Credit Card Authorization Form With Cvv: Fill & Download for Free

This incident occurred around 2 weeks back.Caller : Sir, I am calling from SBI Bank. This call is regarding the completion process to activate your Credit Card. (Since when do Banks call to activate Credit Card?)*Funfact : I don't even own a credit card*Me : Hello, I don't own a credit card of your bank.Caller : Sir do you own a credit card?Me: (Trying to check his genuineness ) Yes, i do have Icici Bank Credit Card.Caller : Sir could you kindly share the card number and CVV so that we can quickly activate your card.Me : But didn't you just say, you were from SBI Bank? I own an Icici Bank card.Caller : Sir we have the authorization to access and activate Cards for all banks. We would just need your Card number and CVV.Me: (Having identified the call as fake ) Could I get your name please?*The caller disconnected the call *(Ofcourse why wouldn't he?)I am posting my experience through this answer after seeing Mumbai Police efforts to make people aware about such fraud calls.*It's my humble request to everyone that Banks never ask for Card details or Pin number or OTP over the phone, so please be aware of these callers and don't fall into the Trap *#MuhPeTaala

I had a meal at Mi Pueblito Restaurant in Gaithersburg, Maryland. Before ordering the meal, I noticed a Mastercard sign on the door. At the end of meal, I presented my Mastercard to pay for meal, but was informed that the POS machine is down, although they normally accept Mastercard. I did not have any cash with me on that day.Based on what I know about Mastercard merchant agreements, I suggested the waitress/cashier call the acquirer bank to perform a voice authorization. However, she has no idea how to do that. She also didn’t speak any English, so she couldn’t do that even if she knew the merchant code (we’d been communicating via Google Translate). Then I suggested an “imprint”, as each merchant is supposed to have an imprint machine when their POS is offline. The cashier does not know where their imprint machine is.Finally I offered a “paper authorization”, and wrote down the following on a piece of paper: “I hereby authorize Mi Pueblito Restaurant to charge my Mastercard number 528891XXXXXXXXXX expiry MMYY fourteen dollars and 75 cents.” followed by my signature and date. The cashier accepted it.I doubted whether the charge could go through, since all I wrote was the credit card number but no CVV code. A week later, I checked my credit card statement and the charge was there. It seems that their manager found a way to charge my card. I still feel bad for forgetting to tip, though.Leaving without paying is theft and thus illegal. “Paper authorization” technically isn't a valid form of payment, but it's legal as long as the cashier agrees to accept it.

No it can’t be erased. A credit card’s CVV acts as another line of security against fraud. The CVV, or card verification value, can also be referred to as the CSC, or card security code. These numbers serve as one of the most important anti-fraud measures for a credit (or debit) card, especially with the rise of virtual transactions. So when you make a purchase online or over the phone, giving the CVV assures a merchant that the purchase is legitimate and authorized.