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Well in short a Probationary officer has to be The Jack of all Trades.At the start as a Probationary officer one has to handle the Saving Counter of the branch where he has to do perform following dutiesPass receipt and payment transaction done by the cashier/s which is the most simple task. Check the details on the slips like account number , amount and match it with the entry done by the cashier in the system in case of receipt. In case of widhrawal of payment check the signature and amount and pass.Learn the commands used in the software used by the respective bank for day to day transactions.Handle customers with their requests like issuing cheque book, ATM, FD,Demand Drafts etc. This can be tough as customers are not always easy to handle.Manage the clerks under you. You have to supervise each and every work of the clerks as you have the power to authorize any transaction done by them be it financial or non financial.You'll have to see to the clearing section also if you are in the main branch of an area.There are many other task on the Saving counter you'll be responsible for like inventory management, preparing daily reports, handling cash, handling branch keys etc etcNow comes the risky part or I can say the main job of a bank ADVANCES.This department will only be given to you if there is no other experienced officer available in the branch and rightly so as it requires some exposure and knowledge.If you are given advances section to handle you'll have following duties to perform.Sanction loans (with permission of the manager of course)Interview the customers seeking loan to determine if they are eligible and credible.Visit customers for inspection.Documentation of loan papers. The most critical part of loan sanctioning is the documentation. Their are hundreds of loan papers which are used for different loans. You'll have to memorize which papers are to be taken for any particular loan. Apart from this you'll have to take stamp papers accordingly and if not taken you'll be responsible.NPA recovery. The loans which have been sanctioned need constant monitoring so that they don't become non performing assets (NPA).Deep knowledge and experience is required to master this field.Apart from the above in probation you'll be transferred to several branches where you will be given different responsibility.

Investing is all about business cycles.No time is wrong or right to enter the market. It's only the right or wrong price. Consider this : You go to a super bazaar. You find that due to less seasonal demand the sweatshirt is trading only at half of it's original price. You need a sweatshirt on coming Winters. Is it a good time to buy or a good price to buy? I always stick to price since I am aware that businesses work on law of averages. Whatever less I am paying, they are going to overcharge the same from other sin winters!As a rule of thumb all stocks return to their long term mean prices. Hence anything below 20% of long term mean price, without any fundamental error (Like scam or sudden business policy change) is a good buy.You might have heard this saying that 5% of stock market traders consistently make 95% of money. Remember when someone sells the stock and anyone buys the stock, both think they are making a profit! And since 95% people consistently lose money, masses are usually wrong.Contrarian view is mostly correct but most difficult to master and apply.Apart from the right price to buy, the right time to buy is when everyone is selling and sell when everyone else is buying.This is more difficult than you imagine an donly 5% bravehearts can really do that! Again no risk no gain.Amount of money you are willing to put at stake is the same amount of money you can make. Again how many times your trade or investment will turn positive depends on your personal intuition. YEs I use the word intuition and not expertise. Markets are emotions in short term and facts in long term. Hence for traders strong intuition trumps all.There are no traders, short term investors or long term investors. There are only humans who feel money : Even though I invest money in the markets myself, I sometimes put my money in some professional money managers. They give average returns (15–25%) but are better emotionally adept in managing emotions. They have no emotional attachment to my money and hence usually stick to fundamentals.I do advice rookies or very busy people to try these portfolio management services but do not expect to get rich out of them. if they really knew how to make great money in the markets they might have made it for themselves. Remember only you can find the best groom for your daughter. Marriage brokers can only do an average job (which isn't bad if you know or intend to know nothing about markets).Share markets is a very complex system and you are competing with professional money managers, broking houses, hedge funds, high frequency trading algorithms and all sorts of people who are there for ages. Hence tread with caution. It requires at least two years of strict studies to learn to make any money in the markets.Share market is a jungle which seems very silent and harmless but there are merciless predators hiding under the bushes to kill you in a ziffy! People jump from towers in stock market crashes. You can lose all if you are not cautious with leveraged money and its management.3. One last rule : Today's markets are usually trading bets by huge algorithm driven hedge funds. They promise to the upwards of 15% return per month (Yes not a typo!). They usually have very HNI (High Networth individuals, usually millionaires and above) and hence have a lot of capital even to move markets direction or even manage media outlets. Hence Never Feel the emotional need to sell a good stock in a hurry.These Funds short the stock and hence price fluctuates. Always remember the return to the mean rule. When news will become neutral again your stock will return to it's mean again. Again if the markets rise too fast due to long positional short term trades, exit at 20% profits at most. banks give 6% per year. 20% in one month is again great enough. Greed and fear creates bankruptcies. Managed greed and fear create ultimate wealth.Final wordsI only suggest new players to do short term trades for next two years. Given the fact that this longest bull run in the history of stock markets and impending stock market collapse as well as economic collapse in next 2–3 years, it is to best to sit in 50% cash at least. You will get all those blue chips at 70% discount. Be the smart money for this once in the lifetime opportunity.Yes its coming, its huge and yes never let a good collapse go waste. Sound selfish but it is as it is.Update from comments about coming economic collapse for non believers.The derivatives are always on margin money and leverage of hedge funds today is of the order 1: 20.Research (Media will never tell you now but only when the ‘real time’ comes!!)Deutsche Bank Collapse Germany now.Research Italy Debt crisisChina Debt BubbleVenezuela, Zimbabwe, Vietnam, Argentina, Turkey, Iran, Brazil, Egypt, Cyprus, Pakistan (Latest) currency collapse. There are around 13 countries (sovereign nations) currently experiencing currency collapse. Turkey is world number 20 economy!India is not far. We are one of fragile five. Rupee to dollar was 43 in 2014. Now 74. Our rupee also devalued around 90%! Why we never knew? Because oil was $30 per barrel!!Few session back sensex plunged 1500 points in just 3 minutes!! It will happen in minutes now!! Not even days!World debt is 270 trillion dollars!! Who the world owes this all debt? Towards world bank, IMF and yes each other! One big nation goes,all go.Many big stores like subways, Toys R Us, etc. are closing.If media doesn’t tells doesn’t mean nothing happens.You will wake up one day only to find that an egg costs 10000/- and all your paper is worthless now!Research, be prepared yourself. First save yourself by this crisis of millenia an further benefit from it (Selfish but we can’t do anything else).Don’t panic. You still have at most two year smore. THis circus cannot run forever. Till Trump is there, US may ave itself. But for India…wake up Sid.Endnote : US will be last to go but US will also go.End Note 2 : India will go and will take whole Asia.Update 2 from comments :Who knew that at the peak of 21000 Sensex will drop 70% and come to 6000? No one!ResearchIndia’s total (NET) NPA is about 11%. At 5% NPA all banks are insolvent.India’s NPA is among worst five nations in the world. Italy is highest with 36% and is in deep financial downtrends.We are one of fragile five.Bull markets have no resistance and Bear Market s have no support. I am invested in the market but quickly lightening my positions. Now first time in 10 years in share market, I only trade for maximum 1 month and no long holdings. The longest bull market is coming to an end.Charts change as soon as positions change. Charts are like weather reports. They are very good when most of the things are fine. But when there is an earthquake, nothing holds.I am not calling for an share market collapse. In hyperinflationary scenario like Venezuela, share markets are at all time high. I Am calling for an total economic collapse as well as global currency reset.Right now enthusiasm of public and greed is at the highest level. Some days back my cab driver was advising me about trading and head and shoulder patterns!!On TV yesterday, a B grade actress was advising a person to invest 6 lakhs rupees in market which he got from death of his father (may be pension).This is the greed plus elusion phase.Real estate is at all time bear grip. Money has no where else to go but share market. Before great real estate market collapse we may see a dead cat bounce over there also. Right now we are in denial phase of real estate and bull trap is working there (Refer chart in the answer).I have done extensive research since 2014 about deep economic collapse. I have close to 10000+ hours of research to back my claim. I can explain for hours about what will happen and why it will happen.Watch documentaries about 1929 great depression. How before collapse stock market rose 50% in just one year prior to collapse?People sold jewellery and houses to invest in markets. Same is happening right now. I find great trading opportunity both on upsie as well as downside to earn great money.After collapse, we shall have once in a lifetime opportunity to buy stocks at 90% discount. Only the very brave can enter at that point of time.Average recovery time from a great collapse is merely 1.4 years.That’s how the wealth is transferred.Never let a good crisis go waste. It happens once every 20 years.Disclaimer : More research is solicited. Use Discretion in heeding my advice completely.Update 3 from commentsIts along research.See the documentary ‘Money Masters’.Learn how banks create money out of thin air and about credit creation theory.Research how many quarillion are in derivative market and how much leverage these funds use. Deutsche bank has 1:30 so hard Lehman Brothers!2008 crisis was crisis of banks going burst but as you can see now we have governments going bust!About India, research 1919 balance of payment crisis (Same which is happening in Pakistan now). Indian women deposited 60 metric ton of gold in london bullion exchange to get dollars needed for buying essential commodities.After note bandi 2500 listed companies went bankrupt! Heard about NCLAT. Ruchi Soya, Videocon, Bhushan Steel, Electro Steel, JP associates and countless other high profile companies are bankrupt.Essentially Note bandi has made our nation bankrupt. All bank NPA is doubled since these companies failed to generate enough revenue to sustain themselves. BJP is a popular government but with a very bad economical acumen.World renowned economist professor like Subramanian Swamy is eating dust and a lawyer is now finance minister of India. If a locomotive driver will drive airplane we will see road accidents!!For a collapse to happen we need only few HNI individuals to pull money very fast as it happened in 2008 when investors pulled 140 billion dollars out of Lehman Brothers and everything collapsed.Research this fragile system. The volatility is unnerving! Why investors pull money so soon if the confidence in economy is so high? Again short covering come sin a day. Money leaves the system and quickly returns. Both extreme greed (Since money has no other place to go) and extreme fear (Due to lack of confidence) are ruling the market now.Lat point : Why invest for ‘long Term’ if you can earn 10% return on both sides in a month!Final terrifying cover image from The Economist magazine from 1988. (Don’t you see currencies burning and prediction coming true. Only Trump is stopping the catastrophe to some extent.Rise of phoenixOn a lighter noteiPhoneX = PhoeniX.Be happy, Be Safe!!

Capitalist Masters of Leftist wants to Gain Power and loot Public taxes and resourcesLeftists are pawns of two cluts Socialist International and Liberal International formed in Oxford University. These CULTS are controlled by world wide Capitalist billionaires (George soros etc)These cults have many capitalist billionaire and millionaire families which run majority media houses all over world and their domination origins are proxies of British empire capitalism .Around 1900’s British enslaved Indian farmers by enforcing laws to farm indigo to fill pockets of capitalist British companies that control indigo trade in global economy.In same way if British proxies took power control in india under leftists then govt makes laws and economic policies which fill these capitalist pockets including Indian capitalistsleftists along with congress , UPA regime Made 350 Billion dollars debt burden on Indians and transacted this money into pockets of capitalist companies under govt policiesBetween 2004 to 2014, India was ruled by leftists (communists and congress)2004 to 2014 , India external debt was increased from 2004 to 2014 by 350 Billion dollars which was taken by RBI from foreign banks.This huge amount was spent on capitalist schemes under govt burden to benefit those cult capitalists causing Indians to burden 350 billion dollarsUnder Leftists regime around 142 Billion dollars was recorded under scams, NPA and foreign oil debt bonds . This amount was also pocketed by millionaire and billionaire companies using govt tenders and foreign trade . Nirav modi, vijay malya etc are tip of iceberg in NPA scam .NPA, India external debt was made by RBI governors , who don’t spell truth because they get huge funds including PR dialogue sheet to divert people attention.Raghuram Rajan signed more than 50 Billion dollars loans recorded in external debt and many NPA loans but never give list of capitalists to public but he blamed on BJP by stating he gave list to PMO office because these capitalists control majority part of Indian economy and under global capitalist influence , BJP can’t speak up.After leftists UPA tenture, India richest person earned from 6.5 Billions to 23.5 billion dollars and around 50 percent Indians population don’t have toilets in their homes.After UPA regime ,1.3 Billion Indians have to pay 492 billion dollars debt of capitalists .Indian leftists are pawns of capitalists and they speak against capitalists but they are the actual foot soldiers of capitalists