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PDF Editor FAQ

What is the meaning of a registered rent agreement for opening a bank account and its format there of?

The lease deed is an agreement, which documents the contract between the owner (lessor) of the house, and the tenant (lessee). It specifies the period, amount of rent, monthly maintenance charges, security deposit, names and addresses of both lessor and lessee, and other terms and conditions.The document needs to be registered in the Registrar's office, and is available for verification, if needed.The formats are available with notaries. Banks accept it as address proof. However, ìf the deed is in the name of another family member, a relationship proof (like birth certificate, passport, ration card etc. which establishes the relationship between the lessee and account holder) needs to be submitted.

In business, have you ever deliberately dressed down for a negotiation in the hope that the other party would underestimate you?

I distinctly remember being in my work clothes (I ran a concrete plant in addition to being the CFO of the company; usually, I spent the morning at the plant and then came to the main office to work in the afternoon) when the executive committee of the board of directors (BOD) of a local nonprofit walked into the lobby of the office seeking to speak with me.We’d been in a monthslong back-and-forth about materials that had been delivered to their property, which was used by them, their employees, and their hired contractor. They made a foolish mistake of disbursing funds to their contractor for both the materials purchased from us and whatever fees he charged for doing the work. — He did not remit the funds due to us.The treasurer of the nonprofit, who really was probably sympathetic to my entreaties for payment, was busy, as she was a mother of small children, and she worked. Also, the president and VP were older, retired individuals who had some name recognition and they, of course, asserted their control over the treasurer.What finally got their attention is that my boss, the president of our corporation, once was a city council member and a benefactor of the same nonprofit when his children were going through school. — He knew that the land on which they operated, and on which the materials we delivered were deposited, was merely leased by the nonprofit from the city; they didn’t own it.A significant portion of my financial responsibilities was the administration of a commercial real estate portfolio, including lease negotiations. I knew that, if I placed a mechanic’s lien on the property owned by the city due to nonpayment of monies due by the tenant, the tenant/lessee likely (almost without a doubt) would violate a covenant of their lease agreement, and if the city wanted, they could terminate the lease on the spot and kick them out.It was never my goal to do that, but I sent the executive BOD a demand letter in which I said that, if they continued not to pay, that I would be forced to submit my bill to the owners of the property, so as to avoid having to place a lien on property owned by the city, and that, likely, that would void their lease agreement with the city. — Whether that would’ve happened — yeh, I doubt it.I’m pretty sure the mayor/city council would’ve demanded they paid their bills, though.Needless to say, the monthslong back-and-forth ended spectacularly when all of them showed up at our office, en masse, with a lack of smiles on their faces.I came out and greeted them and said that we could sit down in the big office; this was where my boss would’ve been, but he was not in the office. — It was a very large room with a large desk, built inside the office, such that he could read large blueprints and other plans.I got some extra chairs and situated them on the other side of the desk; then, I went to my office and grabbed their file, showing all of the bills and correspondence I’d sent, and came back into the big office and sat down on the other side of the table in the big chair.The four women sat down in chairs; the men stood. On the other side of the desk, I sat down in the chair. — No matter how I was dressed, I had just dressed myself up by this arrangement.I got out the bills and made sure that our numbers were the same — that we were on the same page about what was owed.A silver-haired lady, obviously alpha and not used to this type of treatment, began saying that their contractor was required to make the payment to us; that they’d already paid him.I shut her down pretty quickly by telling her that the contractor they had chosen was known, by almost everyone, to be a liar and a cheat. Whatever arrangements they had between contractor and themselves was between the contractor and themselves. — We had made our arrangements, always, with a member of the nonprofit — one of whom was standing up, at the back, with his arms crossed.If the contractor didn’t pay, then it was their responsibility. And, if they did not pay, then it was the city’s responsibility. — And, I doubt they wanted the city officials to learn that they were not paying their bills.The silver-haired alpha — you could see it in her eyes — she was pissed!Next, she said that they’d originally had an agreement with my boss that he would furnish the materials and delivery fees for free; it was to be a donation.I responded that I’d discussed this matter several times with my boss; that he supported my efforts; that I was the CFO of the company, and that if there was any doubt in my mind about the status of this debt, that I would never have pursued them. — In the absence of the president of the company, I spoke as the company.I also said that I’d discussed payment terms with the crossed-arms man at the back, and there was no way that he could’ve thought this was to be a donation. — I had gone out and supervised the project, on their leased property, and I’d done all of this personally. — None of this was secondhand for me. I ran the concrete plant and trucking operation of the company, and I oversaw everything financial that had to do with the company.If they were claiming I was misunderstood about what other people had said, I didn’t see how that could be, because I was the person who authorized the deliveries and I was the person who sent them the bills. — The only thing my boss had done was, in part, to tell me how much to charge them.That, though, was still just in part. — It was my understanding that he had wanted to discount the initial transactions a bit, and that’s what I got from the president. Otherwise, I was selling materials and delivery to them on my own terms. — Looking down at the bill, I noticed that I had discounted some of this as well.They had been given a discount, and we had acted promptly in response to their flooding issue. (Their property was flooding when it rained leading to inability to use part of it, which was bad for the operations.) — Though, despite our on demand service to them, they had acted like our bills were trash for over six months, and it was my job to make sure that our bills were collected.And, to pursue whatever collection techniques were appropriate given the situation. — Being this late (as, usually, NET 30 were terms we gave to people who bought materials for resale; they were not reselling the materials, so to give them thirty days to pay was just a recognition that they likely had to have a BOD meeting to authorize the treasurer to disburse the funds) — they were at 180 days or more at the moment — was not something that I could let sit on the back burner any longer, lest everyone forget what happened so long ago.And, as my boss was asking me about my efforts to collect, again, it could not be that he had intended to give them thousands of dollars worth of delivered materials gratis.By this point, the treasurer was looking like she wanted to be anywhere else but there. The crossed-arms man was relaxing a bit, and the silver-haired alpha was angrier than ever.She pulled out their checkbook and said that she would pay the bills, in full, right then, but she wanted me — all of us — to know that they would never do business with us again.I wanted to say that if they had no intention of paying their bills, I wouldn’t miss their “business,” but it really wasn’t my place.She, in fact, did pay the bill in full; they left, and I gave my assistant the check to process and deposit and went back to what I was doing in my, likely, grease-covered clothes.—Amazingly, at least to me, the one guarantee the silver-haired lady wanted from me was that I would not be going after any other payments from their contractor. She wanted to make sure that this was it; that he would not be harassed anymore.The notion that I’d harassed him was comical, as I’d spoken to him only once, at which point he said he would check with the nonprofit about when they’d be cutting the check and get back to me, and then, after that, he never called me back, and he never took my calls again. — He’d already been paid.I assured the lady that she could trust me that what I was asking for was all of the money they owed us, and that I would write paid-in-full on their invoices and sign that, and that would be a commitment by the corporation itself that they owed us nothing else for the matters currently being discussed.That contractor had put them in a bind; at least some of them there that day, probably, had to take off work to come see me. — And, in the end, the most important thing to her was that he be left alone.Bonkers.

Can my boyfriend enter my apartment if he rented (paid) it for me even though he gave me the keys?

In the UK, whoever holds the rent book and that rent book is in their name only, they are the principal tenant. The Tenancy Agreement is between that person and the Land Lord. A rent book must be supplied to the holder of the Tenancy Agreement (S.4 Landlord and Tenant Act 1964).You boy friend needs to be a little careful with this one since he could not only be breaking the Tenancy Agreement, since has in effect created a sub-lease by renting it to you, even if that was on, as we call it in the UK a “pepper-corn rent” (in effect free of charge), but also creating an act of trespass on the part of the Freeholder/Landlord.Both he and the Landlord have every right to remove you from the property as you are not party to the agreement, and again (in English legal terminology) she is only a “lawful guest”. If he chooses not to have you in the property that is his and ultimately the Landlord’s prerogative; they can have you removed, as you are no longer an “invited guest”.The previous paragraph aside, most Landlord and Tenancy Agreements which are in sole name only, usually have a condition that the person may have a “guest”; but that guest cannot stay longer than say 14 days. This is to stop “sitting tenancy” scenarios being created.In the UK, the system became such a problem in the 1980s onwards, that most Landlords moved away from Landlord and Tenant Agreements to Fixed Term Leases. That meant that they could not have “Sitting Tenants” as the lease term was fixed to a period of may be a year, perhaps more and would come to the end and the tenant asked to leave, alternatively invited to re-apply for the lease. Again, it is expected that the Landlord writes in to the agreement that the tenant/lessee be given notice of one to three months, upon termination of the agreement.The only exception would be if there was a breach of lease terms or default in which case, the Landlord would be entitled to evict, but may need a Court Order for the removal of the Tenant /Lessee.

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