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How do you keep yourself focused on your goals?
I had zero rupees, not even a sum to buy a shirt or a pair of shoes.This was my last shot at the business. Otherwise, I had to look for a job which I didn't want to do at any cost.However, without any funds or idea, everything looked impossible.I watched Youtube, read on Google, visited wholesale markets, visited industries.I searched countless options, evaluated them, prepared plans, finalised a few options.To shortlist a business, I visited experienced people, experts, took advice.Finally, I made a decision with empty hands but dedicated mind.I needed enormous sums to purchase machinery, arrange working capital and stocks.I knew I needed to intentionally walk into a debt trap, but I didn't look back.I borrowed funds from banks, private lenders, took my father's savings, my wife's every bit of earning in the last two years, sold my expensive accessories like PlayStation, Gold coin.Still, money I had wasn't even enough to buy new machines, so I started searching scrap dealers, and scrap yards.I needed ten different machines; I obtained old scrapped machines from different sources.Got them painted and repaired, spent months bringing them in functional condition.Rented factory premises.Got the plant arranged, purchased secondary items, got the electrification done.Hired labourers, one by one, all by myself.Ran for orders with my uncle, after initial rejections I got one small order.I needed raw materials to process the order. Still, our goodwill was ruined in the metal market, I shamelessly met many suppliers, requested, gave offers, finally one supplier agreed to supply raw material.It took weeks to manage old machines labours and produce reasonable quality products.I had burned 70% of all my capital, and the machines weren't able to produce goods.Those days we're fearful and super anxious, I really had no idea what would I do of I lost this opportunity. I was sunk in loans from top to bottom.I stood with the operators from morning nine till evening nine to get the desired quality.Simultaneously, I had to wake up all night and manage my online selling company.Finally, by God's grace, an impossible dream became functional. The first reasonable quality products were delivered.If you ask me today to do even 50% of what I did then, I will surely refuse, because it was unthinkable, some days were hell.But I succeeded.Only because I was madly devoted to my goal to build a business and not to get back doing a job.Once you achieve that madness to do something, nothing in the world can stop you, in fact, somehow things work themselves out.Best of luck.Answer source- A common man's uncommon life.
What is the best indicator of a person who will become successful one day?
I have a part time helper. She is a good cook,expert in all house hold jobs. She earns thirty thousand per month. She comes every day from near village by changing two buses. Her husband is auto driver.One day she came with all bruises on her body. Her husband beat her for not giving him money. She was saving money in chits( it's like private savings not in banks). She refused to give. Her husband asked her to leave the house it seems. From that day onwards either she should give money or should get beatings. Her husband fell in bad company and started drinking she said.I said ‘tell him sorry and give little money only like I00 ,200. mean while search for a place. Overnight with your 8 and 10 year old kids you can't come out on road. So make temporary peace. Even if you go to your parents or relatives they too don't take responsibility forever. Your kids have to leave school also. If you are determined you can change your fate. Like a pup your husband would come back to you. No woman would marry a drunkard fellow. No girl friend gives him money to drink. Just he is threatening you with second marriage. You have kids. He does not have anyone with him. It would be his loss. Let him do whatever he wants.’Her husband felt proud to control her by showing her correct place. I told her to come up in life. At the same time told her ‘remember you should have tremendous patience along with brains. Hard-work anyway you do.’Immediately she brought her little gold and kept with me. I was surprised and felt her problem is genuinely serious and she has decided what she wants. She is not a cribbing soul like many women.I know a builder who had some irregular plot. To make it vasthu complaint he cut two corners of the plot and made it perfect rectangular.I contacted him.told him anyway you are loosing those pieces. I would arrange a candidate , sell her that piece.When I explained him her condition he readily agreed to sell her for a lower price. Since it's a long narrow triangler piece in a residential area no one is coming forward to buy. He wanted to grow coconut trees.It's just 200 sqft piece. She immediately sold her nose pin, ear studs and pulled out money from her chits, paid him one and half lakh and got it registered on her name. She offered the builder little money and builder made a shed for her with sheet roof and one toilet. A small triangular room.One day when her husband demanded money and threatened to throw her away she herself so confidently walked out with kids.Called me.Amma! I came out now what to do?This took almost one year for her.I said ‘start making tea and sell. Make Ragi mudde and sambar for construction labour and sell. Don't make in huge quantity. See the demand and make.’‘Where is the money? I paid everything to the builder.’ she felt depressed.I said ‘you forgot.you kept your ear hangings with me. I would give it to you. Sell them. Gold is for emergencies only'.She said ‘No! Amma! My mother gave those to me in my marriage. I want to give those to my daughter. Please keep them with you and give me hand loan. I would pay back you with interest and take back my gold.’I know she would definitely come up in life. She needs only support not charity. I often get requests and emails from able young people requesting financial help. Each one says different reasons. Some for education, some for medical treatment, some for religious functions.the list goes on.She is not asking charity. I said immediately. ‘Come evening and take 15 thousand rupees'.She came and took half the money. Because she wants to test the waters.Slowly it picked up. Now she supplies breakfasts for the needy office going people in adjacent apartments for payment. Her son and daughter delivers them and go to school. She paid back my money with a big sweet packet since I refused interest part. I opened an account for her. She buys small small gold items for her daughter and keep them with me. Now three years completed. Her husband came back to her shutting his mouth. She feeds him but doesn't let him handle her money. He runs rented auto.she makes him sleep in that only. She says ‘he changed a lot. But unless she is very much sure won't let him in her house.She hired a bigger shed paying rent. She proudly says her own shed is like a temple for her. Her working place. Her children also help her and good in studies also.The best indicator of a person to come up in life is determination, problem identification, patience, intelligence and hard work.A cribbing and brooding person never get success. He keeps finding faults with his own people, society, system blah blah..
We live with my in laws. They pay the mortgage and my husband and I pay all other taxes and bills. My mother in law just told me she wants us to pay half the mortgage as well but won’t add our names to the house. How do I say no in a polite way?
The amount of rent you are asked to pay has absolutely nothing to do with the ownership of the house or with the mortgage payment amount. Your in laws house could be worth $250,000 and have almost $250,000 outstanding on the mortgages, or the might owe only $10,000. However, there is a current market value for the space you are utilizing and as adults you should be willing to either pay this amount or move. Homes are expensive to maintain. Your in laws bear the burden of all maintenance and upkeep. They will purchase a roof if the present one wears out, as well as a new furnace, A/C unit, water heater and flooring and appliances. While you live there you are depreciating, through wear and tear, the lifespan of every system within the home. You are additionally interfering with their privacy.Perhaps the requested rent increase is a method for them to indirectly say: “it's time for you to move out”.Living with others is stressful. Perhaps you enjoy spending time undisturbed doing nothing; and a co-inhabitant wants to talk. Perhaps you live with someone who routinely moves your belongings, or who leaves dirty dishes or laundry lying around. Perhaps you come home ready to make yourself a salad and find someone has eaten your lettuce and not replaced it. Yes, you can end up not feeling relaxed and comfortable in your own home. This is normal, and it explains why it's more common for individuals or couples to live harmoniously together than for larger groups of people to reside under one roof.Your in laws didn't move into your home. You moved into theirs. If you want to own a home, you will need to save to be in a position to purchase one. Until then, be appreciative of the fact that your in laws have allowed you to live in their home. Pay what they ask or move out.
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