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RBI announced a transfer of Rs 1.76 lakh crore to the government while it has already transferred Rs 28,000 crore as interim dividend in February 2019 (which goes towards 2018-19 revenues for the government). So, that means the government will get Rs 1.48 lakh crore for fiscal 2019-20. Given that it had budgeted about Rs 90,000 crore as dividend from the RBI, the net fiscal bonanza for 2019-20 is Rs 58,000 crore, or about 0.28 percent of GDP.Major Economic Problems for India TodayThe major economic problems for India today are:Falling GDP growth rate.Rising unemployment.Falling domestic demand.Possible Usages of Fund ReceivedThe best usage of the fund to fight the above stated problems is to use it as capital expenditure to increase infrastructure spending, thereby promoting growth, generating employment and raising aggregate demand. This is not much of an amount to fight the problem, but any amount would be of some help.The next best usage of the fund would be to capitalize the banks to improve the state of liquidity in the market.The worst usage would be to meet the revenue shortfall of GST & tax and try to keep the fiscal deficit in check.Logic for Best Usage?The logic for suggesting using the fund for creation of infrastructure is that it will impact the major economic problems that Indians are facing. Moreover, the inflation rate is low & there is no immediate fear of inflation rising, particularly because the industry is having unutilised capacity varying from 50–80%. In this scenario the production costs may come down rather than go up when industry comes closer to utilising 100% capacity. Please read these:Capacity Utilisation | Business | tutor2uEconomy on standstill? Growth of 8 core sectors slows to 0.2 per cent in JuneExpectations from Modi GovernmentSeeing the past record, I expect the Modi government to make the worst usage of the fund received to meet the revenue shortfall of the government and keep fiscal deficit and inflation in check. Thus, this amount may not affect GDP growth, unemployment or problem of domestic demand in any way.Rationale for Predicting Modi’s ActionsAs a personality developer, knowledge of human psychology is my profession while trying to understand economics is only a hobby. As per my understanding Modi’s prime driving force in life is continuation in power. Betterment of Indians is not his agenda. He knows that Indians will not vote him out of power even if farmers’ suicides-45 per day & youth -25 per day remain the same or even increase. However, if prices of tomatoes, potatoes, onions or pulses get out of control for one week then people may vote him out! He will, hence, not allow that to happen by keeping inflation in check as he has done so far since 2014.Request/HopeMy request/hope from the government is to increase the capital expenditure to help the economy and Indians seeking jobs. Please read this: Keynes' Theory of Investment Multiplier (With Diagram)

What are some cost-effective CAD programs?Good question! What does cost effective mean? If you’re building airliners, a CAD system costing $10000 per installation is cost effective, as is paying users to have professional training; If you’re using it at home to make models for fun, to put through your 3D printer, then FreeCAD is more likely to be cost effective (link: An open-source parametric 3D CAD modeler)Seriously, having prepared Capital Expenditure requests over the years to justify investments in CAD, (usually for Finance Managers who always seemed to have trouble grasping the value of having proper tools to do a crucial job in efficiently designing the products that made all their money) I can tell you that there isn’t a generic answer. It depends on factors peculiar to your application. Many CAD system brands are sold in modules that perform different functions, and the cost depends on the functionality you need.Some systems are frustratingly difficult even for experts to use, and others are easy to use.Some you buy outright, some you lease, and some you pay a monthly subscription for.