United States General Accounting Office Business Owned Life Insurance: Fill & Download for Free

Yes, government provision of welfare benefits tends to impoverish not only the recipients but the society as a whole as well and in multiple ways.Mankind soon learn to make interested uses of every right and power which they possess, or may assume. The public money and public liberty ... will soon be discovered to be sources of wealth and dominion to those who hold them; distinguished, too, by this tempting circumstance, that they are the instrument, as well as the object of acquisition. With money we will get men, said Caesar, and with men we will get money. Nor should our assembly be deluded by the integrity of their own purposes, and conclude that these unlimited powers will never be abused, because themselves are not disposed to abuse them. They should look forward to a time, and that not a distant one, when a corruption in this, as in the country from which we derive our origin, will have seized the heads of government, and be spread by them through the body of the people; when they will purchase the voices of the people, and make them pay the price.—Thomas Jefferson, Notes on Virginia, 1784Contrary to much opinion, no, the Welfare Clause from the Preamble of the United States Constitution does not permit a welfare state:We the People of the United States, in Order to form a more perfect Union, establish Justice, insure domestic Tranquility, provide for the common defence, promote the general Welfare, and secure the Blessings of Liberty to ourselves and our Posterity, do ordain and establish this Constitution for the United States of America.For one thing, the modern sense of the word welfare to refer to aid provided by policy or action of the government came into being only in the early 1900s. For another, the authors of the Constitution made it quite clear they meant general Welfare as a limitation on the tax and spending power of the federal government. James Madison made it precisely clear that the Welfare Clause was to be construed only within the scope of the enumerated powers conferred on the federal government.Most importantly, our Constitution made it explicit that we were not a state within the usual definition, that is, a nation with sovereign power invested in a more or less permanent elite that enjoyed a monopoly on coercion and violence. Rather, the Constitution guarantees us republicanism as our form of government at both the federal and state levels, with its grant of sovereignty to the citizenry and with its more transient and temporary systems for governing and its more dispersed and popular policing.Within such a republic, the public sector that is limited while the citizens exercise their sovereign pursuit of happiness in robust private and civic spheres. The provision of charity properly falls to civil society rather than the public sector. This is opposite a state, in which the public sector is all-powerful and the activity of its subjects in the private and civic realms is under control of the powers that be.The first lesson of economics is scarcity: there is never enough of anything to fully satisfy all those who want it. The first lesson of politics is to disregard the first lesson of economics.—Thomas SowellBut, as our founding fathers made clear, the success of republican government depends on a commodity in scarce supply—the virtue of its elected politicians. Indeed, the Jefferson quote above is quite remarkable in that the idea of corruption was just at that point taking strong hold thanks to Adam Smith having outlined the basis for a productive economy.The very basis for economies prior to Smith was what is now termed corruption, technically rents or fees for no productive purpose. You want to cross someone’s estate, you pay a toll. You want access to an officeholder, you grease his palm. Smith, and especially Jean-Baptiste Say pointed out that wealth cannot derive from rents but only from the profits that come from production.Say’s Law, 1803: As each of us can only purchase the productions of others with his own productions – as the value we can buy is equal to the value we can produce, the more men can produce, the more they will purchase.Ninety-nine percent of all the wealth enjoyed in the entire history of mankind dates from this dawn of productive economics, that is, free enterprise. It is the only force which raises the standard of living, and it does it two ways—higher wages for workers and better values for consumers.When you look at our US Constitution, it is amazing the extent to which it forecloses on unproductive modes of economic activity by limiting the powers of government and simultaneously promotes productive economics by creating robust private and civic spheres and endowing each of us with the rights to venture forth in pursuit of our own happiness. That in a nutshell explains the amazing prosperity of the United States in contrast to other nations.He starts out with probably eight-million votes bought. The other side has to buy them one-by-one and cannot hope to match his money. [“His money” referring actually to our money.]—California Senator Hiram Johnson describing his amazement at Franklin Roosevelt’s actions in the 1936 election in which he defeated Alf Landon 523 electoral votes to 8.I’ll have these niggers voting Democratic for two-hundred years.—Lyndon Baines Johnson promoting his War on Poverty program to key Southernpoliticians, quoted by Ronald Kessler, Inside the White House, 1996Yes, everybody in Cleveland, all minorities, got Obama phone. Keep Obama in president, you know. He gave us a phone; he gonna do more. [To get a phone] You sign up, you on food stamps, you on Social Security, you got low income, you on disability.—Unidentified woman protester outside Romney rally, September 2012So, how then did corruption find its way back? Simple, the 19th-century rise of statism, that is the preference for the top-down authority of a sovereign state over the bottom-up hurly-burly of a republic.The efforts in France to achieve republican governance turned horrifically bloody and led to Napoleon Bonaparte and Bonapartism. In the grand scheme on the Continent, it led to the Counter-Enlightenment, a reactionary swing against the Enlightenment liberalism that had informed the founding of the United States.While Americans were enjoying their new freedoms and even fighting a war to extend the franchise, Europe was in agitation with several modes of governing contending—liberal, socialist, monarchist and imperialist.It was Otto von Bismarck, a thorough-going monarchist, who merged all the contending ideas into one new package—sometimes referred to as the high modern state. Charged as he was with uniting the various German principalities under the Kaiser’s rule and noting that the people were powerfully under the sway of liberal and socialist appeals, Bismarck simply co-opted the programs of the liberals and socialists, implementing them in the name of Kaiser Wilhelm.The effort resulted in three major wars beginning with the Franco-Prussian War, which resulted from French apprehension over growing German power, World War I, which resulted largely from nationalistic pressures on waning European empires, and World War II, which resulted from the competition between the emergent forms of the high-modern state.The High Modern StateThe high modern state depends on a monopoly of violent and coercive power. It further is characterized by the education and health care sectors being brought under state control. The people are construed as subjects rather than empowered citizens as in a republic, and so owe duties to the government (such as compulsory military service) and receive positive rights (privileges) in return (though not guaranteed as negative rights are). The public, private and civic sectors are under effective state control by means of regulation, taxation and ultimately a large nomenklatura backed by an extensive bureaucracy.Redistribution, or welfare, programs are employed to insure state control. These owe, yes, to Bismarck’s willingness to co-opt the redistribution programs desired by the SPD (or social democratic party). But they owe as much to the colonial experience of seeing the surprisingly shattering effect that benevolent programs often had on native populations, leading to inert and dysfunctional modes of living cut off from the social structures that formerly provided the social vitality.To be sure, the high modern state is not socialist, certainly not within the scope of Marx’s vision of an anti-authoritarian and egalitarian society. As Marx scathingly wrote in reply to the SPD willingly falling for the state authority of Bismarck, this would inevitably lead to a permanent dictatorship of the bourgeoisie rather than a temporary one of the proletariat as required for Marxian socialism. Rather than produce egalitarian socialism, Marx claimed, it would necessarily produce a permanent underclass as a necessity for propping up the bourgeois elite.The three forms of high modernism that emerged were social democracy, communism and fascism, the three that warred against each other in World War II, and, following the end of fascism, in the Cold War. While all three vocally maintained their status as socialist states, they had vaulted from the far left alongside Marx to some of the most far-right authoritarian states the world has ever seen. None has ever achieved anything like an egalitarian society; indeed, Marx’s prediction of the necessity of a permanent underclass appears to be right on target.The troubling features of high modernism derive, for the most part, from its claim to speak about the improvement of the human condition with the authority of scientific knowledge and its tendency to disallow other competing sources of judgment…. The sources of this view are deeply authoritarian.—James C. Scott, Seeing Like a State, 1998, p. 94The control of the production of wealth is the control of human life itself.—Hilaire Belloc, The Servile State, 1912It’s not like we [the government] are gonna take the people out of poverty so they become middle class and then turn into escuálidos [or “scrawnies,” a term used by Chavistas to call opposition supporters].—Venezuelan Education Minister Héctor Rodríguez in a candid momentIn the United States, the proponents of the high modern state became known as progressives. Progressivism arrived here beginning soon after the unification of Germany in 1871. Given that Germany universities alone were then offering the prestigious doctorate of philosophy degrees, Germany was filled with intellectuals who wrote their learned societies back home in praise of developments in Germany. The appeal to intellectuals and politicians could not be more obvious—the system would embrace and reward their elite status in a way that republicanism did not.Amusingly, programs such as minimum wage that were employed early in the Progressive Era as a way to discourage the employment of “undesirables” are now offered as a means of bringing about greater equality! But the republicanism demanded by our Constitution has stood as a bulwark against the high modern state (sometimes referred to here in the US as “The Blue Model”). For one thing, it’s hard to gain a monopoly on coercion and violence in a society in which gun ownership is a right. Why would sovereign citizens wish to give up their freedoms and become dutiful subjects?As Jefferson pointed out, with control of the purse, politicians can work their inducements. Find a program for more than half of the public, and “something for nothing” does its work from there. Even ardent anti-statists, once receiving a rent, will temper their criticism of the welfare state. Indeed, politics in the high modern state is all about rent-seeking, that is purchasing favors of the sort only government can provide. In a republic, politicians are paid to work on our behalf as our public servants. In the high modern state, it’s quite hard to get the wheels of government to work on your behalf… if you don’t grease them.Almost every claim of progressives of the problems in our society—greed, racism, sexism, violence, hate speech, what have you—stands as a rationalization for increased public intrusion into private life. We are not to be free to pursue our own happiness; it might bum someone else out. Better if we get with the politically approved program. They simply will not be happy little statists until we all fall in line with their “scientific” notions of how the world works, park our kids butts in their compulsory schools based on the Prussian Volksschule intended to produce “good little Germans” and wait patiently in the doctor’s office they choose for us.From 1999 through 2005, the USDA [Department of Agriculture] “paid $1.1 billion in farm payments in the names of 172,801 deceased individuals.... 40 percent went to those who had been dead for three or more years, and 19 percent of those dead for seven or more years.” One dead farmer got more than $400,000 during those years.—John Stossel, “Dead Men Farming,” quoting a General Accounting Office (GAO)report, The Freeman, November 2007, p.37.So, does the welfare state really produce poverty? Yes, several ways. The quote above points to a not insignificant one—bureaucratic blundering. As Karl Popper asserted, it is impossible for the ruling elite in Closed Societies (as he labeled high modernism) to obtain a sufficient flow of information to make accurate decisions. Most bureaucracies achieve clownish levels of inefficiency.Many social critics, from Marx to Belloc to many more, have pointed to the inevitability of poverty resulting from welfare programs. But that is problematic here in the US where progressives have not been able to shut down the productive economy. As one example, in the 1970 census following passage of the War on Poverty, 84 percent of those Americans in the middle quintile, the heart of the middle class, owned a refrigerator. In the most recent census, 99 percent of the lowest quintile own a refrigerator. We’ve clearly come a long way. So why do we have more people than ever on welfare?Answer: Congress changed the definition of poverty from an absolute one to a relative one so that something like twelve to fourteen percent of Americans would always qualify for welfare benefits (and Obama phones). Recall that when the Gingrich Congress got Bill Clinton to go along with ending “welfare as we know it,” the economy surged, and the feared rampant homelessness never occurred. To some degree, for which you will never find a government study, welfare traps some people in poverty. That is in addition to the unavoidable welfare cliffs that mean someone on welfare at X income is effectively as well off as someone at 2X or even 3.5X that amount of income and so has no incentive to seek greater employment.But, in my estimation, the direct trapping effect of welfare is not as pernicious as is the diversion of money from productive uses to unproductive ones. There is a reason we’ve had pathetic job growth and national economic growth during the Obama years that did not even keep up with growth of the workforce—on top of creating massive business uncertainty, this administration shunted money into unproductive uses on a massive scale, starving productive usage.That problem too, severe as it is, pales in comparison to our growth of the public sector. We now have 30 million worker paid from taxes out of a total workforce of roughly 150 million workers. That’s a ridiculous one worker paid out of taxes to every four workers not paid out of taxes! Further, over the last eight years, compensation for public workers has grown 16 percent, far in excess of the growth for workers in the private sector. From 1960, when public-sector unions first came into being to today, public workers went from making 80 percent of the salary of a private worker (in return for greater job security) to more than 160 percent (still with the job security), and that does not even include pensions and other extras.Given that total taxes year-in, year-out amount to right at 40 percent of income, at 160 percent of the compensation of private workers, the taxes of four taxpayers are needed to pay each public worker. But that’s all there is! Four to one! And that is absolutely unsustainable and is the reason for our spiraling debt. The high modern state takes care of its loyalists as a first order of business! And that spiraling debt in turn represents its own drag on the economy as transfer from the young (even the unborn) to the old (especially old politicians and their loyal bureaucrats).The wide corruption and diminishment of our rights under the high modern state stand as yet another form of impoverishment. Let us hope we can take advantage of the Trump presidency to start rolling back the predations of the high modern state here in the US. It is past time to rid ourselves of the false and absurd Prussian model and return to our own vigorous American model.So, how should welfare be handled in our republican form of government? Would a capitalist economy benefit from the encouragement of charity?

Senior ISIS information minister Wael Adel Salman killed in Syria after U.S. drone strikeIslamic State (ISIS) Sep 16 2016Marine national monument that will permanently protect nearly 5,000 square miles of underwater canyons and mountains off the coast of New England designated by President ObamaEnvironment Sep 15 2016Median household income up 5.2% for the first time in over seven years due to economic policies put in to place that benefit lower and middle income AmericansBusiness & Economy Sep 13 2016Poverty rate at its lowest level since 1999 due to economic policies put in to place that benefit lower and middle income AmericansBusiness & Economy Sep 13 2016Senior ISIS leader Abu Muhammad al-Adnani killed in Syria after U.S. airstrikeIslamic State (ISIS) Aug 30 2016Marine national monument that will permanently protect 582,578 square miles of land and sea in the Northwestern Hawaiian Islands designated by President ObamaEnvironment Aug 26 201687,500 acres of wildlife, forests, rivers and mountains in Maine’s North Woods designated as a national monument that will be protected by the National Park ServiceEndangered Species Aug 24 2016Scientists researching the potential benefits of medical marijuana can apply to grow their own marijuana after the DEA lifted the ban limiting the number of institutions allowed grow the plantMedical Marijuana Aug 11 2016214 prisoners serving excessive and unfair prison sentences for nonviolent crimes have sentences commutedPardons Aug 03 2016Transgender Americans able to serve openly in the military after the Department of Defense lifted a ban prohibiting them from servingCivil & Human Rights Jul 01 2016All Freedom of Information request responses to be posted online after a successful pilot program was permanately expanded and signed into lawFreedom of Press Jun 30 2016Students who were defrauded or had their contract breached by a college or university can more easily petition to have their student loans forgiven under new rules by the Department of EducationHigher Education Jun 13 201642 prisoners serving excessive and unfair prison sentences for nonviolent crimes have sentences commutedSentencing Jun 03 2016President Obama becomes the first President to visit Hiroshima laying a wreath at Peace Memorial ParkInternational Relations May 27 2016Senior Taliban leader Mullah Akhtar Mansour killed in Pakistan after U.S. drone strikeTaliban May 22 2016Nutritional labels updated and modernized to better inform consumers of what they are purchasing under new labeling rules by the Food and Drug AdministrationHealth & Welfare May 20 2016Suggested maximum daily sugar amount added to nutritional labels for the first time under new labeling rules by the Food and Drug AdministrationHealth & Welfare May 20 2016First openly gay Secretary of the Army confirmed unanimously by the SenateCivil & Human Rights May 18 2016Over four million Americans to qualify for overtime pay if they work more than 40 hours a week under new rule by the Labor Department that raised the salary threshold from $23,660 to $47,476 per yearLabor May 17 2016Environmentally dangerous methane emissions from the oil and gas sector regulated for the first time under new rule by the Environmental Protection AgencyFossil Fuels May 12 2016Transgender students in public schools must be allowed to use the bathrooms of their gender identity under new rule by the Obama AdministrationDiscrimination May 12 2016American bison named as the first national mammal after the National Bison Legacy Act was signed into lawGovernment May 09 2016Senior ISIS leader Abu Sa'ad al-Sudani killed in Syria after U.S. airstrikeIslamic State (ISIS) May 05 2016Stonewall Inn named the first national monument honoring the history of gays and lesbians in the United StatesCivil & Human Rights May 04 201640 ISIS operatives responsible for multiple attacks in Europe and the Middle East killed by Delta Force and Navy SEAL commandos during various raidsIslamic State (ISIS) Apr 27 2016First woman on American currency in more than 100 years will be Harriet Tubman after the Treasury Department announced she will replace Andrew Jackson on the $20 billWomen's Rights Apr 20 2016Individuals investing in retirement accounts protected under new rule requiring financial advisers to provide investment advice that puts their client's best interests above all elseFinancial Regulation Apr 15 2016387,000 Americans unable to to work due to a permanent disability have their student loan debts forgiven by the Department of EducationEducation Apr 12 2016Homeowners taken advantage of by deceptive mortgage practices from Goldman Sachs to receive monetary relief after agreement between the bank and the Justice DepartmentLaws & Crime Apr 11 2016American banks must identify the owners of shell companies they do business with under a new rule by the Treasury DepartmentMonetary Policy Apr 10 2016Gender neutral restrooms available for White House staff and visitors so individuals can use the bathroom that conforms to their gender identityDiscrimination Apr 07 2016Senior Al-Qaeda leader Abu Firas al-Suri killed in Syria after U.S. air strikeAl-Qaeda Apr 04 2016Sentences reduced and adapted for 61 people serving excessive and unfair punishment in federal prison for nonviolent crimesSentencing Mar 30 2016ISIS Finance Minister Haji Iman killed during U.S. operationIslamic State (ISIS) Mar 25 2016Hazardous industrial material crystalline silica which is known to pose serious risks of incurable lung disease and lung cancer regulated to lower the allowable exposure limitHealth & Welfare Mar 23 2016Workers must be informed of their employers and its contractors direct or indirect persuading against forming a union under a new rule by the Labor DepartmentUnion Workers Mar 23 2016Cuban citizens witnessed Cuban President Raul Castro take questions from the media for the first time during press conference with President ObamaInternational Relations Mar 22 2016Public Wi-Fi areas in Cuba greatly expanded since American telecommunication companies were allowed to do business in the countryInternational Relations Mar 20 2016President Obama becomes the first U.S. President to visit Cuba since 1928 after successful diplomatic negotiationsInternational Relations Mar 20 2016General Lori Robinson becomes first woman nominated to lead a combatant command in the United States militaryWomen's Rights Mar 18 2016Senior ISIS leader Omar al-Shishani and 12 additional ISIS fighters killed in Syria after a series of U.S. drone and manned aircraft strikesIslamic State (ISIS) Mar 15 2016Offshore drilling off the Atlantic Coast prohibited after local communities voiced strong oppositionOffshore Drilling Mar 15 2016Cubans may open U.S. bank accounts under new rule by the Treasury and Commerce DepartmentsInternational Relations Mar 15 2016U.S. citizens may travel to Cuba for people-to-people educational reasons under new rule by the Treasury and Commerce DepartmentsInternational Relations Mar 15 2016150 Al-Shabaab fighters killed at Somalia training camp after U.S. air strikeTerrorism Mar 08 2016Senior Al-Shabaab leader Yusuf Ali Ugas killed in Somalia after U.S. air strikeTerrorism Mar 05 2016Senior Al-Shabaab leader Mohamed Mire killed in Somalia after U.S. air strikeTerrorism Mar 05 2016Senior unnamed ISIS operative captured and detained during U.S. led raid in IraqIslamic State (ISIS) Mar 03 2016Moderates winning a majority in Iran's parliament and Assembly of Experts partially attributed to improved diplomacy and landmark nuclear deal with major world powersInternational Relations Feb 29 2016Senior ISIS leader Noureddine Chouchane and over thirty ISIS militants killed in Libya after U.S. airstrikesIslamic State (ISIS) Feb 19 2016American citizens may fly to Cuba for the first time in 50 years after the two countries sign an agreement restoring commercial air travelInternational Relations Feb 16 2016All active duty service members eligible for 12 weeks of fully paid maternity leave through new rule by the Department of DefenseMilitary & Defense Jan 28 2016Juveniles in federal prisons can no longer be placed in solitary confinement after executive order by President ObamaPrisons Jan 25 2016Consumers who reduce their electricity use during peak hours receive a discount through new rule by the Federal Energy Regulatory CommissionEnergy Jan 25 2016Four United States citizens imprisoned in Iran released after a prisoner swap between the United States and IranInternational Relations Jan 16 2016Ten Yemeni detainees held at Guantanamo Bay for fourteen years transferred to OmanGuantanamo Bay Jan 14 2016New coal mining leases on public lands halted under new rule by the Department of InteriorFossil Fuels Jan 14 2016Ten Navy sailors detained by Iran after accidentally sailing into their waters freed within 24 hours through diplomatic negotiationsInternational Relations Jan 13 2016ISIS cash depot holding millions of dollars bombed in Mosul, Iraq by U.S. air strikeIslamic State (ISIS) Jan 11 2016Senior ISIS leader Abu Mohammed al-Adnani injured and detained in Iraq after U.S. air strikeIslamic State (ISIS) Jan 07 2016Sentences reduced and adapted for 97 people serving excessive and unfair punishment in federal prison for nonviolent crimesSentencing Dec 18 2015Environmentally hazardous plastic microbeads found in personal care products banned from being manufactured in the U.S.Microbead-Free Waters Act Dec 18 2015Families with three or more children have their taxes reduced $200-$600 through the permanent expansion of the Child Tax CreditBipartisan Budget Act of 2015 Dec 18 2015College students can claim $2,500 towards tuition, fees, and course material on their taxes after the extension of the American Opportunity Tax CreditBipartisan Budget Act of 2015 Dec 18 2015Medical marijuana patients may purchase prescriptions without fear of arrest after DEA prohibited from raiding legal dispensariesBipartisan Budget Act of 2015 Dec 18 2015Solar and wind energy production to double in size through a five year extension of Federal tax creditsBipartisan Budget Act of 2015 Dec 18 2015World community pledges to prevent global temperatures from rising more than 2 degrees celsiusEnvironment Dec 12 2015Teacher performance evaluations no longer based off student test results after passage of the Every Student Succeeds ActEvery Student Succeeds Act Dec 10 2015Senior Al-Qaida leader Abdirahman Sandhere killed in Lybia by U.S. air strikeAl-Qaeda Dec 07 2015Female soldiers roles expanded to serve in any combat positionWomen's Rights Dec 03 2015Military personnel who handled service dogs in combat zones given first rights of adoption after the dog retires from dutyMilitary & Defense Nov 25 2015Senior ISIS leader Wisam al Zubaidi killed in Libya by U.S. air strikeIslamic State (ISIS) Nov 14 2015Senior ISIS leader Abu Nabil killed in Libya by U.S. air strikeIslamic State (ISIS) Nov 14 2015Senior ISIS leader Mohammed Emwazi (Jihadi John) killed in Syria by U.S. drone strikeIslamic State (ISIS) Nov 13 2015Senior ISIS leader Abu Nabil killed in Libya by U.S. air strikeIslamic State (ISIS) Nov 13 2015Veterans and their families offered in-state tuition rates at public colleges and universities in all fifty statesVeterans Benefits Nov 11 2015Final phase of Keystone pipeline rejected because it would not serve the national interest of the United StatesOil & Gas Industry Nov 06 2015Federal job applicants can't be denied employment solely for having a prior convictionLaws & Crime Nov 02 2015Seventy hostages held by ISIS in Iraq rescued after joint operation with Iraqi soldiers and US special forcesIslamic State (ISIS) Oct 22 2015Senior Al-Qaida leader Sanafi al-Nasr killed in Syria by U.S. air strikeAl-Qaeda Oct 18 2015Sentences reduced and adapted for 6,000 people serving excessive and unfair punishment in federal prison for nonviolent crimesSentencing Oct 06 2015First openly gay American nominated to become Secretary of the ArmyMilitary & Defense Sep 18 2015Employees of Federal government contractors must be offered seven days of paid sick leave per yearLabor Sep 07 2015Transgender Americans may not be discriminated against by health insurance companies or medical providersDiscrimination Sep 03 2015Tallest mountain in North America renamed Mount DenaliGovernment Aug 31 2015First openly transgender person hired by White House to work as civilian employeeCivil & Human Rights Aug 18 2015Each state must reduce carbon emissions by set amounts by 2030Global Warming Aug 04 2015Senior Al-Qaida leader Muhsin al-Fadhli killed in Syria by U.S. air strikeTerrorism Jul 21 2015Sexual orientation discrimination against Federal employees ruled illegal under Title VII of the Civil Rights ActProfiling Jul 16 2015Six major world powers reach agreement with Iran to curb their nuclear programNuclear Energy Jul 14 2015Sentences commuted for 46 people serving excessive & unfair punishment for nonviolent crimesPardons Jul 13 2015National monuments consist of 260 Million Acres throughout AmericaEnvironment Jul 12 2015United States and Cuba re-open embassies after 54 year diplomatic freezeTreaties & Agreements Jul 2015Government mandated threshold for all hourly workers to qualify for overtime pay increased from $23,660 to $50,440.Jobs Jun 30 2015Senior Al-Qaida leader Nasir al-Wuhayshi killed in Yemen by U.S. drone strikeAl-Qaeda Jun 12 2015Senior Al-Qaida leader Nasr al-Ansi killed in Yemen by a CIA-led U.S. drone strikeAl-Qaeda Apr 21 2015Medicare Access and CHIP Reauthorization Actsigned into lawMedicare Access and CHIP Reauthorization Act Apr 16 2015New Medicare formula changes the way doctors are reimbursed; rewards doctors when their patients have better health outcomesHealth Care Industry Apr 16 201553 political prisoners in Cuba released as a show of good will in the ongoing restoratiation of diplomatic relationship between the two countriesInternational Relations Dec 17 2014United States restores diplomatic relationship with Cuba after 50 year freezeInternational Relations Dec 17 2014Abortion coverage extended to Peace Corps volunteers who became pregnant because of rape, incest, and life endangermentContinuing Appropriations Act of 2015 Dec 16 2014President Obama issues executive order allowing the parents of children who are U.S. citizens or legal residents to continue residing in the United StatesImmigration Nov 20 2014President Obama pledges $3 Billion to global fund assisting poor countries coping with climate changeGlobal Warming Nov 14 2014China and the United States agree to cut greenhouse gas emissions by up to twenty-five percent by 2030Global Warming Nov 12 2014Senior Al-Shabaab leader Ahmed Godane killed in Somalia by U.S. airstrikeTerrorism Sep 05 2014Broad Coalition of Middle-Eastern countries conduct military campaign against ISIS inside of SyriaTerrorism Sep 2014President Obama signs executive order prohibiting federal contractors from discriminting against LGBT individualsCivil & Human Rights Jul 21 2014United States assumes control of weapons-grade plutonium and highly enriched uranium from Japan after the two countries signed an agreement to secure their stockpile to prevent it from theftNuclear Proliferation Mar 24 2014International Trade Data System created to streamline small business Export/Import processBusiness & Economy Feb 19 2014Minimum wage for Federal Contractors raised to $10.10 per hour.Minimum Wage Feb 12 2014Agriculture Act of 2014signed into lawAgriculture Act of 2014 Feb 07 2014Federal Government reopens after 16 day shutdown defeating Republican partisan attempt to cancel health care benefits for millions under ObamacareGovernment Shutdown Oct 17 2013President Obama and Iranian President Hassan Rouhani have first formal communication between the two nations in 35 yearsInternational Relations Sep 27 2013Syria agrees to dismantle chemical weapons stockpile after deal reached between the Obama Administration and RussiaTreaties & Agreements Sep 14 2013Defense of Marriage Act ruled unconstitutional by Supreme CourtCivil & Human Rights Jun 26 2013American Taxpayer Relief Act of 2012signed into lawAmerican Taxpayer Relief Act of 2012 Jan 02 2013Blind Chinese dissident Chen Guangcheng relocates to the United State after diplomatic agreement between China and the Obama administrationInternational Relations May 19 2012President Obama becomes first sitting president to publicly support marriage equalityCivil & Human Rights May 09 2012Senior Al-Qaida commander Fahd al-Quso killed in Yemen by a CIA-led U.S. drone strikeAl-Qaeda May 06 2012Members of Congress and certain government employees prohibited from using non-public information for personal profitSTOCK Act Apr 04 2012Federal unemployment benefits programs extended an additional 13 to 20 weeksMiddle Class Tax Relief and Job Creation Act Feb 22 2012Cuts in Medicare physician payment rates averted with extension of existing rates through 2012Middle Class Tax Relief and Job Creation Act Feb 22 2012Employee social security payroll tax reduction from 6.2% to 4.2 % extended through 2012Middle Class Tax Relief and Job Creation Act Feb 22 2012Self-employed social security payroll tax reduction from 12.4% to 10.4 % extended through 2012Middle Class Tax Relief and Job Creation Act Feb 22 2012U.S. drone attack in Yemen killed 12-15 militants, including at least four Al-Qaeda leadersAl-Qaeda Jan 30 2012Senior Al-Qaeda figure Aslam Awan killed in U.S. drone strikeAl-Qaeda Jan 2012War in Iraq ended with last American troops crossing border into Kuwait2003 Iraq War Dec 17 2011US government international campaign initiated to build respect for the human rights of LGBT persons worldwideDiscrimination Dec 06 2011$700 million annual funding for child protection, child abuse prevention, family support and adoption promotion through 2016Child and Family Services Improvement Act Sep 30 2011Senior Al Qaeda leader Anwar al-Awlaki killed in Yemen by a CIA-led U.S. drone strikeAl-Qaeda Sep 30 2011Entrepreneurs and businesses benefited by reduced average wait time for patent approvals from 3 years to 1 year.America Invents Act Sep 16 2011Patent litigation costs reduced through tightened patent standards, quality and processes to expedite challenges.America Invents Act Sep 16 2011Al-Qaeda's operations chief for Pakistan Abu Hafs al Shahri reported killed in U.S. Predator strikeAl-Qaeda Sep 11 2011U.S./Pakistani joint arrest of suspected Chief Al-Qaeda Younis al-Mauritani in QuettaAl-Qaeda Sep 06 2011Al-Qaeda No. 2 Atiyah Abd al-Rahman Killed in Pakistan by CIA predator drone strikeAl-Qaeda Aug 22 2011East Africa's Al-Qaeda senior leader Harun Fazul killed at security checkpoint in SomaliaAl-Qaeda Jun 07 2011Al-Qaeda Commander Ilyas Kashmiri Killed in U.S. Predator StrikeAl-Qaeda Jun 03 20116 senior Al-Qaeda figures killed in U.S. Air StrikeAl-Qaeda Jun 2011US Forces Kill Osama Bin Laden in PakistanAl-Qaeda May 02 2011Defense of Marriage Act declared unconstitutional and no longer defended in federal courts by the Obama AdministrationFeb 23 2011Number of US and Russian nuclear warheads deployed reduced by two-thirds by 2017New START Treaty Feb 05 2011Number of US and Russian strategic nuclear missile launchers reduced in half by 2017New START Treaty Feb 05 2011Small family farms selling locally exempted from federal regulations such as traceability and record keepingFood Safety Modernization Act Jan 04 2011Safety of imported food improved with new FSVP & VQIP programs that helps ensure it is safe, unadulterated and not misbrandedFood Safety Modernization Act Jan 04 2011Safety of U.S. grown food improved with requirements for large factory farms to register all food handlers and maintain records relating to food safetyFood Safety Modernization Act Jan 04 2011US sponsored measure to include “sexual orientation” in the definition of human rights adopted by the UN General Assembly, 122- 0.Discrimination Dec 22 2010Gays and lesbians allowed to serve openly in the militaryDon't Ask, Don't Tell Repeal Act Dec 22 2010$193 million saved over five years by eliminating recruiting and retraining costs of replacing soldiers discharged due to DADTDon't Ask, Don't Tell Repeal Act Dec 22 2010$186 billion in tax relief for all tax payers by extending the Bush income tax cuts for 2010 & 20112010 Tax & Jobs Compromise Dec 17 2010$136 billion in tax relief for 21 million middle class households through patch to the Alternative Minimum Tax for 2010 & 20112010 Tax & Jobs Compromise Dec 17 2010$111 billion in tax relief for workers by a reducing social security payroll tax from 6.2% to 4.2% for 2011.2010 Tax & Jobs Compromise Dec 17 2010Unemployment benefits extended for 13 months at a cost of $56 billion2010 Tax & Jobs Compromise Dec 17 2010$40 billion in tax credits for college students and lower income families with children2010 Tax & Jobs Compromise Dec 17 2010Number of eligible children enrolled in school meal programs increased by approximately 115,000 studentsHealthy, Hunger-Free Kids Act Dec 13 2010Schools and communities provided resources to utilize local farms and gardens to provide fresh produce for school food programs.Healthy, Hunger-Free Kids Act Dec 13 2010$1.5 billion awarded to some 75,000 black farmers who were victims of discrimination in applying for farm loans from 1983 to 1997Claims Resolution Act Dec 08 2010$3.4 billion settlement for Native Americans against the US government arising from incorrect accounting for royalties on mineral leasesClaims Resolution Act Dec 08 2010Veteran work-study programs expanded to include congressional offices, state agencies and institutions of higher learningVeterans' Benefit Act Oct 14 2010On-the-job training opportunities expanded for veterans by reimbursing energy sector employers for training costs.Veterans' Benefit Act Oct 14 2010Insurance policy amounts and terms enhanced for severely disabled veteransVeterans' Benefit Act Oct 14 2010Service members receiving relocation orders protected from early termination fees for certain contracts and residential leasesVeterans' Benefit Act Oct 14 2010$10 million in job training, counseling, placement services, and child care services for homeless women veterans and homeless veterans with childrenVeterans' Benefit Act Oct 14 2010Disabled veterans provided improved independent assisted living services, automobile adaptive equipment and allowances for automobile purchaseVeterans' Benefit Act Oct 14 2010$30 billion lending program created for community banks with incentives to increase small business lendingSmall Business Jobs Act Sep 27 2010$12 billion in assistance for small businesses through eight separate tax cutsSmall Business Jobs Act Sep 27 2010Large disparity in jail sentences reduced for crack cocaine related offenses that disproportionately affected African AmericansFair Sentencing Act Aug 03 2010Long-term economic stability improved through new FDIC powers to liquidate failing financial firms such as insurance companies and non-bank financial companiesWall Street Reform Act Jul 22 2010Borrowers protected from bad loans with rules and penalties requiring that lenders verify that they are able to repay the loans that they issueWall Street Reform Act Jul 22 2010Financial Stability Oversight Council established to identify and monitor excessive risks to the U.S. financial systemWall Street Reform Act Jul 22 2010Future economic downturns minimized with new rules and transparency regarding bank trading in credit default swaps and derivatives including the "Volker Rule"Wall Street Reform Act Jul 22 2010Risk in the financial system reduced with new SEC Office of Credit Ratings (OCR) to monitor credit rating agencies for conflict of interests & inaccuraciesWall Street Reform Act Jul 22 2010FDIC bank deposit insurance increased from $100,000 to $250,000Wall Street Reform Act Jul 22 2010Transparency of Federal Reserve improved with additional government oversight and new audits to be performed by the GAOWall Street Reform Act Jul 22 2010Consumer Financial Protection Bureau established to promote fairness and transparency for mortgages, credit cards, and other consumer financial productsWall Street Reform Act Jul 22 2010U.S. drone attack killed 7 known terrorists, most notable Al-Qaeda operative from Egypt Hawza al JawfiAl-Qaeda Jun 29 2010Federal benefits extended to same sex partners of workers through memorandum by Obama administrationCivil & Human Rights Jun 02 2010Transgender Americans able to list their gender identity on their passports under rule issued by the State DepartmentCivil & Human Rights Jun 01 2010Al-Qaeda’s number three commander Sheik Saeed al-Masri killed in U.S. drone attackAl-Qaeda May 21 2010Family caregivers of veterans granted eligibility to VA counseling and mental health servicesCaregivers & Veterans Health Services Act May 05 2010Health care services improved and expanded for women veterans at Veterans care facilitiesCaregivers & Veterans Health Services Act May 05 2010Counseling and care enhanced for military women victims of sexual trauma and post-traumatic stress disorder (PTSD)Caregivers & Veterans Health Services Act May 05 2010Care options expanded for veterans living in rural areas that lack the necessary VA medical facilitiesCaregivers & Veterans Health Services Act May 05 2010Housing and care options expanded for homeless veterans living in care sheltersCaregivers & Veterans Health Services Act May 05 2010Joint American and Iraqi operation killed Al-Qaeda leaders Abu Ayyub al-Masri and Abu Omar al-BaghdadiAl-Qaeda Apr 18 2010$68 billion to expand Pell grants & make it easier for students to repay outstanding loans after graduation through savings in the federal student loan programStudent Aid Act Mar 30 2010$2 billion investment to laid off workers for education and career training programs in community colleges over four years starting in 2010Student Aid Act Mar 30 2010People denied coverage for a pre-existing condition given access to a temporary high risk health insurance planObamacare (Affordable Care Act) Mar 23 2010Children under 19 can no longer be denied coverage or benefits for a pre-existing conditionObamacare (Affordable Care Act) Mar 23 2010Young adults can stay on parent's insurance plan up until age 26Obamacare (Affordable Care Act) Mar 23 2010$250 rebate for those in the Medicare Prescription drug "donut hole" during 2010Obamacare (Affordable Care Act) Mar 23 201050% discount on prescription drug costs for seniors in the Medicare "donut hole" starting in 2011Obamacare (Affordable Care Act) Mar 23 2010Health care insurance plans prohibited from putting a lifetime limit on the benefits you receiveObamacare (Affordable Care Act) Mar 23 2010Annual dollar limits on health benefits restricted and phased out by 2014Obamacare (Affordable Care Act) Mar 23 2010Insurers selling to groups of 50 or more employees must spend 85% of premiums on medical care and quality improvementObamacare (Affordable Care Act) Mar 23 2010Consumers guaranteed the right to choose the primary care doctor or pediatrician from their health plan’s provider networkObamacare (Affordable Care Act) Mar 23 2010HIV Testing Will Now Be Covered Under ObamacareObamacare (Affordable Care Act) Mar 23 2010Consumers are guaranteed the right to appeal decisions made by their health insurance providerObamacare (Affordable Care Act) Mar 23 2010Women are no longer charged higher premiums because of their genderObamacare (Affordable Care Act) Mar 23 2010Preventative services will be covered at no additional costObamacare (Affordable Care Act) Mar 23 2010Insurance companies must provide consumers a short, easy to understand summary of their benefits and coverageObamacare (Affordable Care Act) Mar 23 2010Health insurance companies can not charge higher premiums for out of network emergency room careObamacare (Affordable Care Act) Mar 23 2010People with a pre-existing condition cannot be denied health coverge by an insurance company starting in 2014Obamacare (Affordable Care Act) Mar 23 2010$143 billion in deficit reduction estimated between 2010-2019 from health care reform law provisionsObamacare (Affordable Care Act) Mar 23 2010Mental health and drug addiction coverage is an "essential benefit" that can not be deniedObamacare (Affordable Care Act) Mar 23 2010Insurance companies must spend 80% of the money raised from consumers premiums on health care and quality improvementObamacare (Affordable Care Act) Mar 23 2010Social Security payroll tax credits in 2010 for employers that hired people who have been unemployed for 60+ daysHire Act Mar 18 2010Tax credits to employers who keep new hires for 52 weeks to encourage retention of new hiresHire Act Mar 18 2010$17.5 billion in tax cuts, business credits and subsidies for state and local construction bonds to stimulate business investment and hiringHire Act Mar 18 2010$20 billion to the highway trust fund for spending on highway and transit programs.Hire Act Mar 18 2010Encourages job creation by expanding investments in schools and clean energy projectsHire Act Mar 18 2010Offsets costs through a 30 percent withholding tax on income from certain U.S. financial assets held by foreign banks who have not agreed to disclosures.Hire Act Mar 18 2010Al-Qaeda operative Hussein al-Yemeni killed by U.S. drone attack in PakistanAl-Qaeda Mar 2010Al-Qaeda and Taliban-linked Fedayeen-i-Islam leader Qari Zafar killed in US airstrikeAl-Qaeda Feb 24 2010Militant commander Muhammad Haqqani killed by U.S. drone attacksTerrorism Feb 2010Discrimination based on gender identity banned in federal workplacesDiscrimination Jan 01 2010Liquidation of General Motors and Chrysler avoided through government mandated restructuring plans and conditional investment and loan programsManufacturing Industry 2009115,000 jobs created at General Motors and Chrysler since government financing and restructuring implementedJobs 20091.45 million American jobs saved overall by government financing and restructuring of GM and Chrysler to avoid liquidationJobs 2009$96 billion in personal income losses avoided by government financing and restructuring of GM and Chrysler to avoid liquidationLabor 2009$28.6 billion net public benefit in income taxes and social security taxes paid because liquidation of GM and Chrysler avoidedTaxes 2009Al-Qaeda Operational Commander Abdallah Sa’id killed in U.S. drone attackAl-Qaeda Dec 17 2009Al-Qaeda Operational Commander Saleh al-Somali killed in U.S. drone attackAl-Qaeda Dec 08 2009People with HIV/AIDS no longer prohibited from entering the United StatesDiscrimination Oct 30 2009Federal hate crime law expanded to include crimes motivated by gender, sexual orientation, gender identity and disability.Matthew Shepard Act Oct 28 2009Existing hate crime laws strengthened with funding to investigate and prosecute those crimesMatthew Shepard Act Oct 28 2009Operation Celestial Balance: Navy Seals Kill Somalian Al-Qaeda leader Saleh Ali Saleh Nabhan in raidAl-Qaeda Sep 14 2009Somalian Al-Qaeda leader Saleh Ali Saleh Nabhan killed by U.S. raidAl-Qaeda Sep 14 2009White House voluntary disclosure of visitor logsSep 04 2009Co-founder of the Islamic Movement of Uzbekistan Tohir Yo‘ldosh killed by U.S. drone attacksTerrorism Aug 29 2009U.S. drone attack killed Tehrik e-Taliban Pakistan leader Baitullah Mahsud in PakistanPakistani Taliban Aug 05 2009First-ever reception at the White House honoring Lesbian, Gay, Transgendered, Bisexual Pride Month hosted by the President and First ladyDiscrimination Jun 29 2009Sonya Sotomayor nominated and approved as Supreme Court justiceMay 25 2009Dept of Defense systems analysis, engineering and developmental testing processes overhauled to reduce high rates of failure on defense acquisitionsWeapons Systems Acquisition Reform May 22 2009Defense Dept ordered to evaluate the technological maturity and product knowledge of critical weapons' technologies before letting defense contractsWeapons Systems Acquisition Reform May 22 2009Independent cost assesessment director initiated to ensure that cost estimates for major Defense contracts are fair, reliable, and unbiasedWeapons Systems Acquisition Reform May 22 2009Defense oversight council required to seek input from combat commanders in evaluating proposed weapons system capabilities and needsWeapons Systems Acquisition Reform May 22 2009Defense contractors prohibited from participating in both the systems engineering and the development /construction phases of the weapon systemsWeapons Systems Acquisition Reform May 22 2009Oversight and audit required of those major defense programs experiencing cost overruns to determine if the programs are essential and cost-effectiveWeapons Systems Acquisition Reform May 22 2009Funding provided to hire and retain highly skilled specialists to assess the cost, schedule and applicability of proposed Defense Dept weapons systemsWeapons Systems Acquisition Reform May 22 2009Annual awards program established to recognize individuals and teams making significant contributions to improving efficiency of defense aquisition programsWeapons Systems Acquisition Reform May 22 2009Credit cardholders protected against arbitrary interest rate increases, hidden and excessive fees, and due date gimmicksCredit Card Act May 22 2009Homeowners' foreclosures avoided by improved terms for loan modification and restructuring of their debtHelping Families Save Their Homes May 20 2009Lenders incentivized to reduce foreclosures by loss mitigation guarantees, compensation and lender protection from lawsuits by investors holding the loansHelping Families Save Their Homes May 20 2009$2.2 billion appropriated to help communities address the homeless crisis.Helping Families Save Their Homes May 20 2009Financial Crisis Inquiry commission created to examine and report on the domestic and global causes of the 2008 - 2009 financial and economic crisisFraud Enforcement Act May 20 2009Mortgage lending businesses added to list of financial institutions subject to Federal criminal law in fraudulent lending practicesFraud Enforcement Act May 20 2009Crime of major fraud against the United States amended to include Federal grants made to stimulate economic recovery for fiscal years 2009 and 2010Fraud Enforcement Act May 20 2009Securities fraud definition amended to include fraud related to commodities futures and derivatives fraudFraud Enforcement Act May 20 2009$140 million in special funding for the Federal Bureau of Investigation to investigate fraud in financial institutionsFraud Enforcement Act May 20 2009$100 million in special funding for the offices of the United States Attorneys to investigate and prosecute fraud in financial institutionsFraud Enforcement Act May 20 2009$80 million in special funding to the criminal, civil and tax divisions of the Dept of Justice to investigate and prosecute fraud in financial institutionsFraud Enforcement Act May 20 2009$60 million in special funding for the Postal Inspection Service to investigate financial institutions for fraudFraud Enforcement Act May 20 2009$60 million in special funding for Inspector General's Office at the U S Dept of Housing and Urban Development to investigate financial institutions for fraudFraud Enforcement Act May 20 2009$40 million in special funding for the Secret Service to investigate financial institutions for fraudFraud Enforcement Act May 20 2009$42 million in special funding for the Securities and Exchange Commission to investigate securites fraud in financial institutionsFraud Enforcement Act May 20 2009250,000 volunteers by 2017 for community service programs in low income neighborhoodsServe America Act Apr 21 2009Community volunteer program expanded to address the education, health care, energy and veterans needs of low income communitiesServe America Act Apr 21 2009Disadvantaged youth job opportunites enhanced by community service to gain skills/experience and earn education grants and stipendsServe America Act Apr 21 2009Restrictions eased on Cuba travel, money transfers, and cellular telephone/satellite service.International Relations Apr 13 2009Maersk Alabama Capt. Richard Phillips rescued during operation in which U.S. Navy Seal snipers kill three Somali Pirates holding him for ransom aboard lifeboatSomali Civil War Apr 11 2009Deeper recession or depression averted in 2009 and beyond with the help of stimulus bill provisions2009 Stimulus Bill Apr 01 2009Approximately 2.7 million jobs added to US payrolls and unemployment rate kept 1½ percentage points lower due to Stimulus spending2009 Stimulus Bill Apr 01 20092010 real GDP increased by about 3.4% due to stimulus spending2009 Stimulus Bill Feb 17 2009Tax credit of $400 per worker ($800 per couple) for middle income workers for 2009 & 2010 totaling $116 billion2009 Stimulus Bill Feb 17 2009$82.2 billion in aid for low income workers, unemployed and retirees (including job training)2009 Stimulus Bill Feb 17 2009$70 billion in tax relief for middle class workers by patching the Alternative Minimum Tax for one year2009 Stimulus Bill Feb 17 2009$155 billion in health care assistance for the poor & unemployed primarily for Medicaid, health information technology and insurance premium subsidies2009 Stimulus Bill Feb 17 2009$100 billion in education aid to prevent lay-offs, modernize schools, award Pell grants and help low income children & special education programs2009 Stimulus Bill Feb 17 2009$48.1 billion in investments for highway, bridge, high-speed rail & other transportation projects2009 Stimulus Bill Feb 17 20094 million more children insured under SCHIP in addition to the 6.6 million already coveredChildren's Health Insurance Program (SCHIP) Feb 04 2009Statute of limitations on filing equal-pay lawsuits eased by setting period to start from the date of the most recent paycheck.Lilly Ledbetter Fair Pay Act Jan 29 2009Pay discrimination based on gender, race, color, national origin, age and disability prohibited.Lilly Ledbetter Fair Pay Act Jan 29 2009Employers prompted to review, develop and update their criteria on employee compensation to ensure they are applied consistently and uniformly.Lilly Ledbetter Fair Pay Act Jan 29 2009Use of torture by CIA and military to interrogate prisoners prohibited.Torture Jan 21 2009