Retirement Plan Profile Worksheet: Fill & Download for Free

**** 99 Productive Things To Do When You’re Bored *****1. Clean your home.2. Organize files on your phone and computer.3. Update your resume.4. Make a new song playlist.5. Create a weekly meal plan.6. Set up a life binder.7. Clean out your inbox.8. Learn something new on Youtube.9. Visit a bookstore and buy a motivating book.10. Print & do some self improvement worksheets.11. Do a bunch of quick tasks.12. Study interesting data.13. Make a wishlist of things you want to do or get.14. Rearrange your furniture.15. DIY something pretty for yourself or your home.16. Watch TED talks and take notes.17. Review your wardrobe and plan your next purchase.18. Try to find the reasons WHY you are unproductive.19. Then make a plan to eliminate those reasons.20. Write a letter to your future self.21. Organize your papers & bills.22. Delete old contacts from your phone.23. Plant fragrant herb garden on your windowsill.24. Find a new wallpaper for your computer or phone.25. Browse Pinterest for inspiring ideas.26. Sign up to online courses and take notes while watching.27. Sort your photos.28. Then print, frame & hang the ones you like.29. Practice speaking in front of a mirror.30. Visit your family and bring small gifts (like cookies… everybody loves cookies).31. Wash the drapes from every room.32. Clean your windows.33. Repot your home plants.34. Do a Bible study session.35. Make a plan for emergency situations (what to do? where to go? who to call?).36. Put together an emergency bag.37. Listen to an audio book38. Apply Feng Shui principles in your home.39. Clean out and restock your fridge.40. Decide on your goals and create a plan to achieve them.41. Write down your “perfect self” statement and what you need to do to make it real.42. Declutter your basement.43. Write down your rule set (for yourself, your family or your home).44. Do a deep-tissue self massage.45. Find and learn new, interesting words.46. Do something nice for your loved ones.47. Learn to code on Codecademy (hint: start with HTML and CSS).48. Shop for pretty and useful things online.49. Look for a club or an online community you would like to join.50. Update your social media profiles.51. Organize your desk.52. Read the news.53. Learn new yoga poses.54. Read the quotes of successful / inspiring people.55. Go for a hike (especially somewhere you haven’t been yet).56. Find a new podcast to listen to.57. Go outside and take photos of beautiful things.58. Then create a portfolio.59. Create or adjust your budget.60. Clean out your junk drawer.61. Create or update your self care routines.62. Create a vision board.63. Plan your dream vacation.64. Plan and host a party.65. Go on a last-minute road trip.66. Research your dream career.67. Organize your makeup and beauty products.68. Collect and wash all the textile (like small rugs, plaids, table-covers, seat covers).69. Facetime with friends or family.70. Make a list of your professional goals.71. Is the weather good? Go have a picnic!72. Fix something around your home.73. Make a list of task you’ve been avoiding and crush them.74. Review your retirement options.75. Sell things you don’t need on E-bay.76. Pack your lunch or healthy snacks for tomorrow.77. Invite someone over.78. Create a mindset journal.79. Learn new make-up and beauty techniques on Youtube.80. Do a maintenance tour at your home (clean appliances, check if anything needs fixing or updating).81. Google ways to make some side money.82. Start an Instagram profile for your pet.83. Research and sign up for upcoming local fairs, exhibitions and sales.84. Make a trip to a local farmers market and buy fresh, organic food.85. Donate blood (and THANK YOU for doing that).86. Plan a family or friend meet-up.87. Write and send someone a handwritten letter.88. Create food, basic medicine and clothes bags and give them to homeless people.89. Find and print great coupons to save.90. Create a family album.91. Get lost on Quora.92. Review your calendar.93. Create your morning and evening routines.94. Write down a “Need to stop doing this” list.95. Plan a schedule for tomorrow.96. Look for ways to minimize your commute time.97. Create a debt payoff plan.98. Install a password encryption service on your computer.99. Write a poem or write in a journal.….….I hope now you won’t feel bored because you have a lot to do :PThanks :)

Missing two important factors. Your tolerance for risk and your personal psychological ability to handle losses. Risk Tolerence will tell you which mix (Bonds to stock, cash) Psychology will tell you how much additional risk within that mix (Large, mid small cap, REIT, alts, foreign bonds, high yield, etc.). Just google investor profile quiz worksheet. Fill out, score it, match it to a model portfolio that matches you and then buy a fund (or mix of funds) that closest represents that mix. If your prone to use one company (Vanguard). Then go to their site, via your login and apply it to your profile and investments and their software should match all this up an give you specific options that match your investor profile. If you can't do this on your own call them, if they can't give you the advice of what to own then your only other option is to call a financial advisor or use a robo advisory service. For us to just say, buy zzyxx it would not be in your best interest because we don't have enough info. Good Luck.With absolutely no info and not knowing anything about you and if you held a gun to my head I would tell you to buy a managed strategy at Vanguard. They have specific funds tied to future dates called Target Date funds. They get less risky over time as they approach your target date. Now, there is one caveat. Depending on the goal after the 20 yrs it may make sense to have a fund that does something else entirely. If it's just 1 goal and taxable they have tax managed strategies for this, if it's an IRA they have retirement target funds. If you plan to liquidate over time after 20 years they have what are called managed distribution funds. If you go with Vanguard you can buy one fund for the first 20 years and then do a "exchange" into another fund after that point for whatever you plan for next. With an advisor they will be looking to make a commission each time there is a change so stick with self research and low cost options like Vanguard or a discount broker who can guide you, but typically not give 1 specific recommendation.

The product management process isn’t a line; it’s a wheel. It begins with a deep understanding of customers and their problems. This model is the basis for my product management software called Under10 Playbook (free for 30 days) which standardizes and centralizes all information for your product.You’ve started in the Describe step with articulating customer requirements—and that’s fine. Few product managers begin at the beginning. As you describe the product capabilities, you’ll need to support them with personas and perhaps identify your competitors’ features too so you’ll know which need to be added to your stories in order to successfully compete.At the core of product management is LEARN. You’ll want to learn about the personas, their problems, and the competitive landscape of alternative products.Your stories define your product roadmap based on which stories you’re working on first, next, and later.I’ve described a nimble planning process in my book, Turn Ideas Into Products, available from Amazon in print and Kindle format:What is Meghan’s product adventure?BUILD. Identify any blocks or distractions for the product team. Reverse-engineer Product Stories from features already planned. Create or revise market and product personas. Monitor the status of Product Story development. Formalize story acceptance using the Five Queues.DELIVER. Engage with potential customers to validate personas, product capabilities, and messaging. Brief the promotions team with successful implementations, market feedback, and updated personas. Define one or more Launch Plans.MARKET. Monitor the status of Launch Plans using the Four Queues. Launch the product in phases: invitation, soft launch, and global launch. Use feedback from one phase to refine plans for the next phase. Support sales teams to identify necessary sales tools (like an ROI calculator) and customer self-service deliverables (like a self-assessment worksheet).REFINE/DEFINE. Conduct win/loss interviews and perform analysis for at least five accounts. Perform retrospective on sales efforts and recommend revisions to sales tools. Perform retrospective on revenue achievements and market share. Perform retrospective on internal processes to identify areas to improve. Conduct opportunity scoring for the business model.EVALUATE. Update competitive profiles for existing and new competitors. Revisit development and promotions budgets. Refresh business documents and brief executive team with revised business plan and product roadmap.DESCRIBE. Brief the product team on successful implementations, market feedback, and updated personas. Rank planned Product Stories using Quick Prioritization. Conduct discovery sessions to provide the appropriate level of detail to the product team.BUILD. Monitor the status of Product Story development using the Five Queues.Meghan will continue this cycle again and again until the product gets retired or she gets promoted. The documentation and artifacts—her product playbook—will help the next product manager get up to speed quickly.Read an excerpt from the book in Create Your Own Product Adventure (free).