How To Complete Kyc Profile Form In Peoples Bank: Fill & Download for Free

Thank you for the A2A, Gaurav Singh JadaunHere’s a step by step process towards setting up your mutual fund investments.Step 1: Basic knowledgeI assume you are new to investing so my first suggestion to you would be to get a very basic understanding of what some investment terms mean and what your basic options are in the mutual fund world. This will help you make more informed choices going forward.Here are some other posts I have written on Quora that I think you will find helpful:Are mutual funds safe?How can I invest in mutual funds and earn good returns?Step 2: Designing your portfolioFor most investors, a diversified basket of 4–6 mutual funds works best. The idea is to have a good mix of the two major types of funds - stable debt funds that offer modest returns and equity funds that offer more returns but come with higher risks. The mix of funds that is right for you depends on a bunch of factors - how long you can stay invested for, how stable your income is, how comfortable you are with fluctuations in your wealth, etc. Once all this is considered and you decide on your portfolio, you can invest what you have saved so far as a lump sum and then also set up a systematic plan (SIP) to automatically make periodic contributions to your portfolio.Step 3: Investment expensesEvery mutual fund in India is required to have two investment options; direct and regular. The two options have the same exact investment strategy, with one difference - the regular plan includes sales and marketing expenses (including the commissions to pay the distributor who sold you the investment), while the direct plan is cheaper and does not include these expenses. When you buy funds from your bank, or an agent or online platform where they do not charge you any fee (so-called “free” investment advisers), you can be certain that they are going to be selling you the higher priced regular plan mutual funds which come with commissions.Check out this Quora post to learn more: What is the difference between regular and direct plans of mutual funds?Step 4: Execution optionsA higher fee will definitely affect your returns in the long term so I would definitely encourage you to purchase direct plan funds. Depending on whether you need advice and a managed portfolio or whether you plan to do it yourself, there are three options you can considerBuy directly from the AMC: You can invest in a fund via the AMCs or the fund houses responsible for management of the particular portfolios. However, to invest in different funds managed by different AMCs you will have to go invest via all the individual AMCs. This can be cumbersome and difficult to keep a track of. Also you will have to study each of these and create a portfolio for yourself.Buy from Mutual Funds Utilities (MFU): MFU is a single window transactional platform provided by the Association of Mutual Funds of India (AMFI) which can be used by individuals to invest into direct mutual funds or by distributors or RIAs to invest on behalf of their clients. However MFU does not provide advisory functions so it is a good option only if you know what you need to buy.Go with a SEBI Registered Investment Adviser: RIA’s have a fiduciary duty i.e they are obliged to act in the best interests of their clients. They are not paid a commission for selling mutual fund policies. Instead they perform advisory functions, to help you create a personalized portfolio according to your needs. They will charge you a nominal fee for their advice and in some cases may also provide access to an online platform for convenient investing in direct mutual funds.Step 5: DocumentationBefore you invest you will also need to complete a one-time KYC process. And in order to invest in direct funds via MFU, you will also need to obtain a free common account number (CAN).KYC: Know Your Customer (KYC) compliance is a prerequisite for investments in mutual funds. Investors are required to fulfill KYC requirements with a KRA (KYC registration agency) once and this is applicable to all investments across funds.CAN: You need to register with Mutual Fund Utilities and obtain a Common Account Number which is a prerequisite for investing in direct mutual funds through MFU. The CAN lets investors transact in multiple mutual fund schemes by making a single consolidated payment instead of having to put in individual orders at each AMC. MF Utilities India - Common Account Number - BenefitsFor help with all the steps of this investment process, you can check out my website, Savvy. We are SEBI registered investment advisers and invest your money only in direct funds. You can sign up and get a free portfolio recommendation based on an assessment of your risk profile. If you are satisfied with your recommendation, you can also also execute your trades on our platform which is linked with MFU. We also help you with all the documentation requirements to get you invested.If you found this answer helpful, follow us on twitter @getsavvyin and like us on facebook @getsavvyin to get the latest from Savvy Investments.

Yes you can make 2000 rupees with MPL without playing any games.I want to explain about MPL for people who don’t know about it.MPL stands for Mobile Premier league is Mobile gaming applications which pays users for winning in tournaments and games running in the applications.MPL contains wide variety of games from bubble shooter, Cricket, Racing games, carroms, footballs and many more.If you want to make money by playing it is the best options.The reason behind my statement variety of games, more tournaments and high pool prize amount Rs 300 - Rs 1 lakh.If you want to make money at your free time, it is the best options.Lets see the procedure to make money.Before going to make money with MPL, you need to register as MPL user. For that please download the application from Google play storeApplication download link: MPL app ( Download though this link to get 50 MPL token as Sign up bonus.)Click on the above link to download the application to your smart phoneClick to install, once the installation is over, th button is turned in open option, Click on it. it will take few seconds for opening the application.Once the application opens, you will get option to register as shown below.4.Enter your Mobile number to register.(Paytm number is Recommended)5. You will get OTP to verify your number, it will verify automatically as shown below.6. Once the verification done, you will direct to MPL account where you can get option to Play games, To play the game, you need MPL token. You will get 50 MPL token as Signup bonus from the above link.7. You can earn money from tokens by playing games which means you need tokens to participate in game. If you win the game you will get Money as Cash prizes.There are many games available with MPl from Cricket, football to racing games, carroms,pool etc.,How you will Money from Token?Every game has some tokens as eligibility type like below, you need to submit them to join the game.Ex: In the above image, you will see 30 token on right side which are MPL token, you need to submit them to participate in game which has Rs 6000 as Prize money.After the game end, you will get money if you rank is within the prize money.Ex: Lets consider 1000 members participated in the game. The prize money will break as follow1–10- Rs 50010–50- Rs 30050–200- Rs X amount200–500 -will get Y amount500 and above get ZERO amount as cash prize. If you performance rank in game is between 200–500 you will get Y amount , 50 -200 you will get X amount as winning prize.In the same way, you can earn money in MPL by playing games.Every time you participate in MPL game, you need MPL tokens.If you don’t have MPL tokens in your account you earn through Following ways.Daily spin:MPL gives one chance a day to spin MPL lucky wheel where you can earn MPL token ranging from 1 MPL token to 50 MPL token per spin based on your lucky. You can earn MPL token daily with Spin wheel option.Referring friends:Second way is referring .You will get 50 MPL token if anyone signup with MPL through your link.You will get the referring link under Wallet section>> Earn more coins.Other:There are other options token earning options available with MPL under Earn more option in Wallet sections which are Uploading profile pic ( 5 tokens) , updating Gender ( 5 tokens) completing KYC ( 10 tokens) and you can find other new option there.Through above method you can earn unlimited tokens and earn money with MPL games.If you want to earn money with MPL without playing games:You can earn upto Rs 2000 rupee along with 50 MPL tokens by referring MPL to your network.MPL is providing refer and earn option on top of the wallet section. By clicking on the optio, you will direct to Refer and earn section where you will see referral code and invite option to refer people.For each signup, you will get 50 mpl TOKENS + Referral money as followIf you refer 2 member you will get Rs 15 rupee3 members - Rs 255 members - Rs 60 so on to Rs 2000 to 40 referral.By using above mentioned ways, you can make money with MPL and by using Refer and earn option in MPL, you can earn Rs 2000 without playing any game.How to Withdraw CASH from MPL?You can withdraw MPL cash through PAYTM, BHIMUPI or Bank Transfer.The minimum withdrawal amount is Rs 20 and Maximum withdrawal amount per day is 1000.I hope my content helps you in making money at your free time.If you like the MPL application, you can signup through below link and earn Rs 2000 and convert your free time into money.MPL appIf you think, this article helped you. Please share and upvote the answer and follow me on Quora for more useful and helpful content.

Yes You Can Do Full Kyc At Your Home. Paytm is Now Started Kyc at Your Home With Mobile.Wallet services provided by Paytm Payments Bank are governed under the RBI guidelines of pre-paid instruments. These guidelines require that for issuing Wallet to customer Minimum KYC must be completed. Further, Minimum KYC is valid for 24 months. For using Wallet beyond 24 months as well as for availing complete benefits of Wallet, Full KYC needs to be completed.Paytm KYC Trick 2019 - Complete Full KYC At Your Home With Aadhar OTPAlso, for availing Account services (optional) provided by Paytm Payments Bank, Full KYC needs to be completed.What is Minimum KYC?As per RBI guidelines, you to need do complete Minimum KYC to activate your wallet. In order to complete Minimum KYC you need to provide your Name and Unique identification number of any of Passport, Voter ID, Driving License or NREGA Job Card.Minimum KYC allows you partial access to benefits of Paytm Wallet. With you minimum KYC wallet youCan pay to 12 Million+ Merchants who accept PaytmCan pay online on any app/websiteMaintain balance up to ₹10,000 per monthCannot send money to a friend’s walletCannot transfer money to the bankCannot keep the balance of up to ₹1,00,000Cannot open Savings AccountAs per RBI guidelines, Minimum KYC is valid for 24 months only. To get complete benefits of wallet and to continue usage beyond 24 months, you need to complete your Full KYC.How do I Complete my Minimum KYC?In case your Minimum KYC is not complete, you will see an exclamation mark against your Name in the flyout menu that opens from the left. Tapping on your name will take you to the profile page where you will see a banner showing you that your wallet is not active. Tapping on the banner will take you to the screen where you can provide your Name and Unique identification number of any of Passport, Voter ID, Driving License or NREGA Job Card.On submitting these details, you will become a Minimum KYC customer and your Wallet will be activated.Click here to complete your Minimum KYC now.What Happens if I Don’t Complete my Minimum KYC?Minimum KYC is required for using Wallet. Without Minimum KYC it is still possible for you to use Paytm for UPI money transfer and make purchases using credit/debit cards and net-banking.What Happens if my Minimum KYC Expires?As per RBI guidelines, your Minimum KYC will expire in 24 months unless you complete Full KYC with in-person verification. After expiry, you will not be able to add money to your wallet or transfer the balance amount to your bank account. You can however continue to use your existing wallet balance for making payments at 12 Million+ merchant outlets as well as online payments on apps/websites accepting Paytm. You can also continue to use Paytm for UPI money transfer and make purchases using credit/debit cards and net-banking.How do I Know if my Minimum KYC is Complete and When is it Expiring?If your Minimum KYC is complete, you will see a KYC icon on Paytm Home Page on the Blue Strip at the top. On tapping on this icon you will be able to see details of your Minimum KYC expiry date. In case your Minimum KYC has expired, it will be mentioned on this screen.What is Full KYC and What are the Benefits of Completing Full KYC?You can become a full KYC customer once you complete your in-person verification. By becoming a full KYC verified customer, you will get the following benefits:The amount of money you can hold in your wallet gets upgraded from ₹10,000 to ₹1,00,000No spending limit on your wallet accountYou can transfer money to any other wallet or bank accountYou become eligible to open Paytm Payments Bank Savings AccountClick here to complete your Full KYC.How do I Complete my Full KYC?To become a Full KYC customer, you need to complete in-person verification in any of the following ways:1. Aadhaar based KYC at your Nearby KYC Point: You can find Nearby KYC points by tapping on http://m.p-y.tm/kyc on your smartphone or visiting this link on your browser. You may also tap on the Nearby icon on the blue strip at the top of Paytm App Home page. You need to carry your Aadhaar and PAN* for verification. You will need to verify your Aadhaar biometrically.2. Aadhaar based KYC at your Doorstep: This is in pilot phase and has been rolled out to limited users in select locations. In case you are part of the pilot exercise, you will find this option by tapping on http://m.p-y.tm/kyc Else, you may visit the KYC point nearest to your location.3. KYC without Aadhaar: This facility is available only at select locations as RBI guidelines require verification of original documents to be done only by our employees. You can find the schedule of our employees by going to http://m.p-y.tm/NoBiO You will need to provide your PAN* and any ONE of the below Govt. issued Address Proof documents in original: Driving License / Voter ID / Passport / NREGA Job Card.*In case you don’t have PAN, our representative will assist you in providing a Form 60 declaration as per RBI guidelines.Some important points to note:In addition to Aadhaar & PAN, our representative will also click your picture from our authorized KYC Android app. Some additional details around parent & spouse name, occupation and income are also needed as part of CERSAI and RBI guidelines.Currently KYC can be done only for Indian citizens, Indian residents and Tax residents of India and of no other country who are above 18 years of age. We will be enabling KYC for minors & foreign residents soon.You can choose to use Full KYC for upgrading your Wallet & Opening Savings Account, only upgrading your Wallet or only opening your Savings Account.Do I Need to Pay for KYC?No. KYC is FREE. You don’t have to pay any charges to the authorized Paytm Payments Bank representaives for KYC.Is the KYC Process Safe? Are my Documents and Photos Stored Securely? Is it safe to give my fingerprint impression for Aadhaar verification?KYC process is completely safe and is carried out by authorized representatives who have undergone thorough background verification and intensive training. All details are captured via Paytm Payments Bank’s authorized application and are transmitted securely to our servers and are not stored on our representative’s handset. Similarly, your fingerprint impressions are not stored and are used for just a one-time verification of Aadhaar details with UIDAI. Our processes follow strict regulatory guidelines laid down for banks and are frequently subjected to external audits.How Long Does it Take to Complete KYC Verification?Once your in-person verification has been completed by our authorized representative, it will take another 2-3 working days to complete your full KYC verification.I Check if I am a Full KYC User?Login to your Paytm App and tap on your name in the navigation panel on the left hand side. If your KYC has been done, you will see a blue tick-mark next to your name.Is it Necessary to Open a Savings Account if I Want to Complete my Full KYC?No. While completing Full KYC you can choose to upgrade your Wallet & Open Savings Account, only upgrade your Wallet or only open your Savings Account. You get to make this choice yourself over an IVR call at the start of your KYC process.What are the Benefits of Opening a Savings Account with Paytm Payments Bank?Some of the key benefits of Savings Account are as follows:Zero Balance Account with 4% interestAuto-sweep Fixed Deposit with upto 7.60% interestBreak FD anytime without any penalty chargesUnlimited and FREE Bank to Bank money transferFREE digital Debit Card for all your online shoppingPlatinum Debit Card/ATM card with free airport lounge accessCan Full KYC be Completed From Home?This facility is in pilot phase and has been rolled out to limited users in select locations. In case you are part of the pilot exercise, you will find this option by tapping on http://m.p-y.tm/kyc Else, you may visit the KYC point nearest to your location.Who is Eligible for KYC?As per our current process, all Indian citizens, Indian residents and Tax residents of India and of no other country who are above 18 years of age are eligible for KYC. We will be enabling KYC for minors and foreign residents soon.Can KYC be Done for Minors/People Less Than 18 Years in Age?Currently we don’t have support for this. We will be enabling KYC for minors soon.I Have Already Completed my KYC With Online Verification of Aadhaar. Why do I Need to do KYC Again?Aadhaar OTP based KYC is valid for only 1 year as per RBI guidelines. You need to complete your in-person verification to continue using your wallet after 1 year.Can KYC be Done on Two Mobile Numbers? How do I Update Mobile Number Against an Existing KYC Account?Your KYC can be done against only one mobile number.In case you want to update mobile number against an existing KYC account, you can simply login using your existing mobile number and tap on your name in the navigation pane on the left. On the landing screen you will get an option to update your mobile number.In case you have done your KYC on a mobile number you no longer have access to and need to get KYC done on a new mobile number please go to our 24×7 Help section and raise a ticket in the ‘I want to know the process to De-Link my KYC document’ section.I Want to Close My Wallet and Transfer My Balance to My Bank Account. Why do I Still Need to do KYC?This is as per the requirements of RBI Master Direction on Issuance and Operation of Prepaid Payment Instruments (Section 9.1). Minimum KYC Wallets are not allowed to transfer balance to a Bank Account. Bank transfer is enabled only post Full KYC. Full KYC is also needed in case a Minimum KYC customer wants to close account and transfer balance to Bank Account.