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The Top 10 Colleges for an Accounting degree in 2017 – USAThe top 10 colleges for an accounting degreeAccounting is a huge field, and more than approximately 1.4 million accountants as well as auditors are employed currently in U.S. Company. Few accountants manage the books for private, semi-private and governmental organizations. Some others help the clients on a personal basis, mainly during January-April tax-filing period.Students are expected to complete their bachelor’s degree in accounting, or else a degree in finance or business with major in accounting. They should also meet the CPA requirements of their state that would help them enter the accountant job position in the best companies directly. With free homework help chat, the students can decide to select the best accountant colleges in the US to acquire further studies!These are the top 10 colleges for an accounting in 20171# Liberty University: Situated in Lynchburg, Virginia, the well-known Liberty University offers online accounting degree for 4 years, full-time or part-time. Application deadline is rolling. Applicants must require a minimum GPA of 2.0, present transcripts and finish application forms that will be further considered. A bachelors’ of science degree with 120-credit (15-credit/semester) in accounting will help the students for building careers in public, private or non-profit sectors. They can even pursue Masters Degree in business administration after wrapping graduation.2# Indiana Wesleyan University: Applicants can complete their bachelor’s of science in accounting via online or at this University’s Indiana, Ohio, and Kentucky campuses. Program pre-requisites cover completing IWU courses ACC 201 and ACC 202 successfully or transfer in the corresponding with ‘C’ grade or higher. Program length is 18-20 months, and credit requirement is 120-credit hours, with rolling application deadline. IWU affords online starting dates, every few weeks, all through the year. Even the distance learns can anytime start their studies with the schedule that fits them right.3# Thomas Edison State University: Situated in Trenton, New Jersey, this University offers bachelor’s of science in business administration, major in accounting to the adult students who aim to be professionals in an accounting career. Known to be one of the excellent online accounting degrees in the United States, TESU makes the students ready for MBA and CPA certification. The format style is online with 120 credit requirements. Program start date and the application deadline is rolling.4# Old Dominion University: Old Dominion University presents its students’ bachelors of science in business administration- accounting with 120-credit requirements, in synchronous and asynchronous formats. These formats afford a good flexibility to distance learners. It is an online format and program start dates cover fall, spring, and summer. Application deadline for transfer students is 1stAugust for fall, 1stOctober for spring, and 15thMarch for summer. The students studying this program can pursue a higher career in financial planning, international accounting, auditing, certified public accounting, etc.5# Western Governors University: Headquartered in Salt Lake City, Utah, this university provides online accounting degree ‘bachelors of science in accounting’ with asynchronous instruction style. This program sets the students to practice entry-level career, master’s degree in accounting, and CPA examinations. It is a full-time program with 121 competency units (12 CUs/term) that are WGU’s credit versions. The starting date of this program is the beginning of each month and rolling application deadline. The program length is 2-5 years.6# University of Massachusetts-Amherst: Umass Amherst is considered as a superb online college for accounting. The students need to complete a bachelor of business administration in accounting that has 120-credit requirements. The program starting date is fall or spring. These students with algebra homework help are prepared for various accounting practices and can have a career as an accountant, treasurer, controller, auditor, and much more. Application deadline is 15th April and 1st October for spring.7# University of Memphis: Students can do their bachelors in accounting online or at Memphis campus. They should earn 120 credits and continue a minimum C grade all through this program so as to graduate. The program involves 41 credits of general education, 42 credits in business classes, 30 credits in accounting major, and also 7 credits of electives. The courses added here cover organizational management, marketing, fundamentals of accounting and marketing. Before going for this program, the students have gained a minimum of 45-credit hours and also finished prerequisite courses with C grade or B or A grade. The program offers full time and part time.8# Keiser University-Ft Lauderdale: Headquartered in Fort Lauderdale, Florida, Keiser University provided bachelors of arts in accounting for its students on campus and online too. This program focuses on accounting practices, industry standard software, and business skills, and trains the students for a great career in accounting. Prerequisites for this program include macro economics, microeconomics, and statistics. Credit requirements are 120 and program starting date is monthly. With part-time and full-time program options, the curriculum guides the students how to expand the research work as well as communication skills essential to publish in the accounting industry and how they can further blend business principles to real accounting circumstances.9# Regis University: One of the best institutions in the United States, Regis University offers the applicants bachelors’ of science in accounting. With Algebra homework help, the students can execute full-time or part-time course that needs 120 to 128 credits (covering 45 credits of core needs, 33 credits of foundational courses, 26 credits of elective classes, and 24 credits of major courses). This program too highlights on modern technology and practices which specialized accountants utilize daily. Program starting dates include fall, spring, and summer semester.10# Touro University Worldwide: This University provides online program ‘bachelors of science in business administration’ designed online to complete 120-credit including 45 credits of education classes, 39 credits of vital business needs, 24 credits of electives, and 12 attentive credits. Program length is 3 to 7 years with part-time and full-time options. The students can select to do specialization with any one focus- accounting, human resources, entrepreneurship, project management, marketing, or security EDM. The program length extends to 3 to 7 years. Students picking full-time finish this program in four years, whereas part-time students complete it in seven years. Well, now you can select one of the best accountant colleges in the United States of your choice and become the expert accountant!Original Source:http://blog.tutorpace.com/top-10-colleges-for-accounting-usa/

I think I would put it this way, for MIT (I’m sure Stanford is very similar):In terms of admits, MIT students are extremely good students (97% of admits come from the top 10% of their public high schools and 100% in the top quartile[1]) also evidenced by extremely good SAT scores (bottom 25th percentile of admits = 730 EBRW and 770 Math[2]). They also challenged themselves in high school with tough courseloads and still did excellently in STEM and in humanities.[3] Every applicant that I’ve interviewed has self-studied something. They were driven. They took initiative. Let me mention again, they love the challenge, even the toughest classes.[4]Moreover, they were passionate and dedicated in their extracurriculars. These extracurriculars are extremely varied, ranging from cheerleading to athletics to robotics competitions to drama to musicals to musical instruments. They were world class at something.[5] Accepted students were a great fit for MIT as especially evidenced in their recommendations.[6] Meaning, they fit MIT’s mission[7] and values and culture. Not only are they excellent students as above, they are excellent people.[8]Accepted students tend to be very advanced in terms of STEM (namely Math+Calculus). For instance, from this 2007 article[9] in the student newspaper (which is the last I’ve seen), 51%-53% (Classes of 2010, 2011) got credit for Single-Variable Calculus. MIT also has its own Advanced Standing Examinations — if a student believes that he or she has mastered the material for any subject, he or she may write an ASE for that subject and many have passed these ASE’s.[10] So many freshman at MIT start at a higher level as compared to people in state universities. MIT’s system also allows for students to start at their natural point.Being a nerd, I would also talk about the distribution, especially on the upper tail. MIT has many of the top students in STEM, whether we’re talking about the number of Intel/ISEF finalists or whether we’re talking about the International Science Olympiads. (Yes, it is known by students and administration that MIT has the most number of ISO alumni/participants and medalists.) This is also very humbling. There are students who are going to be way better at any particular subject than I am (and I need to learn from them).MIT is extremely industrious, resourceful, and collaborative[11] and (I would probably contend second to Caltech) a very meritocratic environment. In the name of STEM and also educating to solve some of the world’s toughest challenges, we tend to look past nationalities, race, country of origin, citizenship, gender, religious affiliation, etc. — this is truly special.In this environment, not only do a lot of students start at a higher point, they also go faster. All of Single-Variable Calculus at MIT (18.01) is taught in a 14–15 week semester. The equivalent taught at state universities like Ohio State and Toledo and even good Canadian schools like UBC takes one year/two semesters. Similarly, Multi-Variable Calculus is taught in a 14–15 week semester. A lot of state university third year subjects are second year subjects at MIT.[12] As I have said before, “[MIT starts] with higher caliber students. They are very strong in math and sciences. They go through a more rigorous program (faster paced, advancing more quickly, more materials covered).”It was appealing to me, for instance: I was verbally offered full+ scholarships at UBC (“President’s Entrance Scholarship,” now replaced by the Major Entrance Scholarship). However, MIT’s programs were faster-paced and I would have done 6-years (Bachelor’s, Master’s) at UBC in four years at MIT (Bachelor’s, which includes at least one major research project and thesis). Yes, one should read into this that it is also more work (MIT does not award honorary degrees).[13]The professors, lecturers, and graduate students (the last group do a lot of the recitations) are also very important. The faculty contain a ton of industry leaders. Graduate students: well, let me mention this as an anecdotal story. I was trying to do the insane thing and double-major in 6–1 and 16. For 6.003, I totally credit my T.A. for being amazing: Zia would go to the exams and finals for the last five years and mine every applicable question for that week. He would organize them in order of ascending difficulty and time. We would spend one hour a week (“tutorial”) and start every question and talk it through. This was fantastic prep. I was doing pretty well in 6.003 and we were warned about the tough final. It was tough. When the grades were posted, I learned I had scored 69%. I was bummed. I saw Zia and he knew my grade and said to me, “69%! That’s actually fantastic! Notice there are only 3 higher grades out of a total of 6x 25–30 person sections. The class average was 46% and the head T.A. (i.e., the guy who should know the materials the best) took just over 5 hours to complete the entire test, and we only gave you 3 hours.” I walked away with an A.What’s Zia doing now? He’s the Chief Innovation Officer for MetLife Asia and leads LumenLab.[14]Footnotes:[1] = MIT Office of the Provost, Institutional Research[2] = Admissions Statistics | MIT Admissions, which also means it is the top 1% of a Nationally Representative Sample as well as of SAT test takers[3] = What To Do In High School | MIT Admissions, Enrichment Opportunities | MIT Admissions, Advanced Classes & Credit | MIT Admissions, Summer Programs | MIT Admissions[4] = What Though the Odds | MIT Admissions.[5] = Marilee Jones's answer to How can I get admitted to MIT?[6] = The Match Between You And MIT | MIT Admissions[7] = MIT - About[8] = Stu Schmill endorses report on consideration of character in college admissions[9] = AP Credit Received by Freshman Class * MIT now requires a 5 on the AP Calculus BC examination as per Advanced Placement[10] = Diptarka Hait's answer to Why is MIT so stingy with awarding AP credits? The only classes you can earn Advanced Placement credit for are 18.01 and 8.01 by earning a 5 on AP Calculus BC and 5's on both parts of AP Physics C respectively., Frosh Advanced Standing Statistics: Few Changes (October 2009), ASE pass rates up for most GIRs, especially biology (October 2014), More students pass chem & bio ASEs this year (October 2015)[11] = What Though the Odds | MIT Admissions. Note “To put it bluntly, I studied harder for that test than I ever had in my life. I used every resource I had or could find on the Web. I took previous semesters' exams, I worked through problems I had missed on old problem sets and tests, I read and re-read the book. When exam day came, I sat down to take the test knowing I had prepared as best I could. For the next three hours - yes, final exams at MIT are three hours long! - I worked as quickly, almost feverishly, as I could to get down as much 8.012 knowledge as I knew. The final was...difficult, to say the least. But strangely enough, during the exam, something...rather extraordinary happened. For the first time all semester, I actually felt like a physicist. I was making connections that I had never before thought possible, solving problems in ways I wouldn't have believed I was capable. Ultimately, this story has a happy ending. I survived 8.012. I still have that Add/Drop Form I mentioned, and I plan on keeping it until the day I graduate...a memento, of sorts. Due to the Pass/No Record policy for first-semester freshmen, I won't know by what margin I passed until I return to MIT, at which point my advisor will personally reveal my secret grade. Whatever my final grade, though, my official transcript will always bear the simple, modest letter "P." And that's good enough for me.Ultimately, though, this entry isn't just about me. It's about all of us freshmen here at the Institute: my comrades, my peers, my friends, who struggled with me and alongside me - not just in 8.012, but in all the classes MIT has to offer. I also want to take this opportunity to thank Caroline, Laurie, Stunes, Michael, Mark, Jenny, Jedediah, Itaru, Maddie, Rob, Beebe, Bob, Tanya, Josiah, Clara, and all the others who helped me along the way. Even if you never read this, I want you to know that you guys are my heroes - the real heroes of 8.012. Without you, I know I would never have passed.”[12] = Chris Lee's answer to Why is an engineering program at the University of Toledo less rigorous than the same program at Stanford or MIT?[13] = No honorary degrees is an MIT tradition going back to ... Thomas Jefferson[14] = Zia Zaman |, 'Innovation in the life insurance industry,' Zia Zaman, Chief Innovation Officer, MetLife Asia | FST Media

This may be one of the biggest social problems that is quietly evolving in an American background of physician secrecy, burnout and stress. Today, I work with young physicians, residents and medical students to teach them basic financial literacy, proper income protection and offer life-coaching for the physicians I have as clients. If they were to become disabled, I offer advocacy through that process, so the doctor does not have to be alone… and trust me, as a disabled physician in America, you feel very alone. I was a trauma and cardiac anesthesiologist until 2010. As a disabled doctor who has also attended law school and business school my life has been very interesting educationally and full of many of the greatest instants a medical career has to offer, as well as some of the career’s worst moments.Physician suicide is at an all-time high currently. More than one doctor per day is choosing suicide and physicians are the #1 professional to both attempt and succeed at suicide. Physician early retirement is a growing phenomenon due to stress, burnout and a horrid sense of hopelessness on the part of our physicians towards their careers.In 2018 the number of medical students choosing “any surgical specialty” has fallen 50% since just 2010. That will create a debacle for our society 10-15 years from now… the coming shortage of talented surgical technicians will make the 2001-2005 shortage of anesthesiologists look like it was a just a cloudy day for hospital staffers to deal with and overcome. Physician Assistants and Nurse Practitioners will not be able to fill the surgical needs of America in that timeframe. Something will give, or something will break.Physicians first feel the stress of near inhuman perfection in medical school where the pressure to perform and outperform colleagues begins with exams, then the first steps of Boards and finally with The Match each and every March. In 2018 over 1,000 medical students went unmatched into the fields of their choice and had to compete for unmatched transitional Intern years (think grunt for a hospital) and the number of individuals on their 3rd year consecutive unmatched year has reached a new record in the USA. Why? Residency program accreditation to increase slots takes longer than expanding the number of medical students in the overall system. There exists the widest gap between the number of graduating medical students and number of available training positions even in the United States.The problem is not just big, it is small and personal. Dr. Robert Chu wrote a letter to both national medical officials and government leaders explaining the flawed system of the Match that undercut his career before it even started. Dr. Robert Chu went unmatched to residency. He committed suicide. That’s a loss for tens of thousands of his would-have-been patients. That was before training even began, some doctor’s suicide notes reveal a fear of harming a patient so much from extreme sleep deprivation or other despondent work-environment issues. Instead, utterly hopeless, they choose to kill themselves.Why do they regret their careers?Because they were lied to, that’s why. The entrepreneurial spirit of the American Doctor has been subverted by the 21st Century efficient ‘business’ of medicine. Factory-work medical assembly kills doctors’ dreams first and then their bodies and finally, their souls. In a last act of self-punishment, they die by their own learned hand. Highly intelligent, compassionate and expertly educated individuals cannot properly care for suffering people in 7.5 minutes in order to stay on-track for the business inventory- flow numbers that day. With milestones competitive in the business-practice of medicine; “inefficiency” or “low productivity” labels sometimes push doctors to continuously ‘feel’ like a failure in their own practices. Government mandates create soul-crushing environments for brilliant talented doctors with increasing pressure from insurance companies beating the doctor’s reimbursement into submission along the way. All they really want to do is take care of people!Many suicide letters and notes form doctors point to working conditions with simply inhuman expectations. One big universal complaint is the paperwork/electronic record time to patient time ratio that has, by some measures, completely ruined the practice of medical care from the physician’s perspective. And ‘physician suicide’ as an issue is not just an American problem or a gender problem. Male doctors shoot themselves, female doctors’ overdose, New York docs jump and docs in India and China hang themselves by ceiling fans. Educated in how the body works for over a decade credentials doctors to have a suicidal proficiency seldom seen in any other group of individuals.I did not escape this phenomenon, myself. After my disability, it took six years for me to hit bottom. I was treated for suicidal ideation after learning I could not, no matter how hard I tried, no matter what legal methods I utilized… I simply could not learn how my group disability policy worked. I had to live knowing any ‘mistakes’ I made in returning to gainful employment would or could devastate my family’s finances. That just ‘killed’ me.Point in fact, male anesthesiologists are the highest number of physician suicides in America… and I was a male anesthesiologist. There was a study of ‘suicide attempts’ looking specifically at male anesthesiologists and the time it took between them deciding to try to kill themselves and their initiation of the suicide attempt… the answer was just minutes. They are found in their call rooms, in the operating rooms or they jump from the hospital parking lots… they have been found dead from overdose in their hospital chapels. They are showing those left behind where they were injured, hurt and let down.The secrecy surrounding physician suicide often leads to more doctors to think about or choose suicide as a method out of the mess of modern medical practice. We, physicians, are taught in medical school and residency to bury our emotional responses in order to be better diagnosticians and more efficient practitioners. We mask our emotions even to ourselves and so you get outwardly happy and content doctors returning from vacations killing themselves their next clinical day.The divorce rate is higher among doctors than the normal population. Child custody and care battles for more than a decade can erupt into nasty financial bouts between two emotional and psychologically injured people both using a physician’s income to sustain old wounds that won’t heal. No one enters medicine or a medical marriage thinking ‘I’m going to have to fight this highly educated, highly intelligent person for years over the kids.’ Infidelity is a known issue among doctors, as is the ‘skipping out’ on family issues including the death of family members or parenting duties to disabled children. You can hide a lot of your own pain and misery from yourself and your family by working 80-100 hours per week. Perversely, that incredible ‘work ethic’ leads to personal relationship dysfunction, infidelity, divorce, self- loathing and even suicide.In 11 years of treating patients in operating rooms… only one time did I lose my composure and let my feelings show in front of a patient’s family. Only once in more than 15,000 anesthetics. Thankfully, I was with an older doctor, the chairman of cardiothoracic surgery when it occurred, and he was kind in that moment, reminding me to never lose that compassion. When we lose patients under our care, we hurt…. and we hide that hurt from the outside world, we hide it from our colleagues, our families and ourselves. We practice this self-emotional-secrecy so many times it becomes habitual. Even in my own one-time case of emotional showing, I had done everything correct that day… I do not know why I lost my self-emotional-control. Yet, I still, to this day, sometimes wonder if I could have done more… like forgiving my-physician-self for doing my best is simply an impossibility.As I attended law school, I have assisted in many medical-legal situations generating a few dozen opinion letters both for plaintiffs and for the defenses of physician’s actions. I did this to be balanced and remove myself from leaning one direction or another on medical-legal issues. Yet, humans are mistake-machines during our lives no matter how much precaution is taken… especially unconscious mistakes. One of the last medical-legal cases I was involved with led to the discovery that the number and type of procedures being performed had shifted dramatically right after the previous employment contract had been completed between hospital and their little ‘factory workers’ called doctors. These physicians had ‘shifted’ their procedure numbers to maintain their incomes… consciously or unconsciously, doesn’t really matter because the expected number of errors rose dramatically… and in the particular case I was involved with, the changes had led to the death of a woman in her 30’s.Anything and everything a doctor screws up ends up a public story. The higher more-perfect standard one is held to in society, i.e. U.S. Doctors, the better the story of their collapse and public shaming is for society’s appetite to be entertained, enthralled and sickened by the actions of others. Sex, insurance fraud, DUIs, Medicare scams, greed, stupidity and loneliness all lead to poor decision making and the inevitable highly visible public shaming… all on a backdrop of the habitual inability to confront one’s own emotional state. Now with the Internet… these ‘human’ mistakes and the accompanying shame are forever for the American doctor.One big ‘advance’ was supposed to be the 80-hour work week! Begun on July 1, 2002, all medical trainees were prevented from working more than 80-hours in a given week or more than 28 hours in a row. I graduated in the late 1990’s. I was present for the 2002 switch-over… what happened in reality since the work still had to be completed is that all the residents went home at 5pm or 7pm depending on assigned hours restrictions and the attending physicians (me) just stayed until whenever to complete the work in the operating rooms. I recall working 100 hours per week as a resident and then, in late 2002, I was working 110 hours, even some 120-hour work weeks as an attending physician! Do I need to go into what sleep deprivation does to the human psyche?No one made me do it. That’s right, I chose to work 110 hours in a week. I could have just thrown my hands up and complained… but that’s just the problem, you can’t do that as a doctor in America.One bright spot pertaining that the work week reduction was the increased scrutiny concerning the maltreatment and hazing of younger residents by older ones in the pecking order of training programs… however this was coupled with necessary increased secrecy about lying about work hours so as to not get the training program in trouble with their accreditation bodies with violations on resident and intern time cards. I guess the bright spot was shoved back into the darkened corners of medical education and training. Worse, some resident and intern violators are then ‘outed’ semi-publicly within their residency program with ‘inefficiency’ or ‘low-productivity’ labels and are given the worst call schedules.Let’s back up for one moment. Doctors chose this career, right? They get paid great, right? They should just suck it up? Right? Unfortunately, that is exactly what they do, blaming and shaming go hand in hand pushing doctors to early career burnout. In the land of physician disability insurance, which I now inhabit, the greatest percent increase in claims illnesses are for mental/nervous conditions among doctors. The hopelessness and desperateness expressed by some doctors sounds almost incredulous unless you have walked in their shoes, which I have.My wife, a thoracic anesthesiologist, is a caring, compassionate and intelligent doctor. Sometimes the mercilessness medical system’s impositions and requirements and its accompanying political infrastructures seem unsympathetic towards the reality of physically practicing medicine properly. She works for what I consider one of the leading large medical institution in America. I know personally this system puts tremendous money and time into physician wellness… but they often miss the mark when it comes to application of those resources for their stated goals. Physicians just need to grin and bear the abuse, right?Normal people would scream by this point, “If you just can’t stand it anymore… get help… see a therapist… right?” Wrong. The confidentiality afforded regular Americans for psychological services does not exist for physicians. Even leaving town, paying cash and using a fake name sometimes cannot hide the treatment from the overall medical system, or your own colleagues. Your hospital, your own insurance carriers and even the medical board finds out you’ve sought therapy and then you are doubly screwed for trying to hide that fact from them. Confiding in colleagues does not work out well either, we are notoriously bad with ourselves as patients and even more so with colleagues because we believe we all have to just, ‘put up with it.’ Things are downplayed, rationalized away and any substantive discussion of true psychiatric issues are disregarded as weakness.Why do they regret their careers?Imagine knowing you have mental health issues and having nowhere to go and no one to talk to without making things worse for yourself, your patients, your family and your colleagues and friends… and left untreated and ignored, mental health deteriorates, and doctors choose suicide to escape the pain and the internal suffering. Do you know how humiliating it is for intelligent, compassionate, forthright and duty-bound individual who has championed for their patients to not use drugs and alcohol for years to be forced into random drug screening because the business of medicine wants cover from liability? For those suffering from emotional and psychological issues, coping with it via substances occurs very late in the disease state. If you think doctors do not know to avoid ‘testing positive’ then you are hopelessly naïve.Now some career specialties have more psychiatric issue than others; Emergency Department physicians and Anesthesiologists have higher rates of PTSD than other physicians. Whether as a soldier on the battle field or a doctor in the trauma bay or operating room… seeing human bodies apart unnaturally is a psychic-trauma for the caregivers. The cleaner the environment, think about a modern trauma bay, the starker the contrast of human misery are the traumatic gruesome moments in one’s medical career.What does society do after a physician suicide? Its hidden from the public and from other community physicians or explained in the newspapers as accidental death. Do you know what it is like to know your colleague hung themselves at home and have the community and newspapers all claim, ‘accidental death of this happy doctor’? Imagine answering questions for months about the loss to the community and having to lie about it. Medical schools cover up the suicide of its students because it hurts admissions. The obituaries claim ‘some accident’ or ‘passed away suddenly while asleep’ or worse, the newspaper mentions absolutely nothing about the cause of death… they just write about the happiness and accomplishments of the doctor, not the person.Are there solutions to the off-course nature of the 21st Century physician-career? Yes. They are complex and will take decades to categorically bring to the training and work environments of American physicians.I can’t fix the system. I start with the very simple idea of taking care of yourself first, before you take care of others. I try to assist each of my clients in the ways they need help. What I’ve noticed among young physicians and residents is that they are not taking care of the very basics of financial planning nor are they laying those foundational protections for their incomes. This is something I did very well myself and learned even more about how well I planned my life advocating on my own after disability. That is how I am doing my part to help others in this world, providing physician-to-physician education one doc at a time.~ChrisDr. Christopher YeringtonColumbus, OhioBio: Retired from clinical anesthesiology by a disability in 2010, Dr. Yerington has turned his love of teaching and service to others to his family, colleagues and community. He speaks and educates medical groups and residency programs about the importance of great disability insurance. Having attended law and business schools, Chris is a perpetual student, currently working on his financial certifications.