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PDF Editor FAQ

Is the Airbnb $1 million host guarantee a marketing gimmick? Has anyone successfully submitted a claim and received money?

As a co-host I can definitely tell you the Airbnb Host Guarantee is a gimmick, and here’s why.A guest stole a TV and damaged our property and we believed Airbnb’s Host Guarantee. After submitting the initial documentation, we waited TWO MONTHS before Airbnb finally responded. Every time we called we were told the case would be updated with our phone call, but since Customer Service is different from the Trust and Safety team, they can only pass on our request for a response. Once we heard back after two months, we were told to submit additional documentation — specifically, a police report. The prior report we received from the police was a phone log narrative which resulted in the arrest of the guest, and the arrest number was even included in the fax from the police department. Airbnb said this wasn’t good enough, they needed an additional police report from the officer who arrested the guest. But our town’s police department said an additional report was not possible because the case has entered the criminal court system and is under investigation. The police department clerical staff offered to speak to the Airbnb rep to explain this but Airbnb said they don’t do phone calls. Airbnb then emailed they will be closing the case because they don’t have a police report — that was November 23rd. Well it turns out the arraignment of the guest in court was on November 23rd, and part of the court documents included a sworn statement from the arresting officer. Unfortunately we weren’t able to get this right away because it was the Thanksgiving Holiday week, and the court was backlogged with requests last week. We just got the copy of the arresting officer’s sworn statement about the theft earlier this week. I just emailed this to Airbnb an hour ago and they said since they didn’t get a response within 72 hours of November 23rd, they will keep the case closed. So basically they are saying I should have gotten this from the court during the Thanksgiving weekend. Unbelievable. If there is website where I can upload and dox Airbnb for their disingenuous requests, let me know. Their Host Guarantee is a scam and marketing ploy, and they should be exposed. They only apply their Host Guarantee in high profile cases that have received bad media coverage, you know, like the one where a house was rented out for an orgy and condoms were found everywhere. I feel safer renting directly to guests than trust Airbnb’s arbitrary rules they make up ad hoc to disqualify hosts from using the Host Guarantee policy.

Have you ever encountered a lawyer who was so good that you were lost for words?

I had been the victim of a road rage incident when I was in my 20s. Long story short, I was in a left-turn-only lane; the perp was in the right-turn-only lane, and she wanted to go left. I made my turn, without ever noticing her, as there weren't very many cars on the road, and went into a restaurant to pick up my dad's dinner. She followed me in, kicked the chair out from under me, and kicked the crap out of me while screaming, “Do you know who I am?” Luckily, one of the waiters got her license plate number.I had eight broken ribs, a fractured cheekbone, and she had ruptured all of my stitches from my gallbladder surgery that I’d had two weeks prior. She tried to have me arrested for assault, saying that I threw her against her car. I'll come back to that.At my first court appearance, the prosecutor took me into a room and wanted me to drop the charges against this woman. I obviously refused. The prosecutor said, “You are 22, you work as a hairdresser, and you live with your parents. You are nothing. Marjorie (the perp) is a pillar of the community, and is the child psychologist for the county, so I'd think real hard over this (let's not forget that I had been the victim here).”I did point out that I had brought a witness (the waiter), as well as notarized affidavits from several people who were in the restaurant at the time, and CCTV footage from the restaurant, too. She refused to allow them to be admitted. Wasn't she supposed to help me?The judge wanted me to let the perp have my car fixed (she broke a window and keyed the door) by some unlicensed guy, whom she had treated when he was in school. I agreed to an estimate, but I was going to get my own estimate as well.My sister used to work as a legal secretary, and she took me to one of her old bosses. We went over all of the evidence, and he agreed to come with me for the second court date.So, at the next date, the prosecutor called me back to a private room, before going into the courtroom, again trying to force me to drop the charges, but still wanted me for assault. My lawyer, Mark, said, “So you say that my client threw Marjorie over the hood of her own car and held her against a wall with her right arm, correct?”The prosecutor said, “That's what Marjorie told me.”Mark: “Marjorie, how tall are you?”Marjorie: “5'10”Mark: Chole, how tall are you?Me: “5'3"Mark: “Marjorie, you are a big woman, easily close to 200 pounds, while Chole weighs 92 pounds, so how could she throw you?Prosecutor: “That's not important.”Mark: “I disagree. Marjorie, you said in your sworn statement that Chole held you up against the wall with her right arm. Are you certain that you want to say that?”Marjorie: “That girl is a wild animal; who knows what those people are capable of?”Mark: “Well, Chole had emergency surgery two weeks prior to the incident, on her right side, and still cannot lift that arm past shoulder level, no thanks to you. Also, she's left-handed.” Checkmate.Marjorie, at this point, jumped up and started screaming about how important she was and I was just white trash, when Mark stood up, looked down at her (he's 6'9) and said, “Lady, you might have convinced this prosecutor that you're somebody special, but I have, in my briefcase, a filing, ready to go to the state board, along with all the evidence from this case, as well as sworn observations about your general behavior from your fellow psychologists and some of your neighbors. You will never be able to work again once I'm through with you, so I suggest that you sit the f**k down and admit that you lied and that you beat this ‘white trash girl’ for no g*****n reason.” Then, he turned to the prosecutor and said, “How dare you assume that someone is guilty because they're not from this s****y town? What does that prove, or are you just bored and lazy?”Marjorie had to pay for all of the damage done to my car, as well as the ambulance service, medical costs relating to everything that she did to me, and the damage she did to the chair in the restaurant. All of my charges were dropped and expunged.Mark usually handled divorce cases, but he had way too much fun that night!Flash-forward a few years, when I was at a luncheon with my mom. We ran into a friend of hers, who is also a child psychologist for another district. My mom mentioned my case, and the woman said, “We've all been waiting for that b***h to get knocked down a few pegs for years! She's a nightmare to deal with, but she did lose her job shortly after your case was resolved.” The district didn't want to have to pay out a small fortune if and when this woman blew her top again, so they forced her into early retirement.

What happened that made you walk out of the courtroom and think, "That did not just happen."?

I was summoned for jury duty in Baltimore County, Maryland. That was a bit of a surprise so I looked closely at the address on the summons. My name, my street address, my town, my zip code. Hmmmm. Seems odd to me.I live in St Mary’s County, Maryland. It is the southernmost county in Maryland about a two hour drive from Baltimore County. My previous address was in Texas which is a 3 day drive from Baltimore County.I am new to Maryland. I never received a jury summons before. Maybe they do things differently over here. I talked to my friends at work. They all assured me they had done jury duty before and it was here, in the county seat of St Mary’s county. In the courhouse. Go figure.On the back of the summons was a request to be excused with a list of acceptable excuses. One of them is “I do not live in Baltimore County.” Hey, this one is a no-brainer. I tick the little box next to that one and swear/affirm that all the statements are true and mail it back to Clerk of the District Court for the County of Baltimore, Maryland.They have my address. They have my postal code. They have my sworn statement. What they don’t have is a picture of my driver’s license which is needed for confirmation. They send another letter to my St Mary’s county address demanding a driver’s license copy. I make a copy and send it to them. I never heard back.The reason this is an “I can’t believe this just happened” moment is because this is obviously a computer generated summons and I am a computer programmer. What rookie doesn’t create a list of valid postal codes and check the summons list against it? It wouldn’t be 100% because a postal code can cross a county boundary but it would certainly eliminate 99% of the addressing errors. I guess I just hate lazy.

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