Personal Loan Application: Fill & Download for Free

Problem is that most loans taken by companies of Anil Ambani not by Anil Ambani. These loans are business loan not personal loan. Business loans are given to the businesses by evaluating their business prospective irrespective of their owner. There is no personal guarantee applicable to business loan unlike personal loan.Like common people take home loan or car loan. If common people fail to pay the loan than banks legally capture the home or flat or car. By selling it, bank recover loan dues. But banks does not comes to the person house to occupy his personal belongings like his wife's gold jewellery or his investment in share market etc. Because banks give loan agaist that house or car. But if the common man takes personal loan and he unable to pay it. Than situation would be different.Similarly Anil Ambani does not taken that Rs. 80,000 crores personal loan but it's business loan, which given agaist their companies. So banks cannot ask Anil Ambani to sell his house. Nor Anil Ambani will do it. Now a days many common people are not able to pay their home or car EMIs. I know many cab owners are not able to pay EMI due to lock down and work from home culture. But they are not paying the bank loan by selling their belongings like jewellery.Moral ground and law should be same for both rich and common people.

“HDFC Bank Customer Care toll-free number is »“8391-82-3606“‹.« HDFC Bank provides various customer-oriented…services to its customers, in terms of providing affordable and transparent loan products, good returns and convenient banking services. However, at times, customers have certain queries in their mind, which they need an answer for. To solve the customer queries and to make the banking system customer-oriented, HDFC Bank has its customer care to solve the customer queries. HDFC personal loan customer care is specifically designed to assist the needs of personal loan borrowers. Customers can get assistance regarding their personal loan application, loan process, loan eligibility and repayment by contacting on the HDFC Bank personal loan customer care number. Further, a list of city-wise HDFC Bank personal loan contact number is given below:

I would say try new private banks like IndusInd bank or Typical aggressive bank like ICiCi bank, as in both the cases banks are looking for customers in market aggressively for personal loan. But icici bank gives personal loan only if you have savings bank account with them. Else no.Anybody will give you personal loan between 13%- 17% rate in case you have great credentials . Else rate can go up to 30-35% as then you will get only from NBFC like Bajaj or Fullerton.Couple of advice-1) Call sales guy for personal loan on23rd of month-- As I mentioned in my earlier answer banks does their 80% of loan business in last 5 days of month. You call the sales guy on 23rd. He will come and collect papers. He will get it approved by 27th maximum. He will then ask for loan agreement from your side to process the loan. Don't sign till 29th. Drag it. Most of the sales guys have 5-6 cases through out the month and play with them. On 29th you ask them you will go only if you can go with lesser rate. Check this. You will see you will get best deal. But always give your application to atleast 2 banks if you are looking for best deal.2) lower Interest rate can also mean higher one- Taking loan can be very tricky. There are so many things in a loan that it's very difficult for a common man to deal with. They can give you 13% rate but can build in 2 early EMIs ,structure, or they can sell you 13% flat rate of interest instead of reducing balance, or they may charge you high processing fees.Personal loan is biggest profit maker for any bank . Always ask all the details from sales guys. Ask what is hidden and what is not. If possible take a mail from sales guy.