Great Western Insurance Claim: Fill & Download for Free

Brilliant answers have been attributed by Saran Udayakumar and P. Santosh Kumar but I will like to bring the darker side of North Korea to light. North Korea is one country that makes you realize how grateful we should be to live in India.If the Kim family had their way, the entire world would think North Korea was a beautiful paradise and that every one of its leaders was a blessing sent straight from heaven. Needless to say, North Korea’s media has a slight penchant for bias, and thanks to their strict tourism policy (anyone can visit as long as they’re already in the country), it’s difficult to get a firm grasp on what actually goes on inside the borders of this closed, totalitarian state. But thanks to a few daring undercover journalists who snuck in, along with gruesome reports from defected North Koreans who snuck out, we’re getting a better picture of how the cogs turn behind the veil of this great propaganda machine. And it’s not pretty.Labor campsNorth Korea currently operates about 16 labor camps—massive compounds scattered across the mountainous terrain and enclosed by electrified barbed wire fences. It’s estimated that somewhere around 200,000 prisoners are held in these camps at any given time.The prison cities are often compared to the Gulag camps of Soviet Russia—forced labor camps in which prisoners are held in brutal working conditions and executed for crimes as petty as stealing a few kernels of corn. Prisoners are usually a mix of defectors, traitors, and ex-politicians who ran afoul of the government—a fairly easy thing to do.Insurance fraudThe North Korean economy is, in all measurable aspects, completely failing. Exports are virtually nonexistent due to their reluctance to interact with foreign markets, as well as the fact that they struggle to feed everyone living within their own borders. The current population of North Korea is about 25 million, and the average GDP per person is about $500 (for comparison, in the US it hovers around $50,000). To supplement their ailing economy and bring in more money, North Korea has been known to turn to international crime. One of these crimes is global insurance fraud: They’ve conned Western insurance companies out of hundreds of millions of dollars. Brought to light in 2009, it turns out that the North Korean government had been taking out huge insurance policies on property and equipment, then claiming that it had been destroyed. In 2005, several of the world’s largest insurance companies, including Lloyd’s of London, took North Korea to court over an alleged helicopter crash with a $58 million insurance policy. When North Korea’s state-run courts “reviewed” the case, they announced that it was a legitimate claim. The insurance companies settled because their contract was subject to North Korean law, which is a bit like playing “I win” with a toddler.Three Generations Of PunishmentNorth Korean law dictates a “three generations of punishment” policy: If you commit a crime, your children and grandchildren will carry the stains of your sin and be punished accordingly. That means that if your grandfather committed a crime, you get to bear the full brunt of his punishment. As mentioned above, this usually leads to entire lives spent inside prison camps. One of the worst offenses that a North Korean can commit is attempting to leave North Korea, which can justify either immediate execution or an extended sentence in one of their labor camps. Criticizing the government, no matter how slightly, is also considered a treasonous offense. Simply learning about other cultures warrants a death sentence. Recent smuggling between the border of North Korea and China has allowed some people to get DVDs of Western movies—which are illegal. The North Korean National Security Agency has begun raiding villages in the north of the country by shutting off the electricity to a whole village then storming into houses and checking which DVDs are stuck in the DVD player.Arms DealingInsurance fraud aside, the United Nations has also accused North Korea of selling illegal weapons and nuclear technology to the highest bidder, which usually means countries in Africa and the Middle East. For example, in 2012, the UN seized a North Korean shipment heading to Syria which contained nearly 450 graphite cylinders meant for use in ballistic missiles. In 2009, shipments to both Iran and the Republic of Congo were caught in transit—one had 35 tons of missile components, and the other contained Soviet-era tanks.According to UN sanctions, North Korea has been banned from trading or selling missile technology, but North Korea came right back out and said that it’s actually the sanctions that are illegal, and they can do whatever they want. It’s hardly a surprise then that North Korea’s arms trade isn’t slowing down at all. Like the insurance fraud, it’s a much needed source of revenue for the government—although according to Blaine Harden at the Washington Post, the majority of that money goes into Kim Jong Un’s personal stash rather than toward food for his people.Three-Caste SystemIn 1957, when Kim Il Sung was struggling to retain control over North Korea, he launched a massive investigation into the populace of the country. The end result of that investigation was a completely changed social system that separated everybody into three classes: “hostiles,” “wavering,” and “core.” The designations were based not on the person, but on their family history. Those with a history of loyalty to the government were put into the “core” class and given the best opportunities. These are now the politicians and people closely associated with the government. The people in the middle are the “wavering,” or neutral class. There’s nothing really going for or against them, and it’s possible, though unlikely, that they can move up to the core class. Usually though, people move down through the system rather than up. The “hostiles” are people with a family history of such crimes against the state as Christianity and land ownership. They’re the subversives, and according to Kim Il Sung, pose the greatest threat to the government. Because of this, they are denied education, are not allowed to live in or near Pyongyang, and are forced into abject poverty.CannibalismA crippling famine struck North Korea between 1994 and 1998. Widespread flooding left most of the farm land unusable. When that was combined with an ever-increasing debt to the Soviet Union that prevented any importing of food, entire cities drifted into a twilight of death. It’s estimated that close to 3.5 million people died of starvation during that time—more than 10 percent of the population.With what little food they had being confiscated by the military in compliance with the Songun policy, North Koreans turned first to their pets for sustenance, then crickets and tree bark, and finally, children. It became a saying: “Don’t buy meat if you don’t know where it came from.” According to defectors from the time of the famine, people would look for the vagrant children that often begged around train stations, drug them, then take them home and—well, you can fill in the pieces. There’s at least one official account of a man being executed for cannibalism, and even though it’s believed that fear of cannibalism was more prevalent than the cannibalism itself, there are enough firsthand horror stories floating around to lend some legitimacy to these gruesome tales.Reference10 Brutal North Korean Secrets - ListverseLife In North Korea Is Unbearably Cruel, Here are 15 Ugly Facts!

This question could be asked in so many waysShould blacks get reparations for Jim Crow. Origins of Jim Crow. Separate Is Not EqualShould blacks get reparations for the Peonage labor/debt slavery laws that didn't end till the 1940s. http://www.pbs.org/tpt/slavery-by-another-name/themes/peonage/| Peonage, or the New Slavery.Should blacks get reparations for prison industrial complex that sprung up right after the civil war. Slavery and Prison - Understanding the ConnectionsShould blacks get reparations for being forced into share cropping directly after the civil war. Note: White people were sharecroppers also, the difference is that many blacks were FORCED to do it. Sharecropping - Black History - HISTORY.comShould blacks get reparations for the many terroristic acts that the government allowed to happen (I.E. Public lynchings, whippings, the KKK) to subjugate a newly freed black population after the civil war https://www.washingtonpost.com/news/post-nation/wp/2015/02/10/even-more-black-people-were-lynched-in-the-u-s-than-previously-thought-study-finds/Should blacks get reparations for having no real access to jobs and no recourse for seeking fair pay or fair work in the court systems until after the civil rights movement in 1965. Employment Segregation in the Early Twentieth CenturyShould blacks get reparations for being forced to goto sub par schools and live in sub par housing due to the separate but equal laws https://en.m.wikipedia.org/wiki/Separate_but_equalShould blacks get reparations because of the continued violations of taxation without equal representation, or protection under the law.Should blacks be given reparations because of the continued unfair drug sentencing laws they've been subjected to, even though studies continue to show that whites use drugs just as often(if not more) but the jails are filled with blacks. The Drug War as Race WarShould blacks get reparations because of the many documented cases where... When they were able to pull themselves 'up by their bootstraps' a race riot would break out and whites would kill them, run them out of town, and TAKE their land and wealth for themselves. RESTITUTION TO BLACKS UNLIKELY IN GEORGIA COUNTY |1912 Racial Conflict of Forsyth County Georgia| http://people.uwec.edu/ivogeler/w188/south/Banishment.htm| Ethnic Cleansing, American Style | Greenwood, Tulsa | Banished How Whites Drove Blacks Out of TownShould blacks get reparations cause they were initially denied the GI Bill for their participation in keeping this country safe (the GI Bill was responsible for the creation of the middle class and moved many people to the upper middle class as they got older and sold the cheaper process houses they were awarded for much larger profits) https://en.m.wikipedia.org/wiki/African_Americans_and_the_G.I._BillShould blacks be given reparations for the many companies that cheated then out of their money such as insurance companies that didn't pay the claims when they got sick or died (those claims are also what leads to inheritance for generations to come)Should blacks be given reparations for the many centuries of unpaid child support, there's a reason so many American blacks have light skinShould blacks get reparations for the many years we denied the basic right to drink at the same water fountainShould blacks get reparations for all the years we were denied the right to vote by local governments as the federal government set by and did nothing. Race and Voting - Constitutional Rights FoundationShould blacks get reparations for the many crimes that were created specially for arresting blacks to forced them into free, chain gang Labour (loitering, walking by railroad tracks, looking at a white woman, stealing a $1 pig (5 year sentence btw) Pig Laws, being on the wrong side of town after dark or being imprisoned because you didn't have papers on you that prove you were employed (and being black) Black Codes (United States). People were getting 20 year sentences for stealing candy. http://www.pbs.org/tpt/slavery-by-another-name/themes/black-codes/ It's still happens today btw http://www.newyorker.com/news/news-desk/kalief-browder-1993-2015Should blacks get reparations for the kids that were forced into chain gang labor Bing Images. Chain Gangs | Slavery By Another Name Bento | PBSShould blacks get reparations due to the convict leasing form of slavery that didn't end till 1933. Convict leaseShould blacks get reparation due to the debt slavery practices that didn't end till 1941. 1941: The Year Slavery Finally EndedShould blacks be given reparations because, while all these things I've listed above were going on, whites continued to amass wealth and land while those opportunities were kept from blacks. Understand that there are many reasons why the wealth gap between whites and blacks is so vast. Simply saying 'blacks are lazy, doesn't fly'. I know plenty of lazy, wealthy whites.As a side note. How much gold do you think blacks were able to pan for during the California and Georgia gold rush? How many blacks benefited from the Great Western Expansion? If the Great Depression was soooo bad for whites, how did it effect blacks? When America was literally giving away land to anyone who could get to it and build on it, where were all the blacks? If everything was so good for blacks after the Civil War, what were blacks fighting for in the 1960s? Could it be that blacks aren't as wealthy as whites because they've only had one generation that could even compete 'fairly'? Add in the time it took to educate that generation from elementary to college and now we're talking about maybe 15 - 20 years of wealth building opportunity. #FoodForThoughtShould blacks be given reparations due to the estimation that, within the 80 years following the Civil War, as many as 800,000 blacks were stuck, facing the south's corrupt system of justice.What about the version of justice we still face? Mapping the New Jim CrowFor most people reading this, the answer will still be NOPE!! Not my problem.If it happened a long time ago, then my reason is because they're all dead so it doesn't count. If it happened yesterday, I'll just push it off till later, cause, eventually they'll be dead... and then it won't count. Patience is a virtue it seems.So there you have it.

I doubt it.Very few police departments are following up on illegal immigration.But I pose the question?Why was he uninsured? Because we want cheap labor? The cost of having this cheap labor just cost you an insurance claim. Let's just say that he is on a landscaping crew.You just subsidized that business with your insurance premiums. Because the owner of the landscape company pays an undocumented worker too low of wages to live "legally" with the things that the average working person needs to have (like insurance) you now get to pay.This is why e-verify needs to be nationwide. Strict fines levied on employers that hire illegals. Then we need to open our borders to guest workers. America has a great need for lower wage workers but illegal workers depress the real living wage. I just don't believe it saves us any money. I would sure like to get rid of the partisan politics and bring immigration into a make sense realm where people have the opportunity to work and send money home. Where people that want to make America their home and assimilate to western culture can achieve those dreams.Looks like you will have to make a claim in order to protect your money and investment.