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Financial adviserOccupationDescriptionA financial advisor or financial advisor is a professional who suggests and renders financial services to clients based on their financial situation. In many countries, financial advisers have to complete specific training and hold a license to provide advice. WikipediaWhat does a financial advisor do?A financial planner is a professional who helps you organize your finances and projects the results of your savings and investments so you can see how well prepared you are for retirement. They also help you make decisions with your money that will help you reach your financial goals as efficiently as possible.Search for: What does a financial advisor do?What is the difference between a financial planner and a financial advisor?Put simply, a financial advisor refers to anyone who helps clients manage their money. ... A financial planner may also have certain areas of expertise, such as retirement planning or education funding planning. Financial advisors and financial planners may hold different certifications and licenses. Apr 10How to pick a financial advisorBy Lisa WrightBusiness ReporterFri., March 24, 2017[Longtime Toronto wealth advisor and business author Susan Latremoille are absolutely baffled by people with sizeable portfolios who tell her they manage their own investments.“Well, do you cut your own hair? Do you fill your own teeth? Do you get underneath the car and change the brakes?” says Latremoille, director of wealth management at Richardson GMP.“You screw up with your money in your earning years, there are no do-overs,” notes the author of The Rich Life – Managing Wealth and Purpose and It’s Not Just About the Money – The Whole Life Approach to Wealth Management.Over 30 years she rides every bull and bear market and guided clients through messy divorces, problem children and affluent folks who plan to leave zip to their kids and everything to their local hospital.In an interview, the self-described “evangelist for the business” gives her advice on how to find the right advisor and why it’s crucial to have professionals take care of your money, no matter how much you have.What’s your top tip when hunting for a financial advisor?My number one rule in picking an advisor: no friends, no family members, no nieces or nephews who are trying to launch their careers. No. This is a business relationship. So it’s so important to have the right advisor and quality advice.Why bother when there are so much information and research you can do online?It’s a bit counter-intuitive for a lot of people because everything is about avoiding the middle man and going direct — Robo advisors and all the online stuff. The pendulum has really swung and yet I believe professional advice has gotten more valuable because (managing money) is more complex than ever. There’s a difference between information and knowledge. So the information is plentiful. Knowledge, even, is abundant. There are a lot of knowledgeable investors but are they wise? And that’s the key — the wisdom.Don’t financial planners basically, do the same thing?Advisors come in every shape, size, style, and everything – it’s very fragmented. You have people who are just brokers, and they just buy and sell stocks and trade. And then I’m at the other end of the spectrum, where I am truly a wealth advisor providing investment advice, accounting and tax services, retirement planning and legal or estate planning for one set fee. And to be successful as this kind of advisor you need to be 51 percent psychologist, 49 percent finance.I believe the advisor of the future is going to be that hybrid between money manager, wealth planner and that little bit of life coach to help people really articulate what their dreams and goals are, and using the money to facilitate that. That’s evolved a lot because when I started in the business we weren’t trained in any of that. It was strictly the market.So how do you choose?Most people just succumb to a sales pitch. To do your homework properly, you really have to have a process you follow. Each advisor should articulate their value proposition very carefully. You can ask your accountant or lawyer, someone who knows you from a financial perspective. These days you can Google on who is writing books and articles. And you should probably interview two or three.What should you ask?When shopping for an advisor, ask them for a plan of how they see your money and what they’re going to do with it. In particular, ask what special qualifications and experience they have, what they do that is different from other advisors, what level of service can I expect, what about their track record, their results/returns, how do they charge (fees or commissions) and how much can I expect to pay, how many clients they have and their total assets under management, what is the typical size of their clients’ portfolios and if they have a team to work with to achieve your goals. . . In the end it boils down to a gut decision. Who do you resonate with, who do you feel most comfortable with].To determine the best financial advisors in North America, I have to do the countries separately, since they are not listed together. So, we will start with Canada:Top 10 investment companies in CanadaJonathan Dyble - Top 10 - Jul 18, 201810. Investissement Quebec – $713.7mn[Investissement Quebec is a government-sponsored company specializing in managing investments, holdings, and ventures for international and domestic companies operating within the province. The company reported net revenue of $713.7mn in 2017, according to the Canadian 500. This represents a 6.8% decrease, year on year. In January 2018, Investissement Quebec confirmed its involvement with companies investing a total of $210mn in various sectors of Quebec’s economy by 2020, following negotiations at the World Economic Forum in Davos.9. Fonds de Solidarité – $890mnLike Investissement Quebec, capital development company Fonds de Solidarité FTQ is also focused on managing investments and holdings in the Quebec area. The company was created in 1983 by the Fédération des travailleurs et travailleuses du Québec (FTQ), the region’s largest labor organization. Fonds de Solidarité achieved a net revenue of $890mn in 2017, representing a 22.2% growth in sales year on year.8. Futura Corporation – $1.13bnBased in Vancouver, the Futura Corporation engages in the acquisition and ownership of public and private companies, according to Bloomberg. With additional specializations in loan portfolio administration and property management, Futura Corp operates as a diversified investment house with a particular focus on building material fabrication. Futura uses a decentralized management structure with light oversight of its acquisitions and prioritizes growth when purchasing new holdings. The company reported net revenue of $1.13bn in 2017, which represents a growth of 7.8% year on year.7. E-L Financial Corporation Ltd – $1.54bnThe E-L Financial Corporation Ltd. is based in Toronto and operates as an investment and holding company, owning investments in equities and fixed income securities directly and indirectly through common shares, investment companies, and funds, according to Bloomberg. E-L’s main subsidiary is Empire Life. E-L Financial reported net revenue of $1.54bn in 2017. While this represents a 16.8% reduction in sales in comparison to the previous financial year, the company maintained profitability.6. CI Financial Corp – $1.55bnAlso based in Toronto, CI Financial Corp. provides asset management services to private equity holders and businesses. The company specializes in managing separate client-focused equity, fixed income, and alternative investments portfolios, as well as managing various funds for its clients through its subsidiaries, according to Bloomberg. In 2017, CI Financial reported net revenue of $1.55bn, which represents a 6.3% growth in sales year on year.5. Crown Investment Corporation of Saskatchewan – $3.99bnHeadquartered in Regina, Saskatchewan, the Crown Investment Corporation of Saskatchewan functions as the principal holding company for the government’s investments and assets in the region. According to the CI Corp website, the company focuses on “strategic direction”, managing a “framework designed to strengthen governance, performance, and accountability of Crown corporations and to assist Crown corporation boards in discharging their responsibilities”. The public company reported net sales of $3.99bn in 2017, which represents a 1% decrease in sales, despite the company’s liquidation of multiple assets belonging to the Saskatchewan Transport Corporation in May 2017 in order to raise funds.4. James Richardson & Sons Ltd – $8.1bnWinnipeg-based agribusiness and investment firm James Richardson & Sons Ltd. specialize in international grain trade and agri-food, energy, real estate, financial services, as well as its acquisition and management of investments and holdings, according to Bloomberg. The investment sector of the company provides wealth management services to families and entrepreneurs, as well as investment dealership. James Richardson & Sons reported net revenue of $8.1bn in 2017, which represents a 9.8% increase in comparison to the previous financial year.3. Fairfax Financial Holdings Ltd – $9.54bnFairfax Financial Holdings Ltd. is based in Toronto and, in addition to property and casualty insurance services, provides investment management services to clients, both at home and as far abroad as Africa and Asia, according to Bloomberg. The company also has holdings in the food and drink, veterinary services, leisure, and home improvement goods industries. Fairfax Holdings reported revenues of $9.54bn in the last financial year, representing a net growth in sales of 10.6%. The company announced on April 2018 that it intends to purchase the Canadian unit of the recently liquidated Toys ‘R’ Us brand for approximately $233mn.2. Caisse de Depot et Placement du Quebec – $16.46bnAnother Crown company makes it into Canada’s investment top 10. Operating in Quebec province, the Caisse de Depot et Placement du Quebec (CDPQ) is a privately-owned investment and holdings manager, according to Bloomberg, which primarily provides advisory services to pension funds, insurance companies, and other financial organizations. The CDPQ reported net revenue of $16.46bn in 2017. Although this represents a 14.8% decrease in sales in comparison to 2016, the company reported the largest profits of any Canadian company, according to the Financial Post, with a net income of $15.6bn.1. Onex Corporation – $19.61bnThe Toronto-headquartered private equity firm, Onex Corporation, reported the highest revenue of any Canadian investment company in 2017, with a net sales figure of $19.61bn, representing a staggering 34.8% increase year on year. Onex specializes in the acquisition of companies in a variety of sectors including technology, manufacturing, retail, leisure, financial services, and real estate. With 144,000 workers, Onex is also Canada’s second-largest employer.]Top 10 investment companies in the USShannon Lewis - Top 10 - Jun 19, 2018[10. Capital One Financial – $23bn According to its company website, Capital One Financial is one of the top 10 largest banks in the United States by deposits. Bringing in $23bn in revenue, according to Fortune, it places fifth on Fortune’s ‘40 Best Companies in Financial Services’, and 145th on the Fortune 500. Located in McLean, Virginia, Capital One Financial has been providing financial services for consumers, small businesses, and larger-scale commercial clients since its foundation in 1994. It employees 47,300 people and serves around 45mn customer accounts.9. USAA – $24bnUSAA takes the top spot on Fortune’s ‘40 Best Companies in Financial Services’ for its employee-oriented business practices. It oversees 28,738 employees, according to Fortune, and employee accounts detail how “the company listens to every single employee for improvement and innovation ideas”. With headquarters in San Antonio, Texas, Fortune places USAA’s revenue at $24bn. The company places seventh on Fortune’s ‘100 Best Companies to Work for in 2017’ and seventh on Forbes’ ‘America’s Top Companies for Compensation and Benefits’. It has also had strong ties to the United States military community and their families since it opened in 1922.8. First Horizon National – $26bnFirst Horizon National operates as a series of companies, including First Tennessee Bank, FTB Advisors, Capital Bank, and FTN Financial offices, stretching across Tennessee, North Carolina, South Carolina, and Florida. It places 23rd on Fortune’s ‘40 Best Companies in Financial Services’, with $26bn in revenue, according to Fortune. According to its company website, it is the 14th oldest national bank charter in the United States, havingbeen founded in 1864. First Horizon National oversees a total of 4,300 employees.7. American Express – $32.8bnAmerican Express provides a wide array of services. Though more famously known for its credit card and travel services, its investment branch operates under the name ‘American Express Ventures’. Founded in 1850, it currently makes $13.8bn in revenue, according to Fortune, and places 13th on Fortune’s ‘40 Best Companies in Financial Services’. With headquarters in New York City, the company has over 56,400 staff. It does well in the way of company image, placing 23rd on Forbes’ ‘World’s Most Valuable Brands’, 97th on Forbes’ Global 2000, 189th on Forbes’ ‘Best Employers for Diversity’, and 356th on Forbes’ ‘World’s Best Employers’.6. Goldman Sachs Group – $36.85bnAccording to Investopedia, Goldman Sachs Group was founded in 1869, making it one of the oldest banking firms in the United States. With a revenue of $36.85bn, according to Investopedia, the group has $249.6bn US Private Client assets under management (AUM). According to Advisory, it is one of the 11 best investment companies worldwide, with the financial a rating of 5/5. It places second on a Guardian UK list naming the top investment and investment banking employers as designated by graduates and students. Headquartered in New York City, it places 49th on Forbes’ ‘The World’s Biggest Public Companies’, and second on Forbes’ ‘Top Ten Investment Banks to Work For’.5. Morgan Stanley Wealth Management – $37.91bnFounded in New York in 1935, Morgan Stanley is now a global giant with 55,794 employees across the world, according to Investopedia. With $507bn in US Private Client AUM, it brings in $37.91bn in revenue, according to Investopedia. It places fourth on the Guardian’s top investment employers, according to graduates, 23rd on Forbes’ ‘25 Biggest Banks of 2017’, and 60th on Forbes’ ‘The World’s Biggest Public Companies’. Morgan Stanley reaches 42 countries around the world and has a strong presence in 542 cities.4. JP Morgan Private Bank –$47.3bnJP Morgan is one of the largest investment banks in the world. In 2017 it reported a revenue of $99bn, of which its investment banking branch contributed $47.3bn, according to Investopedia. Founded in New York City in 1871, it now has reached in 60 countries across the world, with over 260,000 employees in total. It has a US Private Client AUM of $661bn and was afforded the top spot on the Guardian UK’s list of the top investment banking employers, according to students and graduates. It also places on Advisory’s top 11 investment banks list, with a score of 3/5.3. Citigroup –$84.02bnCitigroup is the investment branch of banking company Citibank. While Citibank dates back to 1812, Citigroup has been around since 1998, operating out of New York City. It has a revenue of $84.02bn, and a US Private Client AUM of $106.8bn, according to Investopedia. With 129,000 employees, it operates in around 160 countries under three subsets: Global Consumer Banking, which focuses on traditional banking services, Institutional Clients Group, which focuses on corporate, institutional, and investment banking, and its Corporate sector.2. Bank of America Global Wealth and Investment Management – $92.21bnBank of America’s investment branch, Bank of America Global Wealth and Investment Management, places second on our list. It has a revenue of $92.21bn, and a US Private Client AUM of $1.1trn, according to Investopedia. Founded in Charlotte, North Carolina in 1904, it currently operates in over 40 countries. It places seventh on Forbes’ ‘The World’s Biggest Public Companies’ and fifth on the Guardian UK’s list of the top investing employers according to graduates. The company employs a massive 208,000 staff across the world.1. Wells Fargo – $97.57bnTopping our list with a revenue of $97.57bn, according to Investopedia, is Wells Fargo, one of the largest banks in America. In fact, according to Forbes, it is the fourth-largest bank, and it places fifth on Forbes’ ‘The World’s Biggest Public Companies’. It has $967bn US Private Client AUM, according to Investopedia, and operates out of San Francisco, California. It places 7th on Investment News’ list of the top investment banks, with a score of 824 out of 1,000. Since opening its doors in 1852, it has expanded to a workforce of over 269,000.]These are the financial advisors in MexicoMenu[Financial & LegalAccountants, Auditors & BookkeepersCorporate Finance & Investment BanksCorporate Financial Consultants & AdvisorsForeign Exchange & Currency TransferImmigration Support ServicesInsurance: Car, Home, Life, TravelInvestments in MexicoLawyers, Law Firms, Attorneys & Legal AdviceMortgages, Loans & LeasingNotaries PublicPersonal Financial Consultants & AdvisorsPrivate Equity, Start-Up & Venture CapitalRetail Banks & Personal BankingLEARN A LANGUAGEPersonal Financial Consultants & AdvisorsInternational AdvisorThe London-based firm that provides financial and legal services for expats living in Latin America.VISIT WEBSITECALLOld MutualMexican office of global investment advisory company. Savings, investments, insurance, pensions, wealth management. 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Recommendations on the best available strategy to fit individual need and risk profiles.VISIT WEBSITESEND EMAILZurich en MexicoGlobal insurance and investment group. Individual and corporate clients. Life and medical insurance, personalized portfolio management service, personal and corporate retirement and savings plans with insurance protection. Contact via the website.VISIT WEBSITECALLPalace ConsultingMexico City office of independent offshore savings and investment brokers. Financial advice to suit individual circumstances. Portfolio management options and savings plans for all budgets and needs. Friendly, personal advice from local consultants.consultants.St. James InternationalIndependent wealth management advisors. Av. Presidente Masaryk 111 - 1st Floor, Col.Chapultepec Morales, 11560 Mexico DF.VISIT WEBSITESEND EMAILCALLRevenue ConsultingFinancial and tax strategies for return on investment. Agustin Melgar 26 Unit B, Col. Condesa, 06140 Mexico DF.SEND EMAILCALLTandem PartnersAn international firm of financial advisors for individuals and companies. Tamaulipas 141 - 3rd Floor, Col. Condesa, 06140 Mexico DF.VISIT WEBSITESEND EMAILCALLGarry Whelan, Ex UK AdvisorFree financial advice to help plan for the future and/or protect the present. Questions related to the UK welcome (20 years of experience working there). Click "Visit Website" to view LinkedIn profile.VISIT WEBSITESEND EMAILCALLCal Consulting InternationalPortfolio management, retirement planning, regular savings programs, education, and estate planning, international life and health insurance and offshore banking. Paseo de la Reforma 222, Col. Juarez, 06600 Mexico DF.VISIT WEBSITESEND EMAILCALLADD YOUR BUSINESS FOR FREE ]