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Yes. You should expect a written notice of denial from a New York insurance company. A verbal denial on the phone is not within the state regulation: 11 NYCRR 216.0 Section 216.6 of the:OFFICIAL COMPILATION OF CODES, RULES AND REGULATIONS OF THE STATE OF NEW YORKTITLE 11. INSURANCE DEPARTMENTCHAPTER IX. UNFAIR TRADE PRACTICESPART 216. UNFAIR CLAIMS SETTLEMENT PRACTICES AND CLAIM COST CONTROL MEASURESWhich States:(c) Within 15 business days after receipt by the insurer of a properly executed proof of loss and/or receipt of all items, statements and forms which the insurer requested from the claimant, the claimant, or the claimant's authorized representative, shall be advised in writing of the acceptance or rejection of the claim by the insurer.Question Details:Few weeks ago, the apartment above mine got flooded (issue with their washer) which went down to my unit. My neighbor's insurance company denied the claim over the phone because they decided that my neighbor is not liable for the incident (manufacturer's issue). What are my rights? I don't get any written denial letter from them. Is it required under NY law for them to provide one?Based on the details of the question, I am suspect of:Whether the verbal communication came from an Agent or a Company Adjuster.That the claim was actually submitted/presented to the company,What are your rights?Since you are a “third party” to this claim you’re not entitled to the same rights as if you were the “insured” on the policy,However you have the right to sue the other party for your damages.You have the right to submit a claim on your insurance policy and allow them to subrogate against the other tenant.The other tenant then has the right to deal with the situation by submitting the claim to their insurance company, or not.If the other tenant chooses to submit a claim to their insurance company you can expect that the company will notify you in writing of their determination of coverage or of a denial.If the claim is denied, you have the right to submit a complaint to the NYS DFS. The NYS DFS will investigate the determination on your behalf and render their findings.You also have the right to challenge the claim with the insurance company or with the other party using your own legal counsel.There are a number of “rights” that you have in regards to pursuing action against the other tenant, with the tenant or insurance as the compensating mechanism.Keep in mind… all of those “rights” do not mean you will be on the winning side of the argument.

Decide which state in which you want to practice. Is it an ABA accredited law school? And are you licensed to practice in Canada? How long? Reciprocity aside, Do you want to practice as a non- resident?New York is considered to be one of the more accessible states to practice in if you have a foreign law school degree. Here is the link to the requirements. Foreign Legal Education It begins with the completion of an on line evaluation form. But the general section states:Section 520.6 of the Rules of the Court of Appeals for the Admission of Attorneys and Counselors at Law (22 NYCRR 520.6) contains the eligibility requirements for applicants who wish to qualify for the New York State bar examination based on the study of law in a foreign country. Rule 520.6 also incorporates by reference many provisions from Rule 520.3. Compliance with the requirements of the Rules of the Court of Appeals must be proven to the satisfaction of the Board before an applicant may be permitted to sit for the bar examination. Therefore, applicants should carefully review Rules 520.6 and 520.3 before applying to sit for the New York State bar examination.And assuming you want to go through the application process, you kinda need to decide if you will practice as a non- resident. If you are you need to figure out where you will maintain an office. Some states may allow you to open a virtual office. Can you maintain a virtual office in New York? Court to Non-Resident NY Attorneys: Get an Office Here If you Want to Practice | Law Firm Suites Seems like you probably do.So that’s a lot to think about. If your on the left coast then follow the same process for Washington State or wherever it is you are thinking about practicing.

It depends on what comprises the misconduct. For misconduct that does not involve child abuse in an educational setting or criminal conduct, you can report misconduct by filing a complaint with the NYSED Office of School Personnel Review and Accountability using the form found at http://www.nysed.gov/common/nysed/files/complaintform.pdf. If a teacher employed by a school district has engaged in conduct toward a student that caused or could have caused serious personal injury or death or other serious harm, or which constitutes a sex crime, the teacher can be reported to local law enforcement and to the principal of the school where he/she works. The principal is required by statute to report the matter to law enforcement and to investigate the matter and take any other appropriate corrective action, including adverse employment action. The Superintendent of the school district will also be required to report the teacher’s actions (assuming they are borne out by investigation or result in a criminal conviction) to the Office of School Personnel Review and Accountability. (See NY Educ. Law Part 23-b and 8 NYCRR 100.2(hh).