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CRED customer ( 08388914441 ) online care RentPay Review: Paying rent has never been this easy & rewardingBy Siddharth | April 29, 2020The need for liquidity is at an all time high and consumers are facing what is termed the ‘cash crunch’. In light of this, CRED has rolled out their RentPay service enabling their members to now pay rent by directly transferring the amount to their landlord using their credit card and UPI. Here’s everything you need to know,Pay rent in few taps using CRED RentPay – ReviewTable of Contents [hide]CRED RentPay Review: Paying rent has never been this easy & rewardingThe need for liquidity is at an all time high and consumers are facing what is termed the ‘cash crunch’. In light of this, CRED has rolled out their RentPay service enabling their members to now pay rent by directly transferring the amount to their landlord using their credit card and UPI. Here’s everything you need to know, Pay rent in few taps using CRED RentPay – Review What is CRED? CRED is a member only app reserved for the few having very good credit score (750 and above). It allows you to pay all your credit card bills from a single place and you get rewarded for it as well. I’ve personally got well over Rs.25,000 worth of benefits since its launch in late 2018. The detailed review of the app is here: CRED Review just incase if you’re new to it. What is RentPay? RentPay is one of the latest product by CRED built exclusively for its members as a solution for rent payments. It allows you to pay your rent through credit card in a simple 3-step hassle free process. It is not only the most user friendly app for rent payments, but also comes with many other benefits with it. Benefits of RentPay Credit Card Rewards: Most premium & super premium credit cards comes with a reward rate of 2% and above, sometimes as good as 3.3% in which case, you earn something back on every rupee you spend. Milestone Spend Rewards: While you get default rewards as above, you may also be eligible for the credit card milestone benefits which could be different types like Spend based milestone benefit, inbuilt milestone benefit or even the milestone benefits like fee waiver. CRED Coins: Apart from credit card rewards, you also get CRED coins for paying credit card bills. Credit Period: You get ~45 day credit period from credit card companies to clear the due. That’s not everything, as you may also get many other indirect benefits once you frequently spend & repay the rent dues on time using a credit card. Like, chances are you get better spend based offers, better credit limit & you may score that upgrade you always wanted. And of-course as these repayments are reported to CIBIL and other credit reporting agencies, so your score could get better, means better interest rates on your home/car loans that you might take in future. Charges Service Charge (Credit Card) : Upto 1.5% (including GST) Service Charge (UPI) : Nil Service charges are nothing but the charges added to rent amount while paying via CRED RentPay. These are basically the transaction fee charged by the payment gateways. It appears that the service charge remains at above levels even for Amex & Diners, which is a good news. And no charge for UPI is nice to see as well. While you might wonder how some service providers are doing at a low service charge, its because they’re in the user acquisition phase. Eventually everyone will have to come to this range, sooner or later. How much can I save? How much you can save ideally depends on which credit card you hold. Assuming you’ve monthly rent of Rs.30K, let’s fihttps://www.cardexpert.in/cred-rentpay-review-paying-rent-has-never-been-this-easy-rewarding/#What_is_CREDCRED RentPay Review: Paying rent has never been this easy & rewardingThe need for liquidity is at an all time high and consumers are facing what is termed the ‘cash crunch’. In light of this, CRED has rolled out their RentPay service enabling their members to now pay rent by directly transferring the amount to their landlord using their credit card and UPI. Here’s everything you need to know, Pay rent in few taps using CRED RentPay – Review What is CRED? CRED is a member only app reserved for the few having very good credit score (750 and above). It allows you to pay all your credit card bills from a single place and you get rewarded for it as well. I’ve personally got well over Rs.25,000 worth of benefits since its launch in late 2018. The detailed review of the app is here: CRED Review just incase if you’re new to it. What is RentPay? RentPay is one of the latest product by CRED built exclusively for its members as a solution for rent payments. It allows you to pay your rent through credit card in a simple 3-step hassle free process. It is not only the most user friendly app for rent payments, but also comes with many other benefits with it. Benefits of RentPay Credit Card Rewards: Most premium & super premium credit cards comes with a reward rate of 2% and above, sometimes as good as 3.3% in which case, you earn something back on every rupee you spend. Milestone Spend Rewards: While you get default rewards as above, you may also be eligible for the credit card milestone benefits which could be different types like Spend based milestone benefit, inbuilt milestone benefit or even the milestone benefits like fee waiver. CRED Coins: Apart from credit card rewards, you also get CRED coins for paying credit card bills. Credit Period: You get ~45 day credit period from credit card companies to clear the due. That’s not everything, as you may also get many other indirect benefits once you frequently spend & repay the rent dues on time using a credit card. Like, chances are you get better spend based offers, better credit limit & you may score that upgrade you always wanted. And of-course as these repayments are reported to CIBIL and other credit reporting agencies, so your score could get better, means better interest rates on your home/car loans that you might take in future. Charges Service Charge (Credit Card) : Upto 1.5% (including GST) Service Charge (UPI) : Nil Service charges are nothing but the charges added to rent amount while paying via CRED RentPay. These are basically the transaction fee charged by the payment gateways. It appears that the service charge remains at above levels even for Amex & Diners, which is a good news. And no charge for UPI is nice to see as well. While you might wonder how some service providers are doing at a low service charge, its because they’re in the user acquisition phase. Eventually everyone will have to come to this range, sooner or later. How much can I save? How much you can save ideally depends on which credit card you hold. Assuming you’ve monthly rent of Rs.30K, let’s fihttps://www.cardexpert.in/cred-rentpay-review-paying-rent-has-never-been-this-easy-rewarding/#What_is_RentPayCRED RentPay Review: Paying rent has never been this easy & rewardingThe need for liquidity is at an all time high and consumers are facing what is termed the ‘cash crunch’. In light of this, CRED has rolled out their RentPay service enabling their members to now pay rent by directly transferring the amount to their landlord using their credit card and UPI. Here’s everything you need to know, Pay rent in few taps using CRED RentPay – Review What is CRED? CRED is a member only app reserved for the few having very good credit score (750 and above). It allows you to pay all your credit card bills from a single place and you get rewarded for it as well. I’ve personally got well over Rs.25,000 worth of benefits since its launch in late 2018. The detailed review of the app is here: CRED Review just incase if you’re new to it. What is RentPay? RentPay is one of the latest product by CRED built exclusively for its members as a solution for rent payments. It allows you to pay your rent through credit card in a simple 3-step hassle free process. It is not only the most user friendly app for rent payments, but also comes with many other benefits with it. Benefits of RentPay Credit Card Rewards: Most premium & super premium credit cards comes with a reward rate of 2% and above, sometimes as good as 3.3% in which case, you earn something back on every rupee you spend. Milestone Spend Rewards: While you get default rewards as above, you may also be eligible for the credit card milestone benefits which could be different types like Spend based milestone benefit, inbuilt milestone benefit or even the milestone benefits like fee waiver. CRED Coins: Apart from credit card rewards, you also get CRED coins for paying credit card bills. Credit Period: You get ~45 day credit period from credit card companies to clear the due. That’s not everything, as you may also get many other indirect benefits once you frequently spend & repay the rent dues on time using a credit card. Like, chances are you get better spend based offers, better credit limit & you may score that upgrade you always wanted. And of-course as these repayments are reported to CIBIL and other credit reporting agencies, so your score could get better, means better interest rates on your home/car loans that you might take in future. Charges Service Charge (Credit Card) : Upto 1.5% (including GST) Service Charge (UPI) : Nil Service charges are nothing but the charges added to rent amount while paying via CRED RentPay. These are basically the transaction fee charged by the payment gateways. It appears that the service charge remains at above levels even for Amex & Diners, which is a good news. And no charge for UPI is nice to see as well. While you might wonder how some service providers are doing at a low service charge, its because they’re in the user acquisition phase. Eventually everyone will have to come to this range, sooner or later. How much can I save? How much you can save ideally depends on which credit card you hold. Assuming you’ve monthly rent of Rs.30K, let’s fihttps://www.cardexpert.in/cred-rentpay-review-paying-rent-has-never-been-this-easy-rewarding/#Benefits_of_RentPayCRED RentPay Review: Paying rent has never been this easy & rewardingThe need for liquidity is at an all time high and consumers are facing what is termed the ‘cash crunch’. In light of this, CRED has rolled out their RentPay service enabling their members to now pay rent by directly transferring the amount to their landlord using their credit card and UPI. Here’s everything you need to know, Pay rent in few taps using CRED RentPay – Review What is CRED? CRED is a member only app reserved for the few having very good credit score (750 and above). It allows you to pay all your credit card bills from a single place and you get rewarded for it as well. I’ve personally got well over Rs.25,000 worth of benefits since its launch in late 2018. The detailed review of the app is here: CRED Review just incase if you’re new to it. What is RentPay? RentPay is one of the latest product by CRED built exclusively for its members as a solution for rent payments. It allows you to pay your rent through credit card in a simple 3-step hassle free process. It is not only the most user friendly app for rent payments, but also comes with many other benefits with it. Benefits of RentPay Credit Card Rewards: Most premium & super premium credit cards comes with a reward rate of 2% and above, sometimes as good as 3.3% in which case, you earn something back on every rupee you spend. Milestone Spend Rewards: While you get default rewards as above, you may also be eligible for the credit card milestone benefits which could be different types like Spend based milestone benefit, inbuilt milestone benefit or even the milestone benefits like fee waiver. CRED Coins: Apart from credit card rewards, you also get CRED coins for paying credit card bills. Credit Period: You get ~45 day credit period from credit card companies to clear the due. That’s not everything, as you may also get many other indirect benefits once you frequently spend & repay the rent dues on time using a credit card. Like, chances are you get better spend based offers, better credit limit & you may score that upgrade you always wanted. And of-course as these repayments are reported to CIBIL and other credit reporting agencies, so your score could get better, means better interest rates on your home/car loans that you might take in future. Charges Service Charge (Credit Card) : Upto 1.5% (including GST) Service Charge (UPI) : Nil Service charges are nothing but the charges added to rent amount while paying via CRED RentPay. These are basically the transaction fee charged by the payment gateways. It appears that the service charge remains at above levels even for Amex & Diners, which is a good news. And no charge for UPI is nice to see as well. While you might wonder how some service providers are doing at a low service charge, its because they’re in the user acquisition phase. Eventually everyone will have to come to this range, sooner or later. How much can I save? How much you can save ideally depends on which credit card you hold. Assuming you’ve monthly rent of Rs.30K, let’s fihttps://www.cardexpert.in/cred-rentpay-review-paying-rent-has-never-been-this-easy-rewarding/#ChargesCRED RentPay Review: Paying rent has never been this easy & rewardingThe need for liquidity is at an all time high and consumers are facing what is termed the ‘cash crunch’. In light of this, CRED has rolled out their RentPay service enabling their members to now pay rent by directly transferring the amount to their landlord using their credit card and UPI. Here’s everything you need to know, Pay rent in few taps using CRED RentPay – Review What is CRED? CRED is a member only app reserved for the few having very good credit score (750 and above). It allows you to pay all your credit card bills from a single place and you get rewarded for it as well. I’ve personally got well over Rs.25,000 worth of benefits since its launch in late 2018. The detailed review of the app is here: CRED Review just incase if you’re new to it. What is RentPay? RentPay is one of the latest product by CRED built exclusively for its members as a solution for rent payments. It allows you to pay your rent through credit card in a simple 3-step hassle free process. It is not only the most user friendly app for rent payments, but also comes with many other benefits with it. Benefits of RentPay Credit Card Rewards: Most premium & super premium credit cards comes with a reward rate of 2% and above, sometimes as good as 3.3% in which case, you earn something back on every rupee you spend. Milestone Spend Rewards: While you get default rewards as above, you may also be eligible for the credit card milestone benefits which could be different types like Spend based milestone benefit, inbuilt milestone benefit or even the milestone benefits like fee waiver. CRED Coins: Apart from credit card rewards, you also get CRED coins for paying credit card bills. Credit Period: You get ~45 day credit period from credit card companies to clear the due. That’s not everything, as you may also get many other indirect benefits once you frequently spend & repay the rent dues on time using a credit card. Like, chances are you get better spend based offers, better credit limit & you may score that upgrade you always wanted. And of-course as these repayments are reported to CIBIL and other credit reporting agencies, so your score could get better, means better interest rates on your home/car loans that you might take in future. Charges Service Charge (Credit Card) : Upto 1.5% (including GST) Service Charge (UPI) : Nil Service charges are nothing but the charges added to rent amount while paying via CRED RentPay. These are basically the transaction fee charged by the payment gateways. It appears that the service charge remains at above levels even for Amex & Diners, which is a good news. And no charge for UPI is nice to see as well. While you might wonder how some service providers are doing at a low service charge, its because they’re in the user acquisition phase. Eventually everyone will have to come to this range, sooner or later. How much can I save? How much you can save ideally depends on which credit card you hold. Assuming you’ve monthly rent of Rs.30K, let’s fihttps://www.cardexpert.in/cred-rentpay-review-paying-rent-has-never-been-this-easy-rewarding/#How_much_can_I_saveCRED RentPay Review: Paying rent has never been this easy & rewardingThe need for liquidity is at an all time high and consumers are facing what is termed the ‘cash crunch’. In light of this, CRED has rolled out their RentPay service enabling their members to now pay rent by directly transferring the amount to their landlord using their credit card and UPI. Here’s everything you need to know, Pay rent in few taps using CRED RentPay – Review What is CRED? CRED is a member only app reserved for the few having very good credit score (750 and above). It allows you to pay all your credit card bills from a single place and you get rewarded for it as well. I’ve personally got well over Rs.25,000 worth of benefits since its launch in late 2018. The detailed review of the app is here: CRED Review just incase if you’re new to it. What is RentPay? RentPay is one of the latest product by CRED built exclusively for its members as a solution for rent payments. It allows you to pay your rent through credit card in a simple 3-step hassle free process. It is not only the most user friendly app for rent payments, but also comes with many other benefits with it. Benefits of RentPay Credit Card Rewards: Most premium & super premium credit cards comes with a reward rate of 2% and above, sometimes as good as 3.3% in which case, you earn something back on every rupee you spend. Milestone Spend Rewards: While you get default rewards as above, you may also be eligible for the credit card milestone benefits which could be different types like Spend based milestone benefit, inbuilt milestone benefit or even the milestone benefits like fee waiver. CRED Coins: Apart from credit card rewards, you also get CRED coins for paying credit card bills. Credit Period: You get ~45 day credit period from credit card companies to clear the due. That’s not everything, as you may also get many other indirect benefits once you frequently spend & repay the rent dues on time using a credit card. Like, chances are you get better spend based offers, better credit limit & you may score that upgrade you always wanted. And of-course as these repayments are reported to CIBIL and other credit reporting agencies, so your score could get better, means better interest rates on your home/car loans that you might take in future. Charges Service Charge (Credit Card) : Upto 1.5% (including GST) Service Charge (UPI) : Nil Service charges are nothing but the charges added to rent amount while paying via CRED RentPay. These are basically the transaction fee charged by the payment gateways. It appears that the service charge remains at above levels even for Amex & Diners, which is a good news. And no charge for UPI is nice to see as well. While you might wonder how some service providers are doing at a low service charge, its because they’re in the user acquisition phase. Eventually everyone will have to come to this range, sooner or later. How much can I save? How much you can save ideally depends on which credit card you hold. Assuming you’ve monthly rent of Rs.30K, let’s fihttps://www.cardexpert.in/cred-rentpay-review-paying-rent-has-never-been-this-easy-rewarding/#How_to_use_itCRED RentPay Review: Paying rent has never been this easy & rewardingThe need for liquidity is at an all time high and consumers are facing what is termed the ‘cash crunch’. In light of this, CRED has rolled out their RentPay service enabling their members to now pay rent by directly transferring the amount to their landlord using their credit card and UPI. Here’s everything you need to know, Pay rent in few taps using CRED RentPay – Review What is CRED? CRED is a member only app reserved for the few having very good credit score (750 and above). It allows you to pay all your credit card bills from a single place and you get rewarded for it as well. I’ve personally got well over Rs.25,000 worth of benefits since its launch in late 2018. The detailed review of the app is here: CRED Review just incase if you’re new to it. What is RentPay? RentPay is one of the latest product by CRED built exclusively for its members as a solution for rent payments. It allows you to pay your rent through credit card in a simple 3-step hassle free process. It is not only the most user friendly app for rent payments, but also comes with many other benefits with it. Benefits of RentPay Credit Card Rewards: Most premium & super premium credit cards comes with a reward rate of 2% and above, sometimes as good as 3.3% in which case, you earn something back on every rupee you spend. Milestone Spend Rewards: While you get default rewards as above, you may also be eligible for the credit card milestone benefits which could be different types like Spend based milestone benefit, inbuilt milestone benefit or even the milestone benefits like fee waiver. CRED Coins: Apart from credit card rewards, you also get CRED coins for paying credit card bills. Credit Period: You get ~45 day credit period from credit card companies to clear the due. That’s not everything, as you may also get many other indirect benefits once you frequently spend & repay the rent dues on time using a credit card. Like, chances are you get better spend based offers, better credit limit & you may score that upgrade you always wanted. And of-course as these repayments are reported to CIBIL and other credit reporting agencies, so your score could get better, means better interest rates on your home/car loans that you might take in future. Charges Service Charge (Credit Card) : Upto 1.5% (including GST) Service Charge (UPI) : Nil Service charges are nothing but the charges added to rent amount while paying via CRED RentPay. These are basically the transaction fee charged by the payment gateways. It appears that the service charge remains at above levels even for Amex & Diners, which is a good news. And no charge for UPI is nice to see as well. While you might wonder how some service providers are doing at a low service charge, its because they’re in the user acquisition phase. Eventually everyone will have to come to this range, sooner or later. How much can I save? How much you can save ideally depends on which credit card you hold. Assuming you’ve monthly rent of Rs.30K, let’s fihttps://www.cardexpert.in/cred-rentpay-review-paying-rent-has-never-been-this-easy-rewarding/#EligibilityCRED RentPay Review: Paying rent has never been this easy & rewardingThe need for liquidity is at an all time high and consumers are facing what is termed the ‘cash crunch’. In light of this, CRED has rolled out their RentPay service enabling their members to now pay rent by directly transferring the amount to their landlord using their credit card and UPI. Here’s everything you need to know, Pay rent in few taps using CRED RentPay – Review What is CRED? CRED is a member only app reserved for the few having very good credit score (750 and above). It allows you to pay all your credit card bills from a single place and you get rewarded for it as well. I’ve personally got well over Rs.25,000 worth of benefits since its launch in late 2018. The detailed review of the app is here: CRED Review just incase if you’re new to it. What is RentPay? RentPay is one of the latest product by CRED built exclusively for its members as a solution for rent payments. It allows you to pay your rent through credit card in a simple 3-step hassle free process. It is not only the most user friendly app for rent payments, but also comes with many other benefits with it. Benefits of RentPay Credit Card Rewards: Most premium & super premium credit cards comes with a reward rate of 2% and above, sometimes as good as 3.3% in which case, you earn something back on every rupee you spend. Milestone Spend Rewards: While you get default rewards as above, you may also be eligible for the credit card milestone benefits which could be different types like Spend based milestone benefit, inbuilt milestone benefit or even the milestone benefits like fee waiver. CRED Coins: Apart from credit card rewards, you also get CRED coins for paying credit card bills. Credit Period: You get ~45 day credit period from credit card companies to clear the due. That’s not everything, as you may also get many other indirect benefits once you frequently spend & repay the rent dues on time using a credit card. Like, chances are you get better spend based offers, better credit limit & you may score that upgrade you always wanted. And of-course as these repayments are reported to CIBIL and other credit reporting agencies, so your score could get better, means better interest rates on your home/car loans that you might take in future. Charges Service Charge (Credit Card) : Upto 1.5% (including GST) Service Charge (UPI) : Nil Service charges are nothing but the charges added to rent amount while paying via CRED RentPay. These are basically the transaction fee charged by the payment gateways. It appears that the service charge remains at above levels even for Amex & Diners, which is a good news. And no charge for UPI is nice to see as well. While you might wonder how some service providers are doing at a low service charge, its because they’re in the user acquisition phase. Eventually everyone will have to come to this range, sooner or later. How much can I save? How much you can save ideally depends on which credit card you hold. Assuming you’ve monthly rent of Rs.30K, let’s fihttps://www.cardexpert.in/cred-rentpay-review-paying-rent-has-never-been-this-easy-rewarding/#BottomlineWhat is CRED?CRED is a member only app reserved for the few having very good credit score (750 and above). It allows you to pay all your credit card bills from a single place and you get rewarded for it as well.I’ve personally got well over Rs.25,000 worth of benefits since its launch in late 2018. The detailed review of the app is here: CRED Review just incase if you’re new to it.What is RentPay?RentPay is one of the latest product by CRED built exclusively for its members as a solution for rent payments.It allows you to pay your rent through credit card in a simple 3-step hassle free process.It is not only the most user friendly app for rent payments, but also comes with many other benefits with it.Benefits of RentPayCredit Card Rewards: Most premium & super premium credit cards comes with a reward rate of 2% and above, sometimes as good as 3.3% in which case, you earn something back on every rupee you spend.Milestone Spend Rewards: While you get default rewards as above, you may also be eligible for the credit card milestone benefits which could be different types like Spend based milestone benefit, inbuilt milestone benefit or even the milestone benefits like fee waiver.CRED Coins: Apart from credit card rewards, you also get CRED coins for paying credit card bills.Credit Period: You get ~45 day credit period from credit card companies to clear the due.That’s not everything, as you may also get many other indirect benefits once you frequently spend & repay the rent dues on time using a credit card. Like, chances are you get better spend based offers, better credit limit & you may score that upgrade you always wanted.And of-course as these repayments are reported to CIBIL and other credit reporting agencies, so your score could get better, means better interest rates on your home/car loans that you might take in future.ChargesService Charge (Credit Card): Upto 1.5% (including GST)Service Charge (UPI): NilService charges are nothing but the charges added to rent amount while paying via CRED RentPay. These are basically the transaction fee charged by the payment gateways.It appears that the service charge remains at above levels even for Amex & Diners, which is a good news. And no charge for UPI is nice to see as well.While you might wonder how some service providers are doing at a low service charge, its because they’re in the user acquisition phase. Eventually everyone will have to come to this range, sooner or later.How much can I save?How much you can save ideally depends on which credit card you hold. Assuming you’ve monthly rent of Rs.30K, let’s figure out the potential net savings (actual rewards value – service charge) in a year across various cards.HDFC Infinia / HDFC Diners Black: Rs.6480 (as Reward points, usable for any hotel/flight redemptions)Vistara Signature: ~Rs.8,500 (2 Premium Economy tickets, considering each ticket at 7K)SBI Prime: ~Rs.2000 (Pizza Hut Vouchers as quarterly milestones + Fee waiver)So, as you see, it highly depends on what card you use. Above are some mix of various premium, super premium & airline cards optimized for spends of Rs.3.6L a year.But you’re going to have other spends as well on the card, so it makes sense to calculate your total annual spend and choose a credit card that gives you maximum value on your total spends (regular spends + Rent Payments).Do check out the best credit cards in 2020 for complete list of premium and super premium credit cards that you can use to maximize your net savings according to your needs.How to use it?RentPay has an incredibly easy to use interface and is very straightforward. Paying rent is a quick 3 step process as below,Just enter the amount you wish to pay.Enter details of your landlord. You can add a landlord bank account with UPI as well.Add your address for which you’re paying rent and you are done. The rent gets instantly transferredAll of the above can be done in a minute or two max and you don’t need to waste time uploading the rent agreements, wait for activations etc. Its all instant. Here’s the flow of entire rent payment process in pictures:RentPay Home ScreenEnter your Rental AmountEnter landlord’s Bank A/c DetailsYou may add Landlord’s UPI a/c (instead of bank ac)Enter your address (for which you’re paying rent)Choose the Credit Card & hit Pay NowRent transferred to Landlord instantly, in realtimeEligibilityYou just need to be a CRED member with Credit Score > 750Even-though RentPay is eligible for all CRED members, it went live only for select members for now. Its expected to be rolled out for “all” in a phased manner, in coming “weeks”.However, do note that you need their latest app (with a redesigned UI) for you to avail the service. If eligible, you should be able to see the same on your CRED app’s home screen.So if you’re using the old version, go ahead and update it. Or, if you do not have the CRED app yet, here’s the download link.BottomlineCardexpert Rating: 4.2/5While there are other services as well that allow you to pay your rent via Credit Card with attractive transaction charges, the smooth 3-step rent transfer is hard to find.Its just like Android vs Apple: when apple implements a feature, it feels mind blowing to use it, but well that comes at a premium and so CRED’s RentPay.But then, it shouldn’t matter as long as you hold one or many of the premium or super premium credit cards in the country that rewards you more than the fee charged.Hopefully CRED will come out with auto-pay rent option on Credit Card as well along with payment of other expenses such as maintenance and rent deposit. These bigger expenses shifting to Credit Card will help get more points, more liquidity, more interest free period!Have you tried the Rentpay by CRED? Feel free to share your thoughts in the comments below.134SHARESLog into Facebook | FacebookLog into Facebook to start sharing and connecting with your friends, family, and people you know.https://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.cardexpert.in%2Fcred-rentpay-review-paying-rent-has-never-been-this-easy-rewarding%2FShare a link on TwitterNew to Twitter? Sign up Get instant updates from your friends, industry experts, favorite celebrities, and what's happening around the world. What is Twitter? Learn more .https://twitter.com/intent/tweet?text=CRED%20RentPay%20Review%3A%20Paying%20rent%20has%20never%20been%20this%20easy%20%26%20rewarding&url=https://www.cardexpert.in/cred-rentpay-review-paying-rent-has-never-been-this-easy-rewarding/Fintech - CardExpertThe Past It’s been more than 2 years since CRED – the app that gives you rewards for paying credit card bills was launched. When CRED App was initially onboarding customers, there were jaw dropping rewards and offers. I managed to save well over Rs.25,000 in a year and I’ve seen bunch of people who saved few lakhs… Read More » Mobikwik in partnership with American Express launched the Mobikwik Blue American Express card for select Mobikwik customers by mid August 2020, later extended to many others by late Nov 2020. This is technically a prepaid card but in this case it works more like a debit card that’s linked to Mobikwik Wallet balance. That’s a good innovation for… Read More » There are entry-level cards with Zero joining fee and then there are super premium cards with high joining fee that comes with a metal form factor. What if you mix up both segments and issue a free card? That’s OneCard. Here’s everything you need to know about the OneCard metal credit card: What is OneCard? OneCard is an entry-level… Read More » For ages, we Indians got used to pay rent via cash or through NEFT/IMPS as a default payment mode. In fact most landlords still insist on cash over NEFT as they’re not comfortable with sharing their bank accounts. Yes, that’s still happening in 2020. With Covid-19 pandemic outbreak & social distancing becoming new normal, its time for a… Read More » Just like most other apps (CRED, Housing) we saw before, nobroker too is a similar solution to pay rent online through credit card without much of friction (like, no documents required). However it’s little bit different from other apps. Here is everything you need to know about Nobroker rent payment feature.  What is NoBroker? NoBroker is a Bangalore… Read More » As you might know, CRED recently launched CRED RentPay & Stash and along with it seems we’ve some offers to explore as well. This offer we’re looking at is with Amazon Pay UPI, meaning, when you pay your Credit card bill via Amazon Pay UPI through CRED, you get upto Rs.500 Cashback. Offer Details Offer: Get Rs.50 to… Read More » Online rent payment space seems to get great traction lately even during the times of lockdown when everything else appears to be still. We’ve recently seen CRED launch it’s CRED RentPay and Redgirraffe too came up with a great cashback offer on HSBC credit cards. Now Housing.com has launched the ‘Pay Rent’ feature on its mobile app to… Read More » The need for liquidity is at an all time high and consumers are facing what is termed the ‘cash crunch’. In light of this, CRED has rolled out their RentPay service enabling their members to now pay rent by directly transferring the amount to their landlord using their credit card and UPI. Here’s everything you need to know,… Read More » At this time when coronavirus has severe impact across all industries, the need for liquidity is at an all time high. CRED, the credit card bill payments platform has rolled out access to a credit-line exclusively for itshttps://www.cardexpert.in/category/fintech/CRED CRED RentPay pay house rent Pay Rent OnlineAuthor: SiddharthHelping Indians to choose right credit cards, pick right offers and enjoy luxury vacations for less. Day & night wondering where is the creator of this beautiful planet Earth.Related PostsCRED in 2021 - Are CRED Coins really worth it?The Past It’s been more than 2 years since CRED – the app that gives you rewards for paying credit card bills was launched. When CRED App was initially onboarding customers, there were jaw dropping rewards and offers . I managed to save well over Rs.25,000 in a year and I’ve seen bunch of people who saved few lakhs as well – those who had that level of spends. The Pandemic However things were slowing down lately maybe due to the pandemic and we hardly see any worthy redemption options (via coins alone) on CRED yet, especially in the last 1 Year or so. But if you love travel, you could still grab very good hotel stay offers that they put out every now and then. These new type of offers are “discounted” offers where in you could book a hotel for 20% less or so by burning CRED coins. The Present But then not everyone is travelling lately. So, a lot of you would have been waiting for the right time to burn all those unused bread coins in 2021. And the time has come now! You can now redeem your CRED coins to donate Oxygen to hospitals and healthcare non-profit organization . All you’ve to do is: Open the CRED app (or download if you don’t use already) Scroll down to see an option like below (either in “Home” page or in “Club” Page) Tap and donate as much as you wish. Just incase if you’re not aware, this is not the first time CRED does this. Every few months once they come up with such redemptions and its always pretty good to redeem them. Here are some of the past CRED missions that I redeemed CRED coins for: Final Thoughts While CRED coins may not reward you monetarily in 2021 as much it did in the past, it may carry good Karma back to your home. And let’s hope that acts as a shield to prevent the infection or just cure the infection fast, just in-case if you happen to contract the virus. So coming back to the question, are CRED coins really worth it in 2021? the answer depends on one’s own perspective. If you look at only rewards, then answer is “ No ” (for now, for most). But I would say “ Yes ” – just for the presence of these credmissions , as it adds good value to the world. And you get the convenience to pay all credit card bills in one place, pay rent online through CRED Rent Pay and even more. Have you redeemed your CRED coins for CRED missions? Feel free to share your thoughts in the comments below.https://www.cardexpert.in/cred-coins-2021/Mobikwik Blue American Express Card ReviewMobikwik in partnership with American Express launched the Mobikwik Blue American Express card for select Mobikwik customers by mid August 2020, later extended to many others by late Nov 2020. This is technically a prepaid card but in this case it works more like a debit card that’s linked to Mobikwik Wallet balance. That’s a good innovation for sure. Application Process It was issued to only a few by August 2020 when it got initially launched and I got it by then. From late nov, its given to everyone who did the KYC process with Mobikwik. Virtual card got generated instantly and they don’t have any plan for sending physical card as per tnc. Benefits Every transaction with this card redeems 3% of value from supercash Every transaction earns 1% supercash to your wallet Merchant Offers Max. cap of Rs.1000 per month applicable for redeeming Supercash. Apart from that, You might get a credit limit of 10K once spends through this card exceeds 10k via their Zip offer (buy now pay later). Cons: To redeem 3% of transaction value from supercash, you have to apply the offer in the app under Rewards section of the card each time Supercash concept itself is complicated (though much better now than its inaugural version) Merchant offers with this card are limited at this point Mobikwik-Amex History Amex partnership with Mobikwik goes back to April 2015, when it bought a stake in it. Mobikwik was a brand name few years ago with generous cashbacks on adding money and recharge, until it started a new concept of providing supercash instead of cashbacks and very few of its existing customers liked its complexity and benefits. Even after demonetization Mobikwik was unable to capture the digital boom thanks to its supercash concept whereas others like Paytm, Phonepe, Google pay thrived. Being a shareholder of Mobikwik, this partnership should have come much earlier (though in its present form, it is unlikely to please its customers in a big way). Bottomline Because of its dwindling user base & transactions volume, Mobikwik had to do something as it missed the digital bus. Amex being its major stakeholder had to step in to protect its investment from becoming dud. While launch of this card is welcome as this is 1st of its kind, much better innovation could have been done to woo premium customers. As Mobikwik runs generous supercash offers time to time, regular Mobikwik customers will find this card useful as they can now get direct 3% discount via this card (if they have earned supercash). In other words, Mobikwik has made supercash redemption easier via this card. Apart from that, post the introduction of 2% fee by Paytm for wallet loads , now Mobikwik with Amex network access is a good alternative. Update: Paytm revoked the 2% fee again. This is probably the 2nd time Paytm is doing this. Apart from small rewards, overall its not a great product, especially because of low acceptance compared to other wallets like Paytm/Amazon Pay , but its worth it when you are nothttps://www.cardexpert.in/mobikwik-blue-american-express-card/OneCard Review - The Free Metal Credit Card in IndiaThere are entry-level cards with Zero joining fee and then there are super premium cards with high joining fee that comes with a metal form factor. What if you mix up both segments and issue a free card? That’s OneCard . Here’s everything you need to know about the OneCard metal credit card: What is OneCard? OneCard is an entry-level credit card launched by FPL Technologies that works on IDFC bank platform through Visa (Signature) network. While it boasts about a metal form factor like the Amex Platinum or Centurion its like giving you a Maruti 800 that “looks” like an Audi on the outside. Its a hyped product in a way, but still if your plan is to show off the metal, its still a good choice for that matter. Fees & Charges Joining Fee Nil Annual Fee Nil Markup Fee 1%+GST Interest Rate 2.5% Its good to see the low markup fee, which is better than most credit cards but remember the rewards aren’t good enough for it to compete with super premium cards. As you see, its ideally a lifetime free credit card without any joining or renewal fee. That’s good given that its coming in metal variant. Rewards Regular Rewards 1 RP/ Rs.50 Accelerated Rewards 5X RP on top 2 categories Point Value 10 Ps to Rs.1 Regular Reward rate 0.2% to 2% Accelerated Reward rate 1% to 10% So as you see, the regular reward rate varies anywhere between 0.2% to 2% and in case you get 5X then your reward rate could be anywhere between 1% to 10% While those are the numbers in theory, in practical, the reward rate is 0.2% to 1% for instant redemption for statement credit. Note: As tested by one of the user, you don’t get reward points for wallet load and transfers. Amazon pay load shows as transfer. Benefits Form Factor: Metal Card Visa Signature Privileges (lounge privileges not confirmed yet) Points are issued INSTANTLY Points that never expire Fractional reward points How to Apply? Prior to the launch of OneCard, the company launched the OneScore that gives you free credit score & report (Experian) through App. Within the app they have an option to show interest for the OneCard. You get into waitlist and you will be informed when its available. Update: They’ve stopped taking new users. You may get an option to opt-in after sometime. OneCard is currently available in 15 cities including Pune, Mumbai, Bangalore, Ahmedabad, Baroda, Surat & Delhi . Other cities maybe added soon. User Experience Onboarding: Here’s what one of the user has to say about getting started, I got the email that I can now get the OneCard. Registration is simple. I downloaded the app from playstore and entered basic details. It didn’t even ask for my PAN number. Just email, phone number along with OTP, mother name and father name. That’s it, the process is completed and the app shows the virtual credit card instantly with eligible credit limit. It’s 1,80,000/- Currently the app is in beta phase on Playstore and yet to go fully live. Here’s the app visual: Service: While the app is sleek and all easy to use, it shttps://www.cardexpert.in/onecard-review/5 Best Apps to Pay Rent Online with Credit Card (India)For ages, we Indians got used to pay rent via cash or through NEFT/IMPS as a default payment mode. In fact most landlords still insist on cash over NEFT as they’re not comfortable with sharing their bank accounts. Yes, that’s still happening in 2020. With Covid-19 pandemic outbreak & social distancing becoming new normal, its time for a change! Pay Rent with Credit Card By routing rent payments through credit card we may enjoy lot of benefits like rewards & more and the rent payment apps too would swim in 100’s and 1000’s of crores in revenues – that’s a win-win for sure. So this article helps you understand why you need to pay rent through credit card over other options and a detailed review of each of the service providers offering this solution. Here we go, Why Pay Rent with credit card? Rewards You get rewards at various levels while using credit card for rent payments, such as: Regular rewards Milestone rewards Targeted spend based rewards For ex, spending Rs.30K a month for a year on Axis Vistara signature gets you regular Airmiles on spend and also 2 complimentary one way tickets valued at 7K each as its a part of the milestone benefits. Credit Period As credit cards allow you to carry balances without interest for about 45 days, it may help you with better your cash flow. Annual Fee Waiver Most credit cards these days comes with an annual fee waiver, which means you can renew your credit card for free if you meet the spend criteria. For ex, Amex MRCC needs Rs.1.5L spend, SBI Prime needs Rs.3L spend for renewal fee waivers. In a nutshell, Why would you want to spend your money while you can borrow someone else’s money for X number of days and get rewards and fee waivers on top of it? Makes sense isn’t it? Best Rent Payment Apps Service/App Charges Docs Required? Card Acceptance RedGirraffe 0.39%+GST Yes All, except Amex NoBroker 1% – 2% No All Housing 1.3% No All, except Diners & Amex CRED ~1.5% No All 1. Redgirraffe Redgirraffe – RentPay Redgirrafe is probably the first service provider that came out with a rent payment feature and it still remains the only dedicated solution out there. Their USP is the ultra low service fee that stands at 0.39%+GST compared to 1% or above with others. While how they are able to give at this rate remains a mystery, they have deep integration with various banks which might make it possible, to an extent. But the downside is poor user experience. Their sign up form just hurts my eyes by looking at, as I’m neither comfortable with long forms nor poor design. 2. Nobroker Pay rent with credit card using Nobroker App & website Nobroker’s rent payment feature is live since couple of months and is known for its low service fee which stands next to RedGirraffe. However, Nobroker payments are marked as Utility, so that may cause problems for you in getting reward points with some issuers. 3. Housing Houring.com Rent Payments Housing.com’s Rent Payment feature too is neat and simple but they have raised the fee multhttps://www.cardexpert.in/pay-rent-with-credit-card-india/Post navigation← CRED Stash Review: 1-click KYC to access credit in 90 secondsAmex Double Rewards: Now Enjoy 2X Rewards & 2X Point Value →115 thoughts on “CRED RentPay Review: Paying rent has never been this easy & rewarding”Manish KApril 20, 2020Paying through RedGiraffe (RG) through PayZapp (credit via Credit Card) is better rewarding than this option. Charges are lower, get Rs 200 as cash back and RG gives you additional vouchers in the end. I can pay credit card bills through CRED so those points are anyways I can take credit of.Reply ↓TKApril 21, 2020Hi Manish,What is RedGiraffe? How to useReply ↓Ankit SarafApril 21, 2020I second this. Charges on Cred are pretty high. Only plus side is first time setup is better. If one can spend sometime to setup with RedGiraffe, the gains are worth much more than Cred.On the other hand, cred is venturing into other business areas now which is a good thing as they need to start earning to sustain their product. I heard they will enter into credit business as well. Maybe personal loan or credit card or ola postpaid like feature.. they have data of millions of users of competing card companies, their usage patterns, credit history. They can easily create targeted products for their vast user base.Reply ↓santoshApril 22, 2020how to pay rent via payzapp?Reply ↓Ashish sharmaApril 20, 2020@siddharthPlease upgrade comment section and add the option for uploading 1 ImageIf any one has querry they easily explain to otherReply ↓karunApril 20, 2020For me Redgirafee is better … pay through payzapp … settlement time max 3 days …also there charges are less and addition 200 back per month by billpay coupon. But good article ! keep posting !Reply ↓BinayApril 21, 2020Hey, I also use Payzapp + Redgiraffe, what is this coupon you talk about ?Reply ↓Gunda AnveshOctober 22, 2020Apply coupon BILLPAY while payment from payzapp towards redgirraffe. 125 rs cashback in 10 working days we will getReply ↓BiplavMarch 8, 2021Now with 2x offer on hdfc + cred rent pay, I think one will save more with CRED, as overall rewards are now 6.6% (hdfc diners black and infinia / Standard Chartered Ultimate) and charges are 1.5%. So net benefit of 5.1%, which should be better than Redgiraffe. The only downside is this offer gets extended at the beginning of the month. As such, one can only guarantee that 2x offer is till Mar 31. Hopefully on Apr 1, hdfc extends the offer again, as they have done so previously this yr.Reply ↓SKMarch 12, 20212x offer is only on Diners Black and not on Infinia. Similarly for StanC, ultimate has been specifically excluded from the offer. Also, Cred+DCB offer will continue till 31 May, as mentioned on Cred appReply ↓SAI RANGA`April 20, 2020Till what limit we can pay rent?Reply ↓Siddharth Post authorApril 20, 2020I don’t see any limit as such, for now. But common sense says, they may allow as much as required if there is a proof. We will know rules for these cases in months time as they evolve.Reply ↓Nagaraja DApril 22, 2020Now CRED is allowing to Pay upto 2 lakh. I was just trying to enter more..Go a popup.. Payment above 2 lakh rs are currently not supportedThanks,Nagaraja DReply ↓ShriApril 20, 2020To be honest I would still stick with RedGirraffe for rent payments just because their service charges is very low compared to Cred Rentpay. Not to mention paying the rent via Redgiraffe through Payzapp using their Billpay code nets you additional maximum off 200 INR in savings a month.At 27k rent, I earn 900 RPs+ 200 Cash Back – 124.25, which in a year nets me 11709 on my Diners Black.Reply ↓AmitApril 27, 2020Payment through PayZapp doesn’t give you RP. You only get 200 cashback. Confirmed twice from customer representative.Reply ↓Sharathkumar AnbuApril 27, 2020@Amit. No. I have paid rent multiple times through Payzapp and there is no issue in getting reward points. It generally get posted 1 or 2 days after the transaction is settled from merchant side. I was told that this is to ensure that insurance transactions are not given points more than the cap. Payzapp can be used for any type of payment including insurance, hence such limitation.Reply ↓AnshulApril 27, 2020It depends on the card you use – i get reward points on Axis Vistara Infinite, SC Ultimate and HDFC Jet Diners through Payzapp.Reply ↓SudheepApril 20, 2020Thanks for the info.. very useful.. I have the following doubts..i) Is there any limit for the number of landlords that can be added, say one has two rooms on rent.ii) What if someone uses it for making payment to servant/cook etc, as only UPI ID is the key.Reply ↓Siddharth Post authorApril 20, 20201. Upto 2 landlords. Proof could be asked for in case any anamolies are detected.2. Proofs could be asked anytime based on internal checks.Reply ↓VarunApril 20, 2020Well without the rent agreement and any paper work, I can transfer the money to any bank account and earn rewards points. It doesn’t even ask for Landlord PAN for authenticity. I assume later they will modify to the system to make more robust and avoid misuse. Currently I use red giraffe for the payment and happy with 3.3 rewards rate on my infinia.Reply ↓Siddharth Post authorApril 20, 2020Yes, those may come when they see unusual payment patterns. Anyway I heard even now it will ask for Landlord PAN if its >50K.Reply ↓AbhiApril 20, 2020Other than IT dept compliance, I don’t think they’d care about higher payments. They are charging 1.5 % Which would easily cover for their MDR for most cards. (Except for Diners) I think Shivi or someone mentioned having 2% even with AmEX, so even Cred may have got better deal for Amex. Diners is probably only one they are giving from their pocket. Master/Visa surely they cover the cost.Reply ↓Siddharth Post authorApril 20, 2020They won’t. But RBI will, hence they might need to put few restrictions based on how it all goes.Reply ↓Amex GuyApril 21, 2020RBI will not care. There is no capping on cash transactions on CC or credit accounts. Entire corporate card programs work that way, even for individual employees. Unless this leads to massive swipe and run cases, I don’t think RBI will cause issues.The people caring about this in time will be credit card companies. They expect a much higher transaction charge and interest from day 1 on cash transactions. Which is main reason they are after manufactured spend. So misusing this will trigger them.Siddharth Post authorApril 21, 2020RBI don’t allow peer to peer payments via CC, hence my comment.Nagaraja DApril 22, 2020If the rent is above 50k, it will ask you for PAN numberThanks,Nagaraja DReply ↓Joy AnandApril 26, 2020Bro what do u mean by misuse, they are chargind upto 1.5% fees for credit load, is that a very lower rate,SBI offers credit transfer at 1.27% p.m. so please do not worry about misuse, even in that case they are earning something.They are not allowing transfers for free.Reply ↓NeoApril 29, 2020More like 3%, since RG takes 0.4% as txn feeReply ↓Omkar Sunil SatheApril 20, 2020Hi Sid! Thanks for this article. May I know the alternatives to this service with lesser transaction charges? Thanks!Reply ↓Siddharth Post authorApril 20, 2020So many popped up recently, but the know names in industry are Redgirraffe & nobroker.Reply ↓Prasanna BhatApril 20, 2020Hi Sid! Yet again a great article.I have been reading your articles and got benefitted a lot .Your articles and inputs from other readers helped me to gain many Rps so far from being a newbie an year ago.For rent payments below are popular options:1.Redgirraffe- 0.39% ( lowest fee and accepts Diners)2.Nobroker-Rs 99 upto 10k & Rs149 10k onwards ( doesn’t accept Amex and diners cards as of now)3.Paymatrix-2.99% ( Accepts all major cards incl. Amex .except diners)4.Paydeck-2.5% for T+1 day payment and 2.65 % for same day payment ( doesn’t accept Diners and Amex)Basically I wanted to pay my apartment maintenance fee through credit card and came across above options. I wanted use my Diners club back card for this, but apart from Redgiraffe no one else is supporting.But Redgiraffe doesn’t support maintenance payment.Used my Amex platinum travel card through “paymatrix”.Even though I may not gain much but I can reach milestones faster. Still looking for better alternative.Hopefully I can use CRED.Once again thanks and keep up the good work !Reply ↓Rohit devanganApril 21, 2020Hi Prasanna,I pay my society maintenance charges and my kid’s school fees too using Red girraffe. I understand that Red giraffe in partnership with HSBC bank is launching a mega offer this month. Looking forward to it. But yes, Rent, maintenance charges & school fees are all paid at 0.39% using Red girraffe. But they don’t allow AMEX cards since AMEX charges are much higher.Reply ↓Prasanna BhatApril 21, 2020Hi Rohit,Thanks for your input.But when i checked with Redgirraffe ,they said rent agreement is required for registration. Upon contacting further ,their cust. care replied to me that Maintenance fee payment is not acceptable though their platform.But your answer surprised me. Can you please elaborate how did you manage to get Refgirraffe ID for Maintenance fee payment ?AshishApril 24, 2020If someone pay a Rent bill on Red http://girrffe.Com/ Cred aap through SBI prime credit cardWhat Kind of reward points they earn100 per 20Rp or 100 per 2RpI am asking because I have simply click credit card I got a upgrade to PrimeJeevanMay 31, 2020Hi Ashish,Did you try out paying through SBI prime and the 5% RP?Thanks,JeevanShikhar MakkarApril 26, 2020Paymatrix also supports amazon pay and you can buy Amazon vouchers from smartbuy. Even though the charges are high (~4%) but still you earn almost 9% even on a card like Regalia.Reply ↓AbhiMay 2, 2020One can also pay rent using credit card on Mobikwik, if anyone can take their astronomical charges of 3.95%+gst.Reply ↓ArunJuly 2, 2020Hi Sid, If I pay using Amex MRCC card, will I get reward points?Reply ↓AmeyaApril 20, 2020I am planning to use my Amex Plat Reserve for this.Rent: ₹26k pmSpend based voucher: ₹500Reward points worth: ₹200-250 based on redemptionCharges: ₹395Net gain per month: ₹300-350Not bad but not good too.Reply ↓Siddharth Post authorApril 20, 2020Not great savings in a quick look, but it could get you renewal fee waiver, which is 10K 🙂Reply ↓AmeyaApril 21, 2020What is the spend requirements to get the waiver? I went through their website and couldn’t find this figure.Reply ↓Siddharth Post authorApril 21, 2020They don’t publish that figure and keep changing it often, ideally 2L-5L spend should get you anywhere between 50% to 100% waiver.Reply ↓AnshulApril 20, 2020Will help to achieve Rs 4 lacs milestone on Amex Platinum Travel Credit Card (though at Rs 6k charges).Reply ↓HimanshuApril 20, 2020Hi Sid,How about using American express Travel card?Will it be beneficial? Is it eligible?Reply ↓Siddharth Post authorApril 21, 2020That’s bit tricky as these spends will be reported as utilities. If so, you may not receive regular points with Amex, though Milestone benefits should be eligible. Have and wait and see the reality though.Reply ↓AbhiApril 22, 2020For some strange reason, I get RP on electricity bill payment using paytm or Amazon billpay on AmEx Plat Travel. In app it shows transaction date and RP0 but at the end of month my total RPs have RPs from bill pay transactions. (It is easier to make that out if bill pay is the only transaction in the month and amount is in 30-50k range.Reply ↓NeoApril 21, 2020Good option if you are looking to use Amex for rent payments. Else payzapp / RG works best IMOReply ↓SubrataApril 21, 2020Hi Siddharth, could you please point me under which section is this option appearing?Reply ↓Siddharth Post authorApril 21, 2020Do check CRED Home Screen in a week or two, not up for all at the moment.Reply ↓SubrataApril 21, 2020ThanksReply ↓JayApril 21, 2020As others have already stated, RedGiraffe continues to be the better options, unless you specifically need to use AMEX.The only other thing is that the RedGiraffe onboarding requires documentation to be submitted.Reply ↓VaibhavApril 21, 2020Hi Siddharth,Thanks for the informative articles.Would like to know like rent pay is there any app/service which can be used to pay school fees with credit card.Regards,VaibhavReply ↓KiranApril 21, 2020Hi,Red giraffe offers academy fees payment option and Paytm also offers payment for certain institutions.Hope this helps.Cheers,KiranReply ↓VaibhavApril 21, 2020Thanks.Reply ↓AbhiApril 21, 2020Pay school, college or coaching fees also via redgirraffe. Charges are same as rent i.e. Rs39+gst (i.e. 46) per 10K .You need to obtain institute’s bank acc details like IFSC and acc no. and setup payment via RG.My kids school doesn’t provide account details and insists on payment only via their app or cheque, otherwise they find it difficult to track payments, hence I can’t use RG. Try with your school.Reply ↓VaibhavApril 21, 2020Thanks.Reply ↓Nimish MalpaniApril 21, 2020While Cred has made it super convenient, 1.5% is quite higher than competition. Also, redgiraffe makes sense for most, a big problem there is that amex is not supported. Best option for amex platinum travel card holders is http://paymatrix.com – charges are exorbitantly high (2%), but they have an ongoing offer with mobikwik that provides 5% supercash (upto 700 INR), and when u pay via mobikwik you also get the normal MR points apart from milestone spends!Would love to hear about a better alternative though…Reply ↓AbhiApril 22, 2020What do you do with 700 mobikwik supercash ? I earned around 200 or something few months ago, all it gets me 2-3 Rs discount in bill payment and once a month Rs 5 cash 😀Reply ↓Ajay waliaApril 21, 2020Thanks sid for such a helpful article. I m using cred for a long time. I can’t see rent payment option in my app. I hv updated app but still it is not showing. I m using apple phone. Please helpReply ↓Points AddictApril 22, 2020Thanks to Cred, now many people will know about Redgiraffe RentPay option. even a simple google search is showing it first. This would only bring traction to Redgiraffe 🙂Reply ↓AAJApril 22, 2020Is rent receipt generated out of CRED for paying rents similar to Nobroker and Red Giraffe?Reply ↓radiantApril 22, 2020Is this payment booked under peer-to-peer transaction? In that case, hdfc won’t give any points.Reply ↓Siddharth Post authorApril 22, 2020“utilities”.Reply ↓Rohit devanganApril 23, 2020@Siddharth,HSBC & Red girraffe have jointly launched an offer on all HSBC cards used for Rent & School Fees on REd giraffe RentPay. The offer carries a Rs 5000/- cashback too. I have an HSBC cashback card. Are there other options? and would there be additional RP’s available on the offer? Please suggestReply ↓Ankit SarafApril 24, 2020Can you give details of the offer? Is it targetted offer or for all?Reply ↓UditApril 24, 2020Hi Rohit, can you share details of the Hsbc Redgiraffe offer. Have a HSBC card but haven’t received any such communication.Reply ↓SanchitApril 24, 2020Can you please shed some more information about this HSBC – Red Girraffe offer?Reply ↓Rohit devanganApril 25, 2020Hello Sanchit,HSBC offer is available on redgirraffe’s website. Apparently there is a cashback of Rs 5000/- and RP’s too.Reply ↓ChethanApril 24, 2020Today my CRED app got activated with the option for rent paymentReply ↓Shikhar MakkarApril 24, 2020One query on nobroker. It supports payment using Paytm as well. So, if we pay using paytm which is loaded using Amex, I’ll be getting the rewards points as well since Amex provides reward points for wallet transactions as well. Please correct me if I’m wrong.Reply ↓Rahil ShahApril 25, 2020No it will not fetch any membership reward points. The transaction will appear as “PayTm Utilities” abd hence Amex cards will not fetch any reward points even if transacted through PayTm on No Broker. Moreover, I think it’s also mentioned while making the payment that points will not be earned but will be counted for spend based offers.Reply ↓Gautam GargApril 25, 2020You cannot pay from wallet on NoBroker.Reply ↓Nipul JainApril 24, 2020Once you move above 50k paying as Rent on CRED Rent Pay you will need to furnish PAN Card of Landloard. It’s mentioned on their Terms&Conditions which is as per regulations.Reply ↓HarshApril 27, 2020For payzapp payments isn’t HDFC Rewards debit card the best option given it gives 5% back on all payzapp payments (except wallet reloads). Its capped till 2000 so I guess max advantage would be for payments till 40000.Reply ↓SreeApril 28, 2020Anyone paid rent using Amex? Did the transaction earn points?Reply ↓SanchitApril 29, 2020Yes, received the points with my Amex Platinum Travel CardReply ↓FrequentFlyer15April 29, 2020Using an Amex shouldn’t be a problem since this is a rent-pay which doesn’t figure into the utility category. Also, since its the first month, it will take time for them to figure out the quirks. Usually, just a phone call to the customer service helps me get my points. For eg, my NPS payments on Amex were getting coded as insurance and so I wasn’t getting points (during non-bonus days). I just called them and explained to the difference and once they fixed it hasn’t happened to me again.Reply ↓NeoApril 28, 2020Anyone tried this with the Amex plat charge ? With the 2x promo going on, seems a good deal even after 1.5% feeReply ↓:P'tapMay 4, 2020Hey, Yep!I’ve paid rent and earned points as well.. 2X!Reply ↓ShobitApril 29, 2020Can someone please guide me on the best payment method in terms of reward points to use my Regalia First Credit Card for paying rent through RG i.e. is it SmartPay , PayZapp or Instapay? I am new to credit cards and just registered on RG last week for paying rent. Thanks.Reply ↓Arnab ChaudhuriApril 29, 2020First thing you should do is to upgrade your card to regalia or diners privilege. Bcoz even for flights/hotels redemption the value is 30p/point compared to 50p/point on cards like regalia/clubmiles/privilege and 1Re/point for diners black. So my suggestion would be is to upgrade your card first so that you can milk the maximum value out of Red Giraffe.Reply ↓NeoApril 30, 2020You can use promo “BILLPAY” on payzapp to get some cashback.Also Payzapp gives you flexibility to use any Visa/MC/Diners card.Reply ↓valliappanApril 30, 2020Nobroker has resumed payment via AMEX. The charges are relatively low. For instance payment of 14k with amex is 150 in Nobroker, 210 in Cred.Reply ↓FrequentFlyer15May 1, 2020Guys!! don’t update your CRED app at any cost!! Ai made the mistake and paid for it! In the new version, no matter how many cards you pay the bill for, you will get only 1 card to slide down.@Sid, I think you should make an article warning users.Reply ↓Siddharth Post authorMay 1, 2020Unable to grasp “you will get only 1 card to slide down”. I see all cards in the list. More info please.Reply ↓FrequentFlyer15May 2, 2020By card, I didn’t mean the credit card, The cash back slide down that you get also called the Kill Bill. I made a payment for all my cards, all upwards of 10k and received only 1 Kill Bill which scratched off to Rs 7 only.Reply ↓Ramesh KumarMay 1, 2020You faced this issue today? I tried yesterday and it shows all credit cards, I’m able to pick the card I want to make the payment.Reply ↓PranabMay 2, 2020All cards are visible/payable for me.But facing a different problem. Every time ‘Lifestyle’ tab is clicked, the app is getting closed. Maybe they are working on for something new as I can see two and only two tabs namely ‘Introducing WIN’ & ‘Discover’ under lifestyle.Reply ↓Shashank SMay 2, 2020The comment is regarding kill the bill mystery reward cards. Only one upto Rs.1000 card and one upto Rs.5000 card is available per month per user. This is in the updated app where they have split the win section containing mystery rewards and rewards section containing brand rewards.Reply ↓SurajMay 7, 2020Which of the following cards will be rewardful for paying a rent of 10k?1. American Express Rewards card2. SimplyCLICK SBI Card3. Citibank Rewards Platinum4. Dinersclub Rewards cardReply ↓KURAPATI ANIL KUMARMay 8, 2020I have HDFC regalia master credit card. Can anybody please advise me on how procedure of enrolling myself for RG thru this credit cardReply ↓Rohit devanganMay 9, 2020Hello Anil, You may visit RentPay - Earn Exclusive Benefits and the process is basic & self-explanatory. else just call or whatsapp them. hope this helps.Reply ↓Adnan SiddiqueMay 11, 2020Hi i am existing cred member and i tried to pay Rent using cred but why they are asking for Rent agreement? Please help me if i dont have rent agreement now with me how do i pay my rentReply ↓Arumuga Nainar MuruganMay 17, 2020Still yesterday they didn’t ask rent agreement.But today cred ask rent agreement to pay the rentSo cred become useless nowSiddharth please update the article.Reply ↓JeevanMay 31, 2020Has anyone tried paying through SBI prime for RentPay(Cred or redgirraffee) and got the 5%RP? If this is an option then i would get the SBI prime cc. If not, which cc gives the best RPs for statement credit?Reply ↓Mahendra GAugust 28, 2020Hi Jeevan,I am not sure whether 5% getting or not. But there is limit of 3000 reward points on every month for bill payment. You will get max 750 per month.Reply ↓SaurabhJune 4, 2020I paid my rent using CRED (27.5k) on 31st May and it didn’t ask for a rental agreement. Also I used my AMEX platinum travel card and got regular reward points too.Reply ↓Krishna ChandranJune 25, 2020I have been a frequent user of CRED ever since its launch late 2018 and have got over 20K + cashbacks on different card payments. But like many, I have wondered, how much VC money they would be spending to acquire and retain customers. From frequent 3figure/4figure cashbacks, now its getting difficult to even get cashbacks :). The keep tweaking their cashbacks eligibility every month. CRED still is the best app to pay your bills when you compare it with others like Paytm, PhonePe etc. The UI design is also very sleek.The rent pay is a brilliant method for them to engage with users on their platform. I have used this service twice in May and June. In May, they charged a fee of 1.5% and in May it got increased to 1.55%. I am sure it will go up again in June.Apart from paying rent, this can also be used to get quick money into your account at a low convenience fee..Paytm charges 2% for loading above 10K and another 2% for transferring to a bank. So compared7%, 1.55% is pretty neat.Reply ↓RohitJuly 3, 2020Can anyone tell is there a way to use credit card amount to transfer fund to another account ? I guess with HDFC payzaap i can add money to wallet and then transfer and cost 2.36% with no reward points. Is there any other way with lower charges ?Reply ↓Arjit VermaJuly 23, 2020Guys need your guidance regarding recent failed transaction on cred. On 30 th June i made credit card bill payment of 4000₹ via NetBanking of bank of india which failed. The money was deducted. On 1st July cred responded that they received the payment and they will refund which should reflect in bank account within 7 working days. the refund was made on 2nd July according to them. But till date (23 July) I have not received the refund.I made 1st complaint regarding refund on cred on 13 th July to which they gave UTR no of refund and asked me to contact bank. On contacting bank branch with the UTR no was of no use.2nd complaint was made on 17 the July in which they first asked for account statement which I provided them. They again gave me the same UTR number and asked me to contact bank and then again closed the complaint as resolved.On (22nd July) 3rd time raising the complaint they again asked for latest one month account statement and also a email confirmation from bank that they haven’t received refund. Now on contacting bank for the same they refused to provide written or email confirmation saying that there is no provision for the same.Has anyone faced such issue and how to get it resolved?? Any guidance would be welcome.Reply ↓Sandeep KumarMarch 5, 2021Its job of Cred to contact the bank and resolve the issue. Bank won’t listen to your requests. Escalate to highest possible level in Cred. I am not in favour of using Cred. They earn by selling your data.Reply ↓UnknownJuly 27, 2020My Indusind Iconia Amex transaction is failing on Cred during rent payments. Anyone facing the same issue? Planning to take advantage of the current 2x promo on Iconia Amex. Pls confirm if anyone did a successful transaction recently on Cred thru Iconia Amex?Reply ↓Gautam GargAugust 3, 2020It looks like they have stopped accepting AmEx cards as of today(August 3, 2020).Reply ↓Dhrumil ParekhAugust 6, 2020Even I am getting a message saying that amex is having low success rate.What are the other options to use Amex for paying rent?Reply ↓SaurabAugust 28, 2020You can use PayMatrix but with higher processing fee of 2-2.5%Reply ↓Sai karthikJanuary 25, 2021Can I send 20k per month with my regalia card without being asked for rental agreement on cred ?Reply ↓Krishna ChandranJanuary 26, 2021Yes, you can send under 50k every month without being asked for rental agreement.Reply ↓RewardsFebruary 18, 2021Is it safe if I use cred rent pay just for milestone benefit as I am not living in a rented property but i will transfer the money in my known account!Reply ↓AbhiMarch 4, 2021Anyone knows how much is Cred charges for rent payment using Diners card? For March, Cred is a 2X partner for diners, replacing nobroker.Reply ↓UmeshMarch 6, 20211.5% is charged for rent paymentReply ↓Lalit sharmaMarch 8, 2021Hello..i want to know that if i pay my rent or any amount to someone through direct my UPI account, then(1) is there any extra charges applicable?(2) do i receive cred points by doing above.Thanks in advance for your replyReply ↓Hiren ParghiApril 12, 2021Don’t use CRED for your rent payment. My payment is declined and the amount is deducted from the account. It received by CRED but they didn’t transfer it to my owner. They said the amount to be refunded by 5-7 days if the payment declines. Their system is not functioning properly.Reply ↓DrhunterMay 1, 2021Amex cards is not working for rent pay on cred as of today. Which other site can i use to pay rent via amex card and earn rewards points?Reply ↓Dhruvil PatelMay 5, 2021Hi Drhunter,You can use paytm to make rent payments via Amex.Reply ↓DrhunterMay 5, 2021Yes i ended up usibg paytm. Charges were only 1% surprisingly. But i did not get any points on transaction as it gets mentioned as paytm utility. But at least it counts towards milestone spends.Reply ↓Leave a ReplyYour email address will not be published. Required fields are marked *CommentCRED RentPay Review: Paying rent has never been this easy & rewardingBy Siddharth | April 29, 2020The need for liquidity is at an all time high and consumers are facing what is termed the ‘cash crunch’. In light of this, CRED has rolled out their RentPay service enabling their members to now pay rent by directly transferring the amount to their landlord using their credit card and UPI. Here’s everything you need to know,Pay rent in few taps using CRED RentPay – ReviewTable of Contents [hide]CRED RentPay Review: Paying rent has never been this easy & rewardingThe need for liquidity is at an all time high and consumers are facing what is termed the ‘cash crunch’. In light of this, CRED has rolled out their RentPay service enabling their members to now pay rent by directly transferring the amount to their landlord using their credit card and UPI. Here’s everything you need to know, Pay rent in few taps using CRED RentPay – Review What is CRED? CRED is a member only app reserved for the few having very good credit score (750 and above). It allows you to pay all your credit card bills from a single place and you get rewarded for it as well. I’ve personally got well over Rs.25,000 worth of benefits since its launch in late 2018. The detailed review of the app is here: CRED Review just incase if you’re new to it. What is RentPay? RentPay is one of the latest product by CRED built exclusively for its members as a solution for rent payments. It allows you to pay your rent through credit card in a simple 3-step hassle free process. It is not only the most user friendly app for rent payments, but also comes with many other benefits with it. Benefits of RentPay Credit Card Rewards: Most premium & super premium credit cards comes with a reward rate of 2% and above, sometimes as good as 3.3% in which case, you earn something back on every rupee you spend. Milestone Spend Rewards: While you get default rewards as above, you may also be eligible for the credit card milestone benefits which could be different types like Spend based milestone benefit, inbuilt milestone benefit or even the milestone benefits like fee waiver. CRED Coins: Apart from credit card rewards, you also get CRED coins for paying credit card bills. Credit Period: You get ~45 day credit period from credit card companies to clear the due. That’s not everything, as you may also get many other indirect benefits once you frequently spend & repay the rent dues on time using a credit card. Like, chances are you get better spend based offers, better credit limit & you may score that upgrade you always wanted. And of-course as these repayments are reported to CIBIL and other credit reporting agencies, so your score could get better, means better interest rates on your home/car loans that you might take in future. Charges Service Charge (Credit Card) : Upto 1.5% (including GST) Service Charge (UPI) : Nil Service charges are nothing but the charges added to rent amount while paying via CRED RentPay. These are basically the transaction fee charged by the payment gateways. It appears that the service charge remains at above levels even for Amex & Diners, which is a good news. And no charge for UPI is nice to see as well. While you might wonder how some service providers are doing at a low service charge, its because they’re in the user acquisition phase. Eventually everyone will have to come to this range, sooner or later. How much can I save? How much you can save ideally depends on which credit card you hold. Assuming you’ve monthly rent of Rs.30K, let’s fihttps://www.cardexpert.in/cred-rentpay-review-paying-rent-has-never-been-this-easy-rewarding/#What_is_CREDCRED RentPay Review: Paying rent has never been this easy & rewardingThe need for liquidity is at an all time high and consumers are facing what is termed the ‘cash crunch’. In light of this, CRED has rolled out their RentPay service enabling their members to now pay rent by directly transferring the amount to their landlord using their credit card and UPI. Here’s everything you need to know, Pay rent in few taps using CRED RentPay – Review What is CRED? CRED is a member only app reserved for the few having very good credit score (750 and above). It allows you to pay all your credit card bills from a single place and you get rewarded for it as well. I’ve personally got well over Rs.25,000 worth of benefits since its launch in late 2018. The detailed review of the app is here: CRED Review just incase if you’re new to it. What is RentPay? RentPay is one of the latest product by CRED built exclusively for its members as a solution for rent payments. It allows you to pay your rent through credit card in a simple 3-step hassle free process. It is not only the most user friendly app for rent payments, but also comes with many other benefits with it. Benefits of RentPay Credit Card Rewards: Most premium & super premium credit cards comes with a reward rate of 2% and above, sometimes as good as 3.3% in which case, you earn something back on every rupee you spend. Milestone Spend Rewards: While you get default rewards as above, you may also be eligible for the credit card milestone benefits which could be different types like Spend based milestone benefit, inbuilt milestone benefit or even the milestone benefits like fee waiver. CRED Coins: Apart from credit card rewards, you also get CRED coins for paying credit card bills. Credit Period: You get ~45 day credit period from credit card companies to clear the due. That’s not everything, as you may also get many other indirect benefits once you frequently spend & repay the rent dues on time using a credit card. Like, chances are you get better spend based offers, better credit limit & you may score that upgrade you always wanted. And of-course as these repayments are reported to CIBIL and other credit reporting agencies, so your score could get better, means better interest rates on your home/car loans that you might take in future. Charges Service Charge (Credit Card) : Upto 1.5% (including GST) Service Charge (UPI) : Nil Service charges are nothing but the charges added to rent amount while paying via CRED RentPay. These are basically the transaction fee charged by the payment gateways. It appears that the service charge remains at above levels even for Amex & Diners, which is a good news. And no charge for UPI is nice to see as well. While you might wonder how some service providers are doing at a low service charge, its because they’re in the user acquisition phase. Eventually everyone will have to come to this range, sooner or later. How much can I save? How much you can save ideally depends on which credit card you hold. Assuming you’ve monthly rent of Rs.30K, let’s fihttps://www.cardexpert.in/cred-rentpay-review-paying-rent-has-never-been-this-easy-rewarding/#What_is_RentPayCRED RentPay Review: Paying rent has never been this easy & rewardingThe need for liquidity is at an all time high and consumers are facing what is termed the ‘cash crunch’. In light of this, CRED has rolled out their RentPay service enabling their members to now pay rent by directly transferring the amount to their landlord using their credit card and UPI. Here’s everything you need to know, Pay rent in few taps using CRED RentPay – Review What is CRED? CRED is a member only app reserved for the few having very good credit score (750 and above). It allows you to pay all your credit card bills from a single place and you get rewarded for it as well. I’ve personally got well over Rs.25,000 worth of benefits since its launch in late 2018. The detailed review of the app is here: CRED Review just incase if you’re new to it. What is RentPay? RentPay is one of the latest product by CRED built exclusively for its members as a solution for rent payments. It allows you to pay your rent through credit card in a simple 3-step hassle free process. It is not only the most user friendly app for rent payments, but also comes with many other benefits with it. Benefits of RentPay Credit Card Rewards: Most premium & super premium credit cards comes with a reward rate of 2% and above, sometimes as good as 3.3% in which case, you earn something back on every rupee you spend. Milestone Spend Rewards: While you get default rewards as above, you may also be eligible for the credit card milestone benefits which could be different types like Spend based milestone benefit, inbuilt milestone benefit or even the milestone benefits like fee waiver. CRED Coins: Apart from credit card rewards, you also get CRED coins for paying credit card bills. Credit Period: You get ~45 day credit period from credit card companies to clear the due. That’s not everything, as you may also get many other indirect benefits once you frequently spend & repay the rent dues on time using a credit card. Like, chances are you get better spend based offers, better credit limit & you may score that upgrade you always wanted. And of-course as these repayments are reported to CIBIL and other credit reporting agencies, so your score could get better, means better interest rates on your home/car loans that you might take in future. Charges Service Charge (Credit Card) : Upto 1.5% (including GST) Service Charge (UPI) : Nil Service charges are nothing but the charges added to rent amount while paying via CRED RentPay. These are basically the transaction fee charged by the payment gateways. It appears that the service charge remains at above levels even for Amex & Diners, which is a good news. And no charge for UPI is nice to see as well. While you might wonder how some service providers are doing at a low service charge, its because they’re in the user acquisition phase. Eventually everyone will have to come to this range, sooner or later. How much can I save? How much you can save ideally depends on which credit card you hold. Assuming you’ve monthly rent of Rs.30K, let’s fihttps://www.cardexpert.in/cred-rentpay-review-paying-rent-has-never-been-this-easy-rewarding/#Benefits_of_RentPayCRED RentPay Review: Paying rent has never been this easy & rewardingThe need for liquidity is at an all time high and consumers are facing what is termed the ‘cash crunch’. In light of this, CRED has rolled out their RentPay service enabling their members to now pay rent by directly transferring the amount to their landlord using their credit card and UPI. Here’s everything you need to know, Pay rent in few taps using CRED RentPay – Review What is CRED? CRED is a member only app reserved for the few having very good credit score (750 and above). It allows you to pay all your credit card bills from a single place and you get rewarded for it as well. I’ve personally got well over Rs.25,000 worth of benefits since its launch in late 2018. The detailed review of the app is here: CRED Review just incase if you’re new to it. What is RentPay? RentPay is one of the latest product by CRED built exclusively for its members as a solution for rent payments. It allows you to pay your rent through credit card in a simple 3-step hassle free process. It is not only the most user friendly app for rent payments, but also comes with many other benefits with it. Benefits of RentPay Credit Card Rewards: Most premium & super premium credit cards comes with a reward rate of 2% and above, sometimes as good as 3.3% in which case, you earn something back on every rupee you spend. Milestone Spend Rewards: While you get default rewards as above, you may also be eligible for the credit card milestone benefits which could be different types like Spend based milestone benefit, inbuilt milestone benefit or even the milestone benefits like fee waiver. CRED Coins: Apart from credit card rewards, you also get CRED coins for paying credit card bills. Credit Period: You get ~45 day credit period from credit card companies to clear the due. That’s not everything, as you may also get many other indirect benefits once you frequently spend & repay the rent dues on time using a credit card. Like, chances are you get better spend based offers, better credit limit & you may score that upgrade you always wanted. And of-course as these repayments are reported to CIBIL and other credit reporting agencies, so your score could get better, means better interest rates on your home/car loans that you might take in future. Charges Service Charge (Credit Card) : Upto 1.5% (including GST) Service Charge (UPI) : Nil Service charges are nothing but the charges added to rent amount while paying via CRED RentPay. These are basically the transaction fee charged by the payment gateways. It appears that the service charge remains at above levels even for Amex & Diners, which is a good news. And no charge for UPI is nice to see as well. While you might wonder how some service providers are doing at a low service charge, its because they’re in the user acquisition phase. Eventually everyone will have to come to this range, sooner or later. How much can I save? How much you can save ideally depends on which credit card you hold. Assuming you’ve monthly rent of Rs.30K, let’s fihttps://www.cardexpert.in/cred-rentpay-review-paying-rent-has-never-been-this-easy-rewarding/#ChargesCRED RentPay Review: Paying rent has never been this easy & rewardingThe need for liquidity is at an all time high and consumers are facing what is termed the ‘cash crunch’. In light of this, CRED has rolled out their RentPay service enabling their members to now pay rent by directly transferring the amount to their landlord using their credit card and UPI. Here’s everything you need to know, Pay rent in few taps using CRED RentPay – Review What is CRED? CRED is a member only app reserved for the few having very good credit score (750 and above). It allows you to pay all your credit card bills from a single place and you get rewarded for it as well. I’ve personally got well over Rs.25,000 worth of benefits since its launch in late 2018. The detailed review of the app is here: CRED Review just incase if you’re new to it. What is RentPay? RentPay is one of the latest product by CRED built exclusively for its members as a solution for rent payments. It allows you to pay your rent through credit card in a simple 3-step hassle free process. It is not only the most user friendly app for rent payments, but also comes with many other benefits with it. Benefits of RentPay Credit Card Rewards: Most premium & super premium credit cards comes with a reward rate of 2% and above, sometimes as good as 3.3% in which case, you earn something back on every rupee you spend. Milestone Spend Rewards: While you get default rewards as above, you may also be eligible for the credit card milestone benefits which could be different types like Spend based milestone benefit, inbuilt milestone benefit or even the milestone benefits like fee waiver. CRED Coins: Apart from credit card rewards, you also get CRED coins for paying credit card bills. Credit Period: You get ~45 day credit period from credit card companies to clear the due. That’s not everything, as you may also get many other indirect benefits once you frequently spend & repay the rent dues on time using a credit card. Like, chances are you get better spend based offers, better credit limit & you may score that upgrade you always wanted. And of-course as these repayments are reported to CIBIL and other credit reporting agencies, so your score could get better, means better interest rates on your home/car loans that you might take in future. Charges Service Charge (Credit Card) : Upto 1.5% (including GST) Service Charge (UPI) : Nil Service charges are nothing but the charges added to rent amount while paying via CRED RentPay. These are basically the transaction fee charged by the payment gateways. It appears that the service charge remains at above levels even for Amex & Diners, which is a good news. And no charge for UPI is nice to see as well. While you might wonder how some service providers are doing at a low service charge, its because they’re in the user acquisition phase. Eventually everyone will have to come to this range, sooner or later. How much can I save? How much you can save ideally depends on which credit card you hold. Assuming you’ve monthly rent of Rs.30K, let’s fihttps://www.cardexpert.in/cred-rentpay-review-paying-rent-has-never-been-this-easy-rewarding/#How_much_can_I_saveCRED RentPay Review: Paying rent has never been this easy & rewardingThe need for liquidity is at an all time high and consumers are facing what is termed the ‘cash crunch’. In light of this, CRED has rolled out their RentPay service enabling their members to now pay rent by directly transferring the amount to their landlord using their credit card and UPI. Here’s everything you need to know, Pay rent in few taps using CRED RentPay – Review What is CRED? CRED is a member only app reserved for the few having very good credit score (750 and above). It allows you to pay all your credit card bills from a single place and you get rewarded for it as well. I’ve personally got well over Rs.25,000 worth of benefits since its launch in late 2018. The detailed review of the app is here: CRED Review just incase if you’re new to it. What is RentPay? RentPay is one of the latest product by CRED built exclusively for its members as a solution for rent payments. It allows you to pay your rent through credit card in a simple 3-step hassle free process. It is not only the most user friendly app for rent payments, but also comes with many other benefits with it. Benefits of RentPay Credit Card Rewards: Most premium & super premium credit cards comes with a reward rate of 2% and above, sometimes as good as 3.3% in which case, you earn something back on every rupee you spend. Milestone Spend Rewards: While you get default rewards as above, you may also be eligible for the credit card milestone benefits which could be different types like Spend based milestone benefit, inbuilt milestone benefit or even the milestone benefits like fee waiver. CRED Coins: Apart from credit card rewards, you also get CRED coins for paying credit card bills. Credit Period: You get ~45 day credit period from credit card companies to clear the due. That’s not everything, as you may also get many other indirect benefits once you frequently spend & repay the rent dues on time using a credit card. Like, chances are you get better spend based offers, better credit limit & you may score that upgrade you always wanted. And of-course as these repayments are reported to CIBIL and other credit reporting agencies, so your score could get better, means better interest rates on your home/car loans that you might take in future. Charges Service Charge (Credit Card) : Upto 1.5% (including GST) Service Charge (UPI) : Nil Service charges are nothing but the charges added to rent amount while paying via CRED RentPay. These are basically the transaction fee charged by the payment gateways. It appears that the service charge remains at above levels even for Amex & Diners, which is a good news. And no charge for UPI is nice to see as well. While you might wonder how some service providers are doing at a low service charge, its because they’re in the user acquisition phase. Eventually everyone will have to come to this range, sooner or later. How much can I save? How much you can save ideally depends on which credit card you hold. Assuming you’ve monthly rent of Rs.30K, let’s fihttps://www.cardexpert.in/cred-rentpay-review-paying-rent-has-never-been-this-easy-rewarding/#How_to_use_itCRED RentPay Review: Paying rent has never been this easy & rewardingThe need for liquidity is at an all time high and consumers are facing what is termed the ‘cash crunch’. In light of this, CRED has rolled out their RentPay service enabling their members to now pay rent by directly transferring the amount to their landlord using their credit card and UPI. Here’s everything you need to know, Pay rent in few taps using CRED RentPay – Review What is CRED? CRED is a member only app reserved for the few having very good credit score (750 and above). It allows you to pay all your credit card bills from a single place and you get rewarded for it as well. I’ve personally got well over Rs.25,000 worth of benefits since its launch in late 2018. The detailed review of the app is here: CRED Review just incase if you’re new to it. What is RentPay? RentPay is one of the latest product by CRED built exclusively for its members as a solution for rent payments. It allows you to pay your rent through credit card in a simple 3-step hassle free process. It is not only the most user friendly app for rent payments, but also comes with many other benefits with it. Benefits of RentPay Credit Card Rewards: Most premium & super premium credit cards comes with a reward rate of 2% and above, sometimes as good as 3.3% in which case, you earn something back on every rupee you spend. Milestone Spend Rewards: While you get default rewards as above, you may also be eligible for the credit card milestone benefits which could be different types like Spend based milestone benefit, inbuilt milestone benefit or even the milestone benefits like fee waiver. CRED Coins: Apart from credit card rewards, you also get CRED coins for paying credit card bills. Credit Period: You get ~45 day credit period from credit card companies to clear the due. That’s not everything, as you may also get many other indirect benefits once you frequently spend & repay the rent dues on time using a credit card. Like, chances are you get better spend based offers, better credit limit & you may score that upgrade you always wanted. And of-course as these repayments are reported to CIBIL and other credit reporting agencies, so your score could get better, means better interest rates on your home/car loans that you might take in future. Charges Service Charge (Credit Card) : Upto 1.5% (including GST) Service Charge (UPI) : Nil Service charges are nothing but the charges added to rent amount while paying via CRED RentPay. These are basically the transaction fee charged by the payment gateways. It appears that the service charge remains at above levels even for Amex & Diners, which is a good news. And no charge for UPI is nice to see as well. While you might wonder how some service providers are doing at a low service charge, its because they’re in the user acquisition phase. Eventually everyone will have to come to this range, sooner or later. How much can I save? How much you can save ideally depends on which credit card you hold. Assuming you’ve monthly rent of Rs.30K, let’s fihttps://www.cardexpert.in/cred-rentpay-review-paying-rent-has-never-been-this-easy-rewarding/#EligibilityCRED RentPay Review: Paying rent has never been this easy & rewardingThe need for liquidity is at an all time high and consumers are facing what is termed the ‘cash crunch’. In light of this, CRED has rolled out their RentPay service enabling their members to now pay rent by directly transferring the amount to their landlord using their credit card and UPI. Here’s everything you need to know, Pay rent in few taps using CRED RentPay – Review What is CRED? CRED is a member only app reserved for the few having very good credit score (750 and above). It allows you to pay all your credit card bills from a single place and you get rewarded for it as well. I’ve personally got well over Rs.25,000 worth of benefits since its launch in late 2018. The detailed review of the app is here: CRED Review just incase if you’re new to it. What is RentPay? RentPay is one of the latest product by CRED built exclusively for its members as a solution for rent payments. It allows you to pay your rent through credit card in a simple 3-step hassle free process. It is not only the most user friendly app for rent payments, but also comes with many other benefits with it. Benefits of RentPay Credit Card Rewards: Most premium & super premium credit cards comes with a reward rate of 2% and above, sometimes as good as 3.3% in which case, you earn something back on every rupee you spend. Milestone Spend Rewards: While you get default rewards as above, you may also be eligible for the credit card milestone benefits which could be different types like Spend based milestone benefit, inbuilt milestone benefit or even the milestone benefits like fee waiver. CRED Coins: Apart from credit card rewards, you also get CRED coins for paying credit card bills. Credit Period: You get ~45 day credit period from credit card companies to clear the due. That’s not everything, as you may also get many other indirect benefits once you frequently spend & repay the rent dues on time using a credit card. Like, chances are you get better spend based offers, better credit limit & you may score that upgrade you always wanted. And of-course as these repayments are reported to CIBIL and other credit reporting agencies, so your score could get better, means better interest rates on your home/car loans that you might take in future. Charges Service Charge (Credit Card) : Upto 1.5% (including GST) Service Charge (UPI) : Nil Service charges are nothing but the charges added to rent amount while paying via CRED RentPay. These are basically the transaction fee charged by the payment gateways. It appears that the service charge remains at above levels even for Amex & Diners, which is a good news. And no charge for UPI is nice to see as well. While you might wonder how some service providers are doing at a low service charge, its because they’re in the user acquisition phase. Eventually everyone will have to come to this range, sooner or later. How much can I save? How much you can save ideally depends on which credit card you hold. Assuming you’ve monthly rent of Rs.30K, let’s fihttps://www.cardexpert.in/cred-rentpay-review-paying-rent-has-never-been-this-easy-rewarding/#BottomlineWhat is CRED?CRED is a member only app reserved for the few having very good credit score (750 and above). It allows you to pay all your credit card bills from a single place and you get rewarded for it as well.I’ve personally got well over Rs.25,000 worth of benefits since its launch in late 2018. The detailed review of the app is here: CRED Review just incase if you’re new to it.What is RentPay?RentPay is one of the latest product by CRED built exclusively for its members as a solution for rent payments.It allows you to pay your rent through credit card in a simple 3-step hassle free process.It is not only the most user friendly app for rent payments, but also comes with many other benefits with it.Benefits of RentPayCredit Card Rewards: Most premium & super premium credit cards comes with a reward rate of 2% and above, sometimes as good as 3.3% in which case, you earn something back on every rupee you spend.Milestone Spend Rewards: While you get default rewards as above, you may also be eligible for the credit card milestone benefits which could be different types like Spend based milestone benefit, inbuilt milestone benefit or even the milestone benefits like fee waiver.CRED Coins: Apart from credit card rewards, you also get CRED coins for paying credit card bills.Credit Period: You get ~45 day credit period from credit card companies to clear the due.That’s not everything, as you may also get many other indirect benefits once you frequently spend & repay the rent dues on time using a credit card. Like, chances are you get better spend based offers, better credit limit & you may score that upgrade you always wanted.And of-course as these repayments are reported to CIBIL and other credit reporting agencies, so your score could get better, means better interest rates on your home/car loans that you might take in future.ChargesService Charge (Credit Card): Upto 1.5% (including GST)Service Charge (UPI): NilService charges are nothing but the charges added to rent amount while paying via CRED RentPay. These are basically the transaction fee charged by the payment gateways.It appears that the service charge remains at above levels even for Amex & Diners, which is a good news. And no charge for UPI is nice to see as well.While you might wonder how some service providers are doing at a low service charge, its because they’re in the user acquisition phase. Eventually everyone will have to come to this range, sooner or later.How much can I save?How much you can save ideally depends on which credit card you hold. Assuming you’ve monthly rent of Rs.30K, let’s figure out the potential net savings (actual rewards value – service charge) in a year across various cards.HDFC Infinia / HDFC Diners Black: Rs.6480 (as Reward points, usable for any hotel/flight redemptions)Vistara Signature: ~Rs.8,500 (2 Premium Economy tickets, considering each ticket at 7K)SBI Prime: ~Rs.2000 (Pizza Hut Vouchers as quarterly milestones + Fee waiver)So, as you see, it highly depends on what card you use. Above are some mix of various premium, super premium & airline cards optimized for spends of Rs.3.6L a year.But you’re going to have other spends as well on the card, so it makes sense to calculate your total annual spend and choose a credit card that gives you maximum value on your total spends (regular spends + Rent Payments).Do check out the best credit cards in 2020 for complete list of premium and super premium credit cards that you can use to maximize your net savings according to your needs.How to use it?RentPay has an incredibly easy to use interface and is very straightforward. Paying rent is a quick 3 step process as below,Just enter the amount you wish to pay.Enter details of your landlord. You can add a landlord bank account with UPI as well.Add your address for which you’re paying rent and you are done. The rent gets instantly transferredAll of the above can be done in a minute or two max and you don’t need to waste time uploading the rent agreements, wait for activations etc. Its all instant. Here’s the flow of entire rent payment process in pictures:RentPay Home ScreenEnter your Rental AmountEnter landlord’s Bank A/c DetailsYou may add Landlord’s UPI a/c (instead of bank ac)Enter your address (for which you’re paying rent)Choose the Credit Card & hit Pay NowRent transferred to Landlord instantly, in realtimeEligibilityYou just need to be a CRED member with Credit Score > 750Even-though RentPay is eligible for all CRED members, it went live only for select members for now. Its expected to be rolled out for “all” in a phased manner, in coming “weeks”.However, do note that you need their latest app (with a redesigned UI) for you to avail the service. If eligible, you should be able to see the same on your CRED app’s home screen.So if you’re using the old version, go ahead and update it. Or, if you do not have the CRED app yet, here’s the download link.BottomlineCardexpert Rating: 4.2/5While there are other services as well that allow you to pay your rent via Credit Card with attractive transaction charges, the smooth 3-step rent transfer is hard to find.Its just like Android vs Apple: when apple implements a feature, it feels mind blowing to use it, but well that comes at a premium and so CRED’s RentPay.But then, it shouldn’t matter as long as you hold one or many of the premium or super premium credit cards in the country that rewards you more than the fee charged.Hopefully CRED will come out with auto-pay rent option on Credit Card as well along with payment of other expenses such as maintenance and rent deposit. These bigger expenses shifting to Credit Card will help get more points, more liquidity, more interest free period!Have you tried the Rentpay by CRED? Feel free to share your thoughts in the comments below.134SHARESLog into Facebook | FacebookLog into Facebook to start sharing and connecting with your friends, family, and people you know.https://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.cardexpert.in%2Fcred-rentpay-review-paying-rent-has-never-been-this-easy-rewarding%2FShare a link on TwitterNew to Twitter? Sign up Get instant updates from your friends, industry experts, favorite celebrities, and what's happening around the world. What is Twitter? Learn more .https://twitter.com/intent/tweet?text=CRED%20RentPay%20Review%3A%20Paying%20rent%20has%20never%20been%20this%20easy%20%26%20rewarding&url=https://www.cardexpert.in/cred-rentpay-review-paying-rent-has-never-been-this-easy-rewarding/Fintech - CardExpertThe Past It’s been more than 2 years since CRED – the app that gives you rewards for paying credit card bills was launched. When CRED App was initially onboarding customers, there were jaw dropping rewards and offers. I managed to save well over Rs.25,000 in a year and I’ve seen bunch of people who saved few lakhs… Read More » Mobikwik in partnership with American Express launched the Mobikwik Blue American Express card for select Mobikwik customers by mid August 2020, later extended to many others by late Nov 2020. This is technically a prepaid card but in this case it works more like a debit card that’s linked to Mobikwik Wallet balance. That’s a good innovation for… Read More » There are entry-level cards with Zero joining fee and then there are super premium cards with high joining fee that comes with a metal form factor. What if you mix up both segments and issue a free card? That’s OneCard. Here’s everything you need to know about the OneCard metal credit card: What is OneCard? OneCard is an entry-level… Read More » For ages, we Indians got used to pay rent via cash or through NEFT/IMPS as a default payment mode. In fact most landlords still insist on cash over NEFT as they’re not comfortable with sharing their bank accounts. Yes, that’s still happening in 2020. With Covid-19 pandemic outbreak & social distancing becoming new normal, its time for a… Read More » Just like most other apps (CRED, Housing) we saw before, nobroker too is a similar solution to pay rent online through credit card without much of friction (like, no documents required). However it’s little bit different from other apps. Here is everything you need to know about Nobroker rent payment feature.  What is NoBroker? NoBroker is a Bangalore… Read More » As you might know, CRED recently launched CRED RentPay & Stash and along with it seems we’ve some offers to explore as well. This offer we’re looking at is with Amazon Pay UPI, meaning, when you pay your Credit card bill via Amazon Pay UPI through CRED, you get upto Rs.500 Cashback. Offer Details Offer: Get Rs.50 to… Read More » Online rent payment space seems to get great traction lately even during the times of lockdown when everything else appears to be still. We’ve recently seen CRED launch it’s CRED RentPay and Redgirraffe too came up with a great cashback offer on HSBC credit cards. Now Housing.com has launched the ‘Pay Rent’ feature on its mobile app to… Read More » The need for liquidity is at an all time high and consumers are facing what is termed the ‘cash crunch’. In light of this, CRED has rolled out their RentPay service enabling their members to now pay rent by directly transferring the amount to their landlord using their credit card and UPI. Here’s everything you need to know,… Read More » At this time when coronavirus has severe impact across all industries, the need for liquidity is at an all time high. CRED, the credit card bill payments platform has rolled out access to a credit-line exclusively for itshttps://www.cardexpert.in/category/fintech/CRED CRED RentPay pay house rent Pay Rent OnlineAuthor: SiddharthHelping Indians to choose right credit cards, pick right offers and enjoy luxury vacations for less. Day & night wondering where is the creator of this beautiful planet Earth.Related PostsCRED in 2021 - Are CRED Coins really worth it?The Past It’s been more than 2 years since CRED – the app that gives you rewards for paying credit card bills was launched. When CRED App was initially onboarding customers, there were jaw dropping rewards and offers . I managed to save well over Rs.25,000 in a year and I’ve seen bunch of people who saved few lakhs as well – those who had that level of spends. The Pandemic However things were slowing down lately maybe due to the pandemic and we hardly see any worthy redemption options (via coins alone) on CRED yet, especially in the last 1 Year or so. But if you love travel, you could still grab very good hotel stay offers that they put out every now and then. These new type of offers are “discounted” offers where in you could book a hotel for 20% less or so by burning CRED coins. The Present But then not everyone is travelling lately. So, a lot of you would have been waiting for the right time to burn all those unused bread coins in 2021. And the time has come now! You can now redeem your CRED coins to donate Oxygen to hospitals and healthcare non-profit organization . All you’ve to do is: Open the CRED app (or download if you don’t use already) Scroll down to see an option like below (either in “Home” page or in “Club” Page) Tap and donate as much as you wish. Just incase if you’re not aware, this is not the first time CRED does this. Every few months once they come up with such redemptions and its always pretty good to redeem them. Here are some of the past CRED missions that I redeemed CRED coins for: Final Thoughts While CRED coins may not reward you monetarily in 2021 as much it did in the past, it may carry good Karma back to your home. And let’s hope that acts as a shield to prevent the infection or just cure the infection fast, just in-case if you happen to contract the virus. So coming back to the question, are CRED coins really worth it in 2021? the answer depends on one’s own perspective. If you look at only rewards, then answer is “ No ” (for now, for most). But I would say “ Yes ” – just for the presence of these credmissions , as it adds good value to the world. And you get the convenience to pay all credit card bills in one place, pay rent online through CRED Rent Pay and even more. Have you redeemed your CRED coins for CRED missions? Feel free to share your thoughts in the comments below.https://www.cardexpert.in/cred-coins-2021/Mobikwik Blue American Express Card ReviewMobikwik in partnership with American Express launched the Mobikwik Blue American Express card for select Mobikwik customers by mid August 2020, later extended to many others by late Nov 2020. This is technically a prepaid card but in this case it works more like a debit card that’s linked to Mobikwik Wallet balance. That’s a good innovation for sure. Application Process It was issued to only a few by August 2020 when it got initially launched and I got it by then. From late nov, its given to everyone who did the KYC process with Mobikwik. Virtual card got generated instantly and they don’t have any plan for sending physical card as per tnc. Benefits Every transaction with this card redeems 3% of value from supercash Every transaction earns 1% supercash to your wallet Merchant Offers Max. cap of Rs.1000 per month applicable for redeeming Supercash. Apart from that, You might get a credit limit of 10K once spends through this card exceeds 10k via their Zip offer (buy now pay later). Cons: To redeem 3% of transaction value from supercash, you have to apply the offer in the app under Rewards section of the card each time Supercash concept itself is complicated (though much better now than its inaugural version) Merchant offers with this card are limited at this point Mobikwik-Amex History Amex partnership with Mobikwik goes back to April 2015, when it bought a stake in it. Mobikwik was a brand name few years ago with generous cashbacks on adding money and recharge, until it started a new concept of providing supercash instead of cashbacks and very few of its existing customers liked its complexity and benefits. Even after demonetization Mobikwik was unable to capture the digital boom thanks to its supercash concept whereas others like Paytm, Phonepe, Google pay thrived. Being a shareholder of Mobikwik, this partnership should have come much earlier (though in its present form, it is unlikely to please its customers in a big way). Bottomline Because of its dwindling user base & transactions volume, Mobikwik had to do something as it missed the digital bus. Amex being its major stakeholder had to step in to protect its investment from becoming dud. While launch of this card is welcome as this is 1st of its kind, much better innovation could have been done to woo premium customers. As Mobikwik runs generous supercash offers time to time, regular Mobikwik customers will find this card useful as they can now get direct 3% discount via this card (if they have earned supercash). In other words, Mobikwik has made supercash redemption easier via this card. Apart from that, post the introduction of 2% fee by Paytm for wallet loads , now Mobikwik with Amex network access is a good alternative. Update: Paytm revoked the 2% fee again. This is probably the 2nd time Paytm is doing this. Apart from small rewards, overall its not a great product, especially because of low acceptance compared to other wallets like Paytm/Amazon Pay , but its worth it when you are nothttps://www.cardexpert.in/mobikwik-blue-american-express-card/OneCard Review - The Free Metal Credit Card in IndiaThere are entry-level cards with Zero joining fee and then there are super premium cards with high joining fee that comes with a metal form factor. What if you mix up both segments and issue a free card? That’s OneCard . Here’s everything you need to know about the OneCard metal credit card: What is OneCard? OneCard is an entry-level credit card launched by FPL Technologies that works on IDFC bank platform through Visa (Signature) network. While it boasts about a metal form factor like the Amex Platinum or Centurion its like giving you a Maruti 800 that “looks” like an Audi on the outside. Its a hyped product in a way, but still if your plan is to show off the metal, its still a good choice for that matter. Fees & Charges Joining Fee Nil Annual Fee Nil Markup Fee 1%+GST Interest Rate 2.5% Its good to see the low markup fee, which is better than most credit cards but remember the rewards aren’t good enough for it to compete with super premium cards. As you see, its ideally a lifetime free credit card without any joining or renewal fee. That’s good given that its coming in metal variant. Rewards Regular Rewards 1 RP/ Rs.50 Accelerated Rewards 5X RP on top 2 categories Point Value 10 Ps to Rs.1 Regular Reward rate 0.2% to 2% Accelerated Reward rate 1% to 10% So as you see, the regular reward rate varies anywhere between 0.2% to 2% and in case you get 5X then your reward rate could be anywhere between 1% to 10% While those are the numbers in theory, in practical, the reward rate is 0.2% to 1% for instant redemption for statement credit. Note: As tested by one of the user, you don’t get reward points for wallet load and transfers. Amazon pay load shows as transfer. Benefits Form Factor: Metal Card Visa Signature Privileges (lounge privileges not confirmed yet) Points are issued INSTANTLY Points that never expire Fractional reward points How to Apply? Prior to the launch of OneCard, the company launched the OneScore that gives you free credit score & report (Experian) through App. Within the app they have an option to show interest for the OneCard. You get into waitlist and you will be informed when its available. Update: They’ve stopped taking new users. You may get an option to opt-in after sometime. OneCard is currently available in 15 cities including Pune, Mumbai, Bangalore, Ahmedabad, Baroda, Surat & Delhi . Other cities maybe added soon. User Experience Onboarding: Here’s what one of the user has to say about getting started, I got the email that I can now get the OneCard. Registration is simple. I downloaded the app from playstore and entered basic details. It didn’t even ask for my PAN number. Just email, phone number along with OTP, mother name and father name. That’s it, the process is completed and the app shows the virtual credit card instantly with eligible credit limit. It’s 1,80,000/- Currently the app is in beta phase on Playstore and yet to go fully live. Here’s the app visual: Service: While the app is sleek and all easy to use, it shttps://www.cardexpert.in/onecard-review/5 Best Apps to Pay Rent Online with Credit Card (India)For ages, we Indians got used to pay rent via cash or through NEFT/IMPS as a default payment mode. In fact most landlords still insist on cash over NEFT as they’re not comfortable with sharing their bank accounts. Yes, that’s still happening in 2020. With Covid-19 pandemic outbreak & social distancing becoming new normal, its time for a change! Pay Rent with Credit Card By routing rent payments through credit card we may enjoy lot of benefits like rewards & more and the rent payment apps too would swim in 100’s and 1000’s of crores in revenues – that’s a win-win for sure. So this article helps you understand why you need to pay rent through credit card over other options and a detailed review of each of the service providers offering this solution. Here we go, Why Pay Rent with credit card? Rewards You get rewards at various levels while using credit card for rent payments, such as: Regular rewards Milestone rewards Targeted spend based rewards For ex, spending Rs.30K a month for a year on Axis Vistara signature gets you regular Airmiles on spend and also 2 complimentary one way tickets valued at 7K each as its a part of the milestone benefits. Credit Period As credit cards allow you to carry balances without interest for about 45 days, it may help you with better your cash flow. Annual Fee Waiver Most credit cards these days comes with an annual fee waiver, which means you can renew your credit card for free if you meet the spend criteria. For ex, Amex MRCC needs Rs.1.5L spend, SBI Prime needs Rs.3L spend for renewal fee waivers. In a nutshell, Why would you want to spend your money while you can borrow someone else’s money for X number of days and get rewards and fee waivers on top of it? Makes sense isn’t it? Best Rent Payment Apps Service/App Charges Docs Required? Card Acceptance RedGirraffe 0.39%+GST Yes All, except Amex NoBroker 1% – 2% No All Housing 1.3% No All, except Diners & Amex CRED ~1.5% No All 1. Redgirraffe Redgirraffe – RentPay Redgirrafe is probably the first service provider that came out with a rent payment feature and it still remains the only dedicated solution out there. Their USP is the ultra low service fee that stands at 0.39%+GST compared to 1% or above with others. While how they are able to give at this rate remains a mystery, they have deep integration with various banks which might make it possible, to an extent. But the downside is poor user experience. Their sign up form just hurts my eyes by looking at, as I’m neither comfortable with long forms nor poor design. 2. Nobroker Pay rent with credit card using Nobroker App & website Nobroker’s rent payment feature is live since couple of months and is known for its low service fee which stands next to RedGirraffe. However, Nobroker payments are marked as Utility, so that may cause problems for you in getting reward points with some issuers. 3. Housing Houring.com Rent Payments Housing.com’s Rent Payment feature too is neat and simple but they have raised the fee multhttps://www.cardexpert.in/pay-rent-with-credit-card-india/Post navigation← CRED Stash Review: 1-click KYC to access credit in 90 secondsAmex Double Rewards: Now Enjoy 2X Rewards & 2X Point Value →115 thoughts on “CRED RentPay Review: Paying rent has never been this easy & rewarding”Manish KApril 20, 2020Paying through RedGiraffe (RG) through PayZapp (credit via Credit Card) is better rewarding than this option. Charges are lower, get Rs 200 as cash back and RG gives you additional vouchers in the end. I can pay credit card bills through CRED so those points are anyways I can take credit of.Reply ↓TKApril 21, 2020Hi Manish,What is RedGiraffe? How to useReply ↓Ankit SarafApril 21, 2020I second this. Charges on Cred are pretty high. Only plus side is first time setup is better. If one can spend sometime to setup with RedGiraffe, the gains are worth much more than Cred.On the other hand, cred is venturing into other business areas now which is a good thing as they need to start earning to sustain their product. I heard they will enter into credit business as well. Maybe personal loan or credit card or ola postpaid like feature.. they have data of millions of users of competing card companies, their usage patterns, credit history. They can easily create targeted products for their vast user base.Reply ↓santoshApril 22, 2020how to pay rent via payzapp?Reply ↓Ashish sharmaApril 20, 2020@siddharthPlease upgrade comment section and add the option for uploading 1 ImageIf any one has querry they easily explain to otherReply ↓karunApril 20, 2020For me Redgirafee is better … pay through payzapp … settlement time max 3 days …also there charges are less and addition 200 back per month by billpay coupon. But good article ! keep posting !Reply ↓BinayApril 21, 2020Hey, I also use Payzapp + Redgiraffe, what is this coupon you talk about ?Reply ↓Gunda AnveshOctober 22, 2020Apply coupon BILLPAY while payment from payzapp towards redgirraffe. 125 rs cashback in 10 working days we will getReply ↓BiplavMarch 8, 2021Now with 2x offer on hdfc + cred rent pay, I think one will save more with CRED, as overall rewards are now 6.6% (hdfc diners black and infinia / Standard Chartered Ultimate) and charges are 1.5%. So net benefit of 5.1%, which should be better than Redgiraffe. The only downside is this offer gets extended at the beginning of the month. As such, one can only guarantee that 2x offer is till Mar 31. Hopefully on Apr 1, hdfc extends the offer again, as they have done so previously this yr.Reply ↓SKMarch 12, 20212x offer is only on Diners Black and not on Infinia. Similarly for StanC, ultimate has been specifically excluded from the offer. Also, Cred+DCB offer will continue till 31 May, as mentioned on Cred appReply ↓SAI RANGA`April 20, 2020Till what limit we can pay rent?Reply ↓Siddharth Post authorApril 20, 2020I don’t see any limit as such, for now. But common sense says, they may allow as much as required if there is a proof. We will know rules for these cases in months time as they evolve.Reply ↓Nagaraja DApril 22, 2020Now CRED is allowing to Pay upto 2 lakh. I was just trying to enter more..Go a popup.. Payment above 2 lakh rs are currently not supportedThanks,Nagaraja DReply ↓ShriApril 20, 2020To be honest I would still stick with RedGirraffe for rent payments just because their service charges is very low compared to Cred Rentpay. Not to mention paying the rent via Redgiraffe through Payzapp using their Billpay code nets you additional maximum off 200 INR in savings a month.At 27k rent, I earn 900 RPs+ 200 Cash Back – 124.25, which in a year nets me 11709 on my Diners Black.Reply ↓AmitApril 27, 2020Payment through PayZapp doesn’t give you RP. You only get 200 cashback. Confirmed twice from customer representative.Reply ↓Sharathkumar AnbuApril 27, 2020@Amit. No. I have paid rent multiple times through Payzapp and there is no issue in getting reward points. It generally get posted 1 or 2 days after the transaction is settled from merchant side. I was told that this is to ensure that insurance transactions are not given points more than the cap. Payzapp can be used for any type of payment including insurance, hence such limitation.Reply ↓AnshulApril 27, 2020It depends on the card you use – i get reward points on Axis Vistara Infinite, SC Ultimate and HDFC Jet Diners through Payzapp.Reply ↓SudheepApril 20, 2020Thanks for the info.. very useful.. I have the following doubts..i) Is there any limit for the number of landlords that can be added, say one has two rooms on rent.ii) What if someone uses it for making payment to servant/cook etc, as only UPI ID is the key.Reply ↓Siddharth Post authorApril 20, 20201. Upto 2 landlords. Proof could be asked for in case any anamolies are detected.2. Proofs could be asked anytime based on internal checks.Reply ↓VarunApril 20, 2020Well without the rent agreement and any paper work, I can transfer the money to any bank account and earn rewards points. It doesn’t even ask for Landlord PAN for authenticity. I assume later they will modify to the system to make more robust and avoid misuse. Currently I use red giraffe for the payment and happy with 3.3 rewards rate on my infinia.Reply ↓Siddharth Post authorApril 20, 2020Yes, those may come when they see unusual payment patterns. Anyway I heard even now it will ask for Landlord PAN if its >50K.Reply ↓AbhiApril 20, 2020Other than IT dept compliance, I don’t think they’d care about higher payments. They are charging 1.5 % Which would easily cover for their MDR for most cards. (Except for Diners) I think Shivi or someone mentioned having 2% even with AmEX, so even Cred may have got better deal for Amex. Diners is probably only one they are giving from their pocket. Master/Visa surely they cover the cost.Reply ↓Siddharth Post authorApril 20, 2020They won’t. But RBI will, hence they might need to put few restrictions based on how it all goes.Reply ↓Amex GuyApril 21, 2020RBI will not care. There is no capping on cash transactions on CC or credit accounts. Entire corporate card programs work that way, even for individual employees. Unless this leads to massive swipe and run cases, I don’t think RBI will cause issues.The people caring about this in time will be credit card companies. They expect a much higher transaction charge and interest from day 1 on cash transactions. Which is main reason they are after manufactured spend. So misusing this will trigger them.Siddharth Post authorApril 21, 2020RBI don’t allow peer to peer payments via CC, hence my comment.Nagaraja DApril 22, 2020If the rent is above 50k, it will ask you for PAN numberThanks,Nagaraja DReply ↓Joy AnandApril 26, 2020Bro what do u mean by misuse, they are chargind upto 1.5% fees for credit load, is that a very lower rate,SBI offers credit transfer at 1.27% p.m. so please do not worry about misuse, even in that case they are earning something.They are not allowing transfers for free.Reply ↓NeoApril 29, 2020More like 3%, since RG takes 0.4% as txn feeReply ↓Omkar Sunil SatheApril 20, 2020Hi Sid! Thanks for this article. May I know the alternatives to this service with lesser transaction charges? Thanks!Reply ↓Siddharth Post authorApril 20, 2020So many popped up recently, but the know names in industry are Redgirraffe & nobroker.Reply ↓Prasanna BhatApril 20, 2020Hi Sid! Yet again a great article.I have been reading your articles and got benefitted a lot .Your articles and inputs from other readers helped me to gain many Rps so far from being a newbie an year ago.For rent payments below are popular options:1.Redgirraffe- 0.39% ( lowest fee and accepts Diners)2.Nobroker-Rs 99 upto 10k & Rs149 10k onwards ( doesn’t accept Amex and diners cards as of now)3.Paymatrix-2.99% ( Accepts all major cards incl. Amex .except diners)4.Paydeck-2.5% for T+1 day payment and 2.65 % for same day payment ( doesn’t accept Diners and Amex)Basically I wanted to pay my apartment maintenance fee through credit card and came across above options. I wanted use my Diners club back card for this, but apart from Redgiraffe no one else is supporting.But Redgiraffe doesn’t support maintenance payment.Used my Amex platinum travel card through “paymatrix”.Even though I may not gain much but I can reach milestones faster. Still looking for better alternative.Hopefully I can use CRED.Once again thanks and keep up the good work !Reply ↓Rohit devanganApril 21, 2020Hi Prasanna,I pay my society maintenance charges and my kid’s school fees too using Red girraffe. I understand that Red giraffe in partnership with HSBC bank is launching a mega offer this month. Looking forward to it. But yes, Rent, maintenance charges & school fees are all paid at 0.39% using Red girraffe. But they don’t allow AMEX cards since AMEX charges are much higher.Reply ↓Prasanna BhatApril 21, 2020Hi Rohit,Thanks for your input.But when i checked with Redgirraffe ,they said rent agreement is required for registration. Upon contacting further ,their cust. care replied to me that Maintenance fee payment is not acceptable though their platform.But your answer surprised me. Can you please elaborate how did you manage to get Refgirraffe ID for Maintenance fee payment ?AshishApril 24, 2020If someone pay a Rent bill on Red http://girrffe.Com/ Cred aap through SBI prime credit cardWhat Kind of reward points they earn100 per 20Rp or 100 per 2RpI am asking because I have simply click credit card I got a upgrade to PrimeJeevanMay 31, 2020Hi Ashish,Did you try out paying through SBI prime and the 5% RP?Thanks,JeevanShikhar MakkarApril 26, 2020Paymatrix also supports amazon pay and you can buy Amazon vouchers from smartbuy. Even though the charges are high (~4%) but still you earn almost 9% even on a card like Regalia.Reply ↓AbhiMay 2, 2020One can also pay rent using credit card on Mobikwik, if anyone can take their astronomical charges of 3.95%+gst.Reply ↓ArunJuly 2, 2020Hi Sid, If I pay using Amex MRCC card, will I get reward points?Reply ↓AmeyaApril 20, 2020I am planning to use my Amex Plat Reserve for this.Rent: ₹26k pmSpend based voucher: ₹500Reward points worth: ₹200-250 based on redemptionCharges: ₹395Net gain per month: ₹300-350Not bad but not good too.Reply ↓Siddharth Post authorApril 20, 2020Not great savings in a quick look, but it could get you renewal fee waiver, which is 10K 🙂Reply ↓AmeyaApril 21, 2020What is the spend requirements to get the waiver? I went through their website and couldn’t find this figure.Reply ↓Siddharth Post authorApril 21, 2020They don’t publish that figure and keep changing it often, ideally 2L-5L spend should get you anywhere between 50% to 100% waiver.Reply ↓AnshulApril 20, 2020Will help to achieve Rs 4 lacs milestone on Amex Platinum Travel Credit Card (though at Rs 6k charges).Reply ↓HimanshuApril 20, 2020Hi Sid,How about using American express Travel card?Will it be beneficial? Is it eligible?Reply ↓Siddharth Post authorApril 21, 2020That’s bit tricky as these spends will be reported as utilities. If so, you may not receive regular points with Amex, though Milestone benefits should be eligible. Have and wait and see the reality though.Reply ↓AbhiApril 22, 2020For some strange reason, I get RP on electricity bill payment using paytm or Amazon billpay on AmEx Plat Travel. In app it shows transaction date and RP0 but at the end of month my total RPs have RPs from bill pay transactions. (It is easier to make that out if bill pay is the only transaction in the month and amount is in 30-50k range.Reply ↓NeoApril 21, 2020Good option if you are looking to use Amex for rent payments. Else payzapp / RG works best IMOReply ↓SubrataApril 21, 2020Hi Siddharth, could you please point me under which section is this option appearing?Reply ↓Siddharth Post authorApril 21, 2020Do check CRED Home Screen in a week or two, not up for all at the moment.Reply ↓SubrataApril 21, 2020ThanksReply ↓JayApril 21, 2020As others have already stated, RedGiraffe continues to be the better options, unless you specifically need to use AMEX.The only other thing is that the RedGiraffe onboarding requires documentation to be submitted.Reply ↓VaibhavApril 21, 2020Hi Siddharth,Thanks for the informative articles.Would like to know like rent pay is there any app/service which can be used to pay school fees with credit card.Regards,VaibhavReply ↓KiranApril 21, 2020Hi,Red giraffe offers academy fees payment option and Paytm also offers payment for certain institutions.Hope this helps.Cheers,KiranReply ↓VaibhavApril 21, 2020Thanks.Reply ↓AbhiApril 21, 2020Pay school, college or coaching fees also via redgirraffe. Charges are same as rent i.e. Rs39+gst (i.e. 46) per 10K .You need to obtain institute’s bank acc details like IFSC and acc no. and setup payment via RG.My kids school doesn’t provide account details and insists on payment only via their app or cheque, otherwise they find it difficult to track payments, hence I can’t use RG. Try with your school.Reply ↓VaibhavApril 21, 2020Thanks.Reply ↓Nimish MalpaniApril 21, 2020While Cred has made it super convenient, 1.5% is quite higher than competition. Also, redgiraffe makes sense for most, a big problem there is that amex is not supported. Best option for amex platinum travel card holders is http://paymatrix.com – charges are exorbitantly high (2%), but they have an ongoing offer with mobikwik that provides 5% supercash (upto 700 INR), and when u pay via mobikwik you also get the normal MR points apart from milestone spends!Would love to hear about a better alternative though…Reply ↓AbhiApril 22, 2020What do you do with 700 mobikwik supercash ? I earned around 200 or something few months ago, all it gets me 2-3 Rs discount in bill payment and once a month Rs 5 cash 😀Reply ↓Ajay waliaApril 21, 2020Thanks sid for such a helpful article. I m using cred for a long time. I can’t see rent payment option in my app. I hv updated app but still it is not showing. I m using apple phone. Please helpReply ↓Points AddictApril 22, 2020Thanks to Cred, now many people will know about Redgiraffe RentPay option. even a simple google search is showing it first. This would only bring traction to Redgiraffe 🙂Reply ↓AAJApril 22, 2020Is rent receipt generated out of CRED for paying rents similar to Nobroker and Red Giraffe?Reply ↓radiantApril 22, 2020Is this payment booked under peer-to-peer transaction? In that case, hdfc won’t give any points.Reply ↓Siddharth Post authorApril 22, 2020“utilities”.Reply ↓Rohit devanganApril 23, 2020@Siddharth,HSBC & Red girraffe have jointly launched an offer on all HSBC cards used for Rent & School Fees on REd giraffe RentPay. The offer carries a Rs 5000/- cashback too. I have an HSBC cashback card. Are there other options? and would there be additional RP’s available on the offer? Please suggestReply ↓Ankit SarafApril 24, 2020Can you give details of the offer? Is it targetted offer or for all?Reply ↓UditApril 24, 2020Hi Rohit, can you share details of the Hsbc Redgiraffe offer. Have a HSBC card but haven’t received any such communication.Reply ↓SanchitApril 24, 2020Can you please shed some more information about this HSBC – Red Girraffe offer?Reply ↓Rohit devanganApril 25, 2020Hello Sanchit,HSBC offer is available on redgirraffe’s website. Apparently there is a cashback of Rs 5000/- and RP’s too.Reply ↓ChethanApril 24, 2020Today my CRED app got activated with the option for rent paymentReply ↓Shikhar MakkarApril 24, 2020One query on nobroker. It supports payment using Paytm as well. So, if we pay using paytm which is loaded using Amex, I’ll be getting the rewards points as well since Amex provides reward points for wallet transactions as well. Please correct me if I’m wrong.Reply ↓Rahil ShahApril 25, 2020No it will not fetch any membership reward points. The transaction will appear as “PayTm Utilities” abd hence Amex cards will not fetch any reward points even if transacted through PayTm on No Broker. Moreover, I think it’s also mentioned while making the payment that points will not be earned but will be counted for spend based offers.Reply ↓Gautam GargApril 25, 2020You cannot pay from wallet on NoBroker.Reply ↓Nipul JainApril 24, 2020Once you move above 50k paying as Rent on CRED Rent Pay you will need to furnish PAN Card of Landloard. It’s mentioned on their Terms&Conditions which is as per regulations.Reply ↓HarshApril 27, 2020For payzapp payments isn’t HDFC Rewards debit card the best option given it gives 5% back on all payzapp payments (except wallet reloads). Its capped till 2000 so I guess max advantage would be for payments till 40000.Reply ↓SreeApril 28, 2020Anyone paid rent using Amex? Did the transaction earn points?Reply ↓SanchitApril 29, 2020Yes, received the points with my Amex Platinum Travel CardReply ↓FrequentFlyer15April 29, 2020Using an Amex shouldn’t be a problem since this is a rent-pay which doesn’t figure into the utility category. Also, since its the first month, it will take time for them to figure out the quirks. Usually, just a phone call to the customer service helps me get my points. For eg, my NPS payments on Amex were getting coded as insurance and so I wasn’t getting points (during non-bonus days). I just called them and explained to the difference and once they fixed it hasn’t happened to me again.Reply ↓NeoApril 28, 2020Anyone tried this with the Amex plat charge ? With the 2x promo going on, seems a good deal even after 1.5% feeReply ↓:P'tapMay 4, 2020Hey, Yep!I’ve paid rent and earned points as well.. 2X!Reply ↓ShobitApril 29, 2020Can someone please guide me on the best payment method in terms of reward points to use my Regalia First Credit Card for paying rent through RG i.e. is it SmartPay , PayZapp or Instapay? I am new to credit cards and just registered on RG last week for paying rent. Thanks.Reply ↓Arnab ChaudhuriApril 29, 2020First thing you should do is to upgrade your card to regalia or diners privilege. Bcoz even for flights/hotels redemption the value is 30p/point compared to 50p/point on cards like regalia/clubmiles/privilege and 1Re/point for diners black. So my suggestion would be is to upgrade your card first so that you can milk the maximum value out of Red Giraffe.Reply ↓NeoApril 30, 2020You can use promo “BILLPAY” on payzapp to get some cashback.Also Payzapp gives you flexibility to use any Visa/MC/Diners card.Reply ↓valliappanApril 30, 2020Nobroker has resumed payment via AMEX. The charges are relatively low. For instance payment of 14k with amex is 150 in Nobroker, 210 in Cred.Reply ↓FrequentFlyer15May 1, 2020Guys!! don’t update your CRED app at any cost!! Ai made the mistake and paid for it! In the new version, no matter how many cards you pay the bill for, you will get only 1 card to slide down.@Sid, I think you should make an article warning users.Reply ↓Siddharth Post authorMay 1, 2020Unable to grasp “you will get only 1 card to slide down”. I see all cards in the list. More info please.Reply ↓FrequentFlyer15May 2, 2020By card, I didn’t mean the credit card, The cash back slide down that you get also called the Kill Bill. I made a payment for all my cards, all upwards of 10k and received only 1 Kill Bill which scratched off to Rs 7 only.Reply ↓Ramesh KumarMay 1, 2020You faced this issue today? I tried yesterday and it shows all credit cards, I’m able to pick the card I want to make the payment.Reply ↓PranabMay 2, 2020All cards are visible/payable for me.But facing a different problem. Every time ‘Lifestyle’ tab is clicked, the app is getting closed. Maybe they are working on for something new as I can see two and only two tabs namely ‘Introducing WIN’ & ‘Discover’ under lifestyle.Reply ↓Shashank SMay 2, 2020The comment is regarding kill the bill mystery reward cards. Only one upto Rs.1000 card and one upto Rs.5000 card is available per month per user. This is in the updated app where they have split the win section containing mystery rewards and rewards section containing brand rewards.Reply ↓SurajMay 7, 2020Which of the following cards will be rewardful for paying a rent of 10k?1. American Express Rewards card2. SimplyCLICK SBI Card3. Citibank Rewards Platinum4. Dinersclub Rewards cardReply ↓KURAPATI ANIL KUMARMay 8, 2020I have HDFC regalia master credit card. Can anybody please advise me on how procedure of enrolling myself for RG thru this credit cardReply ↓Rohit devanganMay 9, 2020Hello Anil, You may visit RentPay - Earn Exclusive Benefits and the process is basic & self-explanatory. else just call or whatsapp them. hope this helps.Reply ↓Adnan SiddiqueMay 11, 2020Hi i am existing cred member and i tried to pay Rent using cred but why they are asking for Rent agreement? Please help me if i dont have rent agreement now with me how do i pay my rentReply ↓Arumuga Nainar MuruganMay 17, 2020Still yesterday they didn’t ask rent agreement.But today cred ask rent agreement to pay the rentSo cred become useless nowSiddharth please update the article.Reply ↓JeevanMay 31, 2020Has anyone tried paying through SBI prime for RentPay(Cred or redgirraffee) and got the 5%RP? If this is an option then i would get the SBI prime cc. If not, which cc gives the best RPs for statement credit?Reply ↓Mahendra GAugust 28, 2020Hi Jeevan,I am not sure whether 5% getting or not. But there is limit of 3000 reward points on every month for bill payment. You will get max 750 per month.Reply ↓SaurabhJune 4, 2020I paid my rent using CRED (27.5k) on 31st May and it didn’t ask for a rental agreement. Also I used my AMEX platinum travel card and got regular reward points too.Reply ↓Krishna ChandranJune 25, 2020I have been a frequent user of CRED ever since its launch late 2018 and have got over 20K + cashbacks on different card payments. But like many, I have wondered, how much VC money they would be spending to acquire and retain customers. From frequent 3figure/4figure cashbacks, now its getting difficult to even get cashbacks :). The keep tweaking their cashbacks eligibility every month. CRED still is the best app to pay your bills when you compare it with others like Paytm, PhonePe etc. The UI design is also very sleek.The rent pay is a brilliant method for them to engage with users on their platform. I have used this service twice in May and June. In May, they charged a fee of 1.5% and in May it got increased to 1.55%. I am sure it will go up again in June.Apart from paying rent, this can also be used to get quick money into your account at a low convenience fee..Paytm charges 2% for loading above 10K and another 2% for transferring to a bank. So compared7%, 1.55% is pretty neat.Reply ↓RohitJuly 3, 2020Can anyone tell is there a way to use credit card amount to transfer fund to another account ? I guess with HDFC payzaap i can add money to wallet and then transfer and cost 2.36% with no reward points. Is there any other way with lower charges ?Reply ↓Arjit VermaJuly 23, 2020Guys need your guidance regarding recent failed transaction on cred. On 30 th June i made credit card bill payment of 4000₹ via NetBanking of bank of india which failed. The money was deducted. On 1st July cred responded that they received the payment and they will refund which should reflect in bank account within 7 working days. the refund was made on 2nd July according to them. But till date (23 July) I have not received the refund.I made 1st complaint regarding refund on cred on 13 th July to which they gave UTR no of refund and asked me to contact bank. On contacting bank branch with the UTR no was of no use.2nd complaint was made on 17 the July in which they first asked for account statement which I provided them. They again gave me the same UTR number and asked me to contact bank and then again closed the complaint as resolved.On (22nd July) 3rd time raising the complaint they again asked for latest one month account statement and also a email confirmation from bank that they haven’t received refund. Now on contacting bank for the same they refused to provide written or email confirmation saying that there is no provision for the same.Has anyone faced such issue and how to get it resolved?? Any guidance would be welcome.Reply ↓Sandeep KumarMarch 5, 2021Its job of Cred to contact the bank and resolve the issue. Bank won’t listen to your requests. Escalate to highest possible level in Cred. I am not in favour of using Cred. They earn by selling your data.Reply ↓UnknownJuly 27, 2020My Indusind Iconia Amex transaction is failing on Cred during rent payments. Anyone facing the same issue? Planning to take advantage of the current 2x promo on Iconia Amex. Pls confirm if anyone did a successful transaction recently on Cred thru Iconia Amex?Reply ↓Gautam GargAugust 3, 2020It looks like they have stopped accepting AmEx cards as of today(August 3, 2020).Reply ↓Dhrumil ParekhAugust 6, 2020Even I am getting a message saying that amex is having low success rate.What are the other options to use Amex for paying rent?Reply ↓SaurabAugust 28, 2020You can use PayMatrix but with higher processing fee of 2-2.5%Reply ↓Sai karthikJanuary 25, 2021Can I send 20k per month with my regalia card without being asked for rental agreement on cred ?Reply ↓Krishna ChandranJanuary 26, 2021Yes, you can send under 50k every month without being asked for rental agreement.Reply ↓RewardsFebruary 18, 2021Is it safe if I use cred rent pay just for milestone benefit as I am not living in a rented property but i will transfer the money in my known account!Reply ↓AbhiMarch 4, 2021Anyone knows how much is Cred charges for rent payment using Diners card? For March, Cred is a 2X partner for diners, replacing nobroker.Reply ↓UmeshMarch 6, 20211.5% is charged for rent paymentReply ↓Lalit sharmaMarch 8, 2021Hello..i want to know that if i pay my rent or any amount to someone through direct my UPI account, then(1) is there any extra charges applicable?(2) do i receive cred points by doing above.Thanks in advance for your replyReply ↓Hiren ParghiApril 12, 2021Don’t use CRED for your rent payment. My payment is declined and the amount is deducted from the account. It received by CRED but they didn’t transfer it to my owner. They said the amount to be refunded by 5-7 days if the payment declines. Their system is not functioning properly.Reply ↓DrhunterMay 1, 2021Amex cards is not working for rent pay on cred as of today. Which other site can i use to pay rent via amex card and earn rewards points?Reply ↓Dhruvil PatelMay 5, 2021Hi Drhunter,You can use paytm to make rent payments via Amex.Reply ↓DrhunterMay 5, 2021Yes i ended up usibg paytm. Charges were only 1% surprisingly. But i did not get any points on transaction as it gets mentioned as paytm utility. But at least it counts towards milestone spends.Reply ↓Leave a ReplyYour email address will not be published. Required fields are marked *Comment