Hsbc Dispute: Fill & Download for Free

This is partially happening -Chinese yuan on track to be included in IMF basket: HSBC - The Economic TimesChina will increase the influence in Asia through regional banks that would compete with the WB and IMF.China's military will become more capable and more assertive, prompting a US military build-up in SouthEast Asia.Countries in dispute with China (Japan, Vietnam, Taiwan, Malaysia, the Philippines, India) will become more closely aligned with the US, develop more weapons and buy more weapons.

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Because they don't want to install two machines per cash desk.Domestic Chinese banks (and now, certain Hong Kong banks including HSBC) issue credit and debit cards. Many of these also carry the Visa or MasterCard symbol, but they all carry this symbol:UnionPay was founded in 2002 and is currently the only nationwide multi-bank ATM and POS network (point of sale transactions, using your card to pay for things in stores). Beforehand it was each to their own, and it was common to see 8-10 different banks' card payment terminals cluttering the desk at department stores.Internationally, UnionPay is being groomed as a competitor to Visa and MasterCard. Within China, Visa is trying to compete with UnionPay. I think I'm right in saying that the two don't have an agreement to be able to route domestic Chinese renminbi transactions through each other's networks.The standard terminals that businesses sign up for are provided by whatever the merchant's bank is, and process transactions through the UnionPay network. Cards carrying the UnionPay symbol are what most customers have - except for visitors from abroad. Businesses anticipating dealing with a lot of the latter (including Jenny Lou, April Gourmet, City Supermarket and other supermarkets that sell large volumes of imported products) get extra terminals installed for Visa or MasterCard; sometimes these are on only a fraction of the cash desks, and you'll have to walk over with your cashier to do the transaction.As to why banks don't make their machines accept Visa/MasterCard as well, this is where it gets very complicated, and there's been a trade dispute about this that has gone to the WTO:WTO China UnionPay Ruling Paves Way for Visa, MasterCardVisa ready for China market openingTo cut a long story short, Visa isn't yet licensed to offer renminbi transaction services within China. There's also the question of who does the currency exchange - you have to be licensed for that as well. This means paying with a foreign-issued Visa card in China entails Visa paying the Chinese bank in (usually) the dollar equivalent, the bank converting the currency, and then the bank paying the merchant.