American Express Corporate Card Application: Fill & Download for Free

The American Express Corporate Card application is very brief and is typically based on language to this effect:AGREEMENT: Company and the Applicant (a) request that a Corporate Card be issued to the Applicant on the Company’s account, (b) authorize the receipt and exchange of credit information on the Company and Applicant, (c) agree to be bound by the Agreement sent with the Card and by the agreements covering Corporate Card related programs in which the Applicant is enrolled, and (d) agrees that the Corporate Card will be used for business or commercial purposes only. The Applicant (a) authorizes American Express to notify the Company if this application is declined or if spending restrictions are applied to the Corporate Card, and (b) agrees to be liable for payment to American Express of all amounts charged to the Corporate Card.Since you can neither establish nor enhance your credit history and standing (read: score) with an American Express Corporate Card, it is highly likely (95%) that you will be issued the card and your application will be used for documentation in the event that a dispute arises. This is because the Company is senior (read: first in line) on your indebtedness.Caveat: Do be aware that you will be providing American Express with your current contact and employment information. That information could be used to pursue you for any amount plus lawful collection and interest charges that may be in arrears. However, given the 8-year lapse, this carries a low probability.

How A Tenacious Entrepreneur Made An Imprint On Your Credit CardIt was a cold winter in 1954 and it was clearly the low point of Stanley Dashew’s (http://en.wikipedia.org/wiki/Stanley_Dashew) life. Dashew Business Machines, the company he started after arriving in Los Angeles in 1950, faced financial collapse, even though they just received the largest order ever in its four-year history from the U.S. Air Force. There was a severe cash-flow problem that threatened to bring the company to bankruptcy before it could fulfill the order for a new metal plate identification system based on Stanley’s invention, the Databosser. The machine embossed unique metal identification plates, which we called Dashaplates. But they only had thirteen hundred dollars. Stanley was left with no other choice but to sell his most prized worldly object Constellation a wooden crafted seventy-six-foot sailboat. He found a buyer and used the $45,000 to fund all the suppliers and workers at his company.Radical Late 1950s TechnologyStanley’s Databosser was radical expansion to embossing technology that was used up until his invention. The Addressograph-Graphotype from the Addressograph-Multigraph Company most advanced machine was a keyboard based embossing machine that used a set of dies and punches to emboss or to deboss plates or tags for a given ID application. It was strictly a manual process where the operator used the keyboard to select individual characters at speeds from fifty to one hundred plates per hour. With the Databosser production was up to one thousand embossed plates per hour directly from punch cards or punch tape and later computers.In 1949, Frank X. McNamara, head of the Hamilton Credit Corporation (later, Diners Club) was eating with friends at "Major's Cabin Grill" in New York and when the check came he noticed he had forgotten his wallet. This sparked a Payment Card revolution. By 1950, Diner's Club released the first multiuse Charge card. Thees very first Payment Cards used a very simple "technology", a person's unique Signature and later a unique account number sequence printed on the cardboard card. This process held for most of the 1950s as American Express also released its own Charge Card.The Cardboard Diner’s Club Card Goes PlasticBy 1961, it became clear to Diner’s Club that a more robust material was needed to produce its card products. They also need a more automated system for the merchant to process the transaction. The company thought the only option was to use Plastic cards and turned to the Addressograph-Multigraph Company for the embossing machines to personalize the cards. These manual machines would have required rooms filled of typists creating metal dies or reusing existing dies to emboss a card, the process have had a great expense and up to a $15 cost per card however they had little choice, or so they thought.Addressograph Graphotype Embossing MachineDisruption 1960s StyleIn this era Stanley’s company still considered a “start-up” company and he was poised ready to change the entire Payment Card Industry. By 1961 there were over 1.2 million Diner’s Clubs members and Stanley demonstrated how the Databosser could mass produce charge cards. It was not an easy task to get attention to his rather new company even though he had far better technology. Stanley had to think creatively to get the Databosser in the hands of the production people at Diner’s Club to actually see how they worked. He devised a plan to pose as a delivery person and roll the machine and sample cards right into the production area of Diner’s Club. The unorthodox demonstration was a resounding success and by mid 1961 shiny new plastic cards were sent to all members using the Databosser. Needless to say the Addressograph-Multigraph Company machines were surrounding the Databosser as they were used to create print the letters and address the envelopes that delivered the cards.By 1962 Stanley captured the Carte Blanche account. But the real challenge was landing the American Express account. They were considered the most influential and prestigious company in the world at the time. The Addressograph-Multigraph company was none too happy to lose the other card companies and began production on its own automated embossing system. It would be hard to compete as virtually every company owned on an Addressograph-Multigraph business machine for mass producing form letters and American Express was a very large customer for them.Relentless Salesman Sells American ExpressAmerican Express would be a challenge but Stanley was not going to wait for the other company to copy his technology. After a great deal of letters, phone calls and personal visits Stanley finally was granted one chance to make a presentation. He said,“To have any chance to capture the American Express account we needed to do our homework. We found out exactly which American Express executives would be attending our client presentation. When it came time for the meeting, we presented each of the executives with a prototype American Express card, complete with the artwork still used today (which we borrowed from their traveler’s checks) and each one embossed with the executives’ names, and a faux account number and expiration date.As a final flourish, which underscored Amex’s extraordinary customer loyalty, each card included a reference to “a member since…. I can still see the faces of the American Express executives who were at the meeting. The whole thing was sheer show tell. Ok, call it a gimmick if you like but whatever you call it, it won the account.Here’s the lesson: Don’t just tell potential clients or investors what you can do for then. Show them – in the most dramatic and creative way you can.”The Databosser V100 went on to become a rather huge success. The company was later sold to Howard Hughes. The technology from Stanley and later the Addressograph-Multigraph Company is still in use today. Although there is now a small trend to eliminate the Embossing for a colored hot printing of the acount holder's name and account number on the back of the card. Although this has thus far only used by Chase Bank on some of it’s limited products.Embossing Allowed For The Explosion Of Payment CardsEmbossing allowed for a very rapid system of recording all the important information off the face of the Payment Card by using, at that time carbon slips that were placed over the card and creating a multipart record of the transaction. The three part carbon receipt allowed for a copy for the customer, the merchant and the card company. The merchant would mail the signed copies for payment, usually a check sent to them about 30 days later, keep copy and present the customer copy.In many ways this technology revolutionized the Payment Card just as much as the Magnetic Strip (When was the first credit card with a magnetic stripe issued?). We still live with the vestige of this 1960s can-do technology as a memorial to how some good ideas stick around long after the entire world changes.Creating Products At 95 Years OldAs for Stanley, he stuck around too, now 95 years old and still inventing products. His latest is the Dashaway, a rethinking and hot rod version of the Grandparents walker (no tennis balls on the feet of this thing).Although he never got back Constellation, his prized Sail Boat sold in 1954, Stanley can still be seen sailing the Pacific at the helm facing his next challange.

Yes, when you want something better than a run-of-the-mill business credit card, the American Express® Business Gold Card may be on your radar. But not every person qualifies for this card. Fortunately, it can be easier to qualify for than you think. After all, as long as you have a business earning a steady income and clean personal credit, your approval odds can be high. Basic Requirements for the American Express Business Gold Card American Express has three basic requirements to qualify for the Business Gold Card: At least 18 years old Must be a U.S. resident All card purchases will be for business or commercial purposes only What American Express doesn’t disclose are factors like the credit score needed or the permissible amount of recent credit card applications. Of course, Amex reviews each card application on a case-by-case basis. Even if two applicants have identical credit scores, there is no guarantee both applicants will receive the same approval decision. Each of us has a different credit history. 670 Credit Score The American Express® Business Gold Card requires a good credit score of at least 670. You might qualify with a personal credit score in the mid-600s if you have a high income or an existing relationship with American Express. Having a positive history with at least one other credit card, regardless of the issuing bank, also helps. The Business Gold Card isn’t an entry-level credit card, so you may have a hard time qualifying if you have a minimal credit history. Your approval odds are higher when you have a 740 credit score as you have “excellent credit.” If you are in a corporation or partnership, you will need to enter your federal tax ID into the application. Sole proprietors only need to submit their Social Security number. Amex than uses this information to pull the appropriate credit reports to view your credit history. Some of these credit score factors may affect your application decision.For more information reach out on [email protected].