T Rowe Price Large Cap Growth Portfolio Class A: Fill & Download for Free

Greetings,If you were studying for a test on mutual funds or if you were handed the task of giving a presentation on the basics of investing mutual funds, here are key 10 definitions that you need to know:1. Mutual FundA mutual fund is an investment security type that enables investors to pool their money together into one professionally managed investment. Mutual funds can invest in stocks, bonds, cash and/or other assets. These underlying security types, called holdings combine to form one mutual fund, also called a portfolio.Now for the simple explanation: Mutual funds can be considered baskets of investments. Each basket holds dozens or hundreds of security types, such as stocks or bonds. Therefore, when an investor buys a mutual fund, they are buying a basket of investment securities. However, it is also important to understand that the investor does not actually own the underlying securities--the holdings--but rather a representation of those securities; investors own shares of the mutual fund, not shares of the holdings.2. Mutual Fund LoadsLoads are fees charged to the investor when buying or selling certain types of mutual funds.There are four types of loads: Front-end loads are charged up front (at the time of purchase) and average around 5% but can be as high as 8.5%. For example, if you invest $1,000 with a 5% front load, the load amount will be $50.00 and therefore your initial investment will actually be $950. Back-end loads, also called contingent deferred sales charges, are charged only when you sell a back-loaded fund. These charges can also be 5% or more, but the load amount typically declines over time and can be reduced to zero after a certain number years.Load-waived funds are funds that normally charge a load but waive it if there is some qualifying circumstance, such as purchases made within a 401(k) plan. No-loadfunds do not charge any loads. This is the best type of fund to use because minimizing fees help maximize returns.When researching mutual funds, you can identify the load types by the letter 'A' or 'B' at the end of the fund name. Share class A funds are front-loaded funds and share class B are back-loaded funds. Sometimes the load-waived funds have the letters 'LW' at the end of the fund name.Once again, be sure to look for no-load funds. A few good no-load mutual fund companies include Vanguard, Fidelity, and T. Rowe Price.3. Mutual Fund Share Class:Each mutual fund has a share class, which is basically a classification of how the fund charges fees. There are several different types of mutual fund share classes, each with its own advantages and disadvantages, most of which center upon expenses.Class A shares are also called "front load" funds because their fees are charged on "the front" when the investor first buys shares of the fund. The loads typically range from 3.00% to 5.00%. A shares are best for investors who are using a broker and who plan to invest larger dollar amounts and will buy shares infrequently. If the purchase amount is high enough, investors may qualify for "breakpoint discounts."Class B Share Funds are a share class of mutual funds that do not carry front-end sales charges, but instead, charge a contingent deferred sales charge (CDSC) or "back-end load." Class B shares also tend to have higher 12b-1 fees than other mutual fund share classes.For example, if an investor purchases mutual fund Class B shares, they will not be charged a front-end load but will instead pay a back-end load if the investor sells shares prior to a stated period, such as 7 years, and they may be charged up to 6% to redeem their shares. Class B shares can eventually exchange into Class A shares after seven or eight years. Therefore they may be best for investors who do not have enough to invest to qualify for a break level on the A share but intend to hold the B shares for several years or more.Class C Share Funds charge a "level load" annually, which is usually 1.00%, and this expense never goes away, making C share mutual funds the most expensive for investors who are investing for long periods of time.The load is usually 1.00%. In general, investors should use C shares for short-term (less than 3 years).Class D Share Funds are often similar to no-load funds in that they are a mutual fund share class that was created as an alternative to the traditional and more common A share, B share and C share funds that are either front-load, back-load or level-load, respectively.Class Adv Share Funds are only available through an investment advisor, hence the abbreviation "Adv." These funds are typically no-load (or what is called "load-waived") but can have 12b-1 fees up to 0.50%. If you are working with an investment advisor or another financial professional, the Adv shares can be your best option because the expenses are often lower.Class Inst Share Funds (aka Class I, Class X, or Class Y) are generally only available to institutional investors with minimum investment amounts of $25,000 or more.Load-Waived Funds are mutual fund share class alternatives to loaded funds, such as A share class funds. As the name suggests, the mutual fund load is waived (not charged). Typically these funds are offered in 401(k) plans where loaded funds are not an option. Load-waived mutual funds are identified by an "LW" at the end of the fund name and at the end of the ticker symbol. For example, American Funds Growth Fund of America A (AGTHX), which is an A share fund, has a load-waived option, American Funds Growth Fund of America A LW (AGTHX.LW).Class R Share Funds do not have a load (i.e. front-end load, back-end load or level load) but they do have 12b-1 fees that typically range from 0.25% to 0.50%. If your 401(k) only provides R share class funds, your expenses may be higher than if the investment choices included the no-load (or load-waived) version of the same fund.4. Expense RatioEven if the investor uses a no-load fund, there are underlying expenses that are indirect charges for use in the fund's operation. The expense ratio is the percentage of fees paid to the mutual fund company to manage and operate the fund, including all administrative expenses and 12b-1 fees. The mutual fund company would take those expenses out of the fund prior to the investor seeing the return. For example, if the expense ratio of a mutual fund was 1.00%, and you invested $10,000, the expense for a given year would be $100.However, the expense is not taken directly out of your pocket. The expense effectively reduces the gross return of the fund. Put differently, if the fund earns 10%, before expenses, in a given year, the investor would see a net return of 9.00% (10.00% - 1.00%).5. Index FundsAn index, with regard to investing, is a statistical sampling of securities that represent a defined segment of the market. For example, the S&P 500 Index, is a sampling of approximately 500 large capitalization stocks. Index funds are simply mutual funds that invest in the same securities as its benchmark index. The logic in using index funds is that, over time, the majority of active fund managers are not able to outperform the broad market indexes. Therefore, rather than trying to "beat the market," it is wise to simply invest in it.This reasoning is a kind of "if you can't beat 'em, join 'em" strategy. The best index funds have a few primary things in common. They keep costs low, they do a good job of matching the index securities (called tracking error), and they use proper weighting methods. For example, one reason Vanguard has some of the lowest expense ratios for their index funds is that they do very little advertising and they are owned by their shareholders. If an index fund has an expense ratio of 0.12 but a comparable fund has an expense ratio of 0.22, the lower cost index fund has an immediate advantage of 0.10.This only amounts to only 10 cents savings for every $100 invested but every penny counts, especially in the long run, for indexing.6. Market CapitalizationWith investment securities market capitalization (or market cap), refers to the price of a share of stock multiplied by the number of shares outstanding. Many equity mutual funds are categorized based on the average market capitalization of the stocks that the mutual funds own. This is important because investors need to be sure of what they are buying. Large-cap Stock Funds invest in stocks of corporations with large market capitalization, typically higher than $10 billion. These companies are so large that you have probably heard of them or you may even purchase goods or services from them on a regular basis.Some large-cap stock names include Wal-Mart, Exxon, GE, Pfizer, Bank of America, Apple and Microsoft. Mid-cap Stock Funds invest in stocks of corporations of mid-size capitalization, typically between $2 billion and $10 billion. Many of the names of the corporations you may recognize, such as Harley Davidson and Netflix, but others you may not know, such as SanDisk Corporation or Life Technologies Corp. Small-cap Stock Funds invest in stocks of corporations of small-size capitalization, typically between $500 million and $2 billion.While a billion-dollar corporation may seem large to you, it's relatively small compared to the Wal-Marts and Exxons of the world. A subset of small-cap stocks is "Micro-cap," which represents mutual funds investing in corporations with average market capitalization usually less than $750 million.7. Mutual Fund StyleIn addition to capitalization, stocks, and stock funds are categorized by style which is divided into Growth, Value or Blend objectives. Growth Stock Funds invest in growth stocks, which are stocks of companies that are expected to grow at a rate faster than the market average. Value Stock Funds invest in value stocks, which are stocks of companies that an investor or mutual fund manager believes to be selling at a price lower than the market value. Value Stock Funds are often called Dividend Mutual Funds because value stocks commonly pay dividends to investors, whereas the typical growth stock does not pay dividends to the investor because the corporation reinvests dividends to further grow the corporation.Blend Stock Funds invest in a blend of growth and value stocks. Bond funds also have style classifications, which have 2 primary divisions: 1) Maturity/Duration, which is expressed as long-term, intermediate-term, and short-term, 2) Credit quality, which is divided into high, investment grade, and low (or junk).8. Balanced FundsBalanced Funds are mutual funds that provide a combination (or balance) of underlying investment assets, such as stocks, bonds, and cash. Also called hybrid funds or asset allocation funds, the asset allocation remains relatively fixed and serves a stated purpose or investment style. For example, a conservative balanced fund might invest in a conservative mix of underlying investment assets, such as 40% stocks, 50% bonds, and 10% money market.9. Target Date Retirement FundsThis fund type works like its name suggests. Each fund has a year in the name of the fund, such as Vanguard Target Retirement 2055 (VFFVX), which would be a fund best suited for someone expecting to retire in or around the year 2055. Several other fund families, such as Fidelity and T. Rowe Price, offer target date retirement funds. Here's basically how they work, other than just providing a target date: The fund manager assigns a suitable asset allocation (mix of stocks, bonds, and cash) and then slowly shifts the holdings to a more conservative allocation (fewer stocks, more bonds, and cash) as the target date draws closer.10. Sector FundsThese funds focus on a specific industry, social objective or sector such as health care, real estate or technology. Their investment objective is to provide concentrated exposure to specific industry groups, called sectors. Mutual fund investors use sector funds to increase exposure to certain industry sectors they believe will perform better than other sectors. By comparison, diversified mutual funds--those that do not focus on one sector--will already have exposure to most industry sectors. For example, an S&P 500 Index Fund provides exposure to sectors, such as healthcare, energy, technology, utilities, and financial companies.Investors should be careful with sector funds because there is increased market risk due to volatility if the sector suffers a downturn. Over-exposure to one sector, for example, is a form of market timing that can prove harmful to an investor's portfolio if the sector performs poorly.To know more about mutual funds, I would suggest you to visit the website of Sharekhan Classroom.Hope I answered your question well….!!!

Hey!What Is a Mutual Fund?A mutual fund is a type of financial vehicle made up of a pool of money collected from many investors to invest in securities such as stocks, bonds, money market instruments, and other assets. Mutual funds are operated by professional money managers, who allocate the fund's assets and attempt to produce capital gains or income for the fund's investors. A mutual fund's portfolio is structured and maintained to match the investment objectives stated in its prospectus.Mutual funds give small or individual investors access to professionally managed portfolios of equities, bonds and other securities. Each shareholder, therefore, participates proportionally in the gains or losses of the fund. Mutual funds invest in a vast number of securities, and performance is usually tracked as the change in the total market cap of the fund—derived by the aggregating performance of the underlying investments.The Basics of a Mutual FundMutual funds pool money from the investing public and use that money to buy other securities, usually stocks and bonds. The value of the mutual fund company depends on the performance of the securities it decides to buy. So, when you buy a unit or share of a mutual fund, you are buying the performance of its portfolio or more precisely, a part of the portfolio's value.That's why the price of a mutual fund share is referred to as the NAV per share, sometimes expressed as NAVPS. A fund's NAV is derived by dividing the total value of the securities in the portfolio by the total amount of shares outstanding. Outstanding shares are those held by all shareholders, institutional investors, and company officers or insiders. Mutual fund shares can typically be purchased or redeemed as needed at the fund's current NAV, which—unlike a stock price—doesn't fluctuate during market hours, but is settled at the end of each trading day.The average mutual fund holds hundreds of different securities, which means mutual fund shareholders gain important diversification at a low price. Consider an investor who buys only Google stock before the company has a bad quarter. He stands to lose a great deal of value because all of his dollars are tied to one company. On the other hand, a different investor may buy shares of a mutual fund that happens to own some Google stock. When Google has a bad quarter, she only loses a fraction as much because Google is just a small part of the fund's portfolio.How Mutual Funds WorkA mutual fund is both an investment and an actual company. This dual nature may seem strange, but it is no different from how a share of AAPL is a representation of Apple, Inc. When an investor buys Apple stock, he is buying part ownership of the company and its assets. Similarly, a mutual fund investor is buying part ownership of the mutual fund company and its assets. The difference is that Apple is in the business of making smartphones and tablets, while a mutual fund company is in the business of making investments.If a mutual fund is a virtual company, its CEO is the fund manager, sometimes called its investment adviser. The fund manager is hired by a board of directors and is legally obligated to work in the best interest of mutual fund shareholders. Most fund managers are also owners of the fund.There are very few other employees in a mutual fund company. The investment adviser or fund manager may employ some analysts to help pick investments or perform market research. A fund accountant is kept on staff to calculate the fund's NAV, the daily value of the portfolio that determines if share prices go up or down. Mutual funds need to have a compliance officer or two, and probably an attorney, to keep up with government regulations.Most mutual funds are part of a much larger investment company; the biggest have hundreds of separate mutual funds. Some of these fund companies are names familiar to the general public, such as Fidelity Investments, the Vanguard Group, T. Rowe Price, and Oppenheimer Funds.Types of Mutual FundsMutual funds are divided into several kinds of categories, representing the kinds of securities they have targeted for their portfolios and the type of returns they seek.Equity FundsThe largest category is that of equity or stock funds. As the name implies, this sort of fund invests principally in stocks. Within this group is various sub-categories. Some equity funds are named for the size of the companies they invest in small-, mid- or large-cap. Others are named by their investment approach: aggressive growth, income-oriented, value, and others. Equity funds are also categorized by whether they invest in domestic (U.S.) stocks or foreign equities.Fixed-Income FundsAnother big group is the fixed income category. A fixed income mutual fund focuses on investments that pay a set rate of return, such as government bonds, corporate bonds, or other debt instruments. The idea is that the fund portfolio generates interest income, which then passes on to shareholders.Index FundsAnother group, which has become extremely popular in the last few years, falls under the moniker "index funds." Their investment strategy is based on the belief that it is very hard, and often expensive, to try to beat the market consistently. So, the index fund manager buys stocks that correspond with a major market index such as the S&P 500 or the Dow Jones Industrial Average (DJIA). This strategy requires less research from analysts and advisors, so there are fewer expenses to eat up returns before they are passed on to shareholders. These funds are often designed with cost-sensitive investors in mind.Balanced FundsBalanced funds invest in both stocks and bonds to reduce the risk of exposure to one asset class or another. Another name for this type of mutual fund is "asset allocation fund." An investor may expect to find the allocation of these funds among asset classes relatively unchanging, though it will differ among funds. This fund's goal is asset appreciation with lower risk. However, these funds carry the same risk and can be as subject to fluctuation as other classifications of funds.There is a fund for nearly every type of investor or investment approach. Other common types of mutual funds include money market funds, sector funds, alternative funds, smart-beta funds, target-date funds, and even funds-of-funds, or mutual funds that buy shares of other mutual funds.Mutual Fund FeesA mutual fund will classify expenses into either annual operating fees or shareholder fees. Annual fund operating fees are an annual percentage of the funds under management, usually ranging from 1-3%. Annual operating fees are collectively known as the expense ratio. A fund's expense ratio is the summation of the advisory or management fee and its administrative costs.Shareholder fees, which come in the form of sales charges, commissions and redemption fees, are paid directly by investors when purchasing or selling the funds. Sales charges or commissions are known as "the load" of a mutual fund. When a mutual fund has a front-end load, fees are assessed when shares are purchased. For a back-end load, mutual fund fees are assessed when an investor sells his shares.Sometimes, however, an investment company offers a no-load mutual fund, which doesn't carry any commission or sales charge. These funds are distributed directly by an investment company rather than through a secondary party.Some funds also charge fees and penalties for early withdrawals or selling the holding before a specific time has elapsed. Also, the rise of exchange-traded funds, which have much lower fees thanks to their passive management structure, have been giving mutual funds considerable competition for investors' dollars. Articles in the financial media about how fund expense ratios and loads can eat into rates of return have also stirred negative feelings about mutual funds.Classes of Mutual Fund SharesMutual fund shares come in several classes. Their differences reflect the number and size of fees associated with them.Currently, most individual investors purchase mutual funds with A shares through a broker. This purchase includes a front-end load of up to 5% or more, plus management fees and ongoing fees for distributions, also known as 12b-1 fees. To top it off, loads on A shares vary quite a bit, which can create a conflict of interest. Financial advisors selling these products may encourage clients to buy higher-load offerings to bring in bigger commissions for themselves. With front-end funds, the investor pays these expenses as they buy into the fund.To remedy these problems and meet fiduciary-rule standards investment companies have started designating new share classes, including "level load” C shares, which generally don’t have a front-end load but carry a 1% 12b-1 annual distribution fee.Funds that charge management and other fees when an investor sell their holdings are classified as Class B shares.A New Class of SharesThe newest share class, developed in 2016, consists of clean shares. Clean shares do not have front-end sales loads or annual 12b-1 fees for fund services. American Funds, Janus and MFS, are all fund companies currently offering clean shares.By standardizing fees and loads, the new classes enhance transparency for mutual fund investors and, of course, save them money.Advantages of Mutual FundsThere are a variety of reasons that mutual funds have been the retail investor's vehicle of choice for decades. The overwhelming majority of money in employer-sponsored retirement plans goes into mutual funds.DiversificationDiversification, or the mixing of investments and assets within a portfolio to reduce risk, is one of the advantages of investing in mutual funds. Buying individual company stocks and offsetting them with industrial sector stocks, for example, offers some diversification. However, a truly diversified portfolio has securities with different capitalizations and industries and bonds with varying maturities and issuers. Buying a mutual fund can achieve diversification cheaper and faster than by buying individual securities.Easy AccessTrading on the major stock exchanges, mutual funds can be bought and sold with relative ease, making them highly liquid investments. Also, when it comes to certain types of assets, like foreign equities or exotic commodities, mutual funds are often the most feasible way—in fact, sometimes the only way—for individual investors to participate.Economies of ScaleMutual funds also provide economies of scale. Buying one spares the investor of the numerous commission charges needed to create a diversified portfolio. Buying only one security at a time leads to large transaction fees, which will eat up a good chunk of the investment. Also, the $100 to $200 an individual investor might be able to afford is usually not enough to buy a round lot of the stock, but it will purchase many mutual fund shares. The smaller denominations of mutual funds allow investors to take advantage of dollar cost averaging.Professional ManagementMost private, non-institutional money managers deal only with high-net-worth individuals—people with at least six figures to invest. However, mutual funds, as noted above, require much lower investment minimums. So, these funds provide a low-cost way for individual investors to experience and hopefully benefit from professional money management.Freedom of ChoiceInvestors have the freedom to research and select from managers with a variety of styles and management goals. For instance, a fund manager may focus on value investing, growth investing, developed markets, emerging markets, income or macroeconomic investing, among many other styles. One manager may also oversee funds that employ several different styles.ProsLiquidityDiversificationMinimal investment requirementsProfessional managementVariety of offeringsConsHigh fees, commissions, other expensesLarge cash presence in portfoliosNo FDIC coverageDifficulty in comparing fundsLack of transparency in holdingsHope this suffices the answer to your question!:)

1.Equitas Small Finance Bank LtdEquitas Small Finance Bank Ltd is among the largest SFB in India in terms of number of banking outlets, and the second largest SFB in India in terms of assets under management and total deposits.Company offers wide range of banking products and services to customers with a focus on serving the financially unserved and underserved customer segments in India.Company’s focus customer segments include individuals with limited access to formal financing channels on account of their informal, variable and cash-based income profile.Company provides loans comprising LAPs, housing loans, and agriculture loans to micro-entrepreneurs, used and new commercial vehicle loans to drivers and micro-entrepreneurs typically engaged in logistics, MSE loans to proprietorships, and corporate loans.On the liability side, company’s target customers comprise mass and mass-affluent individuals to whom we offer current accounts, salary accounts, savings accounts, and a variety of deposit accounts.In addition, we also provide non-credit offerings comprising ATM-cum-debit cards, third party insurance, mutual fund products, and issuance of FASTags.As of June 30, 2020, we had a base of 15,843 employees.2.Antony Waste Handling Cell LtdAntony Waste Handling Cell Ltd is one of the top five players in the Indian MSW management industry with an established track record of 17 years, providing full spectrum of MSW services which includes solid waste collection, transportation, processing and disposal services across the country, primarily catering to Indianmunicipalities.Company is among the select few who have pioneered in MSW (Municipal solid waste) collection and transportation sector.As of January 1, 2020, Company had a fleet of 1,089 vehicles and 6,579 full-time employees, on a consolidated basis.Company Majorly works on:(i) MSW C&T (Municipal solid waste/ Collection and transportation) projects which involve door to door collection of MSW from households, slums, commercial establishments and other bulk-waste generators (community bins) from a designated area through primary collection vehicles like compactors, dumper placers and tippersand transportation of these materials, to the processing facility, transfer station or a landfill disposal site.(ii) MSW processing projects which involves sorting and segregating the waste received from MSW C&T, followed by composting, recycling, shredding and compressing into RDF, as required.(iii) mechanized sweeping projects which involve deploying of power sweeping machines, manpower, comprehensive maintenance, consumables, safe disposal of the waste and any other items required for completion of the cleaning operation of the designated areas.3.Kalyan Jewellers LtdKalyan Jewellers Ltd is one of the largest jewellery companies in India based on revenue.Company started our jewellery business in 1993 with a single showroom in Thrissur, Kerala.Company designs, manufactures and sell a wide range of gold, studded and other jewellery products across various price points ranging from jewellery for special occasions, such as weddings to daily-wear jewellery.In Fiscal 2020, 74.77% of our revenue from operations was from the sale of gold jewellery, 23.36% was from the sale of studded jewellery (which includes diamonds and precious stones), and 1.87% was from the sale of other jewellery.Over the years company has expanded to become a pan-India jewellery company, with 107 showrooms located across 21 states and union territories in India, and also have an international presence with 30 showrooms located in the Middle East as of June 30, 2020.Company’s total showrooms have increased from 77 as of March 31, 2015 to 137 as of June 30, 2020.Between April 1, 2015 and June 30, 2020, Kalyan Jewellers opened 60 net new showrooms at an average rate of approximately 12 showroom openings per year across multiple regions.4.Burger King India LtdBurger King India Ltd is one of the fastest growing international QSR chains in India during the first five years of our operations based on number of restaurants.As the national master franchisee of the BURGER KING® brand in India, company has exclusive rights to develop, establish, operate and franchise Burger King branded restaurants in India.The master franchisee arrangement provides company with the ability to use Burger King’s globally recognized brand name to grow our business in India, while leveraging the technical, marketing and operational expertise associated with the global Burger King brand.As at June 30, 2019, we had 202 restaurants, including seven Sub-Franchised Burger King Restaurants, across 16 states and union territories and 47 cities across India.Company plans to have approximately 325 restaurants, including Sub-Franchised Burger King Restaurants, open by December 31, 2020.The BURGER KING® brand is the second largest fast food burger brand globally as measured by the total number of restaurants, with a global network of over 18,000 restaurants in more than 100 countries and U.S. territories as at June 30, 2019.Under the Master Franchise and Development Agreement, our Company has been granted the exclusive right to develop, establish and operate and franchise the Burger King restaurants in India.Since opening of the first Burger King restaurants in India in November 2014, our Company has grown to a pan-India QSR chain with 202 restaurants, including seven sub-franchised restaurants, across 16 states and union territories and 47 cities across India as at June 30, 2019.Further, under the Master Franchise and Development Agreement, Company is required to develop and open at least 700 restaurants by December 31, 2025.Company’s master franchisee arrangement, which expires on December 31, 2039, provides us with the ability to use Burger King’s globally recognized brand name to grow our business in India, while leveraging the technical, marketing and operational expertise associated with the global Burger King.Company also enjoys favorable royalty rates that are capped at 5% under the master franchisee arrangement.5.UTI Asset Management Company LtdIncorporated in 2002, UTI AMC is in the business of managing the domestic mutual funds of UTI Mutual Fund, provides portfolio management services to institutional clients and high net worth individuals like Employee Provident Fund Organization, National Skill Development Fund, Postal Life Insurance, and manages retirement funds viz. NPS, offshore funds like Shinsei UTI India Fund, and alternative investment funds catering to a diverse group of individuals, institutional investors, banks, trusts, and NRIs.Key Facts about UTI AMCAccording to CRISIL, UTI AMC is the largest AMC in India in terms of Total AUM, seventh-largest AMC in India in terms of mutual fund QAAUM with ₹1,542.3 billion, and also has the largest share of monthly average AUM amongst top ten Indian AMC coming from B30 cities.The management fees from domestic mutual funds account for 72.7% of the total income of the company.UTI AMC has established the first mutual fund in India and has been in the asset management industry for more than 55 years with a strong history and proven track record in mutual fund mutual industry with strong brand recognition.UTI AMC has 11 million live folios accounting for 12.8% of client base managed by the Indian mutual fund industry.UTI AMC has a national footprint with 163 UTI Financial Centres, 273 Business Development Associates and Chief Agents and 33 other Official Points of Acceptance. UTI AMC also has approximately 51,000 Independent Financial Advisors.UTI AMC has four sponsors SBI, LIC, PNB and BOB each of which has the Government of India as a majority shareholder. UTI AMC also has a global asset management company T. Rowe Price International Ltd as one of its major stakeholders with a 26% stake in the Company.As of September 30, 2019, UTI AMC manages 178 domestic mutual fund schemes, comprising equity, hybrid, income, liquid, and money market funds.6.Hinduja Leyland FinanceHinduja Leyland Finance is a leading vehicle finance NBFCs in India with a focus on urban and semi-urban markets. The Company provides retail finance through a wide range of vehicle financing and housing finance products. The assets of the company under management have grown at a CAGR of 48.30% from ₹ 41,370.54 million as of March 31, 2014 to ₹ 200,091.66 million as of March 31, 2018. The company finance a wide range of commercial and personal vehicles, which include medium and heavy commercial vehicles (“MHCVs”), light commercial vehicles (“LCVs”), small commercial vehicles (“SCVs”), cars, multiutility vehicles, tippers, three wheelers, and two-wheelers, tractors and construction equipment including used vehicles. The Issue comprises of a Public Issue of 30,682,475 Equity shares of face value of Rs1 0 each fully paid (the “Equity Shares”) for cash at a price of Rs X million (including a premium of Rs.X per Equity Share) aggregating to Rs Rs5,000 million.The Promoter of this company are Ashok Leyland Limited, Hinduja Ventures Limited, Aasia Corporation LLP, Mr. S Nagarajan , and Hinduja Power Limited. The lead manager to the issue are Axis Capital Limited, City Group Global Marketers India Private Limited, and YES Securities Limited. The Registrar to this issue is Karvy Computershare Private Limited.7.Policy BazaarWithin 8 years of time, the company has reached its break even point and still it is showing significant growth every year. The company is expecting a profit of Rs 50 crore on generated revenue of Rs 350 crore. In a news, the company CEO Yashish Dahiya said that the public offer is to raise around Rs 325 crore initially. Etechaces Marketing and Consulting Private Limited is the marketing and fintech company that started http://policybazaar.com in the year 2008. Since then, company has grossed good profits and generated revenue more than Rs 250 crores. The company claims to sell more than 120,000 policies each month.So far the company has managed to raise Rs 410 crore from the investors: Tiger Global Management, InfoEdge and Premji Invest. The lead managers of the IPO and the registrar of the IPO are yet to be disclosed. The details would be included herein shortly.8.Aakash Educational Services LtdAakash Educational Services is engaged in the business of providing comprehensive test preparatory services for students preparing for medical and engineering entrance examinations for Class 11 and Class 12 students,They also provide foundation courses (covering school boards and junior competitive examinations) for students across Class 8 to Class 10.Company is one of the largest player in the coaching industry in India as measured by revenue.The first center under the “Aakash” brand was started in 1988, offering test preparatory services for medical entrance examinations.As of March 31, 2018, Company has 170 classroom centers (the “Aakash Centers”) across 103 cities and 23 states / union territories, of which they operate 67 through Franchisee arrangements.As of March 31, 2018, they had a Student Count of 193,313 in their long-term classroom courses (comprising two-year courses, one year courses and repeater courses) (“Long-Term Courses”) (including at Franchisee Centers), and a Student Count of 16,250 in their digital and distance learning courses. Company had started their first Franchisee Center in 1997 and had 67 Franchisee Centers as of March 31, 2018. Through the Franchisee model, which allows asset-light expansion, they have grown quickly across new regions such as East India.Company receives 25% to 36% of the fees, net of any concessions and refunds (“Net Fees”), collected from the students by their Franchisees, depending on the type of courses, stream and location of the Franchisee Centers.9.Zircon Technologies LtdZircon Technologies is engaged in the business of Label Printing for packaging of products and Brand Security Solutions.Company’s product portfolio comprises of self-adhesive labels, security labels, anti-counterfeiting labels, brand security labels and tamper evident labels, hybrid security labels, canister labels and a host of other labeling solutions including techniques for prevention of duplication of prints and anti-counterfeiting.Company develops and offers a variety of labels and brand security solutions to a large number of national as well as international companies.Company’s brand security and labeling solutions are designed to suit the specific needs of various industries including home care, personal care, food and beverage, wine and liquor, pharmaceutical, Agro-chemicals, automobile industries as well as industrial products.Company’s Business Verticals:Zircon Label.They provide high quality labeling and brand image solutions across several different sectors including but not limited to homecare, personal care, food and beverage, wine and liquor, pharmaceutical, Agro-chemicals, automobile industry and industrial production.Labels accounted for approximately 95.78%, 96.33% and 97.96% of their total net sales in Fiscal 2018, Fiscal 2017 and Fiscal 2016 respectively.Zircon Secure.Under Company’s Print security segment, they offer high security graphics alone or in combination with different security elements such as OVI, OVD, Taggants, specialized security inks and base materials for anti-counterfeiting purposes.They offer these brand security solutions under the brand which stands for ‘intelligent graphics’.Brand security solutions segment accounted for approximately 4.22%, 3.67% and 2.04% of their total net sales in Fiscal 2018, Fiscal 2017 and Fiscal 2016 respectively.10.Anmol Industries LtdAnmol Industries is a branded packaged food company focused on biscuits and cakes and “Anmol” is the flagship brand. Company has over the years leveraged their established brand presence in northern and eastern India.Company is the fourth largest biscuit brand and the fifth largest cake brand in India in terms of revenue and in the eastern parts of India, Anmol biscuits is ranked 3rd in the biscuits segment and 4th in the cakes segment in terms of revenue.Company’s Products & Brand Names:Company’s products are available in a wide variety of flavors and SKUs. Company has launched more than 60 varieties of biscuits under categories such as crackers, sweet biscuits, health biscuits, cream biscuits and cookies and more than 25 varieties of cakes under bar cakes, tiffin cakes, sandwich cakes and cupcakes in the market.Company’s Products are sold under their umbrella brand name of “Anmol” and “Mukkund”.Company has launched several sub-brands such as “Dream Lite”, “Butter Bake”, “Lemon Mazza”, “BakersBix”, “Veg Munch”, “Coconutty” and “Marie Plus” under their flagship brand “Anmol”.Company has also successfully launched “Anmol Marie Plus”, “Nutra Marie Plus”, “Anmol Top Magic” and “Lovey Dovey Cakes”.Company’s Distribution Network:Company has established an extensive distribution network across 17 states in India comprising of three depots; more than 200 super stockists, who in turn sell their products to more than 2,500 local distributors.Anmol biscuits and cakes are being sold in approximately 1.8 million retail outlets in India.Company’s Manufacturing Facilities:Company has six manufacturing facilities which are located in West Bengal, Greater Noida and Ghaziabad in Uttar Pradesh, Hajipur in Bihar and Bhubaneswar in Odisha with an Actual Installed Capacity of 294,544 MTPA for biscuits and 8,148 MTPA for cakes and production of 144,430.50 MTPA for biscuits and 2,484.89 MTPA for cakes.The manufacturing facilities are strategically located, close to their key markets in northern and eastern India, which accounted for 93.90% of their sale of products.In order to maintain consistent quality and freshness of the products, 97.09 % of their products were manufactured in facilities owned by the Company and only 2.91 % of the products were manufactured by the third party contractor, namely Fortune, to whom they have outsourced the manufacturing.