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Never before in his entire 70 odd years has he had to face the consequences of his actions or his faults. NEVER. Now he absolutely cannot avoid it. He cannot buy his way out, cheat his way out, blackmail his way out, etc., etc. If he could cause a civil war to avoid facing his losses, he WOULD. Anything at any price he is willing to risk. Anything ! This fits his biography perfectly. It is also fits everything Mary Trump, his niece who is also a clinical psychologist, said about him and her knowledge of his life.As a kid he had problems in school and finally by junior high his dad took him out of public school in Queens. He was caught with a jackknife and hanging out with delinquents so his parents freaked. He was sent to NY Military Academy which was one of the only choices for problem boys back then. He eked through. No distinctions, no honors, no special anything. He went to Fordham Univ in NYC for 2 years where he was not a good student either. The guy has ADD plus he is a malignant narcissist molded by his sociopath father. His brother Fred had a close friend who was a great student and was recruited to be a junior dean at Univ of Pa. The friend got Donald an interview and Trump Sr. donated an undisclosed sum to the school so Donald transferred there and finished his BA. It is not an MBA from Wharton. There was no Wharton yet. It is a BA in business from Univ of Pa. His records there and at NY Military Acad and at Fordham are sealed and all staff is dead or was sworn to secrecy. Some were paid to sign non disclosure type agreements. So he started working for his dad who was extremely successful especially with Starrett City in Brooklyn after tons of properties he owned in Queens. His dad took him under his wing and he was willing to do anything to please his father and gain his approval. Unlike his other siblings, he was an extrovert plus he would do or say anything to get his way and to win his father’s approval.He expanded their real estate empire into Manhattan AND DID NOT DO WELL AT ALL. He lost tons of money on most projects and made enemies in business in NYC over the years. He did the same with casinos, hotels and golf clubs in NY, NJ, Florida and Scotland. He became infamous for not paying suppliers and vendors and would just sue and counter sue them, instead of paying for their supplies or their work. He used the courts to destroy hundreds of small businesses and business people with employees and families. His lawyers would offer say $ 800,000 on a $ 4 million dollar job and the vendor would be forced to accept it or die. Many died anyway. He is a bad businessman, a cheat, a fraud, a liar and a loser.He is a great reality TV personality and a talented marketer. His family’s real estate empire bailed him out of each mistake and failure. Eventually, no NY bank would loan him money. Finally he got financing through Deutsche Bank. Most of the owners of his luxury Manhattan apartments were Russian and other foreign investors. These are all FACTS., not opinions. All documented and reported since 2000.I hope he and his crooked family are FINALLY brought to justice. It will never repay or repair the many lives, businesses and innocent people they have already destroyed.

Investments should be done based on financial goals. When you have to choose between two investment instruments, it is important to assess whether such investments fits in to your financial goals or not.Real EstateInvestment in real estate offers good returns in the long term, provided you take care of several things such as the right selection of property, location, keeping the cost of borrowing low, favorable market conditions etc. during your investment phase. And at the time of exit, you need to get the right buyer who can pay you good rate for the property. Realty investment requires a huge initial investment and you do not have an option to enter and exit whenever you want. Therefore liquidity could be a very big problem.It is suitable for investors who have enough surplus funds and are looking to diversify their investment portfolio. By leveraging a bank loan over your existing financial position, you can get a return of 14% to 18% Pa including rental income for a long term horizon i.e. 5 years to 10 years.Mutual FundsMutual Funds offer great flexibility and liquidity option. You can invest in debt funds or an equity oriented fund. There is very attractive tax advantage if you invest for long term in an equity fund.You also get the chance to diversify your investments. Through Systematic Investment Plan (SIP), you can make investments in installments too. Investment in equity funds can give you a return of 14% to 20% in long term and those in debt funds can give a return of 10% to 14% in the long term.With Rs 20 K per month to invest, it is suggestible you go for mutual funds. Real state investment requires more funds upfront and has lesser liquidity whereas mutual fund would allow you good returns with flexibility.Additional Read:Mutual Funds - BankBazaar.com10 Benefits Of Investing In Mutual FundsReal Estate Investing 101A Brief Guide To Investing In Real EstateIf you have any other personal finance queries, feel free to reach out - Adhil Shetty

As a Canadian living in America, it was hard to give up my healthcare and other benefits. But my wife is here, and I love her and I’m loving my little slice of Americana. In the midwest, the advantages are:Lower population density. Although Canada has a significantly lower population than the US, most of us are concentrated right near the border. In the US, people are more spread out which means I can live in a state where the capital has a population of just 200,000+, which is about the size of the town I left in Ontario.Cheap real estate. Again, Ontario’s real estate is ridiculously expensive. While there are parts of Canada that are cheap and parts of the US that are more expensive, in general real estate is less expensive here.Lower food costs. Even with the currency conversion, Canadians pay more for basic food items, especially staples that are subsidized in the US like corn, that are not in Canada (leading corn syrup-based foods to be significantly more expensive.)Better military benefits. Canada’s military doesn’t have the GI Bill (though we do have Tuition Assistance when you’re in), the accessibility of training schools (you can’t just “get” Airborne or language school written into your contract like you can in the US), enlistment bonuses, or many of the benefits of serving in the US military.Wider scope of practice in many professions. As a Licensed Clinical Social Worker in the US, you are trained to, and expected to diagnose. In Canada, only doctoral practitioners can. (Edit: To clarify, MD and Clinical Psych PhD/PsyD. In some areas, those with Masters degrees in a Clinical Psychology can diagnose under the supervision of a licensed Psychologist but Social Workers cannot.)Speaking of which, Physicians Assistant (PA) and Nurse Practitioners (NP) who have Masters degrees can prescribe in the US. That trend of Masters-level prescribers does not exist in Canada.Social and Job Training Programs. Peace Corps. Job Corps. Teach for America. VISTA (AmeriCorps). There are a lot of programs that are offered to Americans that don’t exist in Canada. I would love the opportunity to spend 2 years overseas working for a charity, but as a Canadian citizen that program wasn’t offered to me. As an American, you have a multitude of ways to give back, locally or overseas - without it costing you.Cheap Education. Now, I just answered a question yesterday where I said Canada had cheaper education. And at the in-person, brick and mortar school level, they do!But if you want to get your degree online, Athabasca University (our main online school) charges ~$850 a course for Canadians outside of Alberta, and $1700 for international students. Compare that to American Public University - $750 a course regardless of where you study.You can actually save money by picking a school outside of the country.ConclusionThere are actually a lot of benefits to be had living in America that you don’t have in Canada necessarily. It’s a shame I can’t find a good Poutine here in Iowa though. We have the cheese curds!