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What is the procedure to make a Demand Draft from State Bank of India?
A Demand Draft can be purchased from us in three ways:a. At Branchesb. Through OnlineSBIc. SBI DigiVouchera. Procedure to purchase a Demand Draft at Branches:1. Fill the Draft/Banker’s Cheque Application Form (our customers now have an option to use SBI DigiVoucher (discussed in (c) below) for paperless transaction):In Favour of – The Beneficiary’s name on whom the DD is to be issuedPayable at – the City/branch on which the DD is to be issuedAmount – the amount of the DDExchange – the service charge of the Bank (as per the Service Charges for the respective amounts)Name of the Applicant – the person requesting the DDSignature of the Depositor – Note that the depositor can be different from the applicant2. Submit the application at the Drafts issue counter or SWO, along with cash / cheque (Please note that, issue of DD with cash is acceptable upto ₹50000/- only, beyond which issuance is through debit to account / or through cheque or other instruments).3. The Demand Draft is delivered if everything is in order.b. Demand Draft through OnlineSBI:1. Login to OnlineSBI at with your Internet banking credentials.2. After successful login go to “Payments/Transfers” tab3. Click on “Issue Demand Draft” under “Other Payments/Receipt”4. Select the account which is to be debited (Note: Only transaction accounts can be used for this purpose).5. Enter the amount6. Enter the beneficiary’s name in the “In favour of” field7. Enter the branch code where the Demand draft is Payable at.8. Demand Draft delivery mode:You can choose betweeni.Collect in person: The Demand Draft will need to be collected from the branch (the user now has an option to choose the branch convenient to him/her). In which case, take a print out of the counterfoil generated and submit the counterfoil at the branch and collect the DD.ii.Courier: The DD will be despatched to the registered address within 5 working days (a charge of ₹40/- will be collected towards Courier/Postal charges)Watch our video tutorial to know more.c. SBI DigiVoucher:SBI DigiVoucher is a convenient, paperless transaction facility available through Android app for smartphones. The customer can fill the details online and upon successful submission, just needs to provide the DigiVoucher number generated to the SWO. No separate application needs to be filled again at the branch.
Banking: What are the procedures to take a Demand draft from a nationalised bank of an amount over 1 lakh?
You can visit your bank branch. Carry your copy of the cheque. Ask the banker to issue demand draft/ bankers cheque of the specified amount. They will ask you weather its local payable (within city limit) or national (anywhere in India). You can tell them as per your requirement.There are charges to issue demand draft. If you have salary account or current privilege account, bank won't charge you to issue demand draft for certain amount.Just fill in your parties details like Name, Date, Amount and Payable to information in demand draft slip. You have to give cheque to the bank by writing the same amount on the cheque and sign it and give it your bank. Your bank will issue the demand draft within few minutes.The demand draft is valid for 3 months from the date of issue. The demand draft payment will help you to gain trusts in your party and create great benefit to your future business transactions.
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