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Let’s suppose that we throw out the window the complications about the teleportation itself. Assume we somehow have a perfect magical teleportation device. Our test subject, Bob, and everything that is part of him (air in lungs, microbes, etc.) get there, instantly and perfectly, while the sun core stuff that was there is momentarily removed.1 femtosecond (1 fs) is 10E-15 s. That is a REALLY short amount of time.1 attosecond (1 as) is 10E-18 s. 1000 times shorter than 1 fs.Light speed is about 3x10E8 m/s.This means light travels 3x10E-7 m in 1 fs, or about 0.3 micrometer.1 average human skin cell is about 30 micrometers, or 3x10E-5 m thick. The epidermis is formed of 25–30 thicknesses of dead skin cells. Thus, in 1 fs, light travels 1% of the thickness of a SINGLE skin cell.If our magical teleporter “plays really nice”, then it brings back Bob, but without his 1 outermost skin cell thickness. Or hair cell or whatever type of cell is most outside Bob. Given that, after 1 fs, the sun core damage hasn’t even reached further than the first outermost cell, this means Bob won’t feel a single thing. Not even a flash, or a rash on his eyelids (which has the thinnest epidermis), or whatever, not even a breeze. What he lost were already dead cells anyway. End of story.But that ain’t very interesting as it just totally bypasses whatever happened.Let’s say instead our teleporter brings back about the SAME volume of “Bob”. No dead cell cleanup, it just brings back the whole package.So Bob is now back, but that outer 1% of skin cell thickness is now filled with highly energetic, very high-energy gamma rays, traveling at light speed towards Bob’s insides. Also, the “trailing” part of that “radiation thickness”, contains a much slower moving but highly dense, highly radioactive, amount of sun core plasma, carrying a high pressure front shockwave, also moving towards Bob’s insides, at the speed of sound in the sun’s core, which is much faster than the speed of sound on Earth. And those particles will just rush right through Bob, thus their effect lasting much longer than 1 fs! That doesn’t sound too healthy.That 0.3 micrometer thickness is mostly radiation. The sun plasma itself, made mostly of matter, would have needed to accelerate with the pressure difference, and thus would have moved way slower than lightspeed. Thus the sun plasma matter is only at the very back end of our 0.3 um thickness.Sun core pressure is (grossly estimated) to be 2.5x10E16 N/m^2.Also, given that in a typical nuclear bomb, we can split the energy output like this (varies by bomb - this is only a very gross average):Blast (pressure wave): Each 45%, Thermal radiation 45%, Other radiation 10%.The “kick” from the pressure front (blast of matter), spreading for only 1 fs, is equivalent to … getting only 2.5 Newtons of pressure for an entire second. Even doing it all over Bob’s entire body, given that Earth’s atmosphere is 101325 Newtons per m^2, this is not much. And given the % of nuclear bomb energy ratios above, this means that the total energy received from the physical-matter plasma blast will be tiny compared to the pure radiation itself. If the plasma had filled the whole 0.3 um thickness, it could have been different, but it is just a very thin shockwave at the very trailing end of an already thin area. So it has much less energy total than the radiation itself, which fills the whole 0.3 um.Same thing for the thermal exchange: the Sun’s core temperature is 1.5x10E7 Kelvins. Given the 1 fs delay, it's going to be like touching a hot stove way too quickly. Bob won’t feel a thing from that amount heat exposure, either. At least, compared to the radiation.And for the radiation, we can determine the “volume” of total sun stuff that will “go into” Bob.Average human body has a surface area of nearly 2 m^2. And we have a thickness of 0.3 micrometers. So the total volume of solar radiation (not actual sun plasma matter, only radiation energy) received by Bob is equivalent to about 6 mm^3 of super-dense radiation traveling at light speed. But that is just about as big as a SMALL grain of rice, but spread out over the entire of Bob’s body. The actual amount of super hot dense plasma would be a lot less, maybe thousands of times less, so that the total “physical impact” would be no more than a breeze. Most of the heat would convert to a bit more radiation instead.Bob wouldn’t die. However radiation damage works less like a strong man pushing a door (everything is moved/damaged equally), and more like shooting an armor-piercing bullet through a soft door (most of the target takes no effect, but you have gaping holes). Bob would get more risks of getting cancer later in life. He’d take a big radiation dose, but he wouldn’t take tons upon tons of sieverts all in one shot.And with a duration of only 1 as? Bob wouldn’t even notice at all.

IDFC FIRST BANKIDFC first bank is a relatively new bank and came into existence when IDFC bank and Capital first NBFC came together for a merger in December 2018.So the focus of this answer will be more on its Top Management and we’ll try to understand its business model.ManagementV Vaidyanathan is the managing director and CEO of IDFC first bank.Mr Vaidyanathan started his carrier in Citibank group with retail sector which will become his USP later.Later he Joined ICICI Bank which was a Domestic financial institution then and was known for financing corporates and other projects.And when ICICI bank was formed the retail sector was handled by Mr Vaidyanathan and he grew the retail banking segment of ICICI bank that we know today.He grew the retail business to 1400 branches and gained 25 million customers for ICICI bank that they have today.Why is all this important to know ?Earlier IDFC bank before merger were into wholesale business i.e. giving loans to companies and they were especially into infrastructure related companies.After the merger Mr Vaidyanathan Shifted the whole business focus to retail Segment and that’s shows high probability of this bank to be successful in the near future.Business ModelNPA’s are less than 1% for Retail segment in India.So what exactly are NPA’s (Non Performing Assets)?The accounts turn non-performing assets (NPAs) after 90 days of overdue in making payments. The accounts are classified as standard before the 90-day period.Most of the branches of IDFC first bank is in urban environment where they were trying to attract more customers by their giving 6–7% on savings account to build their customer base.In last years investors meet they had the future plans to convert their retail business income to 70% in the coming 4–5 years and they are getting close and close each quarter.They had plans to reach 1,00,000 Cr in loan books in the near 4–5 years but they are almost close to reaching that milestone in a year.The above image tells how growth of the bank is in recent quarters regarding loans and other assets.There were also plans on reducing infrastructure debts as they are prone to defaults as we have seen with IL&FS.Also Provisioning for such bad loans has been already done that has affected profits of the bank too.They are targeting customers in rural areas which are neglected by big banks by giving them unsecured loans on very high interest rates with proper Provisioning.FinancialsNet Profits has been Increasing from the past quarters which is good sign and shows bank is getting traction.Provisions has also been increasing from past two quarters which shows they are in control and ready if loans turns into a bad debts.Npa’s are getting lower and lower from quarters to quarters which shows the quality of a profile check a bank is doing before giving a loan to someone.Npa’s are even low in comparison to some of the well established banks even after providing unsecured loans.Net Interest Margin is margin that a bank gets while arbitraging.To put in simple words. for E.g.: The bank is giving 6–7% Interest rate to its account holders for Fixed Deposits and Giving loans out to customers at 11–12% so the difference of 5–6% is the bank’s net interest margin.Net interest margin has also been on arise from the past quarters which is a very good sign.So, what are the buying levels ?Support levels of the stock are near 29.On 1hr Time frame the bullish rectangle pattern is being formed which is a good sign of stock moving upward in some days.Volumes also been increasing by various spikes as you can see in the image.So if you can stay invested for 5–7 years, this stock will give very good returns.This is for educational Purposes only. Please consult your financial advisor before investing.For more such informative answers on Fundamental Analysis , Technical Analysis and Personal Finance you can follow my Space Finvestnance.Edit (9th mar'21) price is now increased to ₹67 from ₹29 when this article was posted.

Raghuram Govinda Rajan was appointed as RBI Governor in 2013 by UPA govt and not appointed as a post man to forward mails to others when he had all the powersRBI enjoys equal regulatory power over both private and public banks: Govt .. to act as per the acts below :-Reserve Bank of India Act, 1934 - Wikipedia and Banking Regulation Act, 1949 - Wikipedia Vide banking regulation act 1949 and RBI acts 1934 with further amendments RBI is the sole regulator of all banks and financial institutions in India .. He takes the interviews for the posts of selection of Chairman ,Directors for the public banks .As the regulator RBI can conduct special forensic audits , dismiss the bank Managements even if required .Why did he forward any such list at all ??? Is the first question ??? He failed to take even a single action on banks either to discover the frauds in PNB,ILFS , kingfisher etc or any action in that direction ???? Did Rajan ensured that the audit reports of the suspect loans were placed in the Audit committee meetings and Board meetings of the respective banks before sending the letter to govt ??? If presented to respective Audit committees did they not ask for a fresh audit by third parties ( other than GA panels ) ???'Deficient' audit: IL&FS board sends show-cause notices to Deloitte arm, BSR Did Rajan arrange to issue notices of removal to the concerned auditors of the banks where scams took place as Company Law section 140 and thier blacklisting as per the law ???? Like done in IL& FS ????And second big question is although being in govt for last 10 years from 1997 to 2016 in different capacities why did he not bring even a single law for sale/ auction of bad loans of banks ?! And in Chicago he gives big lectures that there are several methods for sake of recovery of all bad loans . By being unable to sell the bad loans quickly banking system ,our MSME units , our Corporates all got constrained to grow which chopped off 2% of GDP and thereby employments ??? All bcoz of Rajan' s inaction .. This law was in use across all advanced countries for decades ago which Rajan , Chidambaram,Pitroda , Iyer , Manmohan Singh , Singhvi , all brilliants knew decades ago .But nobody initiaed the law ever in India .. Why ??? He wanted to favour the Corporates .is it ?!?Insolvency and Bankruptcy Code, 2016 - Wikipedia This law was brought by Modi govt after his departure .Evergreening of all bad loans for years together : Why did Rajan allow evergreening of all bad loans for decades or so till it is totally sunk . See this link :It was Modi govt stopped all this nonsensical evergreening of all bad loans from 2015 .Does Rajan has answer for even a single question above ??? Why ??? Then was he suited for the post of RBI Governor ??. Who is to be blamed then ??? Chidambaram and Manmohan Singh both alongwith defacto Prime Ministers of UPA Sonia Rahul .Another highly qualified super brillant character now aspiring to be the next Prime Minster or next Finance Minister but absolutely of no use to mother India as can be seen above .Edit 1 dt 15–5–2019 @ PMGowindan Nampoothiri :- There was an opinion that RBI act and Banking Regulation act doesnot accord RBI with requisite powers as a regulator to supervise the PSU banks . RBI enjoys equal regulatory power over both private and public banks: Govt …Govt has clarified RBI has equal powers over private as well as public sector banks as a regulator :Powers of Reserve Bank of India (RBI) :-As per the above RBI has following powers over all the PSU banks :Inspect the books of accounts of all banks.RBI nominee Directors are there on Boards of all banksRBI Director is a member of the committee for large loans above Rs5 crores .If deemed fit RBI can appoint additional Directors on the Boards.Whole time Directors of PSU banks are appointed in consultation with RBI.RBI is the repository of data on all large credits .RBI has fraud registry for amounts over Rs1 lakh .RBI can issue directions to the PSU Banks Managements..RBI has teeth to keep private, public sector banks in check: Government..What more powers are required to regulate PSU banks by RBI ??? Did Raghuram Govinda Rajan and his team used even a single power that was available to them as per the existing ( may be little outdated acts ) RBI act and Banking Acts ??? If changes were required were they suggested ( not in press conferences ) in the form of a proposal file to Finance Minister and Prime Minister ???? What were the RBI nominee Directors doing in the Board meetings of scam ridden PSU banks for years together ??!What were RBI ,RBI nominee Directors doing in the Board meetings till bad loans NPAs crossed Rs10,00,000 crores ???Did RBI (to say the least ) order a special audit by CAG after Rajan suspected frauds & failure by internal auditors , external auditors, Statutory auditors , RBI empanelled auditors all , to find out the truth before it is too late in Kingfisher loans Rs9000 crores , Nirav modi Choksi Rs15,000 crores ,,Videocon Rs45,000 crores ,ILFS Rs90,000 crores , Jet Airlines Rs15,000 crores or whatever , and all other suspect NPAs before it reached Rs10,00,000 crores ?????? Why not done ????Edit 1 dt 19-5–2019 @ PMGowindan Nampoothiri :-Raghuram Rajan - Wikipedia Rajan was a globally well known economist for decades and had contacts with all ruling and opposition' netas of India since long . So to bring an improvement in India he didn't need a formal post nor his physical presence was required at all in view of his stature .His Wikipedia shows he was in India from 2007 to 2016 associated fully with UPA govt then with NDA govt till 2016 in various capacities .If he had desired he cud have suggested transformation of the Indian banking systems , financial systems to global levels decades ago just by either writing officially to Indian govt or by holding a press conference in India suggesting dozens of changes to be effected in the system.But till Dec 2018 or so The Third Pillar by Raghuram Rajan | PenguinRandomHouse.com: Books when he published a book with some other eminents in the field which was all “ too little too late “ that too in very vague terms without discussing the implementability of the suggestions.Insolvency and Bankruptcy code is a game changer law which is in practice in all advanced countries for over 3 decades or so.which is very simple law but brings in miracles for banks in the form of quick selling of bad loans ( NPAs ) by quickly auctioning in a open transparent process bringing in the best value for any stressed assets .But Rajan never brought in this law till he left .So Modi govt brought in this law :Insolvency and Bankruptcy Code, 2016 - Wikipedia ..This law has helped banks recover nearly Rs2,80,000 croresDefault cases: IBC helps recovery of Rs 3 lakh crore in 2 years out of Rs10,00,000 crores bad loans so far .What prevented either Narasimha Rao' s Congress govt or UPA' s 10 years term govts from bringing this law into force ???Who prevented Rajan from bringing in this law for decades ???? at the least in 2007 when he officially joined UPA govt as adviser ?!?.By the way who was doing the evergreening of all bad loans of banks in different names RBI withdraws CDR, SDR, S4A, JLF schemes to restructure defaulted loans till the whole money in lakhs of crores sank fully ???Who stopped this evergreening of NPAs in 2015..???? it is not the Modi govt in 2015 ??? Why no previous Govts were competent to do this decades ago ???What was Rajan doing for decades ?!!Edit incomplete…