Totten Trust: Fill & Download for Free

This answer may contain sensitive images. Click on an image to unblur it.Pre-paying for a funeral is actually a pretty terrible idea - This CNN Money article is enlightening (if somewhat sensationalistic) about the perils of doing that. Most funeral homes are pretty inflexible when it comes to changing arrangements.Instead, what I would do is set up something called a Totten trust, which is essentially a trust specifically for the purposes of paying for your funeral arrangements. To determine how much to put into your Totten trust, call around to several different funeral homes in the area to get a feel of how much you can be expected to play, and adjust accordingly. For more information about average costs of funerals in the states, as well as funeral trends, check out this infographic:www.AfterSteps.com

In Old English “Hamm” can mean a dry area of land between marshland, or rivers. That would make sense for West Ham and Tottenham, being that they are in London with the river.Also, the “ham” in West Ham is a reference to the Hammers and I am pretty sure the club’s original supports were iron workers, hence the hammer. Millwall was one of their original rivalries, and they were also iron workers, though not the same company.The word “Totten” has an interesting history, too. It usually means a trust of some sort. There actually is a “totten trust,” which is a trust supervised by one person for their lifetime, though the trust is owned by a different person, who receives the money once the totten trust person has passed. I am not totally sure about this, but I have chatted with others about it.I would strongly prefer the Old English origins, because it’s England that we are talking about, but also because these clubs were founded in the late 1880s to early 1900s, so it seems more likely the clubs were familiar with Old English and not so much with Germanic origins.Great question. And COYS!

When I was working in the private wealth space, we had one very wealthy family as a client who's family came over on The Mayflower!That was many many generations ago, so it certainly is possible to create a structure that ensures you have a lasting legacy. There are many trusts available toEven now that we help mostly retail clients at Hedgeable who typically have balances less than $1 Million, I still see the same concerns. How do I ensure my great grand-kids are left with a better financial future and a better world?There are a lot of trusts available to you that control how much trustees can be distributed and how long the trust lasts, plus many other rules and restrictions (charitable donations, structure,. You should consult with a trust attorney and accountant, but here is a list of trusts that many High Net Worth Individuals use -Revocable Living TrustGrantor TrustIrrevocable Living TrustTestamentary TrustMinor’s TrustBeneficiary’s TrustBlind TrustDiscretionary TrustIntentionally Defective Grantor TrustCredit Shelter TrustMarital TrustQTIP TrustQualified Personal Residence TrustGeneration Skipping TrustGrantor Retained Annuity Trust (GRAT)Charitable Remainder Annuity Trust (CRAT)Charitable Lead Annuity Trust (CLAT)Charitable Remainder Unitrust (CRUT)Charitable Lead Unitrust (CLUT)Sharkfin Charitable Lead Annuity TrustIrrevocable Life Insurance Trust (ILIT)Buildup Equity Retirement TrustGrantor Retained Unitrust (GRUT)Grantor Retained Income Trust (GRIT)Domestic Asset Protection TrustOffshore Asset Protection TrustTotten TrustLand Trust or Illinois Land TrustIRA TrustDisclaimer: This is not a solicitation to buy or sell securities or an offer of personal financial advice. Past performance is not indicative of future performance. It is suggested you seek out the help of a financial professional before making any investing or personal financial management decision.