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PDF Editor FAQ

How do you apply for the NYC housing lottery?

Nyc housing connect, google that. Set up an act there. Then track application.

How hard is it to get into affordable housing in New York?

Not all that easy. (Actually, not to put too fine a point on it, very, very tough.)The first thing you need to do, however, is define what you mean by “affordable housing”. While it might sound simple on its face, there are actually four very different things that the term could describe:Housing that a typical employed Quora user who has chosen to live in New York City might be able to afford on a typical middle class salary for the region.Housing that has been created under one of a number of special NYC programs, where developers of newly constructed, market rate residential apartments agree to set aside 20% of the units as “affordable”.Publicly-owned rental apartments operated by the New York City Housing AuthorityPrivate housing made “affordable” by federal housing subsidies under the Section 8 program, which limits rent to 40% of your income.Case #1 is obviously achievable, because many milions of people can afford to live in New York City. But since high housing costs are perhaps the single biggest problem facing the City, there are going to be serious trade offs. The current average market price for renting an apartment in Manhattan is $4,000 per month. Using the old rule of thumb that you should try to spend no more than 25% of your income for housing, that suggests you would need an income of $192,000 to afford an ‘average’ Manhattan apartment. Since most people would probably not consider that “affordable”, one would likely need to consider sharing housing with roommates, looking in the outer boroughs, considering smaller apartments, and paying more than 25% of your income, in order to get down to something that most people could truly afford. So, for this type of affordable, “not that hard, but it will take some work”. To look for market rate listings, see NYC Apartments for Rent on StreetEasy.Case #2 is where the City and others are devoting most of their current efforts. The idea is that in exchange for zoning and other bonuses that let developers build apartments that sell for as much as $100 million, the developers need to commit to creating 20% of the number of units they build as apartments defined as “affordable”, meaning that a person or family with an annual income of 60% of the median income for the area should be able to afford the rent by paying no more than 30% of their income. The catch here is that these are privately owned and managed, really nice new apartments, and the developers want to rent them to the absolute best tenants they can. Given that their only limitations are (1) the legal maximum income, (2) normal housing anti-discrimination guidelines, and (3) certain required percentage set-asides for neighborhood applicants, people with certain disabilities, municipal employees, etc., they can be—and are—incredibly selective of their tenants. In practice, this usually means having an income within a relatively narrow band (roughly $30k–$50k, although a few projects go up to $80k or even $100k), and being selected for one of a few dozen apartments from up to 90,000 (!) other applicants in a series of lotteries (separately for each project). As such, this is “doable, but very long odds against you”. You can apply for these apartments at NYC HOUSING CONNECT.Case #3 is public housing (the kind of thing that would be called ‘council estates’ in the U.K.), the 180,000 apartments built and owned by the New York City Housing Authority. These units are much less nice than the new “affordable” ones, but also have no minimum income requirements: your rent will be 30% of your income…even if your income is $0. Rather than having lotteries, these apartments are made available in order of application based on borough and the type of apartment. The only problem is that the waiting list currently stands at 260,000 people. Bottom line: “you really wouldn’t love these units, but that won't be a problem because you’ll be a great grandparent by the time your name comes up”. But if you want more information, you can find it at NYCHA Frequently Asked Questions.Finally, Case #4 is the federally subsidized housing program known as Section 8. Here, the US government (through a local agency such as NYCHA, NYHPD, et al.) works with private participating owners to subsidize your rent. You pay 40% of your monthly income to the landlord, and the government pays the rest. Maximum income limits are in the same $30k–$40k range as the others, and there is no minimum income required. The problem here is that so many people wanted the subsidies that they closed the waiting list eight years ago. Prognosis? “Not gonna happen.”Welcome to the world of Affordable Housing, New York City’s Achilles heel.

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