Graduate Student Loan Request Form 2015-2016: Fill & Download for Free

Q. How much is the 3 year tuition at Stanford Law?Cost of Attendance | Stanford Law SchoolTuition Top Law SchoolsPriciest Public Law SchoolsStanford Law School Financial Aid7 Ways to Figure If Going to Law School Is Worth It (Bankrate)Is Going to Law School Worth It? Depends on Where (Investopedia) - Bureau of Labor Statistics in 2015 had the top 10% of lawyers earning more than $187,200. All told, it is not uncommon for a law school graduate to enter the working world with a net worth of negative $250,000. Ideally, recent graduates should earn yearly salaries equal to or greater than their total student debt. This level of pay usually allows for paying off student loans within 10 years without materially affecting a person's lifestyle.Cost of Attendance | Stanford Law SchoolTuitionTuition for 2016-17 totals $56,079. Tuition is due in October, January, and April.Cost of LivingFor single students, room and board in university residences costs approximately $23,205 for the 2016-17school year. Required books, if purchased new, cost about $1,530 a year. Local costs for transportation, clothing, recreation, and the like tend to vary. Most single students find they need to budget a total of at least $88,169 for the school year.Laptop ComputersStudents are required to have laptop computers and are advised to have a printer and modem, as well. In addition to using the laptop to write papers and create spreadsheets, students will have the opportunity to take examinations on laptops and will receive administrative notices only via electronic mail. Students may purchase a laptop from the Stanford Bookstore through a special program with the law school. Students who must purchase a laptop to meet this requirement are eligible to have their financial aid budgets increased by as much as $3,300. Only specific computers meet the needs of the law school’s computing systems.Do the math!JD Financial Support | Stanford Law SchoolFinancial Aid Yellow Ribbon Program FormsLoan Repayment Assistance Program (LRAP)CSS Profile ApplicationFree Application for Federal Student Aid (FAFSA)Financial AidStanford Law offers financial aid is to assist students who would otherwise be unable to pursue a legal education at SLS. Approximately 78 percent of the student body receives a tuition fellowship or loan assistance, with the average fellowship portion per recipient totaling about $23,000 annually. Aid is awarded on the basis of demonstrated need and is provided through a combination of tuition fellowships, government guaranteed loans and private loans.To apply for financial aid, please complete the Free Application for Federal Student Aid (FAFSA) and the CSS Profile application. The FAFSA should be completed as soon as possible after January 1. A service of the U.S. Department of Education, FAFSA is free to all applicants. Please note that the Title IV School Code for Stanford Law School is E00341 and our CSS Profile code is 7832. To receive an aid package prior to the May 1 admissions response deadline, you must complete both applications by March 15, 2017.In general, the financial award system operates as follows:Each year the school determines a standard budget to cover basic costs (tuition plus living expenses).Each student’s need is calculated by subtracting reported resources from the standard budget. These resources include one–third of reported assets; 57% of summer gross earnings over $6,000; assumed earnings of spouse (if married); and an imputed parental contribution (based on the CSS Profile analysis) if the student is dependent.Each student is then expected to borrow or otherwise raise a portion of this need, with the remainder being an outright grant, subject to a limit of full tuition.Financial aid is evaluated annually. Therefore, one cannot be guaranteed the same level of aid over three years of attendance.Stanford Law School uses an age-based test to determine the dependency percentage from your parent contribution. Unless you are 29 years of age as of September 1, financial resource information from your parents must be submitted on the CSS Profile application. Parental information is never required on the FAFSAfor graduate students.Under our policy guidelines, the following rules apply:If you are 25 or younger as of September 1, we will take into consideration the full extent of our calculated parental contribution when determining your eligibility for our need-based scholarship assistance.If you are 26 as of September 1, we will protect 25% of your calculated parental contribution and use only 75% of that contribution when determining your eligibility for our need-based scholarship assistance.If you are 27 as of September 1, we will protect 50% of your calculated parental contribution and use only 50% of that contribution when determining your eligibility for our need-based scholarship assistance.If you are 28 as of September 1, we will protect 75% of your calculated parental contribution and use only 25% of that contribution when determining your eligibility for our need-based scholarship assistance.If you are 29 as of September 1, no parental resources are considered when determining your eligibility for our need-based scholarship assistance. Therefore, you need not submit any parental financial information to CSS Profile.Loans available to law students come primarily from three governmental programs: Federal Perkins Loans, Federal Direct Unsubsidized Stafford Loans, and Federal Direct Graduate Plus Loans. All graduate and professional students are independent for purposes of determining federal loan eligibility.Additional financial aid information is provided in the School’s Financial Aid Handbook.2016-17 FINANCIAL AID HANDBOOKYellow Ribbon ProgramThe Post-9/11 GI Bill, also known as Chapter 33, is the most commonly used VA educational benefits program at Stanford. This program provides funding for tuition, required fees, books, and housing. The level of a qualifying veteran’s Chapter 33 benefits is determined by the length of military service since 9/11/2001. For the 2016-17 academic year, the base benefit for tuition and fees is capped at $21,970.If you qualify for Chapter 33 benefits at the 100% level, you will receive additional funding through the Yellow Ribbon Program. Under this program, Stanford Law provides an annual contribution to supplement the Chapter 33 base tuition benefit. The VA matches Stanford’s Yellow Ribbon contribution. For the 2016-17 academic year, Stanford Law’s annual Yellow Ribbon contribution for students will be 50% of the remaining tuition and fees with the VA providing the other 50% — together covering the full costs of tuition and fees.Most VA educational benefit programs pay benefits directly to students on a monthly basis. However, under the Post-9/11 GI Bill (Chapter 33), the VA sends tuition and fees benefits to Stanford, where the Central Financial Aid Office is responsible for applying the funds to the student account (university bill). Chapter 33 books and housing benefits are sent directly to students monthly. You may need to apply your housing benefits to the university bill to pay for on-campus room and board.FormsThe following forms will be provided by the Office of Financial Aid as necessary but are available here if additional copies are needed:Continuing Student Financial Aid Supplement Form 2016-17Loan Memo 2016-2017Loan Comparison Chart 2016-2017Loan Request Form 2016-2017Expense Budget 2016-17Due to the nature of federal, state, and institutional guidelines, this information is subject to change without notice.Loan Repayment Assistance Program (LRAP)For graduates who take low-paying public interest jobs and have substantial educational debt, Stanford Law School offers the Miles and Nancy Rubin Loan Repayment Assistance Program — the most generous loan relief program in the country — along with a variety of other fellowships. Stanford Law was one of the first law schools in the country to launch such a program, setting the standard for schools that have followed our lead. Stanford Law makes loans to eligible applicants to help meet education loan payments. Loans made by Stanford through this program will be forgiven (up to 100 percent) depending on verification of participant income using federal tax returns. Visit the LRAP section of this site for additional information.7 Ways to Figure If Going to Law School Is Worth ItYour school's reputation"For the group of very select law schools at the top, the employment prospects are terrific," says Steven Harper, a former attorney and author of "The Lawyer Bubble: A Profession in Crisis." "Life can look awfully good, and it will be awfully good for the vast, vast majority of those people, but that's maybe 10 percent out of 200 law schools."There's a sharp discrepancy in job prospects between first- and lower-tier schools. When comparing U.S. News and World Report's top 20 law schools with institutions that landed in the 126-to-146 ranking range, students attending upper-echelon institutions were nearly twice as likely to hold full-time, long-term law jobs as their lower-tier counterparts. Students attending lower-tier schools were also about 2.5 times more likely to be underemployed.The Ivy League isn't the only ticket to a post-graduate job, says Kyle McEntee, executive director of Law School Transparency, an organization that helps students with the decision to attend law school, and provides employment and underemployment data on law institutions nationwide. Schools with a solid local reputation and strong ties to the community can be just as effective at finding work in that area.Your rankRegardless where you attend, your performance will be a factor for future employers. A study published last year in the Journal of Empirical Legal Studies shows that grades are "the most important predictor of career success," even more so than your school's reputation. The study, authored by law professors at UCLA and the University of Arizona, states that "... it is well known that judges care greatly about grades in choosing their clerks, professors care about grades in choosing their research assistants, and many employers insist on good grades in choosing new hires."Harper says that students who can stay above the bottom 25th percentile in GPA have the best shot at landing a job that pays enough to repay student loans."You have to be really honest and realistic with yourself about 'how well am I going to stack up against my peers?'" he says. "You have a very hard time convincing anybody, I think, who's entering law school that they'll ever wind up below the median, much less below the 25th percentile in anything, whether it's practicing law or something else, but guess what? That's just mathematics. There's an honest self-reflection that has to happen."Your specialtySome legal fields are hotter than others, which may explain why schools like New York University are changing their curricula to focus more on specializations. A study by Robert Half Legal of 200 attorneys in hiring positions revealed that litigation, business, commercial and health care law are expected to offer the greatest number of jobs.Leslie Levin, associate dean for academic affairs at the University of Connecticut School of Law, says that students can increase their marketability by having a clear idea of the law field they'd like to practice and by taking relevant courses and pursuing externship opportunities."Focusing on an area in which the student would like to practice and then positioning him or herself as somebody (who) is knowledgeable in that area will increase their employability," she says. "So, for example, if somebody gets a tax certificate, they are going to be more appealing if they want to go to a firm or the government and practice tax than somebody else."Summer associate gigs help, too. More than 90 percent of law students who held summer associate positions in 2012 were offered entry-level positions after graduation, reports the National Association for Law Placement.Your expectations"(Students) should think foremost on why they want to be a lawyer," says Andrew J. McClurg, author of "1L of a Ride: A Well-Traveled Professor's Roadmap to Success in the First Year of Law School." "If their only reason was to make a whole lot of money, that was never a good reason, even when the economy was great."Many students have unrealistic expectations about post-law school life and few have a clear picture of the daily lives of practicing attorneys, says Levin. Some don't know that they may not use their J.D. A survey by the NALP shows that 1 in 5 2012 graduates worked in a nonlegal profession or held jobs where a degree might have been an advantage or requirement, but passage of the bar was not required.The best way to understand what attorneys do is by observing them first-hand, she says."Even in college, people often will get part-time jobs in law firms. They can volunteer for organizations where lawyers are working and doing public interest work. They should talk to lawyers; if they know lawyers, they can shadow lawyers," she says. "The one thing they shouldn't do is assume that what they are seeing is the entire range of what lawyers do."Your connectionsGetting into a good school and acing your classes is only half the battle. The law grads who are getting jobs are the ones who have spent time hobnobbing with future employers, says McClurg."Joining student organizations and going to bar functions and putting yourself out there and making connections, other than your academic record, that's really one of the only things you can do" to increase your marketability, he says.That also means remembering that you may not be able to get a job in your first choice of legal field, says Blair Gould, a third-year law student at Wayne State University who's primarily interested in corporate and real estate law but is also gaining litigation experience."People need to continuously be diversifying their legal skill set," he says. "Take advantage of any kind of connections you can make and join any civic or social organization you can because all of those things will come into play eventually. You never know what's going to happen in the future."Your financial prospectsNearly 9 out of 10 third-year law students advise those considering law school to consider an institution's financial aid package before enrolling, reports Kaplan. That's because how much you borrow will largely determine where you work after graduation.Median starting salaries at law firms clock in at $90,000 per year -- a 28 percent drop since 2008 -- but not every lawyer is bringing home the big bucks. Median salaries at public interest organizations hovered at $44,600 annually, while judicial clerks and government employees earned $52,000. That's barely enough to cover the $558 monthly student loan payments public law students face if they borrow the average $76,000 in loans at an 8 percent interest rate over a 30-year period. On the flip side, the median salary at large firms is $160,000.The good news is that more than 100 law schools offer loan assistance and forgiveness incentives, reports Equal Justice Works, and public interest workers may be eligible for accelerated federal loan forgiveness. Scholarships also abound, but read the fine print, warns McEntee."Oftentimes scholarships come with stipulations, and stipulations are difficulties," he says.Your goalsIf working in the legal profession is what you want to do for all the right reasons, debt and employability statistics shouldn't derail you, but they should be a consideration, says Levin. To keep financial figures in check, Levin recommends that students consider lower-cost state schools or attend law school part time. They should also do some serious research to ensure they understand what attorneys do, the variety of contexts in which they work and whether they would be a good match for the legal profession."If (being an attorney) is really what makes you happy, it may take longer to pay off the debt, but that doesn't mean it's not worth it," she says. "(Whether law school pays off) really depends on what you hope to get out of your law degree and what you want to do with your life."Read more: http://www.bankrate.com/finance/college-finance/going-to-law-school-worth-it-1.aspx#ixzz4XVp2B6s2Follow us: @Bankrate on Twitter | Bankrate on FacebookIs Going to Law School Worth It? Depends on WhereBy Greg DePersio | Updated January 26, 2017 — 6:00 AM ESTA 2015 study by the Access Group Center for Research and Policy Analysis found that only one in five people who graduated from law school between 2010 and 2015 strongly agreed that obtaining a law degree was worth the cost. Perhaps more troubling, only 38% of law school graduates, down from 56% between 2000 and 2009, described themselves as having a good job after graduation.With four out of five recent law school graduates at least somewhat regretting their decision to attend – and six out of 10 failing to find a good job after graduating – it makes sense to examine whether going to law school is still worth it in 2017. Keeping in mind the high tuition costs, interest rates and potential salaries, another good metric to consider would be its ROI (return on investment), calculated as its salary-to-debt ratio in a new study by online lender SoFi.Law School CostsGoing to law school full-time requires a three-year commitment, and the average tuition and fees for just one of those years at an American Bar Association-accredited institution often exceeds $40,000. This cost does not include rent, food, transportation and other living expenses. As the law school workload does not permit most students to hold jobs, student loans represent the most common method of paying these costs. Consequently, the average law school graduate in 2015 took on over $140,000 in student debt to obtain his or her degree.For many students, student loan debt accumulates on top of debt they already carry from undergraduate school. Members of the class of 2016 graduated college with over $37,000 in student debt on average. While most lenders allow the deferment of undergraduate loan payments while attending law school, any unsubsidized portion of such debt continues to accrue interest. All told, it is not uncommon for a law school graduate to enter the working world with a net worth of negative $250,000.Expected SalaryTaking on such debt might be a smart investment if a law degree provided reasonable assurance of a high-paying job. Ideally, recent graduates should earn yearly salaries equal to or greater than their total student debt. This level of pay usually allows for paying off student loans within 10 years without materially affecting a person's lifestyle.Stories abound, however, of law school graduates struggling to find any sort of legal job, much less one that enables the repayment of student debt in a timely manner. The New York Times revealed in 2015 that more than 20% of graduates from the class of 2010 held jobs that did not require law degrees. Only 40% worked in law firms, compared to 60% from the class of 2000. The remainder operated solo practices, with varying degrees of success, or performed contract work.The SoFi study, which incorporates data from student-loan refinancing applications between Jan. 2014 and Dec. 2016, shows that some schools do better than others when it comes to both job placements and salaries. Looking at students three years out of law school, Cornell University, Columbia University and New York University take the top three spots in the SoFi study with average salary paid in excess of $177,000. Consider that the Bureau of Labor Statistics in 2015 had the top 10% of lawyers earning more than $187,200.For the Class of 2015, Columbia University saw 401 out of its 413 graduates find full time jobs; at New York University the numbers were 474 of 485. In some cases, of course, students may choose to put off those high-money jobs for prestigious public service spots: In 2015, 99 of 199 Yale Law School graduates were employed in clerkships, which paid a median salary of $69,000 (Yale ranks 8th on the SoFi list for salaries).Graduates of second-tier programs often settle for work outside of top law firms, where the pay is much lower. The 2015 median pay for law school graduates across the board was only $64,800. Idealistic young attorneys who choose public service fare even worse financially. Entry-level district attorneys earn a median pay of $37,000; public defenders do slightly better at $40,000.Schools with the Best Salary-to-Debt RatioEven new lawyers who land good jobs rarely receive paychecks commensurate with their debt levels. The SoFi analysis also ranks law schools based on which offer the best value defined by their salary-to-debt ratio. That figure is an indication of how much more your potential salary could exceed your potential debt and help make a more informed decision about whether law school is worth it.Brigham Young University takes the number-one spot: With students expecting an average salary of $108,000 and holding an average debt just below $65,000, the school has an impressive 1.7x salary-to-debt ratio, making it a a good value-for-money bet. University of Texas at Austin, comes in second with the ratio at 1.4x on the back of lower debt burden thanks to its relatively cheaper tuition. Yale Law School ranks third – not just because of higher salaries graduates get compared to the top two on this list ($177,771; BYU is $64,873 and UT, $147,44), but also because of its generosity with financial aid.Opting for schools that fare poorly on this metric could cost you. Take for example, Florida Coastal School of Law, which ranked lowest on the SoFi ROI list, with a salary-to-debt ratio of 0.5x. Let's break down the numbers: The school's tuition, $44,000, is at par with some of the top schools in the country. Students graduate with $158,427 in debt (considerably higher than the $123,793 Yale grads have), but the average annual salary for graduates is only $84,664.Other ConsiderationsThe numbers do not consider the financial risk of being a law school dropout. The first-year law school attrition rate nationwide is nearly 7%. A handful of law schools lost over 30% of their first-year students in 2015. Enrolling in law school but failing to finish offers no greater marketability than a bachelor's degree. It does, however, substantially add to a person's debt load.All told, the decision to attend law school is one that should be approached with great consideration. Indeed, 1% of attorneys have successful, high-paying careers. Supply and demand dynamics, however, have changed considerably since the 1980s, with fewer high-paying, entry-level jobs and many more law school graduates chasing those jobs. Pile on tuition costs – which, for decades, have risen at three times the inflation rate – and going to law school is not the financial no-brainer that it once was. For more on the choice, see Career Advice: Accounting vs. Law and Career Advice: Investment Banking vs. Law.Read more: Is Going to Law School Worth It Anymore? | Investopedia http://www.investopedia.com/articles/personal-finance/082416/going-law-school-worth-it-anymore.asp#ixzz4XVq64gcoFollow us: Investopedia on Facebook

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Dec 17 2014United States restores diplomatic relationship with Cuba after 50 year freezeInternational Relations Dec 17 2014Abortion coverage extended to Peace Corps volunteers who became pregnant because of rape, incest, and life endangermentContinuing Appropriations Act of 2015 Dec 16 2014President Obama issues executive order allowing the parents of children who are U.S. citizens or legal residents to continue residing in the United StatesImmigration Nov 20 2014President Obama pledges $3 Billion to global fund assisting poor countries coping with climate changeGlobal Warming Nov 14 2014China and the United States agree to cut greenhouse gas emissions by up to twenty-five percent by 2030Global Warming Nov 12 2014Senior Al-Shabaab leader Ahmed Godane killed in Somalia by U.S. airstrikeTerrorism Sep 05 2014Broad Coalition of Middle-Eastern countries conduct military campaign against ISIS inside of SyriaTerrorism Sep 2014President Obama signs executive order prohibiting federal contractors from discriminting against LGBT individualsCivil & Human Rights Jul 21 2014United States assumes control of weapons-grade plutonium and highly enriched uranium from Japan after the two countries signed an agreement to secure their stockpile to prevent it from theftNuclear Proliferation Mar 24 2014International Trade Data System created to streamline small business Export/Import processBusiness & Economy Feb 19 2014Minimum wage for Federal Contractors raised to $10.10 per hour.Minimum Wage Feb 12 2014Agriculture Act of 2014signed into lawAgriculture Act of 2014 Feb 07 2014Federal Government reopens after 16 day shutdown defeating Republican partisan attempt to cancel health care benefits for millions under ObamacareGovernment Shutdown Oct 17 2013President Obama and Iranian President Hassan Rouhani have first formal communication between the two nations in 35 yearsInternational Relations Sep 27 2013Syria agrees to dismantle chemical weapons stockpile after deal reached between the Obama Administration and RussiaTreaties & Agreements Sep 14 2013Defense of Marriage Act ruled unconstitutional by Supreme CourtCivil & Human Rights Jun 26 2013American Taxpayer Relief Act of 2012signed into lawAmerican Taxpayer Relief Act of 2012 Jan 02 2013Blind Chinese dissident Chen Guangcheng relocates to the United State after diplomatic agreement between China and the Obama administrationInternational Relations May 19 2012President Obama becomes first sitting president to publicly support marriage equalityCivil & Human Rights May 09 2012Senior Al-Qaida commander Fahd al-Quso killed in Yemen by a CIA-led U.S. drone strikeAl-Qaeda May 06 2012Members of Congress and certain government employees prohibited from using non-public information for personal profitSTOCK Act Apr 04 2012Federal unemployment benefits programs extended an additional 13 to 20 weeksMiddle Class Tax Relief and Job Creation Act Feb 22 2012Cuts in Medicare physician payment rates averted with extension of existing rates through 2012Middle Class Tax Relief and Job Creation Act Feb 22 2012Employee social security payroll tax reduction from 6.2% to 4.2 % extended through 2012Middle Class Tax Relief and Job Creation Act Feb 22 2012Self-employed social security payroll tax reduction from 12.4% to 10.4 % extended through 2012Middle Class Tax Relief and Job Creation Act Feb 22 2012U.S. drone attack in Yemen killed 12-15 militants, including at least four Al-Qaeda leadersAl-Qaeda Jan 30 2012Senior Al-Qaeda figure Aslam Awan killed in U.S. drone strikeAl-Qaeda Jan 2012War in Iraq ended with last American troops crossing border into Kuwait2003 Iraq War Dec 17 2011US government international campaign initiated to build respect for the human rights of LGBT persons worldwideDiscrimination Dec 06 2011$700 million annual funding for child protection, child abuse prevention, family support and adoption promotion through 2016Child and Family Services Improvement Act Sep 30 2011Senior Al Qaeda leader Anwar al-Awlaki killed in Yemen by a CIA-led U.S. drone strikeAl-Qaeda Sep 30 2011Entrepreneurs and businesses benefited by reduced average wait time for patent approvals from 3 years to 1 year.America Invents Act Sep 16 2011Patent litigation costs reduced through tightened patent standards, quality and processes to expedite challenges.America Invents Act Sep 16 2011Al-Qaeda's operations chief for Pakistan Abu Hafs al Shahri reported killed in U.S. Predator strikeAl-Qaeda Sep 11 2011U.S./Pakistani joint arrest of suspected Chief Al-Qaeda Younis al-Mauritani in QuettaAl-Qaeda Sep 06 2011Al-Qaeda No. 2 Atiyah Abd al-Rahman Killed in Pakistan by CIA predator drone strikeAl-Qaeda Aug 22 2011East Africa's Al-Qaeda senior leader Harun Fazul killed at security checkpoint in SomaliaAl-Qaeda Jun 07 2011Al-Qaeda Commander Ilyas Kashmiri Killed in U.S. Predator StrikeAl-Qaeda Jun 03 20116 senior Al-Qaeda figures killed in U.S. Air StrikeAl-Qaeda Jun 2011US Forces Kill Osama Bin Laden in PakistanAl-Qaeda May 02 2011Defense of Marriage Act declared unconstitutional and no longer defended in federal courts by the Obama AdministrationFeb 23 2011Number of US and Russian nuclear warheads deployed reduced by two-thirds by 2017New START Treaty Feb 05 2011Number of US and Russian strategic nuclear missile launchers reduced in half by 2017New START Treaty Feb 05 2011Small family farms selling locally exempted from federal regulations such as traceability and record keepingFood Safety Modernization Act Jan 04 2011Safety of imported food improved with new FSVP & VQIP programs that helps ensure it is safe, unadulterated and not misbrandedFood Safety Modernization Act Jan 04 2011Safety of U.S. grown food improved with requirements for large factory farms to register all food handlers and maintain records relating to food safetyFood Safety Modernization Act Jan 04 2011US sponsored measure to include “sexual orientation” in the definition of human rights adopted by the UN General Assembly, 122- 0.Discrimination Dec 22 2010Gays and lesbians allowed to serve openly in the militaryDon't Ask, Don't Tell Repeal Act Dec 22 2010$193 million saved over five years by eliminating recruiting and retraining costs of replacing soldiers discharged due to DADTDon't Ask, Don't Tell Repeal Act Dec 22 2010$186 billion in tax relief for all tax payers by extending the Bush income tax cuts for 2010 & 20112010 Tax & Jobs Compromise Dec 17 2010$136 billion in tax relief for 21 million middle class households through patch to the Alternative Minimum Tax for 2010 & 20112010 Tax & Jobs Compromise Dec 17 2010$111 billion in tax relief for workers by a reducing social security payroll tax from 6.2% to 4.2% for 2011.2010 Tax & Jobs Compromise Dec 17 2010Unemployment benefits extended for 13 months at a cost of $56 billion2010 Tax & Jobs Compromise Dec 17 2010$40 billion in tax credits for college students and lower income families with children2010 Tax & Jobs Compromise Dec 17 2010Number of eligible children enrolled in school meal programs increased by approximately 115,000 studentsHealthy, Hunger-Free Kids Act Dec 13 2010Schools and communities provided resources to utilize local farms and gardens to provide fresh produce for school food programs.Healthy, Hunger-Free Kids Act Dec 13 2010$1.5 billion awarded to some 75,000 black farmers who were victims of discrimination in applying for farm loans from 1983 to 1997Claims Resolution Act Dec 08 2010$3.4 billion settlement for Native Americans against the US government arising from incorrect accounting for royalties on mineral leasesClaims Resolution Act Dec 08 2010Veteran work-study programs expanded to include congressional offices, state agencies and institutions of higher learningVeterans' Benefit Act Oct 14 2010On-the-job training opportunities expanded for veterans by reimbursing energy sector employers for training costs.Veterans' Benefit Act Oct 14 2010Insurance policy amounts and terms enhanced for severely disabled veteransVeterans' Benefit Act Oct 14 2010Service members receiving relocation orders protected from early termination fees for certain contracts and residential leasesVeterans' Benefit Act Oct 14 2010$10 million in job training, counseling, placement services, and child care services for homeless women veterans and homeless veterans with childrenVeterans' Benefit Act Oct 14 2010Disabled veterans provided improved independent assisted living services, automobile adaptive equipment and allowances for automobile purchaseVeterans' Benefit Act Oct 14 2010$30 billion lending program created for community banks with incentives to increase small business lendingSmall Business Jobs Act Sep 27 2010$12 billion in assistance for small businesses through eight separate tax cutsSmall Business Jobs Act Sep 27 2010Large disparity in jail sentences reduced for crack cocaine related offenses that disproportionately affected African AmericansFair Sentencing Act Aug 03 2010Long-term economic stability improved through new FDIC powers to liquidate failing financial firms such as insurance companies and non-bank financial companiesWall Street Reform Act Jul 22 2010Borrowers protected from bad loans with rules and penalties requiring that lenders verify that they are able to repay the loans that they issueWall Street Reform Act Jul 22 2010Financial Stability Oversight Council established to identify and monitor excessive risks to the U.S. financial systemWall Street Reform Act Jul 22 2010Future economic downturns minimized with new rules and transparency regarding bank trading in credit default swaps and derivatives including the "Volker Rule"Wall Street Reform Act Jul 22 2010Risk in the financial system reduced with new SEC Office of Credit Ratings (OCR) to monitor credit rating agencies for conflict of interests & inaccuraciesWall Street Reform Act Jul 22 2010FDIC bank deposit insurance increased from $100,000 to $250,000Wall Street Reform Act Jul 22 2010Transparency of Federal Reserve improved with additional government oversight and new audits to be performed by the GAOWall Street Reform Act Jul 22 2010Consumer Financial Protection Bureau established to promote fairness and transparency for mortgages, credit cards, and other consumer financial productsWall Street Reform Act Jul 22 2010U.S. drone attack killed 7 known terrorists, most notable Al-Qaeda operative from Egypt Hawza al JawfiAl-Qaeda Jun 29 2010Federal benefits extended to same sex partners of workers through memorandum by Obama administrationCivil & Human Rights Jun 02 2010Transgender Americans able to list their gender identity on their passports under rule issued by the State DepartmentCivil & Human Rights Jun 01 2010Al-Qaeda’s number three commander Sheik Saeed al-Masri killed in U.S. drone attackAl-Qaeda May 21 2010Family caregivers of veterans granted eligibility to VA counseling and mental health servicesCaregivers & Veterans Health Services Act May 05 2010Health care services improved and expanded for women veterans at Veterans care facilitiesCaregivers & Veterans Health Services Act May 05 2010Counseling and care enhanced for military women victims of sexual trauma and post-traumatic stress disorder (PTSD)Caregivers & Veterans Health Services Act May 05 2010Care options expanded for veterans living in rural areas that lack the necessary VA medical facilitiesCaregivers & Veterans Health Services Act May 05 2010Housing and care options expanded for homeless veterans living in care sheltersCaregivers & Veterans Health Services Act May 05 2010Joint American and Iraqi operation killed Al-Qaeda leaders Abu Ayyub al-Masri and Abu Omar al-BaghdadiAl-Qaeda Apr 18 2010$68 billion to expand Pell grants & make it easier for students to repay outstanding loans after graduation through savings in the federal student loan programStudent Aid Act Mar 30 2010$2 billion investment to laid off workers for education and career training programs in community colleges over four years starting in 2010Student Aid Act Mar 30 2010People denied coverage for a pre-existing condition given access to a temporary high risk health insurance planObamacare (Affordable Care Act) Mar 23 2010Children under 19 can no longer be denied coverage or benefits for a pre-existing conditionObamacare (Affordable Care Act) Mar 23 2010Young adults can stay on parent's insurance plan up until age 26Obamacare (Affordable Care Act) Mar 23 2010$250 rebate for those in the Medicare Prescription drug "donut hole" during 2010Obamacare (Affordable Care Act) Mar 23 201050% discount on prescription drug costs for seniors in the Medicare "donut hole" starting in 2011Obamacare (Affordable Care Act) Mar 23 2010Health care insurance plans prohibited from putting a lifetime limit on the benefits you receiveObamacare (Affordable Care Act) Mar 23 2010Annual dollar limits on health benefits restricted and phased out by 2014Obamacare (Affordable Care Act) Mar 23 2010Insurers selling to groups of 50 or more employees must spend 85% of premiums on medical care and quality improvementObamacare (Affordable Care Act) Mar 23 2010Consumers guaranteed the right to choose the primary care doctor or pediatrician from their health plan’s provider networkObamacare (Affordable Care Act) Mar 23 2010HIV Testing Will Now Be Covered Under ObamacareObamacare (Affordable Care Act) Mar 23 2010Consumers are guaranteed the right to appeal decisions made by their health insurance providerObamacare (Affordable Care Act) Mar 23 2010Women are no longer charged higher premiums because of their genderObamacare (Affordable Care Act) Mar 23 2010Preventative services will be covered at no additional costObamacare (Affordable Care Act) Mar 23 2010Insurance companies must provide consumers a short, easy to understand summary of their benefits and coverageObamacare (Affordable Care Act) Mar 23 2010Health insurance companies can not charge higher premiums for out of network emergency room careObamacare (Affordable Care Act) Mar 23 2010People with a pre-existing condition cannot be denied health coverge by an insurance company starting in 2014Obamacare (Affordable Care Act) Mar 23 2010$143 billion in deficit reduction estimated between 2010-2019 from health care reform law provisionsObamacare (Affordable Care Act) Mar 23 2010Mental health and drug addiction coverage is an "essential benefit" that can not be deniedObamacare (Affordable Care Act) Mar 23 2010Insurance companies must spend 80% of the money raised from consumers premiums on health care and quality improvementObamacare (Affordable Care Act) Mar 23 2010Social Security payroll tax credits in 2010 for employers that hired people who have been unemployed for 60+ daysHire Act Mar 18 2010Tax credits to employers who keep new hires for 52 weeks to encourage retention of new hiresHire Act Mar 18 2010$17.5 billion in tax cuts, business credits and subsidies for state and local construction bonds to stimulate business investment and hiringHire Act Mar 18 2010$20 billion to the highway trust fund for spending on highway and transit programs.Hire Act Mar 18 2010Encourages job creation by expanding investments in schools and clean energy projectsHire Act Mar 18 2010Offsets costs through a 30 percent withholding tax on income from certain U.S. financial assets held by foreign banks who have not agreed to disclosures.Hire Act Mar 18 2010Al-Qaeda operative Hussein al-Yemeni killed by U.S. drone attack in PakistanAl-Qaeda Mar 2010Al-Qaeda and Taliban-linked Fedayeen-i-Islam leader Qari Zafar killed in US airstrikeAl-Qaeda Feb 24 2010Militant commander Muhammad Haqqani killed by U.S. drone attacksTerrorism Feb 2010Discrimination based on gender identity banned in federal workplacesDiscrimination Jan 01 2010Liquidation of General Motors and Chrysler avoided through government mandated restructuring plans and conditional investment and loan programsManufacturing Industry 2009115,000 jobs created at General Motors and Chrysler since government financing and restructuring implementedJobs 20091.45 million American jobs saved overall by government financing and restructuring of GM and Chrysler to avoid liquidationJobs 2009$96 billion in personal income losses avoided by government financing and restructuring of GM and Chrysler to avoid liquidationLabor 2009$28.6 billion net public benefit in income taxes and social security taxes paid because liquidation of GM and Chrysler avoidedTaxes 2009Al-Qaeda Operational Commander Abdallah Sa’id killed in U.S. drone attackAl-Qaeda Dec 17 2009Al-Qaeda Operational Commander Saleh al-Somali killed in U.S. drone attackAl-Qaeda Dec 08 2009People with HIV/AIDS no longer prohibited from entering the United StatesDiscrimination Oct 30 2009Federal hate crime law expanded to include crimes motivated by gender, sexual orientation, gender identity and disability.Matthew Shepard Act Oct 28 2009Existing hate crime laws strengthened with funding to investigate and prosecute those crimesMatthew Shepard Act Oct 28 2009Operation Celestial Balance: Navy Seals Kill Somalian Al-Qaeda leader Saleh Ali Saleh Nabhan in raidAl-Qaeda Sep 14 2009Somalian Al-Qaeda leader Saleh Ali Saleh Nabhan killed by U.S. raidAl-Qaeda Sep 14 2009White House voluntary disclosure of visitor logsSep 04 2009Co-founder of the Islamic Movement of Uzbekistan Tohir Yo‘ldosh killed by U.S. drone attacksTerrorism Aug 29 2009U.S. drone attack killed Tehrik e-Taliban Pakistan leader Baitullah Mahsud in PakistanPakistani Taliban Aug 05 2009First-ever reception at the White House honoring Lesbian, Gay, Transgendered, Bisexual Pride Month hosted by the President and First ladyDiscrimination Jun 29 2009Sonya Sotomayor nominated and approved as Supreme Court justiceMay 25 2009Dept of Defense systems analysis, engineering and developmental testing processes overhauled to reduce high rates of failure on defense acquisitionsWeapons Systems Acquisition Reform May 22 2009Defense Dept ordered to evaluate the technological maturity and product knowledge of critical weapons' technologies before letting defense contractsWeapons Systems Acquisition Reform May 22 2009Independent cost assesessment director initiated to ensure that cost estimates for major Defense contracts are fair, reliable, and unbiasedWeapons Systems Acquisition Reform May 22 2009Defense oversight council required to seek input from combat commanders in evaluating proposed weapons system capabilities and needsWeapons Systems Acquisition Reform May 22 2009Defense contractors prohibited from participating in both the systems engineering and the development /construction phases of the weapon systemsWeapons Systems Acquisition Reform May 22 2009Oversight and audit required of those major defense programs experiencing cost overruns to determine if the programs are essential and cost-effectiveWeapons Systems Acquisition Reform May 22 2009Funding provided to hire and retain highly skilled specialists to assess the cost, schedule and applicability of proposed Defense Dept weapons systemsWeapons Systems Acquisition Reform May 22 2009Annual awards program established to recognize individuals and teams making significant contributions to improving efficiency of defense aquisition programsWeapons Systems Acquisition Reform May 22 2009Credit cardholders protected against arbitrary interest rate increases, hidden and excessive fees, and due date gimmicksCredit Card Act May 22 2009Homeowners' foreclosures avoided by improved terms for loan modification and restructuring of their debtHelping Families Save Their Homes May 20 2009Lenders incentivized to reduce foreclosures by loss mitigation guarantees, compensation and lender protection from lawsuits by investors holding the loansHelping Families Save Their Homes May 20 2009$2.2 billion appropriated to help communities address the homeless crisis.Helping Families Save Their Homes May 20 2009Financial Crisis Inquiry commission created to examine and report on the domestic and global causes of the 2008 - 2009 financial and economic crisisFraud Enforcement Act May 20 2009Mortgage lending businesses added to list of financial institutions subject to Federal criminal law in fraudulent lending practicesFraud Enforcement Act May 20 2009Crime of major fraud against the United States amended to include Federal grants made to stimulate economic recovery for fiscal years 2009 and 2010Fraud Enforcement Act May 20 2009Securities fraud definition amended to include fraud related to commodities futures and derivatives fraudFraud Enforcement Act May 20 2009$140 million in special funding for the Federal Bureau of Investigation to investigate fraud in financial institutionsFraud Enforcement Act May 20 2009$100 million in special funding for the offices of the United States Attorneys to investigate and prosecute fraud in financial institutionsFraud Enforcement Act May 20 2009$80 million in special funding to the criminal, civil and tax divisions of the Dept of Justice to investigate and prosecute fraud in financial institutionsFraud Enforcement Act May 20 2009$60 million in special funding for the Postal Inspection Service to investigate financial institutions for fraudFraud Enforcement Act May 20 2009$60 million in special funding for Inspector General's Office at the U S Dept of Housing and Urban Development to investigate financial institutions for fraudFraud Enforcement Act May 20 2009$40 million in special funding for the Secret Service to investigate financial institutions for fraudFraud Enforcement Act May 20 2009$42 million in special funding for the Securities and Exchange Commission to investigate securites fraud in financial institutionsFraud Enforcement Act May 20 2009250,000 volunteers by 2017 for community service programs in low income neighborhoodsServe America Act Apr 21 2009Community volunteer program expanded to address the education, health care, energy and veterans needs of low income communitiesServe America Act Apr 21 2009Disadvantaged youth job opportunites enhanced by community service to gain skills/experience and earn education grants and stipendsServe America Act Apr 21 2009Restrictions eased on Cuba travel, money transfers, and cellular telephone/satellite service.International Relations Apr 13 2009Maersk Alabama Capt. Richard Phillips rescued during operation in which U.S. Navy Seal snipers kill three Somali Pirates holding him for ransom aboard lifeboatSomali Civil War Apr 11 2009Deeper recession or depression averted in 2009 and beyond with the help of stimulus bill provisions2009 Stimulus Bill Apr 01 2009Approximately 2.7 million jobs added to US payrolls and unemployment rate kept 1½ percentage points lower due to Stimulus spending2009 Stimulus Bill Apr 01 20092010 real GDP increased by about 3.4% due to stimulus spending2009 Stimulus Bill Feb 17 2009Tax credit of $400 per worker ($800 per couple) for middle income workers for 2009 & 2010 totaling $116 billion2009 Stimulus Bill Feb 17 2009$82.2 billion in aid for low income workers, unemployed and retirees (including job training)2009 Stimulus Bill Feb 17 2009$70 billion in tax relief for middle class workers by patching the Alternative Minimum Tax for one year2009 Stimulus Bill Feb 17 2009$155 billion in health care assistance for the poor & unemployed primarily for Medicaid, health information technology and insurance premium subsidies2009 Stimulus Bill Feb 17 2009$100 billion in education aid to prevent lay-offs, modernize schools, award Pell grants and help low income children & special education programs2009 Stimulus Bill Feb 17 2009$48.1 billion in investments for highway, bridge, high-speed rail & other transportation projects2009 Stimulus Bill Feb 17 20094 million more children insured under SCHIP in addition to the 6.6 million already coveredChildren's Health Insurance Program (SCHIP) Feb 04 2009Statute of limitations on filing equal-pay lawsuits eased by setting period to start from the date of the most recent paycheck.Lilly Ledbetter Fair Pay Act Jan 29 2009Pay discrimination based on gender, race, color, national origin, age and disability prohibited.Lilly Ledbetter Fair Pay Act Jan 29 2009Employers prompted to review, develop and update their criteria on employee compensation to ensure they are applied consistently and uniformly.Lilly Ledbetter Fair Pay Act Jan 29 2009Use of torture by CIA and military to interrogate prisoners prohibited.Torture Jan 21 2009

School of Petroleum Management, PDPUMBA Admissions -2016Frequently Asked Questions (FAQs)General• What are the details of the MBA program offered at Pandit Deendayal Petroleum University - School of Petroleum Management?Answer: Please visit the link http://www.spm.pdpu.ac.in/mba-course.html for details.• Since when is School of Petroleum Management in existence?Answer: The first batch was inducted in 2006 that graduated in 2008. SPM shall be inducting the 11th batch in 2016 that also coincides with the completion of one decade of SPM.• What is the fee structure for the course?Answer: Please visit the linkhttp://www.spm.pdpu.ac.in/downloads/Final%20MBA%20Admission%20Policy%202016 -17.pdf for details please refer the clause no.7.• Do you have tie-ups with banks for education loans for the programme?Answer: While all the nationalized banks should ideally entertain your student loan request, Oriental Bank of Commerce has been providing special student loan1assistance to the students of SPM/PDPU right since 2006. You may contact the OBC Branch, Sector 11, Gandhinagar (Phone: 079-23232579) for further details.• Can I get a sponsorship from the company where I am working?Answer: This has to be between you and the company. SPM shall be open to any such arrangement.• Is it a residential course? Is hostel facility available?Answer: Yes. Since it a Full Time residential programme, we have hostel facility on the campus.• Do you have a ranking?Answer: While we strongly believe in the industry’s acceptance of our students-as that is the best indicator of our strength - we have sometimes participated in a Business School surveys. The latest was ranking provided by Outlook, where we are in top 100 Business School of India. Similarly SPM has been awarded Devang Mehta Best Academic Curriculum Award in E&I Sector on 3 occasions.• What are your accreditations?Answer: SPM is a constituent school of Pandit Deendayal Petroleum University. The University has been established by the Gujarat State Act No.14 of 2007 published on 4th April, 2007 and is empowered to award the degrees as specified u/s 22 of UGC Act 1956.This University is further enlisted by the UGC u/s 2(f) of the UGC Act 1956.• What is the number of students in your Alumni?Answer: About 600.2Academic• What are the specializations being offered in the MBA Programme? Answer: a) Energy & Infrastructureb) General Management with specializations in all functional areas of Management viz. Marketing, Finance, Operations and Human Resources• Is the course recognized by AICTE?Answer: SPM is a constituent school of Pandit Deendayal Petroleum University, constituted under the Gujarat State act and recognized by UGC. A University does not require prior approval of the National Statutory Councils like All India Council for Technical Education, New Delhi for its programmes which are under the purview of AICTE, New Delhi. A University, though not required to take prior approval of AICTE, has obligation or duty to conform to the standards and norms laid down by the AICTE for the concerned programmes. (Ref. http://www.pdpu.ac.in/public-notice.html)• Who are the eminent faculties teaching at SPM?Answer: Core Faculty details http://www.spm.pdpu.ac.in/faculty-spm.html and Visiting Faculty details http://www.spm.pdpu.ac.in/visiting-faculty.html.• Do you have collaboration with a foreign university?Answer: The Office of International Relations (OIR) @ PDPU has entered into an in-principle understanding with some leading foreign Universities. You may have a glimpse of the OIR activities on the link http://www.pdpu.ac.in/international-relations.html• Do you have a semester/trimester/short-term study abroad program?Answer: MBA Progarmme students under mutually agreeable terms also can avail the international exposure programme offered by the foreign Universities with which PDPU3has entered into an understanding. The details shall be shared with all the admitted students.Eligibility Criteria• What is the minimum work experience required in order to apply for the course? Can candidates without work experience apply?Answer: Please visit the link http://www.spm.pdpu.ac.in/downloads/Final%20MBA%20Admission%20Policy%202 016-17.pdf for eligibility criterion and refer the clause no. 4. Candidates both with and without work experience can apply.• I had applied for the MBA program in the past but did not get selected. Can I reapply?Answer: Yes, subject to you fulfilling the eligibility criterion, you may apply.• I have not completed my graduation yet. Can I still apply?Answer: Yes you may apply. For details please visit the link http://www.spm.pdpu.ac.in/downloads/Final%20MBA%20Admission%20Policy% 202016-17.pdf refer the clause no. 4.1.6.• Will part-time work experience or internship be considered? Answer: Only full time work experience shall be considered.• I have been an entrepreneur or have worked in my family owned business - will this experience be considered?Answer: Yes, provided it is full time work experience.4• Do engineers have any particular preference in admissions?Answer: The programme is open to all graduates as per the admission policy details. However looking into the career prospects that SPM MBA programme offer, a larger number of Technology Graduates are attracted towards SPM every year. But as mentioned the programme is open to all graduates as per norms.Entrance Test• What are the minimum CAT/ XAT scores required in order to apply for the course?Answer: All candidates having valid CAT/XAT scores are eligible to apply. The cutoff is decided after all applications are received.• Can I apply with a Test Centre/Unofficial CAT/ XAT Score Report?Answer: Yes you may as we get the official score of all applicants from the CAT/XAT organizers.• I appeared for the CAT/ XAT 3 years ago. Are the scores still valid or do I need to re-take the exam?Answer: Only CAT-2015 and XAT-2016 scores are valid for the MBA Admission-2016.• Are there sectional cut offs for CAT/ XAT?Answer: This may be decided by the Admission Committee at a later stage.5• Can the CAT/ XAT requirement be waived under exceptional circumstances? Answer: No.• What were last year’s cutoffs for GD / PI?Answer: All students having a CAT percentile score of 70 and above were invited for the process.Admission Procedure• What are the factors considered for admission?Answer: Academic performance, aptitude to study in a management programme, (wherever applicable) inclination for Energy & Infrastructure domain/other industry domains, and good communication skills.• What is the fee for application form?Answer: Please refer the link http://www.spm.pdpu.ac.in/downloads/Final%20MBA%20Admission%20Policy% 202016-17.pdf refer the clause no. 6.1.• Can students from other streams apply (apart from Engineering / Science / Commerce background?)Answer: The programme is open to all graduates as per the admission policy details.• Which test scores will be considered for admission if I take CAT 2015 and XAT 2016?Answer: Between the two whichever is higher.6• When will the GD, interviews and final admissions take place?Answer: Please refer the link http://www.spm.pdpu.ac.in/downloads/Final%20MBA%20Admission%20Policy% 202016-17.pdf refer the clause no. 13.• What are the centers for GD/PI?Answer: It is always a good idea to visit SPM-PDPU Campus for the process to have a first- hand feel of things. But we do take care of the convenience of candidates to facilitate them for appearing for the GD/PI process outside Gandhinagar also. Normally we have all major Indian cities (Kolkata, Mumbai, Delhi, Bangalore and Gandhinagar) as our GD/PI centers. However depending upon number of candidates, this may be revised.• When will the result for GD/PI be announced?Answer: Please refer the link http://www.spm.pdpu.ac.in/downloads/Final%20MBA%20Admission%20Policy% 202016-17.pdf refer the clause no. 13.• What were last year's centres for GD / PI? Answer: Gandhinagar, Kolkata, Mumbai and Delhi.• How do one apply for NRI/Management Seats ?Answer: Please refer the clause number 5.2 in MBA Admission Policy 2016 available on the Admissions page. Accordingly Candidates interested in applying for NRI/Management Seats are to use the same Admission Form. However their Admission Form needs to be accompanied by a Covering Letter stating that their Admission application is for NRI/Management Seats. This Covering Letter should be duly signed by the candidate.• Is there any plan to visit some cities for pre-admission information sharing sessions?Answer: Yes normally we interact with prospective students in cities like Gandhinagar, Kolkata, Mumbai, Bangalore, Indore, Lacknow, and Delhi. However depending on the need, this list may grow.7Reservations• Do you have any quotas for NRI's / SC / ST / OBC?Answer: Reservations are as per norms. Admissions for NRI/Management Seats are also as per norms. For details please refer the clause no. 5 in our Admission Policy on link http://www.spm.pdpu.ac.in/downloads/Final%20MBA%20Admission%20Policy% 202016-17.pdf .Do you have a Management Quota?Answer: Admissions for NRI/Management Seats are also as per norms. For details please refer the clause no. 5 in our Admission Policy on link http://www.spm.pdpu.ac.in/downloads/Final%20MBA%20Admission%20Policy%202016 -17.pdf .• Is there any special quota for girls? Answer: Not right now.• Is there a special quota for sports? Answer: Not right now.• Will Indian and NRI applicants be evaluated on the same basis?Answer: Within the overall norms of the Admission Policy, the procedure for admissions to NRI/Management Seats shall be conducted separately.• Does SPM provide any scholarships?Answer: Candidates may be applicable for scholarships as and when they are announced as per the policy framework.8Placements• Do you offer placements help to all your students?Answer: SPM has a strong Office of Industry Relations & Placements that works towards Placements.• What was the average salary offered to a SPM student last year? Answer: INR 6.5 lakhs per annum.• What was the highest salary offered last year? Answer: INR 13.85 lakhs per annum.• Do PSUs still visit the campus for placements? What are the qualifying criteria to sit for final placements in PSUs?Answer: Yes. The qualifying criterion varies from PSU to PSU and SPM has no role towards that.• What kind of job profiles do students get in final placements?Answer: Some of the representative profiles are: Consulting; Marketing; Finance; Project Management; Risk Management; Health, Safety & Environment; Petro-Retailing; Retail Management; Regulatory; Client Management; Contracts Managements; Commercial Operations; Logistics Management• Which are the companies where SPM students go for Summer Internships?Answer: A good number of companies provide such opportunity to the students. For details please refer the link http://www.spm.pdpu.ac.in/summer- placements.html9• Do you pay stipend for summer internships?Answer: The payment of stipend is as per the policy and discretion of the companies concerned.• Which companies come for Summer & Final Placements - General Management track?Answer: A good number of companies provide such opportunity to the students. For details please refer the link http://www.spm.pdpu.ac.in/placements.htmlCampus Facilities• Where is the campus located? Answer: Gandhinagar, Gujarat.• Do you have more than one campus? Answer: No.• Do you have AC rooms / Single occupancy / Double occupancy on campus?Answer: All rooms are on double occupancy basis. Currently all the rooms are Non-AC as given the green environs, the need may arise rarely. As students are supposed to spend most of their time on academic campus, the classrooms are AC.• What are the sports facilities on your campus?Answer: All types of outdoor and indoor sports facilities are available.10• Is there an ATM facility available near the campus?Answer: Both, ATM as well as Bank (SBI) are located on the campus.• Is medical care available in campus?Answer: First Aid is available on the campus. A doctor visits regularly on daily basis. Ambulance is available on 24x7 modes. PDPU has tie-ups with all major hospitals around Gandhinagar/Ahmedabad.• Is there any utility store available in campus? Answer: Yes• How far is it from the Station/Airport?Answer: 30 minutes drive from Ahmedabad Railway station and 20 minutes drive from the airport.• Do you have Wi-Fi facility?Answer: Entire PDPU is a Wi-Fi campus.Campus Visits• I am interested in a Campus tour. How and when can I visit the campus? Answer: You may contact the Admissions Office on the given phone numbers.11Course commencement, Refund Policy and Post Admissions queries• Can the payment deadlines be extended?Answer: No. However in case of certain extraordinary circumstances faced by you, a request can be made to the competent authority under the guidance of the Admissions Office. The authority may take a suitable action on this.• As the bank loan sanction is getting delayed and my loan amount includes the installment amount also, can I pay once the loan is sanctioned?Answer: The first installment is normally paid even without the loan amount sanction formality. Later once the loan is received, you may take up the matter with the bank.• What is the refund policy?Answer: Please refer the link http://www.spm.pdpu.ac.in/downloads/Final%20MBA%20Admission%20Policy% 202016-17.pdf for details and refer the clause no.10 &11.