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PDF Editor FAQ

What types of assets do people hide from a bankruptcy filing and how effective are the hiding mechanisms?

As a Bankruptcy Trustee I have caught all kinds of debtors hiding things. I am sure that others have got away with the fraud, but I do not believe it is worth it as the penalties of severe.Gold coins in a safety deposit box. What tipped me off is why someone as broke as the debtor claimed to be would even have a safety deposit box. As soon as I got suspicion, I called the bank and had a box sealed until I inspected it.$30,000 in cash hidden (I kid you not) in the washing machine. You could say he was laundering money. The debtor also filed bankruptcy on three corporations he owned. What tip me off was that the attorney representing the debtor, and the corporations, took stock in the corporations as his fee. The debtor, his wife and their attorney all ended up in prison.Miniature horses. Her neighbor, who she had offended many times told me about the horses. The debtor live in a beat up single wide mobile home on acreage. She refused to answer the door when I showed up to investigate. I returned with law enforcement who used a bull horn ordering her to come out. When she opened the door, two very nasty attack dog came running out twords us, teeth bared. When the dogs stated to attack us, the officers shot both of dead. We found eight miniature horses in the mobile home. Think about living in a single wide mobile home with eight horses. There was horse shit all over the place.Three pieces of real estate in the debtor's girl friend's name. The debtor had inherented them from his mother just before he filed. The debtor lived in a small town and had just lost a major lawsuit. It was a small town where the debtor pissed off almost every one in the town. The day after the debtor filed bankruptcy, the attorney who was suing him sent me a fax of the deeds transferring the properties to his girlfriend.A home in New Mexico that the debtor “forgot” to list. He was going through a nasty devorce and his ex-wife told me about the property. The debtor had moved from California to the house after the was file. The debtor just about crapped in his pants when I showed up on his front porch in New Mexico.A storage unit full of expensive art and furniture. I had a bad feeling about this debtor. At the first meeting of creditors I asked to see his keys and tell him what each one was for. I kept all of the keys except his car and house keys. The judge ordered the debtor to tell me what each key was for.A doctor who hid his airplane in a remote airfield in Nevada. He had broken a woman's back in an “adjustment” and refused to settle the malpractice case because the patient was a low life who did not deserve any money. The doctor had bragged about his airplane to the patient before the incident that broke her back.A brand new Corvette that the debtor forgot he owned. He had been dealing drugs and ripped off the wrong people. The person he ripped off couldn't wait to tell me about it.Over one million beads, located in several storage lockers. The debtor disclosed several thousand, but her former partner knew where everything was hidden.This one was very interesting. The debtor had paid for breast enhancement surgery before the bankruptcy but did not have it done until after the the bankruptcy was filed. Because the doctor knew about the bankruptcy, he had to fork over the entire fee.Being a bankruptcy trustee was very interesting work I would show up to work and not know what type of an expert I would have to be that day

When you arrive at the airport in Hawaii, they give you a lei. If every state gave you something upon arrival, what would it be for each state?

OK, OK, several killjoys have pointed out that you don’t actually get a lei when you arrive in Hawaii, unless your friends bring you one, or you pay for one in advance as part of a tour package.But let’s answer the question as it was asked: hypothetically, what traditional gifts should you receive in each state, as soon as you crossed the border or stepped off the plane? EDIT: As of now I still don’t have all fifty states represented, but I’ve taken suggestions from the comments section, reworking some of them, and will add more as time goes by.Louisiana: A large colorful plastic bead necklace. But only if you’re female and attractive, and only if you. . . well, never mind.New Mexico: A traditional ristra of dried chile peppers, which you must eat within thirty minutes if you want to be allowed to stay.Texas: A plate of barbecued brisket, marred by a ten-minute harangue about how Texas could secede any time it wanted to and is only hanging around with the other, lesser 49 states because it feels like it, by damn.Northern California: A small, decorative window box, made of sustainably harvested, ethically sourced, fair-trade timber, carved and painted with traditional shamanic designs by a cooperative of indigenous craftspeople from a proud but struggling Third World nation, and planted with organically grown heirloom variety culinary herbs. If you’re moving to the Bay Area, it can double as your apartment.Southern California: A Botox injection, a double-double animal style, and fifty gallons of free water (courtesy of Northern California).Oregon: On the west side of the Cascades, you get a starter culture of bacteria and yeast (SCOBY) for making your own kombucha. On the east side of the Cascades, you get a rifle.Washington state: A ceremonial evergreen branch and a venti coffee that’s not actually all that good, delivered by a drone dropped from a 747.Nevada: A $10 voucher for the slot machines at the airport departure gates. For every jackpot you win, you are allowed to reclaim one piece of your luggage.Florida: A live baby alligator—inserted down your trousers, because the headlines have just been too prosaic lately.Georgia: A bumper sticker proclaiming “GEORGIA—The Best of Both Worlds! Soulless urban sprawl AND backwards hovels!” (Also: Virginia.)Tennessee: A Day-Glo orange vest, for wearing to the football game on Saturday, and picking up roadside trash the rest of the week.Kentucky: A model race car, in honor of the most famous sporting event in. . . no, wait, is that Indiana? I thought Indiana was the one with the horses. . . well, it’s one or the other, anyway.North Carolina: A souvenir basketball dipped in that weird vinegary barbecue sauce.South Carolina: Immediate conscription into the 15th South Carolina Infantry, which, technically, never did surrender in 1865, and whose commander has just decided the time is right for a swift and decisive bayonet charge against the hated Yankee occupation forces’ encampment on Parris Island.Maryland: A case of crabs. And also, a case of crabs.Pennsylvania: A small plastic statue, suitable for display on your car’s dashboard, of your choice of one of the patron saints of the state: St. Franco Harris, St. Reggie White, or St. Rosey Greer.West Virginia: A scale model of a majestic mountain. To add extra realism, a small dynamite charge is packed inside. In three days, the top will blow off, the model will be left a toxic ruin, you’ll mysteriously get cancer, and Don Blankenship will be a few million dollars richer.Wisconsin: A bust of Vince Lombardi carved from cheese curds.Michigan: A souvenir vial of water. Do not drink it under any circumstances.Iowa: A breaded pork tenderloin sandwich from the deli at your local Hy-Vee—where there’s a helpful smile in every aisle!Indiana: A free sampler of Eli Lilly’s latest product line. Kind of like a chocolate sampler, but nothing is labeled; you just take one and see how you like the results.Illinois: A tax invoice. You don’t need to ask what it’s for.Ohio: Your city is gone. Hey, oh, way to go, Ohio.Minnesota: A warm, filling tuna casserole, served with mild-mannered courtesy that probably masks seething resentment.Nebraska: A wreath woven of corn leaves, tassels, and ears, placed on your head just before your blood is ritually spilled in the fields to bring bountiful crops and appease the spirits of the harvest.North Dakota: We’re not sure, but durum wheat is apparently involved.South Dakota: A title deed to your very own 160 acres of the sacred land of the Lakota nation, stolen from them at gunpoint.Wyoming: A little dogie, whatever that is.Alaska: It used to be that every visitor to the state would receive a traditional delicacy: seal testicles skewered on an oosik. Unfortunately, declining revenues from the Permanent Fund mean that new customs had to be developed. Now, every visitor to The Last Frontier is ceremonially beaten with a smelt by Alaskans shouting their traditional war chant, “You betcha!”Colorado: You can’t quite remember, but dude, it was primo shit, man. Got any more of that pizza?Delaware: Articles of incorporation.New Jersey: What? You’s expectin’ some goddamn present jus’ f’comin’ here? I got somethin’ for ya right here, pal!New York City: A fast, fun and entertaining card game against a smiling, friendly challenger. Only three cards are involved. You can’t lose!New York State: Something called a “Garbage Plate.” I wouldn’t ask if I were you.Vermont: A speeding ticket. Don’t you know that we tracked your plane arriving at 150 miles per hour? That’s an automatic $1000 fine and three points on your license, sir.New Hampshire: Indifference.Maine: Paul LePage, but only if you promise to take him with you when you leave.Rhode Island: A souvenir T-shirt saying “YES, WE ACTUALLY DO EXIST.”Massachusetts: A piping hot bowl of clam chowder. Unfortunately, you’re responsible for paying the tax on it.Utah: A copy of the Book of Mormon, written on golden plates in Reformed Egyptian, with your own personal Urim and Thummim to help you read it. If you don’t like it, you get a personal visit from John D. Lee under a flag of truce.Kansas: Puzzled looks from people wondering why in the world anyone would voluntarily visit Kansas.Idaho: A traditional item of fine Idaho jewelry: a necklace, handcrafted from three pounds of russet potatoes strung on a three-foot length of WF flyfishing line.Washington DC: A free ticket to the Presidential Inauguration, retroactive to January 20, 2017. See, it really was the biggest inaugural crowd in history!Montana: Your very own emotional support sheep.Arizona: Immediate deportation if you’re caught speaking Spanish in Maricopa County.Arkansas: A torn Wal-Mart plastic bag containing a rock of crystal meth.Alabama: A friendly invitation to squeal like a pig.Missouri: Sincere condolences.Oklahoma: A frontal lobotomy.Mississippi: Gonorrhea.

General Andrew Jackson was the hero of the War of 1812 and kept the British from invading from the Gulf through New Orleans, saving further bloodshed. Why is it OK to remove any monument to him?

Q: General Andrew Jackson was the hero of the War of 1812 and kept the British from invading from the Gulf through New Orleans, saving further bloodshed. Why is it okay to remove any monument to him?Wow, take one small slice of a man’s life and use it to make him great. Okay, let’s do this… both the good and the bad. You decide which is which.Jackson was a frontier lawyer.He briefly served in the U.S. House of Representatives and U.S. Senate for Tennessee.He was a Tennessee Supreme Court judge from 1798 to 1804.A horse race led to a duel where Jackson killed a man (Charles Dickinson) and a claim that Dickinson had insulted Jackson’s side Rachel. Dickinson apologized and it was okay until the horse race and payment for the loser.Jackson challenged more than 100 men to duels even though dueling was illegal but he only killed the one. Once Jackson challenged a man to a duel because the other man, a lawyer, won the case and Jackson felt “intellectually insulted”. That’s not a stable man.Jackson was a wealthy slave owning planter. He started with 9 slaves, had 44 by 1820, and up to 150 later. He was one of the “planter elite”. He also co-owned a plantation in Mississippi with his son that had another 51 slaves.He fought during the Creek War (1813–1814) and won the Battle of Horseshoe Bend. The Creek were forced to give up their lands in present-day Alabama and Georgia.The 1815 victory at the Battle of New Orleans during the War of 1812 (1812–1814) made Jackson a household name and a national hero. Never mind the battle occurred 18 days after the treaty was signed. Communication wasn’t fast in those days so it’s understandable.He led U.S. forces during the First Seminole War (~1817–~1818). Jackson could not stand that when the British left west Florida (um Alabama) they left blacks in charge of a fort. Worried that it would inspire slaves to escape or revolt and acknowledging that it was Spanish territory, Jackson attacked. Without any authorization he then invaded east Florida, also Spanish. The result was that the U.S. had to buy Florida from Spain in order to get out of the mess Jackson created. This brief description is a gross simplification of what happened.Jackson served as Florida’s first territorial governor before he returned to the U.S. Senate.In 1824, Jackson ran for President of the United States and got a plurality of the popular and electoral vote but lost to John Quincy Adams in a compromise within the House of Representatives. I cannot imagine this made him easier to be around.Jackson and his supporters then founded the Democratic Party.In 1828, Jackson ran for President again but won by a landslide this time.South Carolina threatened to secede in 1828 over the “Tariff of Abominations” because it set a 38% tax on some imported goods and a 45% tax on certain raw materials southern states wanted. The tariffs were meant to protect northern industries. Jackson threatened to send in troops (don’t bash Lincoln unless you’re ready to bash Jackson too).Jackson vetoed the re-authorization of the Second Bank of the United States, considering it a corrupt institution.In 1835, Jackson completely paid off the national debt…. without a national bank.In 1830, he signed the Indian Removal Act, which forced many native tribes off their lands in the southern states. The “Trail of Tears” was the result.Jackson was vehemently against the abolitionist movement.Jackson shifted the nation’s trade toward Great Britain and essentially began the long road toward “special status”.Jackson also settled claims against France from the Napoleonic wars.He recognized the Republic of Texas as it broke away from Mexico.In 1835, he also survived an assassination attempt.As President he only served 2 terms, as was the custom. He could have tried again and might have won but he didn’t.After his 2nd term he supported the annexation of Texas.He had a terrible temper. On his death bed, he regretted not shooting Henry Clay or hanging John C. Calhoun for what he considered treason.My point in this long list? No historical figure is one action. You cannot choose one thing from a historical figure’s life and say that makes him (or her) a sinner or a saint. You cannot praise the victory at New Orleans without acknowledging he invaded Spanish territory and risked war because some free blacks held a fort.While he didn’t lead the Trail of Tears, he made it happen. On the other hand, he paid off the national debt… something no other president has managed to do.Don’t argue just one event makes a person some kind of hero. Look at all of his deeds. Those looking to remove his statue now are only seeing a slave owner and the Trail of Tears. You are only looking at something else in his life.

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