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What can a person do if a bank is charging a person for theft by deception after they paid the funds for a non-sufficient funds check?
Theft by deception is a type of theft crime where an individual uses false pretenses to gain control of someone's property, such as stealing another's Social Security number by pretending to need it for a government agency or obtaining another's money through a pigeon drop scam. It applies to the following offenses: Making gain or causing loss by deception, contrary to section 6 of the Criminal Justice (Theft and Fraud Offences) Act, 2001. ... Procuring the execution of a valuable security by deception, contrary to section 11(2)(a) of the Criminal Justice (Theft and Fraud Offences) Act, 2001.How do you describe deception?Deception is a trick or scheme used to get what you want, like the deception you used to get your sister to agree to do all your chores for a month. Deception occurs when you deceive, a word that comes from the Latin demeaning "from" and capere, meaning "to take." ... That's a way of describing deception. An example of deception is when you tell someone you are 30 when really you are 40.What are the types of deception?In computer-mediated communication, there are various types of possible deception such as category deception (gender switching), attractiveness deception, or identity concealmentWhat is the purpose of deception?Deception in Research. Definition: Deception occurs as the result of investigators providing false or incomplete information to participants for the purpose of misleading research subjects. The IRB accepts the need for certain types of studies to employ strategies that include deception.The term non-sufficient funds (NSF), or insufficient funds, refers to the status of a checking account that does not have enough money to cover transactions. ... If a bank receives a check written on an account with insufficient funds, the bank can refuse payment and charge the account holder an NSF fee. Non-sufficient funds are the term used when the holder of a checking account is overdrawn — meaning there is not enough money in the account to pay the check written against it. The bank returns the “bounced” check to the account holder and charges a returned-check charge or a non-sufficient funds (NSF) fee.Which describes the purpose of non-sufficient funds fees?What Are Non-Sufficient Funds? Banks use the term non-sufficient funds (NSF) to describe a payment that cannot be made because the spender's account does not have enough money in it to cover the total amount. ... When you spend more than you have in an account, the bank will charge fees to your account.Can a check clear with insufficient funds?Most checks from banks inside of the United States will clear—or bounce—within a few business days. ... In that case, the check won't bounce due to insufficient funds, but the account owner will not appreciate having their money stolen.How much does a bad check have to be a felony?The law makes it a crime to knowingly write a check for which there are insufficient funds in the bank. The crime is a misdemeanor if the amount of the check is less than $500, but it jumps to a two-year felony if it exceeds that amount or the person writes more than three bad checks in a five-day period.What happens if someone writes you a bad check and you cash it?If someone writes you a bad check and you deposit the check at the bank, or cash it at your bank you will be penalized. They will charge you a fee for the bounced check and it may take a couple of days for it to reflect.Can you go to jail for bad checks?As with many criminal charges, writing bad checks, also called check fraud, can result in jail time. Criminal laws on bad checks can vary based on the circumstance of the check. Writing a bad check is what is considered a wobbler crime in California. ... If the amount is over $450, you can be charged with a felony.Can you go to jail for cashing a bad check?Anybody can accidentally cash a bad check, and it won't result in a crime or any punishment, although you will incur a fee to your bank. But if you knowingly cash a bad check, you may be charged with a misdemeanor or a felony, and you could face jail timeNow, let’s tackle the question head-on: somebody wrote you a check that bounced. Did you knowingly take a check that bounced- like, before you deposited that check, did you know that it was not going to clear? because if you did, that could be constituted as a fraud. And lots of people do this. I have come across folks who would write themselves a check and deposit it into the bank overnight so that their bill payments could clear the next day. Another thing- do you make it a habit of writing bad checks?, because, if the bank has already taken money for the NSF fees, where are they still charging you with theft by deception?. Sounds like they are not buying the story that you are selling. It’s possible that they have done their own investigation and found you wanting, and guilty- because banks do that stuff you know, they have their own investigators. So, it seems to me that the onus is on you, but just so you understand, take a serious look at the information below:Burned by bad check? Fight backTalk about adding insult to injury. If you deposit a bad check into your bank account, you’ve lost that money, plus there’s a good chance the bank or credit union will whack you with a fee — may be $15, $25 or more.Why? Because you’re in the best position to determine if the person you accepted the check from is a good risk, says John Hall, spokesman for American Bankers Association.“The bank has never met this person and has no relationship with them. You are liable because you decided to accept a check from this person.”With an increasing number of consumers selling personal items or services to other individuals, it’s certain that more and more people will find themselves stuck with an occasional bad check. Businesses generally have more clout and financial wherewithal to deal with bad checks; for consumers, it can be a much more trying experience.Not only will you be stuck with the bounced check and possibly a “deposit item returned” fee; your bank might charge you with nonsufficient-funds fees if any checks you wrote bounced because you didn’t have as much money in your account as you thought.If accepting bounced checks isn’t a habit, you should explain the situation to your bank and see if they’ll waive the fees. But the main job ahead of you is recovering the money owed to you by the bad-check writer.Your optionsThe first thing to do is call the check writer and ask that they come up with the money. It may have been an innocent mistake that can be made right with an apology and a payment.If that’s not the case, then check with your state attorney general’s office because bad-check law varies from state to state, and you may find that you have options other than small claims court.Most states require that you send the check writer a certified letter. Ask that the money be paid by money order or certified check. You can also request to be reimbursed for the bad-check charge imposed by your bank. Some states require the check writer to respond within 10 days; others allow 30 days.If the check writer doesn’t respond or refuses to pay, you can go to small claims court. The clerk’s office will give you instructions on how to proceed. You’ll need to bring evidence — the original bounced check, a copy of the certified letter you sent to the check writer, any responses you received from the check writer and a bank statement that shows a fee for depositing a rubber check.Small claims courts generally limit losses to up to $2,500 or $3,000, but some go as high as $5,000. The clerk’s office can tell you what damages you can recover in addition to the original amount of the bounced check plus court fees. In some states, you can sue the person for up to three times the amount of the check. You’re also entitled to interest if the debt is paid over time.But suing someone and actually getting your money back are two different things, says Lynn Goldberg, vice president of New York-based National Credit Systems.“Suing someone is a real quagmire. You can go through the justice system, sue, get your day in court and win a judgment. The problem is the judgment is nothing more than a piece of paper. There’s always the problem of getting the money. An individual executing a judgment, well, it’s something the average person just doesn’t know how to do.”Don’t be discouraged; a lot of defendants pay up when the judgment is made. But if the culprit doesn’t pay within a stipulated time, usually 20 to 30 days, you can go back to court and try another avenue such as wage garnishment or a lien against a property. Judgments are usually good for about 10 years and can be renewed, so you have a long time to recover the money.Keep in mind, the defendant has the right to appeal and doesn’t have to pay anything during the appeal process.One hitch is that small claims courts have limited jurisdictions. If you accepted a check from someone in another state, you may find that you’ll have to go to a higher court to sue.“You could get a judgment in your state, but now you have to bring that judgment to the person who wrote the check. You have to take it to the state where that person is located and get a court in that state to enter the judgment,” says Gerry Goldsholle, an attorney, former prosecutor and founder of Advice Company.“So, now the local sheriff or marshal exercises attachment or levies powers against the person’s property in that state. But you’ll have to pay sheriff’s fees; now you’re out a lot of money.”And that’s the rub: You could soon incur more costs than the original debt. Somewhere along the line, you may have to decide whether it’s worth continuing. If the amount owed is large enough, you may want to consider hiring an attorney or a collection agency to handle the situation for you.Your local government may helpAnother option, if you’re lucky enough to have one in your area, is a state or district attorney’s check-recovery unit. These offices vary in the depth of services they perform, but some are very aggressive and take a huge amount of the workload of the victim’s shoulders.In Mobile, Ala., the Mobile County check-enforcement unit operates out of the district attorney’s office. Bad-check writers are given a chance to settle up, but perpetrators who don’t cooperate could be arrested, according to spokeswoman Debra Powell.“A lot of people don’t make the distinction that this is a crime. We tell them there’s a warrant for their arrest and give them five days to come in. We try to work with them as long as we don’t consider them a predator. But if they’re evasive, we’ll go after them. We’ll find them at work or dropping their kids off at school.”Powell says the victim is expected to send a certified letter to the check writer. If the check writer fails to respond, the victim can come to the check recovery unit and start the process.“We enter the check into our computer and create a warrant and an affidavit. Then we take the victim and the paperwork to a magistrate where the victim swears the claim is true and correct. Everything is placed in a court file and we then send a letter to the check writer. We give them five days to respond.“If they come in, they have to pay the face amount of the check plus a $30 fee to the victim. They also have to pay us a $94 warrant fee. If they don’t come in, we go after them. If they’re supposed to show up for any other court — traffic court, divorce court — we’re there waiting to arrest them.”Powell says her unit collected over $2 million in the past year.Limit the payment optionsThe obvious lesson in all of this is to not accept personal checks. But for people dealing locally with one another or sometimes even out of state, it understandably can be easier to use a check, but it’s not wiser.A seller isn’t likely to wait until the check clears before taking delivery of the merchandise. John Hall of the ABA says you can’t call a bank and ask if there are adequate funds to cover the check because privacy laws would prevent them from giving you that information.According to the ABA, only about 1 percent of all checks bounce. But some 40 billion checks are written every year, so that’s about 400 million checks that bounce. You can lessen your chance of becoming a victim and avoid the hassle and expense of taking someone to court by requesting that buyers pay you by money order, certified check or a money transfer by Western Union.You could even use services such as PayPal and Escrow.com | Never buy or sell online without using Escrow.com., which are frequently employed by people who buy and sell over the Internet. This is very much a situation where an ounce of prevention is worth a pound of cure.True story: and something to think about. About 15 years ago, myself and 5 other people took this guy to small claims court, for money we paid him to get us janitorial contracts. Did I mention that we got zero contracts, and lost access to him when he conveniently stopped answering our calls, for the return of our checks that we paid him?. Long story short- we went to court and won, however, we soon found out, that didn’t mean squat. We did not receive a penny- since he transferred his assets into someone else's name(and some other crooked stuff). After months of constantly going to court, we just got tired of it and gave up. I say all this to say that sometimes you win, but still, lose!!Here come the cops!
Vaikundarajan is alleged to have looted 13,70,409.28 metric tonnes of beach sand from Tamil Nadu. Is it true?
XHow India’s Largest Beach Sand Mineral Exporter Got to Where He IsS. Vaikundarajan has been accused of large-scale illegal mining, a charge he denies, though he admits to using all sorts of methods to tackle those who stand in his way.S. Vaikundarajan. Credit: Sandhya RavishankarChennai: As S. Vaikundarajan bustled into the office of the Chennai bureau of the Economic Times in January 2015 in response to a request for an interview with this reporter, it was hard not to stare. The 58-year-old founder chairman of VV Mineral, the country’s largest miner and exporter of rare earth minerals – garnet, ilmenite and rutile – is a crorepati many times over, yet clad in a thin white cotton shirt and a veshti(dhoti in Tamil). His feet were bare. He is polite to a fault and addresses everyone, young or old, with respect. As he began speaking about himself in his booming voice, his audience was enthralled. It is easy to see why “Annachi” (elder brother as he is called by those who work with him) is both worshipped and feared in his southern fiefdom of Tirunelveli.“You can go ahead and record this,” he waved, a picture of nonchalance. “Ask me anything, I am prepared to answer.”Money seems to be second nature to Vaikundarajan. He remembers the exact amounts of deals struck even two decades ago. Ambition burns bright in him as he details how he single-handedly pushed for and changed the Indian government’s rare earth mining policy about two decades ago, despite the public sector Indian Rare Earths Limited (IREL) vehemently opposing the move.“I asked Thiruvattar MLA Appu Nadesan, a friend of mine, to write a letter to the Ministry of Mines asking them to allow private players to enter rare earths mining,” said Vaikundarajan. “The ministry directed the Indian Bureau of Mines to study the issue and give them a report. They studied the whole area for nine months and gave a detailed report on how many tonnes of minerals was wastefully going back un-utilised into the sea,” he said.Vaikundarajan and his aide Yesu Selvan then decided to head to Delhi. “Appu Nadesan was a naïve man, he would never lie,” smiled Vaikundarajan. “He asked me to join him in the meeting. Both Yesu Selvan and I went in the guise of his PAs and spoke in the meeting. IREL said they are protecting their 700 employees by not allowing [the] private sector into the field. Then we convinced them that our mineral wealth is going away to Sri Lanka through the sea and we are losing out. The minister understood. He said India’s mineral wealth should not go to another country and that private players too should mine. That is how the policy got changed,” he explained.Vaikundarajan’s telling of the tale is indicative of the way he handles his chosen profession. Rivals abound but a rustic grit and quick thinking have helped Annachi either crush them or make them join forces with him. So much so that out of a total of 64 licences to mine beach minerals in the country, 45 belong to Vaikundarajan. Most others belong to his brothers. And he said that his rivals have fuelled him and made him who he is.Also read: The Countdown Begins For Tamil Nadu’s Beach Sand Mining CartelOver 200 criminal cases and at least 150 civil cases have been slapped on Vaikundarajan over the years, by his own admission. Not once has he faced arrest. Rival businessmen, instead, have either sold out to him or gone down fighting.“A rival who I was fighting, Paul Durai, said he wanted to sell his land to me,” said Vaikundarajan. “Before that he had even filed police complaints against me. He fed me cake at his house – that was the first time I had eaten a cake with raisins and I couldn’t believe that such cakes could exist. After we ate, he told me that he wants to sell his land. He said his auditor and others had told him that I (Vaikundarajan) am a moradan (rough, thug-like) but that I am true to my word,” he said.When Vaikundarajan tried to buy a mine in Andhra Pradesh, the owner refused to sell it to him, calling him a “criminal”. Vaikundarajan says he agreed with the other man’s assessment. “Yes I am a criminal,” he recounted as having told the mine owner at the time. “But your guys started it. I only defended myself.” His ethos is an earthy one: “I have a principle – if you simply carry on with your business I will not bother you, I will go my way. But if you cross my path I will not spare you, I will give as good as I get. By that definition yes, I am a criminal,” said Vaikundarajan.During the initial stages of his business, a senior miner refused to allow VV Mineral trucks to use the path running through his lands. “I had a small plot in which I was mining and the surrounding 40 acres belonged to him,” said Vaikundarajan with a twinkle. “He said you cannot go inside. So what did I do? I bought 400 acres around his 40 acres of land and then told him he cannot go inside,” he laughed heartily.S. Vaikundarajan in Chennai, 2015. Credit: Sandhya RavishankarIn a 2014 CBI probe involving the disproportionate assets of Tuticorin Port Trust chairman Subbaiah, Vaikundarajan moved court for anticipatory bail fearing arrest. He got it and has been questioned by the CBI since. “In 2008 I made an agreement with Subbaiah’s mother to buy her land,” he explained. “I gave an account payee cheque – no one who is bribing will pay by cheque. The land value was around Rs 4 crore but I gave more because I wanted him to change the land classification. I really wanted that land because it has 2.5 million tonnes of limestone. I have an unofficial report on this and only I knew it. If the land classification is changed I don’t have to go to Delhi, so Rs 8.5 crore is very cheap for me,” he shrugged.Vaikundarajan frankly admits that its no holds barred when it comes to getting results. “In 2002, based on a false complaint, the government asked me to stop mining because I did not have environmental clearance,” he said. “I got a stay in court. You cannot imagine the kind of money asked by the enviro sciences officials – Rs 25 to 30 lakh per lease to prepare a report! I had a large number of leases so we discussed what to do. My brother said whether it is right or wrong you go give the money and get the clearances. They (officials) said you have to give 60% upfront, 20% on preparation of report and 20% on report being cleared. I didn’t have a choice and I paid the money and got it. I am the only company to have environmental clearances in CRZ land.”About 7-8 years ago, Vaikundarajan went head to head with a secretary in the Ministry of Mines, he says. “Normally, to approve a file in the ministry it costs around Rs 15 lakh to Rs 20 lakh,” said Vaikundarajan. “When I met this secretary I offered him Rs 25 lakh. But he said no, there are 15 files here so you give me Rs 15 crore. I said Rs 15 crore is not possible. This secretary rejected the files,” he said. Annachi won this battle too, in his own words, by destroying conspiracies and having his day in court.Now Vaikundarajan has set his sights on pushing the government to allow private players to mine monazite, an atomic mineral currently mined only by the Centre’s IREL. He is litigating against the government asking for licences, having filed two suits in 2013 in the Madurai bench of the Madras high court, which challenged the Department of Atomic Energy’s rejection of his applications to mine the mineral from which the nuclear fuel, thorium, is produced. “I only want to mine the rare earth oxide from the monazite,” argued Vaikundarajan. “The rest we will give it to the government. We will give uranium mined as yellow cake itself to the authorities. Then India will not have to import uranium ever again. We will do the same thing with thorium. I said I have 80 acres of land which is superb and safe, I shall store the thorium underground as per your rules. The note was prepared accordingly. On the fifth day, stories came out in the papers and the GoI cancelled the plan. That is the reason I had to go to court over this.”Cut-throat business rivalryFormer Congress MP Dhanushkodi Adithan was an early miner who exported raw sand, one of Annachi’s first rivals, and when contacted, he was reluctant to speak on the subject. “He has crores of money, there is no one in the south like that,” he said haltingly. “He is powerful because of money. So his word is law. Any government will kowtow to him. Everyone lives in fear in the area. He divides and rules in the villages where he operates,” he said.This claim is backed by environmentalists in the area who are familiar with Vaikundarajan’s modus operandi when it comes to getting mining leases along the coast. “These people (Vaikundarajan and his brothers) have been buying up a number of villages along the southern coast. The panchayat president is the authority to give permission for anything from a shrimp farm to mining or any project at the village level. So these people simply pay some amount to the panchayat leaders and fund some local functions or pay ‘salaries’ to locals without any work and thereby any opposition is stifled,” said Probir Banerjee, president of the non-profit PondyCAN, an expert in coastal issues.The biggest thorn in Vaikundarajan’s side is Dhaya Devadas, miner and exporter of river sand garnet. The two have been battling for a slice of the rare earth mining business for almost two decades. Vaikundarajan says that he has defended himself against Devadas’s onslaught for the past two decades and only recently has gone on the offensive. “But we will pick fights too with our rivals,” said Vaikundarajan. “There is a saying that if there is 51% right on your side then you should fight and if there is 51% of right on your rival’s side you should back down. That is why we fight. If everyone has come and everyone has fallen at my feet but only this man is constantly opposing me that means enmity is soaked into his blood,” he said. Devadas refused to comment on Vaikundarajan as cases against him are currently under trial.Vaikundarajan’s ire has also been turned on geologist Victor Rajamanickam, the petitioner who filed the 2015 PIL against him. He claims that he has proof of alleged corrupt practices committed by Rajamanickam in his capacity as a geologist with government agencies and as a professor at Thanjavur University. Rajamanickam denied these claims and said that his one-time friend Vaikundarajan has now changed. “He is a very hard worker, he is immersed in his business for 24 hours,” said Rajamanickam. “There are two faces to Vaikundarajan. He is a very very human person. He behaves in a very respectful manner with old or young, officials and you won’t find any animosity in him. His other face is that of cruelty – he is always aiming to punish. An eye for an eye, a tooth for a tooth. That is why people are afraid of him. The more he welcomes you, the more he is going to punish you,” he said.Also read: Thirty Years of Official Collusion Helped Tamil Nadu’s Beach Miners Break the LawVaikundarajan’s modus operandi when faced with trouble, is to try and induce cooperation and if that cannot be accomplished, threats follow. If that too does not work, he will file a string of legal cases and ensure slander and doubt envelop the person he is up against.The case of the present animal husbandries and fisheries secretary of Tamil Nadu and senior IAS officer Gagandeep Singh Bedi confirms this. In 2013, when then chief minister J. Jayalalithaa banned beach sand mining in the state and ordered a probe, Bedi was appointed head of the special committee to conduct the probe. He was then the state’s revenue secretary.In 2014, VV Mineral and Transworld Garnet India, companies owned by Vaikundarajan, filed cases in the Madras high court alleging bias against Bedi and demanding that he be removed as the chairman of the committee. Vaikundarajan referred to Bedi’s tenure as Kanyakumari district collector in 2002, when action was taken against VV Mineral’s alleged illegal sand mining. He also produced documents to show that Bedi, in his capacity as collector, had refused to accord clearance for a mining lease. Bedi and the state government denied all charges in court, detailing the procedure of verification of mining leases using a multi-layered process, which made the procedure transparent and fair. “I have no grudge against Mr S. Vaikundarajan as alleged or at all,” the beleaguered bureaucrat submitted in court in November 2014.In August 2015, Justice T. Raja ruled that Bedi be removed as head of the committee and replaced by a retired judge. In September 2015, a two-judge bench comprising the chief justice of the Madras high court Sanjay Kishan Kaul and Justice T.S. Sivagnanam issued a stay on Bedi’s removal. But the final report is yet to be submitted to the state government as there is a stay on that too in another case. While field inspections by the committee are over, verifications are yet to be compiled for the districts of Trichy and Madurai, according to the state industries department.Dhaya Devadas’s battle with Vaikundarajan began in 2000 – when he lost a mining lease after “bitter litigation” with Vaikundarajan and his brother Jegadheesan. Devadas then began sending complaints to various departments alleging illegal sand mining by Vaikundarajan and family. Vaikundarajan hit back with a slew of complaints and court cases. Vaikundarajan, with more political muscle, won the war. In 2011, Devadas’ mines were shut down by the state government.Apart from Vaikundarajan’s ongoing furious rivalry with Devadas, the miner is also estranged from his brothers Chandresan and Kumaresan. Vaikundarajan himself admits in his affidavit before the high court in March 2015 while disputing allegations about his links with a company called Industrial Mineral Company: “This is an entity belonging to my estranged brother Mr Chandresan against whom I have had arbitration proceedings over division of properties. The division is complete and we are no longer together,” he says.The bitterness with Kumaresan goes back a long way. Kumaresan is the eldest son of their father’s first wife. On August 28, 2016, Kumaresan held a press meet in Chennai asking the Jayalalithaa government to take action against his stepbrother Vaikundarajan. Kumaresan said he had evidence to prove his allegations although he did not present these to the reporters present. Vaikundarajan issued a press release the following day, stating that his stepbrother was a schizophrenic and denying all the allegations he had made.The code of the southWhile a slight is not forgotten, neither is a good turn. Vaikundarajan’s sense of loyalty is deep rooted and almost feudal. Rajan, a friend who lent him money during a time of need has not been forgotten even now. Vaikundarajan admits he spent Rs 1 crore to help Rajan win a diocese election.The same Rajan loaned him a broken down generator to help load his first shipment during the power-starved early 1990s. “We worked through the night and somehow loaded the shipment,” says Vaikundarajan. “My brother went and bought a new generator in the morning and said we could return Rajan’s generator. I said no way. It is the raasi (good luck) of the generator that our first shipment went on time. I will buy Rajan a new generator instead.” Vaikundarajan claims he still has that generator.S. Vaikundarajan in Chennai, 2015. Credit: Sandhya RavishankarVaikundarajan’s climb has been nothing short of phenomenal considering his humble beginnings. Educated only upto class 12, with no knowledge of English until his later years, his grit and wit have stood him in good stead. Following a fallout with his family over the ownership of his father’s rice mill, Vaikundarajan headed out in a huff with his pregnant wife and sought shelter in a broken down godown on his father’s property. His friends gave him a business idea – to sell ration shop rice that would fall off the back of a lorry. The local tehsildar who was a friend helped Annachi in this lucrative business.With his earnings as a rice seller, Vaikundarajan built his own rice mill. By this time, the family feud was over and he decided that he could not compete with his own father in the same business. Annachi shut his rice mill down. Friends and advisors then introduced him to beach sand mining.Vaikundarajan’s father A.S.V. Subbaiah Nadar appears to have been an enormous influence in his life. Vaikundarajan’s voice softens as he speaks of his father and an incident during his younger years when he helped him with the rice mill. To avoid the power quota of 200 units imposed in that era, Vaikundarajan says he tried to circumvent it by reversing the meter so the rice mill could run for more than 10 days. “On the 11th day my father was astonished – he asked me how come the rice mill was still running despite our quota getting over. I told him I had reversed [the meter]. My father was shocked – he said I had done a great wrong. He said that wealth accumulated by thieving will destroy the whole clan. He asked me how much I had reversed it by and I said by around 200-220 units or so. So he calculated the cost of the stolen power which was Rs 1.50 per unit and also penalised me 50 paise per unit stolen as punishment. He said donate that entire sum to the temple,” smiled Vaikundarajan.He also talks of his father’s code which he follows religiously. “My father was a very honest man. He always told us that we should never get into businesses like liquor and cinema. He used to say that the income from these will never profit the next generation. The Dharmaneedhi that the Mahabharatha talks about – that is what my father always followed,” he said.Vaikundarajan denies allegations that he is a benami of former chief minister Jayalalithaa. To questions of his shareholdings in Jaya TV and Midas Distilleries, both owned by close aides of Jaya’s confidante Sasikala, he replies that he owns shares in a lot of companies and these are only some of them.He spoke of his policies towards his employees, the larger than life ‘benefactor’ who provides free health cover and has built hospitals in the villages where he operates. He also spoke of his VV College of Engineering in Tirunelveli which takes no capitation fees and in fact, charges less than the government-prescribed fees.As he left the building, he responded to a query on why he does not wear chappals. With an impish smile, Annachi says that his father had only allowed one pair of chappals to each of his sons. Vaikundarajan lost three pairs. His father then refused to buy him one more. An incensed Vaikundarajan swore that he will never wear chappals again in his life. He remains true to his word even today.But what rises dizzily, must fall someday. And so it is with Vaikundarajan, who commands a monopoly over the lucrative beach sand mining sector in the country. As the Madras high court unearths more dirt during hearings in the suo motu PIL in which Vaikundarajan and his brothers stand accused, and as the Centre and the state governments turn against the miner, a crackdown appears to be in the offing. Vaikundarajan, son of Tirunelveli’s soil, is quite likely a worried man today.Sandhya Ravishankar is a Chennai-based journalist who has been investigating illegal beach sand mining for years. She tweets at @sandhyaravishanDancing With the Mining Cartel31/01/2017In "Culture"Thirty Years of Official Collusion Helped Tamil Nadu's Beach Miners Break the Law29/01/2017In "Environment"In Tamil Nadu, Sixteen Years Of Sand Mining Loot Officially Termed 'Illegal'20/02/2017
Can we say India need Narendra Modi once again as prime minister of India?
No, no one can say that or should say that because Narendra Modi is not only a liar and dramebaaz par excellence but has also been the worst traitor that India has seen. He and Amit Shah have together helped their masters ie the industrialists who have helped build up the Modi hype. Have you ever thought why a movie is being made on Modi? There was one made on Gandhi and it was made by a person from the country that he opposed, the United Kingdom.Modi is the biggest fraud committed in our country and as soon as he is kicked out of power this time you will see how he has eaten up our country from the inside, left the banks bankrupt and driven public Sector Companies to closure or on the edge.He has in the last 5 years, helped people run away with the nations money. As if that wasn't enough he has also helped them by writing off 80% of the total outstanding loans that were issued by Indian banks to the top industrialists of the country.Anil Ambani is a total failure in business which is proved by the fact that he inherited a wealth of 42 billion dollars after splitting the business with elder brother Mukesh Ambani.You must be aware that he has barely made it by borrowing money from Mukesh Ambani to payoff his creditors or he would have been in jail.Reliance infra got projects but never even started work and has been running in losses of 10–20 lakh every year.Would anyone in their right mind invest money with Anil Ambani? Mr. Modi is the only braveheart who has not only done so but also made the French company Dassault take him as a partner in their India business and they have bought shares worth 300 crore plus in his loss making reliance infrastructure, ie bought them at a solid premium!The BJP has no ethics nor do they have any ideology because their Swadeshi movement which they had as the main weapon had to be thrown away when Modi did what he has been doing all this time, going back on his promises and contradicting his own claims. He was dead against FDI and yet allowed 100% in both retail and defence. He said Kashmir humara hai and then promptly went and shook hands with Mehbooba Mufti to be part of ruling government in Kashmir when PDP is a declared separatist and terrorist sympathizers.Iimagine bein hand in glove with people who must have celebrated the killing of our Braves and called the terrorists martyrs.The note bandi was not only illegal and unauthorised but also a total scam by which he took our money and funded his masters like Adani and Ambani.He and Amit Shah also laundered all the black money that they were supposed to crackdown on and fill the govt coffers.Amit Shah has a son whose company went from Rs.50,000.00 to a figure that's 1600% more than the initial amount.But they simply say no gadbadi and everyone of the Bhakts believes it. For others it is sufficient if Modi makes an accusation as everyone will start calling the person a thief and corrupt but when it is them or their family or friends, even evidence of facts means nothing.What more do you need apart from the fact that Modi has never answered any question that is related to his corruption and has not let even a JPC conduct an enquiry into the rafale deal. Again Bhakts who simply call everyone else a chor even when they say that let the govt conduct an enquiry, but not Modi when he doesn't allow an enquiry.This stupid statement by some people which is again the handiwork of BJP IT Cell I.e.BJP itself. They have deliberately bought harm to Rahul Gandhi's image with their fake edited speeches and videos.When Modi says in the USA that 500 crore people have voted me to power, the press doesn't report it. His people tell kids in the national science Congress that guys produce oxygen in stead of carbon dioxide.What that shows is the level of education and intelligence that their party netas and RSS types have. The prime minister himself is no less. He described how a theka wala put a pipe into a drain and connected it to a stove and thus made free gas for cooking and seling food or tea.Hey Elon, I mean Mr. Elon Musk, please come to India and find out how to use free gas to make electricity to charge batteries!Please make it ASAP because you wont find a trace of modi and Shah after they lose the ongoing elections.The PM has brought the dignity of the PM's chair to its lowest level ever with his language and deeds op.Did anyone hear the Air Chief Marshal when he was asked about the Air Strikes? He said we do not know how many died or who died. Why do you think he said that? Because he couldn't lie as per Modi's wishes.Do you ever think that while the pulwama attack happened in India, the Prime Minister who was at Jim Corbett National Park did not get the news till six hours after the attack when it is impossible given that mobile phones work there and the PM has a dedicated satellite phone that works everywhere.Did you wonder how they got the info about the enemies supposedly killed in the supposed attack on the terrorist training facility? The Air Chief Marshall is the head of the Indian Air Force and he said he doesn't have info on that when it was his juniors from Airforce who carried out the strike.Yet everyone from Yogi to Amit Shah to Ravi Shankar prasad had figured of 400, 350 and 300 terrorists killed, who gave them that info so fast when they can not get into from within india?They had information on a terrorist attack being very likely and were told to first sanitize the location before sending more people into it. The CRPF had requested a plane for the CRPF braveheart to be sent home because they do not normally send such large numbers at one go on the road. They were denied the request and somehow mysteriously a car which was carrying loads of RDX managed to get on the most secure road in Kashmir and no one stopped it till it achieved its objective. The people in the car were also aware that the bus they chose was not bulletproof unlike the other buses ahead of it and thus they attacked the one with no protection. How did they know this and why did no one ask Modi or atleast his NSA to explain and actually resign for such a massive failure because they knew it was going to happen and yet did not do anything to prevent it.He had also promised decriminalisation of politics, had also promised us in 2014 to make political funds transparent but brought out electoral bounds which are means of funding political parties without either one disclosing who gave the money.It is logical to think that BJP received the almost 1000 crore rupees in its fund in 17 and 18 from the people who were allowed to slip away and the ones whose loans were written off.Adani received a favour as his loan of 3000 crores which was unpaid was written off the books and another fresh loan of 6000 crores was given to him.Can you tell me how someone like the brilliant Businessman, Politician, Economist and Manager that Modi is supposed to be can take such stupid actions that he is giving a new loan to a person who has defaulted on their last loan and have not paid a penny and for it written off.Another very strange rule is what baffles me totaly and is the nail in the coffin for Modi. As we are all aware there have been cases of farmers committing suicide because of the harassment they faced when they could not repay the loans they had taken. This has been happening for years so this is not limited to this government but it certainly reached a figure so high that the govt is hiding it till date.You will be surprised to know that while we, or a farmer who cant repay his loan, is booked and prosecuted for a criminal offence, the industrialists are only answerable to civil law and can be prosecuted under civil law only.People who have stolen our money and yours to the tune of thousands of crores don't have tough laws and the threat of criminal proceedings against them for sums in thousands of crores and more but a poor farmer is forced to commit suicide for a sum of 50000 to 1.5 or 2 lakh rupees.QDoes that sound like a garibon ki sarkar to you? Modi has not apologized or shown any sympathy for the people who died because of his sudden stupid announcement of note bandi, which took the lives of 150 people.He appeared in advertisements for Jio and Paytm which the PM in office is not supposed to do. He killed all small businesses including small workshops or factories and vegetable sellers fruit sellers and a lot more that conduct business in cash but are not indulging in black money transactions. Every big business does it.The final point I'd like to make is that there is no deshbhakti in Modi or Shah and none in the bhagats who are taking about it the most. Do any of the godi channels show us news when jawan or officers of Rashtriya Rifles are killed by terrorists?No they only tell us that Kashmiri people are traitors and indulge in patthar bazi. What about the PM who was hand in glove with PDP till a few months ago while their ideology is Azaad Kashmir? PM ki bhi yehi hogi jab unse mile Huey they aur support de rahe they unhe.The Rashtriya Rifles has kashmiris in its rank and file but none of the media channels even talks about them nor calls them martyrs and over the past five years we have lost more personnel in Modi's 5 yrs of government than in a total of 15 years. By doing this the media is helping people lose faith in India because mothers lose their sons and ladies lose their husbands who were fighting terrorism for India while being Kashmiri muslims who have been branded as pro Pakistan.Why would a mother send her son to fight for someone who not only doesn't mention or appreciate it but calls them pro terrorists?? They are the ones who have been naked and sent to prison on charges of Treason for the Pulwama Attack.That when they have the least power and authority there as the other forces are considered better than them. It wasn't like it was only those people watching the roads and they were not in charge so if a post of CRPF or army has allowed someone they can't even question anyone being the lowest in terms of power.But they get the blame and are named traitors while Ajit Dobhal sits and watches his son's business grow with FDI that has come without compliance and no one has asked for it.Wouldn't you agree that if it had been the upa government Modi and his BJP chelas would be asking for the PMs resignation. Even if Modi manages to win using those hacked arms it will still not make him PM as there is documentary evidence against both him and Shah with Arun Jetley being part of it.Modi gave affidavits which were holding back relevant info till 2014. Where did he get the 21 lakhs that he supposedly gave to charity?This time he and Jetley are both caught for falsifying info about property ownership by giving different details about properties owned and mixing up house numbers ownership etc.Modi to apne ma baap ka bhi saga nahin hai, desh ka to kya hoga jaise karm kiye hain jo in deshdrohi media walon ne bhi chhupa rakhe hain. They should be tried for treason for hiding facts about national importance from the people.Inka akshay Kumar wala interview dekh lo aur sun lena jis ma ke liye itne tasue baha chuka hai aur Hume suna chuka hai unke baare mein kya bata raha hai ki lagav hoga to tab hota hoga jab bhaga tha ab to kisi tarah ka nahin jab jeevan hi badal gaya. Par framemein role ke liye bula lets hai unhein aur logon ko dikhane ko joothe ansoo bhi nikal deta hai ro kar, yani sab drama kyonki interview mein khud hi bata raha hai.Akshay Kumar se bhi ye ummeed nahin thi ki itna gir jyega ki aise deshdrohi ke Kasey padhega. Dharmendra ki to thik hai uski rakhail khadi hai election mein par Sunny Deol ke to dimag mein bhi 2.5 kilo muscle hi hai lagta hai. Inhei. Aur BJP ke senior netaon ko Sharm nahin aati ki inko badhaya de rahe hain jaante hue ki ye kya kar rahe hain? Ya shayad unhe bhi apni Jan mal ka dar hai kyonki yahan minister ki hatya hui kuchh nahin Hua, ek serving judge ki maut Hui jo saf dikhti hai ki natural nahin thi, ek senior journalist ki hatya ki jaati hai aur PM un logonnko follow karte hain jinhone us journalist ke baare me abhadra tippaniya ki, unhe gaaliyan din aur jaan se marne ki dhamki bhi de rakhi thi.Hoga duniya mein koi bhi PM aisa??John F. Kennedy was a great president of USA who died very young but America did not stop. In our country Nehru died, Shastri ji took his place, Shastri ji Died and Indira Gandhi became PM the country has only gone from strength to strength and with modi out that speed will be achieved again
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