Tuition Payment Preference And Tuition Contract Form: Fill & Download for Free

UNICEF does not usually hire a single individual preferring to work through Non Governmental Organizations (NGO’s) who will take on the task for UNICEF and get paid for fulfilling the contract, hiring the personnel needed. You should be aware that there are many scammers pretending to be doctors or other officials for the UN.This website can give you a great deal of information about that :Fraud Alert | United Nations - the United Nations.Physician | UNjobs is a UN website for physicians.If you are talking with someone claiming to be working for the UN, UNHCR or UNICEF you might be able to verify through this website.Human Resources | DEPARTMENT OF OPERATIONAL ...Scammers are skilled at forming a relationship with you, sort of like a salesman selling you a used car. Their objective is money or something of value they can use or sell. In reality they have no interest in you, in building a relationship ..the objective, the only objective is money. Something they will tell you is that they can’t communicate by telephone, almost all facilities have access to cell phones if they have access to the internet. Many also have satellite phones.They’ll tell you stories about family members medical issues and the need to pay for various things for themselves their children or other family members like medical care, tuition payments for boarding schools all have worked to separate others from their money. They’ll tell you that they have fallen in love with you, “ so lucky to have found the one” and they’d like to come and be with you but……This is bad enough but there’s worse. They will ask you to pay a bill for them or find some other reason to get you to send a check to their “agent”. The check opens up your account to be emptied, to be used for illegal activity, or to open accounts in your name that you’ll be responsible for.. ( He asked for your birthday and sent you a card, your address and birthdate are two other ways to get access to your finances.)So if you’ve used the sites I gave you and realized what the situation is here’s what I would do. Dump him like a hot rock and clear out of any site you’ve used to communicate. Get on with your life. Protect yourself. Talk with your bank and make sure no withdrawals can be made by anyone but you. Watch for bills from credit cards you didn’t open, especially for West African and Russian banks.I’m sorry if this is happening to you. What you want from this will never happen. My aunt was scammed for thousands of dollars by a scammer that claimed he was a general, it ruined her life.So better a broken heart than a broken heart and an empty bank account.

Well, let’s see. I’ll answer from a local’s POV, an expat’s experience might be vastly different.So anyway, most Russians are born in state-owned maternity clinics. Childbirth assistance is free. CS is available, epidural anesthesia as well. However, everything past what’s necessary, including epidural anesthesia unless deemed unavoidable by the doctor, is paid for from the patient’s pocket (anesthesia costs some 5k RUB, that is, some 100 USD). Infant mortality rate is 6.8 per 1000 life births, down from 20.3 in 2000 (it’s 3.4 in Germany, 39.1 in India, for comparison).Maternity hospital is where a Russian gets his first vaccinations. Later on, he receives additional vaccines throughout school, when conscripted (if necessary), and at workplace (if profession demands). The parents do have a right to refuse their child’s vaccination, but it’s somewhat frowned upon: problems might arise for the kid when applying for kindergarten and school, and while legally that application cannot be denied, it’s going to cost the parents some nerves.The vast majority of male Russians aren’t circumcised, unless religious Jews or Muslims, or suffering phimosis. Female circumcision is considered mutilation and is, as such, a felony.A Russian receives her first documents shortly after birth, and it’s a birth certificate.Maternity leaves are mandated by the Russian law: the first year and a half is paid leave, a year and a half after that is unpaid, but with workplace kept for the mother. The employer pays the mother her wage, but no more than some 50k RUB [~1k USD] monthly; the state compensates the expense through tax deductions. There are also multiple social support payments for parents, low-income families, etc. The most significant of those is the maternity capital introduced in 2009; it’s some 450k RUB (9k USD) for each child after the first. Families with more than two children enjoy some additional social benefits.Normally, a Russian stays with her mother for her first year and a half, after that, she goes to a kindergarten. Some parents instead use the unpaid part of maternity leave, which means their children only go to the kindergarten at age 3; and some don’t send their children there at all. The kindergarten costs about 2500 RUB (50 USD) monthly.The state provides medicine for all citizens since birth. Supposedly, it’s free, but in fact the mandatory insurance doesn’t quite cover every eventuality. All niceties like a personal room at the hospital, additional painkillers past what’s necessary, skipping the queue for a surgery, etc - are paid for. Drugs are also normally paid, unless covered by social benefits for the elderly, the disabled, or the very poor. Medicine varies in quality across the nation, naturally, with the best hospitals gravitating towards larger settlements and, of course, the capital. The state medical system is supplemented by commercial clinics. Russia is somewhat of a destination for medical tourism, especially for dental work and cosmetic surgery, although it is not nearly as popular as Germany or Israel in that regard.At age seven Russian children enter school (it’s actually possible and quite common to enroll a bit earlier, at six or even less). Attending school is generally mandatory; homeschooling is possible through individual agreement with the school, and normally still demands a couple days of weekly attendance. Local state (public) schools are free to attend, and enrollment is guaranteed, however, looking for an alternative better school than what you have in your neighborhood often demands passing entrance exams. There are private schools, those demand tuition, naturally. Additionally, various specialized school types exist, such as board schools for the children of Siberian nomadic deer herders, cadet schools, correction schools for junior convicts, specialized schools for the disabled, and samesuch.Classes are held five or six days a week, normally about four to six lessons a day. A lesson is about 45 minutes, followed by a 15 minute break. The core subjects are the same for everyone, ranging from chorus singing to math and from arts to world history; however, as she progresses through school, a Russian might choose specialization: it isn’t possible to pick individual subjects to study, normally, but general direction is chosen, with related subjects receiving additional attention. Specializations include things like economics, maths, biology, etc; if the school has a contract with a university, profs from the uni can teach additional classes in the chosen specialization.Minimal education is nine years, and a state exam is taken after that. Depending on its result, a Russian can continue his education for two more years in school, enter a vocational school, or simply graduate and enter the workforce. A vocational school lasts 2 to 4 years, and sometimes allows entering a university’s second year without an exam.Most Russians choose 11 years of school, and graduate at 17–18 years of age by passing a unified state exam. By then, they have an internal passport, the document the state uses to interact with a citizen in Russia. Most interactions with the state are now done through an MFC (multifunctional center), which handles the forms and applications for most state services, then hands out the resulting documents when they’re ready.Traveling abroad requires receiving a “foreign” (international) passport; it’s issued all but automatically unless the citizen has access to top state secrets. Here’s a map of visa requirements for Russian citizens (the English version appears outdated, failing to reflect, say, China providing visa-free entry for organized tour groups).Since age 18 a Russian might apply for a driver’s license. That requires attending a driver’s school for half a year, which costs some 30k RUB (~600 USD), followed by an exam (multiple choice test on the traffic laws, standard exercises like backing up a slope or parallel parking, then driving around in the city with an instructor without breaking any traffic laws). A driver’s license can be used as an ID, but hardly everywhere, and the internal passport is preferred.Since age 18 a Russian might apply for a firearm license. Only longarms are allowed, with mandated minimal length and maximal magazine size. No auto fire. A firearm license requires passing a medical commission, and is refused to psychiatric patients, addicts, and former convicts. Initially, only shotguns can be purchased, but after three years without issue, rifles are legal to buy, too. Since age 21 “traumatic weapons” can also be bought, which require a license similar to that for a firearm, and are essentially pistols modified for only shooting rubber bullets, with the law limiting maximal muzzle energy. Crushing weapons are illegal to carry, but knives are legal, and the regulations on what is a bladed weapon as opposed to an utility knife are lax. Tasers and mace sprays are legal and require no license. Bows and crossbows, too; but their maximal tension is limited by law.At ages 18 to 27 a male Russian is due for conscription. Conscription is for 1 year, first an education course that lasts a couple months, then off to the regiment. Conscripts can also become sergeants. Alternatively, instead of 1 year conscription one might sign a two year contract with the army, or a 1 year one if a university graduate. Contract soldiers are treated better, generally, get better living conditions, and are more likely to gain actual combat skills rather than just washing, clearing, painting and servicing everything at the base like conscripts. Army service is a requirement for certain kinds of state employment, especially security services and law enforcement.Generally speaking, serving in the army is at best useless, at worst actively painful. Conscripts getting combat skills past the very basic firearm usage, fortification and using the hardware assigned for their MOS are few and far between. Generally speaking, unless living in some economically depressed town or federal subject with high unemployment, most Russians seek to avoid conscription, which makes it a huge source of corruption. Those who do seek to serve usually go for a contract from the get-go; and women might only serve voluntarily, either as contract soldiers or officers.At 18 years of age, having passed the school unified state exam and using the scores acquired, Russians might enroll in a university. Those who pass study free (no tuition, no book prices, no nothing); those who fail by a small margin might study if they pay; and those who pass spectacularly might get into the dorms. The best universities are state-owned ones in the large cities, those are hard to study in, however, there are also private unis who all but trade degrees for money. A university student in Russia doesn’t get to pick subjects, she picks her future specialty and attends the assigned standard set of courses. Every half a year, exams must be passed for each subject. Failing the exams leads to expulsion and having to take that same course next year.There’s a trick here, however: universities prevent conscription as long as one hasn’t been expelled, so for a male Russian, failing the exams can mean spending a year in the army before he can return to his education. Furthermore, certain universities have officer reserve corps courses, which make their graduates lieutenants, making them ineligible for conscription. The rest of the officer corps is made out of cadet school graduates, cadet school essentially being analogous to a university in lasting five years after 11 years of school.Universities can provide either a five-year specialist course, or a three year bachelor course and a two year master’s (“magister”) course, though. Russian advanced degrees differ from those in the West: should he decide to stay at the uni and devote himself to science, a Russian first gets a candidate of sciences degree (equivalent to a PhD), then a doctor of sciences degree. Both require writing a thesis. Candidates of sciences are ineligible for conscription.This way or another, having completed his education and performed his military duty, a Russian enters the workforce pool. Overall unemployment in Russia is low, at about 5%, but it differs vastly across the nation (see here, note that the numbers on the map correspond to federal subject number in the table on the right). Average wage is 38k RUB (~675USD), but again, differs vastly, with the highest wages paid in Moscow, St.Petersburg, and the oil-producing provinces. Average wage is some 2.3 to 5.7 times the subsistence wage (as per the map here). Average wages also differ between professions, doctors making about 50k, nurses 25k, teachers 30k, university professors 50k, drivers 20k, jet pilots 300k, contract soldiers 25k, mechanics and electricians 40k, office workers 30k, IT professionals 60k. It should be noted that those numbers are all final, as in, what the workers get at the end of the day, because it’s the employer who pays the taxes (including even the income tax) and the social security payments. Income tax is 13%, and taxes plus social security payments cost the employer about again as much as a worker’s wages.So, if the average wage is 38000 RUB, what does it buy? A liter of gas is some 35 rubles, a kilo of potatoes or rice about 50, chicken 180, pork 250, beef 400.A pack of Marlboro cigs is 120 rubles, half a litre of Heineken in a tin 85, a bottle of Crimean wine 500, half a litre of Absolut vodka 700 (all can only be bought from 8 am to 10 pm, even though most Russian shops work around the clock), weed a 1000 per gram (illegal to sell, illegal to own more than six grams, illegal to grow).A coat is some 2000, jeans start at 1000, shoes easily 3000 (naturally those three are all very approximate, and given for new items, not second-hand).Renting a one-bedroom flat in Moscow starts with 20k a month, and down to half that in the regions (but about 80% Russians own their flats, and pay about one tenth that in taxes instead). Electricity, water, gas, sewage and such are at least 2000 rubles a month. Heating is normally centralized in cities, turned on centrally for the whole block of flats once it’s cold enough, and turned off once it’s warm enough for that. Generally speaking, it’s very warm in Russian homes even in winter, many Westerners actually find it uncomfortable. An internet connection with unlimited traffic and 60 mbits costs some 400 rubles; cell phone internet costs about 300 for 5 GB (4G is available in cities, otherwise the connection can be pretty slow - here’s a map of coverage by MTS, for instance).Last year, Lada Granta was in top-3 of cars bought new; it costs upwards from 240k (you can see prices for other models here). Second-hand cars are much cheaper, and a ten-year Mersedes can cost as much as a new Renault sedan. On average, Russians have one car per family.About 75% of Russians live in towns and cities; thus rural population is some 25%. A one-bedroom flat in Moscow costs at least 5 million rubles, 7 for two-bedroom, 9 for three-bedroom (this is all for Khrushev-era blocks of flats, better houses naturally cost more). Provincial real estate can cost as low as half that, but that strongly depends on location - say, Crimea is as expensive as Moscow, if not more! One ar (100 square meters) of land for building starts at some 100k and can get into millions per ar for prime real estate under Moscow. Some 40% Russians own dachas - small suburban houses which normally come with six ars of land. My own dacha is 15 km from Moscow, reachable by suburban train, and an ar in the village costs upwards from 500k. Farming land is much cheaper, starting at 100k a hectare in the arable provinces, but it’s only sold in large chunks and cannot be legally built upon.Money is relatively expensive in Russia. Inflation is high, floating at about 7% (4% this year, 7% before that, 14% in 2015). Consumer credit rates are at about 12–15%, mortgage starts at 7%. Consumer credits have been significantly growing lately, and an average citizen owes the banks some 70k by now (but those are generally paid in time).Hm, let’s end this rant with some more numbers. An average citizen’s life savings are now at 130k rubles; average age is 40 years; on average, a Russian owns 24.4 square meters of real estate (per person).At age 60 for men and 55 for women the state starts paying pensions to Russian citizens depending on how long they’ve worked and how much they earned. The pensions are pretty meager, some 10 to 15k rubles, and minding that most drugs (outside, of course, of emergency care and hospitalizations) have to be bought, surviving on these without kids helping can be challenging. There are additional social payments, but those are rarely significant, either.Life expectancy for males in Russia is 67 years, for females 77. About half the dead are cremated, the rest buried in coffins.tl;dr: life in Russia sucks, avoid if possible.

Does the current growth of Democratic Socialism in the USA scare, thrill, or bore you?America has long had a conflicted relationship with socialism, and one very unfortunate consequence of this conflict is that it has significant blind spots to the opportunities Americans forego, but the rest of the world does not.Socialism emerged as a response to the evils of unfettered capitalism in the height of the industrial revolution (think: late 1800s). America has deep socialist roots in its fabric and in its soil; without that we might never have established anything like a labor movement, unions, weekends, labor standards or safety regulations, overtime pay, social security, state universities, medicare, public interstates, public education, a farmer’s bank or crop subsidies, FEMA, the FDIC, SNAP, sCHIP, or the New Deal.Naturally, the capitalists prefer being unfettered, so it has always been in their interests to have you terrified of socialism. …because the more you can be stampeded by its specter (OMG, the commies are coming to ruin everything!) the more deeply you can be persuaded to bend over in favor of capital interests. To this day, Americans are willing to suffer incredible privation to avoid the imagined terrors of socialism.To put it more bluntly, the more afraid you are of the socialist overlords coming to rule you, the less you are likely to notice that your capitalist ones aren’t terribly different in their motives and interests. This really has become a problem the rest of the developed world does not face in nearly the same degree.Meanwhile, the rest of the developed world has adopted reasonable social and economic policies, in which they provision health care and education and infrastructure collectively, and they get a better bargain in their social contract than we do:Look at high-tax Sweden, which has the fourth-most competitive economy in the world, ahead of the U.S., according to the World Economic Forum. In return for paying their taxes, Swedes have access to a generous support system for families and individuals that most Americans can only dream about. That includes not only quality health care but also child care, a more generous retirement pension, low-cost college education (most Swedish universities charge no tuition fees), job retraining, paid sick leave, paid parental leave (after a birth or to care for sick children), ample vacations, affordable housing, senior care and more.In order to receive the same level of benefits as Swedes, Americans have to fork out a lot more in out-of-pocket payments, in addition to our taxes. These payments often are in the form of fees, surcharges, higher tuition, insurance premiums, co-payments and other hidden charges. Whether it's in the form of a tax, fee or surcharge, either way it comes out of your pocket. Yet that fuller picture is not considered when calculating who pays the most. ~[The Myth of Low-Tax America: Why Americans Aren't Getting Their Money's Worth]Now, Sweden isn’t socialist[1], and neither are the rest of the world’s developed countries- but they do things that American right-wingers love to bash as Socialism. Our Neoliberal/free-market anti-socialists have been successful for 60 years at scaring American voters away from anything they called socialism, even if it wasn’t properly that. During those decades, the rest of the developed world, which once envied the USA it’s global standing as a leader in everything from life expectancy, educational achievement, economic well-being, has now largely passed the USA by in those terms.In this regard, the current moment (in which the word “socialism” is no longer political kryptonite to stampede voters into voting for capital’s interests, sometimes at their own expense) should be seen as encouraging; as evidence that the United States is willing to take notes from the successes the rest of the world is having while we have not been.The United States became wealthy in large part because it invested in itself (and because it was uniquely able to exploit the World Wars for economic benefit[2]).Its leadership in the technology and pharma sectors arise directly from public investment in research in those fields, and these things yielded not just a space program whose technologies bootstrapped the USA into a global superpower, but it got us the internet[3] , the iPhone[4] [5] , the Software and computer industries, a decades-long head-start in computing, a space program, and wiped out polio and dozens of other preventable diseases.In other words, the USA became wealthy in large part due to doing things today’s class of Neoliberal capitalists would describe as… SOCIALISM!!!<cue dramatic clutching of pearls>But it has since stopped making those kinds of investments in itself, in its people- and it has been convinced to do so in the name of protecting the current cash flows of the folks currently benefiting the most from handing over once-public institutions or technologies to private capital.Meanwhile, as capital’s influence has waxed at the expense of that of labor, American workers work longer, for less in real buying power than they used to. In substantive ways, the United States is regressing into a developing country. [6]Our counterparts in other first-world countries don’t face these kinds of challenges, in part because they still check the interests of capital in ways that we don’t. They still have strong collective bargaining, and their share of productivity isn’t declining the way ours has. They have universal health care, for which they pay less than we do. They publicly fund higher education, while we don’t. We still fund a very prosperous nation in the macro sense, but the costs are distributed very differently, and the benefits of all our advances in technology and productivity go to fewer people.If America’s newfound willingness to entertain the idea of Socialism means it’s starting to find the will to check the interests of capital, or to balance them against the interests of society, then it’s a good thing. It means a restoration of some of the human-centered thinking that once was the hallmark of American greatness, the thing that made our middle class the envy of the rest of the world.Footnotes[1] Socialism? You mean like in Sweden?[2] The Real Story of How America Became an Economic Superpower[3] Yes, Government Researchers Really Did Invent the Internet[4] Why You Can Thank the Government for Your iPhone[5] Love Your iPhone? Don’t Thank Apple. Thank the US Government.[6] An MIT economist says the US has regressed to a developing nation status