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I am a Computer Science graduate and I have attended interviews of 3 different PSUs.Since the profile of job were completely different so the interview process was also different for each PSU. As I was appeared in interview in 2014 so I don’t remember every detail of it, but I can give u brief summary of each interview. You will get idea about difficulty level and type of question in PSUs interviews.BARC(Bhabha Atomic Research Center )Interview Weightage: Once you get call for interview then written marks or GATE marks are not considered in final selection. So interview has 100% weightage in final selection.Experience : I can never forget this interview because this was one of the toughest interview I have ever faced. The panel consist of 6-7 interviewers. One of the interviewer asked me to write 4 favorite subject of mine. And then complete interview was focused on those subjects only. They didn’t ask me even a single question out of those 4 subjects. But those 4 subject were enough for them to grill me. They started with very basic question of any topic, but with time toughness of topic was increasing. I have never imagined that someone could ask me such deep concept of a very simple topic. I have written Operating system as one of my favorite subject. They asked me only about process,schedulers, for about half an hour. And in algorithm they raised some programming problem and asked me to write code for their solution. At that time I could not write code but later I found out that all the problems were related to tree data structure.Since the interview was for Scientist officer post,it was obvious that the interview would be focused more on basic theoretical concept.Result : Not Selected.State Bank Of India IT OfficerInterview Weightage:The finat merit list was prepared considering 20-25% weightage of interview and remaining 75-80% marks was from technical part of written exam. For each seat 3 candidates were called for interview (3:1 ratio).Experience :I got call for SBI interview based on a written test conducted by SBI only. Before appearing in interview, we were supposed to fill a Bio Data form which was given by SBI. This form needed all our personal information and previous academic record and academic achievements. I have mentioned my GATE 2013, GATE 2014 score and OCJP certification in bio data form. So they asked me theoretical concept of CSE and Java of medium level difficulty. Half of my interview was on my biodata form details and remaining half was on question about IT infrastructure and services of SBI. Most of the question were about cloud computing.After technical part , one person from HR asked me some question regarding the places where I have lived in past.Result :Selected.NALCO (National Aluminium Company Limited )Interview Weightage: The final merit list was prepared considering 15-20% weightage of interview and remaining 80-85% of GATE score. For 5 seats 50 candidates were called (10:1 ratio).Experience :I got call through my GATE score. Here also before appearing in the interview, we were supposed to fill a Bio Data form which was given by NALCO. This form needed all our personal information and previous academic record and achievements. But they didn’t ask much from my bio data.They asked question regarding the IT technologies which NALCO is working on.Most of the question were focused on E-governance, E-waste, ERP,SAP,Servers, Cryptography,networking, and current affairs of IT.After technical round they asked me why I didn’t join SBI and TCS though they are among biggest company of India. They just wanted to make sure if I will join this or not.Piece of Advice : Before appearing to any PSU interview prepare about all the technologies that PSU is working on.Practical knowledge is more important than theoretical knowledge so be prepared accordingly. And you should know everything whatever you have mentioned in your bio data form.

This is my first answer on Quora. It is going to be a long post and an informative one, kindly bear with me. I am sharing it here now so that it might help the future aspirants.This is my 3rd RBI Grade B- DR interview. I have taken the interview consecutively from 2017 onwards. I've taken other regulatory/supervisory bodies interview. Well, that's the story for some other day. The mains result came in the month in December 2019 and my interview was scheduled in mid-March (last day for generalist interviews). So I had ample time to prepare for my interview. Out of the 4 months, the first 2 went with the training and adjustments on my new job (NABARD), another one procrastinating, and started the focused preparation only in the last month after mid-February.A brief background about myself:Name: Shubham GoelProfile: B-Tech, CS (2015)Previous attempts: RBI Grade B 2016 appeared for mains2017, 18 missed the final merit list.Work Experience:SBI PO 2015 batch. (2015-2019)NABARD Grade A 2019 Batch. (2019- to date)Venue: New DelhiDate: 14/03/2020Duration: 24 minutesWe were allowed entry to the RBI building at 8:45 AM. The beautiful building of RBI that is meant to be admired. The Yaksha and Yakshini erected at the entrance hall possess a quality of ingenuity, prosperity, connection to place, and, above all, imagination. Soon after I entered the building I was told that I am the first candidate to be interviewed that day.When I was done with my document verification I decided to read the newspaper only to realize that nothing was going inside my head. I was called by the coordinator for the interview and asked to sit outside the interview room. Of all the RBI interviews I’ve taken, one thing remained common, my heart thumping at 130 bpm.The bell rang and I went inside the interview hall.Setup: Chairman (C); M1, M2, M3, M4, and L1 were the other 5 members sitting 2 on my left side and 3 on my right side; L1 was the only Lady member. Chairman was seated opposite me.I greeted everyone and then the interview started.Chairman (C): Where are you working currently?Me: Sir, I am working in NABARD.Chairman (C): Any work experience before joining NABARD?Me: State bank of India for 3.5 years.Chairman (C): Asked about if there is any gap? About college? About my graduation discipline?Me: ToldChairman (C): Mam (L1) will take over from here I'll intervene whenever requiredL1-You've worked in the SBI Industrial finance branch what ratios and aspects you look into while giving the loan?Me: Told about liquidity, solvency, profitability ratios. Interest coverage ratio. I told past credit History records and bank accounts to gauge any discrepancy.L1- You are missing one of the important ones?Me: I told some other ratios, she interrupted.L1- Do you remember DSCR?Me: I gave the full form of it and told it is important.L1- Why NPA has increased to such level?Me: I tried to tell from the starting 2000-2008 (I was well versed with this as it was asked in one of my previous interviews and it was very nicely mentioned in Economic Survey 2017-18).L1- Interrupted me in between and asked me to tell, referring to the current scenario?Me: I told about the slowdown, various sectors impacted (aviation, telecom, auto), twin balance sheet problem, over-leveraged business, clearance issues, red-tapism. No cross-question further.M1- Why did you leave SBI and joined NABARD?Me- (I knew this will be asked to me so I prepared it beforehand but didn’t expect so many counter-question) Told SBI is basically into the implementation of policies. Policy formulation related to agriculture and rural development is done by NABARD. It has a unique type of bank with a niche market. Impacted the lives of many people (Told about one of the successful projects by NABARD in my home district and how it has increased the livelihood opportunities for the people). Inclination towards it as I belong to the farming background. I was mentioning growth in NABARD is good suddenly Chairman Sir in denial mode barged in and said growth in SBI is immense will be able to touch lives if many people.Chairman (C)- Okay, then why NABARD to RBI then with a witty smile on his face?Me-The mandate of NABARD is agriculture and rural development which is very limited but mandatory of RBI is very wide covers the whole economy.M1- mockingly said now where did your inclination towards agriculture and rural development go? Tell us something else?Me-I told it is a career progression for me Grade A to B ( Note- Grade A denotes Assistant Manager and Grade B is Manager Post). He acknowledged and said yes career progression is important.M1- Have you read the IWG ( Internal working group) committee report on agriculture credit by MK Jain?Me- Yes. ( I’ve read this report thoroughly and prepared notes on this report. The EverNote link is attached which I made before the interview)https://www.evernote.com/l/ATNdjNm6GUZFr7qym2K-chILTytjUiGMIks/M1-Tell about the report?Me-Told from the starting.M1-Asked about recommendations?Me-Told 7-8 to perfection.M1-Have they recommended any change in PSL ( Priority sector lending) targets?Me-Yes. SMF(Small and marginal farmers) from 8% to 10%.M1-Something else about PSL?Me- FPOs( Farmer producer organization) with 75% SMF and credit up to 50 lakhs must be counted under PSL. (He looked satisfied).M1- You are missing one of the critical recommendations?Me: I thought for a while finally said sorry sir can’t recall.M1- Does the report mention anything about land reforms?Me: Told about model land leasing act and an act currently in Andhra Pradesh(land license cultivators act). Tenant farmers unable to avail credit. These might help. (He looked satisfied).M1- Has RRBs lost their existence? (This was asked as I mentioned RRB, in one of the points when we were discussing the IWG report)Me-Told financial inclusion was their main purpose. (Many counter questions, in the end, I felt they cornered me as I was indecisive about the relevance of RRBs)M1-Issues faced by RRB?Me- Technology, competition from SFBs, and commercial banks.M1-biggest liability for RRB?Me- told NPA. (Though I knew that NPA name itself suggest it as an asset but nothing else was coming to my mind)M1- Tell us something else?Me-I can't recall.Ans was Pension I acknowledged.M2-Difference between banks and NBFC?Me-Told (The same question was asked in my 2017 interview)M2- Follow up questions were, Who provide Deposit insurance? Also, mention the amount?Me-Told ( As the changes were made in the 2020 budget after the PMC crisis)One tough question then.M2-Why export invoicing is not done in rupees? (As I was in Forex department in my previous job)Me-Told rupee is not acceptable globally.M2-Asked why?Me-I told about 5 reserve currencies (USD, Pound, Euro, yen, yuan) India's export share to global export is less than 2%.India is a developing country Low GDP.No cross-questions then. (Don't know he was satisfied or not couldn’t gauge from his reactions)M2- Asked about NDS?Me- Sorry sir I couldn't recall.M3- Can blockchain help the tenant farmers.?Me-I told projects have been implemented in the state of AP and Telangana. Land records and land consolidation could be done. (He looked extremely satisfied).M3-Again a question on RRB. Why RRB's were formed? (As I mentioned in the timeline mentioned as per MK Jain report)Me-I told for financial inclusion. Less than 1% of farmers were under formal banking during the 1970s. To provide credit to weaker sections, Agri and MSME.M3- Asked what more?Me-I told somewhat but he was not satisfied.He told the employment factor. Local sourcing of people and salaries we give to the locals are less. So a bank branch working at a very low cost. ( I would not be able to guess this in eternity)M4-Risks with banking?Me-Told LIMCO. ( Liquidity, Market, Credit, operational risks)M4-Difference between country risk and sovereign risk.?Me-ToldM4-Asked if you've worked in the retail sector?Me-yes.M4-How do you finance a home loan?Me-ToldM4-Risks associated with home loan.?Me- Again told credit risk. He then asked me to tell something else, something specific.Me- If we go at the macro level. Liquidity risk. (Short term borrowing to long term finance)M4-Not satisfied. He said you're missing a very important thing?Me- I said sir can I get a hint.M4- Smiled.Me- Asked me to go.As I was getting up. Chairman sir stopped me.Chairman(C)- We've gauged your knowledge on various aspects. Now I would like to have your opinion on public finance. Should we be rigid on FRBM targets?Me-Told many sectors are under stress. Public spending is required. We should forgo FRBM targets because it's not a normal situation. Already escape Clause has been executed. 3.3 to 3.8% in the budget of 2020. ( At that time Covid-19 was spread in China and various European countries but till then India was largely unaffected with less than 100 positive cases. Things started escalating afterward)More money in the hands of peopleConsumption lead to- investment - employment - GDP growth. (Mentioned about the virtuous cycle from Economic survey 2019-20)Chairman(C)- In disagreement, I am very conservative, I don't think it should happen. What will happen if we forgo the FRBM targets?Me- the confidence and trust of countries towards India might take a hit.I don't know if he was satisfied or not. Said okay you may go.I thanked everyone and came out of the room.Key Takeaways:1.There are 5 areas from which the questions will come:a) Profileb) Current affairs/issues.c) Reserve bank of India functions and workingd) Graduation ( Will be asked mostly to people with no work experience)e) Basic Economics and finance issues ( Could be tricky as the aspirants were asked about the financial crisis like 2008 GFC, Euro-zone crisis, Asian financial crisis)2.The majority of the questions will be profile based prepare your profile i.e Graduation, work-ex, certifications, and any other thing you've mentioned, thoroughly. We keep on reading bulky notes and give less attention to our profile. Not answering something related to your profile can leave a bad impression.The bio-data must be used as a bible in interview preparation carefully thinking about every possible angle from where the questions can be asked.3.There is a common saying for the interviews:"Interviews are just to gauge your personality and not your knowledge as they have gauged your knowledge in the previous 2 phases”. I would like to differ a bit as this statement makes us complacent. We can’t just flaunt our personality without adequate knowledge. The personality will be truly reflected if substantiated by knowledge and lots of practice.4.Be very particular about the time and wishing them good morning/afternoon. They do judge you based on that.5.Always try to make your opinion on the recent happenings. Back them up with facts and figures.I was satisfied with my performance as I consider it to be better than what I did in my last 2 RBI Grade B interviews. I hope the panel feels the same as I do. To be frank, interviews are highly subjective and one should not expect much because, in the end, 2/3rd of the aspirants will go empty-handed. Having said that, one should always be hopeful of the positive end result.The results will be delayed because of the pandemic. I hope this year, ends my 3-year drought. I will update you with the final verdict.Edit : The drought is gone. The mighty drought could not decimate the roots hidden under the soil. Finally with God's grace I cleared RBI Grade B 2019. Dream come true.

Presently, the salary of RBI Grade B officer is Rs. 68,000/-(approx.).The Grade B officer gets basic pay of Rs. 35,150/- per month. Salary and Benefits provided by the RBI to its Grade B officers in the starting of the career is Rs. 68000/-(approx.). D.A. increases/decreases every three months.Advertisement states it as under -Pay Scale: Selected Candidates will draw a starting basic pay of Rs. 35,150/- p.m. in the scale of Rs. 35150-1750(9)-50900-EB-1750(2)-54400-2000(4)-62400 applicable to Officers in Grade B and they will also be eligible for Dearness Allowance, Local allowance, House Rent Allowance, Family allowance, and Grade Allowance as per rules in force from time to time. At present, initial monthly Gross emoluments are approximately Rs. 67,933/-(approx.).Note: For candidates possessing very high academic or professional qualification / experience of significant value to the Bank, the Bank may, at its sole discretion, consider granting up to four advance increments. The Board, at its sole discretion, may consider requests for higher emoluments on account of higher qualification/special experience of value to the Bank at the interview stage only. Such information may be furnished in the Bio-data Form in the appropriate column. The number of maximum increments will be four. The Board/Bank will not entertain any request received after the interview.This is one of the highest paid government jobs in India.