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My friend lost her long-term live-in boyfriend. He died without a will. Now his family is trying to claim all his property, even things they bought together. They had been together over ten years. What advice should I give her?

If they lived in one of these states, she can probably claim common law marriage. If they lived in another state, she is out of luck unless her name is on a deed, title, or bank account; or she was named beneficiary of a trust, bank account, or life insurance policy.AlabamaColoradoDistrict of ColumbiaIowaKansasMontanaNew HampshirePennsylvaniaRhode IslandSouth CarolinaTexasUtahThe belief that common law marriage is automatic after seven years is an urban myth. Married status can be created in one day by telling everyone you are married. The most common evidences are joint tax returns, joint bank accounts, and using the same surname. On the other hand, if you tell enough people you are not married then you are not.The federal Social Security Administration is not bound by state law. A marriage certificate is required to qualify for survivor benefits. Domestic partnership and civil union, issued to same-sex couples in CO, HI, IL, NV, and OR, do not qualify.

What would make it so that five years from now Verizon would be glad it paid $5B for Yahoo?

This is really hard, because if I were looking at Yahoo, I’d tend to agree with the analysis in this article:Yahoo's $8 Billion Black HoleThat article shows an analysis that says that the value of Yahoo’s operating assets — what Verizon is purportedly going to announce they’re buying tomorrow — is worth negative $8 billion. That would imply that a $5 billion offer for those assets needs to make up $13 billion in value in order to break even.We haven’t even scratched the surface of what would be ‘good,’ because you have to fill a $13 billion hole before you get to a return on investment.Yahoo had a number of really interesting assets:First, its people. I know, if you’re in Silicon Valley, you’ve probably heard over and over how there’s been a brain drain out of Yahoo over the years. And, of course, many high-profile people have left. But there are still about 9,400 employees (as of March 2016), and as someone who has been a Verizon customer for about a decade, suffering through terrible apps such as VZ Navigator force-installed on my phone, I’ve got to believe that Yahoo’s employee base is a significant level-up for Verizon’s tech team in terms of size, breadth and talent. If I were Verizon, I think I’d see a lot of employee cost savings in engineering… in my own company.Second, there are all those email users - 250 million of them. I know what you’re thinking. All those people are old and / or dead. Yeah, they likely skew older, just like the Yahoo Bing search audience did. But you know something? Older people have money. They’ve been working longer than millennials. They have disposable income. They’re a great audience to remind that you have the exclusive rights to the back catalog of Saturday Night Live (which, incidentally, Yahoo also owns).Third, there are a few companies within the Yahoo family with true break-out valuation potential. I’m not going to get into Tumblr, because, as much as it breaks my heart to say this, the ship has probably sailed on the moment for that company. However, Yahoo does own Flurry, which is arguably best-of-breed mobile app analytics; BrightRoll, which is easily one of the most exciting companies in terms of serving video ads to customers (and, even if you disagree with that, it’s the largest in terms of customers); and Polyvore, a really interesting marketplace / affiliate model platform.Verizon has a couple amazing assets as well:First, FIOS. Verizon has the largest fiber optic cable footprint in the US, covering almost 10% of the country and has massive coverage in major population centers, such as New York and New Jersey (and, if you live in Rhode Island, all of that, too). If you think about how Google Fiber only operates in six cities today and that Verizon already reaches into millions of homes through physical cables, that’s an asset that no other large internet company has.Verizon has about 35% of all wireless customers in the US, and many of those (like me) are on multi-year contracts. It’s the best carrier in every region of the US on the metric that matters the most to all of us - it works when we need it to work. Yeah, we’ve all had our phones go out from time to time, but I’ll never forget my wife’s reaction when she finally switched from AT&T to Verizon: “Wait, you get a signal by the high school? And you have for a year and you didn’t tell me about it?”Here are a few things that Verizon can do with Yahoo to help make up that $13 billion hole they’re putting themselves in:First, get rid of the crappy apps that come with Verizon’s Android phones (except, maybe, Verizon Cloud, which is kind of useful when your toddler throws your phone in the toilet and you need to get a new one up and running fast), and replace them with things that people might use, like Polyvore and Tumblr. Bonus points if they can also put in a decent native mail client and a decent native messaging client, because those both stink, too. This will enable Verizon to capture a little bit more information about its customers.Second, deeper integration with Flurry and the other Yahoo Analytics platforms. There has got to be a ton of stuff that a carrier can provide in terms of analytical data that you can’t get simply from an app (such as demographic information, credit rating, and all that other nice stuff that Verizon finds out about you when you sign up for a phone in the first place). That could help make Flurry into the only sensible analytics option in the mobile phone space.Third, combine that email data with personal data that Verizon has on those 250 million Yahoo email users. Verizon knows a ton about at least some of these people in the offline world, and they have the potential to combine it. As an advertiser, can you imagine if you knew for certain that [email protected] lived at a certain address AND you knew what he watched on TV AND you knew that he had paid his bills on time for the last 3 years AND you knew that they had just bought aviator sunglasses via Polyvore? You can’t get that data already. Trust me. I’ve been trying for years. The best you can do is anonymized credit card spending habits that tell you the store someone shops in, but not what they bought. This has the potential to be leaps and bounds ahead of everyone else’s advertising data, and would allow a combined Verizon / Yahoo to sell across the entire spectrum with some pretty incredible targeting abilities.Fourth, what I described above in #3 creeps me out. Like, it creeps me out enough that I’d stop using Verizon (I long ago stopped using Yahoo for anything except Yahoo Finance, and even there, I prefer Morningstar). So throw people like me a bone, and expand Yahoo’s partnership with DuckDuckGo. If you’re not familiar with that service, it’s a search engine that doesn’t track it’s users, which means that pretty much everyone gets the same results for everything and that the ads you get served are based on your search queries, not on your personal profile data. Make this the pre-installed search on all Yahoo sites and Verizon devices, because it will have a two-fold impact: first, it’s decent PR about user privacy and a very large company taking it ‘seriously;’ and second, it deprives Google and Microsoft of data, and that’s what those companies feed on… which would help level the playing field a bit for Yahoo.Will all this together create an ROI that makes spending $5 billion look like a smart idea?Probably not. Unless this combined entity somehow grows Yahoo’s revenue from $5 billion (yes, Verizon is offering 1x trailing price / sales, not that that’s a measure that you care about in a company this size) to $15 billion, they’re unlikely to generate enough cash on this deal to make it into something where they even get their $5 billion back (remember, Yahoo lost almost $5 billion last year, although much of that was non-current-cash expense — e.g., write-downs).However, you have to remember that Verizon is a huge company — as of right now, they’ve got $228 billion in market cap and and roughly $17 billion in annual profit. This deal is a rounding error for them. Or, if I was going to say it like a corporate development guy would, there’s nothing but upside in this deal.Yahoo has physical and intellectual assets worth more than what Verizon is paying, so they’re protected on the downside. As for the upside, well, if they can make that $5 billion in revenue into something much more, they’ll look really, really smart. And if they can’t, they’re just going to bury Yahoo’s operating results in their overall financials and tell everyone that it’s doing great… right up until they shut it all down.So, to answer your question - in five years, Verizon will be happy that they bought Yahoo as long as they don’t have to write down the assets to $0 in that time frame. Otherwise, they’re taking very little financial risk.

Why didn't Trump do anything to stop the spread of the pandemic?

Trump shut down international flights from China and others. For this, the democrats called him names which is their usual MO.Trump initiated Warp Speed for which the democrats called him a liar. They had expert after expert say that there was no way that the vaccine could be developed by the end of the year.Trump convinced Ford and others to make ventilators which the democrats said was unnecessary.Trump asked spirit distilleries to manufacture sanitizer.Trump expanded economic relief for for Covid victoms.Trump took decisive action to make certain that the hospitals has necessary resources.Trump accelerated construction of medical facilities to treat covid victims.Trump established a coronavirus incident management system to better share and respond to information about the virus.Trump made an offer to President Xi Jinping to send experts to China to investigate the coronavirus outbreak.Trump shipped CDC-Developed test kits for the Coronavirus to U.S. and international labs.The Trump Administration sent a letter to Congress requesting at least $2.5 billion to help combat the spread of the coronavirus.Trump asked the Food and Drug Administration (FDA) to allow certified labs to develop and begin testing coronavirus testing kits while reviewing pending applications.President Trump donated his fourth quarter salary to fight the coronavirus.Trump made nightly appearances on TV to update the public and take questions.Trump announced the purchase of approximately 500 million N95 respirators.Trump and VP Pence met with top health insurance companies and secured a commitment to waive co-pays for coronavirus testing.Trump directed the Small Business Administration to issue low-interest loans to affected small businesses and called on congress to increase this fund by $50 billion.Trump directed the Treasury Department to defer tax payments for affected individuals & businesses, & provide $200 billion in “additional liquidity.”Trump encouraged public-private partnerships to open up drive-through testing collection sites.Trump requested a pause on interest payments on federal student loans.Trump issued an order to the Department of Energy to purchase extra oil for the strategic petroleum reserve.Trump held a phone call with over two dozen grocery store executives to discuss on-going demand for food and other supplies.Trump arranged a partnership with Google to develop a website dedicated to coronavirus education, prevention, & local resources.Trump asked FEMA to coordinate federally-supported, state-led efforts to end coronavirus.Trump held tele-conferences with governors to discuss coronavirus preparedness.Trump led a in a call with G7 leaders who committed to increasing coordination in response to the coronavirus and restoring global economic confidence.Trump expand telehealth benefits for Medicare beneficiaries.Trump had the Army Corps of Engineers is on ”standby” to assist federal & state governments.Trump spoke to fast food executives from Wendy’s, McDonald’s and Burger King to discuss drive-thru services recommended by CDC,Trump asked Treasury Secretary Steve Mnuchin to meet with lawmakers to discuss stimulus measures to relieve the economic burden of coronavirus on certain industries, businesses, and American workers.Trump arranged a partnership between USDA, Baylor University, McLane Global, and Pepsi Co. to provide one million meals per weak to rural children in response to widespread school closures.Trump deferred $300 billion in tax payments for 90 days without penalty, up to $1 million for individuals & $10 million for business.Trump pushed the Families First Coronavirus Response Act, which provides free testing and paid sick leave for workers impacted by the coronavirus.Trump invoked the Defense Production Act in order to increase the number of necessary supplies needed to combat coronavirus.Trump ordered the U.S. Navy to deploy USNS Comfort and USNS Mercy hospital ships.Trump ordered all foreclosures and evictions suspended for a period of time.Trump requested HHS to temporarily suspend a regulation that prevents doctors from practicing across state lines.Trump arranged a Roundtable with 30 CEOs to discuss on-going public-private partnerships in response to the coronavirus pandemic.Trump arranged a deal with Carnival Cruise Lines to make ships available for use as hospitals in impacted areas to use for non-coronavirus patients.Trump arranged an agreement with Mexico to mutually restrict nonessential cross-border traffic.Trump held a call with over 12,000 small business owners to discuss relief efforts.Trump announced that the CDC will invoke Title 42 to provide the border patrol with tools to secure the border to prevent the spread of the virus.Trump asked the department of education to not enforce standardized testing requirements for the remainder of the school year.Trump allowed federal student loan borrowers to stop payments without penalty for 60 days.Trump asked HHS to place an order for hundreds of millions of N95 masks through FEMA.Trump asked the FDA to give emergency approval to a new coronavirus test that delivers results in hours.Trump approved major disaster declarations for Washington State, California, Texas, Florida, Illinois, Maryland, New Jersey, Missouri, Puerto Rico, Guam, Michigan, Massachusetts, Kentucky, Colorado, Connecticut, Oregon, Georgia, DC, North Carolina, Alabama, Kansas, Rhode Island, Ohio, Montana and Pennsylvania.Trump arranged with Governors to remain in command of National Guard forces and deploy if necessary with the federal govt funding 100% of operations costs.Trump directed the federal govt to provide 4 large federal medical stations with 2,000 beds for CA & 1,000 beds for NY & WA.Trump confirmed his administration was working with Peru & Honduras to return Americans stranded in both countries as a result of travel restrictions.Trump had FEMA issue guidance for tribal governments to seek federal assistance under the President’s emergency declaration.Trump signed an executive order invoking section 4512 of the Defense Production Act to prohibit the hoarding of vital medical supplies.Each of the 93 U.S. Attorney General offices was asked to designate a lead prosecutor to prevent hoarding.Trump asked the Treasury Department to work with the Federal Reserve to lend up to $300 billion to businesses and local governments.Trump had the Army Corps of Engineers & the National Guard are construct four hospitals and four medical centers in New York.Trump approved a major disaster declaration for the state of Iowa related to the coronavirus outbreak.Trump worked with the U.S. Army for three army hospitals to deploy their health care professionals to New York and Washington state, at the direction of Secretary of the Army Ryan McCarthy.Trump & Pence held conference calls with 140 non-profit organization leaders, including The Salvation Army & The Red Cross, to discuss coronavirus response efforts.Trump signed a bill reauthorizing The Older Americans Act, which supports senior citizens by providing meals, transportation, and other crucial services.Trump arranged a video conference with the leaders of the G20 to discuss the global coronavirus response & the need for countries to share information and data on the spread of the virus.Trump signed The Coronavirus Aid, Relief, and Economic Security (CARES) Act into law.Trump signed a Defense Production Act memorandum ordering General Motors (GM) "to accept, perform, and prioritize federal contractors for ventilators.Trump signed an executive order allowing the military to activate members of the Selected Reserve and Ready Reserve to active duty to assist with the Federal response to the coronavirus.Trump appointed Office of Trade and Manufacturing policy director Peter Navarro to serve as the Defense Production Act Policy Coordinator.Trump provided for 100,000 ventilators to be manufactured in the next 100 days, three times the amount typically manufactured in one year.Trump arranged with Boeing for the use of three "Dreamlifter" cargo air crafts to transport medical supplies across the country.Trump arranged FEMA, the CDC, the Coronavirus Task Force and Apple to release a coronavirus app which allows users to screen for their symptoms.Trump spoke with British Prime Minister Boris Johnson about the global coronavirus response and committed to helping provide ventilators to the U.K. where possible.Trump met with supply chain distributors including FedEx, Cardinal Health, and UPS to discuss ways to get state and local governments necessary medical supplies to combat the coronavirus.Trump congratulated the Army Corps of Engineers for having completed construction on a 2,900 bedroom temporary hospital at the Javits Center in New York.Trump worked with Cigna and Humana to wave co-pays for coronavirus treatment.Trump set up the Federal Government Database for hospitals to report the carona virus data.HHS accepted 30 million doses of Hydroxychloroquine, donated by Sandoz, and one million doses of Chloroquine, donated by Bayer Pharmaceuticals, for clinical trials and possible treatment of coronavirus patients.Trump encouraged private sector commitments to manufacture personal protective equipment by MyPillow, Honeywell, Jockey, Procter & Gamble, and United Technologies.Trump regularly spoke with the nation’s governors about their need for medical supplies.Trump spoke to Prime Minister Giuseppe Conte of Italy and pledged to send $100 million of medical supplies to aid Italy’s battle against coronavirusTrump arranged with Ford Motor Company to commit to producing 50,000 ventilators in the next 100 days.CMS announced new regulatory changes to cut red tape and give flexibility to America’s health care workers by relaxing hospital workforce regulations, expanding child care, meal, and laundry services for health care workers, expanding tele-health reimbursement, and more.Trump participated in a conference call with executives of American Network Service Providers to promote connectivity amid social distancing.Trump asked the Treasury Department and SBA to rapidly mobilize money from the CARES Act’s $349 billion paycheck protection program,Trump announced the Army Corps of Engineers & FEMA will construct 8 facilities with 50,000 bed capacity in California, A field hospital with 250 bed capacity in Michigan, 2 field hospitals in Louisiana with 500 bed capacity, and an alternative care sight in New Orleans with a 3,000 bed capacity.Trump spoke with Turkish President Recep Tayyip Erdogan and with their Majesties King Felipe VI and Queen Letizia of Spain about efforts to combat the coronavirus.The Treasury Department and IRS launched the employee retention credit, created by the CARES Act to incentivize businesses to keep their employees on payroll.Trump worked with the VA to expanded virtual services to veterans, continuing to provide care while limiting in-person interactions that could potentially harm vulnerable populations at VA facilities.And this only brings us to the end of March! Now your turn. What did Biden do?

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