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This are the new rules for Indian passport as declared on 23rd Dec, 2016.In order to streamline, liberalize and ease the process of issue of passport, the Ministry of External Affairs has taken a number of steps in the realm of passport policy which is expected to benefit the citizens of India applying for a passport. The details of these steps are given below:-PROOF OF DATE OF BIRTHAs per the extant statutory provisions of the Passport Rules, 1980, all the applicants born on or after 26/01/1989, in order to get a passport, had to, hitherto, mandatorily submit the Birth Certificate as the proof of Date of Birth (DOB). It has now been decided that all applicants of passports can submit any one of the following documents as the proof of DOB while submitting the passport application:(i) Birth Certificate (BC) issued by the Registrar of Births & Deaths or the Municipal Corporation or any other prescribed authority whosoever has been empowered under the Registration of Birth & Deaths Act, 1969 to register the birth of a child born in India;(ii) Transfer/School leaving/Matriculation Certificate issued by the school last attended/recognized educational board containing the DOB of the applicant;(iii) PAN Card issued by the Income Tax Department with the DOB of applicant;(iv) Aadhar Card/E-Aadhar having the DOB of applicant;(v) Copy of the extract of the service record of the applicant (only in respect of Government servants) or the Pay Pension Order (in respect of retired Government Servants), duly attested/certified by the officer/in-charge of the Administration of the concerned Ministry/Department of the applicant, having his DOB;(vi) Driving licence issued by the Transport Department of concerned State Government, having the DOB of applicant;(vii) Election Photo Identity Card (EPIC) issued by the Election Commission of India having the DOB of applicant;(viii) Policy Bond issued by the Public Life Insurance Corporations/Companies having the DOB of the holder of the insurance policy.Report of the Inter Ministerial CommitteeA three-member Committee comprising of the officials of the Ministry of External Affairs and the Ministry of Women and Child Development was constituted to examine various issues pertaining to passport applications where mother/child has insisted that the name of the father should not be mentioned in the passport and also relating to passport issues to children with single parent and to adopted children. The Report of the Committee has been accepted by the Minister of External Affairs.The following policy changes have been made inter-alia on the basis of the recommendations of this Committee:(i) The online passport application form now requires the applicant to provide the name of father or mother or legal guardian, i.e., only one parent and not both. This would enable single parents to apply for passports for their children and to also issue passports where the name of either the father or the mother is not required to be printed at the request of the applicant.(ii) The total number of Annexes prescribed in the Passport Rule, 1980, has been brought down to 9 from the present 15. Annexes A, C, D, E, J, and K have been removed and certain Annexes have been merged.(iii) All the annexes that are required to be given by the applicants would be in the form of a self declaration on a plain paper. No attestation/swearing by/before any Notary/Executive Magistrate/First Class Judicial Magistrate would be henceforth necessary.(iv) Married applicants would not be required to provide Annexure K or any marriage certificate.(v) The Passport application form does not require the applicant to provide the name of her/his spouse in case of separated or divorced persons. Such applicants for passports would not be required to provide even the Divorce Decree.(vi) Orphaned children who do not have any proof of DOB such as Birth Certificate or the Matriculation Certificate or the declaratory Court order, may now submit a declaration given by the Head of the Orphanage/Child Care Home on their official letter head of the organization confirming the DOB of the applicant.(vii) In case of children not born out of wedlock, the applicant for the passport of such children should submit only Annexure G while submitting the passport application.(viii) In case of issue of passport to in-country domestically adopted children, submission of the registered adoption deed would no longer be required. In the absence of any deed to this effect, the passport applicant may give a declaration on a plain paper confirming the adoption.(ix) Government servants, who are not able to obtain the Identity Certificate (Annexure-B)/ No-Objection Certificate (Annexure-M) from their concerned employer and intend to get the passport on urgent basis can now get the passport by submitting a self-declaration in Annexure-‘N’ that he/she has given prior Intimation letter to his/her employer informing that he/she was applying for an ordinary passport to a Passport Issuing Authority.(x) Sadhus/ Sanyasis can apply for a passport with the name of their spiritual Guru mentioned in the passport application in lieu of their biological parent(s) name(s) subject to their providing of at least one public document such as Election Photo Identity Card (EPIC) issued by the Election Commission of India, PAN card, Adhar Card, etc wherein the name of the Guru has been recorded against the column(s) for parent(s) name(s).

It’s not about what you owe but what the vehicle is worth. Each state has different total loss thresholds. Many are 75% but some are 80 or even 100% of the value of the vehicle. A vehicle can be be totaled because the value of repairs has exceeded this or an insurance company can do a constructive total loss where they take the value of repair and compare it to all costs that may be associated with the repairs such as rental, reminisced value, towing, anticipated supplemental damage(hidden damages) along with the salvage value of the vehicle and if all that together would exceed the value of vehicle call it a total. They also have the option of doing what’s called a discretionary total which means they’ve used their description to total a vehicle. This mostly comes into play if someone died in the vehicle or they don’t believe a safe repair can be done.At any point, once they deem the vehicle a total loss they get a value. I’m the majority of states this is done by getting options and rating the preexisting condition of the vehicle and sending it to a company who then does a market search of like vehicles and makes adjustments based on mileage options and the conditions. This will be returned as the actual cash value of the vehicle. Then they will add tax based on the amount and the local titleing fee and subtract your deductible if you have one. This is what they’ll pay.You can request to retain the vehicle, in most areas it’s their discretion if they will allow you to or not. Usually you will have to own the vehicle out right meaning no Lein holder. If they do they will deduct the salvage value of the vehicle and in some areas the tax and title fee. the next part is the tricky part. Depending on where you live you may be issued a salvage title but in some areas you may even be issued a certificate of destruction which that vehicle will no long be alllowed to operate on the road. If you do get a salvage title you can repair the vehicle and get a rebuilt title. Each state is different in how this works. Usually the car has to be fully repaired properly and inspected by the state. Some states will require you to get the body shop who did the work to sign forms stating they did the repairs. This can be hard as most reputable shops will not want to fix a totaled vehicle or sign any paper work for liability reasons. If you leave it as a salvage title this vehicle is now only worth the salvage value to your insurance company. Meaning if you keep it insured and total it again and the salvage value was say 500 they will only value that car at 500 on the next total no matter how much you put in to fixing it. Atleast in my area it is.My advice is that unless it’s a total bc of purely cosmetic reason like maybe from a hail storm or the vehicle just doesn’t have any value left and some light cosmetic work totaled it it probably not worth the effort or money to keep it. As I said most reputable shops will not want to work on it and you’ll have to get some lower end shop to repair it that probably won’t repair everything or half ass it and in a future wreck could have devistating results.Remember cars are meant to bend, crush and fold in certain ways to keep the occupants safe and if not done properly will not act like they are supposed to in future wrecks. Take the money and use it as a down payment on a new or new to you vehicle.

This are the new rules for Indian passport as declared on 23rd Dec, 2016.In order to streamline, liberalize and ease the process of issue of passport, the Ministry of External Affairs has taken a number of steps in the realm of passport policy which is expected to benefit the citizens of India applying for a passport. The details of these steps are given below:-PROOF OF DATE OF BIRTHAs per the extant statutory provisions of the Passport Rules, 1980, all the applicants born on or after 26/01/1989, in order to get a passport, had to, hitherto, mandatorily submit the Birth Certificate as the proof of Date of Birth (DOB). It has now been decided that all applicants of passports can submit any one of the following documents as the proof of DOB while submitting the passport application:(i) Birth Certificate (BC) issued by the Registrar of Births & Deaths or the Municipal Corporation or any other prescribed authority whosoever has been empowered under the Registration of Birth & Deaths Act, 1969 to register the birth of a child born in India;(ii) Transfer/School leaving/Matriculation Certificate issued by the school last attended/recognized educational board containing the DOB of the applicant;(iii) PAN Card issued by the Income Tax Department with the DOB of applicant;(iv) Aadhar Card/E-Aadhar having the DOB of applicant;(v) Copy of the extract of the service record of the applicant (only in respect of Government servants) or the Pay Pension Order (in respect of retired Government Servants), duly attested/certified by the officer/in-charge of the Administration of the concerned Ministry/Department of the applicant, having his DOB;(vi) Driving licence issued by the Transport Department of concerned State Government, having the DOB of applicant;(vii) Election Photo Identity Card (EPIC) issued by the Election Commission of India having the DOB of applicant;(viii) Policy Bond issued by the Public Life Insurance Corporations/Companies having the DOB of the holder of the insurance policy.Report of the Inter Ministerial CommitteeA three-member Committee comprising of the officials of the Ministry of External Affairs and the Ministry of Women and Child Development was constituted to examine various issues pertaining to passport applications where mother/child has insisted that the name of the father should not be mentioned in the passport and also relating to passport issues to children with single parent and to adopted children. The Report of the Committee has been accepted by the Minister of External Affairs.The following policy changes have been made inter-alia on the basis of the recommendations of this Committee:(i) The online passport application form now requires the applicant to provide the name of father or mother or legal guardian, i.e., only one parent and not both. This would enable single parents to apply for passports for their children and to also issue passports where the name of either the father or the mother is not required to be printed at the request of the applicant.(ii) The total number of Annexes prescribed in the Passport Rule, 1980, has been brought down to 9 from the present 15. Annexes A, C, D, E, J, and K have been removed and certain Annexes have been merged.(iii) All the annexes that are required to be given by the applicants would be in the form of a self declaration on a plain paper. No attestation/swearing by/before any Notary/Executive Magistrate/First Class Judicial Magistrate would be henceforth necessary.(iv) Married applicants would not be required to provide Annexure K or any marriage certificate.(v) The Passport application form does not require the applicant to provide the name of her/his spouse in case of separated or divorced persons. Such applicants for passports would not be required to provide even the Divorce Decree.(vi) Orphaned children who do not have any proof of DOB such as Birth Certificate or the Matriculation Certificate or the declaratory Court order, may now submit a declaration given by the Head of the Orphanage/Child Care Home on their official letter head of the organization confirming the DOB of the applicant.(vii) In case of children not born out of wedlock, the applicant for the passport of such children should submit only Annexure G while submitting the passport application.(viii) In case of issue of passport to in-country domestically adopted children, submission of the registered adoption deed would no longer be required. In the absence of any deed to this effect, the passport applicant may give a declaration on a plain paper confirming the adoption.(ix) Government servants, who are not able to obtain the Identity Certificate (Annexure-B)/ No-Objection Certificate (Annexure-M) from their concerned employer and intend to get the passport on urgent basis can now get the passport by submitting a self-declaration in Annexure-‘N’ that he/she has given prior Intimation letter to his/her employer informing that he/she was applying for an ordinary passport to a Passport Issuing Authority.(x) Sadhus/ Sanyasis can apply for a passport with the name of their spiritual Guru mentioned in the passport application in lieu of their biological parent(s) name(s) subject to their providing of at least one public document such as Election Photo Identity Card (EPIC) issued by the Election Commission of India, PAN card, Adhar Card, etc wherein the name of the Guru has been recorded against the column(s) for parent(s) name(s).