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Hii Quorans…I believe I am eligible to answer as I have experienced and been successful.Well I was not aware about this Vidyalakshmi portal till May’2017. As I was searching for some Education Loan and all…I came to know about this portal of Central Government from Quora itself.So, my experience goes like this:My brother got his allotment in IMU to do MBA. So, I was doing all the paperworks for him to avail loan.So, on behalf of him I registered in Vidyalakshmi portal. After logging in we have to fill up the Application form where we have to fill the details of Student as well as Co-applicant (Co-applicant either parent/guardian). You have to upload the marksheet of the last course that you have done and also the allotment/admission letter after filling the application form.After filling up the Application form, go to the home page where there you will find options to apply to the bank online of your preference. You can choose only 3 banks in one User ID. I have applied to Bank of Baroda (where all our family members have account), ICICI & Bank of India. You will get these banks responses within 48 hours (working day). SS below:-So, he got the allotment letter on 17th June, 2017 (Saturday). We have applied on the same day itself on Vidyalakshmi portal. On 19th June (Monday) morning we got the message from Bank of Baroda to visit the branch and on 21st June from Bank of India we got the message. But ICICI bank didnt respond to us.We went to Bank of Baroda on 20th where we all have accounts. (PSU Bank working style as usual..”kal aao….aaj audit chal raha hai”) One day wasted.Next day we went. They received the hard copy of Application from Vidyalakshmi. Then they need a guarantor. Then we arranged a guarantor who had account in the same branch. Then as usual they were asking this document that document. After 5 days i.e. on 26th June an officer came to our house and shop for inspection(During inspection they may ask stupid questions like “yeh MBA karke kya faayda hai…better do some other courses…bla bla bla)…Then after verifications on 30th June he called Dad and said that the Loans been sanctioned and need to submit some documents. So, on 7th July we recieved the message from VidyalakshmiSo, finally on 7th July the loan was sanctioned.Important notes:Documents needed :Income Certificate from District Mamaltdar or 3 years ITR (ITRs filed on same day is not accepted.) (Income certificate or ITR of your parents or guardians)Copy of House ownership, House (Aakarni patra),(take all the copies of documents relating to the house/immovable property)Rs.100 stamp paper - 08 nos.Allotment letter with fees breakup (both can be availed from the university for submitting the same at the bank)Other docs such as PAN, AADHAR, BANK STATEMENT, LIGHT BILL etcGuarantors ITR, Salary slip of 3 months (if employed) (The person other than the family should be the guarantor)PS:Though we went to the branch where we had accounts, but we personally dont know the people working there. My dads balance was something around Rs.6000/- & brothers was Rs.4000/- and guarantors was around 25000/-.So, personally we had a positive outcome from Vidyalakshmi.And I believe that anybody who applies through Vidyalakshmi will receive a positive outcome and please note the documents mentioned above. If you keep the documents ready, you may receive the loan within 15 days.THIS WAS MY FIRST ANSWER IN QUORA. SO KINDLY PARDON ME FOR THIS LONG ANSWER. MY INTENTION WAS TO INFORM YOU IN DETAIL REGARDING THE SAME.

Rhea Chakraborty was summoned by the ED. Some people are doubting why ED has summoned her. What is the role of ED in this murder mystery? Is it their job responsibilities to take care of those. No, ED is not investigating the murder mystery. They are focusing on the money transaction of Sushant Singh Rajput, Rhea Chakraborty, their company account, ITR, moveable & immoveable prop, credit cards, and all other transaction of suspicious account related to this case.What are the approximate 14 to 16 questions asked by ED to Rhea ChakrabortyHow she knew Sushant and how many years of relationship they had?Answer - Through a mutual friend. We had a relation. Before his demise, we broke the relation. To support him in his bad time, I used to visit him.Then ED asked to produce all financial transactions with Sushant and if any contract she had with Sushant?Answer - I don't remember the exact amount, I received? It was for Company purpose and currently not holding the docs related to the transaction. Will submit it later.How they purchased the 2 immovable properties in Mumbai and on what name it was registered?Answer - I don't understand which property you are asking. Inned to check with his secretary and CA.was any will of the inheritance left behind Sushant?Answer - I don't know about it.What are the sources of income of Rhea and Rhea’s family members and how many are dependant on her?Answer - No, no one is dependent on me on finance-related issues.ED asked her to submit the bank statement and the amount of money received from other accounts.Answer - I don't have right now and I need time to submit the needful.What are the aims & objectives of the two companies - Front India for World and Vividrage Rhealityx?Answer - It was initiation by Sushant to develop the movie-making. It is yet to come to its maturity stage. I don't know much about the operation.What was your family investment in those companies and what are the types of investment?Answer - I appointed as the director for Public relations and CRM.ED asked to submit the financial transactions of the both company along with auditing reports.Answer - The CA can assist me with this. Currently, I am not holding the details.ED also asked any investment made by Rhea and her family in Abroad?Answer - No investmentHow can you tally your 11 lakhs income per year whereas your expenses are 65 lakhs?Answer - I will explain it after seeing the expenses and what were the purposes?Any Sleeping partners or investors in the both companies?Answer - I don't know.In detail the real questions and issues yet to expose. These questions are the following -Was Disha involved in the both companies and if yes, then why she left?How Sooraj Pancholi is involved with Vividrage Rhealityx?Why Aditya Ji and his friends are involved in the company operation and the demise of Disha was due to her exit from these companies?Who were sponsored more than 100 crores to these two companies to grow up?why SKF production had problems with these companies and Sushant?Who are the big shots from NCP and Shiv Sena who were involved in the money laundering?were these companies formed to convert the hawala money & black money into white form?is it true Dubai, Istanbul, and London based companies were about or did deal with these companies - Vividrage Rhealityx & Front India for World?If this investigation will take its shape by the unbiased inquiry and the state govt, the central govt & SC will give them full liberty to investigate, then so many persons from Maharastra Politics, Bollywood, CA firms, dummy companies and many more will see the legal trial and we will see many of them behind the bar.Don't forget these two facesCurrent CM of MaharastraEx-CM of MaharastraUdhav Thackrey Ji is trying to save his and son’s political career along with trying hard to avoid legal consequences and another is Manohar Joshi Ji who is trying to save his dummy man who possesses his assets and handling his Hospital and other business.RegardsSunil Kumar MohantyMALLB, [email protected]

Couple of basic criteria that you need to have:CIBIL should be clear.Income proof.Last year ITR.Along with other documents like your I'd proof and address proof. But the above doc are most important for your eligibility.