Ing Vysya Bank Online Account Opening: Fill & Download for Free

Size wise Kotak Mahindra is much larger then Yes bank (including the recent takeover of ING Vysya bank). It will become the 4th largest private bank with good presence across the country.Both banks have comparatively lower ATM penetration and hence currently not charging for more then 5 transactions from own or 3rd party ATMs (Would suggest to confirm it)Since both banks have lower deposit base of Current and Saving accounts, they will pay more interest for Saving accounts.Net banking features are very important now a days. I normally like to book/redeem FD's, transfer funds (NEFT/RTGS/IMPS), invest in shares, buy mutual funds and add billers online. Check if they provide all of them in a stable platform. A lot of Indian banks have net banking but it is a pain to use them. e.g. frequent logouts, account lockouts, etc etc.Check how many perks they will give for exclusively tying up for employee accounts. e.g. Zero balance accounts for employees and lower interest rates for any loans taken by your company.Also check if they charge for the 3rd party transfers. e.g. NEFT is free for HDFC and IMPS is free for Citi. But ICICI charges for NEFT.For corporate banking for your own firm - check how they allow controls for company fund transactions (it would be foolish to have only one person authorize/access all transactions for entire company).You will also need a dedicated person from the bank to be either located or coming to your office on a regular basis to open employee accounts or address any grievances.Try to get an ATM installed at your office also.Yes bank has traditionally focused on business from SME's but now gradually growing towards retail banking also.Also for your employees sake check which of them have good presence in home loans market.

BUNCH OF FRAUDS online customer service number ool.. 90652/01795′I am one of the unfortunate customers who got moved to Kotak Mahindra through the dreadful ING Vysya acquisition. Until then my life was peaceful. From the time the merger was finally completed this year, I have been facing several issues.It started in the month of May when one of my refund through Paypal took more than a month!! Every time I called up the customer care, they gave me different timelines, some said it’ll take 7 days, then it became 14 and then 21 days!! I remember one customer support person telling me “Madam, now you’re governed by Kotak policies and not ING!” Can you believe this. I then took to Twitter and after 2 weeks I finally got the refund credited to my account. This was after unlimited calls and many message exchanges.Last month I was in urgent need to money so my friend transferred money to my account. This would just take 5 minutes in the past. Now, it has been 15 days and I have been calling them, emailing them (even marked their CEO) and twitted. I still haven’t received the money. To top it all, my salary also bounced back because these bunk of swindlers changed the IFSC code without any intimation. I finally received it yesterday but till date haven’t received the money transfer. All I hear them say is that they are checking and that I should have patience! Like really! I am beyond mad now. Have decided to go to the bank tomorrow and will not leave until they credit the money to my account as it is not a small amount that I can let go. I really would have if this wasn’t the case.Can’t wait to close my account. I fail to understand, how a bank so unprofessional is still surviving and they have the audacity to acquire other banks and kill them completely.Wish me luck folks that they don’t create any issues for closure and that I get the money soon. *Fingers crossed*