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PDF Editor FAQ

Did you take a loan for BDes at NIFT? Which bank did you choose? What was the process? What was the amount?

I didn’t take any loan for my nift education but I can tell you as much as I know.Educational LoanNIFT has tied up with the Union Bank of India (UBI) for Student Education Loans at a special rate of interest of 11.75%. The rate of interest is 11.25% for applicants belonging to SC/ST category. Girl students also enjoy a rate of interest of 11.25%. UBI has issued pre-approved sanction of loans to all aspirants who gain admission at NIFT. The students can approach any Branch of UBI across the country with proof of clearing the NIFT entrance test to avail the facility.NIFT Means – cum – Merit Financial Assistance SchemeNIFT offers limited subsidies to meritorious students who are in need of financial assistance as per the provisions made in Means-cum-Merit Financial Assistance Scheme. Availability of Financial Assistance under this scheme cannot be assured.Students who are interested in availing this facility should submit their application along with parental income certificate and contact the Student Development Activity Coordinator (SDAC) at their campus after admission.NIFT also offers assistance through a Student Assistantship Programme on campus. This gives them part-time employment within the Institute.For more info please talk to any nift person who is working inside nift office.https://applyadmission.net/nift2018/Prospectus2018.pdf (refer page 34 on this pdf)

Straight out of flight school can a pilot get a job with a major airline? Are the regional airlines your only option?

For the USA, the answer is No. Leon Wilde Has answered correctly.In other countries, the answer is Perhaps! Some airlines have a cadet pilot scheme, where promising young people are interviewed and tested. If satisfactory, they are taken into a flying school and trained, with some kind of financial assistance arranged (usually some kind of debt guarantee with the airline's financiers). If the cadet performs satisfactorily in flying school, he or she will be invited into the airline as a junior first officer.These schemes are extremely competitive. At my former employer, I believe we accepted about 1 in 20 who interviewed. (Many more applied but did not make it to interview stage.)Some airlines claim to offer "cadetships", but offer no financial assistance and no guarantee of a job even if the cadet is successful. Therefore all the risk is borne by the student pilot, and all the potential benefits are held by the airline. Pretty clever eh? But people still fall for such schemes.Joe, what country are you in? I may be able to offer some more specific advice.

Should I care about the tuition fees while applying for Harvard Medical school?

Financial Aid at Harvard Medical SchoolThe goal of the HMS financial aid program is to help students find the resources necessary to attend HMS. In academic year 2015-16, the HMS Financial Aid Office has administered over $34 million in loans, employment, and scholarship funding from various federal, private, and school sources to approximately 80 percent of the HMS student body.Application for financial assistance is completely separate from the application for admission. In evaluating applicants for admission, the Committee on Admissions maintains a strict policy of selecting candidates without regard to their ability to pay for medical school. Candidates selected for admission or the wait list are invited to apply for financial assistance and will be sent the necessary forms.The Financial Aid Office awards financial assistance solely on the basis of financial need and availability of funds; there are no merit-based scholarship awards.The decision to attend a high-cost private medical school should involve the entire family. Individual students (and spouses, if married) and their parents have the primary responsibility for financing the cost of a medical education at Harvard. Our financial aid program strives to help students meet a shortfall of funds after the student and his/her family have made the maximum financial effort.IMPACT OF FINANCIAL AIDWatch this video featuring alumni and students sharing how financial aid impacted their ability to come to HMS and make a difference in people’s lives.HMSAbout Financial Aid at HMSThe objective of the HMS financial aid program is to assist eligible students and their families in managing a financial plan for obtaining the Harvard medical degree. Financial need, as determined by a national need analysis formula, is the only consideration in determining how much total aid an individual receives; a student's financial aid package is then constructed using the funds available at the time the application is completed. For the 2016-2017 award year, HMS students wishing to be considered for HMS scholarships and low-interest institutional loans are required to file the HMS Application for Financial Aid, the Free Application for Federal Student Aid (FAFSA) and the Need Access Application, along with copies of parent 2015 federal tax returns.Each student applicant is assigned by alphabetical designation to a Financial Aid Officer. Although many students become acquainted with their Officers during the application process prior to entering HMS, the first required meeting between incoming students and Officers takes place during early fall when loan recipients have an entrance loan counseling interview. Entrance counseling is the first module in HMS's debt management/personal finance program. Loan counseling/financial literacy presentations are held for second and third year students; and in the fourth year a financial planning seminar is held as well as individually scheduled exit loan interviews prior to graduation. Throughout each year, students remain in contact with the Financial Aid Office staff to work out the details of their financial aid processing.The Financial Aid Office maintains a small library of outside scholarship directories and a bulletin board listing of part-time employment opportunities. The Office also prepares a number of materials which describe the financial aid programs, policies and procedures. Students and applicants are welcome to stop by the office on the second floor of Gordon Hall to have any general questions answered.Click on the links below for an introduction to our programs. More detailed information is available in the HMS Financial Aid Guidebook.Financial Need - how aid eligibility is determinedFinancial Aid Resources - summary of available aid sourcesFinancial Aid Packaging - how financial aid awards are constructedApplication ProceduresFor More Information

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