Institutional House Application: Fill & Download for Free

The definition of "class" that is perhaps most useful was proposed by sociologist Edward C. Banfield in his classic 1970 book The Unheavenly City (http://www.amazon.com/Unheavenly-City-Revisited-Edward-Banfield/dp/0881335290). It introduced the concept of "time horizon", as something quite separate from income, wealth, race, intelligence or other nominal indicators.This hypothesis, which has gained extensive traction in the years since, maintains that members of lower classes have a shorter temporal perspective than members of upper classes, and that this has profound implications for everything from the criminal justice system to charitable institutions.Under the time horizon theory, the lowest class, most dysfunctional person lives moment to moment with no thought of future consequences. Freebasing cocaine for a quick high, mugging an old lady for ready cash, eating temporarily satisfying but non-nutritious junk food are hallmarks of this immediate view of the world.Working class people, in contrast, look a bit farther down the road. They get up every day and go to work, deferring immediate gratification in order to get a weekly paycheck, some of which is set aside to pay the monthly rent.Climbing higher up the ladder, members of the middle class think in terms of years, not months. They have 20 year mortgages, their children work hard in high school to establish a record for college, which in turn is an investment of years that eventually pays off in a better career.Finally, members of the upper class think even longer term: not years or decades, but lifetimes. They are concerned with not only their children but their grandchildren, and perhaps even as-yet-unborn great-grandchildren. They engage in trust and estate planning, place enormous value on their family's name and reputation, and at the highest levels think about societal epochs and future generations, endowing universities and hospitals and libraries.What's fascinating about this construct is that it divorces mindset and culture from things like money and skin color.A few decades ago, a major housing project in New York City could only be economically viable if it received deep federal subsidies designed for the poorest people. Local residents in the surrounding community were dead set against it, because to them, "low income" = "low class".The innovative solution was to limit the project's housing applications to a group of people who met economic criteria for subsidies, but were also middle or upper class residents who would improve, rather than destroy the community.The result? Manhattan Plaza for the Performing Arts, in which occupancy was limited only to actors, musicians, composers, stagehands and other professionals in the arts, many of whom struggled to make even the barest of livings. As producer Mike Todd (Elizabeth Taylor's first husband) once said, "growing up, my family was often broke...but never poor." The experiment was a resounding success, and helped anchor the renaissance of New York' Times Square theater district.So, to determine your social class using this method, consider how far ahead you think, and how that impacts your current choices. Do you live paycheck to paycheck, spend your spare time passively watching tv and your spare dollars having drinks at the local pub?Or are you investing your time and money in preparing for a future career (graduate school, night classes, self teaching through voracious reading), considering every one of your actions in light of your long-term reputation, and thinking about the societal effects of your actions (going green, volunteering for charitable activities, voting in every election)?None of these are dispositive, of course, but honest answers to them may give you pause for thought, regardless of how much money is in your checking account or who your parents were.

Aha, sounds like a question to seek ideas to disrupt the financial software market!In-house applications and legacy dependencies (hard to replace one antiquated in-house application without touching 3 others)Sometimes poor integration work between in-house applications and vendor applications(Process problem) software projects are usually ran by outside consultants or internal IT managers. Yet, the most successful in-house application project I've took part in was actually headed by a senior software architect. No endless meetings to check boxes and save an IT manager's hide if things go south, no over promising by outside consultants who would bail in three monthsBattle-tested vendor products such as Bloomberg, Tradeweb, Reuters, etc are pretty awesome and reliable.Maybe someone here can chime in on Blackrock solutions such as Aladdin.

If MSc (or PhD without known advisor), email the Feinberg Graduate School (Contact Us | Feinberg Graduate School - probably best the Coordinator for your Faculty or Coordinator of Fellowships and Administrative Registration). If PhD (for which you applied to your advisor) or postdoc or something else which mainly depends on the advisor (research group leader), email your advisor first/also.I don’t know of anyone who did it (except several people who were forced to postpone due to visa issues, health issues or other problems outside their control, and FGS was very supportive about that, they didn’t need to redo the process except housing application), but knowing the nice people in FGS they’ll be glad to help you if possible, and I don’t know of a reason why it wouldn’t be (except perhaps if you are bound to an advisor with tight funding or who’d only then be up for tenure evaluation during your PhD). Just ask them as soon as possible, especially if you need Weizmann housing (so that they can accept someone else for this year - you may lose the right on a year of housing, if you had it, if you don’t let them know in time).