Business Licence Application Home Occupation: Fill & Download for Free

SBI offers Balance Transfer of home loan that enables a customer to transfer home loan from Scheduled Commercial Banks (SCBs), Private and Foreign Banks, Housing Finance Companies (HFCs) registered with National Housing Bank (NHB) and Borrower’s employers if they are Central/State Govt or their undertakings or Public Sector Undertaking subject to condition that the borrower should satisfy the eligibility criteria for availing Home Loan as per the Bank's instruction and has serviced interest and/or instalment of the existing loan regularly, as per the original terms of sanction.Documents Required:List of papers/ documents applicable to all applicants:· Employer Identity Card· Loan Application: Completed Loan Application form duly filled with 3 Passport size photographs· Proof of Identity (Any one): PAN/ Passport/ Driver’s License/ Voter ID card· Proof of Residence/ Address (Any one): Recent copy of Telephone Bill/ Electricity Bill/Water Bill/Piped Gas Bill or copy of Passport/ Driving License/Aadhar CardProperty Papers:· NOC from Society/Builder· Registered agreement for sale· Occupancy Certificate· Share Certificate(only for Maharastra), Maintenance Bill, Electricity Bill, property tax receipt· Chain of all old Agreements for saleAccount Statement:· Last 6 months Bank Account Statements for all Bank Accounts held by the applicant/s· Income Proof for Salaried Applicant/ Co-applicant/ Guarantor:· Salary Slip or Salary Certificate of last 3 months· Copy of Form 16 for last 2 years or copy of IT Returns for last 2 financial years, acknowledged by IT Dept.Income Proof for Non-Salaried Applicant/ Co-applicant/ Guarantor:· Business address proof· IT returns for last 3 years· Balance Sheet & Profit & loss A/c for last 3 years· Business Licence Details(or equivalent)· TDS Certificate (Form 16A, if applicable)· Certificate of qualification (for C.A./ Doctor and other professionals)Documents from the other Bank:· List of original documents held at Bank· Loan a/c statement for the past one year· Sanction Letter· Interim Period SecurityInterest Rates and Fees :Processing Fee*· 0.35% of the loan amount.· Minimum: Rs. 2,000/-· Maximum: Rs. 10,000/-· Processing Fee waived till 31st March 2018 *Plus applicable taxesPre-sanction**· Advocate's fee for property search and title investigation report.· Valuer's fee for valuation report.Post-sanction**· Stamp duty payable for Loan agreement & mortgage.· Property insurance premium.· CERSAI Registration Fee of Rs 50 + GST up to Rs 5 Lakh limit; and Rs 100 + GST for limits above Rs 5 Lakh.To apply online visit link https://onlineapply.sbi.co.in/personal-banking/home-loan?se=SBI-Microsite&cp=Homeloan&Ag=SBI-Microsite

Not all of these licenses and permits will be required for your business; you will need to do further research into which are applicable to your particular business.General business license. Businesses generally require a general business license in order to operate a business in the city or county in which they are located."Doing business as" license or permit. If you'll be running your business under a fictitious business name (also known as a DBA name), your state may require you to register your business name.Federal and state tax identification number. Most businesses will have to apply for a federal EIN, or employer identification number, also known as a tax identification number. Your state or local government might also require you to obtain a state tax identification number as well.Sales tax permit. If your business sells goods, whether online or offline, and your state requires you to collect sales tax, you may be required to obtain a business permit usually known as a sales tax permit or a seller's permit.Zoning permit. Local zoning regulations may regulate where certain types of businesses can and cannot operate. These regulations apply not just to businesses such as manufacturers and restaurants; they can also have an impact on the home business owner. You may have to apply for a variance or a conditional-use permit if the area in which you wish to operate your business is not zoned for your type of business.Home occupation permit. A home occupation permit applies to home-based businesses. If you plan on operating your business from within your home, check with your city or county to see if a home occupation permit will be required.Professional/occupational licenses. Specific types of businesses or businesses in particular industries may require special professional or occupational licenses; the types of businesses or industries will vary from state to state. For example, certain states may require child care businesses to obtain a special license. Professions such as lawyers and accountants are also often regulated and may require special professional licenses.Health permits. Certain businesses such as those which involve the preparation and handling of food may require health permits.Fire department permits. Businesses which use flammable materials, are open to the public or involve a number of people assembling in one location may require a permit or an inspection by your local fire department.Environmental permits. Many state and local governments require certain businesses to obtain special pollution control permits. For example, if in the course of your business you'll be engaged in an activity which results in the discharge of an environmental contaminant into the air or the water, you may have to obtain a special permit.Sign permit. Some local authorities have regulations which require that businesses obtain a permit before putting up a sign. The regulations may also stipulate certain requirements such as the size of the sign and where the sign may be located.Building or construction permit. If you will be making any changes, particularly structural changes, to the place in which you will be operating your business, you may need a building or construction permit from your local authorities.Special state licenses. Many states require certain businesses, such as restaurants and establishments which serve alcohol, to obtain special licenses; in many cases these licenses serve to show that the business in question has met specific state-regulated standards.Special federal licenses and permits. A federal license or permit may be required if your business is involved in an activity which is regulated by a federal agency. Examples include the sale or manufacture of alcohol or firearms, commercial fishing and wildlife-related activities such as the import or export of wildlife. Here is a brief list of business activities which may require such federal licenses and permits.This checklist is not exhaustive, and you will need to do the proper research on the licenses and permits which apply to your business. The US Small Business Administration's is a good place to start your research; you will find links there to the various state business licence office websites, which should set out the state's license and permit requirements and provide you with information on how to get a business license.Source: Legal Zoom.

In the UK your estate agent or solicitor will advise you on what you will need to produce, particularly for safety. I am not an expert but have heard of the following being included for the houses mentioned - some may be related to safety but will need to be checked,Sale of owner-occupied residence:perhaps not safety-oriented but energy performance certificate (EPC) Buying or selling your homeplanning permissions for extensions and other workscontractor’s self-issued building regulations certificates for any extensionsif the home is partly business, any relevant business permits etc which may be transferable to the new owner - safety aspects may be included. (Please see Licences and licence applications )Sale of let dwellingsenergy performance certificatecertificate for safety of gas boiler and other appliances - supplied by a qualified gas engineerplanning permissions for extensions and other workscontractor’s self-issued building regulations certificates for any extensionslocal authority permit concerning houses in multiple occupation (HMO).Although I have not heard of certificates etc, you may have one or more warranties , guaranties etc, for the likes of a) radon gas treatment, b) asbestos removal, c) pest infections, d) Japanese knotweed removal and treatment, e) decontamination from pollutants f) structural works for subsidence, landslip etc.