Merchandise Order Form All Profits Go Directly Into Helping Athletes: Fill & Download for Free

Attending the 2013 Berkshire Hathaway annual shareholders meeting was one of the best experiences of my life. It was a lollapalooza! I may be forever thankful to my dear mother who demonstrated good sense in insisting that I go to Omaha during a time when other commitments were on the verge of putting the trip on the back burner. Maybe it was her motherly intuition that led her to believe that this could become an inflection point in my life. In what may serve as context, I want to acknowledge that Charlie Munger and Warren Buffet are two of my heroes.I will tickle two birds with one cotton ball by providing an answer to this question and a sort of personal journal that pens my experience on this trip for the first time.Here are some of the highlights of my weekend in Omaha, Nebraska.PreparationPartly in the spirit of value investing, I was intent on making my first trip to Omaha as cost effective as possible. Accordingly, as a non-shareholder a month or so removed from the meeting, I tried to get my hands on credentials for the meeting on the cheap, bought my flight tickets months in advance, booked a room through Airbnb, packed light to avoid baggage charges, and was unsuccessful in convincing a few of my business-oriented friends in coming along. I invited these friends in part because I likely would have enjoyed their company and thought they might gain something of value from the experience, but mostly because it would have allowed us to share some of the expenses, such as taxi and room charges. Nevertheless, as much as I care for my friends, traveling alone would not have been a problem since I was looking forward to this trip. I give credit to Rick – one of the best friends I’ve ever had, and a man who is currently about as business-oriented as Charlie Munger is subtle – for traveling with me to Omaha. After all was said and done, taking a friend resulted in a savings of 22% from the total cost of my trip.ThursdayWe arrived in Omaha around 6pm, and there was snow on the ground. I was breaking my virginity on a few fronts in that I was anticipating traveling to this part of the country for the first time and knew that the hour of truth was approaching in the guise of my first Airbnb experience. For the uninitiated, Airbnb is to real estate what eBay is to merchandise. For the curious, our foray into this world was positive. We were greeted with friendliness, good conversation, and the warm embrace and physicality of two gargantuan poodles – I didn’t know that they came that big, as these turkeys looked like the offspring of a French poodle and a Tyrannosaurus-Rex. We didn’t see a Michael Myers mask or butcher’s knife casually lying around the house, nor did we see an odd looking door that might lead to a torture chamber downstairs. Rick and I decided to stay in and rest for the remainder of the evening. As a side note, before our trip I’d been informed that two brothers from Germany, also in town for the Berkshire Hathaway meeting, were flying in from Germany and would be staying in the same house as us.FridayOur host served us continental breakfast, having offered it to us in advance for a nominal fee. We followed this with a cab ride to Creighton University for a value investing panel. While on Creighton’s campus, we happen to make the equivalent of the navigational mistake made by Christopher Columbus when he sailed up the Hudson River looking for a passage to India. We were more lost than Adam on mother’s day. We asked several students for directions, but none were able to help. Luckily, we ran into a friendly woman who went as far as taking us to her office in order to try to help us. It turned out that she knew our Airbnb host, who was once a Creighton faculty member. We were pleased by the serendipity of it all.With correct instructions in hand, we made our way to where the value investing panel would be held, Creighton’s college of business, and wasted no time in looking for a place to eat. We ate at a sports bar within the college of business and each had a chicken and bacon burger, with avocado, on wheat bread. This burger’s taste was reflective of our hunger, coupled with our rudimentary handle of the art of fine dining, or how amazingly scrumptious it was, or both. Regardless, it is now synonymous with a visit to Omaha’s Creighton University and was a culinary highlight of the trip.The value investing panel is organized by a group of Creighton students who are in a portfolio management class that manages a real life portfolio of around $4 million. We were able to speak to a few of the students, sat in for the panel, comprised of four or five value investors sharing their views on investing and the economy, and were graciously treated to complimentary booze and snacks.Next on the agenda was a visit to Berkshire’s jewelry store, Borsheims, where a shareholder cocktail reception was slated to be in full effect. We faced one minor obstacle, however, as we arrived to Borsheims. We didn’t have credentials. I mistakenly left all of them in my luggage at our Airbnb, which was not just around the corner, not foreseeing that we would need them this evening. The idea of a cost effective trip to Omaha was beginning to go out of the window faster than an elbow-propelled flower pot from a high-rise, I thought, since I would now have to incur taxi charges that could have easily been avoided had I simply been more attentive. Disappointed in my aloofness, I told Rick to join me on a taxi ride to get our credentials that would unequivocally come out of my pocket. Before doing so, Rick insisted that we try to speak to security or someone else about our problem, since maybe there was something that could be done. We approached security, they checked my book bag to make sure I wasn’t a menace, and one of the security guards asked for my ID and called a sort of Berkshire Hathaway shareholder services hotline. The people on the other line looked for my name on the shareholders list, found it, and the security guard issued us temporary credentials. Rick’s resourcefulness couldn’t have come at a better time, and I was impressed, though not surprised, that Berkshire would plan ahead for this.The setup to this party was two-pronged. There was a big tent where food was served and live music performed, and the area of Borsheims, which included sections of the shopping center in which Borsheims was situated, where people schmoozed and were given the opportunity to drink on good ol’ Warren and Charlie’s tab. The area of the shopping center where the drinks were being distributed by the bartenders was incredibly packed with people. Thousands upon thousands of people cluttered together trying to get drinks, which at first glance appeared as inconceivable as trying to pick up a bald headed man by the hair, yet Rick and I, in the midst of this sardine can mob march towards the bartenders that went on for a good half hour, managed to walk away unscathed with our maximum of two free drinks in hand. We stepped away from the bar area and congestion and found a spot in front of what appeared to be a toy store where we could sip our drinks and have some conversation. I asked a random stranger to please take a few pictures of us, and it turned out that this gentleman was a reporter for the Associated Press. He took the pictures and interviewed us for an article.Since we were planning on waking up early the following morning, we left the party around 11pm and took a cab home. As is sometimes the case, I did my best to engage with our driver and learned that he was from West Africa, as were seemingly most of the taxi drivers that drove us around Omaha that weekend. He came across as a nice guy. As we arrived to our destination, I was in the process of closing the car door when he told me that I’d left my wallet on the seat. He said it point blank, with virtually no hesitation, as if returning wallets to careless fools like me were part of the unbroken code of Omaha taxi driving. I’d brought more cash on this trip than needed and hadn’t diversified its whereabouts. All of my money, not to mention credit cards, ID, practically everything I had, was in that wallet. It’s one thing to conceive of the kindness and selflessness that lies within the souls of some of our brothers and sisters from around the world, but it’s quite another to experience it first hand, so out of the blue, so raw, which quite frankly left me inspired and warm-hearted.SaturdayMy alarm clocks became colicky babies around 3am. The big day was here. I called the taxi driver that drove us home the previous night, and as he was driving us to the CenturyLink Center, where the Berkshire meeting would be held, I decided to pick his brain as to what led him to tell me about my wallet. Basically, he said that it was the right thing to do, and that he once returned a purse to its rightful owner that contained several thousands of dollars. As we arrived to CenturyLink Center, we exchanged pleasantries, he asked for my email address to stay in touch, and Rick and I were on our way.There were already some people, but not too many, in front of the doors that we’d targeted for our entrance into the arena. Once positioned in line, we stood about fifteen feet from the doors, which would open at 7am. It was chilly. Many people in line were wearing a winter hat of some type, few were having prolonged conversations, and Rick listened to music on his iPhone while I used his same phone to review the most recent Berkshire Hathaway annual shareholder letter.Since I’m in the process of rehabilitating my legs and thus can’t run like the dickens, I remember asking Rick if he felt open and capable of carrying out the following instructions: when the doors open, run as safely and fast as you can to try to get some of the best seats in the house. He did not object and appeased any lingering fears I may have had, fears brought about by a few tales I’d come across, unlikely to be of the apocryphal variety, which indicated that a stampede into the arena was likely. Around 6:40am, catching many of us off guard, the doors opened and Rick began to run in a fashion that would have made Forrest Gump blush. Overall, this moment was surreal, amusing, as many of us resembled awkwardly civilized animals as we tried to quickly make our way through the doors without knocking down and killing anyone, and you could see the excitement, raw emotion, and restraint in acting like total buffoons in the faces of those who apparently felt that the exhilaration that came from beating out a few thousand other people to a coveted seat within Church Berkshire was second to none. Security guards kept telling people not to run, so as to avoid potential injury, but the sound of speeding loafers and heart rates may have muted these instructions. I was speed-walking, snapped a few pictures, and noticed that most of the people around me were walking as if they badly needed to use the bathroom, jogging, or running. I finally entered the arena and a sea of seats, nearly 18,000 of them, engulfed my periphery. I noticed that the hot ticket items were the seats closest to the stage on the ground level. I saw the stage, which had the desk and chairs that Warren and Charlie would occupy for the next six hours or so, and at least three huge projection screens located above the stage. These big screens would be used to showcase the movie and to give all in attendance a closer look at Warren and Charlie throughout the proceedings. I soaked in the moment, took a few pictures, and looked for Rick, whom I located relatively quickly. He managed to nab two seats in the ninth row of the ground level.It was around 7am when I first arrived to my seat, and the action within the arena would start at 8:30am. As I looked toward the stage, I noticed that Warren and Charlie’s desk sat underneath microphones, sodas, bottles of water, and a big box of peanut brittle. I was fairly surprised how effortless it was to put the hour and a half that followed to good use. This free time gave me the opportunity to use the restroom, eat breakfast, as we were treated to complimentary continental breakfast from some of the concession stands in the arena, buy a Panera Bread lunch ticket, and make conversation with some of the people around me. It may be worth mentioning that I did much of the aforementioned while Rick saved my seat. We were in synch in saving one another’s seat whenever either one of us wanted to leave his seat unoccupied, since it was clear that we might lose them to the many seat-hunting vultures roaming the perimeter of the ground level. Maybe placing a jacket or a book on them would have done the trick, but we didn’t want to take any chances; arguing with someone over a chair was the last thing we wanted to do.As time elapsed, I could sense the excitement and positive energy in the arena. Many of those around us were in a festive mood, as if happy-hour were right around the corner, and conversation was rampant. I was delighted to be in my seat, with Rick, and thankful that we were close to the stage. I looked at the itinerary for the day in order to plan accordingly, if need be, and noted that the movie would start at 8:30am, the meeting at 9:30am, there would be a one hour break for lunch at noon, and the meeting would end at 4pm. Before the movie, there was a moment when a group of people gathered near the front of the ground level to see and take pictures of some of the VIP guests, namely Berkshire Hathaway board members, as they arrived. This is when I first saw Ajit Jain and took a picture of him. Additionally, ten minutes before the start of the movie, the voice that we have come to associate with movie trailers loudly announced to all in attendance that the movie would start in ten minutes. That was pretty whimsical. Pre-recorded footage of Warren, requesting that all in attendance not take pictures or video while the movie or meeting were in session or risk confiscation of equipment or dismissal from the meeting, appeared on the big screens. Warren’s message, at least to some degree, was a corollary of copyright law. Taking pictures during breaks, when the movie and meeting were not in session, was fine.As far as of the basic arrangement of the people involved in the meeting was concerned, Warren and Charlie were seated on an elevated stage, a group of journalists were seated to their far right, and another group of journalists, along with a “black sheep”, were seated to their left. The black sheep was a short seller, and I understand that this was the first time during a Berkshire Hathaway annual shareholders meeting where one of the panelists was a short seller. Naturally, this person’s questions were all bearish in character. The journalists, short seller, and random people at the many interspersed microphone posts throughout the arena, took turns asking questions to Warren and Charlie, who had no advance knowledge of the questions. The questions asked by the journalists were chosen among those emailed by shareholders.Here are some of the highlights of the movie and meeting.MovieWe saw:the movie start with a cartoon segment of Warren and Charlie as judges on “Dancing with the Stars.” The unimpressed judges, who at times fell asleep or were playing on their smartphones, decided to teach the participants, all of whom were characterizations of some of the well known Berkshire Hathaway brands, a lesson or two by breaking it down to Psy’s “Gangnam Style.”an appearance by Jon Stewart from “The Daily Show.”a GEICO commercial that featured a loquacious camel that was giddy about “Hump Day.”a segment from “The King of Queens” in which two of the show’s main characters argued over a bottle of ketchup.an appearance by Arnold Schwarzenegger where he rejected the idea of Warren playing his villain in the next installment of “Terminator,” only to have this segment end with a clip from “The Office” as the inspiration for the selection of Charlie Munger as the next Terminator villain.a real life clip, which I believe is shown every year and served as somewhat of a counterbalance to all of the hoopla up until this point, of Warren testifying before Congress about the Salomon Brothers scandal a few decades ago. The clip ends with Warren saying, “Lose money for the firm, and I will be understanding. Lose a shred a reputation for the firm, and I will be ruthless.”a spoof of a television show about drugs, “Breaking Bad,” that I’d never heard of. Rick is a fan of this show and nearly shed a tear of happiness when he noticed it on the screens. This skit ended with Charlie reclining in his office chair, after having received notice from Warren that he had closed a deal to buy the brilliant creation of two guys in the peanut brittle business, and enjoyably and emphatically declaring, “Brittle, bitches.”Real life cheerleaders cheering on the ground floor isles as a rendition of Y.M.C.A., with B.R.K.A. as its understudy, paid homage to the managers of Berkshire Hathaway’s portfolio companies.The audience laughed and clapped during much of this.MeetingThe topics of discussion included:a breakdown of Berkshire’s first quarter earnings, which according to Warren weren’t quite as good as they lookedhousekeeping announcements related to the weekend festivitiesBerkshire’s recent relative underperformancethe competitive advantages of some of Berkshire’s companies relative to that of their competitionBerkshire preserving its culture beyond the tenures of Warren and Charliefairness of the Heinz dealAjit Jain’s new insurance strategyGEICO’s plan to not adopt a technology similar to that of Progressive’s snapshotTwitter and recent SEC changes on the dissemination of informationthe short seller’s contention that Berkshire has paid too much for certain businesses, with its recent index fund returns serving as the resultthe US dollar’s continuance as the reserve currencythe relationship between corporate profits and GDPpotential Berkshire reorganization post Warren and Charlieongoing Fed stimulusthe effect of historically low interest rates on Berkshire’s portfolio of companiesa possible commercial insurance acquisitionthe significance of unregulated currencies such as Bitcoina comparison related to the business models of Herbalife and Pampered Chefthe argument that Warren’s successor may not have access to the types of lucrative deals that he has entered into, particularly during times of distressthe notion that Berkshire may have at times attempted to persuade others into selling their businesses to themthe sustainable competitive advantages of Berkshire Hathaway, in layman’s termsinsights into Berkshire’s railroad businessHarley Davidson investmentWarren and Charlie’s relationship with their investment managers as it relates to sharing stock ideashow Warren organizes and prioritizes, if at all, his personal goalsjustification for Berkshire’s continued investment in the newspaper industryinsights into what business leaders can focus on to remain competitiveBerkshire’s cost of complying with the affordable care actsolar powerthe importance of timing in Berkshire’s historical performanceWarren and Charlie respond to a question from a 30-year old from the audience on what they would tell themselves if they could communicate with the version of themselves from fifty years agorationality in insurance pricingthe price trend of the reinsurance businesswomen in the boardroomdiscussion of recent “too big to fail” subjects, and Berkshire’s possible inclusion into this categoryWarren’s alleged lack of research intensity relative to earlier years, coupled with a stronger emphasis on the game, rather than the scorequantitative metrics in judging stocks in generalmacroeconomic forecastswhat Fruit of the Loom can do to fend off a strong competitorearly Buffet Partnership annual shareholder lettersinfluential bookssubstantial improvements, or lack thereof, in the economics of the airline industryBerkshire’s intrinsic business value as measured by the price-to-book multipleCharlie moving to Omaha to be closer to headquartersthe effect of climate change on the pricing of insurancediscussion on the price of carbonthe probability that Berkshire might invest a portion of its funds in a firm that specializes in short sellingWarren and Charlie’s views on supporting an administration that has put this country in a lot of debtBenjamin Moore’s competitive positionportfolio allocation strategythe effect of the sale of Berkshire stock for charitable purposes on Berkshire’s stock pricedomestic versus international investment opportunitiesadvice for someone starting an investment fundAjit as Warren’s possible successorthe effect of low interest rates on insurance companiesIBM’s moatBerkshire’s approach in its early years when investing a much smaller amount of capitalemerging marketsthe likelihood that we’re currently in another housing bubbleEuro-zone investment opportunitiessocial mediaidentifying fraud in financial statementsinvestment opportunities in Africainherited wealthstock splitsIn making a few hodgepodge observations about the meeting, I’ll start off by stating that people from all over the world seemed to have flown in to Omaha for this, and I noticed a larger percentage of people in their 20s and 30s than I anticipated. Regarding the meeting itself, the arena was mostly full during a good portion of the multi-hour question and answer section. Warren answered most questions first and usually deferred to Charlie to see if he had anything to add, which he sometimes didn’t. Warren and Charlie looked well and were mentally sharp. This Q&A portion was followed by a much shorter and less popular, since people began to file out of the arena, corporate governance segment. Even though Warren’s jaw’s exercise during the meeting involved more than just talking, I found it amusing to conjecture that if drinking Cokes and eating peanut brittle were sins, Charlie would be on death-row. As was the case before showcasing the movie, a group of people gathered near the front of the ground section of the arena to take pictures of some of the luminaries in attendance, as they exited the arena’s main floor.Rick and I had some time to spare before heading to Berkshire’s Nebraska Furniture Mart Big Time Cookout. That could only mean one thing, but two words: peanut brittle. After the impressive psychological shellacking in the form peanut brittle brainwashing that sweet toothed folks akin to me were subjected to at the hands of Warren and Charlie during the meeting, it was time to take my zombie-like self to the nearest See’s Candy location. We found the exhibition area where Berkshire’s companies were displaying their wares, and I asked a woman with a big See’s Candy bag about the location of the See’s booth. I was determined to get there quickly.It was all gone. They were out of peanut brittle. It was neither Y.M.C.A. nor B.R.K.A, but rather O.U.C.H. I couldn’t believe it. I surmised, See’s Candy running out of peanut brittle is similar to Apple running out of iPhones, Toyota running out of sedans, or airport food establishments running out of creepy crawlers. Is Candid Camera still in production? In all seriousness, it wasn’t that bad. See’s hadn’t run out of a chocolate covered version of their classic peanut brittle, which was fundamentally the same stuff that Warren and Charlie were masticating throughout the meeting, but covered in chocolate. I bought a box of that, a box of something else that piqued my interest, and looked forward to having my first piece of See’s chocolate covered peanut brittle later on. We continued to look around the exhibition area, Rick bought a pair of socks with caricatures of Warren and Charlie on them, and we spoke to a gentleman who had just purchased a pair of sneakers from one of the booths and was looking forward to serving a healthy dose of competitive dust in the following day’s Berkshire Hathaway 5K. We wouldn’t be participating in this event since we figured there was more value in sleeping in rather than paying money to run for a cause that we didn’t understand.Rick and I took a complimentary shuttle from the CenturyLink Center to Nebraska Furniture Mart that gave us the opportunity to talk with others who had attended the annual meeting. It was fun. We finally arrived at Nebraska Furniture Mart and located a big tent outside where all of the action was taking place. While standing in line, we took a picture with the GEICO gecko, and proceeded to pay a pittance of a sum for a meal that included a pulled pork sandwich, chips, a cookie, and a drink. We each ate about four of these combos, which shouldn’t come as a surprise when one figures that the meat-to-bread ratio in these sandwiches was in line with value investing principles, or maybe I’m just the antithesis of a well measured eater, and we reasoned that devouring the proverbial elephant at our feet constituted a good value proposition since we planned to go to a movie theater to watch a few boxing matches during the evening.The arrangement underneath the tent consisted of a table where people paid for their food, various tables from which the food was distributed, live music, a man and a woman who were dancing to the delight of a good portion of the crowd, and a number of stand-up tables where guests could eat and drink while enjoying the music and dancing. I expected to see more people at this BBQ, but certainly didn’t mind the change of pace since walking in large crowds had been our modus operandi up until that point in Omaha. One factor that may have contributed to the perceived shortage in attendance is that it was so cold that Frosty jumped into a furnace. To me, it felt no more than twenty degrees Fahrenheit, and this comes from a person with years of northeast living and working experience under his belt-less trousers. However, locals did tell me that it was unusually cold for the time of the year.We walked to Nebraska Furniture Mart where a customer service representative was kind enough to allow Rick to charge his phone while we looked around the store. Once the phone had charged enough, Rick used his phone’s internet to help him make a few calls to determine where we could find a good deal to watch the boxing matches, specifically the live broadcast of a fight involving who most boxing experts consider as the best boxer on the planet today, the world’s highest paid athlete in 2012, Floyd “Money” Mayweather. Over an hour into the boxing show, I decided that it was time for an apocalyptic taste bud moment. It was chocolate covered peanut brittle time. I tried to quietly open the box, noticed that each bar came individually wrapped, similar to some energy and granola bars, and stealthily grabbed three out of the eight bars, one for me, and two for two women that I sat next to and had been talking to. Rick, who has no sweet tooth to speak of, wasn’t interested in peanut brittle or preliminary boxing matches, and so positioned himself snugly in the upper-most row of the theater where he lay there in nap mode. In short, this chocolate covered peanut brittle was one of the best things that I’d ever tasted. I kid you not when I say that the woman seated next to me asked, “Where did you get this? This is awesome.” I had to temper my enthusiasm in wanting to give the women another bar or in eating too many myself, since I had folks back home that I wanted to treat and wasn’t sure if I’d have the opportunity to buy more.With less than two minutes to go in the 12th and final round of the Mayweather fight, something happened that utterly tickled my value investing bone. While the audio of the boxing match was fine, the screen turned completely black and remained so for the rest of the evening. Thankfully, this didn’t happen during a bout that was up for grabs going into the last round. It wasn’t even close, as Mayweather was dominating his opponent, and ultimately nothing of consequence happened during the blackout. Nonetheless, while many in the crowd became indignant at this development and expressed their disapproval by yelling impetuous and profane remarks, I was able to easily comfort my bewilderment and minor disappointment while licking my chops at the thought of a refund. Alas, we didn’t receive a refund but a free pass for any upcoming movie or boxing event, redeemable at any AMC theater throughout the country.Fast forward an hour or so, the fights were over, and as I lay in bed at approximately 1:30am it dawned on me that – from the early morning rush into the arena, to the anticipation, the movie, the shareholders meeting, seeing Warren and Charlie live for the first time, the conversations, the BBQ, the boxing show, the peanut brittle, and the fact that I was able to experience this along one of the special people in my life – this was without a doubt one of the best days of my life.SundayWe woke up around 11am, got ready, spoke to our host for a bit, and called a cab. As we waited outside for the cab, Rick and I became acquainted with a stray dog of an inquisitive nature. He went on, “You guys smell like good small-talk. I’m new in town. That Buffett character, I heard he employs a gecko. What are your thoughts on a drop dead gorgeous of a specimen like me getting a gig with him?” His gumption made it hard to demur.We arrived at Borsheims for what the itinerary referred to as a shopping day and brunch. The setup was the same as that of Friday evening’s, minus the bar. We immediately proceeded to the tent to get something to eat and then to a nearby seafood place since the brunch fare wasn’t to Rick’s predilection. I was instructed by a staff member of the seafood establishment to please eat my food outside, which I was fine with after having inquired about the veracity of such a policy. All of a sudden, as I was nonchalantly tearing into my Berkshire sponsored roast beef and other goodies, I heard what amounted to someone yelling at me in Spanish, and it was the gentleman that told me to eat my food outside – who happened to be a manager and partner of the restaurant. He now held the door open for me and humorously and rhetorically inquired as to why I hadn’t informed him that I was from the Dominican Republic. Rick had befriended him, which may have happened rather seamlessly after they discovered that they were both originally from Cuba. We spoke to this gentleman as if we were part of his family for about an hour, he didn’t charge Rick for anything, presented us with free dessert, and we each took a picture with him and one of his business cards.As we made our way through Borsheims, we noticed a large group of people near the end of the store that was dangling tablets and smartphones in the air. We moved closer, casually squeezing our way through the crowd, and noticed that Warren was there selling jewelry. Security guards and a red carpet type of rope separated the onlookers with cameras from the people who were buying jewelry from Warren. I later learned that an appointment to buy a certain dollar amount of jewelry is what essentially separated us from them, and I could see that pictures and handshakes were part of the deal. As I stood in the crowd, on my tippy toes, while contouring my neck in all sorts of snake-like directions in order to get a better view, it all began to feel somewhat surreal. The people around me were excited, focused, all while jockeying for position and raising their camera gadgets high in the air and taking a gazillion shots to increase the probability of getting at least a decent shot of the wild and exotic Omaha money making jungle beast with the gray suit and red tie. Interestingly, it felt as if I were on a safari.After Warren proved that selling jewelry wasn’t beyond his circle of competence, we continued to venture and noticed some people playing ping pong. We then saw a small crowd surrounding chess Grandmaster Patrick Wolff, who was playing chess with a handful of people at the same time. We continued walking until we arrived at somewhat of a dead end in the section of the mall where we were in, which led me to focus on a neat water fountain while Rick went up some stairs to see what was going on. All of a sudden, Rick, whose picture is in the dictionary under the term easygoing, loudly called me and was flailing his arms as an indicator that I quickly come upstairs. I took his cue and found a group of people surrounding Bill Gates. Security guards and a red carpet-like rope clandestinely protected Bill from the eagerness of the spectators. Even so, Bill could have easily sat on a chair at the bridge table that awaited him, but instead came toward the crowd to sign autographs and take pictures.As we exited Borsheims and tried to figure out our next move, we saw a woman wearing a psychedelic Warren Buffett tee-shirt that caught our attention. She was wearing the short sleeved tee-shirt, which we later found out was inspired by Andy Warhol, over a long sleeved pink sweater. Rick complimented her on the tee-shirt, asked if he could take a picture of it, and she said yes. We spoke to this gregarious woman for a short while, had a swell time, and were left aghast when she literally took the shirt off of her back and gave it to me as gift, whereas Rick had to settle for a compliment about his light eyes.The last item on our to-do list for the day was a visit to Gorat’s Steakhouse, one of Warren’s favorite restaurants. We had a reservation for 4:30pm and knew through scuttlebutt that Warren was expected to be there around 6pm. As we arrived, a staff member asked if we preferred to wait to be seated by ourselves or were willing to take an immediate table with a pair of strangers. I picked the latter. We were seated alongside two brothers from New Jersey, also in town for the Berkshire Hathaway annual shareholders meeting, who were a pleasure to talk with. It was cool to see that Gorat’s had a “Warren Buffett Frequently Asked Questions” section on their menu, with references to what Warren usually eats, where he usually sits, and whether he tips well. For kicks, I ordered what Warren was said to usually order, a 20-oz. t-bone steak, hash browns, and a cherry coke. I threw in a piece of red velvet cheesecake for good measure. I enjoyed it all.A few tables away, we noticed that several tables were empty and seemed to be reserved in what was a dead end section of the restaurant. I figured that’s where Warren and his people would sit. We saw Susie and Howard Buffett, two of Warren’s three children, and I don’t know much about Susie, but I do know that Howard is currently on the Berkshire Hathaway Board of Directors and has been hand selected by Warren as the person who is practically in charge of determining whether the person who succeeds him as CEO is a good fit for the Berkshire culture. If a mistake is made in this selection, Howard is said to have authority in ameliorating the situation.The seats in the Buffett section began to fill up quickly, and then out of nowhere, as I was succumbing to the ecstasy of my cheesecake, Warren entered the restaurant and waived in our direction. Come to think of it, my guess is that giving his shareholders something to do while increasing the sales of one of his favorite restaurants is one of the main reasons that he eats at Gorat’s on this day. I was accepting of the fact that approaching him was out of the question since I’d been informed in advance that this visit was personal in nature, meaning he wouldn’t address a crowd or do anything Berkshire related. However, even if the opportunity of meeting and taking a picture with him had presented itself, which I probably would have embraced, there’s a part of me that wouldn’t have wanted to ask him for anything; after all, he’s a person who has contributed tremendously to my life by providing me with a rich source for vicarious learning. In a situation similar to this, it’s only natural to at least consider what I could do for him, not so much the other way around. After paying for our meal, Rick and I could have hung out around the bar area, which was suggested to us, and who knows what might have happened, but I saw that as overkill, and so we left.Prior to hailing a cab, we walked around the block from Gorat’s to reflect on the day and noticed many vehicles that contained what resembled undercover police officers. Warren was undoubtedly well protected. After our walk and having been approached and searched by one of the cops, we were on our way home. Later that night, as we were in our room watching a sports related documentary, our host called us to her art gallery to finally meet the brothers from Germany. I found it humorous that for the better part of a week Rick and I came close to continuously missing these guys. We enjoyed our conversation with the brothers, who came across as pleasant and intelligent.MondayWe awoke earlier than we would have preferred, as our host served breakfast around 8am. We ate breakfast, conversed, and took a parting picture with our host and her husband. As Rick and I were in our room contemplating the future, the Germans came in to say goodbye and were kind and detail-oriented in giving us each a gift, a nicely wrapped large piece of chocolate with the name and contact information of their investment company. Who knew that chocolates and business cards had been in a serious relationship? A few hours later, we said our farewells to our host, who was kind in giving me a book list, and her husband. We instructed our cab driver to drive us by Warren’s house and Kiewit Plaza, where Berkshire Hathaway has been headquartered for decades, and we got out of the cab in both locations to take a few pictures and absorb the moment. We saw others doing the same. Finally, it was time to go to the airport and reminisce and realize that if this weekend had been any better, it would have landed us in trouble.With this experience under my now belted pants, assuming that the schedule remains intact, I would consider the following for next year:Stock up on See’s Candy’s peanut brittle.Register for a two day value investing seminar in Omaha that I recently found out about, supposedly on the Thursday and Friday before the meeting. Although I’m unaware of specifics, I was informed that there is a charge for this.Assuming that sitting as close as possible to the stage on the day of the meeting remains a priority, find an effective way to save seats. This will allow us to keep our seats while giving us the freedom to visit the exhibit area before the meeting, and eat lunch together. Before the meeting, some of the activities at or near the exhibit area include: a newspaper tossing challenge against Warren, souvenir and memorabilia shopping, and a tour of the exhibit area in which the media and random people tag along with Warren. This latter item may take place during lunch-time, though.Leave the meeting promptly in order to take one of the last shuttles transporting people to Signature Flight Support where NetJets will display several aircraft.So long as I understand and support the cause, participate in the 5K on Sunday morning.To the extent that there are enough meeting credentials, bring as many friends and family as possible.Find out about Borsheims schedule for Sunday. In past years, these activities have included: Warren and Bill Gates playing ping pong and bridge, the chess Grandmaster playing several opponents at the same time while blindfolded, and a magician who is said to entertain throughout the day.I want to end this by sharing a picture that I took at the Omaha Airport on our way to Florida. This picture is emblematic of Warren and Charlie, for they are men who have dared to be great by doing something, living their lives to its true potential, that’s within everyone’s reach. Regardless of the hand one’s been dealt with in life, there is usually a gap between what one can accomplish and what one actually accomplishes, and I see Warren and Charlie as prime examples of the diminution of this gap. This is one of their greatest gifts to humanity.

With so many startup business ideas in 2018, it can be hard to figure out which is worth pursuing.You’ll want to create a store in a niche that’s not only profitable but also great for the long-term.You may notice that a lot of the business ideas on this list have been growing in popularity recently.While jumping on a new trend can sometimes be risky – it can also be highly rewarding.Also, I helped put together this new video that outlines 10 new online business ideas that’ll make you money in 2018 – feel free to check this out as well:Some of the ecommerce business ideas on this list have always been popular for a long time making it more competitive but less risky. However, all the niche examples on this list will help make you money.Post ContentsList of Online Business Ideas#1: Selfie Drones – Business Ideas#2: HIIT Equipment – Niche Examples#3: Smartwatches – Startup Ideas#4:List of Online Business IdeasLet’s take a look at the list of online business ideas that’ll make you money in 2018:#1: Selfie Drones – Business IdeasThe drone niche is one of the best niche examples for a growing trend. Approximately 600,000 drones are expected to be used in the air by 2018. From drones delivering packages to farmers checking out their crops to videographers getting the best aerial shot, there’s a growing demand and interest in this niche market. So much so that by 2020, the industry is expected to grow to $127 billion. Selfie drones have seen recent surges in popularity making them the drone you should consider selling for your business idea. Selfie drones allow people to easily take pictures of themselves from different angles without needing a selfie stick.If you decide to pursue this particular business idea, you’ll want to figure out which market to target. You can dropship selfie drones to millennials who love taking selfies and taking cool pictures when they travel. When marketing your brand, you’ll want to showcase a collection of cool images that were shot with selfie drones. You can also dropship toy drones catered to children or hobbyists. When marketing this type of sub-niche, you’ll want to showcase the experience of how fun it is to fly a drone around. You can also dropship drones with cameras that can be used to monitor crops, record aerial shots for weddings or commercial projects. With this type of niche market, you’ll want to ensure you choose higher-end drones, which will likely cost more money, as your demographic cares about video and image quality.#2: HIIT Equipment – Niche ExamplesHIIT (High Intensity Interval Training) workouts are one of the most popular niche examples in the fitness realm. The fitness and weight loss niches tend to be stable and profitable for many entrepreneurs. This startup idea is best for those who are looking to do HIIT workouts as these individuals tend to need equipment like weights, jump ropes, medicine balls, fitness mats and more.You can dropship HIIT equipment from AliExpress. You likely won’t find any results on AliExpress under HIIT equipment, you’ll need to search for individual products such as medicine balls, ankle weights, jump rope and more. Ranking for HIIT equipment should be fairly simple as it isn’t too competitive. You can run Google Ads since most of these items are search based. However, if you create video content around your brand, you can likely succeed with Facebook Ads as well.#3: Smartwatches – Startup IdeasBy 2018, there are expected to be 141 million unit sales of smartwatches around the world.By 2018, the smartwatch industry is expected to shoot up to an astonishing $19 billion worldwide.Yet, by 2019, it’s expected to earn $53.2 billion in sales revenue. Whether it’s being used to track steps or plan your day, there will likely continue to be innovation in this niche. It’s safe to say that this business idea has huge potential.When it comes to smartwatch niche market, you can dropship a range of AliExpress merchandise. On AliExpress, you can dropship smartwatches with heart rate monitoring which would appeal to those interested in fitness or heart patients. You can also dropship smartwatches with GPS for those who like travelling, hiking or doing outdoor activities. Dropshippers can dropship AliExpress’ smartwatches with cameras for those who like taking pictures or selfies. With this startup idea, how you choose to market your brand and who you choose to target can open up a range of possibilities for you in the future.#4: Mirrorless Camera – Startup Business IdeasIn 2015, mirrorless camera sales were up by 16.5% in the United States resulting in lower DSLR sales. During that time, Canon’s sales were drastically reduced by 21% due to the popularity of mirrorless cameras as they had a collection of DSLR cameras which weren’t performing as well. Despite the high number of people using their phones as cameras, mirrorless cameras have somehow grown and created their own niche market.With most people using their high-quality phone cameras to take pictures, there’s somehow a growing trend towards mirrorless cameras. Mirrorless cameras are more lightweight and compact than DSLRs which make them ideal for photographers who don’t want to lug around bulky inventory. When growing your mirrorless camera store, you’ll want to emphasize the benefits of owning a mirrorless camera instead of a DSLR. You’ll also want to write content about why you should use a mirrorless camera instead of your smartphone for taking pictures.#5: Dash Cam – Business Startup IdeasDash cams are one of those startup business ideas that’ll continue to grow in popularity because they’re practical while also having a viral element to them. In 2014, dash cam sales increased by 918% in the United Kingdom because of the viral dash cam videos taken in Russia. Many insurance companies now accept dash cam videos in claims to be used as evidence and some may even lower your insurance premium if you have one installed in your car. By 2020, the industry is anticipated to be worth $4.03 billion worldwide.If you decide to create a dash cam business, you can dropship from a wide range of AliExpress products. The best way to build up on your new business idea is to show how beneficial your product is. You can regularly post videos on your blog or social media of crazy events that happened but were caught on dash cams. If you decide to do this, you need to make sure you blur out faces and license plates. You’ll also want to have permission from the person who recorded the video to share it. By building out your brand, when people search ‘dash cam videos funny’ or ‘dash cam videos 2018’ one of your videos is likely to pop-up if you post regularly. Content creating – blog posts to videos – can help grow this business.#6: Wireless Earphones – Ecommerce Business IdeasThe wireless earphone market is expected to grow by a rate of 7.0%according to a 2016 report. Wireless headphones currently own 31%of the market share which is expected to continue seeing growth. The retail market for the headphone industry is expected to grow to $15.8 billion by 2025 making it worthwhile for entrepreneurs to start businesses in this niche.Wireless earphones is a startup business idea growing in popularity due to the advancement in technology such as Bluetooth and wifi. However, there’s also a convenience component to them. You can dropship wireless earphones from AliExpress, with many suppliers offering free ePacket shipping making it affordable for consumers. When building a brand, you’ll want to create articles about wireless earphones and different target audiences who’d use them. You also want to showcase the convenience of having them. You could create videos of people using them while they run, commute to work or take it out of their backpacks without having to untangle them.#7: Matcha Tea – Business IdeasTea is the second most popular drink after water. Approximately 80%of American households have tea in their home. There are 158 milliondaily tea drinkers showcasing the growth potential for a niche tea store. Matcha tea has rapidly grown in popularity due to its various nutritional benefits. For example, it’s packed with antioxidants, helps improve your metabolism, naturally detoxes the body, and more. People also make desserts and other recipes with their matcha tea showing the drinks’ versatility. With the number of matcha tea drinkers growing and the trend on the rise, it’s a great business idea to make money.You can dropship matcha tea and tea accessories from AliExpress using Oberlo. You’ll find a variety of matcha products from the tea itself to powder whisks. You can also sell tea cups and other drinkware accessories. When it comes to marketing, you can create blog and video content around matcha tea recipes. You can work on a long term search engine optimization startegy to rank organically for your products. However, you can also run Facebook ads to get immediate sales.1. Tea is trending. According to Google Trends, interest in matcha tea has quadrupled since 2012. // 2. Try selling tea accessories like matcha whisks, glassware, and serving trays. // 3. When marketing your products, emphasize tea’s antioxidants and other health benefits. // When you’re ready to get started with your tea accessories store, head to Oberlo.com ☺A post shared by Oberlo (@oberloapp) onJun 26, 2018 at 6:40am PDT#8: Beard Oil – Niche ExamplesOne of the most popular niche examples targeting men is beard oil as the grooming industry makes approximately $6 billion in annual sales. There are many successful stories of flourishing beard companies making tens of thousands in sales each month. Other companies are selling hundreds of thousands worth of beard grooming products each year. Approximately 39% of American men have beards which is an increase of 15% from 2012. The men’s toiletries industry is worth approximately $3.4 billion surpassing the men’s shaving industry by over $1 billion.While the beard oil niche market is competitive, there’s still room for new players. You can grow your brand by dropshipping grooming products and beard oils. You should consider buying a few products to take your own professional images. It’ll help position your brand as a reputable beard oil company. Having before and after beard pictures can help you sell your products to help your customers envision having your products. This business idea could benefit greatly with a strong social media presence. Your social media platforms should have tons of pictures of perfectly groomed beards for people to use as inspiration. It’ll allow you to grow organically.#9: Phone Case – Startup IdeasThe phone accessories industry may be worth as much as $121.72 billion by 2025. While it may include products other than phone cases, this new business idea still offers a lot of flexibility for you as an entrepreneur should you decide to tap this niche market. Notably, the phone case market accounts for 20.5% of the phone accessories industry making it a profitable niche regardless.While there are a lot of phone case businesses, there’s still room for new stores to emerge. You can dropship from a wide-range of AliExpress products. You can dropship iPhone phonecases, Samsung phonecases, wallet phonecases, and more. When you target women, you can have feminine phonecases such as floral patterns, cute animals, lace or marble patterns. Or you can target those who travel for work such as salespeople or entrepreneurs and market charging phonecases.#10: Power Bank – Startup Business IdeasBy 2022, the power bank industry is expected to climb to $25.16 billion USD. A power bank is a mobile charger which is charged in advance for a later use. It’s a great product for those who plan to be in a remote location with limited access to electrical outlets. With an astounding 80% of internet users owning a mobile device, accessories like power banks are expected to continue growing in popularity. So, this startup idea might just be the perfect opportunity for you to make money in the power bank industry.You can dropship power banks using the Oberlo app. You can do a combination of search based marketing (Google ads) with Facebook ads to grow your store’s popularity. You can also expand into other popular mobile accessories niches such as phone cases. Having a store focused on mobile electronics that are growing in popularity can prove to be one of the most profitable ecommerce business ideas.#11: Mesh Dress – Business Startup IdeasFashion trends are constantly changing. However, over the past couple years, we’ve noticed that mesh dresses have kept their trending product status. If you’ve been daydreaming about fashion business ideas, you’ll want to include a few mesh dress products within this category onto your store. It makes the most sense as a product collection on a broader women’s fashion store. You also don’t need to limit yourself to dresses. You’ll be able to find mesh tops and mesh lingerie as well. It’s one of those trending business ideas, you’ll wish you jumped on early if you’re a fashion retailer.Women are the target audience for this business idea.Mesh apparel is most popular among 18-34 year old women. Facebook ads will likely be the best way to market your brand. If the product images aren’t attractive enough, you can ask influencers to model your apparel and use those lifestyle shots for your ads to ensure the highest level of engagement. You can also do influencer marketing. However, influencer marketing in fashion can lead to zero conversions if you partner with influencers who don’t share the same audience as you. You can also reach out to fashion bloggers to take quality images and give you a shoutout on their website.#12: Enamel Pins – Business Startup IdeasEnamel pins, one the most popular ecommerce business ideas, have been exploding in popularity over the past two years with no signs of slowing down. This new business idea is showing no signs of slowing down. From popular emojis to food, you can find an enamel pin that suits your customers’ diverse interests. They allow your customers to express themselves with unique fashion art they can easily clip onto an outfit. By offering a quirky or relatable selection of enamel pins to your customer, you’ll be better able to monetize your store. You can also expand into other relevant niche categories such as accessories like sunglasses, shoes, jackets, and more. Keep your brand name generic like ban.do to allow you to grow into other categories as your brand explodes in popularity.You can easily dropship enamel pins using Oberlo’s app. As enamel pins are visually appealing, Instagram tends to work best when marketing these types of products. You can do influencer marketing. Influencers can take pictures wearing your enamel pins and sharing pictures with their audience. You can also post your enamel pins on colorful backgrounds, lay them out in a patterned design and show them worn by your customers to build up your social media following. Use several hashtags to find new customers and grow your followers.#13: Men’s Backpacks/Drawstring Bag/Women’s Handbags/Women’s Backpacks – Niche ExamplesThe backpack niche has been steadily growing over the years making it one of the best startup business ideas. Backpacks are no longer just for students. Employees carrying laptops to and from work and travellers use backpacks regularly. You’ll notice a trend increase within men’s backpacks, drawstring bag, women’s handbags, women’s backpacks and more. The backpack niche is a viable business startup idea since there’s a diverse selection of bags that have been growing in popularity. You can eventually expand into luggage which has also been growing in recent years.Instagram and Facebook would likely work well for your backpack brand. You’ll want to start marketing in July or August to capitalize on back to school sales. Keep in mind that children’s backpacks have been decreasing in popularity so targeting students attending college would likely work best. You can do some Instagram marketing where you have college-aged influencers wearing and promoting your backpack. Offer influencers a commission for every referral through their link to keep your costs low while ensuring sales. Be sure to also target people by their university and age to find your audience on Facebook.#14: Cateye Sunglasses – Business Startup IdeasIf you’re looking to launch a startup business, the cateye sunglasses niche might be perfect for you. The niche tends to have steady and reliable growth but has seen an uptick in popularity recently making it a trend worth jumping onto. Over 3.5 billion sunglasses are sold each year globally. While your online store doesn’t have to sell exclusively cateye sunglasses, you should put an emphasis on those products. You can eventually expand into other product categories like watches, scarves, and seasonal accessories to capitalize on year round sales.When marketing cateye sunglasses, you’ll likely want to tap into Instagram influencer marketing. You can offer influencers a commission for selling your sunglasses so that you only pay a fee for the products they sold rather than a post on their page. You’ll also want to try Facebook ads likely targeting fans of other sunglasses brands. Partnering with a relevant brand can also help you grow your sales such as a sunscreen or beach accessories brand. You can also reach out to publications such as women’s magazines and offer them a free sample to be included on their website or magazine.#15: Workwear – Ecommerce Business IdeasWorkwear is one of those good business ideas that you can take in a number of directions. There’s the work safety niche which has specialized workwear such as safety shoes, scrubs, eye protection and more. Or you can go into the business man’s workwear and sell suits, ties, dress shoes and other men’s fashion. There’s also women’s workwear where you can sell professional clothing for women such as conservative dresses, blazers, blouses and more. It doesn’t make sense to combine all of these niches since they all serve different audiences. However, within each of these business ideas there’s a lot of room to expand into other verticals.Marketing your workwear brand depends on which audience you serve. For example, if you sell specialized workwear, you’ll likely be targeting people who work in the trades such as construction or nursing. You’d be selling products like safety shoes and scrubs. However, even within that niche you’d find that you can’t do a one size fits all ad. The person who’d buy safety shoes is very different than a nurse looking for scrubs. Within the men’s workwear niche, it’s considered more of a men’s fashion store. You’d target men between 25-40 with your apparel. You might choose to target men of different industries depending on what type of workwear you sell. For example, if you sell suits you might choose to target those who work in finance or law. In the women’s workwear niche, you’d likely market to women aged 23-34. If you sell professional work apparel, you might choose to target women who work in business, public relations, law, administration, or within a government role. As you can see, this is a business idea that can be taken into many different directions, depending on which niche you aim to focus on.#16: Women’s Pumps – Business IdeasThe women’s pumps niche has been steadily increasing making it one of the most stable ecommerce business ideas. This startup idea is not a new one, and has been popular for several years making it one of the best long-term business ideas. In spring 2016, over 84 million people had bought women’s shoes within the past 12 months. Over 34% of affluent households spent $250 or more on women’s shoes in 2016. It’s safe to assume that women are either buying expensive shoes or buying higher quantities of them. Either way, this will help ensure your business stays profitable within your niche. The great thing about this startup business idea is that you don’t need to only sell women’s pumps but can expand into other footwear and accessories like socks, scarves and other seasonal products.To monetize your women’s pumps brand, you can market your store on Instagram. You can use shoe brands like Katy Perry Collections as inspiration for how to create graphics, or to get ideas about what types of pictures and videos to add to your page. You can also use influencers to promote your brand for you to their audiences offering a commission for each sale they bring in. Facebook ads can also work well for your shoe brand depending on how you brand your store. Lifestyle shots like Payless ShoeSource and shoes on colored backgrounds can capture attention better than an ad with a pair of shoes on a plain white background.#17: Lace Bras – Startup IdeasThe lace bra niche has been steady for years but in recent months is starting to see some growth. This business idea is one that is likely to continue to climb. The lingerie industry has increasing sales making $82.1 billion in revenue in 2016. Your lace bra store can also include other types of bras, lingerie, panties, and women’s accessories to ensure strong profits. Bras are the most popular lingerie that people buy making up over 55% of sales within the industry.Marketing a lace bra on your online store will require you to use your creativity. Ads with nudity usually get shut down on Facebook ads. You’ll need to use images of your lace bras on vibrant colored backgrounds and styled in fun ways for your ad to be accepted and gain traction. You might want to model your Facebook marketing after brands like La Senza and Victoria’s Secret.#18: Compression Socks – Startup Business IdeasCompression socks add pressure to your lower legs to help reduce discomfort, swelling and more. They’re often worn by people who suffer from disorders like edema, thrombosis and more. While they can be tight, they often help improve the blood flow in your legs. If selling compression socks on your store, you need to be mindful of the language you use. This niche is one of the trickiest business ideas as you don’t want to make any claims about medical improvements. For example, you should use phrases like ‘helps reduce swelling’ rather than just ‘reduce swelling’ as the latter could be considered a claim. These socks work well on a medical related store that sells scrubs and medical gloves. You could also sell compression socks on a store that sells comfortable shoes like runners or orthopedic shoes.Compression socks are a search-based product. Ultimately, you need to make sure that your product category and product pages are search engine optimized to effectively market these products. If you’re intent on using Facebook ads, then you should consider using a combination of organic traffic through search and retargeting ads. This will help better convert your traffic if they’ve abandoned their cart or weren’t ready to buy the first time around. You could also create ads for relevant segments such as athletes or those with certain illness that would require compression socks.#19: Plus Size Clothing – Business Startup IdeasPlus Size Clothing is one of the top business ideas of 2018. Last year, we saw more callouts for inclusion and diversity. More retailers are expanding their store collections to include clothing that fits every body. Since more manufacturers are offering greater size collections, there’s also more variety in clothing styles. Plus size clothing, as a standalone niche, allows you to fine tune your marketing directly to the plus sized audience. It allows women to shop on a website without worrying about finding the right size. You could expand to this business idea and also add plus sized clothing to your fashion store. However, avoid creating categories called ‘Plus Sized Clothing.’ For example, retailer Suzy Shier calls their collection ‘Curve Appeal’ while their URL is optimized with the keywords ‘plus sizes’.Plus sized clothing can be marketed in countless ways. You can go the organic traffic route and optimize your website for keywords like ‘plus size dresses’ or ‘plus sized clothing.’ As a fashion business idea, you can also successfully market on Facebook or Instagram. While you can include product posts on Facebook, you can also add a viral element to your posts which can help skyrocket your page’s engagement and following. You can add body positive images, inspiration articles, and viral videos about loving yourself no matter what. This viral approach has worked well for me while working within the fitness niche. Videos, especially, help skyrocket your pages engagement over time. You’ll want to have Facebook ads running at the same time which will naturally help boost overall engagement as well.#20: Bodysuit – Ecommerce Business IdeasBodysuits used to be worn as lingerie but have made their way into mainstream fashion. Nowadays, women wear body suits as tops. You’ll find a range of sexy bodysuits which are great for a night out or as lingerie. However, you can also find a selection of everyday wear bodysuits. Despite their growing popularity, peak season tends to be around Halloween.You can dropship bodysuits on AliExpress for your online fashion store. If you want to find everyday bodysuits, you’ll need to search for bodysuit fashion where you’ll find a diverse collection. As a fashion outfit, you’ll likely want to make bodysuits a collection in your store to capitalize on the trend. While you can create a store that exclusively sells bodysuits, you’ll want to keep the brand name generic so that you can eventually expand into other product categories within fashion as your brand grows in popularity. You can use Forever 21 for inspiration for your bodysuit brand.#21: Bamboo Toothbrush – New Business IdeasIf you’re looking for new business ideas, the bamboo toothbrushniche is at an all-time high. It’s been maintaining high search volume for a few months now showing that this is one trend you need to jump on right now. Bamboo toothbrushes have risen in popularity due to growing interest in reducing plastic. Toothbrushes are replaced every couple of months resulting in higher plastic waste which doesn’t biodegrade. Bamboo toothbrushes allow your customers to be more eco-friendly. There are many different directions in which you can take this business idea. Some have chosen to create a standalone bamboo toothbrush store. However, you can also create a general bamboo store. Or you can add these trending products to a teeth whitening products store.Bamboo toothbrushes can be marketed via Facebook ads and organic search. Facebook ads can be used to retarget your organic traffic but you can also use it to get immediate sales. Organic search is a long-term play but can also lower your acquisition costs. You should also consider bundling your products to increase average order value. Simply selling multiple bamboo toothbrushes of the same style can prove to be profitable for your store. Plus, it ensures that the customer is constantly using your toothbrush brand.#22 Kawaii Plush – Small Business IdeasThere has been a surge in Japanese-themed stores. You can sell kawaii plush, products or even Japanese snacks. Kawaii is the Japanese word for cute. Essentially, a kawaii plush store is a small business idea that involves selling cute plush. There’s a specific look for these types of products and not all cute products are considered kawaii. For example, Hello Kitty is a popular example for this product style. But remember not to sell trademarked products without a license. If you search kawaii on AliExpress, you’ll find a range of products such as plush, notebooks, pens and other stationery products that could potentially sell well.There’s definitely a market for these types of small business ideas. You can target people who have an interest in kawaii, Japan, anime, or other relevant keywords. On average, Asian women tend to be the target audience for kawaii products. However, you don’t need to limit yourself to Asian countries. You can target people who speak Asian languages, or are interested in the Asian culture that live in Canada or the United States.#23 Hair Removal Tools – Top Business IdeasHair removal tools are frequently used by women to remove body hair. With this top business idea, you can sell laser hair removal tools, facial threading tools, shavers, wax warmers and other related products. Hair removal tools can be created as its own store or you can add it as a subcategory on a beauty store. The beauty of marketing a business idea like this one is that you can get repeat sales since consumers will likely buy multiple shavers or threading tools. And for laser hair removal products you can have a high profit margin even if its still below market value.Hair removal tools are best marketed with a search engine optimization approach. Niches that can be considered embarrassing such as hair removal typically don’t do well with Facebook ads and retargeting ads can make people feel uncomfortable. Typically, people searching for these products will look them up online and buy the product as they need it. However, if you’re selling other beauty products, you can feature hair removal tools within the email.#24 Baby Rompers – Good Business IdeasBaby rompers are a good business idea as they’ve proven to show strong search volume. If you want to start an online store in the baby niche, you can add these trending products within a category. However, you aren’t limited to the baby niche, you can also sell maternity products, baby toys, or children’s clothing, to add more variety to your online store making it a one stop shop for new parents. Something to take note of, a lot more parents are giving their children gender neutral names so having a category of gender neutral clothing could likely serve as a category of its own.Women tend to be the main consumers of baby rompers. While the mother will often buy her baby’s clothes, baby rompers are also purchased by other relatives like aunts, grandmothers and other family and friends. If you decide to sell baby rompers on your store, you might choose to add a gift registry app which can help boost average order value. The gift registry won’t market itself. However, you can create an ad for expectant mothers and have them create a registry on your store so that their close friends and family buy items from your website. This helps simplify the marketing as the focus is on getting the mother to promote your store for you for her baby shower.#25 Video Doorbells – Trending Business IdeasVideo doorbells have been growing in popularity making it one of the most popular trending business ideas. With the rise of people screening phone calls, it makes sense that people would also want to screen who shows up at their door. It could also be positioned as a security device. This new business idea could be added as an individual product on an security, trending products, or electronics online store.When it comes to marketing video doorbells, I’d actually recommend a different layout than the traditional ecommerce store. These type of trending products tend to perform really well with long-form product copy. Instead of a traditional ecommerce layout, you should consider emulating the digital product landing page, especially if marketing video doorbells as a security product. This product could do well on a standard layout but conversions can drastically increase with a more detailed landing page. For example, check out BeachBody’s landing pages for inspiration.#26 Fake Flowers – New Business IdeasFrom floral arrangements to wedding decor, fake flowers can be used at home or for special events. In the wedding industry, they’re a new business idea as more brides are opting for artificial flowers to save costs. They can be sold to customers looking to liven up their home or to businesses who want to sell custom floral arrangements to their customers. Since they’re artificial, you won’t need to worry about flowers that die too soon making the shipping process easier for customers. If you’re looking to go after the wedding market, your best bet is to sell silk flowers which have a more realistic appearance to ensure an elegant look.Fake flowers can be marketed in a number of ways. You can promote them on Pinterest since the wedding niche is massive on the platform making it a great audience to tap into. You’ll need to create infographic wedding pins or blog posts that can drive traffic back to your website. The secret of monetization here is to have a Facebook retargeting ad running at all times to turn blog visitors into customers. Since not all blog readers will know you have products, it’s always a good idea to retarget them after they’ve left your site. Organic traffic will also be huge if you focus on ranking for keywords related to fake flowers or artificial flowers. For this startup idea check out Afloral.comfor inspiration.#27 Throw Pillows – Trending ProductsA couple months ago Bloomberg featured an article stating that millennials are finally moving out and buying homes. As a result, they’re starting to buy more furniture and home decor than ever before. While we’re giving a shout-out to throw pillows, there’s also been an increase in other home related products such as kitchen supplies. That’s why it’s a great idea to capitalize on this new business idea to make money. Having a store related to home decor or home related products can prove to be profitable for you. You can add a wide range of home related products to your store to fill out your product collections.When marketing throw pillows you can target two types of audiences. First, you can target female homeowners 30-55. If you sell home decor, you can run ads to different types of products to determine which performs best for that audience. Second, you can target couples in a relationship or newly engaged as they’ll likely have wedding registries or be close to buying a home making them the perfect audience to buying higher quantities of products from your store. You can even add a gift registry app on your store to get people to register for gifts on your website.#28 Night Vision Cameras – New Business IdeasNight vision cameras are a new business idea that tend to be popular in the security industry. Since it allows you to clearly see video footage taken at night, it can help prevent crime or catch suspects. Night vision cameras work well on security or electronics stores. They can warrant higher product costs allowing you to benefit from higher margins should you price your products at market value.Night vision cameras are search based products. However, if you create video content on the importance of security, you could capitalize on the impulse buy market as well. On average, a search engine strategy works best as people will take initiative to search for products to buy. Ranking for long-tail keywords within the security industry gives you the best chance of success. Due to the type of product this is, you’ll want to ensure you have detailed product copy that focuses on the security benefits of having this type of camera.#29 Air Sofa Beds – Startup IdeasAt Oberlo, we’ve seen a rise in air sofa bed sales. They can be used for lounging in a kid’s room or used outdoors for a camping trip. As a popular business idea, they work well alongside other products in an outdoor or home store. This startup idea has been trending upwards for a while now with slight peaks in the summer. Thus, giving you the perfect amount of time to start working on optimizing your online store for keywords.Air sofa beds can perform well in search. You can optimize your content to rank for keywords related to air sofas or inflatable sofas or even inflatable beds. However, they can also perform well as an impulse buy product in the summer. You can create video content showing people lounging by a campfire or relaxing under the sun. Using those videos for your ads can prove to be profitable by encouraging people to buy your products by highlighting the experience you create around your business idea.#30 Elephant Decor – Popular Business IdeasA popular business idea is elephant decor. It’s been trending upwards ever since we saw the rise of yoga blankets. Elephant decor can include tapestries, figurines, pillows, and more. In some cultures, when children move out for the first time, the parents buy an elephant figurine for their home to give them good luck and protection. They’re also used in feng shui.When marketing your elephant decor, you’ll want to mention the good luck aspect in your copy, especially if the elephant’s trunk is up. When creating ads, you can market to people who are recently engaged or married as elephant decor in the bedroom is believed to increase fertility in some cultures. You don’t want to make any claims in your copy so be sure to use language like ‘believed to’ or ‘may help.’

teacher of the law was there who heard the discussion. He sawthat Jesus had given the Sadducee a good answer, so he came tohim with a question: which commandment is the most importantof all? Jesus replied: The most important one is this: Listen Israel!The lord our God is the only lord. Love the lord God with all yourheart, with all your soul, with your entire mind and with all yourstrength. (Mark 12:28-29) Certainly they disbelieve who say:Surely Allah, He is the Messiah son of Maryam; and the Messiahsaid: O children of Israel! Serve Allah, My lord and your lord.Surely whoever associates others with Allah, then Allah hasforbidden him paradise, and his abode is the fire; and there shallbe no helpers for the unjust. Certainly they disbelieve who say:Surely Allah is the third of the three; and there is no god but oneAllah, and if they desist not from what they say a painful chastisement shall befall those among them who disbelieve.(Quran 5:72-73)The second most important commandment is this: love your neighbor as you love yourself. There are no commandments more important than these two. (Mark 12:31) Narrated Anas: The prophet said: None of you will have faith till he wishes for his brother what he likes for himself. (Sahih Bukhari, Belief 12) There is no compulsion in religion; truly the right way has become clearly distinct from error; therefore, whoever disbelieves in the Satan and believe in Allah he indeed has laid hold on the firmest handle, which shall not break off, and Allah is hearing, knowing. (Quran 2:256) We best know what they say and you are not one to compel them; therefore remind him by means of the Quran who fears my threat. (Quran 50:45) Constitution of Kenya chapter sixteen: An amendment to this constitution may be proposed by a popular initiative signed by at least one million registered voters. A popular initiative for an amendment to this constitution may be in the form of a general suggestion or formulated draft bill. If a popular initiative is in the form of a general suggestion, the promoters of that popular initiative shall formulate it into a draft bill. The promoters of a popular initiative shall deliver the draft bill and the supporting signatures to the IEBC, which shall verify that the initiative is supported by at least one million registered voters. If the IEBC is satisfied that the initiative meets the requirements of this article, the commission shall submit the draft bill to each county assembly for consideration within three months after the date it was submitted by the commission. If a county assembly approves the draft bill within three months after the date it was submitted by the commission, the speaker of the county assembly shall deliver a copy of the draft bill jointly to the speakers of the two houses of parliament, with a certificate that the county assembly has approved it. If a draft bill has been approved by majority of the county assemblies, it shall be introduced in parliament without delay. A bill under this article is passed by parliament is supported by majority of the members of each house. If parliament passes the bill, it shall be submitted to the president for assent in accordance with articles 256 (4) and (5). If either house of parliament fails to pass the bill, or the bills relates to a matter specified in 255 (1), the proposed amendment shall be submitted to the people in a referendum. Article 255 (2) applies, with any necessary modifications, to a referendum under clause (10). (Constitution of Kenya)1.Successful indeed are the believers, those who humble themselves in their prayers; who avoid vain talk; who are active in giving Zakat. (Quran 23:1-4) They ask you as to what they should spend. Say: whatever wealth you spend, it is for the parents and the near of kin and the orphans and the needy and the wayfarer, and whatever good you do, Allah surely knows. (Quran 2:215) Narrated Abu Said: Allah messenger (pbuh) said: No Zakat is due on property mounting to less than five Uqiyas, and no Zakat is due on less than five camels and there is no Zakat on less than five wasqs. Sahih Muslim, The Book of Zakat Book 12, Hadith 10 Narrated 'Jabir b. Abdullah reported Allah's Messenger (pbuh) as saying: A tenth is payable on what is watered by rivers, or rains, and a twentieth on what is watered by camels. Taxation shall be 1/3 of the earning exceeding 23334 shillings. For those earning equal to or below 23334 shillings shall be a 1/10.2.What Allah has bestowed on his messenger from the people of the townships, belongs to Allah, to his messenger, the kindred, orphans, the needy and the wayfarers; in order that it may not merely make a circuit between the wealthy among you. So take what the messenger gives you and refrain from what he prohibits you. And fear Allah; for Allah is strict in punishment. (Quran 59:7) Salary and wages for all employees shall not exceed 70000 shillings per month. Example a Member of Parliament get paid 700000 shillings, the same amount would be paid to 10 persons reducing unemployment rate.3. Alms are for the poor, the needy and those employed to administer the funds: for those whose hearts have been reconciled; for those in bondage and debt; in the cause of Allah; and for wayfarers ordained by Allah. And Allah is full of Knowledge and Wisdom. (Quran 9:60) Allowances and retirement packages shall not exceed 70000 shillings per month. Thus the Maximum employee earning cap shall be 150000 shillings per month.4.Narrated Anas the prophet said: None of you will have faith till he wishes for his brother what he likes for himself. (Sahih Bukhari, belief 5) The gap between the top paid in remuneration and retirement packages and the lowest paid in remuneration and retirement packages in an organization or government shall be within the range of a 1/3. Example is not fair for president to be given a retirement package of a house worth 150 million and a civil servant retires with nothing after years of service. Or if the top paid is 150000 shillings the lowest should be 50000 shillings.5. Is it they who would portion out the mercy of thy lord? It is we who portion out between them their livelihood in the life of this world: and some of them above others in ranks so that some may command work from others. But the mercy of the lord is better than the wealth they amass. (Quran 43:32) Working hours and days shall be 6 hours a day per person and four days a week per person.6. Narrated Al Miswar bin Makhrama and Marwan; when the writing of the peace treaty was concluded, Allah messenger said to his companions, set up and slaughter your sacrifices and get your head shaved. By Allah none of them got up and the Prophet repeated his orders thrice. When none of them got up, He left for Um Salama and told her of the people attitudes towards him. Um Salama said, prophet of Allah do you want your orders to be carried out? Go out and do not say a word to them till you have slaughtered your sacrifice and call the barber to shave your head. So the prophet went out and did just that. When the companions of the prophet saw that, they got up and sacrificed and shaved their heads. (Sahih Bukhari, volume 3, conditions 891) Scraping the senate house: To remain with the National Assembly and County Assembly. National Assembly to consist of senates as male members of parliament, women representative as the female members of parliament and thus every constituency shall vote for a male and female representative. The county Assembly to consist of male county Assembly representative (M.C.A), female county Assembly Representative (F.C.A) and thus every ward shall vote for male and female representative. If the Governor, president and secretaries is male the deputy is female. The nominated persons shall be special persons.7. Surah Al-Anbiya, Verse 60: They said: We heard a youth called Ibrahim speak of them. The governors and those in county Assembly shall be 40yrs and below as per the day the elections are announced.8. And whatever you lay out as usury, so that it may increase in the property of men, it shall not increase with Allah; and whatever you give in charity, desiring Allah pleasure it is these that shall get manifold. (Quran 30:39) Exodus 22:25 "If you lend money to My people, to the poor among you, you are not to act as a creditor to him; you shall not charge him interest. There shall be zero interest rates on loans or no interest rates on loans.9. O you who believe! Do not devour usury, making it double and redouble and be careful of your duty to Allah, that you may be successful. (Quran 3:130) The maximum profits cap shall not exceed the cost of running an organization but can be equal to the cost of running the organization. If the organization exceeds, the excess should be remitted to the Kenya revenue Authority.10. Surah Yusuf, Verse 55: He said: Place me (in authority) over the treasures of the land, surely I am a good keeper, knowing well. Kenya Revenue Authority shall be the sole tax collector i.e. licenses or permits in both the national level and county level.11. Surah Al-Baqara, Verse 273: (Alms are) for the poor who are confined in the way of Allah-- they cannot go about in the land; the ignorant man thinks them to be rich on account of (their) abstaining (from begging); you can recognize them by their mark; they do not beg from men importunately; and whatever good thing you spend, surely Allah knows it : Narrated Al Miqdam The prophet said: Nobody has ever eaten a better meal than that which one has earned by working with one own hands. The prophet of Allah, David used to eat from the earnings of his labor. (Sahih Bukhari, sales and trade 286 ) O you who believe! When you deal with each other in contracting a debt for fixed time, then write it down; and let a scribe write it down between you with fairness; and the scribe should not refuse to write as Allah has taught him, so he should write; and let him who owes the debt dictate, and should be careful of Allah, his lord, and not diminish anything from it; but he who owes the debt is unsound in understanding or weak, or if he is not able to dictate himself, let his guardian dictate with fairness; and call in to witness from among your men two witnesses; but if there are not two men, then one man and two women from among those whom you choose to be witnesses, so that if one errors, the second of the two may remind the other; and the witnesses should not refuse when they are summoned; and be not averse to writing it small or large, with the time of its falling due; this is more equitable in the sight of Allah and assures greater accuracy in testimony, and the nearest that you may not entertain doubts except when it is ready merchandise which you give and take among yourselves from hand to hand, then there is no blame on you in not writing it down; and have witnesses when you barter with one another, and let no harm be done to the scribe or the witness; and if you do it then surely it will be a transgression in you, and be careful of your duty to Allah, Allah teaches you, and Allah knows all things. (Quran 2:282) National bank :A. With a board consisting of officials appointed by the KRA, office of the Attorney general, Prosecutors office, CBK, finance committee member of national assembly, board of governors and NIS. B. Business Loans equal to or below 150000 shillings zero interest without security and any amount above must have security or a running profitable business ; no title deeds or log books required if not part of the business asset. Example: The main financial models include the exchange, banking and the Sacco; where in exchange markets is more of established organizations, in banking one must have security in a family of three unemployed youths which one will the father or mother give the title as security and the Sacco one must save for a period, for a nation whose population lives below a dollar will they save or eat. C. How it works on business loans: A business plan within the limits of 150000 shillings. Within the banking hall the applicant should be able to acquire or confirm a KRA pin, required licenses to run such a business, good conduct and register the business name as a partnership between a group, him/her and the government for free. D. within Seven days of application the business should start to run; the government as the majority share holder with a 100%. The 50% of the profits is for one in debt and the other reduces the debt. Example: A farmer helped with 150000 to rear dairy cows after selling of milk in a month he gets 15000 after deducting the cost of rearing 7000 is his and 7000 is for repayment; 150000-7000=143000 the government shares reduces to 95.34%. E. Whether the person has criminal record or not he is eligible for a loan.12. Sunan Ibn Majah, The Book of the Sunnah Book 1, Hadith 231 Narrated 'It was narrated that Zirr bin Hubaish said:"I went to Safwan bin 'Assal Al-Muradi and he said: 'What brought you here?' I said: 'I am seeking knowledge.' He said: 'I heard the Messenger of Allah say: "There is no one who goes out of his house in order to seek knowledge, but the angels lower their wings in approval of his action.'" : Free education :A. Kenya high school: 1. all high schools in Kenya are all named the same, Kenya high school with no level such as national, county or extra county schools. 2. All must be equally equipped with relevant books, laboratories in respective subjects, lockers, dormitories, libraries, laptops, pads for girls, meals, transport and teachers all provided by the government. 3. High school education is Free to all with, all cost paid by the government. 4. All lads and girls in high schools must wear white shirts or blouses, Black trousers for both, Black pleated skirts, Black sweaters, Black jumpers, Black scarf, Red and white ties, Red and white socks, Green Sports gears and Black hijabs for religious purposes; all uniforms shall be fully provided by the government for all students. 5. All county wards must have at least a Kenya high school.B. Kenya primary school: All primary schools are named the same, Kenya primary school with no level such as national, county or extra county schools. 2. All must be equally equipped with relevant books, laboratories in respective subjects, lockers, dormitories, laptops, libraries, pads for girls, meals, transport and teachers all provided by the government. 3. Primary school education shall be Free for all, all cost paid for by the government. 4. All lads and girls in primary school shall wear white shirts or blouses, green trousers for both, green pleated skirts, green sweaters, green jumpers, green scarf, Black and white ties, green hijabs for religious purposes and ; all uniforms shall be fully provided by the government for all pupils. 5. All county wards must have at least a Kenya primary school.C. Kenya University: 1. All universities shall be all named Kenyan university, with quality standardized education. 2. Free university education for all Kenyans. 3. All county wards must have at least a Kenyan university well equipped with all required resources. 4. Shall provide certificate, diploma, undergraduate, post-graduate and doctorates studies. 5. Must have research labs to facilitate research for different fields to all Kenyans.13. Narrated Anas bin Malik the prophet said: Make things easy for the people, do not make it difficult for them, make them calm and do not repulse. (Sahih Bukhari, Al Adab 146) Level six hospitals that treat cancer, diabeties, kidney, heart and research on emerging diseases and finding treatment should be in all counties providing free medical services, no licenses for private Hospitals of less than level six and all county wards must have at least a level five hospital with enough personnel, equipments, beds and beddings, Good food and medicine for free.14.Narrated Abu Burda the prophet sent my father and Muadh bin Jabal to Yemen and said: make things easy for the people, do not put hurdles in their way, give them glad tiding, do not let them have aversion and both should work in cooperation and mutual understanding. Abu Musa asked the messenger of Allah: in our country a special alcoholic drink called Al Bit is prepared. The prophet replied: Every intoxicant is prohibited. Rev 19 : 15 ... And he treads the wine-press of the fierceness and wrath of Almighty God. Intoxicants: beer, shisha, wine, Khat, spirits and any hard drug shall not be grown, made, advertised, sold or taxed in the country.15. They ask you about intoxicants and game of chance. Say: In both of them there is a great sin and means of profit for men, and their sin is greater than the profit. And they ask you as to what they should spend. Say: What you can spare. Thus does Allah make clear to you the communications that you may ponder? (Quran 2:219) Gambling of any sort is prohibited within the country.16. Surah Al-Baqara, Verse 280: And if (the debtor) is in straitens, then let there be postponement until (he is in) ease; and that you remit (it) as alms is better for you, if you knew. Equal protection: Before auctioning or throwing a person in jail for debt it must be proven that the person can willfully pay (simply he could pay but has refused.)17. Sunan Ibn Majah, The Chapters on Business Transactions Book 12, Hadith 2225 Narrated 'It was narrated from Abu Humaid As-Sa'idi that the Messenger of Allah (pbuh) said: Be moderate in seeking worldly things, for everyone will be facilitated for which he was created." (Sahih) Nudge: 500 & 1000 to be paid to members of the public willing to contribute in making law in county assembly and national assembly respectively.18. Sunan Ibn Majah, The Chapters on Business Transactions Book 12, Hadith 2223 Narrated 'It was narrated from Abu Hurairah that the Prophet (pbuh) said: 'The one who strives to support the widow and the poor is like a Mujahid who fights in the cause of Allah, and like one who stands in the night (in voluntary prayer) and fasts by day." (Sahih) Legal aid clinics: Free lawyers services in all counties fully paid by the government.19. Sunan Ibn Majah, The Book of the Sunnah Book 1, Hadith 230 Narrated 'It was narrated that Abu Hurairah said: "The Messenger of Allah said: 'Whoever relieves a Muslim of some worldly distress, Allah will relieve him of some of the distress of the Day of Resurrection, and whoever conceals (the faults of) a Muslim, Allah will conceal him (his faults) in this world and the Day of Resurrection. And whoever relives the burden from a destitute person, Allah will relieve him in this world and the next. Allah will help His slave so long as His slave helps his brother. Whoever follows a path in pursuit of knowledge, Allah will make easy for him a path to paradise. No people gather in one of the houses of Allah, reciting the Book of Allah and teaching it to one another, but the angels will surround them, tranquility will descend upon them mercy will envelop them and Allah will mention them to those who are with Him. And whoever is hindered because of his bad deeds, his lineage will be of no avail to him.'" (Sahih) General1. All elected person and public officers cannot have their kids in private school, be treated abroad or private hospitals or have bodyguards but they loss the seat or jobs without compensations of any sort.2. Constituency development fund, member of county assembly fund, woman representative fund, youth fund and other funds shall be illegal.3. Commuter ( i.e bus, tube, mathree ) fee shall be less than or equal to 1 shilling per 1 kilometer per passenger.4. Retail price index: Imports and producers shall work to achieve one kilo of any edible and inedible product at 10 shillings.5. House residential rent capping shall be less than or equal to 7000 shillings per month.20. Oaths : Surah An-Nahl, Verse 91: And fulfill the covenant of Allah when you have made a covenant, and do not break the oaths after making them fast, and you have indeed made Allah a surety for you; surely Allah knows what you do. Sahih Muslim, The Book of Faith Book 1, Hadith 263 Narrated 'It is narrated on the authority of Abdullah that he heard the Prophet (pbuh) saying: He who took an oath in order to entitle himself (to the possession) of a property, whereas he is a liar, would meet Allah in a state that He would be very much angry with him. Then the remaining part of the hadith was narrated as transmitted by A'mash but with the exception of these words: There was a dispute between me and another person in regard to a well. We referred this dispute to the Messenger of Allah (). Upon this he remarked: Either (you should produce) two witnesses (to support your contention) or his oath (would be accepted as valid ). Volume 1, Book 2, Number 33: Narrated 'Abdullah bin 'Amr: The Prophet said, "Whoever has the following four (characteristics) will be a pure hypocrite and whoever has one of the following four characteristics will have one characteristic of hypocrisy unless and until he gives it up. Whenever he is entrusted, he betrays, Whenever he speaks, he tells a lie, Whenever he makes a covenant, he proves treacherous, Whenever he quarrels, he behaves in a very imprudent, evil and insulting manner."Sunan Ibn Majah, The Chapters on Charity Book 15, Hadith 2520 Narrated 'It was narrated that Abu Sa'eed Al-Khudri said: "A Bedouin came to the Prophet (pbuh) to ask him to pay back a debt that he owed him, and he spoke harshly, saying: 'I will make things difficult for you unless you repay me.' His Companions rebuked him and said: 'Woe to you, do you know who you are speaking to?' He said: 'I am only asking for my rights.' The Prophet (pbuh) said: 'Why do you not support the one who has a right?' Then he sent word to Khawlah bint Qais, saying to her: 'If you have dates, lend them to us until our dates come, then we will pay you back.' She said: 'Yes, may my father be ransomed for you, O Messenger of Allah ()!' So she gave him a loan, and he paid back the Bedouin and fed him. He (the Bedouin) said: 'You have paid me in full, may Allah (SWT) pay you in full.' He (the Prophet (pbuh) ) said: 'Those are the best of people. May that nation not be cleansed (of sin) among whom the weak cannot get their rights without trouble.' "(Hasan) Surah An-Nisa, Verse 85: Whoever joins himself (to another) in a good cause shall have a share of it, and whoever joins himself (to another) in an evil cause shall have the responsibility of it, and Allah controls all things. Manifesto for everyone that takes or appointed to a public office which shall be legally binding;1. Must have an oath taken. 2. Can be used in country of law to incriminate if what is in the Manifesto is not accomplished within term in office. 3. Without delivering in one, one is automatically disqualified from any appointment or election. 4. Any property or amount lost in a public office must be repaid by those in charge of taking care of it immediately without a the courts order allowing or stopping it, must return all amount they have been paid each ( salary, wages, allowances ) in the period of practice in that particular job immediately without the courts order to allowed or stop it, they all get disqualified from any job within the government offices or election without court order allowing or stopping it, immediately losses their position they are holding, each paying for the unaccounted amount or embezzled amount or overpricing in both national level or respective county in each case of corruption and the amount is not shared. 5. If the courts find the corruption perpetrators through a fair hearing, evidence driven and the full amount is given back and penalties to the government those ( 4 above ) should get their money back but still get disqualified from any public office. 6. All recommenders ( appoint, nominate and vet ) of the persons also losses their jobs. Example A ministry is found to have lost money the president and deputy who nominated the cs and the Members of parliament also loss their jobs all. 7. For those elected, who loss their jobs, those that were on the ballot paper get the job starting from the immediate thus no election to be held for the position unless there were no competitors applies between general election.21. Volume 4, Book 52, Number 120: Narrated ('Abdullah) bin 'Umar: The Prophet arranged for a horse race amongst the horses that had been made lean to take place between Al-Hafya'' and Thaniyat Al-Wada' (i.e. names of two places) and the horses which had not been mad.? lean from Ath-Thaniyat to the mosque of Bani Zuraiq. I was also amongst those who took part in that horse race. Sufyan, a sub-narrator, said, "The distance between Al-Hafya and Thaniya Al-Wada' is five or six miles; and between Thaniya and the mosque of Bani Zuraiq is one mile." Kenya board of Sports. 1. All top professional Sport people men and women, able and disabled are government employees. 2. Minimum monthly salary 70000 per athlete. 3. Scouting, coaching, accommodation, athletes shoes and clothes sponsorship, the board is responsible. 4. All wards in the counties must have an Olympic stadium which can support all sports. 5. Every Sport must be fully equipped with all training gears.22. Environment carbon: Surah Ar-Room, Verse 41: Corruption has appeared in the land and the sea on account of what the hands of men have wrought, that He may make them taste a part of that which they have done, so that they may return.1. to curb the amount of carbon emission in the atmosphere. 2. Private cars shall not be used in the daytime only night time 8 pm to 3 am within towns and cities. 3. No petroleum private cars, motor bikes and petroleum taxis should be allowed on the kenyan roads. 4. All commercial vehicles owners must reasonably replace their vehicles with less or zero carbon omitting vehicles.23. Surah Yusuf, Verse 47: He said: You shall sow for seven years continuously, then what you reap leave it in its ear except a little of which you eat. Surah Yusuf, Verse 65: And when they opened their goods, they found their money returned to them. They said: O our father! what (more) can we desire? This is our property returned to us, and we will bring corn for our family and guard our brother, and will have in addition the measure of a camel (load); this is an easy measure. Surah Yusuf, Verse 48: Then there shall come after that seven years of hardship which shall eat away all that you have beforehand laid up in store for them, except a little of what you shall have preserved. Kenya food bank ( KFB ) ;1. All kenyan farmers of any crop have the right to be bought for their agricultural produce. 2. All county wards must have at least one KFB store which will Collect the produce and record it. 3. The produce is bought at competitive price 2/3 of the profits of all produce shared equally. 4. No kenyan should die due to hunger.24. Sunan Ibn Majah, The Chapters on Marriage Book 9, Hadith 2064 Narrated 'It was narrated from Ibn 'Umar that: the Prophet cursed the woman who does hair extensions and the one who has that done, and the woman who does tattoos and the one who has that done. (Sahih) 1 Corinth 11 : 6 For if a woman does not cover her head, she might as well have her hair cut off; but if it is a disgrace for a woman to have her hair cut off or her head shaved, then she should cover her head. Artificial, human hair and artificial nails should not be made, advertised, sold or licensed jobs for beauty parlors.25. Surah Al-Isra, Verse 26: And give to the near of kin his due and (to) the needy and the wayfarer, and do not squander wastefully. Surah Al-Isra, Verse 27: Surely the squanderers are the fellows of the Shaitans and the Shaitan is ever ungrateful to his Lord. Bench-marking trips other trips and luxurious lifestyles by politicians and public officers using state resources are illegal. Any information, study, findings, reporting shall be done or conducted by the office of the kenyan ambassador to that foreign state.26. Sahih Muslim, The Book of Virtue, Enjoining Good Manners, and Joining of the Ties of Kinship Book 46, Hadith 6737 Narrated 'Abu Dharr reported Allah's Messenger (pbuh) as saying that Allah, the Exalted and Glorious, said: My servants, I have made oppression unlawful for Me and unlawful for you, so do not commit oppression against one another. My servants, all of you are liable to err except one whom I guide on the right path, so seek right guidance from Me so that I should direct you to the right path. O My servants, all of you are hungry (needy) except one whom I feed, so beg food from Me, so that I may give that to you. O My servants, all of you are naked (need clothes) except one whom I provide garments, so beg clothes from Me, so that I should clothe you. O My servants, you commit error night and day and I am there to pardon your sins, so beg pardon from Me so that I should grant you pardon. O My servants, you can neither do Me any harm nor can you do Me any good. O My servants, even if the first amongst you and the last amongst you and even the whole of human race of yours, and that of jinns even, become (equal in) God-conscious like the heart of a single person amongst you, nothing would add to My Power. O My servants, even if the first amongst you and the last amongst you and the whole human race of yours and that of the Jinns too in unison become the most wicked (all beating) like the heart of a single person, it would cause no loss to My Power. O My servants, even if the first amongst you and the last amongst you and the whole human race of yours and that of jinns also all stand in one plain ground and you ask Me and I confer upon every person what he asks for, it would not. in any way, cause any loss to Me (even less) than that which is caused to the ocean by dipping the needle in it. My servants, these for you I shall reward you for thern, so he who deeds of yours which I am recording finds good should praise Allah and he who does not find that should not. Volume 3, Book 43, Number 624:Narrated Anas: Allah's Apostle said, "Help your brother, whether he is an oppressor or he is an oppressed one. People asked, "O Allah's Apostle! It is all right to help him if he is oppressed, but how should we help him if he is an oppressor?" The Prophet said, "By preventing him from oppressing others." Surah An-Nisa, Verse 92: And it does not behoove a believer to kill a believer except by mistake, and whoever kills a believer by mistake, he should free a believing slave, and blood-money should be paid to his people unless they remit it as alms; but if he be from a tribe hostile to you and he is a believer, the freeing of a believing slave (suffices), and if he is from a tribe between whom and you there is a covenant, the blood-money should be paid to his people along with the freeing of a believing slave; but he who cannot find (a slave) should fast for two months successively: a penance from Allah, and Allah is Knowing, Wise. A security person (s) include police, military any other government security organ, harassing include bribe any inappropriate behavior or killing both kenyan or foreign citizen (s) by mistake or recklessly shall be penalized or pay blood money.1. Harassing or killing a person, 1/3 of his or her salary shall be remitted to the victim or family of the deceased for the period of the security person employment till retirement. 2. Harassing or killing two persons, 1/2 of his salary and allowances divided among the victims or families of the deceased for the period of the security person employment till retirement. 3. Harassing or killing three persons, 2/3 of his or her salary and allowances divided between the victims or families of the deceased for the period of employment till retirement. 4. Harassing or killing four the security person losses his or her job and Serve a twenty year hard labor prison sentence without reduction or parole. 5. If the person ever kills another innocent person he or she is sentence to death. 6. If the security person ever chooses to resign from his job before retirement age or remaining employment period is less than 10 years harassment penalties is 15 million kenyan shillings per person and 30 million kenyan shillings per person for killing. 7. If the security unit does not produce the person (s) within a week, the whole patrol unit at the place of incident bear the responsibility and all the above is applicable to each security person.27. Sahih Bukhari Volume 5, Book 59, Number 430: Narrated Al-Bara: The Prophet was carrying earth on the day of Al-Khandaq till his abdomen was fully covered with dust, and he was saying, "By Allah, without Allah we would not have been guided, neither would we have given in charity, nor would we have prayed. So (O Allah), please send Sakina (i.e. calmness) upon us, and make our feet firm if we meet the enemy as the enemy have rebelled against us, and if they intended affliction, (i.e. want to frighten us and fight against us then we would not flee but withstand them)." The Prophet used to raise his voice saying, "Abaina! Abaina! (i.e. would not, we would not)." Harambee : For every kenyan or foreign citizen employed, working or investing in the country must be involved in a two hour community development programmes ( shall include visiting the sick, helping the needy, paying for a Sport local game, cleaning the streets and pathways, planting trees, ) daily, failure to, attracts 2000 kenyan shillings fine per day which shall fund the development of that community.Aal-e-Imran, Verse 104:And from among you there should be a party who invite to good and enjoin what is right and forbid the wrong, and these it is that shall be successful. Surah Aal-e-Imran, Verse 114: They believe in Allah and the last day, and they enjoin what is right and forbid the wrong and they strive with one another in hastening to good deeds, and those are among the good. Surah At-Taubah, Verse 71: And (as for) the believing men and the believing women, they are guardians of each other; they enjoin good and forbid evil and keep up prayer and pay the poor-rate, and obey Allah and His Apostle; (as for) these, Allah will show mercy to them; surely Allah is Mighty, Wise. Surah An-Nisa, Verse 85: Whoever joins himself (to another) in a good cause shall have a share of it, and whoever joins himself (to another) in an evil cause shall have the responsibility of it, and Allah controls all things. Surah Al-Baqara, Verse 254: O you who believe! spend out of what We have given you before the day comes in which there is no bargaining, neither any friendship nor intercession, and the unbelievers-- they are the unjust. If you wish to not an Appeal :1. volunteers in getting the 1 million signatures by downloading the PDF , signing it, attaching the ID or passport photocopy and voters card photocopy.2. Telling a friend, enemy or someone to also download the PDF and to sign it, attaching a photocopy of ID / passport and voters card.3. Worship houses Volunteering to act as Collection centers of the documents.4. Volunteers in drafting the general suggestion to bills if the number of signatures are achieved.5. financing and etc