, legal intimidation or face abusive foot soldiers of the saffron brigade. Many friends of mine have asked me to suffer in silence instead of inviting trouble.I thought that our institutions were fairly independent. But the way they were comprised in the recent times is very unsettling. The press conference by SC judges in the January really shook me to the core. I always suspected that corruption had reached the upper ecleons of judiciary, but the conference exposed my superstitious belief that Supreme Court was fearless and incorruptible.The way RBI and CBI are being raided I have realised that it is not just my tax money that it is at stake, but the very freedom I enjoy under the system of democracy.Crony Capitalism :I remember hearing the Nira Radia tapes in 2G scam. How allocation of resources was done, the politics, the corruption, the crony Capitalism around it. But I found a voice of protest in Anna Hazare and Arvind Kejriwal. I found a way to fight back with the government that stole taxpayer's money to fill pocket of rich businessmen. The way people galvanized together to make India corruption free. I was so relieved to see the back of Congress. However, the euphoria was shortlived. I was mistaken. It wasn't really a battle against corruption but a coup to bring down the government. The corruption is still strong and growing stronger. Today, the combined wealth of 1% people in India is 73% of total wealth of India. [1][1][1][1] The crony friends have found safe heavens in foreign shores, leaving behind the national banks in shambles. The way NPAs were quickly offloaded to benefit industrialists friends is a case study in itself. The audacity with which an inexperienced company was handed thousands of crores worth contract by diluting rules and regulations and sidelining the more experienced companies is nothing short a monstrous scam.Communalism :I never thought that somebody could take delight in killing people over a rumor and make a social video out of it. I never thought hatred was ingrained in the minds of fanatics that they would take law into their hands and start lynching people. It never occurred to my liberal mind that a prominent minister can invite murderers for a cup of tea and garland them. My imagination never allowed the freedom to think that people could take put rallies in support of rapists and terrorists.All of this woke me out of a deep intellectual slumber and made me recalibrate my views on corruption, politics, capitalism, freedom and democracy.Earlier I thought that only corruption was dangerous for democracy. But now I know that communalism is fatally dangerous for India. It promotes and normalizes hatred, bigotry, corruption, intimidation, subversion, police encounters, rapes, murders and mob lynching.As a liberal, I think that this realization is the best thing that has happened to me in the last 15 years. I am grateful to Modi Government for the same.Footnotes[1] India's richest 1% corner 73% of wealth generation: Survey - Times of India[1] India's richest 1% corner 73% of wealth generation: Survey - Times of India[1] India's richest 1% corner 73% of wealth generation: Survey - Times of India[1] India's richest 1% corner 73% of wealth generation: Survey - Times of India

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