Notice: This Document Waives Rights Unconditionally And States That: Fill & Download for Free

In the future, ensure that you write your rental agreements to have some teeth, meaning that it spells out the consequences for things like late payment of rent and late fees. Obviously, not every possible infraction can have a laundry list of corresponding penalties, or the rental agreement would be miles long.The first step is to sit down with the tenant and speak softly, but carry a big stick. Very professionally state that you have observed X, Y and Z, and that this will not be tolerated, and lay out the consequences of future occurrences.Beyond a few days late payment of rent, I would be serving the tenant with a “Pay or Quit Notice”, which is a legal document that you should have written by your legal counsel.For a tenant who routinely breaks rules of the rental agreement, a landlord can serve the tenant one of three general types of notice: 1) a notice to pay rent or leave, 2) a notice to stop breaking rules or “cure” any violations or leave, or 3) an unconditional notice to leave.A landlord can also increase the rent if there is no term lease, but a month-to-month rental agreement.As a landlord myself, I never push term leases, everyone is always on a month-to-month rental agreement. If things do not work out, I will raise rent, compelling them to move out. My rental agreements allow for this provision.If things get very ugly, then retain legal counsel immediately. Waiting will result in you waiving your rights as a landlord to respond to situations in a timely manner and could result in a situation getting worse.

Because these are mostly standard terms that appear in all similar contracts, whereas the things that differentiate one term sheet from another are major points such as the amount to be invested, the valuation of the company, the date of the closing, the allocation of board seats, etc.Those unique parameters are therefore listed up front and are typically the points that are subject to negotiation. In most cases (unless someone is trying to be very cute) the miscellaneous terms and conditions (sometimes referred to as “boilerplate”) will be similar—if not identical—among term sheets from different investors and are therefore included at the end.Representations and Warranties of the Company. By executing this Agreement, the Company makes the following representations, declarations, warranties and covenants to the Subscriber as of the date hereof, with the intent and understanding that the Subscriber will rely thereon:Organization. The Company is a corporation duly organized, validly existing and in good standing under the laws of the State of Delaware and has all requisite corporate power and authority to own and lease its properties, to carry on its business as presently conducted and as presently proposed to be conducted and to carry out the transactions contemplated hereby. The Company is qualified as a foreign corporation in all such other jurisdictions, if any, in which the conduct of its business as presently conducted or as presently proposed to be conducted or its present ownership, leasing or operation of property requires such qualification and where the failure so to have qualified would have a material adverse effect on the Company.Authorization; Issuance. The execution, delivery and performance by the Company of this Agreement have been duly authorized (or will be duly authorized prior to the issuance of the Securities, as applicable) by all requisite corporate action by the Company; and the Transaction Documents have been (or upon delivery will have been) duly executed by the Company and will constitute the valid and binding obligation of the Company, enforceable in accordance with its terms except: (i) as limited by applicable bankruptcy, insolvency, reorganization, moratorium or other laws of general application affecting enforcement of creditors’ rights; and (ii) general principles of equity that restrict the availability of equitable remedies. The issuance, sale and delivery of the Securities have been duly authorized (or will be duly authorized prior to the issuance of the Securities, as applicable) by all requisite corporate action of the Company.No Conflict; Governmental and Other Consents.The execution and delivery by the Company of this Agreement and the consummation of the transactions contemplated hereby will not (i) result in the violation of any law, statute, rule, regulation, order, writ, injunction, judgment or decree of any court or governmental authority to or by which the Company is bound (including federal and state securities laws and regulations), (ii) result in the violation of any provision of the certificate of incorporation or bylaws of the Company, and (iii) conflict with, or result in a breach or violation of, any of the terms or provisions of, or constitute (with due notice or lapse of time or both) a default under or give to others any rights of termination, amendment, acceleration or cancellation of, any lease, loan agreement, mortgage, security agreement, trust indenture or other agreement or instrument to which the Company is a party or by which it is bound or to which any of its properties or assets is subject, nor result in the creation or imposition of any lien upon any of the properties or assets of the Company except in the case of clauses (i) and (iii) to the extent that any such violation, conflict or breach would not be reasonably likely to have a material adverse effect on the business of the Company.No consent, approval, authorization or other order of any governmental authority or other third-party is required to be obtained by the Company in connection with the authorization, execution and delivery of this Agreement or with the authorization, issue and sale of the Securities, except such post-Closing filings as may be required to be made with the SEC and with any state or foreign blue sky or securities regulatory authority.Representations and Warranties of the Subscriber. By executing this Agreement, the Subscriber makes the following representations, declarations, warranties and covenants to the Company as of the date hereof, with the intent and understanding that the Company will rely thereon:The Subscriber acknowledges that it has based its decision to invest on the information contained in this Agreement and the confidential term sheet distributed to Subscriber by the Company, and has not been furnished with any other offering literature or prospectus.The Subscriber acknowledges that Subscriber has read, understood and is familiar with the Risk Factors contained herein, is familiar with the nature of risks attending investments of this type, has determined that a purchase of the Securities is consistent with Subscriber’s investment objectives and reasonable in relation to the Subscriber’s net worth and financial needs.The Subscriber specifically acknowledges that it obtained the advice of its tax advisor to the extent the Subscriber deems necessary and to its satisfaction regarding the tax implications of an investment in the Securities.The Subscriber represents and warrants that it is acquiring the Securities for its own account as principal for investment and not with a view to resale or distribution and that the Subscriber will not sell or otherwise transfer the Securities except in accordance with applicable securities laws and the terms of the Note.The Subscriber has such knowledge and experience (together with its advisors, if any) in financial and business matters, and in particular the evaluation of early stage companies such as the Company, such that it is capable of evaluating the merits and risks of its purchase of the Securities as contemplated by this Agreement; and understands that the Company has no or a limited financial or operating history, the Securities are a speculative investment which involves a high degree of financial risk, and there is no assurance of any economic, income or tax benefit from such investment.The Subscriber represents and warrants that it is able to bear the economic risk of losing its entire investment in the Securities.The Subscriber represents and warrants that (i) ) is an “accredited investor” as such term is defined in Rule 501 of Regulation D promulgated under the 1933 Act, (ii) it has adequate means of providing for its current needs and contingencies, (iii) it has no need for liquidity in its investment in the Securities, (iv) it maintains its principal place of business at the address shown on the signature page hereto, (v) all of its investments in and commitments to non-liquid investments are, and after its purchase of the Securities will be, reasonable in relation to its net worth and current needs, and (vi) the financial information provided by it accurately reflects its financial condition, with respect to which it does not anticipate any material adverse changes.The Subscriber understands that the Securities have not been registered under the Securities Act, or the securities laws of any state and, as the result thereof, are subject to substantial restrictions on transfer.The Subscriber has been advised and is aware that there is no public market for the Securities, nor is one expected to develop as a result of this Offering. The Subscriber agrees and understands that it will not sell or otherwise transfer any Securities or any interest therein unless the Company approves the transfer or sale, and the Subscriber provides the Company with an opinion of counsel which is satisfactory to the Company (both as to the issuer of the opinion and the form and substance thereof) that the Securities may be transferred in reliance on an applicable exemption from the registration requirements of the Securities Act and any other applicable securities laws.The Subscriber understands that no federal or state agency has approved or disapproved the Securities, passed upon or endorsed the merits of the offering thereof, or made any finding or determination as to the fairness of the Securities for investment.The Subscriber acknowledges that all material documents, records and books pertaining to this investment have, on its oral or written request, been made available to the Subscriber and to its advisors.The Subscriber acknowledges that the Company has made available to the Subscriber the opportunity to ask questions of, and receive answers from, the Company concerning the terms and conditions of the Offering and to obtain any additional information, to the extent that the Company possesses such information, or can acquire it without unreasonable effort or expense, necessary to verify the accuracy of the information given to the Subscriber or otherwise to make an informed investment decision.The Subscriber understands that the Securities are being offered and sold in reliance on specific exemptions from the registration requirements of federal and certain state securities laws and that the Company and controlling persons thereof are relying upon the truth and accuracy of the representations, warranties, agreements, acknowledgments and understandings set forth herein in order to determine the applicability of such exemptions and the suitability of the Subscriber to acquire the Securities.The Subscriber represents that neither it nor any of its directors, executive officers, or other officers participating in the offering of Securities is subject to any of the “Bad Actor” disqualifications described in Rule 506(d)(1)(i) to (viii) under the 1933 Act.The Subscriber understands the meaning and legal consequences of the foregoing representations and warranties which are made for the purpose of qualifying such Subscriber as a suitable Subscriber. The Subscriber certifies that each of the representations and warranties set forth in this Section 8 is true and correct as of the date hereof and shall survive such date. The Subscriber understands that a false representation may constitute a violation of law and any person who suffers damage as a result of a false representation may have a claim against the Subscriber for damages. The Subscriber understands that the Company has the right to request additional information or corroboration.Indemnification. The Subscriber acknowledges and understands the meaning of the representations made by it in this Agreement and hereby agrees to indemnify and hold harmless the Company and all persons deemed to be in control of any of the foregoing from and against any and all loss, costs, expenses, damages and liabilities (including, without limitation, court costs and attorneys, fees) arising out of or due to a material breach by the Subscriber of any such representations. All representations shall survive the delivery of this Agreement and the purchase by the Subscriber of the Securities.The Company hereby agrees to indemnify and hold harmless the Subscriber from and against any and all loss, costs, expenses, damages and liabilities (including, without limitation, court costs and attorneys, fees) arising out of or due to a material breach by the Company of any representations and warranties set forth in this Agreement. All representations and warranties shall survive the acceptance of this Agreement by the Company and the purchase by the Subscriber of the Securities.Information Rights. So long as the Securities remain outstanding, the Company shall deliver to the Holders copies of all quarterly financial statements and narrative update reports that are prepared by management.Confidentiality. The Subscriber agrees that all information contained in the Note and all other proprietary information that the Subscriber has received or will receive from or as a security holder of the Company will be held by the Subscriber in the strictest confidence. Such information will not be used by the Subscriber for any purpose other than as a security holder in the Company and will not be disclosed to any other person by the Subscriber. Notwithstanding the foregoing, Subscriber may disclose financial information related to the Company to (i) the stockholders of Subscriber to the extent Subscriber is a corporation, (ii) the partners or members of Subscriber to the extent Subscriber is a partnership or limited liability company, as applicable, (iii) investors in Subscriber, (iv) employees of the Subscriber, and (v) advisors of the Subscriber, in each case, so long as such persons are under an obligation of confidentiality no less stringent than as set forth herein and Subscriber remains liable to ensure such stockholders, partners, members, investors, employees or advisors, as applicable, do not make unauthorized use or disclosure of such information.Notices. Notice, requests, demands and other communications relating to this Agreement and the transactions contemplated herein shall be in writing and shall be deemed to have been duly given if and when (a) delivered personally, on the date of such delivery; or (b) mailed by registered or certified mail, postage prepaid, return receipt requested, on the seventh day after the posting thereof; (c) sent by a nationally recognized overnight courier, on the next business day after deposit thereof, or (d) faxed, telecopied or e-mailed, on the date of such delivery to the address of the respective parties as follows:If to the Company, to: XXX with a required copy to: YYYIf to a Subscriber, to Subscriber’s address as shown on the signature page hereto, or to such other address as may be specified by written notice from time to time by the party entitled to receive such notice. Any notices, requests, demands or other communications by telecopy or cable shall be confirmed by letter given in accordance with (a) or (b) above.Governing Law; Jurisdiction. This Securities Purchase Agreement shall be governed and construed in accordance with the laws of the State of New York without regard to its conflicts of law principles.EACH OF SUBSCRIBERS AND THE COMPANY CONSENTS TO THE JURISDICTION OF ANY STATE OR FEDERAL COURT OF COMPETENT JURISDICTION LOCATED WITHIN THE STATE OF NEW YORK AND NO OTHER PLACE AND IRREVOCABLY AGREES THAT ALL ACTIONS OR PROCEEDINGS RELATING TO THIS SECURITIES PURCHASE AGREEMENT MAY BE LITIGATED IN SUCH COURTS. EACH OF SUBSCRIBERS AND THE COMPANY ACCEPTS FOR ITSELF AND HIMSELF AND IN CONNECTION WITH ITS AND HIS RESPECTIVE PROPERTIES, GENERALLY AND UNCONDITIONALLY, THE EXCLUSIVE JURISDICTION OF THE AFORESAID COURTS AND WAIVES ANY DEFENSE OF FORUM NON CONVENIENS, AND IRREVOCABLY AGREES TO BE BOUND BY ANY JUDGMENT RENDERED THEREBY IN CONNECTION WITH THIS SECURITIES PURCHASE AGREEMENT. EACH OF SUBSCRIBERS AND THE COMPANY FURTHER IRREVOCABLY CONSENTS TO THE SERVICE OF PROCESS OUT OF ANY OF THE AFOREMENTIONED COURTS IN THE MANNER AND IN THE ADDRESS SPECIFIED IN SECTION 12 OF THIS SECURITIES PURCHASE AGREEMENT.EACH OF THE PARTIES HERETO HEREBY IRREVOCABLY WAIVES ALL RIGHT TO TRIAL BY JURY IN ANY ACTION, PROCEEDING OR COUNTERCLAIM (WHETHER BASED IN CONTRACT, TORT OR OTHERWISE) ARISING OUT OF OR RELATING TO THIS SECURITIES PURCHASE AGREEMENT OR THE ACTIONS OF EITHER PARTY IN THE NEGOTIATION, ADMINISTRATION, PERFORMANCE AND ENFORCEMENT THEREOF. EACH OF THE PARTIES HERETO ALSO WAIVES ANY BOND OR SURETY OR SECURITY UPON SUCH BOND WHICH MIGHT, BUT FOR THIS WAIVER, BE REQUIRED OF SUCH PARTY. EACH OF THE PARTIES HERETO FURTHER WARRANTS AND REPRESENTS THAT IT HAS REVIEWED THIS WAIVER WITH ITS LEGAL COUNSEL, AND THAT IT KNOWINGLY AND VOLUNTARILY WAIVES ITS JURY TRIAL RIGHTS FOLLOWING CONSULTATION WITH LEGAL COUNSEL. THIS WAIVER IS IRREVOCABLE, MEANING THAT IT MAY NOT BE MODIFIED EITHER ORALLY OR IN WRITING, AND THIS WAIVER SHALL APPLY TO ANY SUBSEQUENT AMENDMENTS, RENEWALS, SUPPLEMENTS OR MODIFICATIONS TO THIS SECURITIES PURCHASE AGREEMENT. IN THE EVENT OF LITIGATION, THIS SECURITIES PURCHASE AGREEMENT MAY BE FILED AS A WRITTEN CONSENT TO A TRIAL BY THE COURT.Miscellaneous.All pronouns and any variations thereof shall be deemed to refer to the masculine, feminine, neuter, singular or plural, as the identity of the person or persons or entity or entities may require.This Securities Purchase Agreement is not transferable or assignable by Subscriber.The representations, warranties and agreements contained herein shall be deemed to be made by and be binding upon Subscriber and its heirs, executors, administrators and successors and shall inure to the benefit of the Company and its successors and assigns.None of the provisions of this Securities Purchase Agreement may be waived, changed or terminated orally or otherwise, except as specifically set forth herein or except by a writing signed by the Company and Subscriber.In the event any part of this Securities Purchase Agreement is found to be void or unenforceable, the remaining provisions are intended to be separable and binding with the same effect as if the void or unenforceable part were never the subject of agreement.The invalidity, illegality or unenforceability of one or more of the provisions of this Securities Purchase Agreement in any jurisdiction shall not affect the validity, legality or enforceability of the remainder of this Securities Purchase Agreement in such jurisdiction or the validity, legality or enforceability of this Securities Purchase Agreement, including any such provision, in any other jurisdiction, it being intended that all rights and obligations of the parties hereunder shall be enforceable to the fullest extent permitted by law.This Securities Purchase Agreement supersedes all prior discussions and agreements between the parties with respect to the subject matter hereof and contains the sole and entire agreement between the parties hereto with respect to the subject matter hereof.The terms and provisions of this Securities Purchase Agreement are intended solely for the benefit of each party hereto and their respective successors and assigns, and it is not the intention of the parties to confer, and no provision hereof shall confer, third-party beneficiary rights upon any other person.The headings used in this Securities Purchase Agreement have been inserted for convenience of reference only and do not define or limit the provisions hereof.This Securities Purchase Agreement may be executed in any number of counterparts, each of which will be deemed an original, but all of which together will constitute one and the same instrument.If any recapitalization or other transaction affecting the capital stock of the Company is effected, then any new, substituted or additional securities or other property which is distributed with respect to the Securities shall be immediately subject to this Securities Purchase Agreement, to the same extent that the Securities, immediately prior thereto, shall have been covered by this Securities Purchase Agreement.No failure or delay by any party in exercising any right, power or privilege under this Securities Purchase Agreement shall operate as a waiver thereof nor shall any single or partial exercise thereof preclude any other or further exercise thereof or the exercise of any other right, power or privilege. The rights and remedies herein provided shall be cumulative and not exclusive of any rights or remedies provided by law.

Amazon Pay LaterWelcome to the terms and conditions for Amazon Pay Later ("Terms"). These Terms are applicable between you and Amazon Pay (India) Private Limited ("Amazon") for the transactions for purchase of goods or services you make through select online medium, platforms or marketplaces ("Digital Property") using the "Amazon Pay Later" payment method ("Amazon Pay Later") . It is clarified that these Terms are applicable only if Amazon Pay Later is available for payment on the Digital Property. These Terms are applicable in addition to any terms and conditions that may be applicable to your use of the Digital Property where Amazon Pay Later is available as a payment option.The following terms & conditions apply to any and all transactions made on Digital Property using the Amazon Pay Later payment option:-Amazon Pay Later is a payment option available to certain select customers to make payments on the Digital Property . Amazon Pay Later option may only be available for purchase of select good or services on the Digital Property.If a customer choses to paying using Amazon Pay Later , the customer will transact with one of our Lenders (“Lending Partner”). Under Amazon Pay Later, Lending Partner will provide a credit facility to the customers to make purchases on the Digital Property and make payments for the same on a deferred basis in instalments ("Facility"). Prior to providing the Facility, Lending Partner may (in its discretion) conduct credit approval checks for the customerProvision of the Facility is at the discretion of Lending Partner, and Lending Partner reserves the right to reject (exercisable in its discretion) the Facility to a customer, with or without any notice or reason and without any liability.Amazon has no role to play pertaining to the offering of the Facility or the terns on which the Facility is provided by Lending Partner, including but not limited to its issuance, approval, extension, pre-closure or closure of the Facility and such matters are solely determined by Lending Partner .As a pre-requisite to avail the Facility, a customer must have a valid Online Shopping site in India: Shop Online for Mobiles, Books, Watches, Shoes and More account, a PAN (permanent account number) card, and an officially valid document as address proof. The customer must also have a bank account with one of the specified banks in India. Lending Partner may specify the banks for this purpose from time to time, which will be listed on Lending Partner's website.In order to avail the Facility, the customer must enter into a loan agreement with the Lending Partner ("Loan Agreement") as an essential pre-condition, in the form notified by the Lending Partner.You may also be required to make a pre-payment to the Lending Partner towards the Facility extended by the Lending Partner.Amazon Pay Later can only be used for purchases on the Digital Property if the customer has sufficient balance / limit available under the Facility granted by Lending Partner.The amount of the Facility may be modified and the Facility may be cancelled by Lending Partner in its sole discretion, and without assigning any reason and without any liability. Amazon has no role in this regard.Repayment of the Facility is governed by the terms notified by the Lending Partner from time to time. Amazon and its Lending Partners may make various modes and mediums available for repayment of the Facility, which may be made using the Online Shopping site in India: Shop Online for Mobiles, Books, Watches, Shoes and More mobile application.Availing the Facility is governed by the terms and conditions prescribed by Lending Partner mentioned below and any other terms that Lending Partner may notify from time to time.By using Amazon Pay Later, by availing the Facility provided by Lending Partner , each customer hereby fully and unconditionally releases and completely discharges Amazon and its affiliates against any claims (howsoever arising) in respect of availing of the Facility, and all such claims (if any) will lie only against Lending PartnerIf a customer consents for Lending Partner to collect any data / information from Amazon, such customer consents for and permits Amazon to share with Lending Partner , the data / information (so requested by Lending Partner ) of such customer in possession of Amazon, which was collected from the said customer by Amazon in respect of the customer's KYC for other products offered by AmazonThe customers also agree and acknowledge that Amazon and its affiliates will not be liable or responsible for any claim on account of availability or non-availability of Amazon Pay Later facility on Online Shopping site in India: Shop Online for Mobiles, Books, Watches, Shoes and More.Amazon reserves the right to cease to make Amazon Pay Later available as a payment option, at any time without prior notice and without any liability.By using Amazon Pay Later by availing the Facility, the customer acknowledges that Amazon and its Lending Partner may use the customer's data in connection with the Facility, including without limitation for processing and activation of the Facility. In this regard, the customer agrees and consent for Amazon to share the information or data pertaining to the customer with Lending Partner.The customers agree that Amazon and its affiliates will not be liable for any losses or damages suffered by the customers on account of use of Amazon Pay Later or the Facility, including as a result of any fraud in connection with such use.If an order for which payment has been made using the Amazon Pay Later facility is cancelled, any refund to the customers or cancellation of the Facility will be undertaken by Lending Partner. The customers hereby agree and acknowledge that Amazon has no role in this regard and that Amazon will not be liable or responsible for any claim on this account.Amazon will not be held liable for any dispute arising out of or in connection with use of the Amazon Pay Later payment option or the Facility.You authorize Amazon and/or its Lending Partner to communicate with you, through emails or SMS or notifications on websites / mobile applications or any other mode, in connection with use of the Amazon Pay Later or the Facility. You acknowledge that Lending Partner may communicate with you through IVR or telephonically.Please contact Lending Partner for any queries in relation to the Facility or Amazon for any queries in relation to availability of Amazon Pay Later.Listed below are the terms and conditions for each of Amazon's Lending Partners.Capital Float Facility: Terms and ConditionsI confirm that I have carefully read and fully understood all the terms and conditions that are listed online at https://www.capitalfloat.com/terms-of-use.html and those applicable to availing financing / loan from CapFloat Financial Services Private Limited, formerly known as Zen Lefin Private Limited ("Capital Float" or "Lender") and privacy requirements that are listed online at & https://www.capitalfloat.com/privacy-policy.html. I accept the terms & conditions unconditionally and agree that these terms and conditions may be amended or modified by Capital Float at any time and I will be bound by the amended terms & conditions that are in force.I understand that sanction of the loan(s) is at the sole discretion of Capital Float.I shall indemnify Capital Float (its agents, employees, officers and directors) against all or any losses suffered by Capital Float (its agents, employees, officers and directors) on account of breach of undertakings, representations and warranties by me including any legal action / proceedings initiated by me or any third party in connection with this Agreement and unauthorized access to or storage of my information or Personal Data by Capital Float (its agents, employees, officers and directors) which are solely attributable to any breach, negligence or fraud by me.I declare that all the particulars and information and details given / filled in the application form provided by Capital Float and information provided by me to Capital Float are true, correct and accurate and I have not withheld / suppressed any material and relevant information from Capital Float.I also authorize NSDL e-Governance Infrastructure Limited (NSDL e-Gov) to and in respect of the following activities, on behalf of Capital Float:Use my Aadhaar details for KYC proof, enabling me to eSign the loan agreement and/or eSign the Mandate and authenticate my identity through the Aadhaar Authentication system (Aadhaar based e-KYC services of UIDAI) in accordance with the provisions of the Aadhaar (Targeted Delivery of Financial and other Subsidies, Benefits and Services) Act, 2016 and the allied rules and regulations notified thereunder and for no other purpose;(b) Use my Aadhaar details for KYC proof, enabling me to eSign the loan agreement and/or eSign the Mandate and authenticate my identity through the Aadhaar Authentication system (Aadhaar based e-KYC services of UIDAI) in accordance with the provisions of the Aadhaar (Targeted Delivery of Financial and other Subsidies, Benefits and Services) Act, 2016 and the allied rules and regulations notified thereunder and for no other purpose;(c) Authenticate my Aadhaar through one-time password ("OTP") or Biometric for authenticating my identity through the Aadhaar Authentication system for obtaining my e-KYC through Aadhaar based e-KYC services of UIDAI and use my Photo and Demographic details (Name, Gender, Date of Birth and Address) for KYC proof, in connection with the loan agreement and the Mandate and for no other use / purpose;(d) I agree that Capital Float may avail services from any third party to conduct Aadhaar based KYC authentication i.e. authentication services provided by UIDAI, where my personal identity information /data that is obtained from me and matched with the personal identity information/data that is stored in the UIDAI's central identity data repository in order to provide Aadhaar enabled services to me;I agree that Capital Float may receive and update credit reports from any/all credit bureaus or any other agency/ regulatory authority as required and as permitted under applicable lawCapital Float makes no representations about:the timeliness, of the services contained on the Capital Float its website and/or mobile application for any purpose; andthe suitability, reliability, availability, of the services contained on the Capital Float website and/or mobile application for any purpose.Capital Float shall (and shall procure that the its agents, employees, directors and officers shall) comply with all Data Protection Legislations and such compliance shall include, but not be limited to, maintaining a valid and up to date registration or notification (where applicable) under the Data Protection Legislation. For the purpose of this Agreement, "Data Protection Legislation" means the legislation and regulations relating to the protection of Personal Data and processing, storage, usage, collection and/or application of Personal Data or privacy of an individual including (without limitation):the Information Technology Act, 2000 (as amended from time to time), including the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011 ("Privacy Rules") and any other applicable rules framed thereunder;all other applicable banking industry guidelines (whether statutory or non-statutory) or statutorily-backed codes of conduct relating to the protection of Personal Data and processing, storage, usage, collection and/or application of Personal Data or privacy of an individual issued by any regulator and applicable to us to any of the Parties; andany other Applicable Law solely relating to the protection of Personal Data and processing, storage, usage, collection and/or application of Personal Data or privacy of an individual.By availing the loan from Capital Float under these terms and conditions, you acknowledge that Capital Float may use your data or information in connection with the loan, including without limitation for the processing of the loan application. In this regard, the customer agrees and consent for Capital Float to share the information or data pertaining to the customer with any third party which is involved in the processing of the application, or use of the loan facility etc.I hereby declare that no other account has been opened nor will be opened using the OTP based KYC in non face-to-face mode.Capital Float reserves the right to cancel / suspend the services of the loan if in Capital Float's opinion security of the website and/or mobile application or of the data could be compromised for any specific customer, without assigning any reasons.I/We further authorize Capital Float and all its group companies to keep me/us informed (vide telephone, SMS, mail, E-mail etc.) of all such promotional schemes and/or activities as they may require.IDFC Facility: Terms and ConditionsThe Borrower hereby irrevocable and unconditionally agrees to abide by the following Terms:Pursuant to the application made by the Borrower, available electronically in connection with these Terms, ("Application"), the Bank has agreed to sanction the loan amount not exceeding the amount notified to the Borrower, including through electronic means (hereinafter referred to as "Loan Amount"), and the Borrower agrees to borrow the same, subject to and upon these Terms other terms and conditions notified to the Borrower. The Bank may disburse the Loan Amount or any part thereof ("Disbursement") in accordance with these Terms or any other conditions agreed with the Borrower. The Borrower shall use the Loan Amount only for the purchase of goods or services by the Borrower on the website(s) or e-commerce platform(s) where the facility to access the Loan Amount is made available by the Bank and where these Terms are published (each such website or platform, "Website") and not for any other purpose including making investment in the capital market or any speculative or illegal or anti-social purpose.The Loan Amount, interest and late payment fees payable, costs and expenses reimbursable as outstanding from time to time and whether any of them due or not less any Loan Amount already paid to the Bank, are hereinafter collectively referred to as "Outstanding Balance". The Borrower shall pay interest on the Loan Amount, the unpaid due interest and all other outstanding charges (except the default interest), at the rate of interest notified to the Borrower, including through electronic means together with these Terms, on the outstanding daily balance from the date of disbursement. The rate of interest applicable to the Loan Amount may change from time to time, , which will be intimated to the Borrower(s) and the same shall be binding upon the Borrower. The Borrower (shall repay the Loan Amount and pay the interest that is due from time to time by way of equated monthly instalments ("EMIs") as may be specified by the Bank from time to time (time being the essence of the contract).Any payments made by/on behalf/for the Borrower or any realisations in relation to the Loan Amount shall be appropriated towards the Outstanding Balance and /or Liabilities (as defined hereinafter) in the following order: (a) firstly, towards costs and expenses incurred by the Bank; (b) secondly, towards any charges, commissions, fees, taxes, levies (wherever applicable); (c) thirdly, towards additional/default interest; (d) fourthly, towards interest; and (e) fifthly, towards principal Loan Amount(s). Any statement of account furnished by the Bank shall be accepted by and be binding upon the Borrower(s) and shall be conclusive proof of the correctness of the amounts mentioned therein except for any manifest error therein.Notwithstanding anything stated in any document, the Disbursement of the Loan Amount shall be at sole an absolute discretion of the Bank. Further, the Bank may at any time in its sole discretion and without assigning any reason call upon the Borrower to pay the Outstanding Balance, if due or not paid on or before the relevant date and upon such demand by the Bank, the Borrower shall, within 48 hours of being so called upon, pay the whole of the Outstanding Balance to the Bank without any delay or demur.The Borrower shall be entitled to prepay the Loan Amount. However, such prepayment shall take effect only when entire Outstanding Balance, including the broken interest period, has been paid by the Borrower and also realised by the Bank.The Borrower shall furnish and create such security from time to time in favour of or for the benefit of the Bank, of such value, in such form and in such manner, as may be deemed fit by the Bank, forthwith upon so required by the Bank. The Bank shall also have the right to stipulate any other and further terms and conditions that it may deem fit at any time prior to or after the grant of the Loan Amount, which shall be binding on the Borrower, provided such terms and conditions have been notified to the Borrower in advance on the Website and through such other medium as the Borrower may determine.The Borrower represent and warrants that (which shall be deemed to have been repeated to the Bank on the date of Disbursement and on each date thereafter till entire repayment): (a) the Borrower is a citizen of India and a major (in terms of age) and is of sound mind and is competent to contract and enter into and perform his/her obligations contemplated under these Terms or any other document in respect of the Loan Amount; (b) there is no impediment or restriction, whether under law, judgment, order, award, contract or otherwise, for any of the Borrowers entering into and/or performing its obligations under these Terms in respect of the Loan Amount and all approvals and consents, wherever necessary have been duly obtained and are and will continue to be in full force; (c) the execution hereof constitutes legal, valid and binding obligations of the Borrower; (d) there is no Event of Default (as defined herein below) existing; (e) all declarations made by Borrower are true and complete and no material information has been suppressed /withheld.In addition to the payment modes set-out at Clause 2 above, the Borrower may make payments towards the Outstanding Balance at a branch location operated by the Bank and such payment shall amount to a discharge of the Borrower in accordance with these Terms.The following events shall constitute events of default (each an "Event of Default"), and upon the occurrence of any of them, the entire Outstanding Balance shall become immediately due and payable by the Borrower and further enable the Bank inter alia to recall the entire Outstanding Balance and/or enforce any security and transfer/sell the same and/or take, initiate and pursue any actions/proceedings as deemed necessary by the Bank for the recovery of the dues: (a) failure on Borrower's part to perform any of the obligations or terms or conditions or covenants applicable in relation to the Loan Amount including under these Terms including non - payment in full or any part of the Outstanding Balance when due or when demanded by the Bank provided the Borrower is provided reasonable time for payment of the amount demanded; (b) any misrepresentations or misstatement by the Borrower; or (c) occurrence of any circumstance or event which adversely affects Borrower's ability/capacity to pay/repay the Outstanding Balances or any part thereof; (d) the event of death, insolvency, failure in business, commission of an act of bankruptcy of the Borrower.The Bank shall at any time, without any consent of or notice to the Borrower(s) be entitled to securitise, sell, assign, discount or transfer all or any part of the Bank's rights and obligations under the Loan Amount or these Terms, to any person(s) and in such manner and on such terms as the Bank may decide. Borrower shall not be entitled to directly or indirectly assign or in any manner transfer, whether in whole or part, any rights, the benefit or obligation under the Loan Amount, this / other document.The Bank shall also be entitled to communicate in any manner it may deem fit and in accordance with the guidelines laid down by the RBI, to or with any person or persons, person giving reference to Loan Amount, with a view to receiving assistance of such person or persons in recovering the defaulted amounts including but not limited to visiting the property and/or any place of work of the Borrower.The Bank shall be entitled at its discretion to engage/avail of, at the risk and cost of the Borrower, services of any person/third party service provider/agent/ agency, for anything required to be done for/in relation to/pursuant to the Loan Amount, including collections, recovery of dues, enforcement of security, getting or verifying any information of the Borrower, and any necessary or incidental lawful acts /deeds/matters and things connected thereto, as the Bank may deem fit.The Bank shall have the right to not return the photographs, information and documents submitted by the Borrower. The Bank shall, without notice to or without any consent of the Borrower, be absolutely entitled and have full right, power and authority to make disclosure of any information relating to Borrower including personal information, details in relation to documents, Loan Amount, defaults, security, obligations of Borrower, to the Credit Information Bureau of India (CIBIL) and/or any other governmental/regulatory/statutory or private agency/entity, credit bureau, RBI, the Bank's other branches/subsidiaries/affiliates/rating agencies, service providers, other banks/financial institutions, and third parties, any assigns/potential assignees or transferees, who may need the information and may process the information, publish in such manner and through such may be deemed necessary by the publisher/the Bank/RBI, including publishing the name as part of willful defaulter's list from time to time, as also use for KYC information verification, credit risk analysis, or for other related purposes. In this connection, the Borrower waives the privilege of privacy and privity of contract. The Bank shall have the right, without notice to or without any consent of the Borrower, to approach, make enquires, obtain information, from any person including other banks/finance entities/credit bureaus, to obtain any information for assessing track record, credit risk, or for establishing contact with the Borrower or for the purpose of recovery of dues from the Borrower.Privacy:The Bank discourages the Borrower from sending or posting to the Bank's website any information that the Borrower considers to be confidential or proprietary. Please note that if the Borrower do sends or posts any such information or material, the Bank will assume that it is not confidential. By sending or posting any information or material, Borrower grants the Bank an unrestricted, irrevocable license to use, reproduce, display, perform, modify, transmit and distribute those materials or information, and you agree that the Bank is free to use any ideas, concepts, know-how or techniques that you send or post for any purpose on this web site.The Bank may be required to disclose the Borrower's personal and financial information to the statutory authorities in connection with any legal process that may be initiated by such authorities in accordance with applicable laws.The Bank may also share customer information to provide customers with superior services and a range of offers. The Bank may use this information to advise customers about products, services and other marketing materials, which the Bank think may be of interest to customers. The Bank shall further reserves the right to disclose the information to any third party if the disclosure of the same is for getting any additional service, products which may be beneficial to the customer, as per the sole assessment and discretion of the Bank.The Bank will limit the collection and use of customer information only on a need-to-know basis to deliver better service to the customers. The Bank may use and share the information provided by the Customers with its Affiliates and third parties for providing services and any service-related activities such as collecting subscription fees for such services, and notifying or contacting the Customers regarding any problem with, or the expiration of, such services. In this regard, it may be necessary to disclose the customer information to one or more agents and contractors of the Bank and their sub-contractors, but such agents, contractors, and sub-contractors will be required to agree to use the information obtained from the Bank only for these purposes. The customer authorizes the Bank to share all information or data regarding the customer with any third party that facilitates or enables the provision, offering or utilization of the Loan Amount. The customer authorises the Bank to exchange, share, part with all information related to the details and transaction history of the customer to its Affiliates/ other banks/ financial institutions/ credit bureaus/ agencies/ participation in any telecommunication or electronic clearing network as may be required by law, customary practice, credit reporting, statistical analysis and credit scoring, verification or risk management or any of the aforesaid purposes and shall not hold the Bank liable for use or disclosure of this information. The Bank values your relationship and will at all times strive. to ensure your privacy. Except to the extent disclosed to the Bank: (i) all the Borrower's contracts or agreements with, or any commitments to, any affiliates or group companies (if applicable) are on arms' length basis; (ii) the Borrower is an individual who is not a director or specified near relation of a director of a banking company (iii) the Borrower is an individual who is not a specified near relation to any senior officer of the Bank. The Borrower agrees that the Bank has an unconditional right to revoke and/or recall the entire loan facility granted under these Terms, if the disclosure as mentioned in this clause is found to be false.The Borrower shall ensure that the Borrower has not been declared a willful defaulterForce Majeure: Unless otherwise agreed with the Bank or in accordance with the orders of governmental or other statutory authorities, The Borrower shall be liable to perform or fulfil its obligations at all points of time and shall not delay/postpone performance, its obligations, in whole or in part, even on the ground of any force majeure event such as acts of God, floods, cyclones, earthquakes, fires, wars, riots, strikes, national emergency, or any other similar causes.Any notice, approvals, instructions, demand and other communications given or made by the Bank shall be deemed to be duly given and served if send by normal post, courier, registered post, facsimile electronic mail, personal delivery, short message service (SMS) or by pre-paid registered mail addressed to the Borrower's address, mobile number or email as given in the Application (or at the updated address on which the Bank's acknowledgment is duly obtained) ) such notice and service shall be deemed to take effect on the third working day following the date of posting thereof in case of normal post, courier, registered post, at the time of delivery if given by personal delivery, upon receipt of a transmission report if given by facsimile, upon sending the electronic mail or SMS if given by electronic mail or SMS. The Borrower undertakes to keep the Bank informed at all times in writing of any change in the mailing address, email id, phone and mobile number (s) as provided in the Application and to obtain the Bank's written acknowledgment on the intimation given to the Bank for any such change.The Loan Amount, this document/other documents, shall be governed by the laws of India. The Borrower hereto expressly agree that all disputes, differences and/or claim arising out of these presents including any dispute as to Outstanding Balance or as to constructions, meaning or effect of these Terms or as to the right and liabilities of the Parties hereunder shall be settled by arbitration to be held in accordance with the provisions of the Arbitration and Conciliation Act, 1996 or any statutory amendments thereof and shall be referred to the arbitration of a sole arbitrator to be nominated by the Bank. In the event of death, refusal, neglect, inability or incapability of a person so appointed to act as an arbitrator, the Bank may appoint a new arbitrator. The award of the arbitrator shall be final and binding on all parties concerned. The arbitration shall be final and binding on all parties concerned. The arbitration proceedings shall be held at a branch of the Bank in Bangalore, as notified to the Borrower in advance and the arbitration shall be conducted in English language.These Terms and other documents have been explained to the Borrower in the language known to the Borrower and The Borrower has read and understood these Terms.The Borrower has agreed to accept these Terms after understanding the contents hereof.