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The goodI'm surrounded by a pretty rare mix of faculty that are internationally respected.My (stipend - living cost) is pretty high. CMU grad students all live off campus, but there's a lot of nice, cheap housing within Shadyside, Squirrel Hill etc. I eat out almost every day because restaurants are very reasonable around here too.My fellow Ph.D. classmates are really smart and inspiring.People are almost always nice. I haven't met a single graduate student with a big ego. People at CMU seem to be very down to earth, there's no elitist atmosphere that I've experienced.The badSocial atmosphere.On some level, graduate students are always less sociable than undergraduates - many are older with families, many are too busy etc. However CMU is particularly bad in my opinion - graduate students stick to their own department and almost rarely mix. There are approximately 2 grad social events per semester, none of them are geared to people making acquaintances outside of their department (skiing for example).There is a distinct lack of university-wide societies that don't require a specialist skill, particular religious practice, racial profile, or high commitment. As far as I've found; explorers society, japanese cooking club, and some campaign societies (IJM etc. ) are your best bet. Undergraduates appear to largely socialize through their dorms or fraternities.Furthermore, CMU is incredibly multicultural - which is usually a good thing. In my year, the top three nationalities are Chinese, Indian & American in decreasing order. Home students make up less than 1/3 of the year. I find a lot of the larger international student groups can be insular, and the integration within graduate students at CMU is quite poor. As a result, the general social scene further suffers - however I imagine this is vastly different amongst different departments. Note: I'm not blasting international students as a whole - I am one after all.It's worth noting that this becomes immaterial once you form a solid group of friends.WorkA lot of Ph.D. students work too hard.The modal work schedule for me is, 9am-10pm Mon-Fri and then 1pm-9pm Sat, 1pm-7pm Sund. Just a scratch under 80 hours. I can't pursue many curricular activities.

Depression is very, very common among all graduate students. I know this from personal experience; unfortunately, I haven’t been able to find a study that does a perfect job of answering this question. That said, I can offer the 2015 report from Berkeley (Graduate Student Happiness & Well-Being Report), and a survey of 3659 graduate students in Flanders, Belgium (Work organization and mental health problems in PhD students).There are many reasons why depression is so common. Off the top of my head:Impostor syndrome: For many PhD students, they were great students in their undergraduate institutions, possibly even among the best of their class. This has the unfortunate effect that when they are suddenly in an environment of their peers in graduate school, they feel under-prepared, possibly even like frauds. It’s a disturbingly common issue, and seems to have absolutely no relation to how good of a mathematician you actually are—I know people who are the leaders of their field and still admit that they occasionally feel the pull of impostor syndrome.Change in work environment: While the difference between undergraduate and graduate mathematics is not as great as the difference between undergraduate and high school mathematics, there is still an adjustment that needs to be made. You are now no longer working on problems that people know have a solution, and you are not being presented with even vague hints of the tools needed to obtain a proof. This is an adjustment, and it mostly definitely isn’t for everyone. Many people discover that they really cannot stand doing math research. But, coupled with the impostor syndrome mentioned above, this can contribute to a sense that you know nothing and are only able to prove things that would be trivial to anyone actually competent. (This can be an especially tempting position if you have been studying a problem for years and are no longer able to appreciate how much you have actually learned about it because it now feels basic to you.)Anxiety about career opportunities: This is, I suspect, less of an issue for mathematics PhD students than it is for, say, humanities students, but for any PhD student there is the lingering specter of future employment. Everyone knows that jobs in academia are quite limited, especially if you are not willing on settling for a job that pays a pittance. On the other hand, that is precisely what a PhD is primarily designed to prepare you for. If you fall into the trap of impostor syndrome, this added pressure can push your depression further by making you question whether you are witnessing the death of your career in slow motion.Odd work habits: Odd sleep schedules are very common among PhD students. Skipping exercise is very common. Spending too much time in your own head thinking about problems instead of talking with other people is very common. All of these things are preventable, of course, but it quite easy to slide into these bad habits (especially if you are already stressed and feel like you need to do this to increase your productivity—unfortunately, it almost always has the reverse effect). By themselves, none of this will cause depression, but it will certainly amplify any existing anxiety.Finances: This varies pretty widely between different schools, departments, and graduate students, but anxiety stemming from financial issues is also commonplace. This might take on various forms—it might be as simple as having a limited budget due to your department paying you a very low stipend, or it might be something more complicated, such as having issues getting decent medical or dental insurance. While many people start to have some form of financial independence in college, they often take on far more such responsibilities in graduate school.

Yes. AIIMS and postgraduate students in any hospital in India have to pay taxes as per the existing tax laws in India. You don't get any exemption because you are being paid a stipend.A stipend is a salary paid to you by the hospital for the work you are doing. The tax is deducted at source (TDS) and then only is your salary credited to your account.You will have to file your income tax return like any other individual and if you are working at AIIMS, every year you will have to visit the AIIMS accounts section to get your form 16.The other two answers provided to this question, telling that AIIMS PG doctors need not pay income tax is unfortunately inaccurate.