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Question:Do you think Biden needs to "prove" that his 80 million votes are legal as Trump has demanded?Response:No, and if you go and read every States recount procedure, it is the person who demanded the recount to both pay and prove their assumption of voter fraud.Trump’s own voter fraud commission, The Presidential Advisory Commission on Election Integrity (PACEI) after being disbanded by Trump found NO evidence of Voter Fraud. https://www.usnews.com/news/national-news/articles/2018-01-10/trump-commision-on-election-integrity-found-no-evidence-of-voter-fraudJoint Statement from Elections Infrastructure Government Coordinating Council & the Election Infrastructure Sector Coordinating Executive Committees“The November 3rd election was the most secure in American history. Right now, across the country, election officials are reviewing and double-checking the entire election process prior to finalizing the result.“When states have close elections, many will recount ballots.All of the states with close results in the 2020 presidential race have paper records of each vote, allowing the ability to go back and count each ballot if necessary. This is an added benefit for security and resilience. This process allows for the identification and correction of any mistakes or errors. There is no evidence that any voting system deleted or lost votes, changed votes, or was in any way compromised.“Other security measures like pre-election testing, state certification of voting equipment, and the U.S. Election Assistance Commission’s (EAC) certification of voting equipment help to build additional confidence in the voting systems used in 2020.“While we know there are many unfounded claims and opportunities for misinformation about the process of our elections, we can assure you we have the utmost confidence in the security and integrity of our elections, and you should too. When you have questions, turn to elections officials as trusted voices as they administer elections.”DHS panel says 2020 vote was 'most secure in American history' -- FCWAn election security team led by a senior Department of Homeland Security official stressed in a Nov. 12 press release that the 2020 general election "was the most secure in American history."In bold type, the Election Infrastructure Government Coordinating Council, a team working under the aegis of the Cybersecurity and Infrastructure Security Agency at DHS, stated that, "[t]here is no evidence that any voting system deleted or lost votes, changed votes, or was in any way compromised."The statement directly contradicts the most recent in a raft of conspiracy theories put forth by President Donald Trump stating that a voting machine vendor secretly changed votes. This and other claims by Trump have been tagged as "disputed" under a new policy by Twitter to point to potential election misinformation.***Donald J. Trump @realDonaldTrump Nov 12“REPORT: DOMINION DELETED 2.7 MILLION TRUMP VOTES NATIONWIDE. DATA ANALYSIS FINDS 221,000 PENNSYLVANIA VOTES SWITCHED FROM PRESIDENT TRUMP TO BIDEN. 941,000 TRUMP VOTES DELETED. STATES USING DOMINION VOTING SYSTEMS SWITCHED 435,000 VOTES FROM TRUMP TO BIDEN.”@ChanelRion @OANNThis claim about election fraud is disputedThe statement is attributed to CISA assistant director Bob Kolasky and other members of the executive committee, which includes Benjamin Hovland, the chair of the Election Assistance Commission, and Maggie Toulouse Oliver, New Mexico's secretary of state and president of the National Association of Secretaries of State."When states have close elections, many will recount ballots. All of the states with close results in the 2020 presidential race have paper records of each vote, allowing the ability to go back and count each ballot if necessary. This is an added benefit for security and resilience," the statement reads. "This process allows for the identification and correction of any mistakes or errors."The news comes amid reports in Reuters and elsewhere that CISA Director Chris Krebs expects to be asked to resign or to be fired by the Trump administration. Bryan Ware, CISA's assistant director for Cybersecurity is leaving the agency on Friday -- a move first reported [b] by Cyberscoop. According to a Reuters report, Ware was asked to resign.CISA has been aggressive in combatting misinformation about voting fraud in the wake of the Nov. 3 elections, and Krebs has been out in front on social media to call attention to specific conspiracy theories being peddled on social media – including some promulgated by Trump himself.Election 2020: Setting the Record Straight - Dominion Voting Systems Updated: November 21, 2020SETTING THE RECORD STRAIGHT: FACTS & RUMORSDOMINION VOTING SYSTEMS CATEGORICALLY DENIES FALSE ASSERTIONS ABOUT VOTE SWITCHING AND SOFTWARE ISSUES WITH OUR VOTING SYSTEMS.According to a Joint Statement by the federal government agency that oversees U.S. election security, the Department of Homeland Security's Cybersecurity & Infrastructure Security Agency (CISA): "There is no evidence that any voting system deleted or lost votes, changed votes, or was in any way compromised." The government & private sector councils that support this mission called the 2020 election "the most secure in American history."1) DOMINION IS NOT SHUTTERING ITS OFFICES. EMPLOYEES HAVE BEEN ENCOURAGED TO WORK REMOTELY AND PROTECT THEIR SOCIAL MEDIA PROFILES DUE TO PERSISTENT HARASSMENT AND THREATS AGAINST PERSONAL SAFETY.Dominion employees are being forced to retreat from their lives due to personal safety concerns, not only for our employees themselves, but also for their extended families.ABC News has reported on these security concerns, saying that after "two weeks of false fraud claims," this is the latest sign that "freewheeling online rhetoric has real-world consequences."Dominion team members are working around the clock to address issues with law enforcement and take every measure we can to ensure the safety of our employees.2) VOTE DELETION/SWITCHING ASSERTIONS ARE COMPLETELY FALSE.An unsubstantiated claim about the deletion of 2.7 million pro-Trump votes that was posted on the Internet and spread on social media has been taken down and debunked by independent fact-checkers.Edison Research (ER) has refuted any claims that company data suggests any voting irregularities, including vote switching. Edison Research President Larry Rosin told The Dispatch Fact Check, "Edison Research created no such report and we are not aware of any voter fraud."Claims that 941,000 votes for President Trump in Pennsylvania were deleted are impossible. The fourteen counties using Dominion systems collectively produced 1.3 million votes, representing a voter turnout of 76%. Fifty-two percent of those votes went to President Trump, amounting to 676,000 votes processed for the President in Pennsylvania using company systems.Dominion does not have the ability review votes in real time as they are submitted.The U.S. Department of Homeland Security's cybersecurity division has confirmed that it is not possible for a bad actor to change election results without detection.Dominion doesn't even operate in some of the contested districts, including Philadelphia, Milwaukee, and Dane County, WI.3) ASSERTIONS OF "SUPERCOMPUTER" ELECTION FRAUD CONSPIRACIES ARE 100% FALSE.The Cybersecurity and Infrastructure Security Agency (CISA) has debunked claims about the existence of a secret CIA program for vote fraud called Hammer and Scorecard.All U.S. voting systems must provide assurance that they work accurately and reliably as intended under federal U.S. EAC and state certifications and testing requirements. Election safeguards - from testing and certification of voting systems, to canvassing and auditing - prevent malicious actors from tampering with vote counts and ensure final vote tallies are accurate. Read more from CISA.There have been no "raids" of Dominion servers by the U.S. military or otherwise, and Dominion does not have servers in Germany. CISA has refuted this claim on Twitter, and the U.S. Army has also confirmed to the Associated Press that it's false.4) THERE WERE NO DOMINION SOFTWARE GLITCHES AND BALLOTS WERE ACCURATELY TABULATED. THE RESULTS ARE 100% AUDITABLE.No credible reports or evidence of any software issues exist. Vote counts are conducted by county and state election officials, not by Dominion. Our systems support tabulation by those officials alone. Human errors related to reporting tabulated results have arisen in a few counties, including some using Dominion equipment, but appropriate procedural actions have been taken by the county to address these errors were made prior to the canvass process.The Michigan Secretary of State's office offers a Fact Check Page which debunks false or erroneous claims about voting in Detroit, as well as a user-error incident in Antrim County.The Georgia Secretary of State has also repeatedly stated throughout the count that "[a]s the work goes on, I want to assure Georgia voters that every legal vote was cast and accurately counted."Dominion's systems are not responsible for 2,631 uncounted ballots discovered in Floyd County, Georgia during the statewide recount. The Secretary of State's office has cited clerical error and lack of following proper procedures as the cause.Votes are not processed outside the United States. Votes are counted and reported by county and state election officials - not by Dominion, or any other election technology company. Assertions that votes are counted in Germany are completely false, as has been fact-checked by the Associated Press5) DOMINION EMPLOYEES DO NOT HAVE ACCESS TO THE BALLOT ADJUDICATION SYSTEM, NOR DO THEY OPERATE IT.The canvass process exists to allow election officials to validate and count ballots that were unable to be counted on Election Day because they needed additional adjudication. Dominion employees do not have access to this adjudication system, nor do they operate it.Access to any adjudication system resides with the election authority using it. The system is controlled through secure and verifiable user accounts, and all the voter intent adjustments are securely logged in the system and then recorded in the digital image of the ballot.All states require bipartisan/multi-person teams in order to adjudicate ballots in accordance with the law.6) DOMINION IS A NONPARTISAN U.S. COMPANY BASED IN DENVER, CO.Dominion has no company ownership relationships with the Pelosi family, Feinstein family, Clinton Global Initiative, Smartmatic, Scytl, or any ties to Venezuela or Cuba. Dominion works with all U.S. political parties; our customer base and our government outreach practices reflect this nonpartisan approach.The Associated Press has verified that Dominion has no ties to http://Venezuela.As reported by the Associated Press, "Dominion made a one-time philanthropic commitment at a Clinton Global Initiative meeting in 2014, but the Clinton Foundation has no stake or involvement in Dominion's operations, the nonprofit confirmed." The meeting included bipartisan attendees focused on international democracy-building.7) DOMINION IS NOT, AND HAS NEVER BEEN, OWNED BY SMARTMATIC.Dominion is an entirely separate company and a fierce competitor to Smartmatic.Dominion and Smartmatic do not collaborate in any way and have no affiliate relationships or financial ties.Dominion does not use Smartmatic software.The only associations the companies have ever had were:- In 2009, Smartmatic licensed Dominion machines for use in the Philippines. The contract ended in a lawsuit.- In 2010, Dominion purchased certain assets from Sequoia, a private U.S. Company. Smartmatic, a previous owner of Sequoia, pursued legal actions against Dominion.8) NO UNAUTHORIZED OR LAST-MINUTE SOFTWARE UPDATES OCCURRED.Claims about software updates being done the night before Election Day are 100% false. Our voting systems are designed and certified by the U.S. government to be closed and do not rely on network connectivity.Both Spalding County and the Georgia Secretary of State have verified that a) this type of unauthorized update is impossible, and b) the actual logs from equipment under the custody of the County determined an update did NOT happen the night before the election.Georgia Voting System Implementation Manager Gabe Sterling has affirmed in his daily press briefing on November 9 that "nothing was done to the [PollPad] system after [October 31]," when voter files were updated as part of normal procedure.9) MISINFORMATION IS AN ATTACK ON OUR DOMINION CUSTOMERS: LOCAL ELECTION OFFICIALS AND SECRETARIES OF STATE.Erroneous claims that precincts in Michigan had more votes recorded than actual voters point to an affidavit that has several glaring errors. The counties cited are in Minnesota, not Michigan, and the affidavit's claims regarding over-votes are not verified with any data from previous Minnesota elections or the Secretary of State. This claim has no basis in truth.These dedicated public servants - not Dominion - run our elections and many have reaffirmed the integrity of the elections. Recent statements from election officials include:MICHIGANThe Michigan Secretary of State's office debunked false claims about the election in the state, stating absentee ballot counting was transparent and accurate and that an isolated user error in Antrim County did not affect election results.A spokesperson for the Michigan Secretary of State stated, "We have not seen any evidence of fraud or foul play in the actual administration of the election. What we have seen is that it was smooth, transparent, secure and accurate."GEORGIAThe Georgia Secretary of State stated upon completion of a statewide review of ballots on November 19, "Georgia's historic first statewide audit reaffirmed that the state's new secure paper ballot voting system accurately counted and reported results."ARIZONAThe Chairman of the Maricopa County Board of Supervisors released a letter on November 17 noting, "The evidence overwhelmingly shows the system used in Maricopa County is accurate and provided voters with a reliable election... The Dominion tabulation equipment met mandatory requirements during logic and accuracy testing before the Presidential Preference Election, the Primary Election and the General Election. And after each of these 2020 elections, the hand count audit showed the machines generated an accurate count."10) THERE ARE NO ISSUES WITH THE USE OF SHARPIE PENS.Election officials provide writing instruments that are approved for marking ballots to all in-person voters using hand-marked paper ballots. Dominion Voting Systems machines can read all of these instruments, including Sharpies.The DHS Cybersecurity and Infrastructure Security Agency, "if a ballot has issues that impacts its ability to be scanned, it can be hand counted." The Maricopa County Board of Supervisors assured voters that "sharpies do not invalidate ballots." Dominion has stated that "Sharpie pens are safe and reliable to use on ballots, and recommended due to their quick-drying ink."Lastly,Trump lost and no matter how many “without merit” lawsuits Trump’s “cracked” team of lawyers believe Trump was cheated by voter fraud, they will not stand up in court and claim what has no proof because that would be PERJURY.Perjury.…Subornation of PerjuryA related offense is the crime of subornation of perjury, which typically involves coaching or persuading a person to commit perjury. Attorneys and other people who might advise a witness may be targets of subornation of perjury accusations.

As others have correctly noted, you should first get a credit report from all three bureaus. You can do this at no cost from a number of outlets, such as Credit Karma.Once you know where you stand, you should prioritize the accounts you tackle. In order of severity:Past-due accounts. Bring them current. Doing this will not erase the history, but changing the status from “past due” to “previously delinquent” will gain you many points on your scoreCollection accounts. If they are for credit cards (revolving accounts), they hurt your score many ways. In addition to the history of late payments, they’ll also report a currently past-due payment, high credit utilization (card maxed out) and possibly a balance over the credit limit.You may be able to negotiate with the creditor or their agent. It is possible that the original issuer “charged off” your account as uncollectible, then sold it to a factoring company for pennies on the dollar. These companies make a profit by collecting accounts that the original creditor deemed hopeless. They may buy an account with a $1,000 balance for as little as $200, so settling for, say, $500 makes them a profit.When you speak with any collection agent, they will try to get you to pay them the full amount (plus accrued interest and fees) immediately, using a “check-by-phone.” Do NOT agree to this. You’ll be giving them access to your checking account, which is never a good idea.If you offer a lower settlement amount, they’ll tell you they have to talk to their “manager.” They won’t—they’ll just put you on hold for a minute or two. When they come back on the line, they’ll tell you they convinced the “manager” to accept some lower amount, but only if you pay by phone right now. Don’t agree to any settlement without having something in writing from them (an email is sufficient). The agreement should specify that the agreed amount will settle the account in full.They will try again to get you to pay over the phone. Tell them you will arrange for an immediate payment by check, wire or direct transfer (you’ll need their bank information to do this).Liens and judgments. If someone sued you in Small Claims Court and won a judgment, that becomes a matter of public record and will appear on your credit report. Although you can try to negotiate after the fact with the judgment creditor, you really have no leverage. Once you pay the judgment, you may have to record the Satisfaction of Judgment with your county recorder—it depends on your state’s rules.Those are the negative items that you have the ability to fix. There are other matters that may appear that you just have to live with and wait for them to “age.” The older any negative item gets, the less it affects your score. A single 30-day late payment that happened last month could lower your score by 30 points. A year later (assuming no other delinquencies), it could mean 10 points. After two years, the effect is negligible.Items that aren’t generally changeable includeBankruptciesForeclosuresRepossessionsA bankruptcy will typically have a significant effect on your credit score until it drops off after ten years. Like other negative entries, its effect diminishes with age.There are some other steps that you can take to raise your scores that do not involve negative items.Credit card balances. When the balance reported on a credit report (“credit utilization”) goes over about 30%, your score starts to suffer. A maxed-out card, regardless of credit limit, can cost you 15–25 points. If you are over your credit limit—even by a dollar—the cost is greater. Ideally, you should not carry a credit card balance at all because the rates are so high. At a minimum, keep the balances under 30%. Pro tip: call your credit card issuers every six months or so to request a credit line increase. Although many evaluate your account regularly, you can also speed the process by making a specific request. If you have an $800 balance on a card with a $1,000 limit, you’ll lose many points on your score. If the creditor raises your limit to $2,500, you’ll magically fall below the 30% utilization level. Sweet.Beefing up your credit profile. If you have just one or two accounts, you are said to have “thin” credit. Getting two or three new credit cards will fix that. It is not necessary ever to carry a balance (and you should not, because of the typically high rates), but you should use credit cards often enough to keep them active. Pay them off within the 25-day grace period to avoid having to pay interest.Be aware that a new (“unseasoned”) account will slightly depress your score for a short time—about 30–60 days. Having the additional accounts in your credit profile will ultimately help you, however.Think twice before closing any account you have had for a long time. A credit card you’ve had for ten years or more adds points to your score. If the card doesn’t carry any annual “membership” fees, there is no reason to close the account. Just be sure to use it occasionally to keep it active. You may find that the creditors will keep raising your limit to entice you into using their card and carrying a balance! If a card does have any kind of annual fee, decide whether it is a worthwhile price to pay for whatever benefits they offer, such as airline miles, cash rebates or extended warranties.We should dispel a few myth about credit.You do not need to carry a balance on a credit card to get a higher score. Apart from my personal observation of hundreds of credit reports, I have access to a FICO simulator from my credit report vendor. It is quite accurate—and gives me the ability to perform “what-if” simulations to determine the effect of paying off credit cards. There is no difference between paying a card off and leaving a small balance.You do not have to owe money to have a high FICO score. There is one self-appointed financial “guru” with a syndicated radio program who claims that a FICO score is an “I-love-debt score.” This is utter nonsense. You can have an excellent credit score (740 or higher) with just three credit cards in good standing with low (or zero) balances. You do not have to pay single penny of interest to have a good score.It is true that having a mix of several types of credit (revolving, installment and mortgage) can get you a higher score; but there is no practical benefit for most people in having a score over 760. The best mortgage rates come from a 740 score, for example. For the vast majority of people, very high scores (800–850) bring bragging rights and not much else.A low credit score is never a permanent impediment. In many cases, people are simply unaware of how credit—and credit scores—work. Even if your score is abysmally low (let’s say below 500), you can fix it. You won’ be able to do it overnight, and it may take some money to clear up old items. But you CAN do this.One last note: there are “credit repair” companies operating who claim to be able to add hundreds of points to your credit scores. Setting aside those companies that are literal scams, credit repair companies all operate using the same principle: to dispute negative items repeatedly, regardless of whether they are accurate or not. Under the Fair Credit Reporting Act (FCRA), the credit bureaus are legally obligated to act on legitimate disputes. They do this by sending a query to the creditor who has given the adverse information. If the creditor does not respond within 30 days, the entry must be removed. The credit repair people are counting on a creditor neglecting to respond to the credit bureau’s query in time.While this process can indeed remove even legitimately entered derogatory items, there is also the possibility that they will resurface in the future. Following the steps I have outlined in this answer will improve your credit scores once and for all. Most importantly, anyone with low credit scores should take a hard, honest look at their own behavior and decide how they can avoid a recurrence.Okay, end of lecture.I hope this has been helpful.

Why did the Trump legal team single out Dominion Voting Systems for apparently baseless accusations of election fraud while not mentioning ES&S, an even larger vendor of voting systems with significant past controversies of its own?Because the Trump legal team didn’t focus on the voting machines, but on the ballots, and on their recount, audit and purging of the fortified ballots, in all of the six states where certain counties reported serious election anomalies.Such as:County election authorities suddenly halting vote countingPoll watchers being told to leave after the counting was halted with no valid or with false reasons given.Vote counting resuming shortly after the poll watchers left.Abnormally low signature rejection rates for the mail-in votesPoll watchers being harassed, and obstructed one way or another, and or outright prevented from performing their duties by county election authorities.Creepy Joe suddenly gaining a few vote leads, but the down ballots being nearly unaffected.Security cameras at the Fulton county vote counting facility, capturing election personnel continuing scan and rescan ballot votes on Dominion voting machines.Two of the four Wayne county Board of Canvassers refusing to certify the election results for logical reasons at that county, and later forced under criminal Democrat pressure to either abstain or to certify the election results.