Residents Contents Insurance: Fill & Download for Free

Student accommodation is an essential aspect that is on every student’s to-do list while planning on moving out for education purposes. There are a lot of concerns regarding where a student should reside. Here are a few places that a student can comfortably live within a highly secure building surrounded by fellow students.Here are some of the popular Student Accommodation Nottingham:Talbot Street: This new accommodation has a wide range of ensuite serviced apartments and studios. It provides a luxurious living experience to the students with an array of great features. It has a dedicated onsite maintenance team and 24-hour security to ensure your stay is safe and sound.Nearby University: University of Law, Nottingham Trent University, Nottingham UniversityBills Include: Utility Bills, Personal Contents Insurance, WifiRoom Type: Studio RoomsAmenities: Communal Lounge, Gym, Cinema Room, Yoga Studio, Games Room, Study Room, Laundry Room, Social EventsSalient features: It offers a full kitchen and bedding pack to the students. It also provides a regular room cleaning service with towels and bed linen replacement included. They also have a hot sauna and steam room.Trinity Square: This accommodation is situated right in the city center making it one of the best-located student accommodation. This student accommodation provides en-suite rooms and studio rooms. Irrespective of the room choice you make, a high-tech kitchen, a Wi-Fi connection, and a common room with a large TV and seating area will be provided. There is a 24/7 on-site staff available at the beck and call of students.Nearby University: Nottingham Trent Business School, Nottingham Trent UniversityBills Include: Utility Bills, Personal Contents Insurance, WifiRoom Type: En-suite and Studio RoomsAmenities: Communal Lounge, Study Room, Laundry Room, Bike Storage, Outdoor Courtyard, and Social Events.Salient features: In this accommodation, you have the option to pay in monthly installments with an international guarantor. It also has an on-site Coffee Machine and Vending Machine.Station Street: This accommodation offers the best student living experience with modern amenities. They have a range of studio rooms. Situated next to Nottingham train and tram station, this accommodation offers a great link to transportation services for students.The accommodation also features 24/7 CCTV surveillance and on-site security team at the doorstep to ensure safety and comfort.Nearby University: University of Law, Nottingham Trent University, Nottingham UniversityBills Include: Utility Bills, Personal Contents Insurance, WifiRoom Type: Studio RoomsAmenities: Communal Lounge, Gym, Cinema Room, Study Room, Laundry Room, Bike Storage, Dining Room, Social EventsSalient features: It offers complimentary Grab and Go breakfast to the students and a fortnightly clean of your studio.

You absolutely do need building insurance, and if you've got a mortgage the lender will insist upon it. Usually the whole building is insured by the management company (which you may or may not be a shareholder / director of) and you pay a share as you would for other communal costs.Whether you want to buy contents insurance as well depends on how much and how valuable your stuff is. If you've only got some hand me down furniture and your clothes and what not you might choose to risk it. If you can afford to replace maybe £5k of stuff risking it might be your best bet. If your flat is full of valuable antiques, them you probably do want insurance. I didn't bother with contents insurance in my first flat as the costs didn't seem to be justified for the modest quantitiy and value of the stuff I had. I absolutely did have building insurance (via the management company which the residents jointly owned)In a house, where there's usually a combined building and contents insurance then the contents bit seems better value for the peace of mindI suppose if you don't have a mortgage then you can choose not to insure your house, but for most of us the loss a house through fire or other calamity would be a total financial disaster that would destroy a lifetime's wealth. The rule of thumb I adopt is not to insure anything I can afford to replace or pay for. I cannot afford to replace my house, so it's insured. A major medical bill on holiday could be crippling - insured. House contents - insured as the price is fair, and it would be a major blow to lose everything albeit I could recover eventually. Car and motorcycle - 3rd party insurance is legally mandated - and anyway I couldn't afford to compensate someone for a major life changing injury, nor replace their Ferrari. Domestic appliances, bicycles, diving equipment or my stuff I take holiday etc - not worth the cost - if they're stolen I'll save up and replace as and when I can

Depends on your policy limits etc, however the only way to make sure you get coverage is to have items scheduled and appraised. It does not cover if something gets broken by you in your own residence. IF you mean the break in, hence theft yes, but again depending on the type of policy and how much of coverage you have obtained.