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If you need a job, I am a hiring manager for a fin tech company and we are hiring for a class that starts on July 22nd. Here is the full job description for this fully remote position:SMART Payment Plan is a growing consumer-focused organization looking to add customer service professionals for our inbound call center. Proudly serving our customers for 16 years, we are now looking to expand our business into emerging markets and need dynamic professionals to help us achieve our business goals.The successful candidate will be a highly motivated associate that is able to work independently in this work-at-home position without disruption in a professional setting. Our commitment is to provide our customers with our undivided attention to service their needs expediently. Join our team of well-trained product experts in providing an exceptional customer service experience.Responsibilities:Receives inbound customer calls to establish a payment schedule, process changes to existing accounts, cancel accounts and answer any inquiriesProvide a seperate, quiet work environment at home or dedicated officeResolves customer questions and concerns effectively and efficiently by actively listening, communicating clearly and concisely, and assuring customer understandingDocuments customer interactions and transactions, records details of inquiries, complaints, comments and actions takenEnrolls additional customer accounts as requestedBe able to eventually take 60-80 calls per dayQualifications:At least two years of call center experience in banking, insurance, phone or cable industriesAbility to multitask and work in a fast-paced environmentAbility to work independently as well as part of a teamSuperior customer service skills and the ability to maintain positive working relationshipsStrong organizational skills and attention to detailExcellent verbal and written communication skillsAbility to use computers competently; requires data entryA professional interruption-free work environment to seamlessly provide outstanding service to our clientsFollow security and compliance standards to ensure all customer financial information remain strictly confidentialNeed to be able to work up to two Saturdays per month (10:00-2:30pm CST)Benefits and opportunitiesFull and part-time positions availableOptional overtime availableBilingual associates compensated additionallyHealth insurance / Dental / 401K / paid Holidays / Paid vacation and sick daysRequirements:Candidates will only be considered for this position AFTER a typing test is completed at On Demand Assessment - Criteria Corp.Landline home phonePersonal ComputerHigh-speed internet (Please complete at speed test at Speedtest by Ookla - The Global Broadband Speed Test. our system requires a 50-100 megabytes/sec for download speed and a ping < 20).Prior employment verificationHave your own webcam/cameraWorking headseatWe appreciate your interest in our company. Our customer service call center is working hard to provide outstanding service to our customers. Please do not contact them with questions about your resume.They do not possess any information about your status and your calls will be hindering the service we can provide to our customers. Thank you for your patience.SMART Payment PlanAbout SMART Payment Plan:We started in 2003 and offer the most reliable, hassle-free and flexible bill payment service in the country. We are innovative, customer-centered and focused on making things simple and easy.SMART Payment Plan makes vehicle and protection products more affordable. You’ll sell more cars and F&I products, maximize PVR, and create happy customers that return faster and in better equity positions.Company website:https://www.smartpaymentplan.com/Posted date: yesterdayView all Jobs at SMART Payment Plan

What can I learn from successfull money making ideas?Forex TradingAlthough forex trading is highly risky, it is one of the easiest means of making a million US dollars in one year from the scratch. The truth is that, if you are able to effectively learn how to trade forex perhaps from dummy trading platforms, you can start trading with minimal cash and build it to a million US dollars in less than a year if you are careful and tactical in your trading approach. So if you are looking towards legally making a million US dollars in one year, then one of your best options is to learn how to trade forex.Investing in the Oil IndustryInvesting in the oil industry is another practical way that a serious minded aspiring entrepreneur or investor can legally make a million US dollars in one year from the scratch. There are loads of investment options that an investor who wants to make a million dollars from the oil industry can explore all you need to do is to talk to business consultants in the oil industry to give you the various investment options available to you based on your start – up capital and they will gladly do that as long as you are willing to take the risks that comes with it and also able to pay them their business fee et al. For example one of the options you have when it comes to investing in the oil industry is the sale of crude oil.Invest in Stocks and BondsOf course, you should be aware that an aspiring investor can legally make a million US dollars in one year from the scratch by investing in stocks and bonds. All you need to do to achieve your target is to pool together enough start – up capital (investment capital) and then work with a professional stock broker who has successful experience under his or her sleeves when it comes to selecting stocks that can do pretty well in stock market. The truth is that you can actually make more than a million US dollars if you are able to invest in the right stocks and bonds at the right time when the market forces are all positiveInvest in GoldAnother practical way an aspiring entrepreneur can legally make a million US dollars in one year from the scratch is by investing gold. Over the years, gold is one form of investment that hardly crash in the market. The value of gold has the potential to always experience positive growth and if you are lucky to invest in gold at the right time when the market value of gold suddenly experience a positive surge, you are likely going to make a million US dollars in one year if you are smart enough to invest with the appropriate capital.Invest in SilverJust like gold, investing in silver is yet another practical way an aspiring entrepreneur can legally make a million US dollars in one year from the scratch. This is so because silver also experience positive growths from time to time. All you need to do is to know the right time to invest in silver and the right amount to invest and if you get your calculations right, you will hopefully make a million US dollars in one year from investing in silver.Play the LotteryFunny as it sounds, one of the practical ways to make a million dollars in one year from the scratch is to play the lottery. Although, you might not have it under your control to know exactly when you are going to hit your fist million US dollars from playing lottery, but the truth remains that if you are lucky enough, you are likely going to make more than a million US dollars in one year from playing the lottery. Besides loads of people that became millionaires overnight are people who won it big playing the lottery.Invest in Mutual FundInvesting in mutual fund is one of the practical ways to legally make a million US dollars in one year from the scratch. The Mutual funds is a pool of cash generated from various private investors with the same goal, interest and investment philosophy, for the sole aim of investing in stocks, bonds, assets, other securities and money market instruments.The fund is managed by a professional fund manager on behalf of the investors. The good thing about mutual fund is that the investors are able to decide to sell their shares directly to the public just like every other company that is listed in the stock exchange. If you are lucky to get it right with mutual fund, you stand the chance of making more than a million US dollars in a year.Invest in Hedge FundAnother practical way to legally make a million US dollars fin one year from the scratch is to invest in hedge fund. Hedge fund is a regulated investment fund (a much wider range of investment and trading activities) that is typically open to a limited range of investors who pay a performance fee to the fund’s investment manager who invests in the funds and bring returns.If you run a hedge fund firm, the easiest ways for you to make money is to help your clients make more money. The income you generate is based on your performance which is why most hedge fund managers employ different investment strategies to generate good returns for their clients. In other words, the performance fee is indeed the defining characteristic of a hedge fund.Invest in Real EstateIf you are looking for ways to practically make a million US dollars in one year from the scratch, then one of your options is to invest in real estate. For example, you can buy a landed property or a facility in January and sell that same landed property or facility within same year and make your cool million US dollars with little or no stress. This is perhaps one of the surest means of making a million US dollars in a year especially if the value of the landed property or facility is on the high side.Start Diesel Supply BusinessAnother practical way which an aspiring entrepreneur can legally make a million US dollars in one year from the scratch is by starting diesel supply business. The truth is that you must be willing to work hard and smart if you intend earning a million US dollars from the supply of diesel. This is so because there are other supplies of diesels and since you are just starting out you must do all it takes to secure loads of contracts. If you are consistent with this type of business, you are sure of making a million US dollars within 12 months.Start a Real Estate Brokerage FirmStarting a real estate brokerage firm is yet another practical way through which an aspiring entrepreneur can legally make a million US dollars in one year from the scratch. A real estate agency (brokerage firm) usually receives a payment called a commission for successfully matching a seller’s real estate with a buyer’s real estate need; such that a sale or rent/lease can be made.In most cases, the commission generated is shared with other real estate brokers or agents who played their parts in ensuring that the property are sold or rented out as the case may be. For example, if you are lucky to sell a property that is worth over 20 million US dollars, you are likely going to earn at least a million US dollar from the deal / deals based on a 5 percent commission rate.Become a Government ContractorAnother practical way for an aspiring entrepreneur to make a million US dollars in one year from the scratch is by securing a government contract. If you are a government contractor and you are able to secure a mouth – watering contract from the government of your country, you can be rest assured that you will count your first million US dollars in a year – especially if it is a contract that you can start and complete within year.One good thing about government contracts is that you might not need to finance the project with your money; you can serve as the middleman between the government and the company that will do the job and still make your cool one million US dollars or more within a year.Invest in Commodities Future MarketInvesting in commodities future market is yet another practical way which an aspiring investor can legally make a million US dollars in one year from the scratch. Although the commodity futures market is considered to be a complex, unstable and highly volatile market, because of uncertainties and the risk involved, its profit potential is unparalleled when you conduct your research and invest rightly. You may want to ask, what ‘The Commodity Futures’?In simple terms, the Commodity Futures is a contract agreement to buy a certain commodity at a certain price, and then sell the commodity at an agreed price within an agreed date in the future. In essence you can actually project to make a million US dollars within a 12 month period by investing in the commodities future market; it is a sure way of earning a million US dollars in one year.Invest in Private Equity FundAnother practical way that guarantees aspiring investors the means to make a million US dollars in one year from the scratch is by investing in private equity fund. The essence of private equity is to generate a pool of cash that can be used to re-position a company to be able to make more profits, or to help a company invest in developing new lines of products and technologies. The fact still remains that the return on investment is overwhelmingly encouraging especially when you invest rightly and as a matter of fact the fortune of a company can dramatically turn around within a 12 calendar year and that can translate into million dollars in profit.Invest in Natural GasInvesting in natural gas is yet another highly practical way that an aspiring entrepreneur can legally make a million dollars in one year from the scratch. The natural gas industry has been a great employer of loads of people around the globe and will continue to be an industry where multi- millionaires keep on emerging. Although, it requires huge capital to invest in this industry, if you look at the result most players in this industry get as return on their investments, you would want to do all it takes to own an investment portfolio in this industry.Start a Car Dealership BusinessCar dealership business is yet another practical ways that an aspiring entrepreneur can successfully make a million US dollars in one year from the scratch. This is how it works, if you are able to establish a car dealership business in an area that enjoys high patronage or you are able to seal a deal to supply a company trucks, buses or cars, you can successfully make a million US dollars from the deal without much stress. Besides if you consistently sell your cars, whether offline or via online car dealership store you are likely going to make at least a million US dollars especially if you deal in luxury cars et al.Start a Venture Capital FirmStarting a venture capital firm is yet another practical way by which an aspiring entrepreneur can legally make a million US dollars in one year from the scratch. If you want to start a venture capital firm, you must have acquired certain skills and experiences before venturing into this line of business. Truly, it is not a business for the rookies, but for those who have cut their teeth and tried their hands on low risk and small investment options. In case you weren’t told, establishing a venture capital firm is akin to exposing yourself to risk. As a venture capitalist, you are expected to use investors’ money to fund entrepreneurs and their ideas.Become a Football Scout / AgentAnother practical way that an aspiring entrepreneur can legally make a million US dollars in one year from the scratch is to become a football scout / agent. Although you might have to work pretty hard to discover talented footballers and also to market them to topflight football clubs in Europe like Real Madrid FC, FC Barcelona, Arsenal FC, PSG, Manchester United FC, Chelsea FC and Bayern Munich FC et al. The truth is that if you are lucky to get these teams to sign a handful of young football talents from you, you are likely going to earn at least a million US dollars from the deals.Participate in Talent Hunt Show / Reality ShowParticipating in a talent hunt show or reality show is yet another practical way to legally make a million US dollars in one year from the scratch. Just like sport betting and lottery, this is also another means for someone to become a millionaire overnight. For example; if you play the ‘Who want to be a Millionaire’ game show, you stand the chance of answering to questions that can earn you’re a million US dollars. So also is same if you participate in any realty show or talent hunting show that has a million US dollars as the prize money for the winner. You stand the chance of winning the show and becoming a million dollar richer.Sport BettingJust like playing the lottery, sport betting is yet another practical way to make a million US dollars in one year from the scratch. If you are lucky enough and you place bet in sports you can sleep broke and wake – up a millionaire. Betting is also one of the ways people become millionaires instantaneously without much stress. However, it is important to clearly say that it is very risky and you might end up losing all your money without winning a dime since the power to win rest on luck and not on your effort.Release a Music AlbumYou must have heard of musicians who became instant millionaires, but simply releasing hit tracts that sold platinum and even double platinum within a year. A good example is Adele, who is currently trending for selling well over 2 million of her hit track. As such, if you are looking for a practical way to legally make a million US dollars in one year from the scratch, then one of your options is to release music. It is important to state that aside from your musical prowess and the Midas touch of your music producer, you would still need a stint of luck to generate over a million dollars in one year of releasing your musical album.Launch a Best Selling BookAnother practical way to legally make a million US dollars in one year from the scratch is by launching a bestselling book. The truth is that loads of bestselling authors have been able to make well over a million US dollars from the sale of their books in just one year. So, if you are a talented writer and you are looking for practical ways to make a million US dollars in one year from the scratch, then one of your best options is to launch a bestselling book. It is important to clearly state that you would need a bit of luck to be able to sell at least a million copies of your book in one year.Start an Exporting and Importing BusinessStarting an exporting and importing business is yet another practical way which an aspiring entrepreneur can legally make a million US dollars in one year from the scratch. There are loads of stuffs that you can start exporting from your country and of course there are loads of stuffs that you can as well import from other countries into your country. All you need to do is to conduct a thorough market survey and feasibility studies to know the goods that you can start exporting or importing that can yield the kind of returns that you want.Start an ICT BusinessAnother practical way that an aspiring entrepreneur can legally make a million US dollars in one year from the scratch is to start an ICT business. For example, if you start an ICT business and you secure a business deal / contract to lay optic fiber in the whole of your country or a particular region, you can actually earn over a million US dollars from such deal. There are other areas in the ICT industry that an entrepreneur can earn a million US dollars in one year, just ensure you explore all available avenue to earning a million dollars in the ICT industry.Sale of Medical EquipmentIn the US and also in most countries of the world, entrepreneurs earn millions of US dollars from the sale and supply of medical equipment. The truth is that, some of this medical equipment can be pretty expensive and if you are able to supply about a hundred of such equipment within a year, you are likely going to earn a million dollars. So, if you are looking for a practical way to legally earn a million US dollars in one year from the scratch, then one of your options is to go into the sale and supply of medical equipment.Network Marketing BusinessYou must have heard of people making million US dollars from network marketing business especially those that have pretty large down – lines. Network marketing business is all about recruiting people to market a product or services and earning commissions and bonuses from any sale the make. If you are good network marketer and you are looking for a practical way to legally make a million US dollars in one year from the scratch, then one of your options is to start a network marketing business.Secure a Good Paying JobThere are core professionals who earn far more than a million US dollars annually from a good paying job. A good paying job could be in the oil and gas industry, the banking and finance industry, the chemical industry, the aviation industry and the maritime / shipping industry et al. Thus, if you are looking for a practical way to earn a million US dollars in one year from the scratch, then one of your options is to secure a good paying job. Please note that you must have the required qualifications and corresponding job experience before you can earn it big as a career person.Start a Construction CompanyStarting a construction company is yet another practical way to earn a million US dollars from the scratch in one year. Of course one of the most popular businesses to start in the construction industry is to register and start a construction company.One thing is certain, surviving in the business world as a construction company requires more than knowing how to deliver standard projects, but also how to network with key people that matters; decision makers that can decide who a project is giving to and all that. So, if you are a civil engineer, a structural engineer or a profession in any related field and you are looking for a business to start, a business that you can earn a million US dollars from within a year, then you should consider starting a construction companyOpen a Filling StationAnother practical way that an aspiring entrepreneur can legally make a million US dollar in one year from the scratch is to open a filling station. Just ensure that your filling station / chains of filling stations are well located in a busy road so as to steadily attract customers 24 hours in day. With that you can be certain that you will make a million US dollars if your business projections are right and all other business factors work in your favor.Start a Law FirmStarting a law firm is yet another practical way to make a million US dollars in one year from the scratch. The services of lawyers are need in every parts of the United States of America. Statistics has it that the United States of America has about 165,000 law offices and they generate about $180 billion in annual revenue.These goes to show that starting a law firm is indeed a thriving business in the U.S because there is a large market for such business and the industry provides loads of job opportunities for lawyers and other professionals. As a lawyer, if you are looking for a practical way to legally make a million US dollars in one year from the scratch, then your best bet is to start your own law firm.Start an E-commerce BusinessAnother practical way to legally earn a million US dollars in one year from the scratch is to start an e-commerce business. As an aspiring entrepreneur, starting an e-commerce business is a great way to successfully launch a business that can gain recognition on a wide scale with minimal resources. The fact that the internet is a global village makes it easier for e – commerce businesses to reach out to a wide market scope.In essence, if you don’t have enough startup capital to rent a shop in a strategic location, money to equip the shop and money for other startup expenses, then starting your own e – commerce business is just the way to go. There are several ways to do business online; you can start by selling your own products or you can create an affiliate website that has a functional online store, drop shipping for a merchant.Start a Diamond Retailing BusinessStarting a diamond retailing business is yet another practical way that an aspiring entrepreneur can legally make a million US dollars in one year from the scratch. If you have a penchant for diamond and jewelries, you can indeed make good money if only you can be willing to start your own diamond retailing business. Diamond retailing business is one business that is not common in most part of the world, but it has a very high profit margin. People that are involved in the retailing of diamond would admit that they are making huge returns on their investment.Start a Solar Panel Manufacturing CompanyAnother practical way that an aspiring entrepreneur can legally make one million US dollars in one year from the scratch is to start a solar panel manufacturing company. Solar panel is rapidly gaining huge market acceptance all over the globe simply because of how effective and useful it has become to most people. Solar panel is simply a device that helps convert sunlight into electrical energy and stores it for use. There are loads of areas where you can use solar energy and that is the reason why a lot of inventions that is being powered by solar panel (energy) keep propping up.Go into the Development of Software ApplicationsThere are software developers who have been able to hit the one million US dollars mark in one year simply because they were able to develop software applications that are universally accepted and used in all counties of the world. So if you are looking for practical ways to legally make one million US dollars in one year from the scratch, then one of your options is to start developing software applications. You can be lucky to develop software applications that will gain sell globally. With that, you can comfortably make a million US dollars in one year from the scratch.Produce a Best Selling MovieYou must have heard of movies that sold over a million copies in just few weeks of its release. This goes to show that a movie producer can make a million US dollars in one year from the scratch. So if you are looking for a practical way to legally make a million US dollars in one year from the scratch, then one of your options is to produce a bestselling movie. It is important to clearly state that you would need a bit of luck to be able to sell at least a million copies of your book in one year.Start an Advertising and Branding CompanyAn extra and practical way that an aspiring entrepreneur can legally make a million US dollars in one year from the scratch is to start an advertising and branding company. The innovation in the advertising and branding industry is evolving and new windows for both conventional and unconventional style of advertising are opening up. Advertisers will do all they can to catch up with their target market. If you are lucky to consistently execute good advertising and branding deals, you are likely going to make a million US dollars in one year.Become a Military ContractorAnother real way that an aspiring entrepreneur can legally make a million US dollars in one year is to become a licensed military contractor. As a licensed military contractor, your core task is to supply the military equipment and gadgets such as arms, food supplies, uniforms, gasoline, etc. You can also be assigned the construction of facilities, designing and manufacturing of gadgets, monitoring specific issues, etc.Start a Biodiesel Production CompanyStarting a biodiesel production company is yet another practical way through which an aspiring entrepreneur can legally make a million US dollars in one year from the scratch. As a matter of fact, in recent time, especially in the United States, the awareness and use of biodiesel is rapidly increasing simple because it has been proven to be environmentally friendly and efficient when used in any machine that runs on diesel.It has lower emission compared to the diesel produced from petroleum. Many investors now go into the production of biodiesel because it has been proven to be a better substitute for diesel and that is why it has now been produced in commercial quantity in the US thereby reducing the importation and dependence on petroleum.Start an Oil and Gas Servicing CompanyAnother applied way to legally make a million US dollars in one year from the scratch is to start an oil and gas servicing company. If you are able to secure a handful of servicing contract in the oil and gas industry, you are likely going to earn a million US dollars in one year. The truth is that the oil and gas industry is indeed a money spinning industry.Start an Amusement ParkOpening an amusement park is yet another practical way to make a million US dollars in one year from the scratch. When Walt Disney decided to build Disney® Land, most people who knew him never taught he would be able to achieve the success he achieved by establishing Disney Land. As a matter of fact, Disney Land is the number one spot for children and adults looking for a park to catch maximum fun; People travel from all over the world to pay expensive fees to visit Disney Land.The truth is that any entrepreneur can model a business after Disney Land in any part of the world and still make huge success from the business. So, if you are passionate about making children catch mad fun, then you should think of starting an amusement park.Start a Property Development CompanyBeyond every reasonable doubt, one of the most profitable, creative and interesting aspect of the real estate industry is property development. As a matter of fact, developers are a major player when it comes to determining the prices of properties. Although this type of business venture can be risky, but in other to make it big in the industry as a property developer, you just have to take calculated risks. So if you are looking for a practical way to make a million US dollars in one year, then one of your options is to start a property development company.Start a Record LabelStarting a record label is yet another useful means to make a million US dollars in one year from the scratch. If you are an entrepreneur and you love music, one of the easiest ways of making money from the music industry is to start your own music label; and the truth is that it is not difficult to start your own music label from the scratch in any part of the world.Become a Franchise Consultant / BrokerAnother practical way to make a million US dollars in one year from the scratch is to become a franchise consultant / broker. Becoming a consultant in any field in life is all about being well grounded in that area. If you are good with research and you have got sound business skills, you can become a consultant in any field of your choice. If you are looking for any business to do and you possess at least the two basic skills listed above, then you should think towards establishing your own business as a franchise consultant. The truth is that if you are able to facilitate a franchise deal that is in the tune of tens of millions, you are likely going to get at least a million US dollars from the deal.Sell Arts and CraftsSelling of arts (paintings) and crafts is yet another practical way that an aspiring entrepreneur can make a million US dollars in one year from the scratch. This is possible especially if you sell dozens of expensive artworks (paintings) and crafts within a year. So, if you are looking for a practical way to earn a million US dollars in one year, then one of your options is to start selling artworks and crafts.Invest in Bonds OnlineAnother practical way to make a million US dollars in one year is to start investing in bonds online. Anyone who intends going into any form of business or investment naturally is expected to build his or her capital. Hence, if you want to invest in Bonds online; the first thing that is expected of you is to have the required capital to invest.You might want to save up to meet your desired capital, or you might want to pool the resources together via close family members and good friends. The amount in question which you intend investing is up to you. Be sure you set a target and discipline yourself to save it up before launching out on your investment.Organize High – Profile Training ProgramsThere are training programs that are pretty expensive- especially training programs that are designed for top executives in the business world. So if you are looking for a practical way to make a million US dollar in one year, then one of your options is to start organizing high – profile training programs.Start an Oil Spillage Cleaning CompanyAnother practical way to make a million US dollars in one year from the scratch is to start an oil spillage cleaning company. If you are able to secure at least a deal or two within a year to clean oil spillage, you are certain of earning a million US dollars or more.Start a Crude Oil Brokerage BusinessCrude oil brokerage business is yet another practical way to make a million US dollars in one year from the scratch. Crude oil brokerage simply involves scouting for buyers and end users of crude oil products on behalf of one or more major independent petroleum products marketers that you have already established a sales contract with. (Call it the offline version of affiliate marketing and you would be right). Crude oil brokerage is very lucrative, as it offers a high and fast income earning potential. In fact, it is the best opportunity for an aspiring wealth builder to start a petroleum products marketing business without capital investment.Start Crude Oil Shipping CompanyIf you are conversant with the oil and gas industry, you will know that it is safer and economical to transport crude oil from an oil field to a refinery especially if the locations are far apart. So, if you are a big time investor and you are looking towards owning a business portfolio in the oil and gas industry, a business that can fetch you at least a million US dollars in one year, then one of your options is to start a crude oil shipping company.Of course this type of business is capital intensive but the truth remains that it is a money spinning business. Before you become a player in this industry, you would need to acquire the required license and permits from the required authority before you can be allowed to start lifting crude oil. It is an industry that is regulated because of the activities of pirates and crude oil bunkers.Start a Property Makeover and Sale BusinessLast but not least, another concrete way to make a million US dollars in one year from the scratch is to start a property makeover and sale business. If you want to increase the market value of your property, then you should hire the services of a property makeover company. Property makeover companies put professional touches to uplift the outlook or a building facility. So if you are interested in starting a business in the real estate industry, then one of your options is to start a property makeover business; it is a cool way of making money from the real estate industry.It sure is fun to be called a millionaire, essentially if you are one. However, it is pertinent to state that you have got to work really hard to earn these bucks. Those who are already in the club of the wealthy know that being tenacious is one of the reasons why people make huge returns on their investments.

Forex TradingAlthough forex trading is highly risky, it is one of the easiest means of making a million US dollars in one year from the scratch. The truth is that, if you are able to effectively learn how to trade forex perhaps from dummy trading platforms, you can start trading with minimal cash and build it to a million US dollars in less than a year if you are careful and tactical in your trading approach. So if you are looking towards legally making a million US dollars in one year, then one of your best options is to learn how to trade forex.Investing in the Oil IndustryInvesting in the oil industry is another practical way that a serious minded aspiring entrepreneur or investor can legally make a million US dollars in one year from the scratch. There are loads of investment options that an investor who wants to make a million dollars from the oil industry can explore all you need to do is to talk to business consultants in the oil industry to give you the various investment options available to you based on your start – up capital and they will gladly do that as long as you are willing to take the risks that comes with it and also able to pay them their business fee et al. For example one of the options you have when it comes to investing in the oil industry is the sale of crude oil.Invest in Stocks and BondsOf course, you should be aware that an aspiring investor can legally make a million US dollars in one year from the scratch by investing in stocks and bonds. All you need to do to achieve your target is to pool together enough start – up capital (investment capital) and then work with a professional stock broker who has successful experience under his or her sleeves when it comes to selecting stocks that can do pretty well in stock market. The truth is that you can actually make more than a million US dollars if you are able to invest in the right stocks and bonds at the right time when the market forces are all positiveInvest in GoldAnother practical way an aspiring entrepreneur can legally make a million US dollars in one year from the scratch is by investing gold. Over the years, gold is one form of investment that hardly crash in the market. The value of gold has the potential to always experience positive growth and if you are lucky to invest in gold at the right time when the market value of gold suddenly experience a positive surge, you are likely going to make a million US dollars in one year if you are smart enough to invest with the appropriate capital.Invest in SilverJust like gold, investing in silver is yet another practical way an aspiring entrepreneur can legally make a million US dollars in one year from the scratch. This is so because silver also experience positive growths from time to time. All you need to do is to know the right time to invest in silver and the right amount to invest and if you get your calculations right, you will hopefully make a million US dollars in one year from investing in silver.Play the LotteryFunny as it sounds, one of the practical ways to make a million dollars in one year from the scratch is to play the lottery. Although, you might not have it under your control to know exactly when you are going to hit your fist million US dollars from playing lottery, but the truth remains that if you are lucky enough, you are likely going to make more than a million US dollars in one year from playing the lottery. Besides loads of people that became millionaires overnight are people who won it big playing the lottery.Invest in Mutual FundInvesting in mutual fund is one of the practical ways to legally make a million US dollars in one year from the scratch. The Mutual funds is a pool of cash generated from various private investors with the same goal, interest and investment philosophy, for the sole aim of investing in stocks, bonds, assets, other securities and money market instruments.The fund is managed by a professional fund manager on behalf of the investors. The good thing about mutual fund is that the investors are able to decide to sell their shares directly to the public just like every other company that is listed in the stock exchange. If you are lucky to get it right with mutual fund, you stand the chance of making more than a million US dollars in a year.Invest in Hedge FundAnother practical way to legally make a million US dollars fin one year from the scratch is to invest in hedge fund. Hedge fund is a regulated investment fund (a much wider range of investment and trading activities) that is typically open to a limited range of investors who pay a performance fee to the fund’s investment manager who invests in the funds and bring returns.If you run a hedge fund firm, the easiest ways for you to make money is to help your clients make more money. The income you generate is based on your performance which is why most hedge fund managers employ different investment strategies to generate good returns for their clients. In other words, the performance fee is indeed the defining characteristic of a hedge fund.Invest in Real EstateIf you are looking for ways to practically make a million US dollars in one year from the scratch, then one of your options is to invest in real estate. For example, you can buy a landed property or a facility in January and sell that same landed property or facility within same year and make your cool million US dollars with little or no stress. This is perhaps one of the surest means of making a million US dollars in a year especially if the value of the landed property or facility is on the high side.Start Diesel Supply BusinessAnother practical way which an aspiring entrepreneur can legally make a million US dollars in one year from the scratch is by starting diesel supply business. The truth is that you must be willing to work hard and smart if you intend earning a million US dollars from the supply of diesel. This is so because there are other supplies of diesels and since you are just starting out you must do all it takes to secure loads of contracts. If you are consistent with this type of business, you are sure of making a million US dollars within 12 months.Start a Real Estate Brokerage FirmStarting a real estate brokerage firm is yet another practical way through which an aspiring entrepreneur can legally make a million US dollars in one year from the scratch. A real estate agency (brokerage firm) usually receives a payment called a commission for successfully matching a seller’s real estate with a buyer’s real estate need; such that a sale or rent/lease can be made.In most cases, the commission generated is shared with other real estate brokers or agents who played their parts in ensuring that the property are sold or rented out as the case may be. For example, if you are lucky to sell a property that is worth over 20 million US dollars, you are likely going to earn at least a million US dollar from the deal / deals based on a 5 percent commission rate.Become a Government ContractorAnother practical way for an aspiring entrepreneur to make a million US dollars in one year from the scratch is by securing a government contract. If you are a government contractor and you are able to secure a mouth – watering contract from the government of your country, you can be rest assured that you will count your first million US dollars in a year – especially if it is a contract that you can start and complete within year.One good thing about government contracts is that you might not need to finance the project with your money; you can serve as the middleman between the government and the company that will do the job and still make your cool one million US dollars or more within a year.Invest in Commodities Future MarketInvesting in commodities future market is yet another practical way which an aspiring investor can legally make a million US dollars in one year from the scratch. Although the commodity futures market is considered to be a complex, unstable and highly volatile market, because of uncertainties and the risk involved, its profit potential is unparalleled when you conduct your research and invest rightly. You may want to ask, what ‘The Commodity Futures’?In simple terms, the Commodity Futures is a contract agreement to buy a certain commodity at a certain price, and then sell the commodity at an agreed price within an agreed date in the future. In essence you can actually project to make a million US dollars within a 12 month period by investing in the commodities future market; it is a sure way of earning a million US dollars in one year.Invest in Private Equity FundAnother practical way that guarantees aspiring investors the means to make a million US dollars in one year from the scratch is by investing in private equity fund. The essence of private equity is to generate a pool of cash that can be used to re-position a company to be able to make more profits, or to help a company invest in developing new lines of products and technologies. The fact still remains that the return on investment is overwhelmingly encouraging especially when you invest rightly and as a matter of fact the fortune of a company can dramatically turn around within a 12 calendar year and that can translate into million dollars in profit.Invest in Natural GasInvesting in natural gas is yet another highly practical way that an aspiring entrepreneur can legally make a million dollars in one year from the scratch. The natural gas industry has been a great employer of loads of people around the globe and will continue to be an industry where multi- millionaires keep on emerging. Although, it requires huge capital to invest in this industry, if you look at the result most players in this industry get as return on their investments, you would want to do all it takes to own an investment portfolio in this industry.Start a Car Dealership BusinessCar dealership business is yet another practical ways that an aspiring entrepreneur can successfully make a million US dollars in one year from the scratch. This is how it works, if you are able to establish a car dealership business in an area that enjoys high patronage or you are able to seal a deal to supply a company trucks, buses or cars, you can successfully make a million US dollars from the deal without much stress. Besides if you consistently sell your cars, whether offline or via online car dealership store you are likely going to make at least a million US dollars especially if you deal in luxury cars et al.Start a Venture Capital FirmStarting a venture capital firm is yet another practical way by which an aspiring entrepreneur can legally make a million US dollars in one year from the scratch. If you want to start a venture capital firm, you must have acquired certain skills and experiences before venturing into this line of business. Truly, it is not a business for the rookies, but for those who have cut their teeth and tried their hands on low risk and small investment options. In case you weren’t told, establishing a venture capital firm is akin to exposing yourself to risk. As a venture capitalist, you are expected to use investors’ money to fund entrepreneurs and their ideas.Become a Football Scout / AgentAnother practical way that an aspiring entrepreneur can legally make a million US dollars in one year from the scratch is to become a football scout / agent. Although you might have to work pretty hard to discover talented footballers and also to market them to topflight football clubs in Europe like Real Madrid FC, FC Barcelona, Arsenal FC, PSG, Manchester United FC, Chelsea FC and Bayern Munich FC et al. The truth is that if you are lucky to get these teams to sign a handful of young football talents from you, you are likely going to earn at least a million US dollars from the deals.Participate in Talent Hunt Show / Reality ShowParticipating in a talent hunt show or reality show is yet another practical way to legally make a million US dollars in one year from the scratch. Just like sport betting and lottery, this is also another means for someone to become a millionaire overnight. For example; if you play the ‘Who want to be a Millionaire’ game show, you stand the chance of answering to questions that can earn you’re a million US dollars. So also is same if you participate in any realty show or talent hunting show that has a million US dollars as the prize money for the winner. You stand the chance of winning the show and becoming a million dollar richer.Sport BettingJust like playing the lottery, sport betting is yet another practical way to make a million US dollars in one year from the scratch. If you are lucky enough and you place bet in sports you can sleep broke and wake – up a millionaire. Betting is also one of the ways people become millionaires instantaneously without much stress. However, it is important to clearly say that it is very risky and you might end up losing all your money without winning a dime since the power to win rest on luck and not on your effort.Release a Music AlbumYou must have heard of musicians who became instant millionaires, but simply releasing hit tracts that sold platinum and even double platinum within a year. A good example is Adele, who is currently trending for selling well over 2 million of her hit track. As such, if you are looking for a practical way to legally make a million US dollars in one year from the scratch, then one of your options is to release music. It is important to state that aside from your musical prowess and the Midas touch of your music producer, you would still need a stint of luck to generate over a million dollars in one year of releasing your musical album.Launch a Best Selling BookAnother practical way to legally make a million US dollars in one year from the scratch is by launching a bestselling book. The truth is that loads of bestselling authors have been able to make well over a million US dollars from the sale of their books in just one year. So, if you are a talented writer and you are looking for practical ways to make a million US dollars in one year from the scratch, then one of your best options is to launch a bestselling book. It is important to clearly state that you would need a bit of luck to be able to sell at least a million copies of your book in one year.Start an Exporting and Importing BusinessStarting an exporting and importing business is yet another practical way which an aspiring entrepreneur can legally make a million US dollars in one year from the scratch. There are loads of stuffs that you can start exporting from your country and of course there are loads of stuffs that you can as well import from other countries into your country. All you need to do is to conduct a thorough market survey and feasibility studies to know the goods that you can start exporting or importing that can yield the kind of returns that you want.Start an ICT BusinessAnother practical way that an aspiring entrepreneur can legally make a million US dollars in one year from the scratch is to start an ICT business. For example, if you start an ICT business and you secure a business deal / contract to lay optic fiber in the whole of your country or a particular region, you can actually earn over a million US dollars from such deal. There are other areas in the ICT industry that an entrepreneur can earn a million US dollars in one year, just ensure you explore all available avenue to earning a million dollars in the ICT industry.Sale of Medical EquipmentIn the US and also in most countries of the world, entrepreneurs earn millions of US dollars from the sale and supply of medical equipment. The truth is that, some of this medical equipment can be pretty expensive and if you are able to supply about a hundred of such equipment within a year, you are likely going to earn a million dollars. So, if you are looking for a practical way to legally earn a million US dollars in one year from the scratch, then one of your options is to go into the sale and supply of medical equipment.Network Marketing BusinessYou must have heard of people making million US dollars from network marketing business especially those that have pretty large down – lines. Network marketing business is all about recruiting people to market a product or services and earning commissions and bonuses from any sale the make. If you are good network marketer and you are looking for a practical way to legally make a million US dollars in one year from the scratch, then one of your options is to start a network marketing business.Secure a Good Paying JobThere are core professionals who earn far more than a million US dollars annually from a good paying job. A good paying job could be in the oil and gas industry, the banking and finance industry, the chemical industry, the aviation industry and the maritime / shipping industry et al. Thus, if you are looking for a practical way to earn a million US dollars in one year from the scratch, then one of your options is to secure a good paying job. Please note that you must have the required qualifications and corresponding job experience before you can earn it big as a career person.Start a Construction CompanyStarting a construction company is yet another practical way to earn a million US dollars from the scratch in one year. Of course one of the most popular businesses to start in the construction industry is to register and start a construction company.One thing is certain, surviving in the business world as a construction company requires more than knowing how to deliver standard projects, but also how to network with key people that matters; decision makers that can decide who a project is giving to and all that. So, if you are a civil engineer, a structural engineer or a profession in any related field and you are looking for a business to start, a business that you can earn a million US dollars from within a year, then you should consider starting a construction companyOpen a Filling StationAnother practical way that an aspiring entrepreneur can legally make a million US dollar in one year from the scratch is to open a filling station. Just ensure that your filling station / chains of filling stations are well located in a busy road so as to steadily attract customers 24 hours in day. With that you can be certain that you will make a million US dollars if your business projections are right and all other business factors work in your favor.Start a Law FirmStarting a law firm is yet another practical way to make a million US dollars in one year from the scratch. The services of lawyers are need in every parts of the United States of America. Statistics has it that the United States of America has about 165,000 law offices and they generate about $180 billion in annual revenue.These goes to show that starting a law firm is indeed a thriving business in the U.S because there is a large market for such business and the industry provides loads of job opportunities for lawyers and other professionals. As a lawyer, if you are looking for a practical way to legally make a million US dollars in one year from the scratch, then your best bet is to start your own law firm.Start an E-commerce BusinessAnother practical way to legally earn a million US dollars in one year from the scratch is to start an e-commerce business. As an aspiring entrepreneur, starting an e-commerce business is a great way to successfully launch a business that can gain recognition on a wide scale with minimal resources. The fact that the internet is a global village makes it easier for e – commerce businesses to reach out to a wide market scope.In essence, if you don’t have enough startup capital to rent a shop in a strategic location, money to equip the shop and money for other startup expenses, then starting your own e – commerce business is just the way to go. There are several ways to do business online; you can start by selling your own products or you can create an affiliate website that has a functional online store, drop shipping for a merchant.Start a Diamond Retailing BusinessStarting a diamond retailing business is yet another practical way that an aspiring entrepreneur can legally make a million US dollars in one year from the scratch. If you have a penchant for diamond and jewelries, you can indeed make good money if only you can be willing to start your own diamond retailing business. Diamond retailing business is one business that is not common in most part of the world, but it has a very high profit margin. People that are involved in the retailing of diamond would admit that they are making huge returns on their investment.Start a Solar Panel Manufacturing CompanyAnother practical way that an aspiring entrepreneur can legally make one million US dollars in one year from the scratch is to start a solar panel manufacturing company. Solar panel is rapidly gaining huge market acceptance all over the globe simply because of how effective and useful it has become to most people. Solar panel is simply a device that helps convert sunlight into electrical energy and stores it for use. There are loads of areas where you can use solar energy and that is the reason why a lot of inventions that is being powered by solar panel (energy) keep propping up.Go into the Development of Software ApplicationsThere are software developers who have been able to hit the one million US dollars mark in one year simply because they were able to develop software applications that are universally accepted and used in all counties of the world. So if you are looking for practical ways to legally make one million US dollars in one year from the scratch, then one of your options is to start developing software applications. You can be lucky to develop software applications that will gain sell globally. With that, you can comfortably make a million US dollars in one year from the scratch.Produce a Best Selling MovieYou must have heard of movies that sold over a million copies in just few weeks of its release. This goes to show that a movie producer can make a million US dollars in one year from the scratch. So if you are looking for a practical way to legally make a million US dollars in one year from the scratch, then one of your options is to produce a bestselling movie. It is important to clearly state that you would need a bit of luck to be able to sell at least a million copies of your book in one year.Start an Advertising and Branding CompanyAn extra and practical way that an aspiring entrepreneur can legally make a million US dollars in one year from the scratch is to start an advertising and branding company. The innovation in the advertising and branding industry is evolving and new windows for both conventional and unconventional style of advertising are opening up. Advertisers will do all they can to catch up with their target market. If you are lucky to consistently execute good advertising and branding deals, you are likely going to make a million US dollars in one year.Become a Military ContractorAnother real way that an aspiring entrepreneur can legally make a million US dollars in one year is to become a licensed military contractor. As a licensed military contractor, your core task is to supply the military equipment and gadgets such as arms, food supplies, uniforms, gasoline, etc. You can also be assigned the construction of facilities, designing and manufacturing of gadgets, monitoring specific issues, etc.Start a Biodiesel Production CompanyStarting a biodiesel production company is yet another practical way through which an aspiring entrepreneur can legally make a million US dollars in one year from the scratch. As a matter of fact, in recent time, especially in the United States, the awareness and use of biodiesel is rapidly increasing simple because it has been proven to be environmentally friendly and efficient when used in any machine that runs on diesel.It has lower emission compared to the diesel produced from petroleum. Many investors now go into the production of biodiesel because it has been proven to be a better substitute for diesel and that is why it has now been produced in commercial quantity in the US thereby reducing the importation and dependence on petroleum.Start an Oil and Gas Servicing CompanyAnother applied way to legally make a million US dollars in one year from the scratch is to start an oil and gas servicing company. If you are able to secure a handful of servicing contract in the oil and gas industry, you are likely going to earn a million US dollars in one year. The truth is that the oil and gas industry is indeed a money spinning industry.Start an Amusement ParkOpening an amusement park is yet another practical way to make a million US dollars in one year from the scratch. When Walt Disney decided to build Disney® Land, most people who knew him never taught he would be able to achieve the success he achieved by establishing Disney Land. As a matter of fact, Disney Land is the number one spot for children and adults looking for a park to catch maximum fun; People travel from all over the world to pay expensive fees to visit Disney Land.The truth is that any entrepreneur can model a business after Disney Land in any part of the world and still make huge success from the business. So, if you are passionate about making children catch mad fun, then you should think of starting an amusement park.Start a Property Development CompanyBeyond every reasonable doubt, one of the most profitable, creative and interesting aspect of the real estate industry is property development. As a matter of fact, developers are a major player when it comes to determining the prices of properties. Although this type of business venture can be risky, but in other to make it big in the industry as a property developer, you just have to take calculated risks. So if you are looking for a practical way to make a million US dollars in one year, then one of your options is to start a property development company.Start a Record LabelStarting a record label is yet another useful means to make a million US dollars in one year from the scratch. If you are an entrepreneur and you love music, one of the easiest ways of making money from the music industry is to start your own music label; and the truth is that it is not difficult to start your own music label from the scratch in any part of the world.Become a Franchise Consultant / BrokerAnother practical way to make a million US dollars in one year from the scratch is to become a franchise consultant / broker. Becoming a consultant in any field in life is all about being well grounded in that area. If you are good with research and you have got sound business skills, you can become a consultant in any field of your choice. If you are looking for any business to do and you possess at least the two basic skills listed above, then you should think towards establishing your own business as a franchise consultant. The truth is that if you are able to facilitate a franchise deal that is in the tune of tens of millions, you are likely going to get at least a million US dollars from the deal.Sell Arts and CraftsSelling of arts (paintings) and crafts is yet another practical way that an aspiring entrepreneur can make a million US dollars in one year from the scratch. This is possible especially if you sell dozens of expensive artworks (paintings) and crafts within a year. So, if you are looking for a practical way to earn a million US dollars in one year, then one of your options is to start selling artworks and crafts.Invest in Bonds OnlineAnother practical way to make a million US dollars in one year is to start investing in bonds online. Anyone who intends going into any form of business or investment naturally is expected to build his or her capital. Hence, if you want to invest in Bonds online; the first thing that is expected of you is to have the required capital to invest.You might want to save up to meet your desired capital, or you might want to pool the resources together via close family members and good friends. The amount in question which you intend investing is up to you. Be sure you set a target and discipline yourself to save it up before launching out on your investment.Organize High – Profile Training ProgramsThere are training programs that are pretty expensive- especially training programs that are designed for top executives in the business world. So if you are looking for a practical way to make a million US dollar in one year, then one of your options is to start organizing high – profile training programs.Start an Oil Spillage Cleaning CompanyAnother practical way to make a million US dollars in one year from the scratch is to start an oil spillage cleaning company. If you are able to secure at least a deal or two within a year to clean oil spillage, you are certain of earning a million US dollars or more.Start a Crude Oil Brokerage BusinessCrude oil brokerage business is yet another practical way to make a million US dollars in one year from the scratch. Crude oil brokerage simply involves scouting for buyers and end users of crude oil products on behalf of one or more major independent petroleum products marketers that you have already established a sales contract with. (Call it the offline version of affiliate marketing and you would be right). Crude oil brokerage is very lucrative, as it offers a high and fast income earning potential. In fact, it is the best opportunity for an aspiring wealth builder to start a petroleum products marketing business without capital investment.Start Crude Oil Shipping CompanyIf you are conversant with the oil and gas industry, you will know that it is safer and economical to transport crude oil from an oil field to a refinery especially if the locations are far apart. So, if you are a big time investor and you are looking towards owning a business portfolio in the oil and gas industry, a business that can fetch you at least a million US dollars in one year, then one of your options is to start a crude oil shipping company.Of course this type of business is capital intensive but the truth remains that it is a money spinning business. Before you become a player in this industry, you would need to acquire the required license and permits from the required authority before you can be allowed to start lifting crude oil. It is an industry that is regulated because of the activities of pirates and crude oil bunkers.Start a Property Makeover and Sale BusinessLast but not least, another concrete way to make a million US dollars in one year from the scratch is to start a property makeover and sale business. If you want to increase the market value of your property, then you should hire the services of a property makeover company. Property makeover companies put professional touches to uplift the outlook or a building facility. So if you are interested in starting a business in the real estate industry, then one of your options is to start a property makeover business; it is a cool way of making money from the real estate industry.It sure is fun to be called a millionaire, essentially if you are one. However, it is pertinent to state that you have got to work really hard to earn these bucks. Those who are already in the club of the wealthy know that being tenacious is one of the reasons why people make huge returns on their investments.