Standard Chartered Bank Deposit Slip: Fill & Download for Free

It is simple, fill the registration form on the British council site, take a print out and go to your closest “Standard Chartered Bank” branch and ask for a “British Council Deposit Slip”. Fill the slip choose O’Levels on the form, pay the fees in the bank and submit the supporting documents that are listed on the registration form and you are done. You might be able to submit the form and supporting documents at the bank or you may have to go to a postal service.Fill the online form here:How to register private candidates

From all intents and purpose yes, however, not all banks do the recallsLets begin by looking at why one would need to recall a payment:An account holder can recall funds bu claiming that they made a mistake with the account details. All banks are to support the recall of funds for this reason though not all do so yet. This includes payments made using the Faster Payments system and BACS. Feb 29, 2016Mistaken paymentsTake care entering or giving out account numbers because it can be tricky getting back money sent to the wrong person. We tell you what you can do, should that happen.Mistakes happen from time to time, no matter how much care we take. Two transposed numbers on a deposit slip or a moment of inattention while doing internet banking and unwittingly your money has gone to the wrong person. The question is: what can you do to get your money back?It goes without saying that you need to take care when entering and giving out account numbers. They are a crucial piece of information because transactions are processed by account number. Banks will often ask for an account name as well as account number, but their systems don’t check that they match.Sending a payment to the wrong accountContact your bank as soon as possible after realizing your mistake. The sooner you do this, the better your chance of recovering your money. If your money went to an invalid account, it will usually bounce back into your account.Retrieving a mistaken payment to a valid account can be more difficult. As a general rule, banks can reverse a payment made in error only with the consent of the person who received it. Your bank and the recipient’s bank will need to co-operate to try to recover the payment. This usually involves the recipient’s bank contacting the account holder to ask his or her permission to reverse the transaction.If the recipient refuses, your only option is to take up the matter directly yourself. However, the bank’s responsibility to protect the privacy of the recipient’s contact details may prove an initial stumbling block. You may wish to take court action if the recipient won’t return the money. We recommend you seek legal advice if faced with taking such a step.Receiving an unentitled paymentThe same applies: you should contact your bank as soon as possible to advise it of the error. And once you have been asked for your consent to reverse the payment to its rightful owner, you should agree. Some people feel they should be allowed to keep the money paid into their account, but in general, they should return money that does not belong to them.Someone receives money meant for youIf someone owes you money but deposits the money by mistake into someone else’s account, it is not your responsibility to chase it up. The person who made the mistake is responsible for trying to recover the money, and whether successful or not is still obliged to pay you.It is a different matter if you have given the payer the wrong account details. In that case, the payer has simply followed your instructions, so you must bear the loss of the funds can’t be retrieved. You should ask the payer to seek the recipient’s consent to retrieve the money. If the recipient won’t return the money, you may have to take legal action.How do you recall/reverse :EFT Item Recall/Reverse-Scotia ConnectTo recall or reverse an item, the following minimum information is required:Select the Scotia Direct Service Agreement from the drop-down list.Select the Payment Type of the item to be recalled/reversed from the drop-down list.Enter the File Creation number of the outgoing file that contained the item.Enter the Destination Financial Institution Number of the item to be recalled/reversed.Enter the dollar amount of the item to be recalled/reversed.Once the above information is entered, press the Search button.Electronic Funds Transfer (EFT) Recalls and ReversalsYour EFT payments should not be sent to Scotiabank until you are certain all of the information is correct.In the event that you discover an error after the payment file has been sent, you may be able to initiate a ‘recall’ or ‘reversal’ of individual payment, a group of payments or the entire file of payments. The time period, within which recall or reversal can be initiated is governed by a combination of the payment(s) due date, the input lead-time you provided and the inter-financial institution EFT exchange times, as mandated by the Canadian Payments Association (CPA).· Each payment initiated for a given due date should be assigned a unique cross-reference number (the unique identifier used by you internally to identify your records) to simplify payment identification.· Initiate your request using the ScotiaConnect EFT Recall function. If the payment(s) has already been released for processing you may be offered the option of initiating a reversal or be informed that no further action can be takenRecallsRecall of a single payment, group of payments or an entire file of payments can only be initiated while the payment is still within the control of the EFT system. Once the system has released the payment(s) for posting to Scotiabank accounts or to other financial institutions the payment cannot be recalled. The time period, within which a recall can be initiated is governed by a combination of the payment(s) due date, the input lead-time provided and the Canadian Payments Association (CPA) mandated inter-financial institution EFT exchange times.ReversalsReversal of a single payment, group of payments or an entire file of payments can be initiated if the payment(s) cannot be recalled (has already been released for processing by the EFT system) and in accordance with CPA Rules, the reversal is initiated within three (3) days of the original payment(s) due date. There is no finality with a reversal transaction. You should have the authorization of the intended recipient prior to initiating a reversal transaction. The recipient of the original payment, which will have been posted to their account, may have already instructed their financial institution to return it, which will result in them also initiating return of your reversal item.· The results of your request to recall/reverse a payment(s) will usually be confirmed during the on-line ‘request’ session.· You can review the results of prior recall/reversal activity, using the ScotiaConnect Recall History function.The recall/reversal charge, in accordance with the fees outlined in the Scotia Direct Schedule of Rates, will be included on your monthly Scotia Direct Customer Billing Statement.The sooner you contact your bank after a mistaken transaction, the better your chance of recovering your money.Now as to the reasons why some banks have a problem with recalls- Standard Chartered Bank gives a small insight:Standard Chartered BankPayments InstructionsFrequently Asked QuestionsThe following are some frequently asked questions about payment instructions. If you have additional queries or would like more information about Standard Chartered’s capabilities, please contact your local Client Services RepresentativeQ1. What happens if the payment instruction has missing, unclear or incorrect information?A.If the inward or outward payment instruction has missing, unclear or incorrect information, Standard Chartered will seek clarification from you, the applicant, unless we believe the information can be corrected without referring to you. Standard Chartered will also advise you (the authorized operators of the account as specified in the account opening documents) if a new instruction is to be submitted. If the payment instruction is not in compliance with local/Standard Chartered Group policies, Standard Chartered will advise you to cancel the payment instruction. For inward payment instructions, funds will be returned to the remitter accordingly. In some cases, the instruction may be rejected and returned to you.Q2. Can I amend or cancel instructions after I have sent them to Standard Chartered?A.Once an instruction has been submitted to Standard Chartered, it cannot be amended. You will need to submit a written request signed by the authorized account signatories to cancel the original payment instruction. Standard Chartered cannot act on telephone, e-mail or verbal requests to cancel payment instructions.While Standard Chartered will try to act on your request to stop or cancel your payment applications, we cannot always do so as the payment instruction may have already been processed by the time we receive the cancellation instruction. To avoid duplication of payment instructions, please submit new instructions only after the cancellation of the previous instructions has been confirmed by the bank.Q3. Can Standard Chartered recall funds after the payment has been processed?A.Once payment has been processed, the funds have been remitted. Therefore, Standard Chartered can only contact the receiving bank to recall the payment instructions. The success of any such recall depends on a number of factors that are outside Standard Chartered’s control, such as exchange control restrictions in other countries, availability of funds in the beneficiary’s account, policies of the receiving bank, etc. There is also no specific timeframe within which funds that are recalled may be returned. In many cases, payments may be returned after several weeks. The receiving bank may also levy a charge for processing/returning the funds.Therefore, please ensure you double-check to confirm the payment details are accurate before sending the instruction to Standard Chartered.I hope that you find the above answer useful- thanks for your answer

I found this from a what’s app message , worth sharing:An Open letter to Arvind Kejriwal by CA Mehul Shahto explain the probable Logic behind issuing New 2000 Rupee Note instead of 1000 Rupee Note.Sir, I am a practising Chartered Accountant aged 28 in Surat and I was very hopeful that you would support the Notification for Demonetization of Currency and was very eager for your Reaction because your very entry into Politics was for supporting any small move to reduce Black money and Corruption and after all, this was indeed a very big and bold move….!But after going through the Video released yesterday, my expectations from AAP as a Commonmen were shattered once again because I believed that a person of such stature and designation as you would spread positivity all around without any ifs and buts to make this Mega Clean-up Drive possible and rather help the common men in mitigating the problems rather than nagging about the same and hence I would like to bring to your knowledge the following Points.Point 1As you have stated in your Video that it took full 2 days for you to understand the various aspects of the Scheme and even after consultation with various Experts , you could not basically understand the Logic of why 2000 Rupee Notes were released instead of 1000 Rupee Note, I would like to make an attempt to tender my best possible logic ( Please enlighten me if I am wrong somewhere) as follows:Sir, let us Simply take 2 Scenarios to understand the funda !Scenario A : If as per your suggestion , Rs. 2000 Note are not issued but only New Rs. 1000 Notes are issued.Lets say , for example Mr. X has Rs. 1,00,000/- black money in 100 Old Notes of Rs. 1000 each.Mr. X divides those Rs. 1,00,000/- into 10 Equal Bundles, each comprising of 10 Old Notes of Rs. 1000 each and puts each Stack on a Table.On Day 1 , in the morning Mr. X would deposit the first Bundle i.e. 10 Old Notes of Rs. 1000 valued at Rs. 10,000 into the bank and on same Day 1 in the Evening he would withdraw 10 New Notes of Rs. 1000 again valued at Rs. 10,000 and put it in the Locker in his house.Now the real Game starts.On Day 2 : Morning , Mr. X would deposit the second bundle of 10 Old Notes of Rs. 1000 valued at Rs. 10,000 kept on the Table. However in his books of accounts submitted to Income Tax Department, he will show that he has deposited the same 10 New Notes which was withdrawn on Day 1 : Evening ( which is actually still lying in the Locker of House )On Day 2 : Evening , Mr. X would again withdraw 10 New Notes of Rs. 1000 valued at Rs. 10,000/- and keep the same in Locker . So at the end of Day 2, Mr. X has Rs. 80,000 on Table in Old Notes and Rs. 20,000/- in New Notes in Locker.Now Day 3 will come in next week as limit of Rs. 20000 per week.The same exercise shall continue till Day 10 and by the end of Day 10, Mr. X shall have no Old Notes and Rs. 1,00,000 in 100 New 1000 Rupee Note in the Locker.However, to the Income Tax Department, Mr. X has shown that he was having only Rs. 10,000/- as black money initially ( i.e. one bundle of 10 Notes of Rs. 1000 ) and he has rotated the same Rs. 10,000/- by depositing it into Bank account in the morning and withdrawing it in the evening and again redepositing the same on next day and so on.Thus, Mr. X has paid tax only on initial Rs. 10,000 whereas he has managed to convert all his Black money of Rs. 1,00,000 into new Notes.This Modus operandi is called Peak theory i.e. theory of rotation of same money which is accepted by most of the High Courts and Tribunals. Revenue is also helpless to catch Mr. X because the above scenario can also occur in genuine cases where you withdraw money from bank to purchase something and then when you think that no good deal is available, you may again deposit the same money into your bank account and are not required to pay tax again.Scenario B : Watch what happens when PM issues New 2000 Rupee Note instead of 1000….!Mr. X deposits first bundle of 10 Old Notes lying on Table in the Bank on Day 1 : Morning and then he withdraws 5 New Notes of Rs. 2000 on Day 1: Evening and keeps it in locker.Now on Day 2 : Morning when he goes to deposit second bundle of 10 Old Notes of Rs. 1000 each and wrongly shows the Income Tax Department that he has redeposited the same money which was withdrawn on Day 1:Evening – Bingo !!!He is caught red handed !! because the Bank slip on Day 2 submitted to bank shows deposition of 10 Notes of Rs. 1000 each whereas the Govt knows that Mr. X could never have withdrawn on Day 1 any note of Rs. 1000 because they were never Printed !!!!Now Isn’t it really a Master Stroke by Mr. Narendra Modi, the beloved Prime Minister of our country ?!Sir, you have stated in the Video that if Someone gives you the logic of issuing New notes of Rs. 2000 instead of Rs. 1000, you will Salute the PM and support him in his endeavour. I hope this explanations finds you in good health and I am waiting for the support in full sense.Even if the above explanation is not completely true, we should rely on and respect the PM of our country who is elected through clear democratic majority.Further, the fact that when someone is holding the new Rs. 2000 Rupee Note , he is phychologicaly getting a sense of freshness that the country is in the growth phase. Messages are being circulated not to write anything on New Notes. Imagine if the Govternment would have never issued new higher denominations notes with inflation and growth we would still be dealing with Annas and Pavlis!!Sir, the above example also gives you an explanation as to why the withdrawal limit is kept so low because the above modus operandi can still be done with Rs. 500 note however, the incentive would be less because Mr. X cannot withdraw more than Rs. 10000/- in a day and even if he withdraws Rs. 10,000/-, there is every possibility that Banks shall give Mr. X, 2000 Rupee note. So Mr. X cannot follow the above modus operandi.And believe me Sir, each and every condition in the Notification is seen to take care of the problems likely to be faced by Citizens and at the same time making sure that such Sophisticated theories are not resorted to by Black money hoarders, but questioning everything in the name of Freedom of Expression may create Panic situations or bring out Loopholes and hamper the success of reforms.Point 2Sir, you have again criticised and stated in the Video that printing Rs. 2000 rupee note will help to increase Corruption because Stacking those Rs. 2000 Rupee Notes would require lesser Space as compared to Stacking Rs. 1000 Notes.In this regard, I would like to ask that Sir, have you come across any case where the “Babus” have not taken any bribe and done work honestly because they had a small Bag which could not be fitted with Rs 1000 Notes ?!Or have you come across any Businessman who has declared unaccounted money solely because there was no space to keep those Rs. 1000 Notes !!Point 3As stated in the Video by you, it is true that inspite of PM efforts, there shall be dubious commission agents and unaccounted Investment in gold through jewellers, but as far as I remember when the jewellers were on strike for 45 days when our PM levied excise duty on gold in month of April 2016, it was you who supported their strike. It shows that whenever some changes are suggested to regulate a particular Market, AAP opposes them and then now you nag that the Gold market is unregulated.Infact I believe that the PM had a full blue print for the development of our country right from Day 1 of his being elected if I recall my last 3 years as a Professional.Firstly they asked for all the bank account number in your Return of IncomeThen they linked your PAN with AadharThey linked all the subsidies, pension and other benefits directly to your bank account through Direct Benefit Transfer Scheme.Then they gave opportunity to all the common men to open an account with bank through Jan Dhan YojnaThey entered into revised treaty with most of the countries in which unaccounted money goes through HAWALA e.g. Mauritius and thus the route of Black Money coming from Mauritius which everyone knew is stopped.They passed few strict laws to overcome the evil of black money such as Benami Transaction Act and Foreign Black Money ActThey levied Excise duty on Gold.They also made TCS compulsory for Cash transactions above 2 lakhs.They withdrew lakhs of pending income tax and service tax litigations where Common men had won at Appeal level and Department had gone further.They also entered into information exchange agreement with such countries.Then they gave last opportunity to all black money hoarders through Income Declaration Scheme, 2016Now they have a Scheme for Dispute Resolution Panel again to reduce Litigation till December 2016.Now the masterstroke, that they have banned Rs. 500 & Rs. 1000 denominations.Not only the destination of this whole process is commendable but even the journey or the chronology of these events is interesting which explains the ultimate destination and who knows , may be the journey is still not over and the ultimate destination may still be the Swiss Account holders!!Point 4Further, you have stated in your Video that penalty would be levied at the rate of 200%. The said statement has created a panic and people have stated discounting their own hard earned cash.Being in Income tax Department in the past , you ought to know that as per the present Income Tax Act,1961 penalty is never levied on Cash deposits but on “concealed income”. Hence when the common men is depositing Cash in hand which is duly accounted or out of his past savings and even out of unaccounted current years income whose return is yet to be filed, there shall not be any penalty if there is no mismatch between returned income and assessed income. Even the Government Officials in their statement used the words “underreporting” or “mismatch”. To understand the definition of “underreporting”, Sir please refer Section 270A of the Income Tax Act or go through the following article:NO PENALTY ON HIGH DENOMINATIONS NOTES DEPOSITED INTO BANK IF SUCH AMOUNT IS DECLARED IN RETURN OF INCOME BY PAYING APPROPRIATE TAXInstead you could have encouraged the citizens to pay appropriate Tax.Point 5Nowhere in the Video have you stated anything relating to Fake currency or Counterfeit Notes because you know that the issue of Existing Fake Currency is solved foolproof.Which situation would be better ?Scenario A:A Labourer standing in queue to exchange Notes from bank for a Short term.Scenario B :A Labourer working hard whole day to get a Fake Note at the end of the day?!The issue of Terrorrist Funding is also tackled but you chose to remain silent on the same.You have stated that Modiji should have infused Rs 100 Note from before and it would have been you only to have said in this video that “Arre ATM se do din pehle se hi Sirf Rs. 100 ki Note bahar aa rahi thi toh sab ko pata tha , yek koi Secret nahi tha”ConclusionNow Sir, if I am to believe that you really don’t understand these simple concepts even after consulting with Experts for 2 days as already described by you, I am deeply saddened because the common men believe that you are an IITian and have spent considerable time in Income Tax Department also.Contrary to the same, If I am to believe that you already know the benefits of demonetization which I first learnt in Standard 8 when subject of economics was introduced to me and the concept of Peak Theory which is described by me above and which I learnt with my very limited experience while pursuing my profession of Chartered Accountancy , then I am more saddened and feel AAP Party as more dangerous because I believe that above any religion, politics or reservations in any caste or creed, it will always be education which shall uplift the common men and it is the common men who have elevated you to a position where you are looked by millions as their Idol and it is your duty to educate them and spread knowledge and not keep them in ignorance to preserve your vote bank.I am grateful to all my Teachers who have selflessly shared their knowledge and some fellow members of CA fraternity who are playing an active role in creating awareness and educating Commonmen about the positive consequences of Demonetization true to the Jewel crowned to the profession as “Partner in Nation Building” and I would therefore like to advise the citizens not to sell the notes at discounted prices or deposit the cash into bank accounts of other benami persons in fear of penalty. Further, do not claim any bogus expenses or bogus loss to gain more trouble. Do not manipulate accounts by creating bogus cash on hand. Be sporty and pay tax honestly to buy peace of building capital.Jai Hind.Regards,CA Mehul [email protected] : Sir, Please share the same explanation to Rahul Gandhiji too as lately you both share the same thoughts and statements and have same queries.Wait for a miraculous amount of tax collection this year !!